| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes | |
|---|---|---|---|---|---|---|---|
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Matter ResolvedRequest Adjourment | 0 | 1/8/2025 8:30 am | 24-18431 / SLM | Jonathan Stone, Esq. | Confirmation Hearing Scheduled | Continued 1/22/2025 8:30 am | AS OF 12/30/24 (SF) RECOMMEND $750 x 4 (BEGIN 9/1/24); $1382 X 56 (BEGIN 1/1/25) BASE W/MIN $45,610 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE AND PERSONAL PROPERTY - OK TO PAY ARREARS CLAIM 10-1 FOR DEUTSCHE BANK - MUST FILE PRE-CONFIRMATION CERT WITHIN 7 DAYS 1. Deutsche Bank filed arrears claim 10-1 in the amount of $506.70 (OK TO PAY?) 2. Schedules I and J were amended. Disposable income is now $7223.79. Income is reduced by deducting social security and VA disability income leaving net disposable income of $1382. 3. Trustee objection: - Need a current market analysis - CMA provided dated 11/14/2023, need new CMA with comps 6 months before filing (NOT PROVIDED. USED ZILLOW AND NONEXEMPT EQUITY IN REAL ESTATE IS IS $36,760) - Excessive expense transportation $575 on Schedule J -Excessive expense on Form B122-C2 Line #23 $250/ allowance for this is $50. This increases Line #45 to $2,315.57 which requires $138,934.20 to general unsecured creditors. - There is non-exempt equity as follows: $2,740/house (may change when updated CMA provided); $6,150/Ford Escape; $1,400/refrigerator; $1,300/TV. Total non -exempt equity $11,600. -Need to file Pre-Confirmation Certification with Court. Plan proposes $750 x 60 Base Payments: 3/3 RESOLVED: - Need Amendments to Schedules sch I for VA disability (RECEIVED) |
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Matter ResolvedRequest Adjourment | 1 | 1/8/2025 9:00 am | 19-18333 / MBK | Thomas G. Egner, Esq. | Motion Reopen Ch. 13 Case (fee) | Granted | REOPEN TO FILE APP TO VOID MTG |
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Matter ResolvedRequest Adjourment | 2 | 1/8/2025 9:00 am | 19-18333 / MBK | Thomas G. Egner, Esq. | Motion to Cancel and Discharge Mortgage | Granted | MTN TO CANCEL/DISCHARGE NJ HOUSING & MTG |
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Matter ResolvedRequest Adjourment | 3 | 1/8/2025 9:00 am | 19-20191 / MBK | Bruce H. Levitt, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | NEW JERSEY HOUSING AND MTG FINC /Marswillo Way (KML) |
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Matter ResolvedRequest Adjourment | 4 | 1/8/2025 9:00 am | 19-25048 / MBK | Robert Cameron Legg, Esq. | Motion to Cancel Discharge | Granted | MTN TO CANCEL DISCHARGE/CHRYSLER FINANCIAL (DJ 253012-09) |
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Matter ResolvedRequest Adjourment | 5 | 1/8/2025 9:00 am | 19-25111 / MBK | Marc C. Capone, Esq. | Motion to Cancel Discharge | Granted | MTN TO CANCEL DISCHARGE/MERS/FCI LENDER SVS |
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Matter ResolvedRequest Adjourment | 6 | 1/8/2025 9:00 am | 19-30587 / MBK | Lee M. Perlman, Esq. | Creditor Certification of Default | Withdrawn | AMT: PLAN IS PIF, IN MO 62/PENDING CLOSING - RESOLUTION SHOULD NOT ADD ANY CLAIMS TO PLAN<<>> Debtor obj, made pymts<>SN SERVICING/Heather Ln (Friedman Vartolo) |
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Matter ResolvedRequest Adjourment | 7 | 1/8/2025 9:00 am | 19-31110 / MBK | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | AMT: PLAN PIF, IN MO 61/PENDING CLOSING - RESOLUTION SHOULD NOT ADD ANY CLAIMS TO PLAN<<>> Debtor obj, can pay with settlement<>NJ HOUSING MTG/Embury Ave (PLUESE) |
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Matter ResolvedRequest Adjourment | 8 | 1/8/2025 9:00 am | 19-31513 / MBK | Warren S. Jones, Jr., Esq. | Creditor Certification of Default | Granted | Debtor obj (***WITHDRAWN***<> TD BANK/Mill St (Duane Morris) |
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Matter ResolvedRequest Adjourment | 9 | 1/8/2025 9:00 am | 19-31911 / MBK | William S. Wolfson, Esq. | Motion Requesting Redaction | Granted | |
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Matter ResolvedRequest Adjourment | 10 | 1/8/2025 9:00 am | 19-33318 / MBK | James J. Cerbone, Esq. | Motion Impose Automatic Stay | Withdrawn | AMT: PLAN PIF, IN MO 60/PENDING CLOSING - RESOLUTION SHOULD NOT ADD ANY CLAIMS TO PLAN<<>> Deutsche obj (RAS)<>MTN REIMPOSING STAY/PHH MTG |
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Matter ResolvedRequest Adjourment | 11 | 1/8/2025 9:00 am | 19-33318 / MBK | James J. Cerbone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | 12/27 AMT; PIF/PENDING CLOSING<<>> $1727.50 balance as of 12/16 edc Debtor obj, made pymt<>ARREARS |
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Matter ResolvedRequest Adjourment | 12 | 1/8/2025 9:00 am | 19-34072 / MBK | Bruce C. Truesdale, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 1/29/2025 9:00 am | $437. balance as of 12/27 edc 11/14 AMT: ATTY FORWARDED $ 2,430; ADJ FOR DEBTOR TO PAY BALANCE<> Debtor obj, atty has funds to cure through Oct<>ARREARS |
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Matter ResolvedRequest Adjourment | 13 | 1/8/2025 9:00 am | 19-34072 / MBK | Bruce C. Truesdale, Esq. | Creditor Certification of Default | Continued 1/29/2025 9:00 am | (AMT: PLAN IN MO 60 - SMALL BALANCE DUE TO COMPLETE/SHOULD NOT RESOLVE BY ADDING ANY CLMS TO PLAN)<<>> Debtor obj, waiting for ck from Wells Fargo<> WELLS FARGO/Robin Ct (LOGS) |
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Matter ResolvedRequest Adjourment | 15 | 1/8/2025 9:00 am | 20-23862 / MBK | Kevin C. Fayette, Esq. | Creditor Certification of Default | Continued 1/29/2025 9:00 am | NFA nfaDebtor obj, made pymts<> NATIONSTAR/Grassy Lake Rd (RAS) |
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Matter ResolvedRequest Adjourment | 14 | 1/8/2025 9:00 am | 20-23862 / MBK | Kevin C. Fayette, Esq. | Trustee Certification of Default | Trustee Order | PER AR 12/31 AMT: PPSD RECAP, PENDING RESOLUTION OF CREDITOR DEF CERT WOULD BE: $ 14,350 PTD (48); $ 375 X 12 BEG 1/1/25<<>> Debtor obj, making pymts<> ARREARS |
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Matter ResolvedRequest Adjourment | 16 | 1/8/2025 9:00 am | 21-11964 / MBK | Robert Cameron Legg, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Granted | TR MTN DEEMING CONDUIT MTG PAYMENT TO NJ HOUSING CURRENT |
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Matter ResolvedRequest Adjourment | 17 | 1/8/2025 9:00 am | 21-15214 / MBK | James J. Cerbone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 1/29/2025 9:00 am | nfa sale scheduled for 1/10 per att. AMT: Sale order entered 12/11 - when is closing scheduled?<<>> Debtor obj, <>ARREARS |
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Matter ResolvedRequest Adjourment | 18 | 1/8/2025 9:00 am | 21-15499 / MBK | Peter E. Zimnis, Esq. | Trustee Certification of Default | Trustee Order | AMT: $29,400 PTD (41); $5,000 x 1 (jan); $1,555 X 18 BEGINNING 2/1/25 (ATTY OK)<> Debtor obj, can make pymts<> ARREARS |
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Matter ResolvedRequest Adjourment | 19 | 1/8/2025 9:00 am | 21-16137 / MBK | Jonathan Goldsmith Cohen, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj, will pay<>LOAN CARE/Van Mater Terrace ( RAS) |
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Matter ResolvedRequest Adjourment | 20 | 1/8/2025 9:00 am | 21-17908 / MBK | Eugene D. Roth | Creditor Certification of Default | Conduit / OTBS | AMT; TR LTR REQUESTING CONDUIT<> Debtor obj, made pymt <> NATIONSTAR/Twilight Ave (McCalla) |
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Matter ResolvedRequest Adjourment | 21 | 1/8/2025 9:00 am | 21-19475 / MBK | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | ARREARS |
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Matter ResolvedRequest Adjourment | 22 | 1/8/2025 9:00 am | 22-12234 / MBK | Robert C. Nisenson, Esq. | Creditor Certification of Default | Continued 2/19/2025 9:00 am | AMT; TR LTR REQUESTING CONDUIT<> Debtor obj, current<> SELENE FINANCE/Pine St (RAS) |
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Matter ResolvedRequest Adjourment | 23 | 1/8/2025 9:00 am | 22-13002 / MBK | Robert Cameron Legg, Esq. | Creditor Certification of Default | Order to be Submitted | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, making pymt<> PHH/Seward Ave (RAS) |
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Matter ResolvedRequest Adjourment | 24 | 1/8/2025 9:00 am | 22-16111 / MBK | John Zimnis, Esq. | Motion Authority to Obtain Credit Under Sect.364, Rule 4001(c) or (d)/Refinance | Order Previously Submitted | MTN TO APPROVE ERMA FUNDING trustee obj: The order should contain language that all of the funds obtained are to be turned directly over to pay the mortgage. |
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Matter ResolvedRequest Adjourment | 25 | 1/8/2025 9:00 am | 22-16508 / MBK | George E. Veitengruber, III, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 1/29/2025 9:00 am | AMT: ARREARS CURED; MTN TO REINSTATE STAY PENDING 1/29; ADJ'G TR MTN<<>> Debtor obj, made pymt<>SV/TRYSTONE CAPITAL; ARREARS |
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Matter ResolvedRequest Adjourment | 26 | 1/8/2025 9:00 am | 22-17445 / MBK | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 1/29/2025 9:00 am | made $5000 payment 1/6 per attorney and will be current by 1/29 EDC Debtor obj<>ARREARS |
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Matter ResolvedRequest Adjourment | 27 | 1/8/2025 9:00 am | 22-17996 / MBK | Peter E. Zimnis, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 1/29/2025 9:00 am | Sent email to Zimnis that we need an order saying these are being paid outside of the plan EDC Debtor obj<>FAILED TO FILE ORDER RE E.R.G AND A.G.R WITHIN 30 DAYS OF 7/10/24 CONF each claim is $550k |
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Matter ResolvedRequest Adjourment | 0 | 1/8/2025 9:00 am | 22-18697 / ABA | Carol L. Knowlton, Esq. | Confirmation Hearing on Modified Plan | Continued 2/26/2025 9:00 am | ADJ Conf to 2/26/25. Court scheduled evidentiary hearing for 1/30/25 (dm) ISSUES AS OF 9/18/2024 (DM): 8/20/24 - Borough of Riverton obtained stay relief on 602 Cinnaminson St, 612 Lippincott Ave and 401 Second St properties. 6/12/24 - ADJ to 9/25/24 per direction from the Court (dm) Motion to Expunge Renny & Shelia Jones POC (9-1) is scheduled for 5/14/24 (6/4/24 DOCKET ENTRY - PARTIES TO PROVIDE DISCOVERY AND BRIEFING SCHEDULE.) Marital residence was sold, and trustee received $64,564 from sale but otherwise has only paid 7 of 22 payments. 1) Renny & Shelia Jones (CORVELEYN LAW FIRM) OBJs - case pending for 17 months, claims that the 4 properties, although in the name of debtor, are not really hers because Jones put up all the money. Debtor is collecting rent on 2 properties but not disclosed in schedules. Secured POC from Renny and Sheila Jones (Graig Corveleyn, Esq) in the amount of $1,422,602.98 makes the case infeasible. 100% due to non-exempt equity in real estate. 2) IRS recently filed $1,520.17 post-petition POC (16-1) for 2023 tax returns that are estimated (UNRESOLVED.) 3) Plan provides $3,370.66 secured treatment to Borough of Riverton on Cinnaminson St property - no POC filed for this property (CREDITOR FILED POC 14-1, BUT STAY RELIEF GRANTED 8/20/24.) 4) Current attorney, Carol Knowlton, has $10,000 in estimated fees which will need a Fee App. 5) Trustee OBJ and Balboa Notes: - Not feasible - would need over $1,000/month even if we don't include claim for 1.4 million (NEGATIVE DISPOSABLE INCOME PER AMENDED I&J.) - Need proof of employment (UNRESOLVED.) - Current Pay Stub (RECEIVED CERT THAT DEBTOR IS SELF EMPLOYED.) - Need trustee payments (DEBTOR RESUMED PAYMENTS IN APRIL 2024.) - Child support if/when ordered - pending. ***RESOLVED ISSUES*** 4/10/24 (EDC): Per Judge, by 4/22/24 debtor to provide all docs, insurance, MP, resolve trustee issues regarding feasibility. Can file Cert of Default on 4/23/24 if not all docs received wit |
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Matter ResolvedRequest Adjourment | 28 | 1/8/2025 9:00 am | 22-19045 / MBK | Paul H. Young, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | ARREARS |
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Matter ResolvedRequest Adjourment | 29 | 1/8/2025 9:00 am | 22-19328 / MBK | Kevin C. Fayette, Esq. | Motion Relief from Stay (Fee) | Continued 2/19/2025 9:00 am | AMT: TRUSTEE REQUESTING CONDUIT<> Debtor obj<>PHH MTG / RT 526 (McCALLA RAYMER) |
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Matter ResolvedRequest Adjourment | 30 | 1/8/2025 9:00 am | 23-10380 / MBK | Herbert B. Raymond, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 3/12/2025 9:00 am | AMT: MP 1/8 ** CONTINUED*<<>> Debtor obj, filing MP<>FAILED TO REFI BY 10/31/24 |
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Matter ResolvedRequest Adjourment | 31 | 1/8/2025 9:00 am | 23-10696 / MBK | Bruce C. Truesdale, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Granted | HARDSHIP W/D from retirement to pay post petition arrears |
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Matter ResolvedRequest Adjourment | 32 | 1/8/2025 9:00 am | 23-10696 / MBK | Bruce C. Truesdale, Esq. | Creditor Certification of Default | Withdrawn | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj; creditor response<> MIDFIRST BANK/Old York Road (Gross Polowy) |
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Matter ResolvedRequest Adjourment | 33 | 1/8/2025 9:00 am | 23-10971 / MBK | Marc C. Capone, Esq. | Creditor Certification of Default | Withdrawn | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, can make pymt & requests recap<>US BANK/New Brunswick Ave (Friedman Vartolo) |
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Matter ResolvedRequest Adjourment | 34 | 1/8/2025 9:00 am | 23-11591 / MBK | Marc C. Capone, Esq. | Creditor Certification of Default | Continued 2/19/2025 9:00 am | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, can make pymts<> FREEDOM MTG/ellen St (Brock & Scott) |
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Matter ResolvedRequest Adjourment | 35 | 1/8/2025 9:00 am | 23-11656 / MBK | Warren Brumel, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj, made pymt<>ROCKET MTG/Jacobs Creek (STERN & EISENBERG) |
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Matter ResolvedRequest Adjourment | 36 | 1/8/2025 9:00 am | 23-12029 / MBK | David A. Semanchik, Esq. | Motion Reinstate Stay | Continued 2/19/2025 9:00 am | MTN REINSTATE STAY |
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Matter ResolvedRequest Adjourment | 37 | 1/8/2025 9:00 am | 23-12029 / MBK | David A. Semanchik, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Continued 2/19/2025 9:00 am | US Bank response (RAS)<>MTN REINSTATE AND REDUCE POC US BANK NAT'L |
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Matter ResolvedRequest Adjourment | 38 | 1/8/2025 9:00 am | 23-12029 / MBK | David A. Semanchik, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 2/19/2025 9:00 am | Debtor may have a dispute with the mortgage POC arrears - Debtor Atty to reach to AR (dm) Debtor obj, filing MP<>ARREARS |
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Matter ResolvedRequest Adjourment | 39 | 1/8/2025 9:00 am | 23-13108 / MBK | Marc C. Capone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | Debtor obj, proposing to sell property<>SV/LFG9; ARREARS |
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Matter ResolvedRequest Adjourment | 40 | 1/8/2025 9:00 am | 23-13898 / MBK | Candyce I. Smith-Sklar, Esq. | Application to Extend Loss Mitigation | Continued 1/29/2025 9:00 am | NJMFA obj ( Pluese Becker)<> MTN TO EXTEND LOSS MIT TO 3/13/25 |
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Matter ResolvedRequest Adjourment | 41 | 1/8/2025 9:00 am | 23-16323 / MBK | Marc C. Capone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | FAILED TO LM BY 1/31/24, EXTENDED LOSS MIT EXPIRED 6/30/24; LOANDEPO 9/25/24 MFR WAS OTBS, NO ORDER ENTERED TO DATE |
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Matter ResolvedRequest Adjourment | 42 | 1/8/2025 9:00 am | 23-16590 / MBK | Yakov Rudikh, Esq. | Motion Relief from Stay (Fee) | Withdrawn | Debtor obj, will pay<>ALLY CAPITAL/201 Ford Transit (LAVIN CEDRONE) |
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Matter ResolvedRequest Adjourment | 43 | 1/8/2025 9:00 am | 23-16983 / MBK | Jonathan Goldsmith Cohen, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | SV/SNATANDER |
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Matter ResolvedRequest Adjourment | 44 | 1/8/2025 9:00 am | 23-17022 / MBK | Jonathan Goldsmith Cohen, Esq. | Motion Relief from Stay (Fee) | Granted | PENNYMAC LOAN /Ashley Road (FRENKEL LAMBERT) |
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Matter ResolvedRequest Adjourment | 45 | 1/8/2025 9:00 am | 23-17572 / MBK | Herbert B. Raymond, Esq. | Motion Approval to Participate in the Court's Loss Mitigation Program | Granted | LOSS MIT |
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Matter ResolvedRequest Adjourment | 48 | 1/8/2025 9:00 am | 23-17826 / MBK | Justin M. Gillman, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | Debtor obj, can make pymts<>WELLS FARGO BANK /2017 Maserati (LOGS) |
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Matter ResolvedRequest Adjourment | 46 | 1/8/2025 9:00 am | 23-17826 / MBK | Justin M. Gillman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 2/19/2025 9:00 am | AMT: MP 1/8** RECOMMEND DISMISSAL**<<>> Debtor obj<>FAILED TO SELL WEST STATE ST PPTY BY 9/30/24; ARREARS * creditor cert of default also on for 12/11 |
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Matter ResolvedRequest Adjourment | 47 | 1/8/2025 9:00 am | 23-17826 / MBK | Justin M. Gillman, Esq. | Creditor Certification of Default | Continued 2/19/2025 9:00 am | Debtor obj<> VELOCITY COMMERCIAL CAPITAL/West State St (Stern & E) |
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Matter ResolvedRequest Adjourment | 49 | 1/8/2025 9:00 am | 23-18058 / MBK | Yakov Rudikh, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | |
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Matter ResolvedRequest Adjourment | 50 | 1/8/2025 9:00 am | 23-18072 / MBK | Patrick James Best, Esq. | Creditor Certification of Default | Continued 2/19/2025 9:00 am | AMT; TR LTR REQUESTING CONDUIT<> Debtor obj<>NATIONSTAR/First Ave (McCalla) |
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Matter ResolvedRequest Adjourment | 51 | 1/8/2025 9:00 am | 23-18231 / MBK | Frances A. Tomes, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 1/29/2025 9:00 am | current by 1/29 or OK to D per attorney Debtor obj, can resume in Feb & requests recap<>ARREARS |
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Matter ResolvedRequest Adjourment | 52 | 1/8/2025 9:00 am | 23-18839 / MBK | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: MP 1/8 **>HR**> Debtor obj, filed MP<>FAILED TO SELL ZIRCON DR PPTY BO 10/1/24 |
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Matter ResolvedRequest Adjourment | 53 | 1/8/2025 9:00 am | 23-19400 / MBK | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 1/29/2025 9:00 am | AMT: APP TO EXTEND LOSS MIT TO 4/8/25 FILED; OBJ 1/10; ADJ'G TR MTN <<>> AMT: LOSS MIT EXTENDED TO 1/8/25<<>> AMT: EXTENDED LOSS MIT EXPIRED 10/3/24<<>> Debtor obj filing loss mit extension<>Failed to obtain a Loan Mod by 5/29/24 |
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Matter ResolvedRequest Adjourment | 54 | 1/8/2025 9:00 am | 23-19807 / MBK | Jeffrey E. Jenkins, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | SV. NJ HOUSING; ARREARS |
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Matter ResolvedRequest Adjourment | 55 | 1/8/2025 9:00 am | 24-10550 / MBK | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: LOSS MIT NOW EXTENDED TO 3/31/25, ORDER DOC #44<<>> Debtor obj, extension filed<>FAILED TO LM BY 10/1/24; EXTENDED LOSS MIT EXPIRED 11/21/24 |
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Matter ResolvedRequest Adjourment | 56 | 1/8/2025 9:00 am | 24-11008 / MBK | David G. Beslow, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | Debtor obj, made pymts<>AMERICAN HONDA/2018 Civic (STEWART) |
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Matter ResolvedRequest Adjourment | 57 | 1/8/2025 9:00 am | 24-11116 / MBK | Daniel E. Straffi, Esq. | Order Shorten Time | Granted | MTN FOR VOLUNTARY DISMISSAL |
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Matter ResolvedRequest Adjourment | 58 | 1/8/2025 9:00 am | 24-11287 / MBK | Andrew M. Carroll, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | Debtor obj, requests cure<>US BANK NAT'L ASSOC / Fernwood Ave (STERN & EISENBERG) |
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Matter ResolvedRequest Adjourment | 59 | 1/8/2025 9:00 am | 24-12476 / MBK | Daniel E. Straffi, Esq. | Trustee Certification of Default | Dismissed | Debtor obj, can make pymt & requests recap<> ARREARS |
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Matter ResolvedRequest Adjourment | 60 | 1/8/2025 9:00 am | 24-13455 / MBK | Vera Fedoroff, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 1/29/2025 9:00 am | AMT: APP FOR CONS ORDER DOCKETED<<>> FAILED TO ADDRESS PER PLAN CLM OF LONG BRANCH MUNICIPAL COURT; ARREARS Long Branch now has consent order per attorney EDC |
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Matter ResolvedRequest Adjourment | 61 | 1/8/2025 9:00 am | 24-13664 / MBK | Marc C. Capone, Esq. | Creditor Certification of Default | Continued 2/19/2025 9:00 am | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, can make pymt & requests recap<>US BANK/Bernard Drive (RAS) |
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Matter ResolvedRequest Adjourment | 62 | 1/8/2025 9:00 am | 24-13852 / MBK | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Moot | AMT: MP 1/8 **RECOMMEND DISMISSAL**<>> Debtor obj, filed MP<>PLAN DENIED ON 9/25/24 AND FAILED TO FILE MP IN 14 DAYS |
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Matter ResolvedRequest Adjourment | 63 | 1/8/2025 9:00 am | 24-14153 / MBK | Robert C. Nisenson, Esq. | Motion Relief from Stay (Fee) | Granted | Debtor obj (**WITHDRAWN**)<>SANTANDER /Fermhead Ave (GROSS) |
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Matter ResolvedRequest Adjourment | 64 | 1/8/2025 9:00 am | 24-14783 / MBK | Vera Fedoroff, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj<>NEWREZ/SHELLPOINT -Beacon St(RAS) |
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Matter ResolvedRequest Adjourment | 65 | 1/8/2025 9:00 am | 24-14820 / MBK | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 1/29/2025 9:00 am | NFA Debtor obj, making pymt; sale pending closing 1/9<> FAILED TO SELL CHANNEL DR BY 10/1/24; ARREARS |
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Matter ResolvedRequest Adjourment | 66 | 1/8/2025 9:00 am | 24-14878 / MBK | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | Continued 2/19/2025 9:00 am | Debtor obj, submitting LM app<>BANK TRUST NAT'L /South Community Drive (FRIEDMAN) |
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Matter ResolvedRequest Adjourment | 67 | 1/8/2025 9:00 am | 24-15243 / MBK | Russell L. Low, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, made pymts<>FREEDOM MTG/columbus Ave (BROCK & SCOTT) |
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Matter ResolvedRequest Adjourment | 68 | 1/8/2025 9:00 am | 24-15371 / MBK | Allen I. Gorski, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | Debtor obj<>PLAN DENIED ON 11/13/24 AND FAILED TO FILE MP IN 14 DAYS |
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Matter ResolvedRequest Adjourment | 69 | 1/8/2025 9:00 am | 24-15732 / MBK | Michelle Lee, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Granted | MP 2/19 to be re-noticed ASK THE COURT TO NOTICE THE PREVIOUS MP Trustee obj: The order should be modified to say that the debtor shall file a modified plan within 7 days of reinstatement or else the case will be re-dismissed. |
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Matter ResolvedRequest Adjourment | 70 | 1/8/2025 9:00 am | 24-15861 / MBK | Joseph Casello, Esq. | Motion Relief from Co-Debtor Stay | Continued 2/19/2025 9:00 am | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, made pytm<>SELENE FINC/17th Ave (RAS) |
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Matter ResolvedRequest Adjourment | 71 | 1/8/2025 9:00 am | 24-16235 / MBK | Kevin C. Fayette, Esq. | Motion Relief from Stay (Fee) | Continued 1/29/2025 9:00 am | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, can make pymt & requests recap<>CARRINGTON MTG/Lambert Drive (HILL WALLACK) |
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Matter ResolvedRequest Adjourment | 72 | 1/8/2025 9:00 am | 24-16326 / MBK | David E. Shaver, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | AMT: MP 1/8 ** RECOMMEND DISMISSAL**<<>> Debtor obj, MP filed<>PLAN WAS DENIED ON 10/9 AND FAILED TO FILE MP IN 14 DAYS |
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Matter ResolvedRequest Adjourment | 73 | 1/8/2025 9:00 am | 24-16538 / MBK | Edward Hanratty, Esq. | Order Shorten Time | Granted | 2/19 new conf date if reinstated the mfr needs to be rescheduled--there was no opposition when case got dismissed edc MTN TO VACATE DISMISSAL<<>> trustee objection: -The debtor has failed to resolve any of the multiple confirmation issues and objection outlined by the trustee in the previous confirmation hearing EG. WHAT HAPPENED TO PROCEEDS FROM TRANSFERRED MARITAL PROPERTY? -The debtor is $600 in arrears to the trustee (after refund to debtor). |
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Matter ResolvedRequest Adjourment | 74 | 1/8/2025 9:00 am | 24-16538 / MBK | Edward Hanratty, Esq. | Order Shorten Time | Order to be Submitted | if reinstated the motion to dismiss needs to be rescheduled--there was no opposition when case got dismissed edc trustee objection: -The debtor has failed to resolve any of the multiple confirmation issues and objection outlined by the trustee in the previous confirmation hearing -The debtor is $600 in arrears to the trustee (after refund to debtor). MTN TO SELL SHFF ST PPTY |
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Matter ResolvedRequest Adjourment | 75 | 1/8/2025 9:00 am | 24-17275 / MBK | George E. Veitengruber, III, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | MTN TO CONFIRM NO STAY AND/OR FOR LIMITED RELIEF |
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Matter ResolvedRequest Adjourment | 76 | 1/8/2025 9:00 am | 24-17275 / MBK | George E. Veitengruber, III, Esq. | Motion Accounting | Denied | PER CHAMBERS MOTION TO DISMISS WILL BE FILED IN ADV 3909 Ponde De Leon obj ( Tomes)<>DEBTOR MTN TO DISMISS AP COMPLAINT |
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Matter ResolvedRequest Adjourment | 77 | 1/8/2025 9:00 am | 24-17275 / MBK | George E. Veitengruber, III, Esq. | Motion to Seal | Withdrawn | OTr obj 1. The Trustee objects to the debtor's motion because the certification in support of the motion was signed by the attorney. 2. The motion to seal is confusing and does not specify exactly what document he wants to seal. |
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Matter ResolvedRequest Adjourment | 78 | 1/8/2025 9:00 am | 24-17685 / MBK | Peter E. Zimnis, Esq. | Motion Relief from Stay (Fee) | Continued 1/29/2025 9:00 am | Debtor obj<>CENLAR/ Ewing St (STERN LAVINTHAL) |
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Matter ResolvedRequest Adjourment | 79 | 1/8/2025 9:00 am | 24-17746 / MBK | Demetrius J. Parrish Jr., Esq. | Objection to Southfork at Ewing HOA Claim #6 | Withdrawn | Southfork obj (Gorski)<>DEBTOR OBJ TO SOUTHFORK HOA POC #6-1 FOR EXCESSIVE ATTY FEES |
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Matter ResolvedRequest Adjourment | 80 | 1/8/2025 9:00 am | 24-18196 / MBK | PRO SE | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Order to be Submitted | Creditor wants to reinstate to get prospective. OTBS reinstating for purpose of hearing the motion. Set date for 1/29. trustee objection is OK if for sole purpose of prospective The debtor needs to provide all 341a documents, court documents and trustee payments in order to vacate the dismissal. |
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Matter ResolvedRequest Adjourment | 81 | 1/8/2025 9:00 am | 24-18693 / MBK | Candyce I. Smith-Sklar, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Granted | MTN TO RECLASSIFY IRS #3-1 PRIORITY CLM OF $9,513.78 TO GENERAL UNSECURED |
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Matter ResolvedRequest Adjourment | 84 | 1/8/2025 9:00 am | 24-19319 / MBK | Adam Schneider, Esq. | Motion Sell Free and Clear of Liens under 363(f) (FEE) | Granted | CAMPBELL DR |
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Matter ResolvedRequest Adjourment | 85 | 1/8/2025 9:00 am | 24-19832 / MBK | Paul H. Young, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Continued 1/29/2025 9:00 am | ** SEND EMAIL TO CLARIFY IF THIS IS THE AMOUNT IN THE PROOF OF CLAIM AND TO AMEND ORDER TO CLARIFY THIS $4 DIFFERENCE att comp PC 4, LLC (GARY ZEITZ) |
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Matter ResolvedRequest Adjourment | 86 | 1/8/2025 9:00 am | 24-20058 / MBK | Lawrence L. Abt, III, Esq. | Motion Relief from Stay (Fee) | Granted | HUGHES FEDERAL CREDIT UNION/2014 Grand Cherokee (DECOTIIS FITZPATRICK) |
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Matter ResolvedRequest Adjourment | 87 | 1/8/2025 9:00 am | 24-20170 / MBK | Daniel E. Straffi, Esq. | Motion Approval to Participate in the Court's Loss Mitigation Program | Granted | LOSS MIT/FLAGSTAR |
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Matter ResolvedRequest Adjourment | 88 | 1/8/2025 9:00 am | 24-20335 / MBK | Andrew Thomas Archer, Esq. | Motion Approval to Participate in the Court's Loss Mitigation Program | Granted | LOSS MIT/LAKEVIEW LOAN |
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Matter ResolvedRequest Adjourment | 89 | 1/8/2025 9:00 am | 24-20890 / MBK | PRO SE | Motion Relief from Stay (Fee) | Granted | SN SERVICING/Glen Court (FRIEDMAN) |
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Matter ResolvedRequest Adjourment | 90 | 1/8/2025 9:00 am | 24-20968 / MBK | Kevin C. Fayette, Esq. | Motion Relief from Stay (Fee) | Granted | ALBERT & MARIE THOMPSON /LANDLORD(GORSKI) |
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Matter ResolvedRequest Adjourment | 91 | 1/8/2025 9:00 am | 24-21002 / MBK | Justin M. Gillman, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Granted | POA |
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Matter ResolvedRequest Adjourment | 92 | 1/8/2025 9:00 am | 24-21554 / MBK | PRO SE | Motion Relief from Stay (Fee) | Continued 2/19/2025 9:00 am | MERCEDES-BENZ/2022 Mercedes (EISENBERG) |
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Matter ResolvedRequest Adjourment | 93 | 1/8/2025 9:00 am | 24-21913 / MBK | Yakov Rudikh, Esq. | Order Shorten Time | Granted | MTN TO IMPOSE STAY |
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Matter ResolvedRequest Adjourment | 94 | 1/8/2025 9:00 am | 24-22190 / MBK | Javier L. Merino, Esq. | Motion to extend Automatic Stay | Granted | MTN EXTEND STAY trustee obj: The debtor has not shown feasibility. All court documents, 341a documents and trustee payments have not been made. |
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Matter ResolvedRequest Adjourment | 95 | 1/8/2025 9:00 am | 24-22520 / MBK | Jeanie D. Wiesner, Esq. | Order Shorten Time | Granted | MTN TO EXTEND STAY |
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Matter ResolvedRequest Adjourment | 0 | 1/8/2025 10:00 am | 19-19288 / MEH | Andy Winchell, Esq. | AP 23-1212 TRIAL | Continued 1/29/2025 10:00 am | AP 23-1212 Rodriguez vs. PHH |
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Matter ResolvedRequest Adjourment | 0 | 1/8/2025 10:00 am | 19-19288 / MEH | Andy Winchell, Esq. | AP Motion Summary Judgment | Continued 1/29/2025 10:00 am | AP 23-1212 RODRIGUEZ VS. PHH |
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Matter ResolvedRequest Adjourment | 0 | 1/8/2025 10:00 am | 19-19288 / MEH | Andy Winchell, Esq. | Cross Motion | Continued 1/29/2025 10:00 am | **IS THIS ON FOR 10 OR DOES IT NEED 2PM? AP 23-1212 PHH CROSS MTN FOR SUMMARY JUDGMENT |
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Matter ResolvedRequest Adjourment | 96 | 1/8/2025 10:00 am | 22-16111 / MBK | John Zimnis, Esq. | Confirmation Hearing on Modified Plan | Continued 1/29/2025 10:00 am | As of 12/23/24 (DS): 1. Need consent order to remove post-pet mortgage arrears $1,811.19 and amended mortgage claim to correct arrears paid or $0 arrears owed. * Conf order should contain language that the mortgage claim will be amended within 45 days of confirmation after the receipt of any ERMA funding EDC 2. Trustee obj to the following: - Must file amended Sched I & J, provide 2 months recent proof of income and 2023 tax returns. - The Modified Plan filed by the debtor is not filed in good faith pursuant to Section 1325(a)(3). Debtor cannot excuse the $4,277 in arrears to the trustee. That amount needs to be added to the monthly payment going forward. * Need status on Trustee obj to motion sched 1/8/25. MP Prop $34,743 PTD; $750 x 8 begin 1/1/25; Base - Debtor received funds from ERMA to payoff mtg, mtg arrears are removed from plan. |
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Matter ResolvedRequest Adjourment | 97 | 1/8/2025 10:00 am | 23-10380 / MBK | Herbert B. Raymond, Esq. | Confirmation Hearing on Modified Plan | Continued 3/12/2025 10:00 am | As of 12/19/24 (DS): 1. NJ Housing & Mortgage (STUART WEST) obj to extending refinance date, Debtor cannot afford a refinance and is just seeking an extension to by time. Obj must be resolved. MP Prop $500 x 60; 100% and Refinance on Darrow St by 5/31/25 - Plan extends deadline to refinance. |
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Matter ResolvedRequest Adjourment | 98 | 1/8/2025 10:00 am | 23-17826 / MBK | Justin M. Gillman, Esq. | Confirmation Hearing on Modified Plan | Continued 2/19/2025 10:00 am | 12/26 workup for the 1/8 calendar EDC *Cert of default filed by Velocity *Trustee motion to dismiss for failure to sell *Motion for relief Wells Fargo- OTBS MP filed extends the sale of the West State Street property owned by the LLC and proposes: $31,300 to be paid through the first 13 months then $3088x 47 beg 11/1/2024--sale West Trenton by 3/31/25 * No retention, listing agreement etc. still Trustee objection: --Debtors modified plan proposed a total of $31,300 to have bee received through November but the trustee has only received $18,933. There is $12,360 in arrears per the new plan. --The plan is not feasible. |
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Matter ResolvedRequest Adjourment | 99 | 1/8/2025 10:00 am | 23-18839 / MBK | Daniel E. Straffi, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 12/17/2024 (at): RECOMMEND: $9,065 PAID TO DATE, $785 x 46 BEGINNING 1/1/2025, SALE OF RESIDENCE BY 2/1/2025, 100% PLAN - Low base pending sale of residence. - Preserve non exempt equity of $106,503 in real estate. - Non exempt proceeds from sale of residence are to be turned over to the Trustee. MP proposes: $8,280 paid to date, $785 x 46 beginning 12/1/2024, sale of residence by 2/1/2025, 100% plan Arrears: $785 (Plan is being modified to extend the time to sell property.) |
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Matter ResolvedRequest Adjourment | 100 | 1/8/2025 10:00 am | 23-20727 / MBK | James J. Cerbone, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 01/07/25 (SF) UPDATED RECOMMEND $12,708 PTD, $683 X 47 (BEGIN 1/1/25) BASE W/MIN $24,909 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE AND PERSONAL PROPERTY MP proposes $683 x 47 Base w/min $24,909 to gucs Plan has run 13 months with 47 months remaining Arrears: $2631 RESOLVED: Modified Plan proposes to reduce trustee payment and base. Need amended Schedules I and J and current proof of income and a copy of 2024 Tax Return. Sent to EDC for obj. (RECEIVED) |
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Matter ResolvedRequest Adjourment | 101 | 1/8/2025 10:00 am | 24-12426 / MBK | Peter E. Zimnis, Esq. | Confirmation Hearing on Modified Plan | Continued 2/19/2025 10:00 am | to receive 13,000 by 2/1 and receive contract showing feasible edc 12/16 workup for the 1/8 calendar EDC -IF D IT NEEDS A BAR TO REFILE mp on for 12/11 plans to step up from $4000 a month to $13,000 a month in 3 months---not feasible---PER JUDGE LAST TIME, DEBTOR TO MAKE A $13,000 PAYMENT BY JANUARY 8TH AND PROVIDE PROOF THAT THE DEBTOR WILL GET THE BIG COMMISSION. IRS amended claim is huge--$458,843.04--feasible?? *THE TRUSTEE NEEDS UPDATED YEAR TO DATE INCOME FOR 2024 THROUGH OCTOBER 31ST EDC 1) Trustee objection to confirmation: - The debtor has failed to file a feasible plan - plan speculative. Very large claims from taxing authorities - -Excess expenses schedule J, utilities $550; spouse debt $500/month need supporting documentation - -there is $76,519.25 non-exempt equity in the Investors Bank / Investment account -there is $3,410 non-exempt equity in PSEG shares -TOTAL NON-EXEMPT EQUITY $79,892 - PNC Bank (Martone) objection to confirmation - need to resolve -negative income, plan not feasible--*THE TRUSTEE NEEDS UPDATED YEAR TO DATE INCOME FOR 2024 THROUGH OCTOBER 31ST EDC -multiple filings-DISMISSAL SHOULD HAVE ONE YEAR BAR TO FILING ** Need to file Pre-Confirmation Certification with Court -low base --loan mod by 12/31/24 per consent order proposed plan $4,000x60 loan mod by 12/31/2024 minimum $80,000 to gucs ---------------------- RESOLVED NJ estimated priority 2023--OK AMENDED - The debtor has failed to supply the Trustee with the following document (s): A copy of the last filed tax return - 2023- FILED AND DEBTOR MADE $400,000 LAST YEAR - The debtor has failed to supply the Trustee with the following document (s): A copy of the last filed tax return - 2023- FILED AND DEBTOR MADE $400,000 LAST YEAR |
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Matter ResolvedRequest Adjourment | 102 | 1/8/2025 10:00 am | 24-13167 / MBK | Marc C. Capone, Esq. | Confirmation Hearing on Modified Plan | Withdrawn | 12/26 workup for the 1/8 calendar EDC last plan denied ***mp 1/8 but debtor filed another MP on 1/2. Debtor sent email regarding some of the items in the interim order but they need to be via certification and filed. EDC sent email to Capone to file the cert by 1/13. 10/25 AMT: 2ND INTERIM SCH ORDER -still no explanation of income variance or changes, no response to disposable income or 109e issue(5.5 million), or info on need for boat payment and high expenses. No resolution to 3 objections by Copy Center, 5GCM and 784 South LLC --MP filed and amended I & J filed but they don't reduce or explain high expenses per interim order MP filed $2400 X 8; $1200 X 52; BASE 1. Objection filed by Copy Center/Shore Business Solutions (Fox Rothschild) - sufficient equity to pay this claim. (UNRESOLVED) 2. Objection filed by 5 GCM LLC (Jacobowitz) - debtor is not eligible for a Chapter 13 pursuant to Section 109(e). Schedules fail to list claim of $1,424,102.25. (UNRESOLVED) 3. Objection filed by 784 South Drive LLC (Giordano Halleran) - plan intends to use proceeds from the sale of Mauro & Sons properties - not an asset of the debtor. (UNRESOLVED) 4. 109(e) issue: unsecured claims total $4,041,811.29. 5. JLC CENTRAL LLC D/B/A COMMISSION EXPRESS file a secured claim in the amount of $29,681.25 which is not in the plan. Is the debtor going to pay this claim? 6. Adversary complaint filed by JLC Central LLC. Need outcome. 7. Trustee's objection: - Amendments to Schedules I for new job and proof of that income. (NOT AMENDED/RECEIVED) The debtor(s) plan consists of unnecessary or excessive expense items, such as: - $806/month for cable/internet/phone - $351.13 and $476.98/month for life insurance - $2,250/month for non debtor credit cards and boat payment/insurance (luxury item) Need proof of excessive expenses 10 days prior to confirmation. The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based u |
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Matter ResolvedRequest Adjourment | 103 | 1/8/2025 10:00 am | 24-13852 / MBK | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | 12/26 workup for the 1/8 calendar EDC last plan denied new MP is essentially the same $250 x 36 with sale by 4/1/25 100% NEED STATUS OF SALE. NO APPLICATION FOR RETENTION FILED. CASE PENDING SINCE 4/16/2024. NO POST PET MORTGAGE PAYMENTS 1. Objection filed by US Bank (Robertson Anschutz) - plan is speculative as it it silent as to what efforts have been undertaken to sell the property. Supplemental objection filed - loan matured on 2/1/21. Debtor is the heir and has made no post petition payments. 14 months is too long to sell the property. (UNRESOLVED) 2. Trustee's objection: - The debtor has insufficient income income is significantly negative at -$1,347.83. Line 24 indicates debtor's family will contribute to the household to assist with plan payments. - The debtor has failed to file a feasible plan - without family contributions the plan is not feasible- MAKING PAYMENTS-CAN CONFIRM IF MORTGAGE ISSUE RESOLVED --------------------------------- RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - A copy of the homeowner's insurance renewal declaration - policy provided is forced placed insurance for the mortgage company - need owner policy with personal liability coverage (RECEIVED) - Need need copy of Will showing debtor is sole beneficiary and that debtor 's children have 1/2 ownership. (RECEIVED) |
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Matter ResolvedRequest Adjourment | 104 | 1/8/2025 10:00 am | 24-14287 / MBK | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 2/19/2025 10:00 am | AS OF 12/18/24 (SF) 1. The Debtor has two auto payments and a motor cycle payment. There are no other income contributions. The plan will require 100% to be paid to general unsecured creditors. To confirm need $1400 PTD, $1176 X 44 (BEGIN 1/1/25) 100% PLAN 2. Trustee objection: - Need Domestic Support Obligation information (STILL NEED DSO INFORMATION SHEET AND CHILD SUPPORT ORDER) There is no child support order; just an agreement between debtor and recipient paid via Vemo. $240 biweekly (Reduced expenses by $182 - Need a copy of the last filed tax return - 2023 (RECEIVED - TAX REFUND IS $7154. DISPOSABLE INCOME IS NOW $1451) - Need to provide one statement and Certification showing support payments in date order -Excess expenses on Schedule J - $222/motorcycle, this is a luxury; $650/transportation 1 person - need to provide supporting documentation for the transportation expense 10 days before confirmation hearing. -Income for debtor using all paystubs provided results in higher disposable net income in the amount of $907.63. (REDUCED EXPENSES BY $1048 AND DISPOSABLE INCOME IS NOW $2681) Plan proposes $200 x 36 Base Payments: 4/4 RESOLVED: -The Schedules fail to account for the debtor(s) tax refund in the amount of $630 when determining disposable income. -Need to file Pre-Confirmation Certification with Court. (FILED) -Need to provide Trustee with bank statements for the Republic Bank account from May 2024 to August 2024. Only provided March and April 2024 statements. (RECEIVED) -Need to provide Trustee with bank statements from May 2024 to August 2024 for the Police/Fire Federal Credit Union account. The statements provided are for 2023. Debtors filed in April 2024. (RECEIVED) |
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Matter ResolvedRequest Adjourment | 105 | 1/8/2025 10:00 am | 24-14878 / MBK | Daniel E. Straffi, Esq. | Confirmation Hearing on Modified Plan | Continued 2/19/2025 10:00 am | AR RESOLVE OR HOLD 12/16 workup for the 1/8 calendar EDC *MFR IS ON FOR 1/8- STATUS? 1. Objection filed by SN Servicing/US Bank (Friedman Vartolo) - failure to cure arrears of $130,371.80. (UNRESOLVED) --what is status of loan mod? ------------------------------ RESOLVED ISSUES: Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Change of address form to correct Debtors address to 445 S. Community Dr. (FILED) - Amendments to Schedules A/B and Voluntary petition page to correct Debtors address from 455 S. Community Dr to 445 S. Community Dr. (BOTH AMENDED) - The case is a Joint case and the plan filed at #2 fails to check off the box for joint administration in part 1e. This plan needs to be withdrawn and a new plan filed checking off that box for Joint administration. (MOD PLAN FILED) - Must resolve creditor objection. (UNRESOLVED) Modified plan before confirmation proposes: $400 x 36 beginning 6/1/2024, loan modification by 11/1/2024, base Payments: 3/4, arrears $400 |
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Matter ResolvedRequest Adjourment | 106 | 1/8/2025 10:00 am | 24-14993 / MBK | Thomas G. Egner, Esq. | Confirmation Hearing on Modified Plan | Continued 2/19/2025 10:00 am | Adj to same date as husband's conf hearing AR RESOLVE OR HOLD AS OF 12/17/24 (SF) Debtor's husband just filed separately. May want to adjourn to review both cases (341 in husband's case is scheduled for 1/9/25 24-21660) 1. NJ Dept of Labor did not file a claim and the governmental bar date expired on 11/12/24. Should this claim be stricken from plan? Atty wants to keep claim in plan but will need to file claim on behalf of creditor along with motion to allow claim. MP proposes $704 PTD, $240 x 55 Base Reduces payments due to increased expenses for car insurance Arrears: $1380 RESOLVED: 1. Need proof of current auto insurance coverage showing current premium (RECEIVED) |
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Matter ResolvedRequest Adjourment | 107 | 1/8/2025 10:00 am | 24-16326 / MBK | David E. Shaver, Esq. | Confirmation Hearing Scheduled | Moot - Dismissed | updated 12/26/2024 (JMA) issues as of 12/20/2024 (JMA) 1) SN Servicing Corporation (Friedman Vartolo) objection to confirmation - CREDITOR OBTAINED RELIEF FROM STAY, ORDER DATED 9/16/2024 - mortgage arrears $405,037.38 2) New Rez LLC d/b/a Shellpoint / Deutsche Bank (Stewart Legal) objection to confirmation - need to resolve - mortgage arrears $38,832.02 3) Trustee objection to confirmation - need to resolve - The debtor has insufficient income. - The debtor has undertaken an improper use of exemption. Specifically: Debtor exceeds the D5 exemption by $6,071. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $6,071 in non-exempt equity in personal property. - The IRS filed an estimated claim which needs to be amended. - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. - Need to file Pre-Confirmation Certification. proposed plan: $100x36 base plan with sale by 2/28/2025 paid in $600 last claim 3-1 |
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Matter ResolvedRequest Adjourment | 108 | 1/8/2025 10:00 am | 24-16958 / MBK | Karina Pia Lucid, Esq. | Confirmation Hearing Scheduled | Continued 3/12/2025 10:00 am | nfa ISSUES AS OF 12/31/2024 (DM): 1) State of NJ filed $8,669.72 priority claim not treated in the plan that includes estimated taxes for 2021 (UNRESOLVED.) 2) State of NJ filed $18,285.78 secured claim that includes estimated taxes for 2018. Plan provides $32,301.03 secured treatment (UNRESOLVED.) 3) State of NJ filed a general unsecured claim that includes estimated taxes for 2017 through 2020 (UNRESOLVED.) 4) Plan provides $2,585 secured treatment to Capital One Bank - creditor did not file a secured claim (STRIKE?? - yes) 5) Plan provides $2,727.87 secured treatment to Midland Funding - creditor did not file a secured claim (STRIKE?? - yes) 6) Plan provides $5,748.79 secured treatment to FIA Card Services - creditor did not file a secured claim (STRIKE?? - yes) 7) Trustee OBJ: - Excess income of Line #45 of Form 122c-2 is $5,613.99 which requires $336,839 minimum dividend to GUCs. ***RESOLVED ISSUES*** A) Trustee OBJ: - Need homeowner's insurance renewal declaration - policy provided expired (RECEIVED.) - Need to file Pre-Confirmation Certification (FILED.) Prop. Plan $2,100 x 60, Base Plan. PTD 5/5 = $10,500 Last Claim (1-6) |
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Matter ResolvedRequest Adjourment | 109 | 1/8/2025 10:00 am | 24-17331 / MBK | Yakov Rudikh, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 1/6/25 (SF) Updated RECOMMEND $600 PTD, $112 X 54 (BEGIN 2/1/25) BASE PLAN - TRUSTEE STANDARD ORDER OF DISTRIBUTION 1. Modified plan filed to surrender property at 59 Fresh Ponds 2. Trustee objection: - Verified income leaves monthly disposable income of $230.62. (NEED BASE OF $6648) - The Schedules fail to account for the debtor(s) tax refund in the amount of $925.00 when determining disposable income. 3. When confirmed add Trustee Standard Order of Distribution to confirmation terms Plan proposes $100 x 60 Base Payments: 5/5 RESOLVED: - IRS priority and unsecured claim 4-1 is estimated (AMENDED) - State of NJ priority and unsecured claim 7-1 is estimated (AMENDED) - Need to file Pre-Confirmation Certification. (FILED) - What happen to proceeds from the sale to Mr. Martinez's client - per AR need Cert with docs by 12/1/24. (Cert regarding proceeds Received. Debtor spent the funds. Needs Atty Review and Approval - Attached) OK PER AR - Objection filed by JP Morgan Chase (Wilson) - failure to include treatment of creditor claim. Claim 10-1 filed with arrears of $807.31 (MP surrenders property) - Need copy of closing statement for sale of New Brunswick home in 2021. (HUD RECEIVED BUT THERE IS STILL A MORTGAGE CLAIM FILED IN DEBTOR'S NAME. WAS MORTGAGE EVER PAID? IS THERE A NEW DEED?) NEED EXPLANATION YES, THERE IS A NEW DEED BUT ACCORDING TO EMAIL THE MORTGAGE WAS LEFT IN DEBTOR'S NAME. BUYERS HAVE BEEN PAYING THE CHASE MORTGAGE |
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Matter ResolvedRequest Adjourment | 110 | 1/8/2025 10:00 am | 24-17426 / MBK | Eric S. Landau, Esq. | Confirmation Hearing Scheduled | Continued 1/29/2025 10:00 am | 12/27/24(mk) 2nd email to atty to upload an adj request and get consent from objecting creditor 12/18: 341 now on for 1/9/25- NEEDS REQUEST TO ADJOURN CONF HEARING Objection By Bank Of NY-/Mellon(Padgett Law) 341 HAS NOT BEEN HELD YET 3/5 payments Plan has sale and a refi- NEED TO PICK ONE |
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Matter ResolvedRequest Adjourment | 111 | 1/8/2025 10:00 am | 24-17746 / MBK | Demetrius J. Parrish Jr., Esq. | Confirmation Hearing Scheduled | Continued 2/19/2025 10:00 am | issues as of 12/30/2024 (JMA) 1) 341 not held, rescheduled for 1/9/2025 - need to request adjournment of confirmation hearing scheduled for 1/8/2025 2) Lakeview Loan Servicing (Stern Lavinthal) objection to confirmation - need to resolve - plan and modified plan fail to provide for the arrears to creditor in the amount of $26,895.98 3) Ewing Condominium Association/South Fork) objection to confirmation- need to resolve - plan is not feasible and underfunded - plan is based on obtaining loan modification - speculative - creditor filed claim #8 with arrears in due in the amount of $46,961.09 proposed plan $608.34x2, $715.40x58 100% plan with loan mod by 1/31/2025 paid in $1615.68 arrears $1031.80 last claim 8-1 |
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Matter ResolvedRequest Adjourment | 112 | 1/8/2025 10:00 am | 24-17814 / MBK | David A. Semanchik, Esq. | Confirmation Hearing Scheduled | Continued 2/19/2025 10:00 am | AS OF 12/17/24 (SF) 1. Objection filed by Freedom Mortgage Corporation (Fissel) - failure to pay arrears of $2729.86 (No claim filed yet) 2. Need consent orders to pay Adequate protection payment of $1626 to Freedom and USAA 3. Trustee objection: -There is non-exempt equity in the following bank accounts $351.32/Coinbase; $74.03/Robinhood; $7,932.24/USAA; 32.45/Lakehurst Naval FCU; $28.80/USAA; $23.27/Chime; $23.83/Chime; $3.21/Chase (Total all accounts n/e equity $8,469.15) -There is non-exempt equity in the house in the amount of $4395. -There is non-exempt equity in the amount of $500 for the 2004 Pontiac Vibe Total non-exempt equity $13,364 -Need to file Pre-Confirmation Certification with Court. Plan proposes $350 x 48 Base w/min $9795 to gucs Payments: 1/2 Arrears: $350 RESOLVED: Need a current market analysis - document provided is from September 2023, need CMA with comps 6 months before filing (RECEIVED) |
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Matter ResolvedRequest Adjourment | 113 | 1/8/2025 10:00 am | 24-17836 / MBK | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Denied | MP 1/29 * As of 12/9/24 (DS): Debtor atty requested adj to allow time to resolve State of NJ estimated claim and fie mod plan. As of 12/5/24 (DS): 1. NO MOD PLAN FILED, SALE OF RESIDENCE OCCURED 10/25/24. 2. BELOW ISSUES REMAIN UNRESOLVED. As of 10/7/24 (DS): Debtor atty requested adj to allow sale and file mod plan once sold, per Debtor atty, Debtor does not own 2018 Chevy 10/9/24 (DS): 1. Trustee obj to the following: - Must provide proof of auto insurance for 2018 Chevy Equinox (POC FILED DEBTOR ONLY ON CONTRACT) and statement for Fidelity account. - Excessive expenses on Sched J for $3,500 for medical/dental. As well as 22c Line 22 has $3,259. Must provide proof of expenses 10 days prior to confirmation. - 22C Line 45 shows disposable income $622. - Plan fails for a prompt sale of Debtor's real property. SALE COMPLETED 10/25/24, NEED MOD PLAN TO REMOVE. - Must file Pre-confirmation certification. 2. State of NJ filed estimated tax claim, 2018, 2020, 2021 and 2023 tax returns not filed. Must resolve claim. 3. Flagship Credit filed secured claim with arrears $7,398.96 for 2018 Chevy Equinox financed 10/22/22, not on Plan or any Schedules. MUST MOVE AGAINST CLAIM. Prop Plan $1,125 x 60 begin 9/1/24; Base and Sale of Irwin Pl Note: IRS estimated amended, no longer estimated. Auto insurance provided for 2002 Honda, but not 2018 Chevy. |
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Matter ResolvedRequest Adjourment | 0 | 1/8/2025 10:00 am | 24-17953 / SLM | Jonathan Stone, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Continued 1/22/2025 10:00 am | Atty sent over cert that he is holding $8100 in Trust Account and will send over 341 docs soon. MK: case was dismissed on 10/23/24 for: 1. NO 341 HELD DUE TO MISSING DOCUMENTS 2. PAYMENTS: 0/5 ARREARS: $10,000 TR OBJECTION: Case will be 5 mos old in January. Must have proof of all 5 TR payments for total of 10,000( 2,000 x 5 mos) and all 341 dox need to be provided/uploaded to 13 docs 7 days prior to hearing |
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Matter ResolvedRequest Adjourment | 114 | 1/8/2025 10:00 am | 24-18170 / MBK | Mark N. Glyptis, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 1/2/25 (SF) UPDATED RECOMMEND $350 X 51 BASE W/MIN $11,818.31 TO GUCS - PRESERVE NONEXEMPT EQUITY ION REAL ESTATE OF $7459 IN CONFIRMATION ORDER 1. Trustee objection: - There is $7459 in non exempt equity in the residence. Plan proposes $350 x 51 Base w/min $11,818.31 to gucs Payments: 4/4 RESOLVED: Recommend plan be denied because debtors fail to check box 1e in plan as to joint administration of the case. Must file modified plan. (MP FILED) - Objection filed by Lakeview Loan Servicing (Boyle/Ebersole) - failure to provide for arrears of $1596.69 thru the plan (MP FILED) - Need a Modified Plan that checks off box 1e (joint administration) - The attorney's fees in the plan and the disclosure statement do not agree. One of these must be amended. (PLAN AMENDED) - Need to file Pre-Confirmation Certification. (FILED) - The debtors need to file a certification with explanation regarding any previous properties owned within the last 4 years. (RECEIVED) - Per debtor's pay stubs, need bank statements for accounts 589, 922 and 897.(RECEIVED. Accounts 922 and 897 are closed.) - Need statements for pay pal and venmo accounts. - Need statements for the debtor's (2) 401k loans. (401K LOANS WILL EXPIRES IN MORE THAN 36 MOS) - The debtor has undertaken an improper use of exemption. Specifically: Debtor is not on the deed and not eligible for the code section 522 D1 exemption. (Need copy of recorded Deed) RECEIVED AND OK. - Verified income leaves monthly disposable income of $662.59. (I and J amended) - State of NJ filed estimated unsecured claim 11-1 (AMENDED) |
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Matter ResolvedRequest Adjourment | 115 | 1/8/2025 10:00 am | 24-18379 / MBK | Geoffrey P. Neumann, Esq. | Confirmation Hearing on Modified Plan | Denied | updated atty lost power and failed to appear plan denied mp by by 1-22-25 response to disposition list by 1-22 ns AS OF 12/17/24 (SF) PLAN IS NOT FEASIBLE AND DEBTOR IS NOT CURRENT DEBTOR'S INCOME DOES NOT SUPPORT 100% PLAN. GUCS TOTAL $385,720 AND PLAN ONLY PROPOSES TO PAY TOTAL BASE OF $31,095 1. Santander Consumer USA filed arrears claim 5-1 in the amount of $10 which is not addressed in plan (OK TO PAY?) 2. Per disclosure statement fees are hourly. Will need fee application 4. Trustee objection: - The debtor has insufficient income Verified income leaves monthly disposable income of $552.45. - Need a copy of the last filed tax return - 2021- 2023 (STILL NEED OR CERT AS TO WHY NOT FILED) - Need a Modified Plan that proposes a refinance or loan modification, not both. - Need Amendments to Schedules B/C to list 2021 Camaro. - There is $100,277 in non exempt equity in the residence. - Need to file Pre-Confirmation Certification. Plan proposes $865 x 60 100%; Loan Mod or Refinance by 8/31/25 Payments: 2.1/4 Arrears: $1180 RESOLVED ISSUES: - The Plan fails to provide for a prompt loan modification completion date. (RESOLVED VIA ORDER) - Objection filed by Wells Fargo (Matthew Fissel) - failure to pay arrears of $131,447.18 and speculative loan mod (RESOLVED VIA CONSENT ORDER. LOAN MOD BY 4/23/25 |
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Matter ResolvedRequest Adjourment | 116 | 1/8/2025 10:00 am | 24-18620 / MBK | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 1/6/2025 (at): RECOMMEND: $1,200 PAID TO DATE, $346 x 56 BEGINNING 1/1/2025, 100% PLAN - Preserve non exempt equity of $5,698.00 in personal property. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Need proof of insurance for the 2017 Chrysler. (RECEIVED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $5,698 in non exempt equity in the inheritance. (LANGUAGE ADDED) Plan proposes: $300 x 60 beginning 9/1/2024, base Payments: 4/5, arrears $300 |
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Matter ResolvedRequest Adjourment | 117 | 1/8/2025 10:00 am | 24-18693 / MBK | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Confirmed | 12/30 Workup EDC 12/26 edc sent email regarding IRS. Need numbers to confirm-PER ATT NO IRS RESPONSE. CAN CONFIRM IF GRANTED PER BELOW *IF IRS MOTION GRANTED WE CAN CONFIRM AT: $600 PAID THEN $297 X 57 BEG 1/1/25 PRO RATA--Debtor must sign up for e-Wage within 7 days from conf order.---Trustee will pay Trenton Water as a filed secured claim---debtor to obtain LM outside of the plan----Order submitted amending IRS claim to unsecured As of 12/9/24 (DS): Debtor atty requested adj to to be heard on day of motion filed 12/6/24 against the IRS claim sched 1/8/25 As of 12/6/24 (DS): Need to confirm at $200 x 6 begin 10/1/24 (December payment must be made); $494 x 54 begin 4/1/25; Base; - Loan mod on Wayne Ave by 3/13/25, The Bank of NY Mellon claim#7-1 arrears $13,142.60 is to be paid pending loan mod. - Trustee is to pay IRS claim#3-1 $9,513.78. - Debtor must sign up for e-Wage within 7 days from conf order. - Prestige Financial claim#4-1, not in Plan is not to be paid, creditor granted stay relief on 10/23/24. - Section 3a is to be stricken and not paid, no claim filed. OK claim filed 1. No motion was filed against the IRS claim. 2. Bar date has passed and no claim filed by Trenton Water works, recommend this be stricken and not paid. As of 11/8/24 (DS): Debtor atty requested adj to allow time to to file motion against the IRS claim. 11/13/24 (DS): Need to confirm at $200 x 6 begin 10/1/24 (November payment must be made); $500 x 54 begin 4/1/25; Base; - Loan mod on Wayne Ave by 3/13/25, The Bank of NY Mellon claim#7-1 arrears $13,142.60 is to be paid pending loan mod. - Trustee is to pay IRS claim#3-1 $9,513.78. - Debtor must sign up for e-Wage within 7 days from conf order. - Prestige Financial claim#4-1, not in Plan is not to be paid, creditor granted stay relief on 10/23/24. 1. Trustee obj to the following: - Debtor income is insufficient, disposable income verifies $-125. Debtor must sign up for e-Wage within 7 days from conf order. - Pension loan payment |
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Matter ResolvedRequest Adjourment | 118 | 1/8/2025 10:00 am | 24-18776 / MBK | Kevin C. Fayette, Esq. | Confirmation Hearing Scheduled | Confirmed | UPDATED 12/23/2024 (JMA) issues as of 12/20/2024 (JMA) OK TO CONFIRM AT $790X36 BEGIN 10/1/2024 BASE PLAN 1) Trustee objection to confirmation - RESOLVED - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $285/month for clothing; $285/month for personal care $795/month for transportation. Need proof of excessive expenses 10 days prior to confirmation. - Verified income leaves monthly disposable income of $914.92. RESOLVED - Need to file Pre-Confirmation Certification- RESOLVED, FILED proposed plan $790X36 base plan paid in $1,580 arrears $790 last claim 4-1 |
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Matter ResolvedRequest Adjourment | 119 | 1/8/2025 10:00 am | 24-18872 / MBK | John Zimnis, Esq. | Confirmation Hearing on Modified Plan | Confirmed | As of 12/30/24(mk); mail to atty-ok to terms Total unsecured debt is 28,236.18( not including std loan) **Needs to confirm at $2,000 PTD Then $619 x 57 begin 1/1/25 100% with minimum13,209 due to equity in real property. Student Loans outside** Plan: PTD Then 600 x 58 begin Dec 100% Std Loans Outside 3/3 payments |
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Matter ResolvedRequest Adjourment | 120 | 1/8/2025 10:00 am | 24-18888 / MBK | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Moot | MP filed EDC sch for 1-29 **per email debtor to file a MP by 1/6 2025 and this plan will be withdrawn 12/26 Workup for the 1/8 calendar EDC 1. Objection filed by Credit Acceptance Corp (Eisenberg Gold) - cram is too low and interest rate of 6% is too low. Creditor wants $10,650 at 10.5%. No proposed adequate protection payments. (UNRESOLVED) 2. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - A Modified Plan that checks of 1e. (joint administration) (MOD PLAN NOT FILED) The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - Online comparative market analysis value the home at $786,000. (NEED EXPLANATION OF VALUE) RESOLVED ISSUES: - The debtor has failed to provide proof of service with respect to Plan Motion (s). - Need proof of service on Credit Acceptance. (CERT OF SERVICE FILED) - The dismissal of this case should trigger a one year bar to re -filing. This is the 3rd case in 2 years. (LANGUAGE ADDED) Plan proposes: $1,200 x 6 beginning 10/1/2024, $2,914.09 x 54, loan modification by March, 2024, base Payments: 2/3, arrears $1,200 |
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Matter ResolvedRequest Adjourment | 121 | 1/8/2025 10:00 am | 24-18900 / MBK | Donald C. Goins, Esq. | Confirmation Hearing Scheduled | Continued 1/29/2025 10:00 am | to be current by 1/29 or D per attorney Adj request denied. Appearance required. AS OF 12/17/24 (SF) DEBTOR IS NOT CURRENT WITH PAYMENTS ARREARS: $3480 1. Objection filed by UMB Bank (Argentieri) - Failure to pay arrears of $103,732.49 2. No claim filed by Lillian Zhang. The bar date expired on 11/18/24. Should this claim be stricken from plan? 3. Trustee objection: - The debtor has insufficient income. - Need a statement (September) for the Schwab account. (JUST RECEIVED, MUST REVIEW) - There is $49,912 in non exempt equity in the residence. (PLAN WILL REQUIRE 100%. ONLY 1 GUC CLAIM FILED FOR $1684.19) The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution - Need to file Pre-Confirmation Certification. Plan proposes $1740 x 60 Base Payments: 1/3 Arrears: $3480 |
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Matter ResolvedRequest Adjourment | 122 | 1/8/2025 10:00 am | 24-18934 / MBK | Yakov Rudikh, Esq. | Confirmation Hearing on Modified Plan | Confirmed | 12/26 Workup for the 1/8 calendar EDC RECOMMEND CONF AT: $1200 PAID THEN $840 X 57 BEG 1/1/25--100% TO GUCS WITH MIN OF $100,681 DUE TO EQUITY-PRE CONF CERT TO BE FILED IN 7 DAYS 1. Trustee obj to the following: - Disposable income verifies $1,122.54. Tax refund $11,225 failed to be listed on Sched I. - There is non-exempt equity in the residence $87,981 and $12,700 in the personal property total $100,681. TOTAL GUCS FILED $12,176.72 - Must file Pre-confirmation certification. 2. Santander (BROCK & SCOTT) obj to arrears owed, POC filed arrears $22,820.83, plan proposed $14,000. Must resolve creditor obj. Prop MOD Plan PAID TO DATE THEN 782 X 57 BEG 1/1/25 100% ------------------- resolved: - IRS filed priority claim $5,529.07. trustee will pay - Must resolve creditor objection. done As of 12/6/24 (DS): 1. State of NJ filed priority claim $102.54. Needs to be paid or move against the claim. TRUSTEE WILL PAY 2. BELOW ISSUES REMAIN UNRESOLVED, NO MOD PLAN FILED TO MARK OFF 1E. MP FILED SCH 1-8 -25 DONE |
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Matter ResolvedRequest Adjourment | 123 | 1/8/2025 10:00 am | 24-19037 / MBK | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Denied | NEEDS UPDATED INSURANCE - RESOLVED, PROVIDED UPDATED INSURANCE GOOD THROUGH 12/3/2025 updated 12/30/2024 (JMA) modified plan filed and scheduled for 1/29/2025 - need adjournment request with consent of objecting creditor issues as of 12/23/2024 (JMA) 1) JPMorgan Chase Bank (RASC) - objection to second modified plan - need to resolve - Debtors modified plan fails to treat mortgage arrears in the amount of $3,193.40 2) Trustee objection to confirmation - need to resolve - A copy of the homeowner's insurance renewal declaration - prior to confirmation. Policy provided expires on 12/3/24. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $500/month for taxes (need proof this is being paid). - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $975. - The current Plan does not specify treatment of JP Morgan Chase secured arrears claim and Carvana claim for 2014 Dodge Ram under the Plan. - Need to file Pre-Confirmation Certification. - Need Certification regarding sale of marital residence, disposition of the proceeds from the sale, and any supporting documentation. 3) Filed claims require plan base of $105,519 - this requires significantly higher plan payment due to play base of $105,519 - debtor does not have enough disposable income for a plan payment of $1,825 for 57 remaining months. proposed plan $767x60 base plan paid in $1,500 arrears $801 last claim 30-1 |
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Matter ResolvedRequest Adjourment | 124 | 1/8/2025 10:00 am | 24-19098 / MBK | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Continued 2/19/2025 10:00 am | AS OF 01/02/25 (SF) 1. Objection filed by US Bank (Egerman) - failure to pay arrears and speculative loan mod (NEED CONSENT ORDER RESOLVING OBJ) 2. Trustee objection: - Need Proof of 2 month's income - for the debtors spouse and updated schedules (PER ATTY, WIFE IS NOT WORKING. NEED CERTIFICATION) - PROVIDED CERTIFICATION - NOT OFFERED PERMANENT POSITION. - Verified income leaves monthly disposable income of $2,464.12. (ATTY NEED TO REVIEW INCOME) - Using zillow value, there is $65,219 in non exempt equity in the residence. - Need to file Pre-Confirmation Certification. Plan proposes $186 x 60 Base W/Min $7500 to gucs; Loan Mod by 1/31/25 Payments: 3/4 Arrears: $186 RESOLVED: - Need a copy of the homeowner's insurance renewal declaration - that includes liability coverage. The insurance provided to the trustee is insufficient. (OK) - A current market analysis - with comparatives closed within 6 months of filing. (The claim is higher so this is a moot issue even using zillow) |
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Matter ResolvedRequest Adjourment | 125 | 1/8/2025 10:00 am | 24-19319 / MBK | Adam Schneider, Esq. | Confirmation Hearing Scheduled | Continued 2/19/2025 10:00 am | UPDATED 12/20/2024 (JMA) issues as of 12/19/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): -There is $163,593.66 non-exempt equity in house (THIS IS 100% PLAN). - Need to file Pre-Confirmation Certification with Court - RESOLVED, FILED 2) 2019 KIA Sorento not treated in plan, creditor filed secured claim - need to advise how to resolve 3) The file attorney disclsoure for attorney fees appears to have an error. The fee is $4,750, disclosure states debtor paid $4,750 and there is a balance due of $4,250. Sent attorney email, may need amended Attorney Disclosure. proposed plan $100x60 100% plan with sale of house by 1/2025 paid in $300 last claim 24-1 |
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Matter ResolvedRequest Adjourment | 126 | 1/8/2025 10:00 am | 24-19371 / MBK | Robert Cameron Legg, Esq. | Confirmation Hearing on Modified Plan | Continued 3/12/2025 10:00 am | AS OF 1/7/2025 (at): RECEIVED PROOF OF TWO MONEY ORDERS IN THE AMOUNT OF $1,000 EACH ON 1/7/2025. 1. Trustee's objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $2,750/month mortgage payment (per statement payment is $1,192.95) - The IRS filed an estimated claim which needs to be amended. (STILL ESTIMATED) - The debtors need to add the Orlando and Massachusetts timeshares to schedules B & C. (NOT AMENDED) RESOLVED ISSUES: - The debtor has failed to supply the Trustee with the following document (s): - A copy of the homeowner's insurance renewal declaration - for Florida property. (RECEIVED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $432,008 in non exempt equity in the real estate. (LANGUAGE ADDED) - There is $101,741 in non exempt equity in the bank accounts. (LANGUAGE ADDED) Modified plan before confirmation proposes: $1,000 x 1 beginning 10/1/2024, $1,046 x 59, 100% plan Payments: 2/4, arrears $2,138 |
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Matter ResolvedRequest Adjourment | 127 | 1/8/2025 10:00 am | 24-19372 / MBK | MaryBeth Schroeder, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 1/6/25 (DS): Ok to confirm at $6,230 paid, $1,720 x 56 begin 2/1/25; Base with a min. div. $89,962 due to non-exempt equity and add to confirming order Trustee ok to pay arrears claim#3-1 of JPMorgan Chase for $1,03.64 As of 12/5/24 (DS): 1. Debtor in arrears $2,070, made 1.76 out of 3 payments, 1 payment was made 11/7/24 $1,660. ATTY PROVIDED PROOF OF TFS PAYMENT $1,660 - ADDITIONALL PAYMENT WAS MADE FOR JAN. TRUSTEE PAYMENT HAS CHANGED. AAT EMAIL OK WITH TERMS. 2. Trustee obj to the following: - Must provide updated auto insurance, insurance expired 11/24/24. PROVIDED 12/9/24 - Plan fails to propose the non-exempt equity in the residence $89,962, bar date has passed total unsecured claims filed $107,027.17. 3. Arrears claim filed by JPMorgan Chase for $1,038.64. Trustee ok to pay? Prop Plan $1,660 x 60 begin 10/1/24; Base Note: Amended 22c filed removes brother and is now household of 1. Disposable income, tax refund and excessive expenses is no issue as plan needs to pay the non-exempt equity $89,962 in the residence. |
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Matter ResolvedRequest Adjourment | 128 | 1/8/2025 10:00 am | 24-19730 / MBK | Brian W. Hofmeister, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 1/7/25 (DS): Will need to confirm at $1,500 x 3 begin 11/1/24; $2,138 x 57 begin 2/1/25; 100% with a min. div. $203,794 to gucs due to non-exempt equity; - Within 30 days must move against or amend the Nationstar Mortgage claim#4-1, due to loan mod granted, arrears not to be paid. - Debtor to apply for E-Wage within 10 days from confirming order. 1. Trustee obj to the following: - Debtor has insufficient income, disposable income NOW VERIFIES $-2,011, DUE TO AMENDED SCHED J FILED, plan propose $1,500, DUE TO REMOVING SALE, WILL NEED $2,138 TO CONFIRM. - Must amend Sched J to list monthly household expenses. The form only list mortgage expense. AMENDED SCHED J FILED 12/27/24, INCOME IS INSUFFICIENT, DISPOSABLE INCOME VERIFIES $-2,011. - ANOTHER MOD PLAN FILED 12/27/24 Nationstar Mortgage for the Kirby Smith Dr property. Nationstar arrears $2,874.73. MUST MOVE AGAINST CLAIM OR AMEND CLAIM. - There is non-exempt equity in the residence $77,619, Kirby Smith Dr property $90,966 and TD Bank $35,209 total $203,794. 2. Debtor was granted a loan mod 12/1/24, per motion filed. The arrears claim#4-1 with Nationstar $2,874.73 must be amended or move against the claim. Prop Plan $1,500 x 60 begin 11/1/24; 100% |
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Matter ResolvedRequest Adjourment | 129 | 1/8/2025 10:00 am | 24-19759 / MBK | Laurence R. Sheller, Esq. | Confirmation Hearing Scheduled | Confirmed | UPDATED 1/6/2025 (JMA) OK TO CONFIRM AT $749X60 BEGIN 11/1/2024 BASE PLAN issues as of 12/19/2024 (JMA) 1) Lakeview Loan Servicing LLC (KML) objection to confirmation - RESOLVED, ORDER PAYS $2,462.87 THROUGH PLAN - pre-petition arrears $2,462.87 2) Trustee objection to confirmation - need to resolve - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): -Form 122c-2 Line 23 $300 for telephone - allowed $50; Line 30 $48 additional food. - Form 122c-2 Line 45 $749.90 (adjusting for excessive expenses may be higher). - Disposable net higher than amount scheduled at $1,389. - Chase acct #8642 balance as of 9/12/2024 was $4,363.65 not $3,980, and balance as of 8/31/2024 for Mercer County Teachers FCU savings was $520.48, and the checking account balance as of 8/31/2024 was $85.23. proposed plan $749x60 base paid in $1498 last claim 7-1 RESOLVED ISSUES: - Domestic Support Obligation information RESOLVED, PROVIDED - Need to file Pre-Confirmation Certification with Court - RESOLVED, FILED |
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Matter ResolvedRequest Adjourment | 130 | 1/8/2025 10:00 am | 24-19790 / MBK | David G. Beslow, Esq. | Confirmation Hearing Scheduled | Continued 1/29/2025 10:00 am | AS OF 1/6/2025 (at): 1. 341 is schedule for 1/9/2025. (READY) 2. Payments: 2/3, arrears $500 |
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Matter ResolvedRequest Adjourment | 131 | 1/8/2025 10:00 am | 24-19868 / MBK | Joan Sirkis Warren, Esq. | Confirmation Hearing on Modified Plan | Continued 3/12/2025 10:00 am | As of 1/7/25 (DS): Debtor atty requested adj request denied, auto insurance is an issue and has not been resolved. OK EDC As of 1/6/25 (DS): 1. Trustee obj to the following: - Must provide auto insurance for 2013 Dodge Durango. DEBTOR ATTY PROVIDED LICENSE PLATE SURRENDER OF A VEHICLE, BUT NO DETAILS AS TO WHAT CAR, STATES IT FOR 2013 DODGE DURANGO, BUT PLAN IS PROPOSING TO PAY ARREARS CLAIM $546 AND DOES NOT SURRENDER VEHICLE. - There is non-exempt equity in 2013 Dodge Durango $800 and Bank of America accts $565 total $1,365. - Plan filed 12/2/24, still fails to provide prompt loan mod. - Verified income leaves monthly disposable income of $575. 2. US Bank (KIMBERLY WILSON) obj to loan mod date and arrears not paid pending loan mod. Obj must be resolved. Prop Plan $400 x 2 begin 11/1/24; $440 x 34; Base and Loan mod on Quemby Mountain Rd by 9/1/25 Note: 2nd & 3rd mtg docs provided. Amended Sched C takes some exemption on 2013 Dodge, but there is stil non-exempt equity $800. IRS amended their claim and is no longer estimated. |
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Matter ResolvedRequest Adjourment | 132 | 1/8/2025 10:00 am | 24-19870 / MBK | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 1/7/2025 (JMA) ok to confirm at $780 paid to date, $456x57 begin 2/1/2025 with minimum $21,053 dividend to general unsecured creditors. UPDATED 12/30/2024 (JMA) issues as of 12/20/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor has insufficient income Verified income leaves monthly disposable income of $366.84. Debtor must sign up for e-wage within 7 days of confirmation. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $13,792 in non exempt equity in the residence. FILED CLAIMS LOWER, NON-EXEMPT EQUITY $14,164.76 - There is $2,874 in non exempt equity in the bank accounts. -TOTAL NON-EXEMPT EQUITY $17,038.76 proposed plan $390x60 with minimum $21,053 to general unsecured creditors paid in $780 last claim 11-1 RESOLVED ISSUES: - Need to file Pre-Confirmation Certification. RESOLVED, FILED |
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Matter ResolvedRequest Adjourment | 133 | 1/8/2025 10:00 am | 24-19881 / MBK | Jacqueline R. Rocci, Esq. | Confirmation Hearing on Modified Plan | Withdrawn | updated 12/30/2025 (JMA) issues as of 12/20/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - Need to provide Trustee with current proof of homeowners insurance for Amboy Ave, Edison - Need to provide Profit and Loss statement for 1065 Amboy Ave LLC and Pride Edison Auto Center - Need to provide Business forms - Need to file Modified Plan that provides a proposed date for completion of sale of Edison property or removes it - Plan faills to provide for prompt sale/refi of real property - PER MP REFI BY 5/30/2025 - There is $398,886 non-exempt equity in Edison property - Need to provide proof of service on Northfield Bank -A PER THE CERTIFICATION OF SERVICE - PARTIES WERE SERVED VIA EMAIL PER ORDER SHORTENING TIME. NORTHFIELD BANK WAS SERVED UPON MNELSON@MASELLILAW.COM - The State of NJ Division of Taxation filed an estimated claim which needs to be amended. - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. - Need to file Pre-Confirmation Certification - NOT FILED TO DATE 2) State of New Jersey priority claim is estimated for 2020 taxes, need to resolve 3) Cherokee Equities/Financial (Goldenberg Mackler) objection to confirmation - need to resolve - Creditor objects to the modified plan as it proposes to pay Cherokee less than the full amount due on the claim. - Creditor filed another objection on 12/27/2024 stating their objection to NJ-DEP claims being paid ahead of Cherolkee. - Creditor also objects to confirmation of Debtor's modified plan because debtor is not paying for fire/flood/comprehensive on his residence as required by the mortgage. Creditor has forced placed flood insurance (expires 2/2025) and forced placed fire insurance (expires 5/2025). - this filing is based on sale of a contaminated commercial property owned by a non-debtor corporate entity solely controlled by the debtor. 4) Northfield Bank (Maselli Mills) objection to confirmation - need to resolve |
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Matter ResolvedRequest Adjourment | 134 | 1/8/2025 10:00 am | 24-19947 / MBK | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Continued 1/29/2025 10:00 am | UPDATED 12/20/2024 (JMA) issues as of 12/19/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - Amendments to Schedules B & C to add personal injury case - NOT FILED TO DATE - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): -There is $2,376.71 non-exempt equity in Bank of America acct # 1088. - Need to file Pre-Confirmation Certification with Court - NOT FILED TO DATE - Any proceeds form personal injury case to be paid to Trustee - ADD TO CONFIRMATION ORDER - Need documentation on insurance payouts for home rebuild and certification as to circumstances - NOT PROVIDED TO DATE proposed plan $1,800x60 base plan paid in $1,800 arrears $1,800 last claim 6-1 |
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Matter ResolvedRequest Adjourment | 135 | 1/8/2025 10:00 am | 24-20014 / MBK | Scott D. Sherman, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 12/19/2024 (at): RECOMMEND: $600 PAID TO DATE, $374 x 58 BEGINNING 1/1/2025, LOAN MODIFICATION BY 1/31/2025, 100% PLAN - Claims will be paid according to the trustee's order of distribution. - Low base pending loan modification. 1. Objection filed by M&T Bank/JP Mortgage Chase (Fein Such) - failure to cure arrears of $214,944.81 (Per objection - no POC filed yet) (RESOLVED - LOAN MOD THROUGH PORTAL BY DEADLINE ASSIGNED IN THE LOSS MIT ORDER AND REGULAR PAYMENTS OUTSIDE OF THE PLAN) 2. Claims will be paid according to the trustee's order of distribution. (LANGUAGE ADDED) 3. Trustee's objection: - Based on the first part of Form 122c the debtor is below median. (OK) - JPMorgan Chase Bank (Fein Such) objection to confirmation - anticipated arrears $214,672.68 - need to resolve (LISTED ABOVE) -Need to file Pre-Confirmation Certification with Court. (FILED) Plan proposes: $300 x 60 beginning 11/1/2024, loan modification by 1/31/2025, 100% plan Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 136 | 1/8/2025 10:00 am | 24-20103 / MBK | Jeanie D. Wiesner, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 12/13/2024 (at): RECOMMEND: $205 x 28 BEGINNING 11/1/2024, $402 x 32 BEGINNING 3/1/2027, BASE - Creditor, One Main Financial, claim #2, shall be treated per the plan provision as current/outside and will not receive distribution on the secured or unsecured portions of the proof of claim. - Need to file Pre-Confirmation Certification within 7 days of confirmation. 1. Objection filed by Loan Depot.com (Brock & Scott) - failure to cure full arrears of $2,410.86 (Per POC) (MODIFIED PLAN CURES FULL ARREARS AND NO OBJECTION TO MODIFIED PLAN) 2. Trustee's objection: - The debtor has failed to file a feasible plan - that propose a tier plan when Co -Debtor 401(k) loan payment $182 ends in month 28 (MOD PLAN INCREASES TRUSTEE PAYMENT) - The debtor has failed to supply the Trustee with the following document (s): - A copy of the homeowner's insurance renewal declaration - ; document provided is over a year old. (RECEIVED) - The Plan needs to run 60 months pursuant to the B22C form. (MOD PLAN RUNS 60 MONTHS) - Credit Acceptance filed arrears claim $353.11. (PAY) - Must resolve creditor objection (MOD PLAN RESOLVES OBJECTION) - Must file Pre-confirmation certification. (NOT FILED) Modified plan before confirmation proposes: $205 x 28 beginning 11/1/2024, $402 x 32, base Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 137 | 1/8/2025 10:00 am | 24-20110 / MBK | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Continued 1/29/2025 10:00 am | As of 1/3/25 (DS): Debtor atty requested adj, 341 sched 1/23/25 |
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Matter ResolvedRequest Adjourment | 138 | 1/8/2025 10:00 am | 24-20111 / MBK | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Continued 3/12/2025 10:00 am | AS OF 01/02/25 (SF) 1. Objection filed by US Bank (Egerman) - failure to pay arrears of $152,490.92 2. Trustee objection: - Need statements for the debtor's two 401k loans. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $835/month car payment $2,000/month for misc exp non filing spouse Need proof of excessive expenses 10 days prior to confirmation. - Verified income leaves monthly disposable income of $3,045. - Need September and October bank statements for accounts 5166 and 2205. (per debtor's direct deposits) - Need a statement for the spouse's 401k loan. - Need to file Pre-Confirmation Certification. Plan proposes $2746 x 60 Base Payments: 2/3 Arrears: $2746 RESOLVED: - Need a recent mortgage statement showing monthly payment amount if no POC filed. (POC FILED) |
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Matter ResolvedRequest Adjourment | 139 | 1/8/2025 10:00 am | 24-20158 / MBK | Scott D. Sherman, Esq. | Confirmation Hearing Scheduled | Continued 2/19/2025 10:00 am | UPDATED 1/6/2025 (JMA) - PROVIDED PROOF OF TFS PAYMENT $3,514, WAITING TO CONFIRM POSTED ON DEBTORS BANK ACCT NEED TR PYMTS AND PROOF OF INSURANCE - PROOF OF HOI PROVIDED GOOD THROUGH 1/7/2026 updated 12/26/2024 (JMA) issues as of 12/19/2024 (JMA) 1) No Trustee plan payments made to date, arrears $3,514. TFS PAYMENT $3,514 PROOF ATTACHED 2) Planet Home Lending LLC d/b/a Planet Home Servicing (Friedman Vartolo) objection to confirmation - need to resolve - Debtor's plan is reliant on a niece's contribution in the amount of $2,829/month. The plan is not feasible. 3) Trustee objection to confirmation - need to resolve - Proof of rental income - Copy of rental leases for both tenants and 2 months proof of income from niece contributing. - Need to provide Trustee an Income contribution affidavit from niece. - A copy of the last filed tax return - for 2023. - A copy of the homeowner's insurance renewal declaration. - Need to provide 2 months bank statements from Bank of America checking accts#9265 and #2171 and TD Bank savings acct#4680 and checking acct#0153, prior to filing date. - Amendments to Schedules A/B and C to add TD Bank savings acct#4680, TD Bank checking acct#0153 and Bank of America checking accts#9265 and #2171, also add car (Car pymt and auto insurance on Sched J). - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Car payment $401 and auto insurance $109 (No vehicles listed on Sched A/B, C, D or G or Plan and no auto insurance provided). - Must provide auto insurance. - Must resolve creditor objection. - Must file Pre-confirmation certification. proposed plan $1,000x1 begin 11/1/2024, $2,514x59 base plan paid in $0 arrears $3,514 last claim 5-1 |
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Matter ResolvedRequest Adjourment | 140 | 1/8/2025 10:00 am | 24-20159 / MBK | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Continued 2/19/2025 10:00 am | debtor made $2292 payment per attorney AS OF 1/8/25 (SF) 341 rescheduled to 1/16/25 No Payments: 0/3 Arrears: $4485 |
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Matter ResolvedRequest Adjourment | 141 | 1/8/2025 10:00 am | 24-20169 / MBK | Karina Pia Lucid, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 12/23/2024 (at): RECOMMEND: $880 x 60 BEGINNING 11/1/2024, 100% PLAN - Preserve non exempt equity of $76,152 in real estate. - Preserve non exempt equity of $4,524 in personal property. - Non exempt proceeds from car accident case and claim against Borough of Sayreville are to be turned over to the trustee. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Need September and October bank statements for account #4946. (per co -debtor's direct deposits) (NOT RECEIVED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $350/month for home maintenance $480/month for life insurance $1,228/month car payment (RECEIVED PROOF OF CAR PAYMENT) - Need proof of excessive expenses 10 days prior to confirmation. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $1,585.64. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $74,152 in non exempt equity in the residence. (LANGUAGE ADDED) - There is $4,524 in non exempt equity in the 2022 Lexus. (LANGUAGE ADDED) - The trustee needs to receive any non-exempt lawsuit proceeds. (LANGUAGE ADDED) - Need to file Pre-Confirmation Certification. (FILED) Plan proposes: $880 x 60 beginning 11/1/2024, 100% plan Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 142 | 1/8/2025 10:00 am | 24-20170 / MBK | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 2/19/2025 10:00 am | updated 1/7/2025 (JMA) - atty provided proof of Trustee payment in the amount of $500. updated 1/3/2025 (JMA) updated 12/26/2024 (JMA) issues as of 12/19/2024 (JMA) 1) 341 was not held, rescheduled for 1/23/2025 2) No Trustee plan payments to date, arrears $1,500 3) Lakeview Loan Servicing LLC (Brock & Scott) objection to confirmation - need to resolve - pre-petition arrearage totaling $173,276.06 4) Consent Order resolving creditor objection. Debtor will pay $173,276.06 via loan modification by 5/1/2025. proposed plan $500x12, $2500x48 with loan mod by 5/2025 100% plan paid in $0 arrears $1,500 last claim 7-1 |
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Matter ResolvedRequest Adjourment | 143 | 1/8/2025 10:00 am | 24-20185 / MBK | Francis P. Cullari, Esq. | Confirmation Hearing Scheduled | Continued 3/12/2025 10:00 am | AS OF 1/7/2025 (at): RECEIVED PROOF OF TWO TFS PAYMENTS TOTALING $1,800 ON 1/7/2025. 1. The IRS filed an estimated claim #20 which needs to be amended. (STILL ESTIMATED) 2. Regional Acceptance filed a secured arrears claim in the amount of $393.23 which is not in the plan. Are the debtors going to pay this claim? (PAY) 3. Trustee's objection: - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $2,620.70. - Per the 22C, monthly disposable income is $2,537 which requires a minimum dividend of $152,220 to general unsecured creditors. RESOLVED ISSUES: - The debtor has failed to supply the Trustee with the following document (s): - Need a statement for the debtor's save plan loan. (RECEIVED) - Need to file Pre-Confirmation Certification. (FILED) Plan proposes: $1,759 x 60 beginning 11/1/2024, 100% plan Payments: 1/3, arrears $3,518 |
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Matter ResolvedRequest Adjourment | 144 | 1/8/2025 10:00 am | 24-20260 / MBK | Kirsten B. Ennis, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 12/27/24 (DS): Need to confirm at $1,500 paid, $706 x 58 begin 1/1/25; 100% to gucs with a min. div. $288,148 due to non-exempt equity and Section 1c to be stricken as to refinance and Trustee is ok to pay arrears claim#1-1 of SPS $33.636.68 1. Trustee obj to the following: - Debtor has insufficient income income is significantly negative, which verifies $-1,005. - There is $288,148 non-exempt equity in house. This needs to be a 100% plan. - Need a modified plan to cure and 100%. case is no longer a refinance. Prop Plan $706 x 60 begin 11/1/24; Base and Refinance on Hammer Rd by 2/28/25 |
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Matter ResolvedRequest Adjourment | 145 | 1/8/2025 10:00 am | 24-20267 / MBK | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 1/29/2025 10:00 am | AS OF 1/2/25 (SF) 1. Objection filed by Bank of America (Powers) - failure to provide for payment of arrears in the amount of $4821.01 and speculative refinance 2. Motion to approve loan mod just filed. No date yet. 3. IRS filed secured claim 4-2 in the amount of $651,286.73 and the State of NJ filed secured claim 5-1 in the amount of $89,242.47 for a total of $743,433. Debtors are on social security and have negative ($2255.60 disposable income) PLAN IS NOT FEASIBLE 4. The State of NJ did not file a priority claim but did file a secured claim. The per plan priority claim should be stricken. 5. Trustee objection: - The debtor has insufficient income: income is negative $2,255.60. -Bank of America (Powers Kirn) objection to confirmation - mortgage arrears $4.821. The plan is not feasible with significantly negative income. Plan proposes $500 x 60 Base, Refinance by 11/1/25 Payments: 1/3 Arrears: $1000 RESOLVED: -Need to file Pre-Confirmation Certification with Court. (FILED) |
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Matter ResolvedRequest Adjourment | 146 | 1/8/2025 10:00 am | 24-20335 / MBK | Andrew Thomas Archer, Esq. | Confirmation Hearing Scheduled | Continued 1/29/2025 10:00 am | AS OF 12/6/24 (SF) 1. Objection filed by Lakeview Loan Servicing (Fissel) - failure to pay arrears of $97,197.85 (No claim filed yet) 2. Motion to Approve Loss Mit 1/8 at 9 3. Trustee objection: -Excess expenses on Schedule J $410/home maintenance; $780/utilities; $330/cellphones; $240/gym memberships - need supporting documents for these expenses. (REDUCE EXPENSE BY $960) DISPOSABLE INCOME IS NOW $2257 -Any dismissal of this case should trigger a one year bar to re-filing. This is the third filing in five years. Plan proposes $896 x 60 0% Plan Payments: 2/2 RESOLVED: -Need to file Pre-Confirmation Certification with Court. (FILED) -WSFS acct #4052 balance as of 9/26/2024 $201.58(debtors share, joint acct), need to amend schedules A/B and C or there may be non-exempt equity (AMENDED) -WSFS acct #3228 balance as of 9/20/2024 $2,617.10, need to amend Schedules A/B and C or there may be non-exempt equity. (AMENDED) |
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Matter ResolvedRequest Adjourment | 147 | 1/8/2025 10:00 am | 24-20401 / MBK | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Continued 2/19/2025 10:00 am | UPDATED1/6/2025 (JMA) TRUSTEE PAYMENT $1,534 MADE AND POSTED 1/3/2025 -OK TO ALLOW ADJOURNMENT updated 12/26/2024 (JMA) issues as of 12/19/2024 (JMA) 1) US Bank (Frenkel Lambert) objection to confirmation - need to resolve - Estimated prepetition arrears $379,868.85 2) Trustee objection to confirmation - need to resolve - Need updated car insurance for the 2012 Dodge and 2024 Toyota. Policy provided expires 12/20/24. - Amendments to Schedules A to list value of real estate and B to list personal injury suit. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $5,623.63/month mortgage payment (per claim payment is $5,491.05); $708/month car insurance. Need proof of excessive expenses 10 days prior to confirmation. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. - The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $1,423.61. - Reviewed the 22C, Line 16 (taxes) should be $1,881.81, line 17 (involuntary deductions) should be $20.70, and line 25 (health insurance) should be $161.50. Per the 22C, monthly disposable income is $2,534 which requires a minimum dividend of $152,070 to general unsecured creditors. - The IRS filed an estimated claim which needs to be amended. - Santander filed a bifurcated claim which needs to be resolved. - Need to file Pre-Confirmation Certification. - Need certification regarding all lawsuit money received within the last 2 years 3) No Trustee plan payments to date, arrears $1,534 proposed plan $767x60 base plan with loan mod by 4/2025 paid in $0 arrears $1,534 last claim 3-1 |
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Matter ResolvedRequest Adjourment | 148 | 1/8/2025 10:00 am | 24-20404 / MBK | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Continued 3/12/2025 10:00 am | AS OF 1/8/2025 (at): DEBTOR HAS MADE ONE OF THREE PAYMENTS. PER E-MAIL FROM ATTORNEY, THEY ARE HOLDING $307 WHICH REPRESENTS THE DECEMBER PAYMENT. 1. 341 is scheduled for 1/23/2025. (READY) 2. Payments: 1/3, arrears $614 |
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Matter ResolvedRequest Adjourment | 149 | 1/8/2025 10:00 am | 24-20417 / MBK | Andrew Thomas Archer, Esq. | Confirmation Hearing Scheduled | Continued 2/19/2025 10:00 am | AS OF 1/7/2025 (at): RECEIVED PROOF OF ONE PAYMENT OF $8,800 WHICH WOULD BE THE NOVEMBER TRUSTEE PAYMENT DATED 1/4/2025. 1. Objection filed by US Bank (Robertson Anschutz) - failure to cure arrears of $197,431.89 (Per objection - no POC yet) Plan proposes to pay $190,000. (Manalapan property) (UNRESOLVED) 2. Objection filed by US Bank (Robertson Anschutz) - failure to cure arrears of $42,742.96 (Per objection - no POC yet). Plan proposes to pay $0. (Belleville property) (UNRESOLVED) 3. Objection filed by Fay Servicing (Friedman Vartolo) - failure to cure full arrears of $275,140.56. (PER POC) (Long Branch property) (UNRESOLVED) 4. Trustee's objection: - The debtor has failed to supply the Trustee with the following document (s): - Need a statement for the Walmart stock account. (RECEIVED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $11,043 (after deducting social security) - Need proof of insurance for the 2011 Cadillac. (RECEIVED) - Need to file Pre-Confirmation Certification. (NOT FILED) RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $644,890 in non exempt equity in the real estate. (LANGUAGE ADDED) - There is $7,785 in non exempt equity in the vehicles. (LANGUAGE ADDED) - There is $5,375 in non exempt equity in personal property. (LANGUAGE ADDED) - A copy of the homeowner's insurance renewal declaration - for Long Branch and Belleville properties. (RECEIVED) Plan proposes: $8,874 x 60 beginning 11/1/2024, loan modification within 6 months of filing, 100% plan Payments: 0/3, arrears $26,622 |
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Matter ResolvedRequest Adjourment | 150 | 1/8/2025 10:00 am | 24-20531 / MBK | Edward Nathan Vaisman, Esq. | Confirmation Hearing Scheduled | Plan Denied | AS OF 1/2/25 (SF) MUST FILE MP TO CHECK BOX IN PART 1e OF PLAN need mp within 14 days 1. Objection filed by Met Life (Joshua Goldman) - failure to provide for payment of arrears in the amount of $2729.91 2. Objection filed by Santander (Craig) - Creditor is not treated in the plan 3. Wells Fargo Bank is to be paid in full through the plan. The total claim amount is $24,508.49. Not sure why the plan only proposes to pay $9112.20 (MUST RESOLVE) 4. Select Portfolio Servicing, Inc. is to be paid in full through the plan. The Total claim amount is $29,335.22. Not sure why the plan only proposes to pay $9709.20 (MUST RESOLVE) ATTORNEY NEEDS TO REVIEW PART 4G OF PLAN TO DETERMINE IF THE INTENTION IS TO PAY THESE CREDITORS IN FULL 5. Debtor has 5 vehicles (NEED EXPLANATION). PLAN WILL REQUIRE 100% DUE TO EQUITY IN REAL ESTATE 6. Trustee objection: - Need TD Bank savings account statements for September and October 2024 - A Modified Plan that checks the box in part 1e - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): -There is non-exempt equity in house in the amount of $171,106.35. -Excess expense $1,000/home maintenance; $565/cell/internet/cable; $700/laundry, clothing; $250/support to granddaughter. -Auto Insurance Policy fails to show the amount of the premium for the 6 month coverage period (JUST RECEIVED, MUST REVIEW) Plan proposes $1205.19 x 60 Base Payments: 2/3 Arrears: $1215.57 |
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Matter ResolvedRequest Adjourment | 151 | 1/8/2025 10:00 am | 24-20565 / MBK | Kevin C. Fayette, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 1/7/2025 (JMA) ok to confirm at $475x36 base plan issues as of 12/19/2024 (JMA) 1) Bordentov Associates d/b/a Hill Crest Apartments (Greenblatt) objection to confirmation - OBJECTION WITHDRAWN, DEBTORS PLAN PROVIDED FOR 18 MONTH CURE OF ARREARS FOR THIS CLAIM - Debtor's plan fails to provide adequate assurances that debtor will "promptly cure" the pre-petition arrears 2) Trustee objection to confirmation - need to resolve - The debtor has insufficient income. - Need to file Pre-Confirmation Certification - RESOLVED, FILED proposed plan $475x36 base paid in $950 arrears $475 last claim 32-1 |
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Matter ResolvedRequest Adjourment | 152 | 1/8/2025 10:00 am | 24-20599 / MBK | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 2/19/2025 10:00 am | AS OF 1/6/2025 (at): 1. Ally Capital filed a secured arrears claim in the amount of $851.92 which is not in the plan. Is the debtor going to pay this claim? 2. Williamsburg Square Condo Association filed two secured claims (#2 and #5) each in the amount of $8,319.25 which are not in the plan. Is the debtor going to pay these claims? 3. Objection filed by Williamsburg Square Homeowner's Association (Greenbaum Rowe) - failure to pay arrears for claims 2 and 5. Debtor has not paid post petition condo fees. (UNRESOLVED) 4. Objection filed by SN Servicing/US Bank (Friedman Vartolo) - failure to cure full arrears of $28,019.93 (Per POC) Plan proposes to pay $24,000. (UNRESOLVED) 5. Trustee's objection: The debtor(s) is not paying all disposable income into the plan pursuant to either schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $1,170.26. - Need to file Pre-Confirmation Certification. (NOT FILED) RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $75,268 in non exempt equity in the residence. (LANGUAGE ADDED) Plan proposes: $825 x 60 beginning 11/1/2024, 100% plan Payments: 2/3, arrears $825 |
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Matter ResolvedRequest Adjourment | 153 | 1/8/2025 10:00 am | 24-20608 / MBK | Andrew M. Carroll, Esq. | Confirmation Hearing Scheduled | Dismissed | ns AS OF 12/30/24 (SF) NO PAYMENTS 1. Objection filed Citizens Bank (Lubin) - failure to provide for payment of arrears in the amount of $26,769.16. 2. Trustee objection: - The debtor has failed to file a feasible plan - propose a tier plan when pension loan $707 ends in month 13. - A copy of the homeowner's insurance renewal declaration - with personal liability coverage. - A Modified Plan that propose attorney fees per attorney disclosure $3,250 or amended attorney disclosure to pay per plan $3,263 and checks off Part 5a and propose Trustee standard order of distribution. - The Schedules fail to account for the debtor(s) tax refund in the amount of $5,752 when determining disposable income. - There is $175,545 non-exempt equity in the residence. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution - Must file Pre-confirmation certification. - Need to amend schedules to correct the vehicle that the debtor owns - 2010 Toyota Venza. Plan proposes $345 x 60 Payments: 0/2 Arrears: $690 341 not held scheduled for 12/19 at 12 No Payments: Arrears: $690 |
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Matter ResolvedRequest Adjourment | 154 | 1/8/2025 10:00 am | 24-20626 / MBK | Andre L. Kydala, Esq. | Confirmation Hearing Scheduled | Dismissed | ns issues as of 12/17/2024 (JMA) - STILL NO TRUSTEE PAYMENTS 1) 341 not held, not rescheduled - has not provided documents for 341 hearing. 2) No Trustee plan payments to date, arrears $200 |
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Matter ResolvedRequest Adjourment | 155 | 1/8/2025 10:00 am | 24-20643 / MBK | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 1/7/25 (SF) UPDATED RECOMMEND $337 X 2 (BEGIN 11/1/24); $384 X 58 (BEGIN 1/1/25) BASE W/MIN $15,933 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE AND PERSONAL PROPERTY - STRIKE LANGUAGE IN 1C OF REGARDING REFINANCE FROM PLAN - OK TO PAY ARREARS CLAIM 7-2 FOR LAKEVIEW LOAN SERVICING - DEBTOR TO PROVIDE UPDATED PROOF OF INCOME IN 6 MONTHS - TRUSTEE ORDER OF DISTRIBUTION TO BE PAID PER PLAN Per Atty, Refi is a typo, strike from plan 1. Lakeview Loan Servicing filed arrears claim 7-2 in the amount of $1287.79 which is not addressed in plan. (OK TO PAY?) YES 2. Trustee objection: - The debtor has insufficient income. - Plan fails to provide for a prompt sale/refinance of the debtor's real property. (TYPO, STRIKE) - There is non-exempt equity in the residence of $22,205 (Claim is higher so nonexempt equity is now $15,774) Total nonexempt equity in real estate and bank account is $17,562 - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution - Certification explaining the existence of new accounts for TD Bank accts #1547, #4429, #1155 and #1428. (THERE IS NONEXEMPT EQUITY OF $159 IN ACCOUNT #1547. STILL NEED SEPT AND OCT STATEMENTS FOR ACCTS 1428 and 1155 - Add to confirming order Debtors to provide updated proof of income 6 months from confirmation order. Plan proposes $337 x 60 w/min $14,774 to gucs; Refinance by 9/30/26 Payments: 2/3 Arrears: $337 RESOLVED: - There is non-exempt equity in bank accts, pending all bank acct statements provided and an amended Schedules A/B and C. (SCHEDULES WERE AMENDED) - Must file Pre-confirmation certification. (FILED) |
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Matter ResolvedRequest Adjourment | 156 | 1/8/2025 10:00 am | 24-20654 / MBK | Eric J. Clayman, Esq. | Confirmation Hearing Scheduled | Continued 2/19/2025 10:00 am | As of 1/2/25 (DS): Debtor atty requested adj, 341 sched 1/9/24. Debtor provided 2017 Ford F150 insurance, which expires 1/12/25 |
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Matter ResolvedRequest Adjourment | 157 | 1/8/2025 10:00 am | 24-20686 / MBK | Warren Brumel, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 01/07/25 RECOMMEND $650 X 12 (BEGIN 11/1/24); $1160 X 48 (BEGIN 11/1/25) 100% PLAN W/MIN $60,661 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE - OK TO PAY ARREARS CLAIM 3-1 TO SANTANDER - MUST PROVIDE UPDATED PAY STUBS FOR DEBTOR BY 7/31/25 1. Trustee objection: - Need proof of insurance for the 2023 Jeep. Policy provided expires 12/28/24. - The current Plan does not specify treatment of Santander's secured arrears claim - There is $60,661 in non exempt equity in the residence. - Need updated pay stubs by 7/31/2025. Plan proposes $650 x 12; $1160 x 48 100% Plan Payments: 1/2 Arrears: $650 RESOLVED: 1. Santander/Chrysler Capital filed arrears claim 2-1 in the amount of $740 which is not addressed in plan (OKAY TO PAY?) YES |
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Matter ResolvedRequest Adjourment | 158 | 1/8/2025 10:00 am | 24-20725 / MBK | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Confirmed | as of 12/19/2024 (JMA) TO RESOLVE TRUSTEE OBJECTION NEED TO CONFIRM AT $688 PAID TO DATE, $352X58 BEGIN 1/1/2025 WHICH INCLUDES MINIMUM $15,750 TO GENERAL UNSECURED CREDITORS. 1) Trustee objection to confirmation - need to resolve - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): -Income verified higher than scheduled. There is $1,166 disposable net income. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $12,325.26 non-exempt equity in debtor's house. There is $2,200 non-exempt equity in joint Unity Bank account. TOTAL NON-EXEMPT EQUITY $14,525.26 (OK PLAN PROPOSES TO PAY $15,750 TO GUCS) proposed plan $344x60 minimum $15,750 to gucs paid in $688 last claim 4-1 |
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Matter ResolvedRequest Adjourment | 159 | 1/8/2025 10:00 am | 24-20769 / MBK | Herbert B. Raymond, Esq. | Confirmation Hearing Scheduled | Continued 2/19/2025 10:00 am | debtor sent in second payment on 1/6 EDC AS OF 1/7/2025 (at): DEBTOR HAS MADE ONE OF THREE TRUSTEE PAYMENTS. 1. The IRS filed an estimated claim which needs to be amended. (STILL ESTIMATED) 2. Trustee's objection: - must file pre confirmation certification within 7 days of confirmation (FILED) Plan proposes: $300 x 36 beginning 11/1/2024, base Payments: 1/3, arrears $600 |
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Matter ResolvedRequest Adjourment | 160 | 1/8/2025 10:00 am | 24-20789 / MBK | Roger J. Yehl, Esq. | Confirmation Hearing Scheduled | Continued 3/12/2025 10:00 am | As of 1/6/25 (DS): Debtor atty requested adj to allow time to get additional documents Trustee requires. As of 1/6/25 (DS): 1. Trustee obj to the following: - Must provide Sept & Oct bank statement from TD Bank savings accts #8789 and #9030 and Chase Bank accts#6984, #5507 and #9920. - Amendments to Scheds A/B and C to add TD Bank savings accts#8789 and #9030 and Chase Bank accts#6984, #5507 and #9920. - Excessive expense for Auto insurance $530 (Verifies $282 for 2 vehicles belonging to Debtor and spouse). - Sched I fails to add tax refund $15,448 for Debtor and $2,179 for spouse when determining income. Disposable income would be $3,228. - Add to confirming order non-exempt proceeds from lawsuit. - Must file Pre-confirmation certification. 2. Advisors Mtg - 1st Mtg (ELIZABETH HOLDREN) obj to arrears are more, POC filed with arrears $87,109.91. Obj must be resolved. Prop Plan $2,989.54 x 60 begin 11/1/24; Base Note: Spouse 2023 tax returns, updated homeowner and updated auto insurance provided. |
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Matter ResolvedRequest Adjourment | 161 | 1/8/2025 10:00 am | 24-20906 / MBK | Frederick J. Simon, Esq. | Confirmation Hearing Scheduled | Dismissed | ns AS OF 1/7/2025 (at): DEBTORS HAVE MADE NO TRUSTEE PAYMENTS. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income - for job with Horizon. (NOT RECEIVED) - Need statements for the co-debtor's 2 retirement loans. (NOT RECEIVED) - A Modified Plan that checks of 1e (joint administration) (MOD PLAN NOT FILED) - Amendments to Schedules I to add Horizon job. (NOT AMENDED) - Need October and November bank statements for the Santander checking account. (NOT RECEIVED) - Need to file Pre-Confirmation Certification. (NOT FILED) RESOLVED ISSUES: - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED) Plan proposes: $4,788 x 60 beginning 12/1/2024, base Payments: 0/2, arrears $9,576 |
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Matter ResolvedRequest Adjourment | 162 | 1/8/2025 10:00 am | 24-20937 / MBK | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Continued 1/29/2025 10:00 am | be current by 1/29 or D AS OF 12/16/24 (SF) 1. 341 not held - rescheduled to 1/30/25 2. NO PAYMENTS: 0/2 arrears: $14,156 |
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Matter ResolvedRequest Adjourment | 163 | 1/8/2025 10:00 am | 24-20968 / MBK | Kevin C. Fayette, Esq. | Confirmation Hearing Scheduled | Dismissed | ATTY OK TO DISMISS 341 not held no payments |
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Matter ResolvedRequest Adjourment | 164 | 1/8/2025 10:00 am | 24-20990 / MBK | Christopher G. Cassie, Esq. | Confirmation Hearing Scheduled | Dismissed | ns AS OF 12/16/24 341 not held and not rescheduled Payments: 1/1 |
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Matter ResolvedRequest Adjourment | 165 | 1/8/2025 10:00 am | 24-21001 / MBK | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 2/19/2025 10:00 am | As of 1/6/25 (DS): Debtor atty requested adj to pass bar date and resolve obj As of 1/3/25 (DS): 1. Trustee obj to the following: - There is non-exempt equity in the residence $363,645, Chase Bank acct $30,000, TD Bank $500, TD Bank $11,000 and Chase acct $48,477 total $453,619. RECOMMEND WAITING PASS BAR DATE 1/14/25, TOTAL UNSECURED CLAIMS FILED $72,567.23. - Must file Pre-confirmation certification. - PLAN PAYMENTS ARE MORE THAN THE DISPOSABLE INCOME, WILL NEED AT THIS POINT $2,352, DISPOSABLE INCOME VERIFIES $1,828 AND IS A FIXED INCOME OF SOC. SEC AND PENSION. NO MORTGAGE CLAIM HAS BEEN FILED. 2. SPS/The Bank of NY Mellon (LAURA EGERMAN) obj that loan matures 8/2027. Must resolve obj. Prop Plan $2,000 x 60 begin 12/1/24; 100% |
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Matter ResolvedRequest Adjourment | 166 | 1/8/2025 10:00 am | 24-21002 / MBK | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 2/19/2025 10:00 am | UPDATED 1/6/2025 (JMA) - MOTION TO AUTHORIZE POT TO APPEAR ON BEHALF OF DEBTORS AT 341 HEARING, NO OPPOSITION TO MOTION. issues as of 12/17/2024 (JMA) 1) 341 not held, not rescheduled 2) Need to file Pre-Confirmation Certification with Court |
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Matter ResolvedRequest Adjourment | 167 | 1/8/2025 10:00 am | 24-21023 / MBK | Nicholas Fitzgerald, Esq. | Confirmation Hearing Scheduled | Dismissed | ns 1/8/25 (sf) - Atty has not objection to dismissal NEED TR PAYMENTS - STILL NO PAYMENTS TO DATE issues as of 12/19/2024 (JMA) 1) No Trustee plan payments to date, arrears $2,112 2) Trustee objection to confirmation - need to resolve - Need a statement for the Plug Power Inc account. NOT PROVIDED TO DATE - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $880/month for cable/internet/phone; $845/month for transportation; $723/month car payment; NFS car payment of $900/month; $240/month for cheer; $200/month for lacrosse. Need proof of excessive expenses 10 days prior to confirmation. NOT PROVIDED TO DATE - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of -$593.07. RECALCULATED INCOME SHOWS DISPOSABLE NET OF ONLY $195.74 - The Schedules fail to account for the debtor(s) tax refund in the amount of $1,663.00 when determining disposable income. 2023 REFUND ONLY $1,002 FOR $83.50/MONTH. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $59,502 in non-exempt equity in the residence. UPDATED SCHEDULE A/B RAISED HOUSE VALUE TO $671.800 AND RESULTED IN NON-EXEMPT EQUITY OF $58,485.41 - Need a statement for the pension loan. NOT PROVIDED TO DATE proposed plan $2,112x54 0% paid in $0 arrears $2,112 no claims to date RESOLVED ISSUES: - A copy of the last filed tax return - 2023 prior to confirmation. RESOLVED, PROVIDED - Need to file Pre-Confirmation Certification. RESOLVED, FILED |
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Matter ResolvedRequest Adjourment | 168 | 1/8/2025 10:00 am | 24-21086 / MBK | Vera Fedoroff, Esq. | Confirmation Hearing Scheduled | Continued 1/29/2025 10:00 am | AS OF 1/2/25 (SF) - Creditor just filed obj and debtor atty will be requesting adjournment 1. Objection filed by A.J.D Building LLC (Christine McCabe) - Debtor fails to provide for payment on guaranty of a commercial lease. 2. A.J.D. Building LLC filed unsecured claim1-1 for $1,711,601.20 (PER DEBTOR'S ATTORNEY THIS CLAIM IS UNLIQUIDATED AND DISPUTED AND CREDITOR DID NOT FILE AN OBJECTION) CAN CASE BE CONFIRMED?---CREDITOR HAS NOT FILED OBJECTION - Unsecured debt totals $1,726 748.20 which is a 109e issue (Objection to be filed) 3. Trustee objection: -over 109e limit - Need October and November bank statements for Chase account 0797. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $600/month for utilities $400/month for car insurance ($375 per bill) Need proof of excessive expenses 10 days prior to confirmation. - Verified income leaves monthly disposable income of $754.67. - The Schedules fail to account for the debtor(s) tax refund in the amount of $6,992.00 when determining disposable income. - Debtor to file a certification providing information on the ownership dissolution and of all entities owned by the debtor in the last 4 years. This shall include lease information and the money received from disposition of any assets. (CERT PROVIDED. No leases attached.) Plan proposes $175 X 36 Base Payments: 2/2 RESOLVED: - Need to file Pre-Confirmation Certification. (FILED) - Need A current market analysis - with only comparatives sold within 6 months of filing. (RECEIVED) |
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Matter ResolvedRequest Adjourment | 169 | 1/8/2025 10:00 am | 24-21107 / MBK | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 2/19/2025 10:00 am | NEED TR PAYMENTS - NO PAYMENTS TO DATE issues as of 12/19/2024 (JMA) -att has one payment 1) Trustee objection to confirmation - need to resolve - Debtor needs to provide October and November bank statements for account 4334 (per direct deposits). - The Plan fails to provide for a prompt cure of rental arrears. - Debtor needs to file Pre-Confirmation Certification proposed plan $611x48 0% plan paid in $0 arrears $611 last claim 1-1 |
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Matter ResolvedRequest Adjourment | 170 | 1/8/2025 10:00 am | 24-21135 / MBK | Joan Sirkis Warren, Esq. | Confirmation Hearing | Continued 1/29/2025 10:00 am | As of 1/6/25 (DS): Debtor atty requested adj to pass bar date As of 12/19/24 (DS): 1. Trustee obj to the following: - Need a mod plan that clarifies the plan as either 100% or Dollar Base $43,869, due to non-exempt equity in the residence. - There is non-exempt equity in the residence $43,869. RECOMMEND WAITING PASS BAR DATE 1/17/25. - Add to confirming order non-exempt proceeds from PI auto claim to Trustee. 2. Cenlar Mtg (STUART WEST) obj to arrears owed are $180,402, plan has $171,607.76, no POC filed. Obj must be resolved. 3. IRS filed claim for $11,779.99, not in plan. Trustee ok to pay? 4. American Honda filed 2 claims with arrears $393.14 for 2023 Honda and $800.97 for 2024 Honda. Plan list as outside and claim needs to be paid or move against the claim. Prop Plan $825 x 60 begin 12/1/24; Base/100% and Sale of Glen Eagles Rd by 12/1/26 |
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Matter ResolvedRequest Adjourment | 171 | 1/8/2025 10:00 am | 24-21209 / MBK | Jonathan Goldsmith Cohen, Esq. | Confirmation Hearing Scheduled | Continued 2/19/2025 10:00 am | AS OF 1/6/2025 (at): 1. The IRS filed an estimated claim which needs to be amended. (STILL ESTIMATED) 2. Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) 3. Trustee's objection: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - As of now, there is $61,150.00 in non exempt equity in real property. Plan is 100% (LANGUAGE ADDED) - Need to file Pre Confirmation Certification with Court (NOT FILED) Plan proposes: $1,770 x 60 beginning 12/1/2024, 100% plan Payments: 1/2, arrears $1,770 |
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Matter ResolvedRequest Adjourment | 172 | 1/8/2025 10:00 am | 24-21219 / MBK | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Continued 2/19/2025 10:00 am | AS OF 1/6/2025 (at): 1. 341 is scheduled for 1/23/2025. 2. Payments: 2/2 |
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Matter ResolvedRequest Adjourment | 173 | 1/8/2025 10:00 am | 24-21239 / MBK | Kevin C. Fayette, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 1/7/25 (DS): Ok to confirm at $1,051 x 2 begin 12/1/24, $1,210 x 58 begin 2/1/25; 100% to gucs with a min. dividend $113,553, due to non-exempt equity and add to confirming order Trustee ok to pay the arrears claim#6-1 of Cavalry $4,539.83 - EMAILED DEBTOR ATTY UPDATED AMOUNT, SINCE ADDITIONAL CLAIM WAS FILED 1. Trustee obj to the following: - Debtor has insufficient income, disposable income verifies $838.64. - There is non-exempt equity in the residence $113,553. 2. Secured judgment claim filed by Cavalry/Home Depot for $4,539.83. Trustee ok to pay? Prop Plan $1,051 x 60 begin 12/1/24; 100% Note: 2023 Tax return was attached to 2022. |
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Matter ResolvedRequest Adjourment | 174 | 1/8/2025 10:00 am | 24-21264 / MBK | Amy Lynn Bennecoff Ginsburg, Esq. | Confirmation Hearing Scheduled | Dismissed | As of 12/19/24 (DS): 341 not held 12/19/24, still missing lots of docs, also not Trustee payment made, arrears $2,592.99, made 0 out of 1. |
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Matter ResolvedRequest Adjourment | 175 | 1/8/2025 10:00 am | 24-21340 / MBK | Francis P. Cullari, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 1/6/25 (SF) UPDATED RECOMMEND $845 X 1 (BEGIN 12/1/24); $852 X 59 (BEGIN 1/1/25) 100% PLAN W/MIN $188,895 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE AND PERSONAL PROPERTY - MUST FILE PRE-CONFIRMATION CERTIFICATION WITHIN 7 DAYS Trustee objection: - There is $178,942 in non exempt equity in the residence. - There is $8,252 in non exempt equity in the bank accounts. - Need to file Pre-Confirmation Certification. Plan proposes $845 x 60 100% Plan Payments: 1/2 Arrears: $845 RESOLVED: - Need a copy of the homeowner's insurance renewal declaration - Policy provided expired on 12/4/24. (RECEIVED) |
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Matter ResolvedRequest Adjourment | 176 | 1/8/2025 10:00 am | 24-21386 / MBK | Mark N. Glyptis, Esq. | Confirmation Hearing Scheduled | Dismissed | ns 341 not held no payments |
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Matter ResolvedRequest Adjourment | 177 | 1/8/2025 2:00 pm | 19-31701 / MBK | Marc C. Capone, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 178 | 1/8/2025 2:00 pm | 21-15214 / MBK | James J. Cerbone, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 179 | 1/8/2025 2:00 pm | 22-20246 / MBK | Scott J. Goldstein, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 180 | 1/8/2025 2:00 pm | 23-10380 / MBK | Herbert B. Raymond, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 181 | 1/8/2025 2:00 pm | 23-14687 / MBK | Bruce C. Truesdale, Esq. | Motion Compensation | Order to be Submitted | trustee objection: The payment of the fees will require a trustee payment of $476 going forward, not $445 as proposed counsel. There is no objection as long as the payment is properly increased to $476 x 41 remaining months. |
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Matter ResolvedRequest Adjourment | 182 | 1/8/2025 2:00 pm | 23-20926 / MBK | Warren Brumel, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 183 | 1/8/2025 2:00 pm | 23-20977 / MBK | Douglas T. Tabachnik | Motion Compensation | On the Papers | **COURT on the papers |
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Matter ResolvedRequest Adjourment | 184 | 1/8/2025 2:00 pm | 23-21198 / MBK | Carol L. Knowlton, Esq. | Motion Compensation | Order to be Submitted | OTBS to only get funds on hand Trustee objection: The case was recently dismissed and the fee application is for more money than the trustee has on hand ($26,722.58) |
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Matter ResolvedRequest Adjourment | 185 | 1/8/2025 2:00 pm | 24-14171 / MBK | Marc C. Capone, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 186 | 1/8/2025 2:00 pm | 24-15272 / MBK | Andrew Thomas Archer, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 187 | 1/8/2025 2:00 pm | 24-15373 / MBK | Justin M. Gillman, Esq. | Motion Compensation | Granted | |
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Matter ResolvedRequest Adjourment | 188 | 1/8/2025 2:00 pm | 24-16906 / MBK | Jonathan Goldsmith Cohen, Esq. | Motion Compensation | Granted | |
| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes |