| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes | |
|---|---|---|---|---|---|---|---|
| Email InquiryRequest Adjournment | 1/28/2026 8:30 am | 25-17358 / SLM | Jonathan Stone, Esq. | Confirmation Hearing Scheduled | Confirmed | >>NEWARK CASE<< Atty agrees to terms AS OF 1/23/26 (SF) RECOMMEND $6,600 PTD; $2,387 X 54 (BEGIN 2/1/26) BASE W/MIN $46,060 TO GUCS - MUST PROVIDE CONSENT ORDER RESOLVING PICATINNY FCU OBJECTION WITHIN 30 DAYS - OK TO PAY ARREARS CLAIM 3-1 TO ONEMAIN FINANCIAL GROUP. DO NOT PAY UNSECURED CLAIM - TRUSTEE ORDER OF DISTRIBUTION 1. Objection filed by Picatinny FCU (David Fornal) - failure to provide for arrears of $65,550.36 (Note, the Proof of claim does not list cure amount) (RESOLVED MUST RESOLVE. NEED CONSENT ORDER) 2. OneMain Financial Group filed bifurcated claim 3-1 with arrears of $40. (OK TO PAY THE $40?) 3. Trustee objection: - Verified income leaves monthly disposable income of $1,946. (after deducting social security) -There is $46,060 in non exempt equity in the residence. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution Plan proposes $1100 x 60 Base Payments: 6/6 RESOLVED: - The debtor has failed to file the required Pre-Confirmation Certification (FILED) | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 19-10868 / CMG | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | AMT ORDER Tr order plan complete by 3/11 or dismiss Debtor obj, will pay<>ARREARS & FEASIBILITY DUE TO NTC OF PYMT CHANGE (CONDUIT) PLAN HAS EXPIRED in month 84. Arrears 14,192 and Plan balance 17,008.99 | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 20-18729 / CMG | Scott E. Kaplan, Esq. | Creditor Certification of Default | Continued 2/6/2026 10:00 am | sch it for 2/6/26 for CMG for debtro to make payment Debtor obj<> DEUTSCHE (Logs) debtor says will pay by 1/16/26 | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 21-18442 / CMG | Javier L. Merino, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 2/18/2026 9:00 am | (amt: also, sv was entered 12/5/25)<>motion to impose stay on 1/28/26 Debtor obj, will pay by 12/31<>ARREARS AS OF 1/21/26 arrears still 3,735 . | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 21-18442 / CMG | Javier L. Merino, Esq. | Motion Impose Automatic Stay | Granted | MTN TO REINSTATE STAY/US BANK mk:debtor says arrears were paid | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 22-19572 / CMG | James J. Cerbone, Esq. | Trustee Certification of Default | Trustee Order | amt: $59,027 ptd (37); $ 1,787 x 23 beg 2/1/26 (email to atty)<> arrears pd/small arrearage<> Debtor obj<> ARREARS 8,563 as of 11/25/25 last pay June 2025 say took a pension w/d to pay should have $ soon | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 22-20135 / CMG | Russell L. Low, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 Only | Withdrawn | Debtor obj, filed recap pleadings<> ARREARS atty filed application to recap and order was entered 1/15/2 there was a delay in filing the recap app- debtor will be $150 short at month 52 if she makes all payments beg in Jan 2026 | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 23-11933 / CMG | Warren S. Jones, Jr., Esq. | Motion Relief from Stay (Fee) | Consent Order to be Submitted | debtor obj>>COMMUNITY CAPITAL 3 (PELLEGRINO) mk: parties attempting to resolve - by the hearing date of 1/28/26 | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 23-17584 / CMG | Marc C. Capone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | ARREARS 4,600 last pay 9/30/26(mk) | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 23-20634 / CMG | Thomas J. Orr, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 Only | Trustee Order | mk: atty ok to recap Debtor obj<>ARREARS $450 debtor can be current by end of FEB pd 150 on 1/26 will pay 330 jan 30 and 450 by end of FEB RECAP as of today is 8,448 PTD Then $322 x 21 Begin 2/1/26- email to atty | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 23-20647 / CMG | Allen I. Gorski, Esq. | Application for Retention | Continued 2/18/2026 9:00 am | Trustee obj<>APPLICATION FOR RETENTION OF SPECIAL COUNSEL, | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 23-21461 / CMG | Justin M. Gillman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 3/11/2026 9:00 am | MP wlll be filed by Monday w/ amended I & J to sell the real property Debtor obj<>ARREARS 4,541 as of 1/22/26 mk: Debtor wants a recap- was making payments each month but the wrong amount. reacp as of today would increase the payment to 1,035 p/m and dispo income is only $658 | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-10010 / CMG | Yakov Rudikh, Esq. | Creditor Certification of Default | Conduit / OTBS | AMT: TRUSTEE CONDUIT REQUEST<> Debtor obj<> SANTANDER (Gross McGinley) | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-12388 / CMG | Francis P. Cullari, Esq. | Motion Relief from Stay (Fee) | Continued 2/18/2026 9:00 am | Debtor obj<>NEWREZ/SHELLPOINT (RAS) 2/18 settlement negotiations | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-12456 / CMG | Laurence R. Sheller, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Granted | MTN APPV LM/ROCKET MTG (BROCK & SCOTT) >>>debtor cert filed - ok to G TR limited objection: NEEDS CERT OF DEBTOR IN SUPPORT OF MOTION | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-12596 / CMG | Moshe Rothenberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | (12/16 AMT: PER ATTY, OK TO DISMISS) FAILED TO FILE MO WITHIN 14 DAYS OF 11/10/25 LM ORDER | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-12852 / CMG | Justin M. Gillman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | amt: $20,911 ptd (22); $1,112 x 38 beg 2/1/26 (atty OK; arrears pd but 100% plan needs recap due to supp fees & higher guc in irs apoc #3-1)<> 1/28 to be current Debtor obj, made $3,000 pymt<>ARREARS 1,811 as of 12/9/25 this includes the recent payments posted for 1,900 and 1,100 | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-13304 / CMG | Thomas G. Egner, Esq. | Motion Relief from Co-Debtor Stay | Continued 2/18/2026 9:00 am | Debtor obj, current<>SERVBANK (STEWART) parties working on a settlement | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-13897 / CMG | Warren Brumel, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | US Bank response (Parker)<>DEBTOR FAILED TO LM BY 10/31/25 creditor response #69 is in support of dismissal. agrees w/ TR as of 1/23/26: no response form debtor | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-14575 / CMG | Jeanie D. Wiesner, Esq. | Motion Relief from Stay (Fee) | Continued 2/18/2026 9:00 am | MARINER FINC (ERIC KERSHENBLATT) rescheduled by Ct to 2/18 | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-14772 / CMG | Kevin C. Fayette, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | ARREARS 8,518 last pay was 8/25/26 | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-14776 / CMG | PRO SE | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | ARREARS cured | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-14829 / CMG | James J. Cerbone, Esq. | Creditor Certification of Default | Continued 2/18/2026 9:00 am | AMT; TRUSTEE CONDUIT REQUEST<> Debtor obj<> CARRINGTON /Pacific Ave( Hill Wallack) MK: debtor says made payments | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-15969 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Relief from Co-Debtor Stay | Continued 2/18/2026 9:00 am | Debtor obj; non-filing codebtor obj (Zimnis)<>FREEDOM MTG (BROCK & SCOTT) | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-16085 / CMG | James J. Cerbone, Esq. | Motion Relief from Stay (Fee) | Consent Order to be Submitted | ALLY CAPITAL (McCALLA) 2021 Hyndai | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-16900 / CMG | Vera Fedoroff, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | FAILED TO SELL LIBERTY CT PPTY BY 8/15/25; ARREARS 4,947 Last pay 7/8/25 1/23/26: debtor email asking for another adj . now claims she is meeting with an atty this week THERE IS SV ON REAL PROPERTY | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-17241 / CMG | Barbara J. Snavely, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | Order submitted 1/26/26:30-day default beginning January 2026; self-executing stay relief at lease end; counsel fees through the plan Debtor obj<>HYUNDAI CAPITAL (EISENBERG) mk: debtor says made payments and wants 6 mo cure | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-17670 / CMG | John Zimnis, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Continued 4/1/2026 9:00 am | Carrington Mtg obj (Hill Wallack)<>MTN EXPUNGE CLMS CARRINGTON MTG parties trying to resolve- atty email needs to adj to 4/1/26 need to do an MP for the husband case to pay the arrears, then a c/o for our debtor's case after his MP is confirm | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-18107 / CMG | Warren Brumel, Esq. | Motion Relief from Stay (Fee) | Continued 2/18/2026 9:00 am | Debtor obj<>GOLDMAN SACHS MTG (PADGETT) debtor: can make double payments to cure- 2/18 to resolve | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-18161 / CMG | Melinda D. Middlebrooks, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj<>PENNYMAC LOAN (FEIN SUCH) mk; per creditor OTBS | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-18612 / CMG | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 2/18/2026 9:00 am | MP 1/28< ISSUES< FAILED TO LM BY 10/9/25; FAILED TO FILE AMD I/J & PROVIDE POI TO TRUSTEE BY 4/2/25, PER CONF debtor says working on LM application Arrears $816 as of 11/25/25 | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-19044 / CMG | Eric J. Clayman, Esq. | Creditor Certification of Default | Order to be Submitted | Debtor obj<> NATIONSTAR (Pluese Becker) debtor says loan was transferred- now is current | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-19284 / CMG | Russell L. Low, Esq. | Creditor Certification of Default | Granted | Debtor response (**WITHDRAWN**)<> SANTANDER (Eisenberg Gold) | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-19908 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | MP 1/28>REC DISMISSAL> MP filed 1230/25 extends LM again - 5 the plan LM and extending LM MP filed 11/19/25 was w/d to extend out tier pending the outcome of a loan modification. Plan was modified to add the full pre petition mortgage arrears as per POC Debtor obj<>FAILED TO LM BY 10/21/25; ARREARS 5,000 as of 11/12/25 inconsistent pay history Notice of request for Loss mit filed 11/5/25 | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-19922 / CMG | Scott E. Tanne, Esq. | Motion Withdraw As Attorney | Granted | ||
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-20051 / CMG | Lee M. Perlman, Esq. | Creditor Certification of Default | Continued 2/18/2026 9:00 am | mk creditor adj request to 2/28 to confirm payments : cure funds on way to creditor- need to post was adj form 1/7 to 1/28 AMT; TRUSTEE CONDUIT REQUEST<>> Debtor obj<> NEWREZ/Colonial Dr ( Hill Wallack) debtor say be current by g hearing date - made payments | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-20420 / CMG | Justin M. Gillman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | ARREARS 9,945. Last pay 11/17/25(mk) | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-21476 / CMG | PRO SE | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 Only | Continued 2/18/2026 9:00 am | SV/MANUFACTURERS & TRADERS TRUST; PLAN DENIED ON 12/17 AND FILED TO FILE MP IN 14 DAYS; LATE CLM #4-1 | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-21476 / CMG | PRO SE | Motion to Reconsider | Continued 2/18/2026 9:00 am | MTN TO RECONSIDER 12/17/25 MFR ORDER no cert of service filed Tr obj: no service on creditor. TR motion to Dismiss on 1/28/16 | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 24-22135 / CMG | MaryBeth Schroeder, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | Debtor obj, made pymt<>SELECT PORTFOLIO (RAS) debtor says now current | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-10055 / CMG | Joan Sirkis Warren, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 3/11/2026 9:00 am | mk: atty says she filed a MP today 1/26 not on docket yet. emailed atty and asked AR ? AR wants a provision in MP conf order if default for more that 30 days to TR or lender then case will be dismissed b/c refi not feasible - NEEDS TO FILE A MP 1/23/26(mk) email from atty: The house burned down but has now been completely rebuilt so it is now worth even more as it is almost all new construction. The debtors need to show 12 on time payments in order to qualify for a refinance. There is more than sufficient equity in the home to pay 100% to all creditors. If the case gets dismissed then all the interest that has been held at bay will immediately accrue. The debtors are now able to make a payment continuously as the debtor husband is now fully employed. Can we confirm at the $200/month and keep the plan going? // AR HOW DO WE CONF AT 200 PER MO WO MOD PLAN mk per atty debtor has new job PREMPTORY for 1/28/26 what's status of PI suit? ARREARS 5750 as of 1/20/26. Last pay Sept 2025 Debtor to start new job 11/10 TR payment is 750 and debtor has only been paying $200 p/m atty says $ coming from a refi-..but the house burned down 4th hearing date | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-10458 / CMG | Andrew G. Greenberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 3/11/2026 9:00 am | Debtor obj<>ARREARS $6.910 as of 1/22/26 3/11/26 to pay up and recap | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-10467 / CMG | Warren Brumel, Esq. | Motion Relief from Stay (Fee) | Granted | SANTANDER CONSUMER (EISENBERG) | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-10968 / CMG | James J. Cerbone, Esq. | Creditor Certification of Default | Order to be Submitted | debtor only due for Jan- no conduit this time - put in order Need conduit on further default need payments to post AMT: TRUSTEE CONDUIT REQUEST<> Debtor obj<> US BANK TRUST/Chad La (RAS) | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-11702 / CMG | George E. Veitengruber, III, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj<>SANTANDER (EISENBERG) | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-11931 / CMG | Marc C. Capone, Esq. | Creditor Certification of Default | Order to be Submitted | debtro atty says should be resolved Debtor obj<> THRIFT INVESTMENT ( Eisenberg Gold) | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-11931 / CMG | Marc C. Capone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 2/18/2026 9:00 am | made payment more coming and need creditor order. and resolving cert of D w/ B. Craig (amt: also, no order has been entered on 11/5 mfr #32)<>mk: delay w/ creditor should be coming any day ARREARS >1900 as of 1/26/26 TR order recap and provision for automatic dismissal if payment not made as of 12/15/25(mk)UPDATED Arrears now 2,183 made recent Dec. payment- before that last pay was July Debtor has a TFS pmt of $1000 scheduled to come out on 11/26 and another payment of $125 for 12/12 and 12/19 ( he has rescheduled automatic weekly payments of $125 starting 12/5 (125 per week) Debtor obj<>ARREARS $2,569 Last pay July 2025 (amt: plus SV order entered 11/3 for auto) MK: MFR on 11/5/25 was OTBS to add arrears to plan; TR will object to that order when it is submitted as case needs conduit- MK;UPDATE; CORY w HAS SUBMIITE DTHE ORDER TO HIS CLIENT A WHIKE AGO AND STILL NO RESPONSE | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-12282 / CMG | George E. Veitengruber, III, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 2/18/2026 9:00 am | 1/27/26(mk) atty has not heard from client- unresponsive to his inquiries and has checked w/ real estate atty and she has not signed the closing dox. T of E set for Friday 1/30/26 >>HAS CLOSING ON REAL PROPERTY HAPPENED? (mk) FAILED TO SELL DURHAM AVE PPTY BY 10/22/25; ARREARS Order to sell prop. entered 11/12/25 case will be paid off at 100% 12/15/25: per atty : debtor used another attorney to handle the real estate closing. There was a delay on seller's side because buyer's title needed the co-owner to sign off on documents for closing. I confirmed today with seller's attorney that he is coming in to his office on 12/17 to sign the required documents and closing will take place on or before 12/24. This closing will yield significant proceeds for the bankruptcy estate - adj to 1/28 for proceeds | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-12575 / CMG | Edward Hanratty, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Order to be Submitted | 1/27/26: order will pay a portion of the claim as priority $4,774.32 rest will be expunged upon completion of debtor's plan. MTN EXPUNGE CLM#14 OF TRIBOROUGH BRIDGE AND TUNNEL AUTHORITY 1/27/26: now the agreement says claim is to paid as a priority through the plan and Mp will be filed and still 100%. | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-12575 / CMG | Edward Hanratty, Esq. | Application for Retention | Granted | Trustee obj<> APPLICATION FOR RETENTION/SP COUNSEL HEATH Tr Obj will be moot as the claim motion will be granted on 1/28 as plan will be 100%lees than confirmed base | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-12575 / CMG | Edward Hanratty, Esq. | Application for Retention | Granted | Trustee obj<> APPLICATION FOR RETENTION/SP COUNSEL, CORDOBA LEGAL Tr Obj will be moot as the claim motion will be granted on 1/28 as plan will be 100%lees than confirmed base | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-12575 / CMG | Edward Hanratty, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Granted | mk: this was o as MP is 100% THIS IS A MTN POST-PET FINC/PENNYMAC LOAN( already happened) see notes below >>MOTION ON CLAIM #14 ON 1/28/26 atty able to compromise on claim #14(filed at 14,695.98) Motion to pay them outside on for 1/28/26 per an agreement reached by parties. If granted MK :Base needs to be raised for debtor's share of refi proceeds. Tr want s 15,000 and debtor offered 3,000 MTN POST-PET FINC/PENNYMAC LOAN MK: this refi already occurred- back in June 2025- just now making the motion to approve it. papers say non filing spouse did the refi as he had debt. MTG WAS only in his name/Deed in Both names. However- both names are on the refi. got 30,797 from it and spouse spent that on his debts. TR Objection filed | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-12735 / CMG | Daniel E. Straffi, Esq. | Creditor Certification of Default | Order to be Submitted | Debtor obj<> NEWREZ (Hill Wallack) | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-13104 / CMG | George E. Veitengruber, III, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 Only | Continued 2/18/2026 9:00 am | FAILED TO SELL FORDHAM RD PPTY BY 12/16/25 MP #53 filed 1/23/25 : Now has LM by 7/1/26 | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-13531 / CMG | James J. Cerbone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | Debtor obj<>FAILED TO LM BY 10/3/25 was adj from Nov to 1/28/26 debtor says still waiting for a decision form Wells Fargo on the LM . wants more time | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-14205 / CMG | Laurence R. Sheller, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 2/18/2026 9:00 am | Debtor obj<>ARREARS 7,140 as of 1/20/26(mk) inconsistent pay history- has 2500- needs to post | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-14362 / CMG | PRO SE | Motion Dismiss Case | Continued 2/6/2026 10:00 am | SRB FAMILY TRUST MTN TO DISMISS (hoenig & Greenberg) Debtor to file objection to this motion and serve creditor and TR vis zoom | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-14451 / CMG | Robert Manchel, Esq. | Motion Relief from Stay (Fee) | Continued 2/18/2026 9:00 am | creditor adj to 2/18:I do not have an updated PH yet and Rob's client believes they were not behind and therefore does not want to OTBS or agree to conduit. Would we be able to get the Feb date? If the PH shows the acct was not behind, I would ask my client to WD. AMT: TRUSTEE CONDUIT REQUEST<> Debtor obj<>FREEDOM MTG (BROCK & SCOTT) | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-14658 / CMG | Jeffrey E. Jenkins, Esq. | Motion Relief from Stay (Fee) | Moot - Dismissed | THE BANK OF NEW YORK MELLON (FRENKEL LAMBERT) | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-14684 / CMG | Andy Winchell, Esq. | Motion Relief from Stay (Fee) | Continued 2/18/2026 9:00 am | Debtor obj, ppty listed for sale<>FAY SERVICING (FRIEDMAN) | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-14684 / CMG | Andy Winchell, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 Only | Continued 2/18/2026 9:00 am | brief in opp'n to motion Debtor obj<>PLAN WAS DENIED ON 12/17/25 AND FAILED TO FILE MP IN 14 DAYS MFR on 1/28/26 | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-15139 / CMG | Justin M. Gillman, Esq. | Motion Relief from Co-Debtor Stay | Order Previously Submitted | 1/9/26: order submitted - outside cure over 6 mos atty fees in plan Debtor obj<>HSBC BANK/MERRILL LYNCH (LOGS) 12/11/25: parties working on CO 12/30/25(mk) creditor (Cap.One) filed Cert of default on real prop.(2nd mtg) doc #39 | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-15386 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | otbs outside cure 1/7 to bring current and MP on 1/7/26>>ISSUES>> Debtor obj<>PENNYMAC LOAN (FEIN SUCH) mk:MP filed on 11/12/25: Correcting all numbers as reflected in the filed POCs and orders. Removing timeshare from surrender to be unaffected by the plan. | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-16071 / CMG | Joseph Albanese, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 Only | Dismissed | PLAN DENIED ON 12/17/25 AND FAILED TO FILE MP IN 14 DAYS; ARREARS $3,700 | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-16198 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | ARREARS; FAILED TO SELL REAL PREOPERTY 1 BY 12/10/25 arrears 3,000 | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-16369 / CMG | Darren M. Baldo, Esq. | Motion Sell | Revised Order Submitted | PUT ON RECORD MOTION TO SELL REAL PROPERTY 264 no realtor case has 2 creditors - the mtg co and 1 guc atty fees outside conf 2/18/26 | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-16369 / CMG | Darren M. Baldo, Esq. | Motion Relief from Stay (Fee) | Denied | MID-ISLAND MTG (STERN LAVINTHAL) Debtor opp'n>> made payments and home is for sale- waiting for ST CT approval(hearing in Jan.) for Guardian to sell - have a K- mtg will be paid in full from sale | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-16474 / CMG | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 3/11/2026 9:00 am | MP on 1/28>ISSUES> Debtor obj, MP filed <>PLAN DENIED ON 9/24/25 AND FAILED TO FILE MP IN 14 DAYS | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-16735 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Relief from Stay (Fee) | Continued 2/18/2026 9:00 am | creditor request to adj to 2/18 :This time we will seek to resolve with an order allowing 90 days to sell so we can get the matter off the calendar. debtor obj>>FREEDOM MTG (BROCK) Zillow has k for 995,000 Plan on 10/15 is Denied MP on 11/5 to sell on 11/5(short sale) conf on 1/28/26>MP issues<< | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-16735 / CMG | Candyce I. Smith-Sklar, Esq. | Motion File Claim After Claims Bar Date | Granted | LATE POC/LAFAYETTE FEDERAL CRED UNION- filed by Debtor's atty Order says: allow claim and says partially paid thru sale of real property- short sale- contract for 995,000 was listed for 1,300,000 | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-17277 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 Only | Continued 2/18/2026 9:00 am | Debtor obj<>PLAN DENIED AND FAILED TO FILE MP IN 14 DAYS >>MP FILED 1/19/26 adj request uploaded to adj to MP date 2/18/26(mk) | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-17716 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Order to be Submitted | MTN TO MODIFY CLM#4-1 Credit Acceptance TO SEC CLM $7,812 AND GUC CLM $ 6,742.26 Tr obj: Debtor's numbers in the PPSD ORDER do not make sense and conflict with each other in the paragraphs of the order.. Creditor obj: non debtor as co owner on this Cram value too low | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-17716 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Continued 2/18/2026 9:00 am | MTN TO MODIFY IRS CLAIM #2-1: REDUCE PRIORITY TO $6,341.22 AND RECLASSIFY REMAIING PRIORTY TO GUC FOR TOTAL GUC CLM OF $5,396.50 | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-17731 / CMG | Steven J. Sico, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | mk: OTBS- 30 day cure mk: creditor request to adj to 1/28 for payment history review Debtor obj<>US BANK NAT'L ASSOC (STERN & EISENBERG) debtor asserts current | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-17890 / CMG | Frederick J. Simon, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | Debtor obj<>SANTANDER BANK (EISENBERG) | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-18074 / CMG | David A. Semanchik, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 Only | Continued 3/11/2026 9:00 am | debtor filing motion to reinstate the stay Debtor obj<>SV/SELENE FINANCE Arrears 1,017 | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-18260 / CMG | Thomas G. Egner, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | Debtor obj<>UNITED WHOLESALE MTG (PLUESE) | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-18421 / CMG | PRO SE | Motion Motion (Generic) - Only use if no other event is applicable | Continued 2/18/2026 9:00 am | FIG 20 LLC obj (Goldenberg Mackler)<>TO REMOVE CRED FROM PLAN (FIG 20LLC) | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-18911 / CMG | Eric J. Clayman, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | OTBS- no conduit this time AMT: TRUSTEE CONDUIT REQUEST<> Debtor obj<>SELECT PORTFOLIO/TOWD POINT MTG (RAS) Debtor says made payments and and will be current by 31 for DEC and all current by 2/28 | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-19165 / CMG | James J. Cerbone, Esq. | Motion Relief from Stay (Fee) | Continued 2/18/2026 9:00 am | Debtor obj<>NEWREZ/SHELLPOINT (HILL WALLACK) debtor says made payments- creditor adj request to 2/18/ to confirm payments | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-19590 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Co-Debtor Stay | Continued 2/18/2026 9:00 am | Debtor obj<>PENNYMAC LOAN (FEIN SUCH) debtor says made payment and wants arrears capitalized into plan 2/18 to verify payments | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-19619 / CMG | Daniel E. Straffi, Esq. | Motion Relief from Stay (Fee) | Continued 2/18/2026 9:00 am | Debtor obj<>SELENE FINC (RAS) post pet $5500 4th case and 4th Post pet defaults | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-20846 / CMG | George E. Veitengruber, III, Esq. | Motion Relief from Stay (Fee) | Withdrawn | UNITED TELETECH FINC FEDERAL CREDIT UNION (McKENNA, DuPONT) | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-20962 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 3/11/2026 9:00 am | 1/22/26(mk) atty sent proof of payment TFS 1/23/26 $500 and 1/22/26 $500 ADJ REQUEST TO DATE OF MP UPLOADED MK: Plan filed ON 1/20/26 no payments Debtor obj<>ORDER TO SEVER PARTY FROM JOINT CASE 25-12955 WAS ENTERED 10/15/25. DEBTOR HAS MDE NO PAYMENTS, NOR HAS A PLAN BEEN FILED TO CONFIRM THIS CASE | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-21743 / CMG | PRO SE | Motion to Vacate Dismissal | Denied | NS MTN TO VACATE DISMISSAL 2nd call THE MOTION MAKES NO SENSE AT ALL MOTION APPEARS TO HAVE BEEN FILED ON BEHALF OF DEBTOR- BY THE EXECUTOR.BENEFICIARY?? A REVOCABLE LIVING TRUST??? case was dismissed on CT OSC for failure to file missing schedules only vol petition pages .nothing else and no plan no 341 dox case filed 11/3 and dismissed 11/26 | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-21946 / CMG | Tamika N. Wyche, Esq. | Motion Prospective Relief | Granted | US BANK TRUST NAT'L ASSOC (PLUESE) MK: this is on properyt#1256- debtor atty says did not file opp'n and this will be granted plan proposes sale of other property and she will File MP when she gets back now that this will be granted. | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-22287 / CMG | Andrew G. Greenberg, Esq. | Order Shorten Time | Granted | bridge order to 1/28/26 Payments posted 341 held and conf on 2/18/26 was>>OST for 1/7 MTN TO EXTEND STAY missing docs and plan FILED and 341 dox including insurance MK: case filed 11/18/25 2 prior cases 2023 and 2025 both dismissed 2023 after conf and 2025 before conf in August 2025 | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-22747 / CMG | Peter E. Zimnis, Esq. | Order Shorten Time | Continued 2/18/2026 9:00 am | bridge order to 2/18 add current w/ Tr payments posted by 2/18 341 dox complete and scheduling it by 2/18 MFR on 1/28/26 Jan TR payment still not made still missing 341 dox as listed below behind 1 payment in in post pet rent and 11,000 pre pet POC Bridge order to 1/28/26 >was >OST for 1/7/26. MTN TO EXTEND STAY case filed 12/1/25 missing schedules and Plan filed 341 date is 2/5/26 but still missing dox: DR DR PHOTO ID...(YOURS TOO LIGHT..CORRECT AND RE-SEND)..... .........DR 2023/2024 TAX RETURNS, DR BANK STMNTS 2 MTHS, DR CUR CAR INSUR FOR 1 VEH. | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-22747 / CMG | Peter E. Zimnis, Esq. | Motion Relief from Stay (Fee) | Continued 2/18/2026 9:00 am | Debtor obj<>CHANDRA SIDDAVATAM/LANDLORD per creditor $11,000 pre pet and due for 1 payment post pet. | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-22808 / CMG | PRO SE | Motion Motion (Generic) - Only use if no other event is applicable | Continued 2/18/2026 9:00 am | MTN TO PURSUANT RULE 2004 AND LOCAL RULE 2004-1 AUTHORIZING EXAMINATIONS Foreclosure j'ment by creditor - debtor disputes that process and say now offered a LM w/ creditor( imk: i think this was in a prior bkcy case not in the present. Debtor filed case to stop the sale now wants 2004 of creditor mortgage co >>MOTION HAS NOT BEEN PROPERLY SERVED ON CREDITORS >>Plan filed in this case proposes no payments and a short sale of the real property Case filed in Dec. no proof of home or auto insurance - no 341 dox at all from 2017- 2025 Debtor filed 8 cases. this is the 8th case. 6 Ch 13 were all dismissed and 1 CH 7 - got a discharge in 2018 | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-22937 / CMG | George E. Veitengruber, III, Esq. | Order Shorten Time | Continued 2/18/2026 9:00 am | >>OST>> Debtor obj<>BAYFIRST NATL BANK MTN FOR PROSPECTIVE RELIEF (mccalla) | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-23283 / CMG | Robert C. Nisenson, Esq. | Order Shorten Time | Denied | MTN CONT STAY Bridge Order to jan 28 - include debtor to be current 341 dox in and 341 scheduled retain realtor and file motion > WAS OST on 1/7/26 case filed 12/16/25. missing sch filed - we have home insurance - still need rest of 341 dox: DR WET SIGN PAGE 6.............DR POI 60 DAYS FROM OCT/NOV 2025, DR RENTAL AGREEMENT, DR FAMILY SIGNED CONTRIBUTION AFF, DR 2023/2024 TAX RETURNS, DR BANK STMNTS 2 MTHS FROM ALL ACCTS, DR MTG STMNT OR FORECLOSURE STMNT W/BALANCE DR CUR CAR INSUR FOR 2 VEH. first payment due in Jan. | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 25-23368 / CMG | Thomas G. Egner, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Granted | MTN TO PROSECUTE CASE AND CONDUCT 341(A) VIA POA | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 26-10011 / MEH | Joan Sirkis Warren, Esq. | Motion Impose Automatic Stay | Continued 2/4/2026 9:00 am | >>MEH<< MTN REIMPOSE STAY | |
| Email InquiryRequest Adjournment | 1/28/2026 9:00 am | 26-10013 / CMG | Robert Cameron Legg, Esq. | Order Shorten Time | Granted | >>>OST<<< MTN TO EXTEND STAY pet filed 1/2/26 missing dox filed and plan filed 341 dox in first payment due Feb. prior case dismissed for TR arrears | |
| Email InquiryRequest Adjournment | 1/28/2026 9:15 am | 26-10115 / CMG | Lee M. Perlman, Esq. | Motion Extend Time | Granted | MTN EXT STAY case filed 1/6/26 As of 1/226 - Have 341 dox we have plan( cure mtg arrears) and all schedules | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 22-10127 / CMG | Scott D. Sherman, Esq. | Confirmation Hearing on Modified Plan | Confirmed | 1/22 workup **Confirm at $25722 paid then $200 x 5 beg 2/1/26- 100% W/MIN $61,412 TO GUCS DUE TO NE EQUITY ; NE PROCEEDS FROM SALE BY 4/30/26 TO PAY OFF THE PLAN ; STUDENT LOANS O/S low base pending sale *previous plan conf at: $24,322 PTD (45 MOS) $200 X 15 BEG 11/1/25 ; 100% W/MIN $61,412 TO GUCS DUE TO NE EQUITY ; NE PROCEEDS FROM SALE BY 12/31/25 TO PAY OFF THE PLAN ; STUDENT LOANS O/S ; TRUSTEE STANDARD ORDER OF DIST. FOXCHASE FILED CONS ORDER 10/24/25 FEE APP W/IN 7 DAYS OF CONF ; PLACEHOLDER SET-UP & ON HOLD PENDING ORDER*** CONFIRMED LOW PENDING SALE MP $25,722 PTD; $200 X 16 BEG 9/2025 (13 EQUESTRIAN CT); 100% extends sale refi time | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 22-17423 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing on Modified Plan | Continued 2/18/2026 10:00 am | 2/18/26 for updated pay Peremptory- 2/8 cert of your calculation of dispo income 1/20/26: need the Nov- jan pay stubs to see if OT stopped adj for more pay as OT will not be a factor in future and beginning 1/1/26 large health increase deduction (750) per month kicks in. As of 10/24/25(mk):waiting for atty reply to email on income 1. Went back over pay stubs submitted for debtors- calculated YTD and by indiv. pay checks- STILL GETIING WAY MORE INCOME FROM INVIVIDUAL CHECKS . sent email to atty with calculations for debtor and co debtor MP proposes $16,750 PTD; $1250 X 27; BASE BOTH DEBTORS RETURNED BACK TO FULL TIME WORK ---------------------- 9/2/25: updated :add'l pay stubs provided debtor now has job income- so no more disability- correct?- I CALCULATED PAY STUBS AND I AM GETTING MUCH MORE INCOME AND THUS MUCH MORE DISPOS INCOME. no amended I & J yet and last sch I has disability income for debtor FILED 12/20/24:Prior confirm:$15,000 PTD (27 MOS) $250 X 33 BEG 1/1/25 ; BASE $23,250 W/MIN $15,530 TO GUCS DUE TO NE EQUITY ; UPDATED POI & AMENDED SCHEDULES I&J BY 7/30/25 ; PP FEE APP W/IN 7 DAYS OF CONF ; PLACEHOLDER SET-UP & ON HOLD PENDING ORDER 12/28/22:Original confirm :$250 X 6 BEGIN 10/1/22 $750 X 18 BEGIN 4/1/23 $1,250 X 36 BEGIN 10/1/24; POT BASE $60,000 (MIN $15,530 TO GUCS DUE TO NE EQUITY); ATTY $3180/$4550 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 23-14593 / CMG | Karina Pia Lucid, Esq. | Confirmation Hearing on Modified Plan | Continued 2/18/2026 10:00 am | 1/28 :s debtor has add'l POI - agrees to pay min. IRS claim to be paid issues as of 1/23/2026 (JMA) 1) Need updated proof of income for debtor and codebtor. PROVIDED, HOWEVER INCOME IS LOWER THAN SCHEDULED AMOUNT AND NEGATIVE INCOME. 2) Modified plan includes a tier reducing plan payment from $800 to $70. Per Amended Schedule I Co-Debtor not working, looking for employment. SHOULD PROVIDE UPDATED PROOF OF INCOME ONCE CO DEBTOR RETURNS TO WORK WITHIN 6 MONTHS OF CONFIRMATION 3) Case originally confirmed with minimum $4390.30 to gucs add to terms SHOULD BE INCLUDED IN TERMS 4) Modified Plan after confirmation includes a priority IRS claim in the amount of $12,314.98. There is no IRS claim for this amount. Is there a claim being filed? proposed plan $500x18, $800x11, $70x31 base plan proposed plan $500x18, 800x11,70x31 base plan paid in $18,670 arrears $1460 28 months to go RESOLVED: 2) Need 2024 Tax Return (RECEIVED) 1) Need updated proof of income for debtor and codebtor. PROVIDED 2) Modified plan includes a tier reducing plan payment from $800 to $70. Per Amended Schedule I Co-Debtor not working, looking for employment. RESOLVED | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 24-17061 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 1/22/26 (SF) Debtor made 15 payments. 21 payments remain RECOMMEND $21,991 PTD, $150 X 21 (BEGIN 2/1/26) BASE PLAN W/ MIN DIV OF $15,428 TO GUCS - TRUSTEE STANDARD ORDER OF DISTRIBUTION MP proposes $21,991 PTD, $150 X 19 BASE W/MIN $15,428 TO GUCS Plan has run 18 months with 21 months remaining (Only 15 payments received) | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 24-18612 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing on Modified Plan | Continued 2/18/2026 10:00 am | adj for LM decision deadline 1/7 - and decision was rendered but we don't know what what it says AS of 1/16/25 (mk): 1. Objection by US Bank(RAS): - does not consent to extension of LM period- debtor had ample time to pursue a LM from the April 2025 confirmation till Oct 2025. - arrears $90,317.87 -plan is not feasible. Plan arrears $816 at time of filing MP so that has to be added in MP proposes:$409 X 8; $533 X 28; LM 5/31/26 (27 STRATFORD DR); BASE EXT TIME FOR LM ----------------- amended I & J and proof of income provided Prior conf:$2863 PTD (8 MOS) $584 X 28 BEG 5/1/25 ; BASE $19,215 ; ATTY FEE $2780/$4750 ; LOAN MOD BY 10/9/25 (NO PAY PENDING LM) ; DEBTOR TO PROVIDE AMD SCHEDULES I&J & UPDATED POI | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 24-18668 / CMG | Jonathan Stone, Esq. | Confirmation Hearing Scheduled | Continued 2/18/2026 10:00 am | NFA 1/5 AMT: EMAILED CHAMBERS TO ADD TO CAL (NO DATE WAS IN ORDER GRANTING MTN TO RECONSIDER)<> As of 12/23/25(mk): Conf order was vacated so we are back to original positions Plan #54 1.Objection by Glassboro (McNallly Law) - has a valid secured J'ment lien on the property for total $93,711.92: -debtors have equity in home after the first and second Mtgs and debtors exemption can't strip off entire lien- creditor says - debtor has significant equity which means can't strip off lien -ALSO debtor had Axe Throwing B'ness- Covaz Enterprises LLC-- it was transferred to Power Strike LLC formed in March 2024 by Christian Cortes who may be related to debtors- What was the consideration for that transfer?. 2. Trustee objection: CMA from March 2025 shows estimated value at $541,950. Thea COMP ANALYSIS of $475, 000. Zillow has value at $502,700. Realtor.com has value at $545,800 Debtor put value at 481,000. We need to settle on a value and then do the liquidation analysis . - Also depending upon the determination on the creditor's objection - there will be equity in the home as will as personal property that may render the plan not feasible. AMT: CONF ORDER VACATED, DOC #71<<> Plan:$830 X 51; BASE student loans outside PTD $11,251.50 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 24-19908 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing on Modified Plan | Moot - Dismissed | AS of 1/26/26(mk): PLAN #61 ARREARS $11,030 This case is 15 months old . The original plan filed 10/7/24 called for a LM. and there have been . There have been 4 plans filed since the original plan all calling for a LM and extending the date. Debtor is extremely inconsistent with payments and is always in arrears and always trying to extend the time for a LM MP proposes:$850 X 14; $2400 X 46; BASE LM by 2/18/26 MP TO EXT TIER PENDING LM ADD FULL PRE PET MTG ARRS AS PER POC | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 24-20219 / CMG | Andrew Thomas Archer, Esq. | Confirmation Hearing on Modified Plan | Dismissed | AS OF 1/27/26 (SF) Per atty, ok to dismiss AS OF 1/22/26 (SF) WHAT IS THE STATUS OF THE CLOSING? 11/21/25 (sf) Contract of Sale just provided with sale price of $825,000. Closing date 12/30/25 AS of 11/18/25(mk) IS THERE A SALE K?? 1. Motion to retain realtor just filed on 11/19/25. No contract yet. May be signed by Friday 11/21. 11/26 for motion to approve sale MK: 1 asset case .all there is is mtg and atty fees of 4,494.23 NO GUCS Listing Agreement provided AS OF 10/30/25 (SF) Atty requested adjournment to file motion to appoint realtor and resolve trustee arrears - Per MK case should be dismissed. Per attorney, debtor's father was funding the plan and has recently passed away which means that the debtor has no income. IF no income can not be debtor in 13 Trustee objection: - No payments have been made since June 2025. - Plan now has a sale in 6 mos and will only pay the atty fees as no unsecured creditors have filed claims. - need realtor to be appointed and a listing agreement. 1. The modified plan proposes a sale in 6 months and will only pay attorney fees. There are no unsecured creditors. The debtor has not made a payment since June. No updated proof of income provided. 2. Plan is funded by contribution of $4500 from father so why no payments? MP proposes $250 x 36 100%; Sale in 6 months Plan has run 12 months with 24 months remaining Arrears: $987 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-10052 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing on Modified Plan | Continued 2/18/2026 10:00 am | AS of 1/21/26(mk): Arrears 3,036 which is a little less than the Jan payment- that has to post before 1/28/26- inconsistent pay history Adj to 1/28/26 to be totally current. MP #39 MP Proposes:$3050 X 9; $3230 X 1; $3424 X 50; $0 MP adds post pet mtg payments to plan plan has run 11 mos and 49 remain Prior conf : $9150 PTD (4 MOS) $3050 X 56 BEG 6/1/25 ; BASE $179,950 ; ATTY FEE $4180$4750 ; BERKLEY TWP WILL ONLY BE PAID UPON THE FILING OF A TIMELY POC ------------------RESOLVED----------------------- Objection by MidFirst Bank: - understated claim and not feasible ORDER SUBMITTED PAY PRE PETITION CALIM AND POST PET OF $906.65 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-12786 / CMG | PRO SE | Order Vacate Dismissal of Case | Confirmed | AS of 1/20/26(mk):email to Debtor x 2 w/terms **CAN REC CONFIRM AT $3,780O PTD Then $540 X 5 Begin 2/1/26 Then $1.029 x 45 Begin 7/1/26. 100% Preserve Equity T/H of 341,309 in real property Student loans outside the plan Trustee standard order of distribution must file pre conf cert w/ in 7 days of confirming Order** debtor wants to keep lower payment for 4 more mos then increase for next tier- 1 last adj to 1/28/ to confirm AS Of 12/31/25(mk): email to debtor **NEEDS TO CONFIRM AT $3,240 PTD THEN $971 x 51 Begin 1/1/25 100% Preserve Equity T/H of 341,309 in real property Student loans outside the plan Trustee standard order of distribution must file pre conf cert w/ in 7 days of confirming Order. 6/9 payments $1,620 arrears. Due to NE Equity in real property plan must be 100%- student loans are outside Plan had considering a LM but then paying arrears and since there is no evidence a LM is being pursued so this work up is for a cure on mtg arrears. >>STIIL DO NOT HAVE PROOF OF NFP INCOME FROM BEING A NURSE AT VNA- terms are what is needed for 100% THERE IS 341,309 IN EQUITY IN 2 PROPERTIES OWNED BY DEBTOR SO PLAN HAS TO BE 100% GUC TOTAL IS $9,000.35 Plan: $540 X 60; LM?; PART 5 NOT MENTION or 5/8 payments bAD PAY HISTORY -------------------------- 11/26/25(mk) last night debtor sent 4 emails attaching various dox- the CMA for Ocean Grove is a letter from someone -no id who she is no letterhead just says her opinion- so this is no good. Payment receipt for apparently insurance on ST Croix property - NO declarations of what is covered. Soc Sec letter for Caro Thomas benefits- this is debtor's sister who is a dependent on tax return SP appears to be a Joan Leung-Lo-Hing according to 2024 return submitted. 2024 return show income as IRA distributions and pension income. also sent a sch I & J. DOCS NEED TO BE UPLOADED TO 13DOCS AND SCH J FILED WITH THE COURT >> NEED MORE TIME TO REVIEW ALL THIS - BUT WHY ARE THEY SUBMIITED 8 MOS AFTER CAS | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-14280 / CMG | PRO SE | Confirmation Hearing Scheduled | Confirmed | AS OF 1/23/26(MK): Updated-ok to terms- updated PTD **CAN REC CONFIRM AT $4,550 PTD Then $581 x27 begin 2/1/26 base. TRUSTEE IS AUTHORIZED TO PAY LATE CLAIM #15-1 in the amount of $6,575.37 THROUGH THE PLAN. Westlake claim #4-1 will be paid the secured portion of their claim in the amount of $11,619.82. No distributions will be made on arrears part of the claim. Tr std order of distribution** Plan $470x36 5%- MUST BE A BASE PLAN 9/9 payments ----------------RESOLVED ISSUES------------------- >> LATE SUPPORT CLAIM- WAS FILED 1/20/26-. WILL INCREASE PAYMENT AMOUNT. NEEDS TO BE SET UP AND ADD TO TERMS TR IS AUTHORIZED TOPAY LATE CLAIM 1. Plan has child support claim but no claim was filed so that will be stricken- it is paid thru Mercer cty probation. LATE CLAIM FILED- ADDDED LANG TO PAY 2.Plan has Westlake pay claim in full. secured claim is for 11,619.82- you want that paid and not the arrears of $626.80- Correct? YES - The debtor has failed to file the required Pre-Confirmation Certification. FILED - Schedules fail to account for tax refund of $686.00 when determining disposable income. ADDED IN - Add language Tr std order of distribution. - Add language the plan will be a base plan. - The debtor has failed to supply the Trustee with the following document(s): Domestic Support Obligation information the form and court order. RESOLVED, PROVIDED | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-14362 / CMG | PRO SE | Confirmation Hearing Scheduled | Continued 2/6/2026 10:00 am | 2/6 vis Zoom Says home listed and has Tr payment- she has a listing agreement- Needs application to retain realtor- trying to get an atty 1/16/26(mk):Case is 9 mos old Last pay 9/12/25 need to be current - needs 600 to post by 1/28- retain broker and listing agmt- MK send her the forms for retention she will try to retain an atty >>CREDITOR MOTION TO DISMISS CASE ON 1/28/26 mk debtor says selling property - has a realtor Keller Williams- will cure arrears by 12/23 when she gets paid >>ARE WE STILL PAYING ABELSON THE BALANCE OF FEES IN PLAN? flat fee 4750 - got 1,620 up front bal 3,130 case filed 4/28/25 and he w/d on9/24/25 -no 341 had been conducted before he w/d>> he filed the plan and vol. petition and a motion to extend the stay 1. Trustee objection: - Proof of 2 month's income - Need to provide pay statements from Preis Enterprises beginning June 16, 2025 - Schedule J Part 2 #4 does not include mortgage payment. - Amendments to Schedules Schedule I to provide all current income - must file pre conf cert. Plan:150 x 36 and sale of real property by 12/31/25 100% debtor says she has listing agmt w/ realtor to sell home 5/9 payments ARREARS $600 ----------------------------RESOLVED--------------------- There is $256,654.31 non-exempt equity in house. (100% PLAN) | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-14981 / CMG | David L. Stevens, Esq. | Confirmation Hearing on Modified Plan | Continued 2/18/2026 10:00 am | PEREMPTORY 1/22/26(mk) debtor atty email :Debtor is ok with the chapter 13 trustee retain appraiser to appraise the 2nd property. We agreed upon the mediator, however, counsel for the creditor has not yet provided his availability. Additionally, creditor's counsel was previously advised that he needs to sign a one-page document requested by the broker to list the property, but that document has not yet been executed despite several emails. : MK; THIS WILL NEED TO BE ADJ UNTIL MEDIATOR HAS HEARD THE CLAIM ISSUE ETC. ALSO TR IS HAVING THE SECOND PROP (402)OWNED BY DEBTOR APPRAISED. >>HAS 267 PROPERTY BEEN LISTED FOR SALE? Mediator to hear a issue of A. Foss claim CMG: creditor has to sign the listing agmt and debtor to sign agreement that no kick backs to debtor behind the debtor and realtor to sign as well AR NOTE PER OBJ AGREE TO SALE IN BKCY BUT DOES NOT AGREEE WITH REALTOR RETAINED ( N=MAY NOT BE DISINTERESTED PER 101 14 ) NEED TO RESOLVE FOSS CLAIM 4-1 ON FOR 1-7 -26 NEED TO RESOLVE VAL ON WASHINGTON AVE PTY AS of 12/11/25(mk): Work up on plan #56 Plan proposes to remove claim of co owner A. Foss of Almeda prop and treat her as 1/2 owner to get her $ form her 1/2 interest upon sale of the property. MOTION ON THIS CLIM ON 1/7/26. CLAIM MODIFIED TO AL UNSECURED BUT THE AMT WILL BE UP TO MEDIATEOR 1. Objection BY Creditor, A. Foss(Curiel Firm)doc#60 -Creditor has claims beyond 50% interest in Alameda prop. in ST. CT action for breach of Fiduciary duty, fraud damages etc - bad faith and not feasible. ( does not object to sell in bkcy CT.) wants it sold- BUT REFUSED TO SIGN LISTING AGMT B/C THE REALTOR IS CLOSE FRIEND OF DEBTOR creditor says tax sales are due to debtor not doing his obligations so he wants debtor to be responsible to pay the tax sale out of his share. 2. Trustee objection; -Part 4 g of plan lists 7 creditors to be paid through the plan until balance of claims are paid at sale. Only 2 of those creditors have filed claims: D. W | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-15919 / CMG | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Plan Denied | PLAN DENIED - MP IN 14 DAYS AS OF 1/26/26 (SF) UPDATED May need another MP to reduce payment RECOMMEND $300 X 8 (BEGIN 7/1/25); $850 X 28 (BEGIN 2/1/26) BASE PLAN - OK TO PAY ARREARS CLAIM 9-1 TO VW CREDIT INC 1. VW Credit Inc. filed arrears claim 9-1 in the amount of $69 which is not addressed in plan (OK TO PAY?) 2. Trustee objection: - The debtor's plan consists of unnecessary or excessive expense items, such as: $300/month for home maintenance $326/month for oil (Cost is $98 per month per bill) $658/month for car insurance $350/month for student loans (need proof these are being paid) (NO PROOF PROVIDED) Need proof of excessive expenses 10 days prior to confirmation. - The schedules fail to account for the debtor(s) tax refund in the amount of $4,527 Plan proposes $300 x 8; $850 x 28 Base Plan Payments: 6/7 Arrears: $294 RESOLVED: - Need proof of insurance for the 2017 Audi. The policy that was provided to the trustee expires on 7/25/25 (RECEIVED) - Objection filed by Carrington Mortgage Services (Wohlrab) - failure to pay arrears of $3422.50 (RESOLVED - COS OK TO PAY ARREARS) - The debtor has not filed the required Pre-Confirmation Certification. (RECEIVED) - Need statements for the two TSA loans if they continue to be deducted from pay stubs at new job. (Not listed on new pay stubs - Need a mortgage statement showing monthly payment amount if a POC is not filed. - Need updated proof of income and amended Schedule for debtor's new job at Capital Health (started job in July). - Need updated proof of income and amended Schedule for debtor's new job at Capital Health (started job in July). (RECEIVED) - Need copies of October, November and December Venmo statements showing that debtor sends tuition payments to husband to make the payments. (JUST RECEIVED) - Schedule J adds tuition payment of $1657. Need proof that this is the amount debtor pays monthly. Document provided does not verify this amount. It shows that debtor received loans | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-16030 / CMG | Roger J. Yehl, Esq. | Confirmation Hearing Scheduled | Continued 2/18/2026 10:00 am | adj to 1218/26 PEREMPTORY to get consent to sell or D AS OF 1/21/26(mk); -STILL DOES NOT HAVE CO OWNER CONSENT TO SELL- MATRIMONIAL DISPUTE - THIS NEEDS RESOLUTION IN ORDER TO CONFIRM A SALE PLAN. Atty says pursing ST CT remedy in family CT to require co owner to sign listing agmt- UNTIL WE HAVE THAT A SAL PLAN CANNOT BE CONFIRMED As of 11/18/25(mk):4/5 payments Arrears $1,377.53 SV on residence and debtor does not have consent of co owner to sell property. Work up on Plan #14 >>MFR BY Lakeview on 11/6/25- GRANTED 1. Lakeview Loan (BROCK & SCOTT) obj to creditor not in plan, no arrears in plan and sale. CREDITOR NOW HAS SV 2. Trustee Obj: - Must provide updated CMA with comps that are similar in size of residence (2 properties were small in size and less rooms and another was sold for more, not what is listed on CMA. Zillow values $607,500.) and property settlement agreement -NEED A SELL BY DATE FOR Real Property. - Debtor has insufficient income. Disposable income verifies $1,229, plan propose $1,260.37. Income is fixed. How is plan feasible? - Trustee payment will need to be much higher, due to non-exempt equity on real property and car claim. - Add to confirming order non-exempt proceeds from sale residence to Trustee. Prop Plan $1,261 x 60 begin 7/1/25; Base and Sale of RE per part of divorce 4/5 payments -----------------------------------RESOLVED---------------------------- . Ally Capital (LAURA EGERMAN) obj to Cram amount in plan not correct and interest. ORDER SUBMITTED 11/18. TERMS= pay total 67,743.53 over 60 mos Note: Service to Ally Capital done 7/14/25. TD Bank acct statements and auto insurance for 2023 Chevy and 2006 Cadillac provided. | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-16063 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | AS OF 1/20/26 (SF) 1. 341 not held on 1/15 - no show and not rescheduled 2. PAYMENTS: 6/7 Arrears: $150 >>Motion to Dismiss case as to Debtor Frederick Reight ONLY and case to continue for Lucia - Hearing date 11/5/25(mk) GRANTED 9/24/25- debtor has passed away needs time to determine next steps | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-16474 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP in 14 days- to std loan outside and go w/ zillow value for home adj to 1/28/26 for better CMA As of 1/20/26(mk): No new CMA as of 1/23/26 work up on plan #27 1. Trustee suppl obj: there is an issue with the valuation of the real property. It was sold in 2021 for 305,000. the CMA( equifax) has value at 297,000 and Zillow has current value at 440,000- There needs to be further investigation as to value before case can be confirmed Plan: $347 X 24; $847 X 12; $0 5/6 payments ARREARS $547 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-16735 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Continued 3/11/2026 10:00 am | atty to file claims for TD and Ray & Flanagan and Motion and resolve freedom obj As Of 1/16/26(MK): work up on plan #35 >>MFR by Freedom mtg on 1/28/26 1. Objection by Freedom Mtf( Brock & Scott): - short sale - needs approval - and speculative - plan fails to pay arrears 2. TD Bank/Raymour & Flanigan claim has not been filed, bar date passed 9/3/2025. Strike it or Must file motion to allow late claim. Trustee cannot pay without filed claim Plan: $264.88x60 base with short sale of property by January 2026. student loans outside 6/7 payments ------------------RESPLVED------------------- Lafayette Federal Credit Union claim has not been filed, bar date passed 9/3/2025. Strike it or Must file motion to allow late claim. MOTION FILED AND ON 1/28/26- says partially paid thru sale of real property- short sale 2. Plan states the short sale is to be completed by January 2025. Should this be 2026? YES | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-17054 / CMG | Herbert B. Raymond, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP FILED AND SCHEDULED FOR 3/11/26 AS OF 1/22/26 (SF) STILL NEED 2024 RETURN (STILL NOT RECIEVED) Motion to approve loan mod just filed. Modified plan required 1. Objection filed by Pennymac Loan (Douglas McDonough) - failure to pay arrears of $21,114.36 2. Trustee objection: - The debtor has failed to file the required Pre-Confirmation Certification . - A copy of the last filed tax return - for 2024 prior to confirmation. (STILL NEED) - Need a statement for the Robinhood account. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $5,759/month mortgage payment (per statement the payment is $5,169) - There is $5,750 in non exempt equity in the residence. Plan proposes $500 x 18; $925 x 42 Base Plan Payments: 5/6 Arrears: $500 RESOLVED: - The IRS and St of NJ filed an estimated claim which needs to be amended. (STILL NEED BUT DEBTOR HAS NOT PROVIDED COPY OF 2024 RETURN) (AMENDED) | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-17451 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 3/11/2026 10:00 am | Tax returns filed- expecting IRS to amended in 2 weeks for 1/28/26 AS OF 1/22/26 (SF) Trustee objection: - Need 2 months bank statements from k acct#5389 and #0148 prior to filing date statements provided are from 2/2025 and 3/2025. ( RECEIVED $1917 nonexempt equity in bank accounts ($1365.59 in 5389 and $551.64 in 0148) - The current Plan does not specify treatment of Toyota Motor Credit (2019 GMC Sierra 1500) under the Plan. - There is estimated non-exempt equity $94,373 in the residence, pending all claims resolved, $8,920 and estimated in bank accts, pending bank statements. - Must resolve IRS estimated tax claim, 2024 tax return not filed. - Must resolve State of NJ estimated tax claim, 2023 and 2024 not filed - Must resolve creditor objection. - TD Bank filed arrears claim 5-1 for $757.34 (OK TO PAY?) YES - Toyota filed arrears claim 16-1 for $594.48. (OK TO PAY?) YES Plan proposes $500 x 60 Base; Refinance by 7/1/27 w/min div of $88,000 to gucs Payments: 6/6 RESOLVED: - A copy of the homeowner's insurance renewal declaration - . Expired 9/1/25. (RECEIVED) - A copy of the last filed tax return - for 2024. (RECEIVED) | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-17706 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP 14 days to deal w/ issyes AS OF 1/22/26 (SF) BELOW ISSUES STILL APPLY mk need to file motion to reclassify claim for Portfolio car was scrapped (NO MOTION FILED) 1. Carvana filed arrears claim 4-1 in the amount of $484 which is not addressed in the plan (OK TO PAY?) YES 2. Portfolio Recovery filed bifurcated claim 7-1 for $8075 secured, $1244.22 unsecured, and $9319.22 arrears. This claim is not addressed in plan - 2012 Hyundai Elantra (NO INSURANCE FOR THIS VEHICLE - MUST RESOLVE) 3. Objection filed by Bridgecrest Credit Compay (Stewart) - objects to cram of interest mk: working on it 5. Trustee objection: - Need bank statements from Wells Fargo checking for June and July prior to filing date. (RECEIVED AND NONEXEMPT EQUITY IS $2143) Need bank statements from Wells Fargo savings acct from June and July prior to filing date. (STILL NEED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: 3 car payments $484, $336, $219 and 1 is being crammed in Plan and Timeshare $260 is considered a luxury and should be surrendered. (PER CLAIMS FILED, DEBTOR HAS 5 CAR PAYMENTS) - Disposable income would be $2,058. - The circumstances and contents of the debtor's Plan, when taken in their totaility, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a)(3). Plan is proposing to cram the interest of timeshare which is considered a luxury and fails to pay the unsecured creditors. - The Plan divides unsecured claims into classes with no rational basis and discriminates unfairly against a class in violation of 11 U.S.C. ? 1322(b)(1). Specifically: Plan is proposing to cram the interest of timeshare which is considered a luxury and fails to pay the unsecured creditors. - The debtor has failed to provide proof of service with respect to Plan Motion(s). Must service creditors in motions. Monera Financial LLC (Also, no claim filed) Plan proposes $1200 x 60 Base Payments: 5.5/6 Arrears: $600 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-17716 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing on Modified Plan | Continued 3/11/2026 10:00 am | Adj to 3/11/26 uploaded needs to resolve valuation issue and 2nd mtg issue- has filed motion to modify claim of Realtime solutions on 3/11/26- says has consent AS of 1/22/26(mk); Work up on Plan #38 TWO Claims Motions on 1/28> IRS and Credit Acceptance NEEDS TO BE RESOLVED 1. Objection by Credit Acceptance on Toyota( B. Craig) 2. Objection By Real Time solutions(Stern & E): - objects to cram as significant equity in property- their appraisal of RE is 375,000 Vs .debtor's appraisal 270,000 3. Trustee Objection: - -ISSUE STILL ON THE C VALUE OF THE HOME. Debtor's original CMA had old comparable sales. Bank has much higher appraisal and Zillow has higher than debtor 's updated (#39)appraisal of 270,000 says home in poor condition. Under any scenario there appears to be equity after the first mtg lien. Prop Plan $646.86 x5 Then 1,082.32 x 55 Base 4/6 payments arrears 434.12 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-17731 / CMG | Steven J. Sico, Esq. | Confirmation Hearing Scheduled | Continued 2/18/2026 10:00 am | As of 1/27/25(mk): Updated- adj to 2/18 for service 1. Objection By US Bank(KML): on prop #6- 1st mtg) -plan fails to pay full arrears claim PER ATTY OK TO PAY 2. Trustee objection: -NO CERT OF SERVICE ON PLAN CRAM /reclassifying claim to nothing secured and 78,297 as unsecured ( total claim filed 108,717.05) OF SHELLPOINT/BANK OF NY MELLOM 2ND MTG was ever filed-suppl obj filed on prop #524-526 --Debtors not paying all disposable income into plan. Trustee's calculations are higher due at 9,147 due to : Co Debtor income is significantly higher than scheduled. The debtor is paid weekly, not bi-weekly. - Neither plan nor disclosure has any atty fees coming thru the plan Plan :6695 x 60 base 6/6 ------------------------RESOLVED----------------------------- >> US Bank motion(on prop #6) for relief scheduled for 1/28/2025 - need to know if this impacts plan. (2nd Mtg)- NO outside cure 6 mos OTBS Pre-Confirmation Certification. FILED - The debtor has failed to supply the Trustee with the following document(s): need bank statements (June & July) for Citizens Bank acct#9730. PROVIDED -Kearney acct #5500 balance $7,456.40. No exemption on Schedule C. There is $7,456.40 non-exempt equity. ADDED IN -ATTY disclosure is filed but it says -0- paid and -0- owed and Plan has -0- balance US Bank (KML) objection to confirmation - ORDER SUBMITTED 9/15- PAY POC - Secured creditor will file claim for pre-petition arrears in the amount of $166,513.83 - There is $81,397.52 non-exempt equity in house. AFTER CLAIMS FILED, THERE IS NO NON-EXMEPT EQUITY IN THIS PROPERTY | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-18187 / CMG | Kirsten B. Ennis, Esq. | Confirmation Hearing Scheduled | Continued 2/18/2026 10:00 am | 1/28 payment high atty needs to review AS OF 1/27/2026 (at): RECOMMEND: $1,250 PAID TO DATE, $2,500 x 31 BEGINNING 2/1/2026, LOAN MODIFICATION BY 3/1/2026, 100% PLAN - Non exempt proceeds for personal injury suit are to be turned over to the trustee. - Low base pending loan modification. 1. NJ Motor Vehicle Commission filed a secured claim in the amount of $6,099.56 which is not in the plan. Is the debtor going to pay this claim? (PER ATTY, PAY) 2. Trustee's objection: - The debtor has failed to supply the Trustee with the following document(s): - statements (July & Aug) for second checking account not provided. (RECEIVED) - The debtor must provide updated proof of auto insurance for the 2021 Mazda CX-9; 2012 Nissan Murano. The policy provided has expired. (RECEIVED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): - Income for the non-debtor spouse verifies higher ($12,465) than scheduled ($9,815) resulting in $3,059 monthly disposable income - Confirming should provide for all non-exempt proceeds from personal injury claim. (LANGUAGE ADDED) Plan proposes: $250 x 36 beginning 9/1/2025, loan modification by 3/1/2026, base Payments: 5/5 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-18242 / CMG | Robert H. Johnson, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS of 1/21/26(mk) email to atty-ok to terms **CAN REC CONFIRM AT $250 x 36 Begin 9/1/25 . Sale of real property by 6/1/26.TR is not authorized to pay arrears pending sale. Any non exempt proceeds from sale be paid to TR. Student loans outside. Must file pre conf cert. w/ in 7 days of confirming order** work up on plan #26 1. Tr Objection: Plan must run a minimum of 26 mos. can only pay of early if it is 100% Plan : 250 x 12 Sale of property #26 by 6/1/26 BASE 5/5 payments STD Loans outside --------------------RESOLVED-------------------- Obj: by Freedom Mtg ( Brock &S):ORDER SUBMITTED.TERMS= PAY claim thru the sale of the property | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-18616 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Withdrawn | MP Filed w/ updated tiers filed will w/d this plan 1/21/26(mk); NEED UPDATE ON WHERE WE ARE IN THE PPSED TERMS BELOW or alternative tiers to cover claims As of 12/16/25 (DS): Per email from Debtor atty/MK/DS requested adj to allow time to discuss payments with Debtors As of 12/12/25 (DS): Need to confirm at $2,800 paid, $1,100 x 20 begin 1/1/26; $1,986 x 36 begin 9/1/27; Base with a min. div. $52,474 due to non-exempt equity; - Fee app within 7 days from conf order.. - Trustee ok to pay arrears claim#10-1 of Hyundai. - Student loans to be treated outside. As of 10/31/25 (DS): 1. Diamond Resorts (Timeshare) filed secured claim with arrears $2,116.15, not listed in plan or schedules. Per claim Debtors purchased timeshare 7/26/22 for $15,714 to be paid within 10 years with mo. pymts $307.76, which has not been paid in 6-7 months. Must resolve claim. EMAILED ATTY TO FILE MOD PLAN AND AMEND SCHEDS TO ADD TIMESHARE AND REQUEST CONF ADJ - MOD PLAN SURRENDERS 2. ISSUES WHICH REMAIN UNRESOLVED: - There is non-exempt equity in the residence $51,295 and $1,179 in bank accts. - Add to confirming order fee app within 7 days from confirming order. - Hyundai filed arrears claim $785.73. Trustee ok to pay? MOD PLAN FAILED TO ADD ARREARS, STILL LISTED AS NONE. As of 10/10/25 (DS): Debtor atty requested adj to resolve all issues. 10/15/25 (DS): 1. Trustee obj to the following: - There is non-exempt equity in the residence $51,295 and $1,179 in bank accts total $52,474. - Add to confirming order fee app within 7 days from confirming order. 2. NewRez (ELIZABETH HOLDREN) obj to arrears owed are more, POC filed with arrears $4,106.49. COTBS PAY POC ARREARS FILED. 3. Hyundai filed arrears claim $785.73. Trustee ok to pay? Prop Plan $800 x 24 begin 9/1/25; $1,650 x 36; Base Note: Atty amended Sched A/B and C to change BOA acct# and provided bank statements, he also provided Life insurance statement, added timeshare and amended Sched A/B and to reflect $1,814 in acct. 401(k) | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-18623 / CMG | Andrew Thomas Archer, Esq. | Confirmation Hearing on Modified Plan | Continued 3/11/2026 10:00 am | AS OF 1/22/26 (SF) 1. New profit and loss statement shows net income of $25,275.71 just for December 2025. This will increase income (Need explanation) 1. Objection filed by Wells Fargo (Joshua Goldman) - failure to provide for arrears of $236,877.87 and failure to match loss mitigation timeline provided in agreed order of 2/28/26. 2. Trustee objection: - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): -$1,225/food family of 4 -$1,600 Estimated IRS and State NJ taxes, need to provide proof the estimated payments are being made to allow deduction on Schedule J (REDUCED EXPENSES BY $1600) - Schedule C lists "State of New Jersey for consultations and as Court Appointed Trustee on a case $18,000 with exemption of $11,397 (what is this deduction?) (nonexempt equity is $6603) Plan proposes $4,114 x 4; $7480 x 56 Base w/min $1241.11 to gucs; Loan Mod in 6 months Payments: 5/5 RESOLVED: - Objection filed by Wells Fargo Bank (Joshua Goldman) - failure to pay arrears of $236,762.87 and speculative loan mod (RESOLVED DO NOT PAY ARREARS PENDING APPROVAL OF LOAN MOD. LOAN MOD BY 2/28/26) - Loss Mit Order expires on 12/8/25 3 Objection filed by the State of NJ (Swan) - failure to provide for payment of secured claim (RESOLVED) - The debtor has failed to file the required Pre-Confirmation Certification (FILED) PLAN IS NOT FEASIBLE. PROPOSED TRUSTEE PAYMENT ONLY PAYS $246,840 AND NEED $489,797 TO FUND THE PLAN WHICH DOESN'T INCLUDE WELLS FARGO MORTGAGE ARREARS. - JPMorgan Chase did not file a claim. Should this creditor be stricken from plan? (MUST RESOLVE) MP FILED - Borough of Tinton Falls filed secured claim 5-1 in the amount of $512.69 which is not addressed in plan. (OK TO PAY?) MP FILED | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-18635 / CMG | Stacey L. Mullen, Esq. | Confirmation Hearing on Modified Plan | Confirmed | As of 1/20/26(mk): work up on Pan #21 **CAN REC CONFIRM AT $3,632 PTD Then $932 X 55 Begin 2/1/26 Base** Plan: $900 X 4; 932 X 56; BASE | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-18802 / CMG | Mark N. Glyptis, Esq. | Confirmation Hearing on Modified Plan | Continued 2/18/2026 10:00 am | As of 1/26/26 (DS): 1. MFR filed by PHH Mtg, Debtor in arrears with 3 post-pet payments of $4,487.22 from 9/1/25-11/1/25, not including Dec & Jan. Sched 2/18/26, need outcome if any post-petition payments to be included in plan. 2. Debtor in arrears $1,554, made 3 out of 5 payments. Debtor missed payment in Nov. and has not made payment for Jan. DEBTOR MADE PAYMENT $777 1/23/26, ONLY OWED $777 As of 12/12/25 (DS): Plan denied due to mod plan filed 12/11/25 and sched 1/28/26. 12/17/25 - THIS WORK UP WAS BASED ON MOD PLAN FILED 12/11/25 Need to confirm at $2,331 paid, $770 x 56 begin 1/1/26; 100% with a min. div. $390,457 due to non-exempt equity As of 10/31/25 (DS): Debtor atty requested adj to allow time to resolve all issues 11/5/25 (DS): 1. Trustee obj to the following: - Must amend Schedule A/B and C to add inheritance and provide copy of aunt's Will and all info about townhome (Crocket Ln) including value and any liens inherited by Debtor. ALL DONE, THERE IS NON-EXEMPT EQUITY $318,815 ON THIS HOME. - There is non-exempt equity in the residence $71,642 and non-exempt equity on Crocket Ln property $318,815 total $390,457. Prop Plan $777 x 3 begin 9/1/25, $770 x 57 begin 12/1/25; Base Note: Sched I failed to add tax refund $645, which is fine, disposable income pays and plan will require non-exempt equity. | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-19096 / CMG | Regina L. Gelzer, Esq. | Confirmation Hearing Scheduled | Withdrawn | MP in 14 days- to fix payment and extend to 60 mos so claim are covered AS OF 1/20/26 (mk):email atty- ATTY HAS REACHED OUT TO CLIENT. SHE WANTS TO PAY CLAIMS AND EXTEND THE PLAN TO 60 mos to do that. will update when there is answer. 1. Fig 20, LLC filed a secured claim for delinquent real estate taxes in the amount of $6,910.06 which is not in the plan. Is the debtor going to pay this claim? 2. Objection filed by Sixty Acre Reserve Condo Association (McGovern Legal) - BIFURCATED CLAIM failure to cure full secured claim of $42,365.02. Plan proposes to pay $39,201.78. Unsecured part is 2,888.21 3. Objection filed by SN Servicing/US Bank (Friedman Vartolo) - failure to cure full arrears of $60,364.03. Plan proposes to pay $28,800. Plan: $2,446 x 36 beginning 9/1/2025, base Payments: 4/5, arrears $2,446 ----------------RESOLVED -------------------- - The debtor has failed to file the required Pre-Confirmation Certification. FILED) - The debtor has failed to supply the Trustee with the following document(s): - 2 months bank statements from Sutton Bank and Wells Fargo checking acct#6162 prior to filing date. (RECEIVED) - A copy of the homeowner's insurance renewal declaration - with personal liability coverage. (RECEIVED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $571 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION) - Must resolve the creditors objections. (LISTED ABOVE) | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-19112 / CMG | Thomas G. Egner, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 1/22/26 (SF) RECOMMEND $2194 PTD; $1198 X 55 (BEGIN 2/1/26) BASE W/MIN DIV OF $38,719 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE - PAY ARREARS TO ALLY CAPITAL CLAIM 9-1. DO NOT PAY UNSECURED CLAIM 1. Trustee objection: - The debtor has insufficient income. - Need a statement for the 401k loan. (Expires in 14 months and additional $129.60 will be available.) - There is $38,719 in non exempt equity in the residence. Plan proposes $1546 PTD, $1170 x 56 Base Payments: $2194 Received Arrears: $840 RESOLVED: - The debtor has failed to file the required Pre-Confirmation Certification (FILED) - Credit Acceptance filed a bifurcated claim which needs to be resolved. (Plan states to pay arrears) - Need a copy of the homeowner's insurance renewal declaration - prior to confirmation. Policy expires on 10/15/2025 (RECEIVED) - Wells Fargo filed bifurcated claim 14-1 which is not addressed in plan. $779.63 is secured and $3234.53 is unsecured (MUST RESOLVE) (MP FILED | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-19166 / CMG | Andrew G. Greenberg, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 1/27/26(mk): Updated-- email to atty **CAN REC CONFIRM AT $2,080 PTD Then $522 x 32 Begin 2/1/26 Base. Loan mod on Leroy Place by 3/1/26. TR is authorized to pay arrears pending LM Preserve equity t/h f 5,888. Student loans to be treated outside. Must file pre conf cert w/ in 7 days. OTBS on U.S. BANK NATIONAL ASSOCIATION objection w/in 14 days. Low base pending LM ---------------------------- 1. Trustee obj: - There is non-exempt equity $5,888 in the Pitch Pine Rd property. NO guc claims - Must file Pre-conf cert. -if case is dismissed- needs 180 day bar to refine Prop Plan $522 x 36 begin 10/1/25; 100% and Loan mod on Leroy Pl by 3/1/26 4/4 payments ----------------------RESOLVED------------------- 2. Rushmore-Leroy Pl prop (CHARLES WOHLRAB) obj to arrears amount paid and loan mod. Must resolve obj. arrears $340,640.77 RESOLVED: LM BY 3/1/26 OTBS Tr to pay arrears pending LM . Rushmore-Leroy Pl prop (CHARLES WOHLRAB) obj to arrears amount paid and loan mod. Must resolve obj. arrears $340,640.77 RESOLVED: LM BY 3/1/26 OTBS no pay arrears pending LM 1/7 to find missing loss mit package- apparently was delivered to mtg co on 12/28/25... Note: MFR Carrington MTG on 11/26 SV, property 7 Search Ave is being surrendered. >>Have insurance on Leroy Pl and and lot at Pitch Pine- For Search prop - Surrendered in plan and co owns w/ex-girl friend - Uploaded insurance 11/25/25- on Search prop- has credtor consent to adj(mk) | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-19226 / CMG | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Continued 2/18/2026 10:00 am | prop listed getting retention AS OF 1/22/26 (SF) AR PTY OFF MARKET NO RETENTION 1. Objection filed by The Bank of NY Mellon/ CWABS Inc (Goldman) - failure to provide for arrears of $136,280.49 and speculative sale 2. State of NJ filed estimated priority claim 3-1 (STILL NEED AMENDED CLAIM) 3. Township of Ewing filed an unsecured claim 2-1 although the creditor is listed as secured an unaffected by the plan. 4. Trustee objection: - The debtor has failed to file the required Pre-Confirmation Certification - Add to confirming order non-exempt proceeds from sale of residence to Trustee . Plan proposes $100 x 60 Base Plan; Sale of real estate by 2/28/26 Payments: 4/4 RESOLVED: - The debtor must provide proof of auto insurance for the 2000 Mercury Mountaineer. (RECIEVED) | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-19500 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Confirmed | AS of 1/28/26(mk):updated - email to atty **NEEDS TO CONFIRM AT $1,500 PTD Then $634 x 56 Begin 2/1/26 Base w/ min 15,000 to unsecured creditors. Preserve equity T/H of 411,805 in real property. Per Plan tax claims of NEW YORK STATE DEPT OF TAXATION AND FINANCE will only be paid upon the timely filing of proof of claim. plan $500x60 minimum $15,000 3/4 payments --------RESOLVED-------------------- - There is nonexempt equity of $11,805 in real estate. PLAN PROVIDES FOR $15,000 TO BE PAID TO GUCS NewRez LLC d/b/a Shellpoint Mortgage Servicing (Hill Wallack) objection to confirmation -RESOLVED, ORDER RESOLVING OBJECTION, DEBTOR TO PAY $6,717.26 ARREARS THROUGH PLAN The debtor has failed to supply the Trustee with the following document(s): Proof of 2 month's income; Need copy of 1099 for Business income from Carbones Barber Shop 2 NOT PROVIDED TO DATE (PER ATTY BUSINESS JUST OPENED IN 2025 NO 1099 AVAILABLE YET) MUST SEND COPY WHEN RECEIVED FOR 2025 - Domestic Support Obligation information for alimony - PER FINAL JUDGMENT OF DIVORCE, DEBTOR PAYS EX SPOUSE $183/WEEK SUPPORT, NO OTHER DOCUMENTATION PROVIDED. - The debtor must provide updated proof of auto insurance for the 2023 Nissan and 2024 Kia. The policy provided expires on 7/13/25 - RESOLVED, PROVIDED RENEWAL GOOD THROUGH 1/15/2026 - The Schedules fail to account for the debtor(s) tax refund in the amount of $3095.00 when determining disposable income. RESOLVED, INCLUDED IN INCOME ANALYSIS mk: TFS payments set up 11/21/25- processing and Dec payment scheduled for 12/21/25 at $500 each. - need proof of mother's contribution - NOT PROVIDED TO DATE (RECEIVED) -Must provide August and September 2025 Bank Statements for Chase Account - (RECEIVED) | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-19506 / CMG | Lawrence W. Luttrell, Esq. | Confirmation Hearing Scheduled | Dismissed | NS 2nd call As of 1/21/26(mk): Case has to be 100% due to NE Equity and that makes it not feasible - plan is way underfunded the payment needs to a least double to cover the claims 1. Trustee objection: - total atty fee charged 5050- for a flat fee. this is above the 4750 limit- was the filing fee for petition included in that? - there is no proof( no claim filed) of a second lien on the property (Unlock Partnership Solutions)so as of now, there is non exempt equity in real property of $305,074-WHICH MEANS IT HAS TO BE 100% need information on the Ebay trading card income- how much annually and proofs and amend sch I to add it. - Amendments to Schedules I &J for Debtor's new job and to remove co debtor and input her unemployment. - The debtor must provide proof of auto insurance for the motor home or cert that it is not driven. - Plan consists of unnecessary or excessive expense items, such as: there are 3 car payment on sch J. there are only 2 debtors. there are 4 cars listed on auto insurance and 5 auto leases all in plan in part 6. all for Jeep Wranglers. Student loan payment on sch J yet plan fails to list those as payable outside the plan. state taxes listed on Sch J of 1,000 per month -if this is estimated tax payments, Need proof that these are actually being paid each month - so 6 months worth of proof of payments. - plan fails to check box for vesting- ADD TERMS THAT VESTING OCCURS ON CONFIRMATION -failed to file the required Pre-Confirmation Certification . -Add to terms that standard order of distribution. -add TR is not authorized to pay post pet claims Plan: $2993.71 X 60; MIN $45,058 3/4 payments -----------------------------RESOLVED------------------ Objection by Sailfish Servicing LLC(KML):ORDER SUBMITTED PAYS CLAIM - plan fails to pay full amt of arrears. | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-19619 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 2/18/2026 10:00 am | LM or bust case- LM submitted today 1/28: a cashiers ck was uploaded to case for $600 HOWEVER- the RE: has a name that is not this debtor and no case # is on the ck and the ck is dated 1/17/26???? 1/25/26(mk): MFR on 1/28/26 2/4 payments This is a 1 asset case. Only claim filed was mtg claim and plan proposes a LM= so need to pay arrears pending LM atty fees 47500 in plan >>341 held 1/15/26 1.US Bank Trust NA (RASC) objection to confirmation - secured creditor filed claim for $159,144.31 plan $300x60 100% plan loan mod by 4/2026 2/4 payments ------RESOLVED--------------- need 2024 tax return(Uploaded 1/28/26) -There is $61,580 in non exempt equity in the residence. - There is $10,107 in non exempt equity in the stock account. PLAN IS 100% | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-19869 / CMG | Andrew G. Greenberg, Esq. | Confirmation Hearing Scheduled | Confirmed | 1/27/26(mk): updated - email to atty-ok to terms **CAN REC CONFIRM AT $7,768 PTD Then $2,217 x 56 Begin 2/1/26 100%OTBS resolving the objection by DEUTSCHE BANK NATIONAL TRUST COMPANY to pay arrears claim w/in 14 days. Student loans to be treated outside. must file pre conf cert w/in 7 days for confirming order** 1.Trustee objection: - Verified income higher than scheduled. Plan 100% -must file pre conf cert ----------------RESOLVED------------------- 1. Objection by Deutsche Bank(RAS) C/O resolving objection YES PAY ARREARS CLAIM - plan fails to pay full arrears: excessive expenses: $300/month for home maintenance $1,500/month for food $1,000/month for child care Need proof of excessive expenses 10 days prior to confirmation. Expenses will be allowed as long as Plan remains 100% | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-20204 / CMG | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Continued 3/11/2026 10:00 am | As of 1/26/26 (DS): Debtor atty requested adj still needs more time to resolve the State of NJ estimated tax claim. As of 1/21/25 (DS): 1. State of NJ filed estimated tax claim, 2019 not filed. Must resolve claim. Emailed Debtor atty. 1/7/26: PER AR TH will be $5,000 to gucs due to preferences and non modifiable- mk sent email to atty AR to review for a T/H dividend to gucs - ar WILL SENT ATTY RESOLUTION AS TO t/H TO GUCS AND NON MODIFIABLE doc #17 is amended SOFA for people paid form proceeds As of 12/22/25 (DS): 1. Still waiting on Debtors detailed breakdown of funds from pre-filing real estate closing. 2. State of NJ did not file claim, bar date has passed 12/9/25.mk:GOV BAR IS 3/16 TO ADD LANG ONLY PAY IF A TIMELY CLAIM WAS FILED 3. Consumer Portfolio filed arrears $837.35, needs to be paid or move against claim. MK: OK TO PAY As of 12/15/25 (DS): Debtor atty requested adj to allow Debtors more time to prepare a detailed breakdown of funds from pre-filing real estate closing that occurred 5/29/25 from 9/30/25 filing. As of 12/12/25 (DS): 1. Trustee obj that Debtors provided a cert as to the spending of proceeds from sale of property 5/29/25, 4 months prior to Bankruptcy received $26,801. - Trustee needs further details/info on $5,000 was put as a down payment for 2021 Cadillac, but was purchased on 3/27/25 when down payment was $4,500. - Trustee needs further details/info on the breakdown of the $5,000 for tuition for extracurricular activities for children, but bank statements only show $1,132.78 to ICP Jersey All Stars and lots of Fanduel Casino gambling and many withdrawals, especially $15,008 & $5,000 on 5/30/25 and $2,000 on 6/4/25. 2. Consumer Portfolio filed arrears $837.35. Trustee ok to pay Prop Plan $257 x 60 begin 10/1/25; 0% Note: Auto insurance for 2021 Cadillac provided. | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-20259 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 3/11/2026 10:00 am | es.t NJ tax claim unsecured issues as of 1/22/2026 (JMA) 1) Leisure Village East Association, Inc (McGovern Legal Services) objection to confirmation - NEED TO RESOLVE OBJECTION - Association's secured claim is in the amount of $1,271.63 - Unsecured claim to be paid 100% plan mk OK TO PAY proposed plan $635x60 100% plan paid in $1,905 arrears $635 last claim 16-1 RESOLVED ISSUES: 2) Santander Consumer USA, Inc (Eisenberg Gold) objection to confirmation - RESOLVED, CREDITOR TO RECEIVE $22,217.07 THROUGH PLAN - The Plan should be amended to provide for payment of the net loan balance of $17,942.55 plus interest at 9.5% - Adequate protection payment should be made to Chrysler Capital beginning September 2025 at $159 per month. 3) IRS unsecured claim estimated, RESOLVED, CLAIM AMENDED TO ZERO 4) Trustee objection to confirmation - RESOLVED - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $22,866.46 non-exempt equity in house. MORTGAGE CLAIM LOWER, NON-EXEMPT EQUITY INCREASES TO $23,905.72. | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-20267 / CMG | Kirsten B. Ennis, Esq. | Order Vacate Dismissal of Case | Continued 3/11/2026 10:00 am | 1/23/26 (sf) Adj request denied. Need updated auto insurance AS OF 1/22/26 (SF) May wish to adjourn to after the bar date of 1/30/26 1. Objection filed by Wells Fargo (Woerner) - treats creditor as unaffeced, failure to provide for arrears of $1382.14 2. US Dept of HUD claim 1-1 is not addressed in plan 3. Trustee objection: - Need a modified plan that increases trustee payment by $692 in month 13 of the plan when 457 loan is paid off. - Need proof of insurance for the 2017 Cadillac, 2013 Dodge and 2012 Nissan. The policy that was provided to the trustee has expired. - Need August and September bank statements for Bank of America account 8014 and the Wells Fargo account listed on Schedule B. - The debtor's plan consists of unnecessary or excessive expense items, such as: $1,000/month for food for two $450/month for personal care $40/month for federal tax $38/month for state tax Need proof of expenses 10 days prior to confirmation. - There is $83,051 in non exempt equity in the residence. - There is $3,611 in non exempt equity in the bank account. - Verified income leaves monthly disposable income of $815.91. Plan proposes $500 x 60 Base Payments: $1900 Received Arrears: $100 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-20302 / CMG | Karina Pia Lucid, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 1/26/26 (DS): Ok to confirm at $1,032 x 60 begin 10/1/25; 100% with a min. div. $21,086 due to non-exempt equity; - Add to confirming order fee app within 7 days from confirming order. - Trustee ok to pay arrears claim#4-1 of Wells Fargo of $971.50. 1. Nothing done to resolve claim#4-1 of Tesla since last hearing. As of 12/16/25 (DS): Debtor atty requested adj to resolve POC claim#4 of Tesla., also provided bank statements, no time to review. 12/17/25 (DS): 1. Trustee obj to the following: - There is non-exempt equity in the residence $21,086. - Add to confirming order fee app within 7 days from confirming order. - Tesla filed arrears claim for $971.50. Trustee ok to pay? ATTY OK WITH PAYING ARREARS, DEBTORS CONSENT THEY ARE IN ARREARS. Prop Plan $1,032 x 60 begin 10/1/25; Dollar Base $37,717.41 Note: Statements from Chase Bank acct#9652 & #0673 provided. Tax refund no issue, income is social security and disability. | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-20367 / CMG | Eric J. Clayman, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP in 14 days As of 1/23/26 (DS): Recommend confirming at $950 paid, $1,900 x 57 begin 2/1/26; Base and fee app within 7 days from confirming order - Emailed debtor atty 1. BELOW ISSUES REMAIN UNRESOLVED. As of 12/15/25 (DS): Debtor atty requested adj to allow time to meet with debtor and discuss income and budget and get additional docs 12/17/25 (DS): 1. Trustee obj to the following: - SAV Plan loan 1A $55.82 x 2.16 = $120 ends 7/23/27 and will require tier plan and SAV Plan loan 2A $50.04 x 2.16 = $108 ends 7/17/28, which also requires tier. NO BALANCE STATEMENTS PROVIDED, JUST DOCS SHOWING WHEN LOAN ENDS. - Disposable income verifies $2,484. DEBTOR'S INCOME AND 22C INCOME DOES NOT AGREE, DEBTOR NET INCOME VERIFIES $8,438.06, 22C HAS GROSS $11,036, PROOF OF INCOME GROSS INCOME VERIFIES $14,029 AS OF SEPT. - Excessive expense for a leased car payment $1,260. Prop Plan $475 x 60 begin 11/1/25; Base Note: Chase svgs acct and Robinhood statements provided. | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-20424 / CMG | John Zimnis, Esq. | Confirmation Hearing Scheduled | Continued 2/18/2026 10:00 am | 2/18 to be current have to be posted by 18Th and resolve obj. STILL NOT CURRENT - ARREARS $1150 AS OF 1/22/26 (SF) 1. Objection filed by Joseph Elmendorf, Landlord. Debtor is in default for unpaid rent and related charges totaling $7747. The objection references a marital property in Browns Mills. That property is not disclosed so don't know if that information is correct. (Need explanation) 2. Trustee objection: - The debtor has failed to file the required Pre-Confirmation Certification - The current Plan does not specify treatment of Purchasing Power, LLC under the Plan. - Capital One filed arrears claim for $1,307.94. - Need to add to confirming order all non-exempt proceeds from potential PI claim (car accident) that occurred shortly after the bankruptcy petition was filed. Plan proposes $575 x 36 Base Payment: 1/3 Arrears: $1150 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-20434 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Continued 3/11/2026 10:00 am | 3200 TFS made 1/28: working on resolving tax claims - may need motion issues as of 1/22/2026 (JMA) DEBTOR IS NOT CURRENT WITH TRUSTEE PAY PAYMENTS ARREARS $3,238.48 1) JSM at Hickory Phase 2, LLC (The Weingarten Law Firm) objection to confirmation - NEED TO RESOLVE - FILED AS UNSECURED CLAIM - Debtor currently owes $19,230.22 under the lease and remains in possession of the Premises. - The Plan does not provide adequate protection or timely cure of defaults 2) Trustee objection to confirmation - NEED TO RESOLVE - The debtor has failed to file the required Pre-Confirmation Certification - NOT FILED TO DATE - IRS filed estimated claim for 2022 taxes - NEED AMENDED CLAIM FILED 3) New York State filed priority claim in the amount of $4,804.19, not provided for in the plan 4) NJ Division of Taxation estimated claim for 2022 taxes - NEED AMENDED CLAIM FILED proposed plan $1800x60 100% paid in $2,161.52 arrears $3,238.48 last claim 23-1 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-20483 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Continued 2/18/2026 10:00 am | 1/28 atty has 1835 will send in. case is 100% so once posted can confirm AS OF 1/27/2026 (at): Trustee's objection: - The debtor has failed to supply the Trustee with the following document(s): - 2 months bank statements from Coinbase acct prior to filing date. PNC Bank statements shows payments made to Coinbase in October. (NOT RECEIVED) - Amendments to Schedules A/B and C to add Coinbase and additional PNC Bank accts. (NOT AMENDED) no 2nd acct and Coinbase uploade(mk) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Education Expense $2,300 (not shown on tax returns or bank statements). Must provide proof of expense 10 days prior to confirmation. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): - 22C has disposable income $789.93, which would require min. div. $47,396 to gucs. Plan propose 100%. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in PNC acct $3,679 and estimated in other bank accts pending statements and Coinbase acct pending statement. (NEED STATEMENTS) - PNC Bank acct shows online transfers in October to and from acct ending#3707 and #3402 . Then PNC Bank shows the following online transfers from Sept-Oct. to accts #3707, #2155 and #3402. Must provide 2 months bank statements from these accts prior to filing date and amend Sched A/B and C to add these accts. (NOT RECEIVED/AMENDED) - Must provide Fidelity Brokerage statement value, prior to filing date. (NOT RECEIVED) RESOLVED ISSUES: - Two claims filed with arrears: Santander for $408.55 and Bridgecrest for $328. Must be paid or move against claims. (100% PLAN - PAY) - The debtor's Plan proposes an order of distr | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-20490 / CMG | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 1/27/2026 (at): RECOMMEND: $1,500 x 60 BEGINNING 11/1/2025, 100% PLAN - Preserve non exempt equity of $194,017 in real estate. - Preserve non exempt equity of $3,710 in personal property. - Student loans will be paid outside of the plan. Trustee's objection: - The debtor has failed to supply the Trustee with the following document(s): - A current market analysis (RECEIVED - ZILLOW) - Proof of 2 month's income - . November and December for job at Amazon. (NOT RECEIVED) - A Modified Plan that pays student loans outside of the plan. (MODIFIED PLAN NOT FILED) RESOLVED ISSUES: - The debtor has failed to file the required Pre-Confirmation Certification. (FILED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $713 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $194,017 in non-exempt equity in Stout LLC - primary residence (100% PLAN) (LANGUAGE ADDED) - There is $3,710 in non-exempt equity in the personal property. (LANGUAGE ADDED) Plan proposes: $1,500 x 60 beginning 11/1/2025, 100% plan Payments: 3/3 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-20532 / CMG | Paul H. Young, Esq. | Confirmation Hearing Scheduled | Continued 3/11/2026 10:00 am | issues as of 1/22/2026 (JMA) 1) Trustee objection to confirmation - NEED TO RESOLVE - The debtor has failed to supply the Trustee with the following document(s): Amendments to Schedules Schedule C acct #486 balance as of 10/31/2025 is $8,915.44 and amend exemption amount accordingly. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $18,416 under debtor's valuation and $42,341 under Zillow for non-exempt equity in house. Need more information to support debtor's lower Value as it makes a difference for the equity. - There is $1,028.66 non-exempt equity in 2015 Honda Odyssey. TOTAL NON-EXEMPT EQUITY MAY INCREASE DEPENDING ON THE EQUITY IN BANK ACCT #486 WHEN SCHEDULES ARE AMENDED) Need more detail of relater adjusted price of $605,000. lower due to condition Need much more information. - Need to provide better paystubs for the Debtor. The paystubs provided are not clear, no decimal points and cannot determine income amount. - Acct #486 balance as of 10/31/2025 $8,915.44, not $418.86. 2) Veridian Credit Union (2021 Mazda CX9) treated in plan as unaffected by plan. Creditor filed secured claim for $21,125 and unsecured claim for $8,759.71 - need to advise how claim is to be treated. proposed plan $550x60 base plan paid in $1,100 arrears $550 last claim 18-1 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-20542 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Confirmed | 1/28/26 (sf) - PER ATTY OK TO CONFIRM AS OF 1/27/26 (SF) updated (UPDATED TO PAY STUDENT LOANS OUTSIDE PLAN) RECOMMEND $3000 PTD; $1994 X 45 (BEGIN 2/1/26) 100% PLAN W/MIN DIV OF $1026 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE - STUDENT LOANS TO BE PAID OUTSIDE PLAN Note: Another claim was filed which requires a higher trustee payment 1. Trustee objection: - A Modified Plan that amends part 5a with either 100% or base - not both. - Disposable monthly income $8,409.21. (RECOMMEND 48 MONTH PLAN) - Excess expenses on Schedule I & J $928/monthly cost for dance classes; $2,350/non filing spouse cc payments; $100/quarterly taxes proof they are being paid; -Form 122c-2 Line 45 monthly disposable income $3,366.20 which requires $201,972 to unsecured creditors. Plan is 100% - There is $1,025.78 non-exempt equity in house. Plan proposes $1000 x 60 100% Plan Payments: 1.5/2 Arrears: $500 RESOLVED: Objection filed by JPMorgan Chase (Lebron) - (RESOLVED, PAY ARREARS) FYI: order resolving objection to confirmation by JP Morgan( Fein Such):PAY ARREARS CLAIM | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-20564 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Continued 3/11/2026 10:00 am | AS OF 1/21/2026 (at): 1. Objection filed by US Bank (Robertson Anchutz) - failure to cure full arrears of $90,530 (Per claim). Plan proposes to pay $75,000. (UNRESOLVED) 2. Objection filed by Bridgecrest Acceptance (Stewart Legal) - vehicle was purchased within 910 days of filing so the claim cannot be modified. (UNRESOLVED) 3. Credit Acceptance filed a secured arrears claim in the amount of $519.85 for a 2008 Acura which is not in the plan. Is the debtor going to pay this claim? 4. Trustee's objection: - The debtor has failed to file the required Pre-Confirmation Certification. (FILED) - The debtor has failed to supply the Trustee with the following document(s): - Chase acct #5414 balance as of 9/11/2025 $1,841.07. (RECEIVED) Plan proposes: $700 x 6 beginning 11/1/2025, $2,025.15 x 54, loan modification by April 2026, base Payments: 3/3 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-20641 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 1/23/2026 (JMA) OK TO CONFIRM AT $323X60 BEGIN 11/1/2026 BASE PLAN issues as of 1/22/2026 (JMA) 1) Wilmington Trust (KML) objection to confirmation - RESOLVED, CONSENT ORDER PAY ARREARS THROUGH PLAN - estimated pre-petition arrears $12,841.68 - CLAIM FILED FOR 12,841.90 2) Trustee objection to confirmation - RESOLVED - The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l). CONFIRMATION ORDER TO ADD FOLLOW TRUSTEE STANDARD ORDER OF DISTRIBUTION. - Trustee standard of distribution. proposed plan $323x60 base plan paid in $969 last claim 2-1 RESOLVED: - The debtor has failed to file the required Pre-Confirmation Certification-RESOLVED, FILED | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-20646 / CMG | Donald C. Goins, Esq. | Confirmation Hearing Scheduled | Continued 2/18/2026 10:00 am | As of 1/23/26 (DS): Debtor atty requested adj to allow time to get spouse income and amend Sched I. As of 1/22/26 (DS): 1. Trustee obj to the following: - Must provide 2 months proof of income from spouse prior to filing date. - Must amend Schedule I to add spouse income, not contribution. Prop Plan $303 x 36 begin 11/1/25; Base | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-20738 / CMG | Edward Hanratty, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 1/27/26(mk): Updated- LM date email to atty-ok to terms **CAN REC CONFIRM AT $ $7,500 PTD Then $1,500 x 57 Begin 2/1/26 100%. Preserve equity T/H of $63,100.00 in real property. LM by 7/28/26. TR no pay arrears pending LM OTBS resolving Santander Objection w/in 14 days. Atty must file fee application w/ in 7 days for confirming order. Pre conf cert. must be filed within 7 days of confirming order**. 1. Trustee Objection: - As of now, there is estimated non-exempt equity in the residence of $63,100. Plan has to be 100% guc claims $20,839.23 - must file pre conf cert. -needs fee app to approve hourly fee w/in 7 days of confirmation Plan:$1,500 x 60 begin 11/1/25; Base and Loan Mod on S. Chestnut Ave within 6 months from con 5/3 payments -----------RESOLVED------------------- 1. Objection by Santander(Gross McKinley): - Plan fails to pay arrears RESOLVED: Parties agreed to resolve the objection via OTBS reciting no payment to Santander unless and until the loan modification application is denied in which case a modified cure plan will be filed within 15 days of the loan modification denial. Debtor has circulated a proposed consent order resolving objection and waiting for creditors approval. > Waiting on response from Santander attorney if we can OTBS pending loan modification decision. Loan Mod submitted via the DMM Portal on 12/11. | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-20767 / CMG | Frances A. Tomes, Esq. | Confirmation Hearing Scheduled | Continued 2/18/2026 10:00 am | mk: atty has insurance AS OF 1/22/26 (SF) 1. Objection filed by Federal Home Loan (RAS) - failure to pay arrears of $91,823.93 (Moot, claim filed with arrears of $84,766.70) (per atty, ok to pay) 2. Objection filed by Landings at Spinnaker Pointe HOA (Daniel Heinkel) - failure to provide for secured claim in the amount of $2,958.82 PER ATTY OK TO PAY CLAIM 3. Trustee objection: - The debtor has insufficient income. - The debtor has not filed the required Pre-Confirmation Certification. - Need DSO information - Need proof of insurance for the 2009 Mercedes, 2015 Cadillac and 2017 BMW. The policy that was provided to the trustee has expired - Need September and October bank statements for the 8 bank accounts listed on Schedule B. - Confirming order should provide for all non-exempt proceeds from claim against Select Portfolio Servicing. Plan proposes $1740 x 60 Base Payments: 3/3 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-20784 / CMG | Andrew M. Carroll, Esq. | Confirmation Hearing on Modified Plan | Confirmed | 1/28/26(mk) atty NS- sent email to see if he accepts terms- YES AS OF 1/21/2026 (at): RECOMMEND: $740 PAID TO DATE, $497 x 57 BEGINNING 2/1/2026, BASE - Claims will be paid according to the trustee's order of distribution. - Debtor must sign up for e-wage within 7 days of confirmation. Trustee's objection: - The debtor has insufficient income. verified lower (E-WAGE LANGUAGE ADDED) - The debtor has failed to file the required Pre-Confirmation Certification. (FILED) - The debtor must provide updated proof of auto insurance for the 2020 NISSAN ALTIMA. The policy provided expires on 11/29/2025. (RECEIVED) Modified plan before confirmation proposes: $485 x 59, base Payments: 1/3, arrears $600 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-20807 / CMG | David G. Beslow, Esq. | Confirmation Hearing Scheduled | Continued 3/11/2026 10:00 am | 1/28 atty says income may be lees and need to review income and exp to see if this is feasible AS OF 1/27/2026 (at): RECOMMEND: $200 x 5 BEGINNING 11/1/2025, $836 x 55 BEGINNING 4/1/2026, 100% PLAN - Student loans will be paid outside of the plan. - Need to file Pre-Confirmation Certification within 7 days of confirmation. Trustee's objection: - The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED) - The debtor has failed to supply the Trustee with the following document(s): - Need a statement for the Robinhood account. (NOT RECEIVED) - A Modified Plan that increases trustee payment by $1,105 in month 6 of the plan when the pension loan is paid off. (MODIFIED PLAN NOT FILED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $490.67/month for child care $550/month for transportation $590/month for car insurance (verifies at $492.75) $400/month for personal care Need proof of expenses 10 days prior to confirmation. - Need statements for the 3 American income whole life insurance policies. (RECEIVED) Plan proposes: $200 x 60 beginning 11/1/2025, base Payments: 3/3 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-20916 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Continued 3/11/2026 10:00 am | As of 1/26/26 (DS): Debtor atty requested adj to resolve mtg obj As of 1/22/26 (DS): 1. Trustee obj to the following: - There is non-exempt equity in the residence $199,629 and 2nd property $50,675 total $250,304. PLAN MUST BE 100% TO GUCS, NOT 0% PLAN. ADD TO CONFIRMING ORDER NON-EXEMPT PROCEEDS FROM SALE TO TRUSTEE. 2. SPS-Residential property (CORY WOERNER) obj to arrears owed are more, POC filed arrears owed $39,103.02. Must resolve obj. 3. NewRez-2nd Property (DENISE CARLON) obj to sale and arrears not paid. Must resolve obj. 4. Capital One Auto filed bifurcated claim arrears owed are much more than what plan propose $1,903.76, POC arrears owed $8,619.44. Secured $12,450 and unsecured $15,970.38. Must resolve claim since Trustee will require 100% to unsecured. Prop Plan $792 x 60 begin 11/1/25; 0% and Sale of secondary property by 6/30/26 Note: Updated Homeowner insurance provided for residence. | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-21074 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Continued 3/11/2026 10:00 am | issues as of 1/22/2026 (JMA) 1) Trustee objection to confirmation - NEED TO RESOLVE - The debtor has insufficient income. Disposable income verifies $759. - The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED. - The debtor has failed to supply the Trustee with the following document(s): Sept. & Oct. Bank of America bank statements. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is non-exempt equity in the residence $31,054 (Pending resolving estimated tax claims). - Must resolve IRS priority and unsecured claims are estimated and State of NJ priority and unsecured claims are estimated. - Ally Capital filed arrears claim for $1,707.83. proposed plan$1,525.46x60 100% paid in $4,650.92 last claim 12-1 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-21129 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 1/27/26 (DS): Atty accepts terms If objection is resolved with both Debtor atty and creditor atty to pay POC arrears and ok to pay State of NJ claim#10-1 of $ $297.48, then Recommend confirming at $2,000 x 3 begin 11/1/25; $2,333 x 57 begin 2/1/26; 100% with a min. div. $277,261 to gucs due to non-exempt equity; - Add to confirming order Trustee ok to pay the claim#3-1 of IRS $17,352.22. - Add to confirming order Trustee ok to pay claim#8-1 of VW Credit $50. - Add to confirming order Trustee ok to pay claim#9-1 of Freedom Mtg $17,152.66. - Add to confirming order Trustee ok to pay claim#10-1 of State of NJ $297.48. 1. State of NJ filed a claim owed priority $297.48 and needs to be paid or move against the claim. 2. ISSUES NOT RESOLVED: - Was the amended Voluntary Petition #2 to add Co-Debtor's other last name used "Moramarco" filed? AMENDED VOLUNTARY PETITION WITH LAST NAME FILED 1/22/26 - Freedom Mtg-1st Mtg (KIMBERLY WILSON) obj to arrears owed $17,152.66, plan has $0 arrears owed, POC filed with arrears $17,152.66. Must resolve obj. - IRS filed claim $17,352.22, not in plan. TRUSTEE OK TO PAY? - Volkswagen filed arrears $50. Needs to be paid or move against claim. TRUSTEE OK TO PAY? As of 1/5/26 (DS): Debtor atty requested adj to resolve obj 1/7/26 (DS): 1. Trustee obj to the following: - Disposable income, 22C disposable income, excessive expenses on Sched J and 22C and non-exempt equity $277,261. Plan propose 100%. - Must amend Voluntary Petition #2 to add Co-Debtor's other last name used "Moramarco". - Must resolve creditor obj. - IRS filed claim $17,352.22, not in plan. 2. Freedom Mtg-1st Mtg (KIMBERLY WILSON) obj to arrears owed $17,152.66, plan has $0 arrears o*******************wed, POC filed with arrears $17,152.66. Must resolve obj. 3. Volkswagen filed arrears $50. Needs to be paid or move against claim. Prop Plan $2,000 x 60 begin 11/1/25; 100% Note: Capital One-2nd mtg obj resolve CO entered 12/30/25 PAY ARREARS $5,540.24 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-21168 / CMG | Bruce C. Truesdale, Esq. | Confirmation Hearing Scheduled | Continued 2/18/2026 10:00 am | LM package is complete and waiting for decision AS OF 1/21/2026 (at): STAY MOTION FILED BY US BANK AND SCHEDULED FOR 2/18/2026. DEBTOR HAS MADE NO POST PETITION MORTGAGE PAYMENTS. NEED OUTCOME OF MOTION. 1. Objection filed by US Bank (Robertson Anschutz) - failure to cure arrears of $84,214.80 (Per POC). Plan proposes to pay $0. Loan modification plan. (UNRESOLVED) 2. Trustee's objection: - The debtor has failed to file the required Pre-Confirmation Certification. (FILED) - The debtor has failed to supply the Trustee with the following document(s): - Bank statements from Ocean First for the month of October. (RECEIVED) Plan proposes: $150 x 36 beginning 11/1/2025, loan modification by 4/22/2026, base Payments: 2/3, arrears $150 ----------RESOLVED----------------- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Children Education Cost $360. Must provide proof of expenses 10 days prior to confirmation. (NOT RECEIVED)- MK THIS IS ok | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-21195 / CMG | MaryBeth Schroeder, Esq. | Confirmation Hearing Scheduled | Continued 3/11/2026 10:00 am | AS OF 1/21/26 (SF) 1. Objection filed by Jersey Shore FCU (McDowell) - Creditor is not treated in the plan 2. JPMorgan filed arrears claim 13-1 in the amount of $382.76 which is not addressed in the plan (OK TO PAY?) 3. Trustee objection: - The debtor has failed to file the required Pre-Confirmation Certification . - Proof of 2 month's income - Need to provide debtor pay statements for September 2025. - -Using paystubs provided debtor disposable income significantly higher than amount scheduled. Disposable net income is $3,582. -Debtor does not include business refund $3,970 ($330.83/month) - The Schedules fail to account for the debtor(s) tax refund in the amount of $5277 when determining disposable income. -There is $27,834 non-exempt equity in acct #0188. - Debtor included a business tax return for debtor's consultant business. Did not include the refund in schedules. - Need Certification from co-debtor regarding the closing of her business in June /July 2025. - Need HUD-1/Settlement Statement from sale of real estate in May 2025. Need Certification regarding disposition of the proceeds from the sale. Plan proposes $1282 x 60 Base Payments: 3/3 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-21236 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 1/27/2026 (at): RECOMMEND: $600 PAID TO DATE, $1,066 x 57 BEGINNING 2/1/2026, 100% PLAN - Preserve non exempt equity of $20,386 in real estate. - Preserve non exempt equity of $500 in personal property. - Non exempt proceeds from motor vehicle accident are to be turned over to the trustee. DISPOSABLE INCOME IS $1,996. 100% PLAN IS FEASIBLE. 1. Objection filed by PennyMac (Powers Kirn) - failure to cure arrears of $3,060.06. (MODIFIED PLAN PAYS ARREARS - NO OBJECTION TO MODIFIED PLAN) 2. Trustee's objection: - The debtor has failed to file the required Pre-Confirmation Certification. (FILED) - The debtor has failed to provide proof of service with respect to Plan Motion(s). - Once modified plan is filed, must service creditor at address on claim filed. (OK) RESOLVED ISSUES: - The debtor has failed to supply the Trustee with the following document(s): - Proof of 2 month's income - for 11/2025 & 12/2025 from employment - debtor was on family leave. (RECEIVED - DISPOSABLE INCOME IS $1,996) - 2 months (sept & Oct) bank statements from Chase Bank acct#0508 or the closing statement. (ACCOUNT CLOSED IN AUGUST) - A Modified Plan that corrects amount owed to OneMain on Part 4d, which has $0 to be paid, but Part 7c has $10,819. (MODIFIED PLAN FILED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Auto insurance $400 (verifies $202 for 2018 Honda) and Car payment $799 (Car is being crammed). (EXPENSES ADJUSTED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): - Pending proof of income there may be disposable income. (DISPOSABLE INCOME IS $1,996) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-e | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-21241 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 1/28/2026 (JMA) Ok to confirm at $1,184x60 begin 11/1/2025 100% plan -Consent Order resolving creditor objection to be filed. aCO w/ mtg to pay claim 100% plan UPDATED 1/27/2026 (JMA) issues as of 1/22/2026 (JMA) 1) US Bank (McCalla Raymer) objection to confirmation - NEED TO RESOLVE - approximate arrears $49,800.32 - PROOF OF CLAIM FILED WITH ARREARS IN THE AMOUNT OF $51,036.74 2) Trustee objection to confirmation - RESOLVED - The debtor has failed to supply the Trustee with the following document(s): Need to provide the September 2025 bank statement for acct #0799. RESOLVED, PROVIDED - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $73,722.63 non-exempt equity in house. proposed plan $1,184x60 100% plan paid in $2,368 arrears $1,184 last claim 4-2 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-21245 / CMG | Thomas G. Egner, Esq. | Confirmation Hearing on Modified Plan | Plan Denied | As of 1/23/26 (DS): Debtor atty filed another mod plan 1/22/26, which includes the loan mod. I will mark this calendar as plan denied and allow the other plan to be heard. As of 1/22/26 (DS): 1. There was an order granting loss mit on residential property to be completed by 2/22/26. What is the status? Mod plan filed still fails to mention loan mod, but now adds the sale of 2nd property 2. Due to mod plan adding sale of 2nd property, need to add to confirming order non-exempt proceeds from sale to Trustee. As of 12/16/25 (DS): 2nd mod plan filed properly addresses IRS claim to be paid at sale, 1st plan to be denied Mod plan filed fails to add IRS on Part 4g. Informed atty of same. He is to withdraw this plan and file another, but has not filed. Emailed him again to ask why this has not been done. 12/17/25 (DS): 1. Trustee obj to the following: - There is non-exempt equity in the High St property $45,091 due to the IRS secured claim filed), 2016 Cadillac $4,746, 2019 Cadillac $2,046 and PNC Bank acct#6007 $7,952 total $59,835. Total gucs filed $61,149.49. 2. Order granting loss mitigation to be done by 2/22/26 on the residential property, but plan propose to pay arrears and does not mention any loan mod to be done. WHAT IS THE STATUS OF LOAN MOD? Prop Plan $2,810 x 60 begin 11/1/25; 100% and Sale of High St by 10/1/26 - ADD TO CONFIRMNG ORDER NON-EXEMPT PROCEEDS FROM SALE TO TRUSTEE Note: Homeowner insurance on High St provided | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-21429 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Withdrawn | As of 1/22/26 (DS): 1. Trustee obj to the following: - Need CMA and homeowner insurance with personal liability coverage for the land in Ghana. - Excessive expenses on Sched J: $300 Home maintenance, $600 Tele/Cable/internet/Cell, $3,700 Child care/Education cost, $1,000 Support to parents, $3,100 Other mortgage (for NFS property owned by her alone). All expenses are allowed as long as plan remains 100%. - Disposable income verifies $2,672. 22C has disposable income $3,191, which would require min. div. $191,460 to gucs. - There is non-exempt equity in the Ghana land $70,020. - Carvana filed a bifurcated claim which needs to be resolved. Plan proposed to pay arrears $1,410, no arrears owed, but claim is bifurcated, secured $10,000 and unsecured $9,758.71. RECOMMEND STRIKING SECTION 4B AND CLAIM TO BE TREATED OUTSIDE AND NOT PAID. - Must file fee application within 7 days of the entry of the order confirming the plan. - Must resolve SN Servicing objection. - Must file Pre-confirmation Certification. 2. SN Servicing (CHARLES WOHLRAB) obj to arrears owed are more, POC filed with arrears $128,722. Must resolve obj. 3. 3 secured claims filed by Christiana Trust claim#19-1 for $3,476.37, claim#20-1 for $20,250.91 and claim#21-1 for $6,720.97, not in plan. TRUSTEE OK TO PAY? 4. LVNV Funding filed secured judgment claim#16-1 for $1,861.73, also not in plan. TRUSTEE OK TO PAY? Prop Plan $2,000 x 9 begin 11/1/25; $3,200 x 51; 100% | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-21441 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Continued 3/11/2026 10:00 am | issues as of 1/22/2026 (JMA) 1) The Bank of New York (RASC) objection to confirmation NEED TO RESOLVE - Creditor claim 2-1 shows claim balance of $203,046.01 2) IRS priority claim is estimated for 1013-2024 taxes - NEED TO RESOLVE 3) Trustee objection to confirmation - NEED TO RESOLVE - The debtor has insufficient income. - The debtor has failed to file the required Pre-Confirmation Certification. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $3,125 non-exempt equity in jewelry. - There is $391,714.83 non-exempt equity in house. TOTAL NON-EXEMPT EQUITY $394,839 (100% PLAN) - Income verifies much lower than scheduled. Need updated proof of income to address feasibility. proposed plan $3,897x60 100% paid in $7,794 arrears $3,897 last claim 2-1 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-21479 / CMG | Jonathan Goldsmith Cohen, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 1/27/26 (DS):Ok to confirm at $960 x 60 begin 11/1/25; 100% with a min. div. $68,563 due to non-exempt equity; - Fee app within 7 days from confirming order. - Must file Pre-confirmation certification within 7 days from confirming order. - Add to confirming order claim#11-1 Carvana/Bridgecrest to be paid per claim. Arrears $433 to be paid, secured to be treated outside and unsecured to be paid 100%. ATTY OK WITH TERMS 1. Trustee obj to the following: - Must resolve Carvana/BridgeCrest bifurcated claim, arrears $433, secured $8,025 and unsecured $2,503.27. NEED TO KNOW HOW TO HANDLE CLAIM SINCE CASE WILL BE 100%. PER ATTY OK TO PAY PER CLAIM. - There is non-exempt equity in the residence $64,331, Santander Bank acct#0578 $4,115 and Santander Bank acct#0757 $117 total $68,563. BAR DATE HAS PASSED TOTAL GUCS FILED $28,446.24. - 22C fails to add tax refund $402.59, plus Line 45 has disposable income $2,919.79, which would be total disposable income $3,322.38 and require a min. div. $199,342 to gucs. Disposable income verifies $2,155. Schedule I failed to ad tax refund $5,159. - Add to confirming order fee app within 7 days from confirming order. - Must file Pre-confirmation certification. Prop Plan $960 x 60 begin 11/1/25; Base Note: 401(k) loan balance statement provided. | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-21486 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 1/27/2026 (JMA) ok to confirm at $600x36 base plan with loan mod by 5/2026 -Order resolving Federal Home Loan Mortgage Corporation with Court within 10 days of confirmation -Need to file Pre-Confirmation Certification with Court issues as of 1/23/2026 (JMA) 1) Federal Home Loan Mortgage Corporation (RASC) objection to confirmation - NEED TO RESOLVE - Secured creditor finds the proposed timeline for a loan modification to be completed excessive. Secured Creditor objects to any period longer than 90 days counting from the date of filing to submit a full loan modification package for review. 2) Trustee objection to confirmation - NEED TO RESOLVE - The debtor has failed to file the required Pre-Confirmation Certification - NOT FILED TO DATE - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Excessive expenses on Schedule J: $576 cell phones/apple watch; $724 auto payment; $356.50 auto insurance - NEED TO PROVIDE SUPPORTING DOCUMENTS FOR EXCESSIVE EXPENSES - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is nonexempt equity in real estate of 26,938. proposed plan $600x36 with loan mod by 5/2026 base plan paid in $1,200 arrears $600 last claim 14-1 RESOLVED ISSUES: - Need copy of acct #6887 statement for October 2025 RESOLVED, PROVIDED - The Schedules fail to account for the debtor(s) tax refund in the amount of $3,163 when determining disposable income. RESOLVED, TAX REFUND INCLUDED IN INCOME ANALYSIS. | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-21491 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Continued 3/11/2026 10:00 am | As of 1/22/26 (DS); Debtor atty requested adj to resolve tax claims As of 1/22/26 (DS): 1. ISSUES WHICH REMAIN UNRESOLVED: - FIG 20, LLC file secured claim $707.65, not in plan, needs to be paid. - Americredit filed arrears claim for $707.42. - There is non-exempt equity in $14,246 in 2018 Chevy and $32,005 in the residence total $46,251. - Add to confirming order non-exempt proceeds from the sale of residence to Trustee. - PHH Mtg/Deutsche Mtg (CORY WOERNER) obj to adequate protection payment and provides for regular mortgage payments pending sale. Plan not feasible. Must resolve obj. - Real Time Solutions-2nd mtg (ANDREW LUBIN) obj to not in plan, has a 2nd mtg lien on property, mortgage matured 12/1/21 and is owed $133,253.97, claim filed arrears $133,253.97. Must resolve obj. - Estimated claims filed by IRS (2019 & 2020 not filed) and State of NJ (2004-2009, 2018-2020 and 2022-2024 not filed). Must resolve claims. mk: 2 TFS payments pending- debtor meeting w/realtor by end of week - CONTRACT WITH REALTOR IS IMPROPER, DOES NOT LIST SALE AMOUNT WHERE IT SHOULD BE LISTED AND THE BEGIN AND END DATE IS 1/20/26 TO 1/20/26, WHICH ALREADY EXPIRED AND MAKES NO SENSE. HOW DID DEBTOR SIGN THIS CONTRACT? As of 1/6/26 (DS): Debtor atty again requested adj and again adj request was denied, still no motorcycle insurance provided and checked to see if TFS payment that was made 12/31/25 for $604 was cleared and the payment was not. Debtor now in arrears $1,812. As of 12/31/25 (DS): Debtor atty requested adj to allow time to resolve IRS claim, request denied, failed to provide motorcycle insurance, also proof of TFS payment $604 has scheduled, but does not show date when made. As of 1/2/26 (DS): 1. Debtor in arrears $1,812, made 0 out of 3 payments. 2. Trustee obj to the following: - Americredit filed arrears claim for $707.42. - There is non-exempt equity in $14,246 in 2018 Chevy and $30,514 in the residence total $44,760. - Add to confirming order non-exempt proceeds | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-21494 / CMG | Scott E. Tanne, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 1/27/2026 (at): RECOMMEND: $650 x 60 BEGINNING 11/1/2025, 100% PLAN - Preserve non exempt equity of $131,891 in real estate. - Need order resolving objection by New Rez within 30 days of confirmation. 1. Objection filed by New Rez/Shellpoint (Robertson Anschutz) - failure to cure arrears of $2,667.35 (Per POC). Plan lists creditor as unaffected. (RESOLVED - PAY PER POC - NEED ORDER) 2. Trustee's objection: - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): - There is disposable income $2,828. Plan propose 100%. RESOLVED ISSUES: - The debtor has failed to file the required Pre-Confirmation Certification. (FILED) - The debtor has failed to supply the Trustee with the following document(s): - Domestic Support Obligation information (RECEIVED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity $131,891 in the residence. (LANGUAGE ADDED) - NewRez filed objection arrears owed, claim filed in the amount of $2,667.35 owed. Must resolve objection. (LISTED ABOVE) Plan proposes: $650 x 60 beginning 11/1/2025, 100% plan Payments: 2/3, arrears $650 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-21684 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Continued 3/11/2026 10:00 am | AS OF 1/23/2026 (at): Trustee's objection: - The debtor has failed to file the required Pre-Confirmation Certification. (FILED) - The debtor must provide updated proof of auto insurance for the 2014 Honda (2013 Honda was sold). The policy provided expires on 1/10/26. (SOLD) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $172,642 in non exempt equity in the residence. (LANGUAGE ADDED) - US Small Business Administration filed a bifurcated claim which needs to be resolved. (NEEDS RES0LUTION) Plan proposes: $1,220 x 60 beginning 11/1/2025, base Payments: 3/3 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-21831 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Confirmed | as of 1/23/2026 (JMA) ok to confirm at $2,000 paid to date, $763x58 begin 2/1/2026 100% plan with minimum $128,679 to gucs due to non-exempt equity in the house. 1) Trustee objection to confirmation - RESOLVED - The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED - The document provided under "DEED" is blank other than the signatures on the last page NEED COPY OF LEASE WITH DATES, NAMES AND NOTARIZED - 100% ok - Need to provide Certification of Ownership - ok 100% proposed plan $700x60 100% paid in $800 ?last claim 5-1 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-21835 / CMG | Mark N. Glyptis, Esq. | Confirmation Hearing Scheduled | Dismissed | dismiss w/ o prej. to get insurance AS OF 1/27/2026 (at): 1. 341 has not been held or rescheduled. 2. Payments: 1/2, arrears $756 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-21879 / CMG | Andy Winchell, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP in 14 days to surrender BMW and fix other issues AS OF 1/27/2026 (at): 1. Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) 2. One Main Financial filed a secured claim for a 2018 BMW in the amount of $932.56 which is not in the plan. Is the debtor going to pay this claim? MK :THIS WAS SURRENDERED PRE PET. needs to object to claim by way of motion or MP plan to surrender. 3. Pennymac Loan filed a secured arrears claim in the amount of $1,306.27 which is not in the plan. Is the debtor going to pay this claim? in wife's name - needs motion to object to plan 4. Hyundai Capital filed a claim for a 2021 Kia Sorento lease which is not in the plan. Is the debtor going to assume this lease? YES ASSUME LEASE 5. Trustee's objection: - The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): -Excessive expenses on amended Schedule J: Utilities $700; Telephone $500; Car Insurance annual cost is $10,025/12=$835/month (Schedule I lists $918). (RECEIVED PROOF OF UTILITIES) - Form 122C-2 Line 45 shows monthly disposable income of $5,485.13 which requires minimum $329,107.80 to general unsecured creditors. Plan proposes a base plan which will not sufficiently compensate unsecured creditors. This should be a 100% plan. - Certification regarding the 2025 Zelle transfers between the debtor and Hernan Carasco. (RECEIVED) Modified Plan before confirmation proposes: $600 x 34 beginning 12/1/2025, $1,300 x 26, base Payments: 1/2, arrears $400 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-21892 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 1/26/26 (DS): Ok to confirm at $374 x 2 begin 12/1/25; $501 x 58 begin 2/1/26; 100% with a min. div. $848,192 due to non-exempt equity; - Within 7 days must file Pre-confirmation certification. - Per COTBS ok to pay arrears claim#3-1 of Cenlar of $2,630.27. 1. Trustee obj to the following: - Disposable income verifies $1,340. Plan propose 100%. - There is non-exempt equity in the residence $348,192 and the estate of Stefano Deseno $500,000 total $848,192. Plan propose 100%. - Must resolve creditor objection. - Must file Pre-confirmation certification. 2. Cenlar Mtg (POWERS KIRN) obj to arrears owed, POC filed with arrears $2,630.27. COTBS pay arrears $2,630.27. Prop Plan $374 x 60 begin 12/1/25; 100% | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-21924 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Continued 3/11/2026 10:00 am | updated 12/31/2025 (JMA) - debtor atty provided proof of payment sent to Trustee - ok to grant adjournment issues as of 12/29/2025 (JMA) - to date, no plan payments received. Cannot grant adjournment without Trustee plan payments. 1) Trustee objection to confirmation - need to resolve - The debtor has insufficient income. - The debtor has failed to file the required Pre-Confirmation Certification. - The debtor has failed to supply the Trustee with the following document(s): Need a statement for the 401k loan. - The debtor(s) plan consists of unnecessary or excessive expense items such as: $1,000/month mortgage (per statement payment is $922.87); $20/month for student loans (plan does not pay student loans outside) will MP to pay outside; - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $4,989 in non-exempt equity in the residence as of now. - Need addendum or updated CMA on property condition that supports lower value. | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-21926 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Continued 3/11/2026 10:00 am | As of 1/23/26 (DS): Debtor atty requested adj to allow time to serve creditor and resolve obj As of 1/22/26 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED. As of 12/29/25 (DS): Debtor atty requested adj to allow time to serve creditors. 1/7/26 (DS): 1. Must serve River Edge Apts to street address not PO Box creditor in plan motions. SERVICE DONE 1/13/26 2. Exeter Finance (WILLIAM E. CRAIG) obj to not in plan. Debtor co-signed for 2022 Honda Pilot 10/4/25 w/car pymt $856.52, POC filed no arrears owed (car on auto insurance). 3. Plan has Crescent Bank for 2020 Nissan Sentra as outside, POC filed 12/18/25 by Crescent Bank as unsecured, car repoed, sold 4/2/25 and deficiency balance claim filed. Also car is not on insurance. Prop Plan $204.48 x 60 begin 12/1/25; Base Note: Amended Sched A/B and C to add 2022 Honda Pilot, but does not remove 2020 Nissan Sentra, claim was filed as unsecured and car was repossessed and sold. Proof of social security income provided 12/26/25. | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-21946 / CMG | Tamika N. Wyche, Esq. | Confirmation Hearing Scheduled | Continued 3/11/2026 10:00 am | UPDATED 1/26/2026 (JMA) issues as of 1/23/2026 (JMA) AR US BANK MFR 1-28 1) Bank of New York (Padgett Law) objection to confirmation - RESOLVED, ORDER RESOLVING OBJECTION, WILL FILE CLAIM BY BAR DATE - arrears $313,071.14 - Do not have proof of claim for this property 2) US Bank (RASC) objection to confirmation - NEED TO RESOLVE - IRS filed claim exceeding 1 million dollars, of which $907,696.09 is deemed secured; there would therefore be no equity in the property and therefore the property provides no benefit to the estate, and it is not necessary to the Debtor's reorganization efforts. - Debtor has not filed an application for the retention of a professional in connection with the sale of the property. - Anticipated pre-petition arrears $44,451. 3) Trustee objection to confirmation - NEED TO RESOLVE - The debtor has insufficient income. Disposable income verifies $3,071, plan is proposing $7,094. How is plan feasible? How was income calculated? - The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED - The debtor has failed to supply the Trustee with the following document(s): A current market analysis - with recent comps for Debtor's residence. CMA provided is dated 12/3/24. - A copy of the homeowner's insurance renewal declaration - for the Whitman property, if not confirmed 1/28/26, expires 1/31/26. - Amendments to Schedules C to take exemptions on bank accts. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): 22c Line 45 has disposable income $1,004.68. - Must resolve State of NJ estimated tax claim, 2024 tax return not filed. - Add to confirming order non-exempt proceeds from sale of Whitman Ave to Trustee. - Must resolve the creditors objections. proposed plan $7,094x60 begin 12/1/2025 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-21991 / CMG | Herbert B. Raymond, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 1/26/2026 (JMA) OK TO CONFIRM AT $700X12 BEGIN 12/1/2025, $1,700X48 BEGIN 12/1/2026 100% PLAN WITH MINIMUM $269,637 NON-EXEMPT EQUITY issues as of 12/22/2025 (JMA) 1) Trustee objection to confirmation - NEED TO RESOLVE - The debtor has insufficient income. RESOLVED, 100% plan, current with payments - The debtor has failed to supply the Trustee with the following document(s): A copy of the homeowner's insurance renewal declaration for Guyana property (NOT PROVIDED); 2 months (Oct & Nov) bank statements from Cash App acct (RESOLVED, PROVIDED). - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is non-exempt equity in the residence $254,410, Land $10,875, Car $3,312, Collectibles, Equipment for sports, Cash and Bank acct $1,040 total $269,637. (100% PLAN) proposed plan $700x12. $1,700x48 100% plan paid in $1400 last claim 7-1 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-22122 / CMG | Andre L. Kydala, Esq. | Confirmation Hearing Scheduled | Continued 3/11/2026 10:00 am | AS OF 1/20/26 (SF) 1. 341 NOT HELD - MISSING DOCUMENTS 2. PAYMENTS: 0/2 ARREARS: $600 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-22203 / CMG | John D. DiCiurcio, Esq. | Confirmation Hearing Scheduled | Dismissed | NS crediotr appeared AS OF 1/27/2026 (at): 1. 341 is scheduled for 2/5/2026. (READY) 2. Payments: 0/2, arrears $5,849.98 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-22240 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 2/18/2026 10:00 am | as of 1/22/2025 (JMA) 1) 341 has been rescheduled for 2/5/2026 - to date documents have not been provided to date for the 341 hearing 2) Need to adjourn confirmation hearing to allow 341 to be held. proposed plan $400x12, $675x48 minimum $29,000 paid in $800 last claim 17-1 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-22266 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 1/22/2026 (at): RECOMMEND: $800 x 12 BEGINNING 12/1/2025, $1,368 x 48, 100% PLAN - Debtor must sign up for e-wage within 10 days of confirmation. - Preserve non exempt equity of $104,560 in real estate. - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. - Capital One Auto, claim #4, shall be paid the arrearage amount of $824.64 through the plan. - Student loans will be paid outside of the plan. 1. Objection filed by Wells Fargo Bank (Robertson Anschutz) - failure to cure full arrears of $63,910 (Per POC). Plan proposes to pay $57,607. (RESOLVED - PAY PER POC $63,910) 2. Capital One Auto filed a bifurcated claim which needs to be resolved. (Secured $10,900, Unsecured $495.52 and arrears $824.64) (PAY ARREARS) 3. Trustee's objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Tele/Cell/Internet/Cable $600 and Child Education Cost $700 (2024 Tax returns failed to provide proof that adult son is in college and is missing pages). Must provide proof of expenses (100% PLAN.) - Need HUD-1 Settlement Statement from sale of property in Philadelphia. (NOT RECEIVED) RESOLVED ISSUES: - The debtor has insufficient income. (E-WAGE LANGUAGE ADDED) - The debtor has failed to file the required Pre-Confirmation Certification. (FILED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in the residence of $104,560 (100% PLAN.) (LANGUAGE ADDED) - Fee app within 7 days from confirming order.(LANGUAGE ADDED) - Must file Pre-confirmation certification. (FILED) Plan proposes: $800 x 12 beginning 12/1/2025, $1,300 x 48, 100% plan Payments: 1/2, arrears $800 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-22303 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Continued 3/11/2026 10:00 am | AS OF 1/20/26 (SF) 1. 341 NOT HELD - RESCHEDULED TO 2/12/26 2. PAYMENTS: 1/2 ARREARS: $4000 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-22304 / CMG | Melinda D. Middlebrooks, Esq. | Confirmation Hearing Scheduled | Continued 2/18/2026 10:00 am | mk: adj and atty will contact us about what language to add to conf Order for treatment of bifurcated claim issues as of 1/22/2026 (JMA) 1) PennyMac Loan Services LLC (Powers Kirn) objection to confirmation - RESOLVED - approximate arrears $13,932 - proof of claim filed for $13,931.85 2) Trustee objection to confirmation - NEED TO RESOLVE - The debtor has insufficient income. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Per 122C line 45 there is disposable income of $221.92 available which will require a minimum dividend of $13,315 to general unsecured creditors. Current income verifies lower. - The current Plan does not specify treatment of One Main Financial bifurcated claim 1-1 under the Plan. proposed plan $534x60 minimum $4,255.58 to gucs paid in $1068 last claim 9-1 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-22377 / CMG | Brian W. Hofmeister, Esq. | Confirmation Hearing Scheduled | Continued 4/1/2026 10:00 am | As of 1/22/26 (DS): 1. Trustee obj to the following: - Debtor has insufficient income, disposable income verifies -$1,504. How is plan feasible? - Must serve Waterfall Victoria listed in Plan motions to Attn: Managing Partner/Agent.. - Must provide proof of income for new job at Global Resources starting in January 2026. - Must amend Schedule I to add when debtor starts new job at Global Resources in January 2026. - Add to confirming order Trustee standard order of distribution. 2. US Bank-1st mtg (CORY WOERNER) obj to arrears owed more, but POC filed with arrears more $274951.84 , plan has $250,000. Obj should be resolved since plan was proposing more. 3. Real Tme-2nd mtg (ANDREW LUBIN) obj to cram of 2nd mtg, states that no evidence has been provided as to the value of the property and that unless creditor is allowed access to the property to perform interior/exterior appraisal as to property value and a determination cannot be made, including an evidentiary hearing, if necessary. Must resolve obj. Prop Plan $4,590 x 60 begin 12/1/25; Base Note: Service to Real Time done. | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-22406 / CMG | Robert H. Johnson, Esq. | Confirmation Hearing Scheduled | Dismissed | updated 1/23/2026 (JMA) - atty ok to recommend dismissal issues as of 1/22/2026 (JMA) 1) No Trustee plan payments to date, arrears $2,000 2) No 341 documents provided | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-22407 / CMG | Robert H. Johnson, Esq. | Confirmation Hearing Scheduled | Continued 3/11/2026 10:00 am | mk: 341 now READY for2/12/26- adj this to 3/11 As of 1/26/26 (DS): Debtor atty requested adj, request denied, must resched 341 first, still missing recorded Deed w/Book page. Also noted Sched J has an auto insurance payment $150, but no car on Sched B or Sched G. 2/2 payments | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-22416 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 2/18/2026 10:00 am | AS OF 1/20/2026 (at): 1. The NJ Division of Taxation filed an estimated claim which needs to be amended. (STILL ESTIMATED) 2. Trustee's objection: - The debtor has insufficient income. negative incoem is -1019 (E-WAGE LANGUAGE ADDED) - The debtor has failed to provide proof of service with respect to Plan Motion(s). - Need proof of service on Capital One Auto Finance. (CERT OF SERVICE FILED) Plan proposes: $309 x 36 beginning 12/1/2025, $0 to unsecured creditors Payments: 1/2, arrears $309 | |
| Email InquiryRequest Adjournment | 1/28/2026 10:00 am | 25-22421 / CMG | Kevin C. Fayette, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 1/21/26 (SF) RECOMMEND $1120 X 60 (BEGIN 12/1/25) 100% PLAN W/MIN DIV OF $96,205 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE AND PERSONAL PROPERTY - PLUS NONEXEMPT PROCEEDS FROM AUTO ACCIDENT LAWSUIT Trustee objection: The debtor has insufficient income. Disposable income verifies $962. Debtor will need E-Wage. - Amendments to Schedules C to take all allowable exemptions on auto accident once known. - The debtor has undertaken an improper use of exemption. Specifically: Schedule C over exempts d(5) by $6,676, Sched C used full d(1), amount remaining of d(5) is $1,675. - There is non-exempt equity in the residence $112,682, Citibank acct $5,474, Wells Fargo checking acct $678, Wells Fargo savings acct $126, Primerica Portfolio $1,539 and CeCe Lings Fresh $400. Plan is 100% Add to confirming order non-exempt proceeds from auto accident to Trustee . Plan proposes $1120 x 60 100% Plan Payments: 2/2 RESOLVED: - The debtor has failed to file the required Pre-Confirmation Certification (FILED) | |
| Email InquiryRequest Adjournment | 1/28/2026 12:00 pm | 23-11918 / CMG | Brad J. Sadek, Esq. | Motion Compensation | Granted | ||
| Email InquiryRequest Adjournment | 1/28/2026 12:00 pm | 24-13895 / CMG | Andrew Thomas Archer, Esq. | Motion Compensation | Granted | ||
| Email InquiryRequest Adjournment | 1/28/2026 12:00 pm | 24-17223 / CMG | Allen I. Gorski, Esq. | Motion Compensation | Granted | ||
| Email InquiryRequest Adjournment | 1/28/2026 12:00 pm | 24-18593 / CMG | Lee M. Perlman, Esq. | Motion Compensation | Granted | (AMT - STATUS OF LM DUE 12/31/25?) mk; sent email to atty 1/28/26 for status | |
| Email InquiryRequest Adjournment | 1/28/2026 12:00 pm | 25-16369 / CMG | Darren M. Baldo, Esq. | Motion Compensation | Granted | ||
| Email InquiryRequest Adjournment | 1/28/2026 12:00 pm | 25-20330 / CMG | Justin M. Gillman, Esq. | Motion Compensation | Granted | ||
| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes |