ALBERT RUSSO • STANDING CHAPTER 13 TRUSTEE
CALENDAR DISPOSITION LIST
Judge Mark Edward Hall
Hearing Date: 2/11/2025
Hearing Count: 0
Last Updated: 01-13-2025 06:51 PM

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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am19-32313 / MEHJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $22,600.00
1/8 AMT: WILL DO TR ORDER, PENDING JAN PYMT POSTING (ATTY 1/8 EMAIL)<<>>

PLAN BALANCE
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am19-33564 / MEHCHARLES D WHELAN, IIIMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $59,820.00
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am22-11352 / MEHEdward Hanratty, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)MootTotal Paid In: $45,500.00
Docketing Error on Motion to Sell Doc #131. Motion refiled as Doc #133 (dm)

1169 WHITTIER AVE
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am22-11352 / MEHEdward Hanratty, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Needs Resolution of Issues - ObjectionsTotal Paid In: $45,500.00
M&T Bank limited obj (Brock & Scott)

Trustee OBJ - Cert does not satisfy Abbotts Dairies of PA (dm)

1169 WHITTIER AV
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am22-13010 / MEHMelinda D. Middlebrooks, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledTotal Paid In: $137,584.00
ARREARS; FAILED TO COMPLY WITH SALE ORDER TO TURN OVER HUD/PROCEEDS
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am22-17461 / MEHWarren S. Jones, Jr., Esq.Motion Relief from Co-Debtor Stay3rd Party MatterTotal Paid In: $14,766.00
MTGLQ INVESTORS (PADGETT LAW)
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am22-17461 / MEHWarren S. Jones, Jr., Esq.Motion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $14,766.00
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am22-17503 / MEHWarren Brumel, Esq.Motion Sell3rd Party MatterTotal Paid In: $9,125.00
6 STORER COURT
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am23-11836 / MEHJohn Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $11,830.00
AMT: MP 2/11

Debtor obj, made pymts<>ARREARS
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am23-13989 / MEHMaryBeth Schroeder, Esq.Motion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $13,864.00
PHH MTG (RAS)
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am23-14150 / MEHRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $19,680.00
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am23-16734 / MEHStephanie Shreter, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledTotal Paid In: $8,500.00
MTN TO EXPUNGE IRS CLM #19-1
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am23-17191 / MEHJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsTotal Paid In: $16,692.00
Debtor obj, filing MP to extend time to sell<>FAILED TO SELL FIRST AVE PPTY BY 11/1/24
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am23-18518 / MEHBruce C. Truesdale, Esq.Motion Reinstate Stay3rd Party MatterTotal Paid In: $15,000.00
NATIONSTAR MTG
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am23-20451 / MEHBrad J. Sadek, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupTotal Paid In: $14,210.00
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am24-10186 / MEHMarc C. Capone, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsTotal Paid In: $19,700.00
Debtor obj, making pymt & requests recap<>NEWREZ/SHELLPOINT - Willow Grove Way (PINCUS)
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am24-10423 / MEHYakov Rudikh, Esq.Motion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $7,560.00
HYUNDAI (EISENBERG)
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am24-11412 / MEHBrad J. Sadek, Esq.Motion File Claim After Claims Bar DateNo Opposition FiledTotal Paid In: $5,417.00
MTN FILE LATE POC/POSTAL EMPLOYEES CFREDIT UNION (McKENNA Dupont)
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am24-11412 / MEHBrad J. Sadek, Esq.Motion File Claim After Claims Bar DateNo Opposition FiledTotal Paid In: $5,417.00
MTN FILE LATE POC/POSTAL EMPLOYEES CREDIT UNION
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am24-16112 / MEHJeanie D. Wiesner, Esq.Motion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $568.00
SANTANDER (EISENBERG)
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am24-16618 / MEHMoshe Rothenberg, Esq.Motion Relief from Stay (Fee)3rd Party Matter
FIRST FINC FEDERAL CRED UNION (MCKENNA, DUPONT)
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am24-16846 / MEHRobert Manchel, Esq.Motion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $3,690.00
US BANK TRUST NAT'L ASSOC (RAS)
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am24-17049 / MEHMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition Filed
PLAN DENIED ON 12/10/24 AND FAILED TO FIL MP IN 14 DAYS; SV/US BANK
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am24-17377 / MEHJonathan Goldsmith Cohen, Esq.Motion Relief from Stay (Fee)3rd Party MatterTotal Paid In: $820.00
NISSAN (STEWART)
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am24-17797 / MEHStephanie Shreter, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledTotal Paid In: $5,270.00
MTN EXPUNGE EDIFI FED CRED UNION
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am24-18428 / MEHVera Fedoroff, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object To3rd Party Matter
MODIFY CLM OF LCF GROUP
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am24-18624 / MEHDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)3rd Party Matter
ALLY CAPITAL (LAVIN CEDRONE)
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am24-18755 / MEHAndrew Thomas Archer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - Objections
Debtor obj, MP 2/11<>ARREARS; FAILED TO FILE MP IN 14 DAYS OF 11/19
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am24-19490 / MEHRobert H. Johnson, Esq.Motion Relief from Stay (Fee)3rd Party Matter
FORD MOTOR CRED (LAVIN CEDRONE)
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am24-19748 / MEHLee M. Perlman, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object To3rd Party Matter
MTN EXPUNGE SANTANDER CLM
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am24-20562 / MEHRobert Cameron Legg, Esq.Motino to SeverNo Opposition Filed
MTN TO SEVER KATHERINE/ROBERT CONTINUES UNDER 24-20562
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am24-21500 / MEHRobert C. Nisenson, Esq.Motion Relief from Stay (Fee)3rd Party Matter
DEUTSCHE BANK NAT'L (RAS)
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am25-10045 / MEHLee M. Perlman, Esq.Motion Motion (Generic) - Only use if no other event is applicableWithdrawn
MTN EXTEND STAY
Matter ResolvedRequest
Adjourment		02/11/2025 9:00 am25-10208 / MEHPRO SEMotion Prospective Relief3rd Party Matter
MFR
Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am23-11836 / MEHJohn Zimnis, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 26 of 22 required payments   Arrears: $0  
Total Paid In: $11,830.00
AS OF 12/2/2024 (at):

1. Objection filed by SN Servicing (Friedman Vartolo) - failure to cure arrears of $73,233.18 and a loan modification is not guaranteed. (UNRESOLVED)

MP proposes: $8,610 paid to date, $460 x 41, loan modification by 5/1/2025, base
Arrears: $2,760
(The debtor defaulted on her 12 month trial period for a potential loan modification, so she re-started the process to obtain a loan
modification.)
Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-10016 / MEHGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 8 of 12 required payments   Arrears: $5,488.00  
Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-10186 / MEHMarc C. Capone, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 12 required payments   Arrears: $6,204.00  Total Paid In: $19,700.00
Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-14544 / MEHGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,250.00  
AS OF 12/2/24 Copy of TFS payment provided for $1250

1. 341 NOT HELD - SCHEDULED FOR 12/19/24
2. NO PAYMENTS: 0/2 ARREARS: $2500
Matter ResolvedRequest
Adjourment		2282/11/2025 10:00 am24-15548 / MEHRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 7 of 8 required payments   Arrears: $683.00  
Atty wants to get a better idea of where the Adv Pro is going - ADJ to 2/11
ISSUES AS OF 12/3/2024 (DM):

 Atty advised that Default has been requested in Adv. Pro. - ADJ to 11/20 Peremptory (CREDITOR FILED A MOTION TO VACATE DEFAULT JUDGMENT.)

***TRUSTEE CAN RECOMMEND CONFIRMATION AT $4,098 PTD, THEN $1,040 x 54 STARTING 12/1/24, 100% PLAN WITH $113,965 THRESHOLD PRESERVED, STRIKE PRIORITY PLAN TREATMENT TO THE STATE OF NJ, TRUSTEE IS AUTHORIZED TO PAY HYUNDAI CAPITAL $544.16 ARREARS POC (10-1), TRUSTEE SHALL RESERVE ON VERVENT INC POC (11-1) AND SHALL NOT DISBURSE RESERVED FUNDS UNTIL FURTHER ORDER OF THE COURT***

1) Vervent Inc. filed a $25,045.88 general unsecured claim. Debtors' attorney has indicated that he will move against this claim (DEBTOR FILED AN ADVERSARY COMPLAINT - NEED RESULT.)

2) Trustee OBJ:
- Excessive Expenses: $600 cable/internet/phone, $1,040 childcare, $975 transportation. Need proof of expenses 10 days prior to confirmation.
- Verified income leaves monthly disposable income of $2,159.

***RESOLVED ISSUES***

A) Trustee OBJ:
- Need updated car insurance - expires 8/2/24 (RECEIVED.)
- There is $113,965 non-exempt equity in the residence (100% PLAN.)
- Need to file Pre-Confirmation Certification (FILED.)


Prop. Plan $683 x 60, 100% Plan
PTD 6/7 = $4,098
Last Claim (17-1)
Matter ResolvedRequest
Adjourment		1282/11/2025 10:00 am24-16370 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 7 required payments   Arrears: $450.00  
ADJ to 2/11 Peremptory
updated 12/10/2024 (JMA)
issues as of 12/5/2024 (JMA)

1) NewRez LLC d/b/a Shellpoint Mortgage Servicing (Stewart Legal) objection to confirmation - need to resolve
- anticipated arrearage $159,654.26
2) Trustee objection to confirmation - need to resolve
- A copy of the last filed tax return - 2023 prior to confirmation. NOT PROVIDED TO DATE
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $582.56.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,584.00 when determining disposable income.
- Need to resolve objection by New Rez LLC.

proposed plan $350x36 base plan with loan mod by 1/1/2025
paid in $2,000
arrears $100
last claim 10-1
Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-16797 / MEHGary D. Hoffman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0  

12/2/24 (SF) NEED STATUS OF MODIFIED PLAN

10/17/24 (SF) Atty will modify plan after motion to approve loan mod is heard on 11/20 Motion is now scheduled for 12/10/24.


Note: Loan Mod was approved and claim has been amended.

1. Attorney will be filing motion to object to PNC claim 11-1

2. Trustee objection:

- The debtor has insufficient income .

- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,871 when determining disposable income.

- There is non-exempt equity in the residence $202,650, (REDUCED TO $86,680 DUE TO HIGHER CLAIM)
There is non-exempt equity in 2012 Toyota $550, 2011 Mazda $4,000, 2005 Honda $2,000, 2022 Mazda (pending amended Schedules), Cash $100, Bank
of America acct#1287 $5,137 and PNC Bank acct#8461 $722. (100% PLAN )

- Must file Pre-confirmation certification.



Plan proposes $1320 x 60 100% Plan; Loan Mod by 10/31/24
Payments: 4/5 Arrears: $1320

RESOLVED:
- Need amended Plan or Attorney Disclosure Statement for the correct balance of attorney fees due. (DISCLOSURE AMENDED)
- Objection filed by Planet Home Lending (Wohlrab) (RESOLVED VIA ORDER)
- A copy of the homeowner's insurance renewal declaration - with personal liability coverage. (RECEIVED)
There is non-exempt equity in the residence $202,650, (MOOT, CLAIM IS HIGHER)
Matter ResolvedRequest
Adjourment		1312/11/2025 10:00 am24-16811 / MEHJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0  

ADJ to 2/11 Peremptory - if not resolved, submissions by both parties 1/30 so that case is ready for the Judge per AR

ISSUES AS OF 12/3/2024 (DM):

 This must be a 100% plan due to non-exempt equity.
 To date there is no proof of efforts to sell - no motion to sell, appointment of realtor, etc.

1) Nancy Bushman (DAN STRAFFI, ESQ) filed and objection to confirmation based upon DSO. Note - the objection includes a proposed POC, but it does not appear that the POC was independently filed - we will need a consent order (UNRESOLVED)

2) Discover Loans filed $35,306.42 secured judgment claim not treated in the plan (UNRESOLVED.)

3) Toyota Motor Credit filed a bifurcated ($67,875 secured/$18,920.63 unsecured/$315.19 arrears) claim for a 2021 Ford F-250 - need to specifically advise Trustee how the claim is to be treated (PER TAMMY, PAY THE ARREARS.)

4) Truist Bank filed $924.50 arrears claim on 2020 Sea Chaser (OK TO PAY?? - Yes)

5) Trustee OBJ:
- There is $147,195 non-exempt equity in real estate, OceanFirst checking acct of $488 and
savings acct pending statements.
- Need to add to confirming order non-exempt proceeds from sale of Lawrence Drive.
- Income verifies higher - there is disposable income of $1,138 per month.
- Form 22c has disposable income $1,575.69, which requires a $94,541 minimum dividend to GUCs.
- Excessive Expenses: Food $750, Car payment $1,500, Boat $590 and support payments $1,600. Must provide proof of expenses 10 days prior to confirmation.
- Need to provide updated auto insurance - insurance expires 8/20/24, also need proof of boat insurance and 2 months bank statements from OceanFirst savings acct.
- Need DSO information (RECEIVED.)
- Need Property Settlement Agreement and order of support payments (DIVORCE NOT RESOLVED, NO SETTLEMENT STATEMENT TO PROVIDE.)
- Need to file Pre-Confirmation Certification (UNRESOLVED.)


Prop. Plan $196 x 60, $8,000 Min Div.
- sale of Lawrence Dr property by 10/31/24
- 100% Plan after sale per Part 1b
PTD 5
Matter ResolvedRequest
Adjourment		1552/11/2025 10:00 am24-17124 / MEHLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $749.00  
AS OF 11/13/24 (SF)

1. Objection filed by Servis One Inc/BSI Financial Services (Jennings) - failure to pay arrears of $2,063.26

2. Carmax Business Services LLC filed arrears claim 1-1 in the amount of $15,889.54 which is not addressed in plan

3. Trustee objection:

- The debtor has insufficient income .

- Need proof of insurance for the 2014 Hyundai.

- there is $55,164 non-exempt equity in house

- Excess disposable income on Form 122c-2 Line #45 is $1,342.95 which requires minimum
$80,577 dividend to general unsecured creditors.


Plan proposes $1498 x 38; $1934 x 22 BASE W/MIN $57,239 TO GUCS
Payments: 2/4 Arrears: $2996



Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-17290 / MEHRobert H. Johnson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0  

AS OF 12/2/24 (SF) Per attorney, debtor will be filing objection to State of NJ claim


RECOMMEND $2000 X 4 (BEGIN 8/1/24); $3386 X 56 (BEGIN 12/1/24) 100$ PLAN W/MIN $121,551 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE AND PERSONAL PROPERTY
- OK TO PAY WELLS FARGO ARREARS CLAIM 1-1
- MUST PROVIDE JUNE AND JULY BANK STATEMENTS FOR WELLS FARGO AND BANK OF AMERICA WITHIN 15 DAYS



1. The State of NJ filed secured claim in the amount of $126,038.91 which will require a higher trustee payment

2. Trustee objection:

- 22c has disposable income $1,816.62, which would require min. div. $108,997.20, bar date has
passed total GUCs filed $39,347.82. (100% PLAN)

- There is non-exempt equity in the residence $110,957, Wells Fargo Bank acct and Bank of America acct (pending bank statements). 100% PLAN

- Must provide Wells Fargo Bank acct and Bank of America statements for June and July 2024, prior to filing date. (STILL NEED)

- Arrears claim filed by Wells Fargo for $79.79 which is not in the plan (OK TO PAY?)



Plan proposes $2000 X 60 100% Plan
Payments: 4/5 Arrears: $2000

RESOLVED:
- Update auto insurance, insurance expires 10/22/24. (RECEIVED)
- Must file Pre-confirmation certification. (FILED)
- Need Proof of pension income - from spouse for July and August or a bank statement showing the deposit. (RECEIVED)
Matter ResolvedRequest
Adjourment		1352/11/2025 10:00 am24-17337 / MEHLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $947.00  
ADJ to 2/11 Peremptory (dm)
ISSUES AS OF 12/3/2024 (DM):

***In addition to the pending MFR, debtor's counsel needs to explain why the updated CMA value is lower than all three comparable properties listed in the updated CMA. Additionally, if debtor is curing $4,611.26 total for timeshare (luxury item) arrears and timeshare HOA dues, then same amount should be added for GUCs***

 Pingora Loan Servicing has a MFR scheduled for 12/10/24.

1) Pingora Loan Servicing (Brock & Scott) OBJs - $22,565.67 arrears on Monmouth Rd property (CONSENT ORDER ENTERED.)

2) Trustee OBJ:
- Need CMA with comparable sales within the last 6 to 9 months (UPDATED CMA PROVIDES 3 COMPARABLE PROPERTIES, HOWEVER RECOMMENDED VALUE DOES NOT REFLECT THE AVERAGE VALUE OF THE 3 PROPERTIES.)
- Need June & July bank statements for Capital One savings acct #1740 (UNRESOLVED.)
- There is $2,116 non-exempt equity in 2006 Dodge Ram, $100 in the ATV, $300 in the 1986 Honda TRX, $100 in the Ruger, $400 in the Glock, $701 in checking acct #3496, Capital One savings acct (pending statements), and $1,000 in livestock.


Prop. Plan $947 x 60, Base Plan
PTD 4/5 = $3,788
Last Claim (19-1)
Matter ResolvedRequest
Adjourment		1362/11/2025 10:00 am24-17358 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 6 required payments   Arrears: $3,750.00  
12/3/24: no 341 yet
4/4 payments

Case was filed in July. Now 5 mos old and no 341
Matter ResolvedRequest
Adjourment		1472/11/2025 10:00 am24-17971 / MEHKevin C. Fayette, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 5 required payments   Arrears: $7,638.00  
$2,556 ready to post 12/10 - ADJ 2/11
issues as of 12/5/2024 (JMA)
AR MUST RESOLVE ARREARS
1) Planet Home Lending LLC (Friedman Vartolo) objection to confirmation - need to resolve
-arrears $123,113.18


proposed plan $2,550x60 base plan
paid in $2,556
arrears $5,094
last claim 9-1
Matter ResolvedRequest
Adjourment		1712/11/2025 10:00 am24-18108 / MEHDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 5 required payments   Arrears: $1,500.00  
Supplemental insurance document page shows that Coverage E is liability coverage (dm)

As of 11/6/24(mk):

No 341 hearing
2/3 payments
Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-18576 / MEHOtto J. Kostbar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $400.00  
Debtor has a change in circumstances
Atty has trial on 1/22/25
Matter ResolvedRequest
Adjourment		1932/11/2025 10:00 am24-18751 / MEHJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $704.00  
INSURANCE WAS EMAILED - ADJ TO 2/11/25

issues as of 11/7/2024 (JMA)

1) Trustee objection to confirmation - need to resolve
- A copy of the homeowner's insurance renewal declaration - insurance expires 10/19/24.
- Bitcoin balance statement prior to filing date.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Auto insurance $300 (verifies $95). Must provide proof of expense 10 days prior to confirmation.
- Must resolve IRS estimated tax claim.
- Must file Pre-confirmation certification.
- Need updated proof of income for debtor (FedEx) and updated proof of income when non-debtor spouse starts working for Bayada. Schedule I should also be amended.
2) IRS priority claim #3 estimated for 2021-2022 taxes - need amended claim
3) State NJ Division of Taxation priority claim #11 is estimated for 2021-2022 taxes - need amended claim
4) Navy Federal Credit Union filed claim 9 with no arrears due.

proposed plan $352x60 begin 10/1/2024 base plan
paid in $352
arrears $352
last claim 15-1
Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-18755 / MEHAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $454.00  
Matter ResolvedRequest
Adjourment		1552/11/2025 10:00 am24-18864 / MEHAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

AS OF 12/9/2024 (at):

1. Objection filed by First Platinum Capital Corp. (Martone & Uhlmann) - plan does not provide for payment towards arrears. Loan matured on 2/1/23. Plan does not provide for payment of future taxes and insurance. Claim filed for $405,712.72.(RESOLVED - SALE BY 3/21/2025, DEBTOR TO PAY TAXES AND INSURANCE PENDING SALE)

2. Objection filed by William Villalobos (Stern Lavinthal) - failure to cure arrears of $386,341.81 (per POC). Plan proposes to pay $0. (UNRESOLVED)


RESOLVED ISSUES:
- Trustee's objection:
The debtor has failed to supply the Trustee with the following document (s):
- A copy of the homeowner's insurance renewal declaration - policy provided expires
12/17/2024, if not confirmed in November will need to provide renewal (RECEIVED)
- Need to file Pre-Confirmation Certification with Court (FILED)

Plan proposes: $1,020 x 60 beginning 10/1/2024, sale within 6 months of filing, base
Payments: 3/3
Matter ResolvedRequest
Adjourment		1992/11/2025 10:00 am24-18871 / MEHJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $428.00  
issues as of 11/15/2024 (JMA)

1) Trustee objection to confirmation - need to resolve
- The debtor has insufficient income .
- The debtor has failed to supply the Trustee with the following document (s): Proof of 2 month's income - need 2nd pay stub from August.
- A copy of the last filed tax return - 2023 prior to confirmation.
- Need statements for the debtor's (2) 401k loans.
- Need to file Pre-Confirmation Certification.

Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-18886 / MEHRonald E. Norman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

As of 11/8/24 (DS): 341 sched 11/21/24, must submit confirmation adj
Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-19028 / MEHThomas G. Egner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $345.00  
As of 12/9/24 (DS): Debtor atty requested adj, updated homeowner insurance provided expires 11/8/25, atty needs time to resolve State of NJ estimatedtax claim.

As of 12/6/24 (DS): Debtor atty requested adj, request denied need homeowner insurance with personal liability coverage.

As of 12/3/24 (DS): 1. Trustee obj to the following:
- Must provide homeowner insurance with personal liability coverage. Insurance provided does not have this.
- Current plan does not specify treatment of IRS claim $5,853.05. Trustee ok to pay?
- There is non-exempt equity in the residence $32,094, PNC Bank acct#9344 $880, PNC Bank acct#9705 $38, Acorn acct $211 and NBKC Bank $5 with total $33,228, pending estimated Sate of NJ estimated tax claim.

2. State of NJ filed estimated tax claim, 2022 tax returns not filed. Must resolve claim to determine the non-exempt equity.

Prop Plan $345 x 60 begin 10/1/24; 100%
Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-19099 / MEHJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

Atty looking for info on Beneficiary Trust that debtor controls per Trust Atty Letter - ADJ to 2/11

As of 12/3/24 (DS): 1. Trustee obj to the following:
- Need Sched A of Rausch Living Trust forms, which shows the assets involved in the Trust, which Debtor is to inherit 1/19 interest, per page 14 Article 7.
- Add to confirming order non-exempt proceeds from aunt Trust acct who has passed away.

2. Financial Resources FCU filed bifurcated claim, secured $21,00, unsecured $4,582.01, no arrears. How is claim to be treated.

Prop Plan $400 x 60 begin 10/1/24; Base
Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-19253 / MEHVera Fedoroff, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

As of 12/9/24 (DS): Debtor atty requested adj to allow time to file amended Sched I and provide spouse retirement income

As of 12/3/24 (DS): 1. Trustee obj to the following:
- Form 122c-2 Line 45 has disposable income $371.99 which requires minimum $22,319.40 to GUCs.
- Income verified higher than scheduled amount. There is $651 disposable net income, but this does not include the royalties the debtor receives. The disposable net income may increase. ACCORDING TO DEBTOR'S CERT HE DOES NOT RECEIVE MUCH AND CANNOT COUNT ON RECEIVING ANY ROYALTIES IN THE FUTURE. MUST PROVIDE PROOF OF ROYALTY INCOME AND COMPLETE 2023 TAX RETURNS, WHICH SHOWS HOW MUCH DEBTOR RECEIVED, IF ANY.

2. Truist Mtg filed arrears $154.57. Trustee ok to pay?

Prop Plan $372 x 60 begin 10/1/24; Base
Note: Updated homeowner insurance provided.
Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-19321 / MEHAdam Schneider, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 4 required payments   Arrears: $0  

12/4/24 (SF)


341 not held - Rescheduled to 12/12/24
Payments: 3/3

Matter ResolvedRequest
Adjourment		2052/11/2025 10:00 am24-19487 / MEHVincent E. Villamor, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0  

updated 11/12/2024 (JMA) 341 has been rescheduled for 12/5/2024 - need to resend request adjournment of confirmation hearing with creditor consent

10/30/24 (sf) Adjournment request denied. 341 has not been held due to missing documents

1) Toyota Motor Credit (Stewart Legal Group) objection to confirmation - need to resolve
- car loan will be paid during the debtor's plan, need to pay $45,975 through plan

proposed plan $820x60 base plan
paid in $1,640
last claim 1-1
Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-20264 / MEHJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,730.00  
AS OF 12/3/24 (SF)

No mortgage claims filed. May wish to adjourn to after bar date.


Trustee objection:


- There is $70,844.78 in non exempt equity in the residence.

- There is $800 in non exempt equity in the Suburban.

- Need a statement for the second mortgage. (no claim filed )

- Need to file Pre-Confirmation Certification.

Plan proposes $1730 x 60 BASE W/MIN $86,882 TO GUCS
Payments: 1/2 Arrears: $1730

RESOLVED:
- Need proof of insurance for the 1989 Chevy and the 1994 Chevy. (RECEIVED)

Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-21397 / MEHAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-21398 / MEHAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-21491 / MEHChristopher G. Cassie, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $2,220.00  
Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-21697 / MEHYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $290.00  
Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-21704 / MEHThomas G. Egner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-21705 / MEHJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,797.00  
Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-21728 / MEHKevin C. Fayette, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $955.00  
Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-21760 / MEHScott J. Goldstein, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,675.00  
Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-21772 / MEHScott E. Tanne, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $3,730.00  
Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-21784 / MEHKarina Pia Lucid, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-21791 / MEHMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,577.00  
Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-21814 / MEHJeffrey H. Ward, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,482.00  
Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-21862 / MEHYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-21901 / MEHRobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $200.00  
Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-21953 / MEHLaurence R. Sheller, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-21959 / MEHSteven D. Pertuz, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $576.00  
Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-21968 / MEHRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-22029 / MEHLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-22056 / MEHCarlos D. Martinez, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-22082 / MEHThomas G. Egner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $465.00  
Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-22153 / MEHChristopher G. Cassie, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $525.00  
Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-22191 / MEHScott D. Sherman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-22290 / MEHYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-22408 / MEHMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-22422 / MEHJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $100.00  
Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-22519 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment		02/11/2025 10:00 am24-22522 / MEHJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0  

Matter ResolvedRequest
Adjourment		02/11/2025 11:00 am25-10057 / MEHPRO SEHearing Withdrawn (Document)3rd Party Matter
Matter ResolvedRequest
Adjourment		02/11/2025 11:00 am25-10057 / MEHPRO SEOrder Show CauseJudge to Reserve Decision
Failure to Meet Credit Counseling Requirements,Failure to Comply with Local Rule 1006,Failure to File Missing Documents. Missing Documents: Summary of Assets/Liabilities and Stat Info, Declaration About An Individuals Scheds, Statement of Financial Affairs For Individuals, Chapter 13 Disclosure of Attorney Compensation (LOCAL FORM), Statement of Your Current Monthly Income & Calc of Commitment Period(122C-1), Calculation of Your Disposable Income (122C-2) - If Applicable, Ch. 13 Plan and Motions (LOCAL FORM), Schedules A/B,C,D,E/F,G,H,I,J,
Matter ResolvedRequest
Adjourment		02/11/2025 2:00 pm21-16779 / MEHAllen I. Gorski, Esq.Motion CompensationNo Opposition Filed
Matter ResolvedRequest
Adjourment		02/11/2025 2:00 pm22-11454 / MEHJonathan Goldsmith Cohen, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $236,096.00
Real Estate Atty fees - I. Mark Cohen
Matter ResolvedRequest
Adjourment		02/11/2025 2:00 pm22-11454 / MEHJonathan Goldsmith Cohen, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $236,096.00
Bk Atty fees - JGC
Matter ResolvedRequest
Adjourment		02/11/2025 2:00 pm22-18568 / MEHMarc C. Capone, Esq.Motion CompensationNo Opposition FiledTotal Paid In: $10,910.00
Matter ResolvedRequest
Adjourment		02/11/2025 2:00 pm23-12363 / MEHRobert Cameron Legg, Esq.Motion CompensationNo Opposition Filed
Matter ResolvedRequest
Adjourment		02/11/2025 2:00 pm23-18598 / MEHDaniel E. Straffi, Esq.Motion CompensationNo Opposition Filed
Matter ResolvedRequest
Adjourment		02/11/2025 2:45 pm24-21149 / MEHDavid A. Kasen, Esq.AP Summons IssuedJudge to Reserve Decision
AP 24-1652 MONTAGANO VS. PC8REO, LLC
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes