ALBERT RUSSO
Standing Chapter 13 Trustee


CALENDAR DISPOSITION LIST


Judge Michael B. Kaplan

Hearing Date: 3/4/2026
Last Updated: 1/28/2026 6:51 PM
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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Email InquiryMatter ResolvedRequest
Adjournment
93/4/2026 9:00 am21-17025 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj, filing MP<>100% PLAN NOT FEASIBLE TO COMPLETE TIMELY
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 9:00 am22-14343 / MBKMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyPending Workup
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 9:00 am22-17445 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 9:00 am22-19566 / MBKJeffrey E. Jenkins, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 9:00 am23-21634 / MBKAniello D. Cerreto, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 9:00 am23-21634 / MBKAniello D. Cerreto, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterUS ALLIANCE FEDERAL CRED UNION (MARGOLIN, WEINREB & NIERER)
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 9:00 am24-10715 / MBKAndrew Thomas Archer, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> ARREARS (DEBTOR WILL BE MAKING 2 PYMTS (JAN & FEB), THEN RECAP BEGINNING MARCH )
Email InquiryMatter ResolvedRequest
Adjournment
493/4/2026 9:00 am24-20260 / MBKKirsten B. Ennis, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsDebtor obj, closing pending mid Jan<>DEUTSCHE BANK NAT'L ASSOC (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
523/4/2026 9:00 am24-20417 / MBKAndrew Thomas Archer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsAMT: MP 3/4>

Debtor obj<>ARREARS; POST PET MTG DEFAULT BASED ON CREDITOR DEF CERT (amt: SV/US BANK on Langtry Terrace entered 10/8/25 and late claim filed 10/17 to be addressed. Also, def cert pending 10/29 on Lernard Rd/conduit requested )
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 9:00 am24-20643 / MBKSteven J. Abelson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyPending Workup
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 9:00 am24-22426 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyPending Workup
Email InquiryMatter ResolvedRequest
Adjournment
583/4/2026 9:00 am25-10680 / MBKPeter E. Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>FAILED TO LM BY 9/30/25
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 9:00 am25-11515 / MBKRhonda E. Greenblatt, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyPending Workup
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 9:00 am25-11548 / MBKPeter E. Zimnis, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objectionsdebtor obj<>PNC BANK (LOGS)
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 9:00 am25-14120 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyPending Workup
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 9:00 am25-14361 / MBKJonathan Goldsmith Cohen, Esq.Motion Relief from Stay (Fee)No Opposition FiledFORD MOTOR (STEWART LEGAL)
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 9:00 am25-16088 / MBKJustin M. Gillman, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>US BANK NAT'L ASSOC (LOGS)
Email InquiryMatter ResolvedRequest
Adjournment
893/4/2026 9:00 am25-16504 / MBKMichelle Lee, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object To3rd Party MatterBridgcrest response (Stewart Legal)<>MTN TO DETERMINE CLAIM VALUE TO BRIDGECREST ACCEPTANCE (2018 FORD FUSION)
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 9:00 am25-16594 / MBKThomas G. Egner, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyPending Workup
Email InquiryMatter ResolvedRequest
Adjournment
923/4/2026 9:00 am25-16688 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyPending WorkupDebtor obj, filed MP<> PLAN DENIED 11/19/25 AND FAILED TO FILE MP IN 14 DAYS
MP FILED SCH FOR 3-4
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 9:00 am25-19183 / MBKJustin M. Gillman, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object To3rd Party MatterMTN EXPUNGE SECURED CLM OF WESTLAKE 10-1
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 9:00 am25-19542 / MBKJonathan Goldsmith Cohen, Esq.Motion Motion (Generic) - Only use if no other event is applicable3rd Party MatterLOSS MIT/SHELLPOINT
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 9:00 am25-19812 / MBKJuan C. Velasco, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 9:00 am25-19812 / MBKJuan C. Velasco, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterDEUTSCHE BANK (LOGS)
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 9:00 am25-20861 / MBKKevin S. Quinlan, Esq.Motion Relief from Stay (Fee)3rd Party MatterJPMORGAN CHASE BANK (STERN LAVINTHAL)
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 9:00 am25-21308 / MBKJenee K. Ciccarelli, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
1103/4/2026 9:00 am25-22028 / MBKMarc C. Capone, Esq.Motion Approval to Participate in the Court's Loss Mitigation Program3rd Party MatterSN Svg obj ( Friedman Vartolo)<>LOSS MIT/SN SERVICING
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am21-12219 / MBKJoan Sirkis Warren, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 54 of 58 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am21-17025 / MBKDaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 49 of 52 required payments   Arrears: $350.00
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am24-13356 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 13 of 21 required payments   Arrears: $9,162.00
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am24-19881 / MBKJacqueline R. Rocci, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 15 of 15 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
1263/4/2026 10:00 am24-20417 / MBKAndrew Thomas Archer, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 12 of 15 required payments   Arrears: $18,396.00
AS OF 1/20/2026 (at):

RECOMMEND: $115,085 PAID TO DATE, $4,576 x 45 BEGINNING 2/1/2026, 100% PLAN
- Preserve non exempt equity of $644,890.
- Strike loan modification language in modified plan.

1. Objection filed by Beachfront North Homeowner's Ass. (Hueston McNulty) - plan does not account for total pre-petition arrears and debtor now has $44,144.25 in post petition arrears. (UNRESOLVED)
PTY SURRENDERED IN MP

2. Objection filed by US Bank (Robertson, Anshutz) - plan proposes a loan modification. A loan modification was already obtained earlier this year. Debtor defaulted on post modification payments and a motion was filed. Said motion was resolved by consent order putting $14,374.88 into the plan. Modified plan does not provide for payment of these arrears. (UNRESOLVED)
OTBS

MP proposes: $84,735 paid to date, $3,129 x 48, loan modification on Joralemon Street within 6 months of filing?, 100% plan
Arrears $18,396
(Debtor's intentions are revised to now surrender 3 Langtry Terrace Long Branch, NJ 07740
Updating balances per POCs filed)
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-10680 / MBKPeter E. Zimnis, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 12 required payments   Arrears: $13,450.00
Email InquiryMatter ResolvedRequest
Adjournment
1333/4/2026 10:00 am25-12683 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 10 of 10 required payments   Arrears: $0
AS OF 1/20/26 (SF) Updated

- Motion to Expunge JB&B Capital - 1/21 at 9 (CLAIM ALLOWED IN THE SUM OF $60,000) Per EDC is this claim to be split between the two cases?

- Motion to Expunge Timepayment Corp - 11/19 at 9 (Contested) (ORDER ENTERED 11/19 CLAIM ALLOWED IN IT'S ENTIRETY)


Note: This a a companion case with Case 25-12684 Calcaterra. Per AR case should be adj so atty can file motions to modify claims. Per Straffi's office there are 7 claims that need to be split.

Objection is resolved via otbs:
The Bank's claim shall be treated as payable in full, with the entire claim of $102,755.65 to be paid through the Debtor's plan, with the Bank providing credit for any and all payments received on behalf of the Borrower, the Debtor or Tardio throughout the administration of the Debtor's plan. The Plans propose to pay 100% of unsecured claims to the unsecured creditors but propose that the Debtor and Tardio will each only repay 50% of the unsecured claim owed to the Bank under the Note and Guarantees.

1. Objection filed by Newtek Bank (Melissa Nelson) - limited objection to preserve the Bank's rights to further object following the meeting of creditors. (Newtek filed an unsecured claim)

2. First Federal Bank & Trustee filed bifurcated UCC Lien claim 8-1 which is not addressed plan. Claim filed with $30,000 secured, $6789.29 unsecured and $6432.42 arrears (MUST RESOLVE)

3. NewRez filed arrears claim 12-1 in the amount of $930.44 which is not addressed in plan (OK TO PAY?)

4. Trustee objection:

- Need 2 months bank statements for all bank accts on Sched B and Shore Point Advisors Portfolio acct prior to filing date. Docs provides are from 2024. (RECEIVED)
Debtor sent April and May paystubs there is nonexempt equity of $65,563 in 8733; $18,645 in 2589; $718 in 2501 and $1084 in Shore Point Advisors

-- 22C has disposable income $7,465.75. Plan propose 100% to gucs.

- Disposable income verifies $8,561. Plan propose 100%.

- The Schedules fail to acco
Email InquiryMatter ResolvedRequest
Adjournment
1343/4/2026 10:00 am25-12684 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 10 of 10 required payments   Arrears: $0
1/5 workup EDC

-IF MOTION TO EXPUNGE JB&B GRANTED 1/21 THIS WILL NEED TO BE ADJ TO UPDATE CLAIMS IN OUR SYSTEM SINCE 100% CASE

ADJ to 8/27/25 - Companion case is Tardio before Judge Kaplan - Atty needs to get consent order for duplicates claims in other case - parties intend to pay 50% in each case (dm)--DONE

1) Trustee objection to confirmation - need to resolve
- The debtor has failed to supply the Trustee with the following document (s): A copy of the last filed tax return - 2024 by 5/15/2025. NOT PROVIDED TO DATE
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $460/month for home maintenance; $700/month for utilities; $496/month for cable/internet/phone; $500/month for clothing; $400/month for entertainment. Need proof of excessive expenses 10 days prior to confirmation. (100% PLAN)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,322 when determining disposable income.
- There is $296,134 non-exempt equity in the residence, MORTGAGE CLAIM LOWER THAN SCHEDULED AMOUNT RESULTING IN INCREASE OF N/E EQUITY IN THE AMOUNT OF $300,249 (100% PLAN.)
- There is $25,695 non-exempt equity in the Wells Fargo bank account.
- Need proof of income for the debtor within 6 months of confirmation.
- Need Certification regarding any assets of the business that were financed or owned outright that is still in the possession of the debtor.
- Need P&L statements from debtor's new contracting job with Delta-T with an anticipated start date in May 2025.
3) Newtek Bank (Maselli Mills) objection to confirmation -resolved OTBS each pay 50% of claim

4) First Federal Bank & Trust filed claim 6-1. This is a bifurcated claim with secured amount is $30,000; unsecured amount $6,789.29 and arrears $6,432.42 - need to resolve ATTY AGREES TO PAY THE SECURED AND UNSECURED CLAIM THORUGH PLAN

proposed plan $4,500x60 100%
paid in $4,500
last claim 8-1

RESOLVED ISSUES:

- Need updated car insurance for the 2012 Volvo an
Email InquiryMatter ResolvedRequest
Adjournment
1533/4/2026 10:00 am25-15926 / MBKRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 7 required payments   Arrears: $3,600.00
1/13 workup for the 1/21 calendar EDC (RECOMMEND DISMISSAL 3rd time)
SAME AS LAST SEVERAL TIMES

* Objection filed by MMU, LLC (Ragan & Ragan) - independent appraisal shows property value is $940,000, not $800,000 as scheduled. Plan is not feasible. Creditor filed a secured claim for $334,099.51. (UNRESOLVED)

* Trustee's objection:
- The debtor has insufficient income. Verified income leaves monthly disposable income of $98.94. (excessive expenses)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$3,033/month for alimony/support (need order or certification form recipient for support)
$3,000/month to support mother
$250/month for one dog
Need proof of excessive expenses 10 days prior to confirmation. (NOT RECEIVED)

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RESOLVED ISSUES:
1. Objection filed by New Rez/Shellpoint (Padgett Law Group) - failure to cure arrears of $4,781.78. (Per Obj). Plan proposes to pay $0. (RESOLVED - PAY PER POC)
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The current Plan does not specify treatment of MMU, LLC's secured claim under the Plan.
- The Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $127,888 in non exempt equity in the residence. (LANGUAGE ADDED)
- There is $7,858 in non exempt equity in the bank accounts. (LANGUAGE ADDED)
- Need to resolve objection by New Rez/Shellpoint. (LISTED ABOVE)

Plan proposes: $3,600 x 60 beginning 7/1/2025, not less than $151,888 to unsecured creditors
Payments: 2/2
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-16165 / MBKJohn Zimnis, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 7 required payments   Arrears: $0
as of 1/15/2026 (JMA)

ok to confirm at $3,500 paid to date, $500x29 begin 2/1/2026 base plan with loan mod by 6/30/2026

proposed plan $500x36 base plan with loan mod by 6/30/2026
paid in $3500
29 months to go
Email InquiryMatter ResolvedRequest
Adjournment
1463/4/2026 10:00 am25-16504 / MBKMichelle Lee, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 7 required payments   Arrears: $850.00
1/12 workup for the 1/21 calendar EDC
--same as last time

1) Bridgecrest Acceptance Corporation (Stewart Legal) objection to confirmation - NEED TO RESOLVE-ALSO MOTION TO DETERMINE VALUE
- the plan should be modified to reflect a secured claim in the amount of $10,720
-Bridgecrest modifying claim never filed certification of service. CERT NOW FILED. VALUATION ISSUE

**THERE IS ONLY $23,900 IN UNSECURED CREDITORS IF PAYING STUDENT LOANS OUTSIDE AND THE EQUITY IS $20,941-- EXPENSES OK IF PAYING 100%

** Trustee objection to confirmation:
- excessive expense items, such as: $185/month for personal care; $710/month for charity
$300/month for car insurance (per statement it is $221 per month); $81.67/month for mother's life insurance. PROOF SHOWS ONLY AROUND $200 A MONTH AVERAGE FOR TITHING, $200 FOR NAILS/HAIR, $107 FOR MOTHERS LIFE INSURANCE. SO $510 SHOULD BE ADDED BACK FOR TITHING AND THE COURT NEEDS TO DETERMINE IF DEBTOR CAN PAY MOTHERS LIFE INSURANCE AND THE ALLOWABLE AMOUNT FOR NAILS/HAIR ETC.
--ALSO WHY DOES TITHING SAY "RESTORATION STATION" GENERAL MERCHANDISE?
- Verified income leaves monthly disposable income of $1,007. PLUS ANY AMOUNT THAT NEED TO GET ADDED BACK FOR EXPENSES.

- - There is $19,178 in non-exempt equity in the residence.
- There is $1,763 in non-exempt equity in the bank accounts.

*NO CLAIMS WERE FILED FOR R//ILITIES. CANNOT PAY IF NO SECURED CLAIMS FILED

proposed plan $850x60 base


-----------------------
RESOLVED ISSUES:
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Need proof of service on Bridgecrest.
- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED
- The debtor has failed to supply the Trustee with the following document(s): Need May and June bank statements for PNC account 8992 - RESOLVED, PER DEBTOR ACCOUNT WAS OPENED 6/16/2025 THERE IS NO STATEMENT FOR MAY 2025.
- Need statements for the debtor's two 401k loans - RESOLVED, LOAN #1 WILL BE PAID
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-16688 / MBKDaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 7 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
1483/4/2026 10:00 am25-16976 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $1,332.00
UPDATED 1/20/2026 (JMA) - OK TO GRANT ADJOURNMENT REQUEST
issues as of 1/15/226 (JMA)

AR DISMISS UNLESS UPDATED INS SUPPLIED FOR DIANE DR -* RESOLVED, POLICY PROVIDED FOR RESIDENCE, EFFECTIVE UNTIL 7/30/2026
1) JPMorgan Chase Bank (Friedman Vartolo) objection to confirmation - NEED TO RESOLVE
- Debtor's proposed plan is insufficient to provide for the anticipated claim of Secured Creditor. The objecting creditor is due pre-petition arrears of approximately $45,180.38.
2) AMIP Management, LLC as agent for Wilmington Savings Fund Society, FSB (Freidman Vartolo) objection to confirmation - NEED TO RESOLVE
- The objecting creditor is due arrears of $46,245 per filed claim
3) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification.
- The debtor has failed to supply the Trustee with the following document(s): A copy of the homeowner's insurance renewal declaration - for Diane Drive.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $110,000 in non-exempt equity in the real estate (100% PLAN.)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l).

proposed plan $1,138x60 100% plan
paid in $6,828
last claim 11-1
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-16976 / MBKJeffrey E. Jenkins, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 6 required payments   Arrears: $1,332.00
amended schedules filed edc
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-17095 / MBKAndrew M. Carroll, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 6 required payments   Arrears: $1,243.00
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-17526 / MBKRobert Cameron Legg, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 6 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-18217 / MBKDouglas A. Cole, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 5 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
1603/4/2026 10:00 am25-18338 / MBKDavid A. Semanchik, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
AS OF 1/16/26


1. Adv. Complaint filed to determine dischargeability of debt per property settlement in divorce. There is a judgment for $49,485 which is debt incurred on ex-wife's mother's credit card. (CONSENT ORDER ENTERED STAYING PROSECUTION AND DEFNENSE OF ADVERSARY PROCEEDING)

2. Objection filed by Katherine Griffin (Broege) - failure to provide for payment of DSO claim in the amount of $62,575.92 (MUST RESOLVE)

3. Trustee objection:

- The debtor has insufficient income. Verified income leaves monthly disposable income of $272.09. Need e-wage.

- Need Domestic Support Obligation information for Katherine Griffin. (A CLAIM HAS BEEN FILED)

- The attorney's fees in the plan ($2,313) and the disclosure statement ($1,563) do not agree.
One of these must be amended.



Plan proposes $1050 x 60; 100% Plan
Payments: 5/5

RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
Email InquiryMatter ResolvedRequest
Adjournment
1633/4/2026 10:00 am25-18431 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 5 required payments   Arrears: $1,249.00
As of 1/16/26 (DS): 1. Debtors in arrears $3,015, made 3 out of 5 payments, last payment $1,249 made 11/18/25. Trustee obj to insufficient income verifying $663. Need E-wage, Debtors were making TFS payments.

2. ISSUES NOT RESOLVED:
- ALLY (LAURA EGERMAN) OBJ TO CRAM OF CAR.
- NEED BALANCE STATEMENTS FOR AGA STOCK ACCT, BALANCE STATEMENT FOR DEDUCTION ON PAY STUB FOR LOAN R $250 WKLY AND NAME OF ATTY HANDLING CLAIM AGAINST ILLEGAL DEBT ADJUSTER.

MP IN 14 DAYS

As of 11/14/25 (DS): 1. Ally Servicing (LAURA EGERMAN) obj to cram of 2023 GMC. Must resolve.

2. BELOW ISSUES REMAIN UNRESOLVED.

As of 10/3/25 (DS): Debtors atty requested adj to allow time to resolve all issues

10/8/25 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income. Disposable income verifies $663. Need E-Wage.
- Must provide statement for the AGA stock acct, balance statement for Debtor's "Loan R for $250 weekly" through employer and name of attorney handling claim against illegal debt adjuster.
- Zillow values the property at $469,300. Equifax values the property at $286,300. Need
explanation for large difference in value. PER ZILLOW 2 OF THE COMPS ARE HIGHER, SPAR AVE WAS SOLD 5/12/25 $530,000 AND MIZZEN AVE IS PENDING SALE $489,900. 3RD COMP OAK ST WAS SOLD 12/2024 $300,000. USING ALL 3 COMP AVERAGE $439,967.
- There is non-exempt equity in the residence $34,117. MOD PLAN PROPOSE 100%.

Prop Plan $1,249 x 60 begin 9/1/25; $0
Note: Mod plan filed to add arrears owed to PHH Mtg, Cavalry motion granted 12/10/25 claim to be treated as guc. Service to Ally ok. Updated auto insurance and Co-Debtor 401(k) loan balance statement provided and does not end to month 40.
Email InquiryMatter ResolvedRequest
Adjournment
1633/4/2026 10:00 am25-18583 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
1/15 Workup edc
**ONLY THING RECEIVED SINCE LAST TIME IS BANK STATEMENTS

1) CitiMortgage, Inc (Powers Kirn) objection to confirmation - NEED TO RESOLVE
- mortgage arrears in the approximate amount of $1,458.

2) Trustee objection to confirmation :
- The debtor has insufficient income. Based on income verified in bank accts with Lyft/Uber and Real estate disposable income is -$1,834.
- The debtor has failed to file a feasible plan that propose a tier plan when car payment $739.91 ends in month 29.
- The debtor has failed to file the required Pre-Confirmation Certification.
- Must provide: Proof of 2 month's income - from Real estate broker. Per bank acct deposit $11k 8/12/25 was made, no additional income has been shown in bank accts.
- Amendments to Schedules Statement of Financial Affairs to add Ayan Duct Cleaning and MOHUA LLC dates active and closed. Bank statements were provided on these businesses and not mentioned.
- Must provide proof of auto insurance for 2021 and 2022 Mercedes-Benz Sprinters.

- The current Plan does not specify treatment of 2 claims filed by Ally Capital arrears $9,699 & $8,619.77 for 2021 and 2022 Mercedes-Benz Sprinters under the Plan.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity in the residence $33,545, TD Bank acct#6869 $185, TD Bank acct#6848
$827, TD Bank acct#7255 $11,471 and Bank of America acct pending bank statement.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l).
- Must amend Sched A/B and C to add 2020 Mercedes Benz GLE and 2025 Chevy Suburban shown on auto insurance.

- Toyota filed arrears claim owed $1,479.82 (2 months arrears).

- Need a certification form the debtor explaining the following: Per TD Bank Bus
Email InquiryMatter ResolvedRequest
Adjournment
1723/4/2026 10:00 am25-19143 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $125.00
PER DAN IT WILL BE SOLD IN 60 DAYS- TO FILE SALE MOTIONS-not done
1/12 workup EDC


same issues as of 12/4/2025 (JMA)

1) US Bank (RASC) - objection to confirmation - NEED TO RESOLVE
- Debtor's plan proposes to sell the subject property by May 2026, to this the Secured Creditor objects as unreasonable and dilatory.
- The loan matured on February 1, 2021, therefore there are no monthly mortgage payments for Debtor to make. Because the loan has matured it must be paid off in full during the pendency of the Plan term pursuant to Section 1322(c)(2).
- The Debtor is solely responsible for tax and insurance payments. Secured Creditor requires affirmative proof that all post-petition tax, water, sewer and insurance obligations are paid for the pending sale period.
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has insufficient income. Affidavit of contribution is short $300, disposable income is $88. Plan propose $250.
- The debtor has failed to supply the Trustee with the following document(s): A copy of the homeowner's insurance renewal declaration - with personal liability coverage.
- Must resolve creditor objection.

proposed plan $250x36 base plan with sale 5/2026
paid in $625
arrears $375
last claim 4-1
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-19309 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 4 required payments   Arrears: $0
As of 1/20/26 (DS): Debtor atty requested adj to resolve all issues

As of 1/16/26 (DS): 1. State of NJ filed estimated tax claim, 2022-2025 not filed. Must resolve claim.

2. PennyMac filed arrears claim for $741.25. Trustee ok to pay?

3. BELOW ISSUES REMAIN UNRESOLVED.

As of 11/17/25 (DS): Debtor atty requested adj to allow time to resolve Trustee obj

Issues as of 11/13/25 (JMA)

1) Matthew Melton and Eric Falkenstein (Straffi & Straffi) obj to conf - NEED TO RESOLVE
- The creditors filed a proof of claim in the amount of $420,000 representing a breach of contract and malicious intent.
- Debtor's proposed plan filed does not account for all of the Debtor's disposable income and non-exempt assets.
- Debtor inaccurately classifies debt as personal rather than business and only accounted for a fraction of the total claims pending against him.

2) Trustee obj to the following:
- There is non-exempt equity $5,500 in 2003 Ram, $6,761 in 2016 Mazda, $5,500 in 2005 Nissan, $1,500 in 2001 TNT Trailer and $104,088 in the residence total $123,349.

Prop Plan $350 x 60 begin 10/1/25; Base
paid in $1,050
last claim 13-1
Email InquiryMatter ResolvedRequest
Adjournment
1773/4/2026 10:00 am25-19405 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $1,630.00
AS OF 1/16/26 (SF) NOT CURRENT WITH PAYMENTS 2/4 ARREARS: $1630


1. Toyota Motor Credit Corp filed arrears claim 12-1 in the amount of $646 which is not addressed in the plan OK TO PAY

2. Trustee objection:

- The debtor has insufficient income. Using proof of income provided verified lower than scheduled, negative $103.30

- The debtor has failed to file the required Pre-Confirmation Certification

- There is $94,842.52 non-exempt equity in house. (100% PLAN)



Plan proposes $815 x 60 100% Plan
Payments: 0/2 Arrears: $1630

RESOLVED:

1. Objection filed by Wells Fargo (Wassall) - failure to pay arrears (RESOLVED VIA ORDER)
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-19456 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $3,700.00
issues as of 1/15/2026 (JMA)

1) IRS priority claim 13-1 is estimated for 2022, 2023 and 2024 taxes - AMENDED CLAIM FILED $249,252.47
2) IRS unsecured claim 13-1 estimated for 2020 and 2021 taxes - NEED TO RESOLVE
3) Capital One Auto Finance filed claim 15-1, not provided for in the plan with arrears in the amount of $722.80 - NEED TO RESOLVE
4) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has insufficient income. Disposable income verifies $521, Plan propose $1,845.
Income from July & August is much less than May & June. How is plan feasible?
- The debtor has failed to supply the Trustee with the following document(s): Proof of 2 month's income Sept & Oct.; Business profit & loss statements RESOLVED PROVIDED; Business forms RESOLVED, PROVIDED; Computer Repair 732914Tech LLC; 2 months bank statements from acct#4659 prior to filing date PROVIDED.
- Amendments to Schedules A/B and C to add acct#4659 online transfers shown on acct#5066.
- Fee app within 7 days from confirming order.
- Must resolve IRS estimated tax claim, 2020-2024 not filed.

proposed plan $1,845x60 begin 10/1/2025 0% plan
paid in $3680
arrears $3,700
last claim 17-1
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-19542 / MBKJonathan Goldsmith Cohen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-19587 / MBKCarlos D. Martinez, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-19812 / MBKJuan C. Velasco, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 4 required payments   Arrears: $5,234.00
Email InquiryMatter ResolvedRequest
Adjournment
1863/4/2026 10:00 am25-19812 / MBKJuan C. Velasco, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $5,234.00
As of 1/20/26 (DS): MOD PLAN FILED NEEDS TO BE FILED ON NOTICE SINCE PLAN CHANGES DOES AFFECT CREDITORS. RECOMMEND THE PLAN FILED 1/19/26 BE WITHDRAWN AND ANOTHER MOD PLAN FILED TO MARK OFF NOTICE REQUIRED. ALSO WILL NEED ADDITIONAL PROOF OF INCOME FROM DEBTOR FOR THE MONTH OF JAN. SINCE DEBTOR NO LONGER SELF EMPLOYED AND EMPLOYED BY BUSINESS

1. Debtor in arrears $5,233.56, made 2 out of 4 payments, last payment $5,234 made 11/26/25. INCOME IS INSUFFICIENT AND VERIFIES -$1,688.

2. BELOW ISSUES REMAIN UNRESOLVED.

AS OF 11/19/25 (SF) ARREARS $5,233.78 - ATTY PROVIDED PROOF OF TFS PYMT $5,234 SCHED 11/19/25/ds

1. Flagship credit filed an unsecured claim for a default on vehicle. Doesn't appear to be a deficiency claim. What happened to the 2011 Lincoln Navigator?

2. Oportun Inc Jefferson Capital Systems LLC filed unsecured claim for auto loan. Doesn't appear to be a deficiency claim.

3. IRS filed a general unsecured claim. The priority per plan amount will be stricken from plan. WILL STRIKE

4. Debtor atty amended Sched I & J and provided proof of income. Income does not agree with Sched I income. Atty only provided 2 pay stubs. Income is insufficient and verifies -$1,688.

Plan propose $2,616.89 x 60 begin 10/1/25; 74% to gucs
Note: P&L double dipping no longer an issue, since Debtor is no longer self employed and working full time for a company, per amended Sched I & J filed 1/19/25.

RESOLVED:
- Need clarification on treatment of Bridgecrest claim (PAY IN FULL)
Homeowner insurance provided with personal liability coverage in Debtor's name.
Email InquiryMatter ResolvedRequest
Adjournment
1883/4/2026 10:00 am25-19839 / MBKPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $1,338.00
issues as of 1/15/2026 (JMA)

1) AJH Management LLC claim was filed late - need motion to allow late claim, cannot pay claim without Order
2) AJH Management LLC (Straffi & Straffi) - objection to Confirmation - NEED TO RESOLVE
- Debtor owes $8,469.43 in pre-petition arrears (excluding attorney's fee) for past due rent and late fees and $7,204.17 in post-petition arrears.
3) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has insufficient income. Disposable income is negative.
- The debtor has failed to file the required Pre-Confirmation Certification.
- The debtor has failed to supply the Trustee with the following document(s): A Modified Plan that completes part 5a, and 8a and Schedule C. Must also file Parts 2 and 3 of the plan.
- The current Plan does not specify treatment of IRS priority claim 5-1. under the Plan.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is nonexempt equity in personal property of $4150 because Schedule C is blank.
- The debtor has failed to provide proof of service with respect to Plan Motion(s). Pentagon Federal Credit Union.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l).

proposed plan $751.47x36 Part 5 NONE
paid in $1,326.25
arrears $1,679.63
last claim 19-1

12/3 amt: debtor submitting adj request/meeting k. fayette to take over rep
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-20070 / MBKErik Frins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $1,000.00
AS OF 1/16/26 (SF) STILL NEED SERVICE FOR CRAM

Trustee objection:

- Modified Plan does not address treatment of US Dept of HUD claim 1-1.

- Disposable income verifies $1,869. (Disposable income is now $2861)

- 22C was done incorrectly. Sched I has gross income $7,395.14, plus tax refund $183.42 would be $7,578.56 in 12 months would be $90,943.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $2,201 when determining disposable income.

- The current Plan does not specify treatment of US Dept of HUD and Capital One Auto under
the Plan.

- There is non-exempt equity in the residence $90,500 (Plan will require 100% to gucs)

- The debtor has failed to provide proof of service with respect to Plan Motion(s). OneMain needs service. (STILL NEED SERVICE THAT SERVES THE MANAGING AGENT)


Plan proposes $1174.06 x 36 Base Plan
Payments: 3/4 Arrears: $1000


RESOLVED:
- The debtor must provide proof of auto insurance for the 2016 BMW.. (RECEIVED)
- Need a Modified Plan that adds all cramdowns to Section 4 AND SectIon 7 of the Plan (MP FILED)
- Need copy of 1st mortgage balance statement (CLAIM FILED),
Need a Modified Plan that removes BMW Financial, Mariner Finance from Section 7b, Plan is
proposing to pay claim in full on Section 4g, cannot be both (MP FILED)
- Need copy of bank statements ending in acct#8294 for 8/26/25-9/25/25. (RECEIVED)
- Amendments to Schedules A/B and C to add all assets.
- Amend Schedule I and provide proof of income for debtor's new job at Sanofi Pharmaceuticals (RECEIVED)
- There is non(pending mortgage claim filed) and non-exempt equity in bank accts $5,612. (Moot)
Email InquiryMatter ResolvedRequest
Adjournment
1943/4/2026 10:00 am25-20196 / MBKRobert J. Pompliano, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
issues as of 1/15/2026 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- Debtor has insufficient income
- Bank statements ending #263 shows $5,410 deposits from a 3rd party system - need an explanation for this income. In the same month debtor sent out $1,762 out via 3rd party system - need an explanation for the the 3rd party transfers in an out of the account #263.

proposed plan $200x36 base
paid in $600
arrears $200
last claim 7-1

RESOLVED ISSUES:

- The debtor has not filed the required Pre-Confirmation Certification with Court RESOLVED, FILED
- Need to provide DSO information RESOLVED, PROVIDED
- Need to provide statements for September and August 2025 for acct #263 -RESOLVED, PROVIDED STATEMENTS.
Email InquiryMatter ResolvedRequest
Adjournment
1963/4/2026 10:00 am25-20220 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
AS OF 01/15/26 (SF) BELOW ISSUE STILL APPLY

Attorney does not want to turnover entire annual bonus (MUST RESOLVE)

RECOMMEND $4,200 PTD, $1,050 X 56 (BEGIN 2/1/26) BASE W/MIN DIVIDEND OF $97,000 TO GUCS;
- PLUS DEBTOR TO TURNOVER ANNUAL OR PERIODIC BONUS NET OF TAXES EVERY YEAR BY JULY 15TH OR WITHIN 14 DAYS OF RECEIPT, WHICHEVER IS EARLIER
- PRESERVE NONEXEMPT EQUITY IN REAL ESTATE AND PERSONAL PROPERTY OF $92,977 IN CONFIRMATION ORDER
- ATTORNEY MUST FILE FEE APPLICATION FOR HOURLY FEES WITHIN 7 DAYS OF ENTERED CONFIRMATION ORDER
- LOW BASE PENDING RECEIPT OF ANNUAL BONUSES





1. Trustee objection:

- Need 2 months bank statements (August and September) for 2 Chase Bank accts ending in 4749 and 9984

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Car payment $1,132.30, Cell phone $263.50 and Cable & Internet $200.

- 22C has excessive expenses on Line 13b for car payment $1,132.30 ownership (Only
allowed $662 or balance owed divided by 60 months) and Line 33 for Timeshare $91.40
(being surrendered).

- 22C has disposable income is $1,867.19, which would require min. div. $112,031.40 to gucs.

- Disposable income verifies $1,849.

- There is non-exempt equity of $98,525 in real estate, Cash $8,325, Bank of America accts pending statements, Chase Bank acct pending statements and Cash Acct 1 pending statements.
(NONEXEMPT EQUITY IN REAL ESTATE IS NOW $84,652 DUE TO HIGHER CLAIM)


- Must provide balance statement on 2024 Acura, per Sched J car in Co-Debtor's sister's name, auto insurance only in name of Debtors, no additional drivers. (RECEIVED. CAR IS NOT IN DEBTOR'S NAME. PAYMENT SHOULD BE REMOVED FROM BUDGET) Trustee will allow $662 (NOTE - amended Sch A/B filed - removed Acura and removed two Chase bank account - dm)


Plan proposes $1050 x 60 Base w/min $97,000 to gucs
Payments: 4/4



RESOLVED:
- Need Bank of America acct#2310 statements from 8/7/25-9/30/25 and Bank of America
acct#8439 from 8/13/25-9/30/25 and C
Email InquiryMatter ResolvedRequest
Adjournment
1983/4/2026 10:00 am25-20363 / MBKNicholas Fitzgerald, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 1/20/2026 (at):

AR NEED TO RESOLVE MFR

Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - Appraisal is dated 11/20/24 and comps are older, Zillow values property $707,000. (RECEIVED MACK APPRAISAL FOR $710,000)
- A copy of the homeowner's insurance renewal declaration - if not confirmed by 12/10/25, insurance expires 12/3/25. (RECEIVED)
- Need statement from Chase checking acct#7522 from 9/5/25-10/1/25. (RECEIVED)
- The debtor must provide updated proof of auto insurance for the vehicles. The policy provided expires on 12/3/25. (RECEIVED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Tele/cell/cable/internet $814.78 (Verifies $620 in bank acct), Auto insurance $841.30 (3 cars on insurance, 3 car loans, spouse has 1 car payment. Who is 3rd car loan?) Car payment $722.07 and spouse car payment and credit cards $999.80. Must provide proof of expenses 10 days prior to confirmation. May be moot, Plan pays 100%. (REC'D PROOF OF EXPENSES)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
- 22c Line 45 has disposable income $5,313.89. Plan propose 100%.
- Disposable income verifies $3,002 or more. Plan pays 100%.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- Using Zillow value there would be non-exempt equity $30,195 and estimated in Chase checking acct pending bank statements. (100% PLAN) (LANGUAGE ADDED)

Plan proposes: $2,387 x 60 beginning 11/1/2025, 100% plan
Payments: 3/3
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-21117 / MBKThomas G. Egner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
As of 1/16/26 (DS): Debtor atty requested adj to allow mtg lender to file late claim and atty must file motion to allow Trustee to pay late filed claim

As of 1/15/26 (DS): 1. Trustee obj there is non-exempt equity in the residence $60,490 and bank accts Acct#1736 $7,729, Acct#7381 $7,468 Acct#3512 $1,015 total $76,702.

2. No claim filed by RRA CP Opportunity Trust 1 for $54,400, bar date has passed. Recommend striking or late claim be filed. IF THIS STRICKEN CASE WILL BE PAID OFF SOONER SINCE TOTAL DEBT WOULD BE $13,563.

Prop Plan $1,287 x 60 begin 11/1/25; 100%
Note: All bank statements in obj provided.
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-21238 / MBKYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
As of 1/16/26 (DS): Debtor atty requested adj to resolve obj and claims

As of 1/15/26 (DS): 1. . Trustee obj to the following:
- Must provide settlement statement from sale of house and Certification regarding the disposition of the proceeds. Certification should also reference the end of business operations of Stairnak LLC.
- Debtor has insufficient income disposable income verifies $122.
- Excessive expense for car $450 (verifies $324).
- Add to confirming order Trustee standard order of distribution.
- Must file Pre-confirmation Certification.

2. IRS filed estimated tax claim, 2023 & 2024 not filed. Must resolve.

3. State of NJ filed estimated tax claim, 2022 not filed. Must resolve claim.

Prop Plan $500 x 60 begin 11/1/25; Base
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-21422 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
issues as of 1/20/2026 (JMA)

1) 341 rescheduled for 2/12/2026
2) Debtor attorney provided proof of payment $1,500 (attached) bringing Trustee plan payments current. Not posted yet.
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-21477 / MBKRobert H. Johnson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $600.00
AS OF 1/13/26 (SF)

1. 341 NOT HELD - Rescheduled to 2/5
2. PAYMENTS: 1/3 ARREARS: $600

Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-21492 / MBKGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 1/15/26 (SF) NO PAYMENTS - Copy of TFS payment provided for $1137


1. Objection filed by AmeriCredit Financial Services (Craig) - to cram and failure to provide for adequate protection payments

2. State of NJ filed estimated priority claim 3-1 (NEED AMENDED CLAIM)

3. Lakeview Loan Servicing filed arrears claim 4-1 in the amount of $111.15 which is not addressed in plan (OK TO PAY?)

4. Trustee objection:

- There is nonexempt equity of $7627 in real property.

Plan proposes $379 x 60 Base
Payments: 0/3 Arrears: $1137



RESOLVED:

- The debtor has failed to file the required Pre-Confirmation Certification (FILED)

- Need to provide August 2025 bank statement. (RECEIVED)

- The debtor must provide updated proof of auto insurance for the 2018 GMC, 2017
CADILLAC, 1996 FORD. The policy provided has expired. (RECEIVED)
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-21803 / MBKHerbert B. Raymond, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-21811 / MBKFrederick J. Simon, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-21886 / MBKEdward Nathan Vaisman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
As of 1/16/26 (DS): Debtor atty requested adj to provide docs and info to obj

As of 1/15/26 (DS): 1. Trustee obj to the following:
- Must provide Acorn statement and Franklin Templeton acct statement prior to filing date.
- Need a mod plan that increases trustee payment by $932 in month 19 of the plan when pension loan is paid off, properly list amount of cram to Capital Auto on Part 4 and add on Part 7 motions and add Trustee standard order of distribution.
- Excessive expenses on Sched J: $950 Food, $500 Transportation, $494 Life insurance, $983 Car payment (Car is being crammed) and $500 Soccer clinics. Must provide proof of expenses 10 days prior to confirmation.
- Disposable income verifies $2,163.
- Must file Pre-confirmation Certification with the Court.

2. Capital One Auto (GAVIN STEWART) obj to plan cram. Must resolve obj.

Prop Plan $345 x 60 begin 12/1/25; Base
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-21894 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
AS OF 1/12/2026 (at):

NEED TO REQUEST AND ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED.

1. 341 is scheduled for 2/12/2026. (READY)
2. Payments: 2/2
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-22028 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
issues as of 1/16/2026 (JMA)

1) 341 not held, not rescheduled - need to contact Bud to schedule
Email InquiryMatter ResolvedRequest
Adjournment
2443/4/2026 10:00 am25-22058 / MBKThomas G. Egner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $845.00
AS OF 1/14/26 (SF)

1. Motion for Prospective Relief (US Bank) 1/21 at 9 (contested)

2. Motion to Impose Automatic Stay 1/21 at 9 (contested)

3. IRS filed priority claim 4-1 in the amount of $439.51 which is not addressed in plan. (OK TO PAY?)

4. State of NJ filed estimated priority claim 9-1 in the amount of $2965.72 which is not addressed in the plan (OK TO PAY?)

5. Trustee objection:

- The debtor has failed to file the required Pre-Confirmation Certification .

- There is $4,740. non-exempt equity in house. (THERE IS NO EQUITY DUE TO HIGHER CLAIM)



Plan proposes $845 x 16; $1028 x 44 Base
Payments: 1/2 Arrears: $845






Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-22227 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
As of 1/20/26 (DS): Debtor atty requested adj to allow time to provide docs

As of 1/15/26 (DS): 1. Trustee obj to the following:
- Must provide 2 months statements from acct ending #0902. checking acct transfers $1,500 10/5/25 into acct and out of acct 10/2/25 and amend Sched A/B and C to add Chime Bank savings acct.
- Must provide Debtor's certification as to the amount of life insurance proceeds from father's estate and how that money was spent and that Debtor will not be receiving anything in the future from the estate.

Prop Plan $300 x 36 begin 12/1/25; Base
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-22289 / MBKTheodore M. Costa, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
ADJOURN TO ALLOW 341 TO BE HELD
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-22799 / MBKMelissa Wotton, Esq.Confirmation HearingPending WorkupDebtor has made 0 of 1 required payments   Arrears: $839.00
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-22811 / MBKGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $2,500.00
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-22817 / MBKSCHALOR I. BLACKSHEAR III, ESQ.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,670.00
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-23209 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $350.00
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-23236 / MBKPRO SEConfirmation Hearing on Modified PlanPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,193.00
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-23377 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-23403 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-23467 / MBKStacey L. Mullen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $450.00
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-23472 / MBKKevin C. Fayette, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-23498 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-23501 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $400.00
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-23533 / MBKAllen I. Gorski, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-23603 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-23625 / MBKFrances A. Tomes, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $566.00
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-23688 / MBKRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-23730 / MBKRobert Manchel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,075.00
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-23751 / MBKBruce Radowitz, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-23755 / MBKPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,080.00
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am25-23760 / MBKBruce W. Radowitz, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,000.00
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am26-10007 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am26-10008 / MBKRobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am26-10016 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am26-10052 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am26-10067 / MBKPaul H. Young, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am26-10078 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am26-10084 / MBKAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am26-10126 / MBKKarina Pia Lucid, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 750.00 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am26-10128 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am26-10134 / MBKJonas Singer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am26-10228 / MBKEdward Nathan Vaisman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 10:00 am26-10725 / MBKKevin C. Fayette, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 0 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 2:00 pm22-19738 / MBKMarc C. Capone, Esq.Motion Compensation3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 2:00 pm25-12579 / MBKDavid L. Stevens, Esq.Motion Compensation3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
2023/4/2026 2:00 pm25-13097 / MBKRobert Cameron Legg, Esq.JOINT SCHEDULING ORDERJudge to Reserve DecisionPRETRIAL CONF
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 2:00 pm25-14465 / MBKMarc C. Capone, Esq.Motion Compensation3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
03/4/2026 2:00 pm25-15023 / MBKMarc C. Capone, Esq.Motion Compensation3rd Party Matter
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes