ALBERT RUSSO
Standing Chapter 13 Trustee


CALENDAR DISPOSITION LIST


Judge Michael B. Kaplan

Hearing Date: 3/25/2026
Last Updated: 3/13/2026 6:51 PM
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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am19-10420 / MBKHerbert B. Raymond, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj, made pymt<> RUSHMORE (Romano Garubo)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am20-21512 / MBKYakov Rudikh, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> NEWREZ (McCalla)
Email InquiryMatter ResolvedRequest
Adjournment
63/25/2026 9:00 am20-23862 / MBKKevin C. Fayette, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>LEGACY MTG (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am21-15499 / MBKPeter E. Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS (no pymts since last tr order 11/2025)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am21-17908 / MBKEugene D. RothMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyRecommend GrantingAMT: PER ATTY, OK TO DISMISS<>

ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am21-18116 / MBKRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>TOMS RIVER TWSHP (PARKER)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am21-18766 / MBKWilliam H. Oliver, Jr., Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am22-12224 / MBKRobert Cameron Legg, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
213/25/2026 9:00 am22-12768 / MBKRobert Cameron Legg, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsAMT: MP 3/25**NEEDS RESOLUTION** <>

Debtor obj, filing MP<> ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
113/25/2026 9:00 am22-16368 / MBKSteven J. Abelson, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> CARRINGTON MTG (HILL WALLACK)


TR arrears 5,433
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am22-17109 / MBKDavid A. Semanchik, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyTrustee OrderAMT: $80,048 PTD (42); $ 2,361 X 18 BEG 4/1/26 (ATTY ok)<>

Debtor obj, made pymt & requests recap<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am22-17388 / MBKJustin M. Gillman, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj, making pymts<> SELENE (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
143/25/2026 9:00 am22-19566 / MBKJeffrey E. Jenkins, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objectionstrustee obj
arrears and bad address
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am23-10592 / MBKEdward Nathan Vaisman, Esq.Motion Relief from Stay (Fee)No Opposition FiledTOYOTA (STEWART)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am23-10849 / MBKDonald C. Goins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am23-11791 / MBKMarc C. Capone, Esq.Motion Relief from Stay (Fee)No Opposition FiledFREEDOM MTG (BROCK)
Email InquiryMatter ResolvedRequest
Adjournment
383/25/2026 9:00 am23-15833 / MBKWarren S. Jones, Jr., Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj<> SV/CARRINGTON
Email InquiryMatter ResolvedRequest
Adjournment
403/25/2026 9:00 am23-17115 / MBKYakov Rudikh, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsAMT: MP 3/25<>

debtor obj, filing MP<>ARREARS
(amt: also need order on 1/21 mfr)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am23-17390 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am23-18072 / MBKRyan L. Gentile, Esq.Creditor Certification of DefaultWithdrawnDebtor obj, current <> NATIONSTAR (ras)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am23-19403 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
463/25/2026 9:00 am23-21057 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - Objections2/10 amt: atty emailed proof of TFS moneygram $1,000<<>>

Debtor obj, can resume pymts<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
483/25/2026 9:00 am23-21870 / MBKAndrew Thomas Archer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj, will pay with settlement proceeds <>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am24-10291 / MBKLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsAMT; ADJOURNIONG TO ALLOW TIME FOR PYMTS TO POST<>

Debtor obj making pymts<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am24-11639 / MBKJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
513/25/2026 9:00 am24-13356 / MBKCandyce I. Smith-Sklar, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsAMT: MP 3/25**<>

Debtor obj<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am24-13568 / MBKSteven J. Abelson, Esq.Motion Relief from Stay (Fee)No Opposition FiledSANTANDER (EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am24-13791 / MBKPaul S. Pflumm, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramNo Opposition FiledMTN ALLOW LOSS MIT PROGRAM OUT OF TIME
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am24-16518 / MBKKarina Pia Lucid, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>NEW JERSEY HOUSING AND MTG FINC AGENCY (PLUESE)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am24-17371 / MBKThomas G. Egner, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsCh 7 Trustee response; debtor obj, meeting w/atty to discuss options<> FREEDOM MTG (Brock & Scott)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am24-17371 / MBKThomas G. Egner, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsCh 7 Trustee response; debtor obj, meeting w/atty to discuss options<> ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am24-19371 / MBKRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am24-19832 / MBKPaul H. Young, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> PC 4, LLC (Zeitz)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am24-19870 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
283/25/2026 9:00 am24-20260 / MBKKirsten B. Ennis, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsAMT: HUD RECEIVED/MTG CLM ADJUSTED, CASE PENDING CLOSING. HEARING SHOULD BE RESOLVED/MOOT <>

Debtor obj, closing pending mid Jan<>DEUTSCHE BANK NAT'L ASSOC (RAS)

Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am24-21340 / MBKFrancis P. Cullari, Esq.Hearing Scheduled (Document)Moot
Email InquiryMatter ResolvedRequest
Adjournment
333/25/2026 9:00 am24-22426 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyWithdrawnAMT: MP 3/25 **HR**<>

Debtor obj<>FAILED TO REFI BY 1/1/26
Email InquiryMatter ResolvedRequest
Adjournment
373/25/2026 9:00 am25-10680 / MBKPeter E. Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsAMT: MP 3/25**needs resolution**<>

Debtor obj<>FAILED TO LM BY 9/30/25
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-10962 / MBKAndre L. Kydala, Esq.Motion CompensationNo Opposition Filed(AMT: per atty, fees will be in plan; advised need revised ppsd order)<>

CPA FEES
Email InquiryMatter ResolvedRequest
Adjournment
653/25/2026 9:00 am25-12253 / MBKCandyce I. Smith-Sklar, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> NATIONSTAR(McCalla)
Email InquiryMatter ResolvedRequest
Adjournment
443/25/2026 9:00 am25-13097 / MBKRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>SELENE FINC (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-14120 / MBKRobert Cameron Legg, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> US BANK ( RAS)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-14710 / MBKAndy Winchell, Esq.Motion Relief from Stay (Fee)No Opposition FiledNISSAN MOTOR (STEWART)
Email InquiryMatter ResolvedRequest
Adjournment
513/25/2026 9:00 am25-14710 / MBKAndy Winchell, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>SANTANDER CONSUMER (EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-15077 / MBKDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)No Opposition FiledSELENE FINC (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
523/25/2026 9:00 am25-15077 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - Objections2/6 AMT: MP 3/25 **NEEDS RESOLUTION**<>

Debtor obj<>PLAN WAS DENIED ON 12/10/25 AND FAILED TO FILE A MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
533/25/2026 9:00 am25-15104 / MBKGeorge E. Veitengruber, III, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>US BANK NAT'L ASSOC (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-15825 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledFAILED TO SELL PPTY BY 1/31/26
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-16029 / MBKJacqueline R. Rocci, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition Filed1/9 AMT: ATTY EMAIL, LM APPROVED, IN MO 2 OF TRIAL. MAY SUBMIT ADJ REQUEST<>

FAILED TO LM BY 11/17/25; FAILED TO FILE PRECONF CERT BY 9/3/25
Email InquiryMatter ResolvedRequest
Adjournment
883/25/2026 9:00 am25-16088 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj<>FAILED TO LM BY 10/31/25, EXTENDED LOSS MIT EXPIRED 12/17/25; FAILED TO FILE ORDER RESOLVING US BANK OBJ TO CONF WITHIN 30 DAYS OF 8/27/25 CONF
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-16594 / MBKThomas G. Egner, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsAMT; MP 3/25<>

Debtor obj<>FAILED TO SELL BY 1/15/26
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-17361 / MBKJames J. Cerbone, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNeeds Resolution of Issues - ObjectionsMTN REDUCE POC NJ TURNPIKE

Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-17362 / MBKJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-17468 / MBKBrian Gregory Hannon, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>PENNYMAC LOAN (POWERS)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-17656 / MBKDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)No Opposition FiledSELECT PORTFOLIO (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-18469 / MBKEdward Nathan Vaisman, Esq.Motion Relief from Stay (Fee)No Opposition FiledALLY BANK (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-18583 / MBKYakov Rudikh, Esq.Motion Relief from Stay (Fee)Moot - DismissedTOYOTA MOTOR (STEWART)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-18708 / MBKJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsAMT: MP 3/25 **

Debtor obj<>PLAN WAS DENIED ON 1/21/26 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-18828 / MBKDavid G. Beslow, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyWithdrawnDebtor obj<>PLAN WAS DENIED ON 1/21/26 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-19337 / MBKFrancis P. Cullari, Esq.Motion Relief from Stay (Fee)No Opposition FiledSANTANDER BANK (EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-19456 / MBKMarc C. Capone, Esq.Motion Relief from Co-Debtor StayMoot - DismissedSELENE FINC (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-19706 / MBKJohn D. DiCiurcio, Esq.Motion Reopen Ch. 13 Case (fee)Needs Resolution of Issues - ObjectionsMTN REOPEN AND REINSTATE CASE
trustee objection: arrears, no 341 and not timely since case dismissed 4 months ago
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-20369 / MBKAndrew Thomas Archer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledAMT: MP 4/15 **adj request for tr mtn pending processing**<>

PLAN DENIED ON 21126 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-20544 / MBKDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledPLAN DENIED ON 2/11/26 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-20798 / MBKSteven J. Abelson, Esq.Objection to ExemptionsWithdrawnok to withdraw, confirmed at 100%

TRUSTEE OBJ TO 522(d)(10)(D)VENMO WITHOUT PROOF
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-20861 / MBKKevin S. Quinlan, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyWithdrawnPLAN DENIED ON 2/11 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-21134 / MBKDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)No Opposition FiledUS BANK NAT'L ASSOC (LOGS)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-21275 / MBKAndre L. Kydala, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objectionstrustee obj: arrears and no 341
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-21313 / MBKCarol L. Knowlton, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj, made pymt<>LAKEVIEW LOAN (BROCK)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-21477 / MBKRobert H. Johnson, Esq.Motion Relief from Stay (Fee)Moot - DismissedSANTANDER CONSUMER (EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-21565 / MBKKevin C. Fayette, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objections
Email InquiryMatter ResolvedRequest
Adjournment
1083/25/2026 9:00 am25-21727 / MBKPRO SEObj to POCNeeds Resolution of Issues - ObjectionsKubota Credit obj (Stewart)<>OBJ TO KUBOTA POC #2-1
Email InquiryMatter ResolvedRequest
Adjournment
1063/25/2026 9:00 am25-21727 / MBKPRO SEObjection to POCNeeds Resolution of Issues - ObjectionsPNC OBJ (McCalla)<>OBJ TO PNC POC #4-1

-DID NOT SERVE POC ADDRESS
Email InquiryMatter ResolvedRequest
Adjournment
1093/25/2026 9:00 am25-21727 / MBKPRO SEObjection to POCNeeds Resolution of Issues - ObjectionsTBTA obj (Hanmdan)<>OBJ TO POC #6-1

-service is OK but contains language in the order:
"the claimant is ordered to cease any dmv registration holds, license suspension action or other administrative enforement measures against the debtor related to the disallowed claim"
Email InquiryMatter ResolvedRequest
Adjournment
1103/25/2026 9:00 am25-21727 / MBKPRO SEObjection to POCNeeds Resolution of Issues - ObjectionsTD Bank response (Duane Morris)<>OBJECTION TO TD BANK POC #5-1
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-22028 / MBKMarc C. Capone, Esq.Motion Relief from Co-Debtor StayMoot - DismissedSN SERVICING (FRIEDMAN)
Email InquiryMatter ResolvedRequest
Adjournment
1133/25/2026 9:00 am25-22446 / MBKEric S. Landau, Esq.Motion Motion (Generic) - Only use if no other event is applicableNeeds Resolution of Issues - ObjectionsMTN REINSTATE
trustee obj:
The dismissal should not be vacated unless the debtor has provided all pre-confirmation trustee payments, all 341a documents and demonstrate the feasibility of the case going forward.
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-22494 / MBKStuart M. Nachbar, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>ROCKET MTG (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-23257 / MBKDavid G. Beslow, Esq.Motion Relief from Stay (Fee)No Opposition FiledCADENCE BANK (MASELLI, MILLS & FORNAL)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am25-23495 / CMGPRO SEMotion Relief from Co-Debtor StayContinued
4/1/2026 9:00 am
WELLS FARGO BANK NAT'L ASSOC (STRADLEY RONON)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 9:00 am26-10574 / MBKErik M. Helbing, Esq.Motion Requesting RedactionJudge to Reserve Decision
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03/25/2026 9:00 am26-11344 / MBKGeorge E. Veitengruber, III, Esq.Motion for Relief from StayNo Opposition FiledLANDLORD, ARTHUR WANG
Email InquiryMatter ResolvedRequest
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03/25/2026 9:00 am26-11664 / MBKYakov Rudikh, Esq.Motion Prospective ReliefNo Opposition FiledMORTGAGEE, PLAZA HOME MTG (PLUESE)
Email InquiryMatter ResolvedRequest
Adjournment
1193/25/2026 10:00 am22-12768 / MBKRobert Cameron Legg, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 26 of 47 required payments   Arrears: $19,456.00
AS OF 3/12/26 (SF)

1. Modified plan proposes to pay IRS secured claim outside of the plan (May need consent order) (Per AR need special service) PER ATTY WILL FILE CERT OF SERVICE (Cert of Service filed)

2. Need explanation as to why the IRS priority claim is listed under 4f as unaffected.
(Payment of priority O/S needs consent of the creditor/IRS and plan is inconsistent see sec 3)
(PER ATTY OK TO PAY PRIORITY AND STRIKE LANGUAGE IN PART 4)

3. Modified Plan reduces payment. Need amended I and J and copy of 2024 Tax Return (PER ATTY WILL FILE AMENDMENTS TO SHOW FEASIBILITY) (STILL NEED)

5. Why is Ally Capital claim 15-1 listed as unaffected? There is a balance due of $22,234.27
(We have money on reserve if mp confirmed we release the reserve to surviving creditors in order of priority)

6. The Stay is vacated as to Capital One Auto Finance. It's listed as unaffected but should it be surrendered? (Cap one has stay relief sb surrendered)


7. Trustee Cert of Default 3/25/26 at 9


MP proposes $2444 x 17 0%
Plan has run 46 months with 14 months remaining
Arrears: $17,656 thru January

Email InquiryMatter ResolvedRequest
Adjournment
263/25/2026 10:00 am23-13045 / MBKCamille J. Kassar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj, can pay<>ARREARS

TR ARREARS 13,175
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am23-17115 / MBKYakov Rudikh, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 11 of 31 required payments   Arrears: $4,300.00
Email InquiryMatter ResolvedRequest
Adjournment
1203/25/2026 10:00 am24-13356 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanMootDebtor has made 157 of 23 required payments   Arrears: $240.00
case confirmed 3/4

2/2 workup EDC

**LM will be complete if motion granted on 3/4 with no one left to pay


*filed another MP that will change payments yet again-needs Judge on 2/11 edc

*Per last time, cannot confirm MP, pattern of missing payments and not completing loan mod, trustee arrears

MP $1589.88 X 17; $1000 X 3; $3137.17 X 40; BASE lm 12/31/25

* This case shows a pattern of cases with payment step ups that never actually occur followed by modified plans all in the attempt to delay for a loan mod

*debtors can continue with trial mod outside of bankruptcy and file new case when resolved if they want.

*trustee objection:
-The trustee objects to the modification of the plan. The debtor defaulted on the original plan, requiring a trustee certification of default in June of 2025. A modified plan was filed in response and was confirmed in June of 2025 allowing for a delay in the loan mod deadline, a reduced payment and a large step up.
Once the modified plan was confirmed the debtor immediately stopped making payments forcing the latest trustee certification of default in September of 2025. Counsel filed another modified plan in response and wants to once again push back the loan mod deadline, reduce payments for several months followed by a large step up.
The pattern of missed payments and large step ups show that the past and current plans are not feasible and a showing of bad faith. The debtors can continue to pursue and complete the trial loan modification outside of the plan. Once that is completed they can file a new case should file a new case if necessary allowing for 60 month cure.
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am24-19377 / MBKDavid G. Beslow, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 18 of 18 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am24-21464 / MBKJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 8 of 16 required payments   Arrears: $20,542.00
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am24-22426 / MBKDaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 15 of 15 required payments   Arrears: $0
AS OF 3/12/26 (SF)

RECOMMEND $1,500 PTD, $100 X 21 (BEGIN 4/1/26) 100% PLAN W/MIN DIV OF $119,388 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE; PLUS NONEXEMPT PROCEEDS FROM REFINANCE BY 8/1/26 WHICHEVER IS GREATER
- PAY ARREARS TO PNC BANK PENDING APPROVAL OF REFINANCE
- LOW BASE
- MUST FILE PRE-CONFIRMATION CERT WITHIN 7 DAYS




1. Trustee Motion to Dismiss scheduled for 3/25/26 at 9 (WITHDRAWN)

MP proposes $100 x 36 Refi by 8/1/26 100% Plan
MY filed to extend time to obtain a refinance
Plan has run 15 months with 21 months remaining


Email InquiryMatter ResolvedRequest
Adjournment
923/25/2026 10:00 am25-10680 / MBKPeter E. Zimnis, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 14 required payments   Arrears: $20,050.00
3/11 workup EDC
PER LAST TIME-debtor working on a LM-needs more time debtor does not want to surrender yet--NO LM AS OF 3/11. EITHER CONF AS SURRENDERED OR D

**IF TREATED AS SURRENDERED AND MOTION TO EXPUNGE DISCOVER GRANTED WE CAN CONFIRM AT:
$8,950 PAID THEN $1,085 X 47 BEG. 3/1/26-100% TO GUCS---BANK OF AMERICA SURRENDERED-DISCOVER CLAIM #2 EXPUNGED PER ORDER


MP extended LM to January of this year--status??
$562 X 12; $1085 X 48; 100%- LM 1/20 2026 or mark as surrendered
-We will mark it as surrendered since no loan mod granted

-obj to MP by Bank of America

**IF TREATED AS SURRENDERED AND MOTION TO EXPUNGE DISCOVER GRANTED WE CAN CONFIRM AT:
$$8950 PAID THEN $1085 X 47 BEG. 3/1/26-100% TO GUCS---BANK OF AMERICA SURRENDERED-DISCOVER CLAIM #2 EXPUNGED PER ORDER
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am25-12003 / MBKLee M. Perlman, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 11 of 13 required payments   Arrears: $2,750.00
Email InquiryMatter ResolvedRequest
Adjournment
1313/25/2026 10:00 am25-12253 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 6 of 12 required payments   Arrears: $1,400.00
3/11 workup EDC
SAME AS 1/15-NO SALE

MP $340 X 8; $700 X 52; SALE 2/2026; BASE

* CERT OF DEFAULT FOR MORTGAGE-NATIONSTAR ON ALSO

*trustee never received inheritance and house was not sold. WHAT IS GOING ON WITH THE INHERITANCE?? WE WERE TO REC MONEY BACK IN OCTOBER PER ATTORNEY

equity of $19564 in inheritance and tax refund--trustee to receive proceeds of $15,771 from inheritance by 10/31 and non-exempt proceeds from the sale by 10/31/25 trustee cannot pay Bordentown or Pro Cap claims unless valid claims filed

-only $2300 in gucs

1. Objection file by Nationstar Mortgage (McCalla Raymer) - failure to cure arrears of $45,724.98 and proposed sale is speculative(Per POC). (UNRESOLVED)
---IS HOUSE ON MARKET?

*there is $3793 in non exempt tax refund per schedule C. Also $15,771 per the inheritance=$19564 non exempt and only $4000 in filed guc claims so will be 100%--DEBTORS DID NOT TURN OVER INHERITANCE PROCEEDS PER PLAN. WHERE ARE PROCEEDS?

2. Trustee's objection:
- CMA values the property at $280,000. Zillow values the property at $454,700. Need an explanation for the difference in value. (OK TO PUT LANGUAGE THAT TRUSTEE TO RECEIVE NON-EXEMPT PROCEEDS SINCE CASE IS GOING TO BE 100% DUE TO INHERITANCE)
- The debtor's plan consists of unnecessary or excessive expense items, such as: (EXPENSES OK IF 100%)
$2,569/month mortgage payment (per statement the payment is $2,468.50)
$520/month for utilities
$610/month car payment
$189/month for wife's cell phone
$250/month for roof repair
Need proof of excessive expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED)
- Verified income leaves monthly disposable income of $903.
---------------

RESOLVED ISSUES:
- Add non-exempt proceeds from the estate of the debtor's father. Need documentation from the estate. (RECEIVED-debttor getting $15,771)

- The debtor has not filed the required Pre-Confirmation Certification. (FILED)
- Need statements for the spouse's 2 401k loans. (RECEIVED)
Email InquiryMatter ResolvedRequest
Adjournment
1243/25/2026 10:00 am25-14710 / MBKAndy Winchell, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 8 of 10 required payments   Arrears: $3,000.00
AR RESOLVE OR HOLD
10/23 Workup for the 10/29 calendar EDC

*debtor sent in updated P&L for 225 for EDC
*above debt limit of $526,700

MP $1500 X 36; $2000 X 8; $2700 X 16; BASE

LV Tower secured claim in the amount of $33,959 needs to be resolved-surrender

* Trustee's objection:
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$300/month for water and sewer
$900/month for child care
$726 & $954/month car payments
Need proof of excessive expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED)

- Verified income leaves monthly disposable income of $2,739. DEBTOR NEEDS THIS INCOME OTHERWISE CASE IS NOT FEASIBLE WITH STEPUP SINCE IT IS SPECULATIVE

- The trustee objects to the inclusion of the boilerplate language under part 53 of the exemptions regarding various potential claims and the blanket election of all "applicable" state and federal exemptions.

---------------
RESOLVED ISSUES:
- Debtor must provide proof that trustee was added as loss payee to all motor vehicle and real estate insurance policies based upon vesting at discharge or the confirming order must provide for vesting at confirmation. (INSURANCE POLICIES NOT RECEIVED)
* Objection filed by Wells Fargo Bank (Brock & Scott) - failure to cure full arrears of $37,736.24. Plan proposes to pay $37,099.68. (RESOLVED)
- Schedule C exceeds the D1 exemption limit by $13,425. OK IRS PRIORITY AND SECURED CLAIMS EAT UP NEED FOR D1 EXEMPTION ON THE HOUSE
1. Nissan Motor Acceptance filed a bifurcated claim which needs to be resolved. resolved

2. Santander Consumer filed a secured arrears claim for the 2022 Ram in the amount of $738.23 which is not in the plan. Is the debtor going to pay this claim? resolved
- Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)
- Need April and May statements for ETrade, Acorn and EToro USA investment accounts. (RECEIVED)
- The debtor has failed to file
Email InquiryMatter ResolvedRequest
Adjournment
963/25/2026 10:00 am25-15077 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 9 of 10 required payments   Arrears: $500.00
3/12 workup EDD

MRF Selene 3/25

*can confirm if the creditor objection resolved

mp $500 X 12; $3000 X 48; N/E FROM PI CASE; LM 7/2026 (8 NATURE BLVD); BASE

-- There is $$57,200 non-exempt equity in house pending review of explanation regarding the disparity in the value of the Ocean County real estate. PER LAST TIME OK TO PAY - THIS IS THE AMOUNT USING DEBTOR LATEST CMA--OK to add $10,000 from preference action to the home equity. So total will be $67,200 equity in RE

1) US Bank (RASC) objection to confirmation - STILL NEED TO RESOLVE, MP CHANGES FROM LOAN MOD TO REFI WHICH IS SPECULATIVE

2) Trustee objection to confirmation - need to resolve
-ARE STUDENT LOANS PAID OUTSIDE- yes?


proposed plan $500x12, 3,000x48 base plan with loan mod by 12/1/2025
paid in $1,000
arrears $500
last claim 14-1

----------------------------------
RESOLVED ISSUES:
- Need Certification regarding disposition of the PI proceeds the debtor, Debra Hills, received prior to the current bankruptcy filing. NOT RESOLVED TO DATE. SENT EMAIL TO STRAFFI-WILL RESOLVE IF ADDS $10,000 TO EQUITY ( CERT SAYS PAID $12,000 TO MOTHER IN LAW AND $15,000 TO DAUGHTER) EDC--resolved see above
- The debtor has failed to supply the Trustee with the following document(s): A current market analysis - Zillow value is significantly higher than the CMA value provided. Need explanation. NOT RESOLVED TO DATE
issue as of 8/28/2025 (JMA) - debtor sent a CMA with a lower value of $740,000. The original CMA was an Equifax report with value of $786,000. Zillow value $948,000. OK HOMES IN AREA IN $700 RANGE EDC

The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED
- Provide 2025 social security statement showing the current amount of SSI received. RESOLVED, 2025 STATEMENT PROVIDED
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am25-15497 / MBKJennifer N. Weil, Esq.Confirmation Hearing ScheduledContinued
5/6/2026 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $383.00
AS OF 3/12/26

341 not held - Rescheduled to 4/2/26
Payments: 1/2 Arrears: $383
Email InquiryMatter ResolvedRequest
Adjournment
1423/25/2026 10:00 am25-15521 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 27 of 10 required payments   Arrears: $0
3/12 workup EDC

*per last time taxes filed and to be resolved
per judge refinance by 7/31/26

*NJ taxes estimated 2022-2024--STILL---just filed per abelson

*IRS taxes estimated 2022-2024--STILL---just filed abelson

*IS THE $210,000 STUDENT LOAN CLAIM BEING PAID OUTSIDE?

Trustee obj:
-Excess expenses on Schedule J $500/home maintenance; $250/miscellaneous expense. OK PLAN PROPOSES 100%
- -There is $72,797.59 non-exempt equity in house. WILL ADD, 100%
- The debtors must add the workers compensation case and the slip and fall accident to the schedules -STILL NEED TO ADD

*REFINANCE PLAN --MP $3292 paid then $300 x 32 100% refinance by 12/31/26

-----------------
RESOLVED
*objection by First Atlantic FCU-RESOLVED REFI BY 7/31/26
*mortgage claims are around $160,000 more than estimated
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am25-16594 / MBKThomas G. Egner, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 9 required payments   Arrears: $1,161.00
Email InquiryMatter ResolvedRequest
Adjournment
1533/25/2026 10:00 am25-17578 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 7 of 8 required payments   Arrears: $2,000.00
3/13
*case severed 2/25 with debtors to file any claim objections within 60 days. MP should also be filed EDC

As of 11/14/25 (DS): 1. Plan is proposing to pay Harley-Davidson 23% interest at total $3,812, claim filed has 21.25% interest owed $2,837.70. This needs to be resolved. Plan is paying more to creditor. PAY CLAIM PER ATT

2. Issues which remain unresolved:
- NewRez (GAVIN STEWART) obj plan propose $0 arrears, POC filed with arrears $2,573.48. Obj must be resolved. Trustee ok to pay? PAY CLAIM PER ATT

- Igor & Irina Shubov (DAVID BESLOW) obj that a settlement agreement was filed to pay. Plan propose to pay 100%, POC filed as unsecured $34,773.93. To be paid 100% as unsecured.


$10,000 IN DISPOSABLE SHOULD BE 36 MONTHS
- Trustee ok to pay arrears claim#14-1 $2,573.48.
- Student loans to be treated outside.

1. Trustee obj to the following:
- Excess expenses on Sched J: $450 Home maintenance, $400 Electricity, $720 Tele/ Cell/Internet, $1,200 Food, $400 Clothing, $1,200 Transportation, 2 car payments $1,026.88 & $880, $530 Gym membership, $400 Pet care/food. Must provide proof of expenses 10 days prior to confirmation. PLAN PROPOSE 100%
- There is $115,153 non-exempt equity in the residence.

2. Igor & Irina Shubov (DAVID BESLOW) obj that a settlement agreement was filed to pay. Plan propose to pay 100%, POC filed as unsecured $34,773.93. To be paid 100% as unsecured.

Prop Plan $2,000 x 60 begin 8/1/25; 100%
Email InquiryMatter ResolvedRequest
Adjournment
1593/25/2026 10:00 am25-18087 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 8 of 8 required payments   Arrears: $249.00
3/13 workup EDC

CONFIRM AT:
***$3371 PAID THEN $397 X 53 BEG 3/1/26 PRO RATA- Preserve non exempt equity of $11,208



1. Trustee objection to confirmation - NEED TO RESOLVE
- 22C has disposable income $674.75, which would require min. div, $40,485 to gucs. AMENDED SCHEDULE 22C FILED REDUCED DISPOSABLE INCOME TO $257.28 WHICH REQUIRES MINIMUM DIVIDEND TO GUCS $15,436.80 - DEBTORS PLAN PROPOSES PAYMENT OF $397/MONTH. HOWEVER, DISPOSABLE INCOME IS ONLY $297.87 DUE TO INCREASED EXPENSES ON SCHEDULE J.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity in the residence $10,094.75, Credit Union savings $5 and Credit Union
Checking $1,109 total $11,765 - CORRECT TOTAL $11,208.75- RESOLVED

proposed plan $1635 paid to date, $397x57 base plan
paid in $2577
arrears $249
last claim 17-2

RESOLVED ISSUES:

- The debtor(s) plan consists of unnecessary or excessive expense items, such as, 1st mtg $1,138 (statement has $569.27), 2nd mtg payment $600 (statement has $225), Food; $500 -ALLOWED and Auto insurance $75 (verifies $60) AMENDED TO $60. 1ST MORTGAGE PAYMENT $1,498.67 AND 2ND MORTGAGE PAYMENT $656.45. - RESOLVED
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): After deducting excessive expenses disposable income verifies $1,503. EXCESSIVE EXPENSES RESOLVED,
Email InquiryMatter ResolvedRequest
Adjournment
1093/25/2026 10:00 am25-18431 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 7 required payments   Arrears: $3,015.00
2/22 workup EDC

As of 1/16/26 (DS): 1. Debtors in arrears $3,015,. Debtor has been in arrears for many months and not caught up. Trustee obj to insufficient income verifying $663. Need E-wage, Debtors were making TFS payments.

2. ISSUES NOT RESOLVED:
- ALLY (LAURA EGERMAN) OBJ TO CRAM OF CAR.
OTBS $
- NEED BALANCE STATEMENTS FOR AGA STOCK ACCT, BALANCE STATEMENT FOR DEDUCTION ON PAY STUB FOR LOAN R $250 WKLY AND NAME OF ATTY HANDLING CLAIM AGAINST ILLEGAL DEBT ADJUSTER.

As of 11/14/25 (DS): 1. Ally Servicing (LAURA EGERMAN) obj to cram of 2023 GMC. Must resolve.

10/8/25 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income. Disposable income verifies $663. Need E-Wage.
- Must provide statement for the AGA stock acct, balance statement for Debtor's "Loan R for $250 weekly" through employer and name of attorney handling claim against illegal debt adjuster.
- Zillow values the property at $469,300. Equifax values the property at $286,300. Need
explanation for large difference in value. PER ZILLOW 2 OF THE COMPS ARE HIGHER, SPAR AVE WAS SOLD 5/12/25 $530,000 AND MIZZEN AVE IS PENDING SALE $489,900. 3RD COMP OAK ST WAS SOLD 12/2024 $300,000. USING ALL 3 COMP AVERAGE $439,967.
- There is non-exempt equity in the residence $34,117. MOD PLAN PROPOSE 100%.

Prop Plan $1,249 x 60 begin 9/1/25; $0
Note: Mod plan filed to add arrears owed to PHH Mtg, Cavalry motion granted 12/10/25 claim to be treated as guc. Service to Ally ok. Updated auto insurance and Co-Debtor 401(k) loan balance statement provided and does not end to month 40.
Email InquiryMatter ResolvedRequest
Adjournment
1303/25/2026 10:00 am25-18487 / MBKHerbert B. Raymond, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 7 of 7 required payments   Arrears: $0
3/13 workup EDC


* Need the stay relief order from 1/21 just in case it changes amount to Selene and to resolve Selene objection to confirmation

** Trustee objection to confirmation :
- The debtor has insufficient income. income verified lower than scheduled amount, disposable net is $337.42.
- All non-exempt proceeds for Personal injury case be paid to Trustee


* Navy Federal Credit Union filed secured claim for cash/rewards secured Visa, pay $1,999.30 to be paid in full through plan-SURRENDER
* Prestige Financial Services secured claim, proposes payment in full in the amount of $951.56.


proposed plan $500x30, $1,850x30 base plan
Email InquiryMatter ResolvedRequest
Adjournment
1323/25/2026 10:00 am25-18696 / MBKLARRY CHARLES MILLERConfirmation Hearing ScheduledPending WorkupDebtor has made 6 of 7 required payments   Arrears: $1,619.00
AS OF 2/5/26 (SF) DEBTOR IS NOT CURRENT WITH PAYMENTS: 4/6 ARREARS

Trustee objection:

- The debtor has failed to file the required Pre-Confirmation Certification

- Need a copy of the homeowner's insurance renewal declaration - with personal liability coverage MK: the insurance was uploaded w/ the DEED
in 341 dox- it's ok

- Amendments to Schedules to add bank accounts

- The current Plan does not specify treatment of US Department of HUD mortgage claim under the Plan.

- There is nonexempt equity of $1539 in Credit Union Account which is not listed on Schedules B or C.

- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's
recommended order of distribution, and does not provide for equal monthly payments as
required by ?1325(a)(5)(iii)(l).



Plan proposes 1617 x 60 0% Plan
Payments: 6/7 Arrears: $1619

RESOLVED:
- There is estimated nonexempt equity of $3,649.61 in real estate pending receipt of proof of claim (Moot, mortgage claim is higher)
- Must resolve Motion for Relief filed by Wells Fargo (ORDER ENTERED)




AS OF 12/10/25 (SF) Copy of trustee payment receipt in the amount of $1617 just received. No auto insurance NA NO AUTO ON SCH
HO INS SUBMITTED

AR DEBTOR TO BE CURRENT, PROVIDE PROOF OF INSURANCE ABD SCH 341 FOR CASE TO CONTINUE
Attorney must request adjournment of 341 and confirmation hearings


Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am25-18708 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 7 required payments   Arrears: $9,000.00
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am25-18828 / MBKDavid G. Beslow, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 7 required payments   Arrears: $600.00
Email InquiryMatter ResolvedRequest
Adjournment
1333/25/2026 10:00 am25-18994 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 7 required payments   Arrears: $12,317.00
As of 2/9/26 (DS): 1. Debtor in arrears $8,209, made 4 out of 6 payments.

2. MFR filed by Eastern Bank, Debtors owe post-pet arrears 9/1/25-12/1/25 total $31,635.80, Debtors opposition to recapitalize in plan. Sched 2/11/26 need outcome and amount.

3. After reviewing income and expenses disposable income verifies $4,530. Plan will require a Trustee payment if paying post-pet mtg arrears $31,635 or more over $5k.

MP IN 14 DAYS - MOD PLAN FILED 12/23/25

12/9/25 (DS): 1. DEBTORS ARE IN ARREARS $9,964, MADE 2 OUT OF 4 PAYMENTS. LAST PAYMENT MADE $4,982 11/7/25. ARREARS $8,209

2. BELOW ISSUES REMAIN UNRESOLVED.

As of 10/24/25 (DS): Debtor atty requested adj to allow time to resolve all issues.

As of 10/22/25 (DS): 1. Debtors in arrears $9,964, made 0 out of 2 payments. TFS PAYMENT $4,982 MADE 10/24/25

2. Trustee obj to the following:
- Must provide proof of Solar Incentives NJ program paid for solar panels by deposits made into bank acct from 3/1/25 - 8/1/25 or printout from Incentives NJ website from 3/2025-8/2025.
- 22c has excessive expense on Line 33 car payment $1,562.50.
- Sched J has excessive expenses: Electric/Heat/Gas $550 (verifies $526 mo), Car payment $1,875 and ADT equipment $120 (Plan is cramming equipment $1,000, no claim filed and being stricken).
- Disposable income verifies $4,440.
- Debtors have failed to provide proof of service with respect to Plan Motions. Must service ADT to street address, not PO Box-STILL SERVED AT PO BOX, BAR DATE HAS PASSED, NO CLAIM FILED.
- There is non-exempt equity in the residence $21,619.

3. BridgeCrest-2020 Tesla (GAVIN STEWART) obj to cram. Must resolve. COTBS $53,912.42 at 9.5% = $68,025 TO BE PAID - MOD PLAN SURRENDERS CAR

Prop Plan $4,982 x 60 begin 9/1/25; 0%
Note: Proof pf solar panel credit incentives provided 2/9/26. Service to Technology Credit Union and CarMax filed properly. Provided statements for 2 401(k) loans.
Eastern Bank obj resolved C/O to pay arrears. State of
Email InquiryMatter ResolvedRequest
Adjournment
1693/25/2026 10:00 am25-19064 / MBKDaniel E. Straffi, Esq.Confirmation HearingNeeds Resolution of Issues - ObjectionsDebtor has made 6 of 7 required payments   Arrears: $300.00
issues as of 3/12/2026 (JMA)

1) Andrews Federal Credit Union (Brock & Scott) objection to confirmation - NEED TO RESOLVE
- Anticipated proof of claim will be filed to confirmation
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has insufficient income. expenses higher than income
- The debtor has failed to supply the Trustee with the following document(s): A current market analysis - document provided dated 11/25/2024, need CMA with comps 6 months before filing. RESOLVED, PROVIDED.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $4494 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $23,376.00 non-exempt equity in house. USING THE CMA PROVIDED TODAY, THE VALUE LOWER THAN THE AMOUNT ON SCHEDULE A, AS A RESULT THERE IS NO NON-EXEMPT EQUITY IN THE HOUSE
-Debtors mortgage payment is $3,642.05/month per Schedule J. Debtor's income verified at $4,555.88. Overall income is negative $546.17.
-Schedule C lists value of property at $392,500. However, Schedule A/B lists house value at $785,000.
3) The income is negative $546.17.

proposed plan $300x12, $730x48 with minimum $35,000 to gucs
paid in $1,500
arrears $600
lat claim 13-1
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am25-19071 / SLMJonathan Stone, Esq.Motion Reopen Ch. 13 Case (fee)3rd Party MatterMTN REOPEN
Email InquiryMatter ResolvedRequest
Adjournment
1733/25/2026 10:00 am25-19209 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 5 of 6 required payments   Arrears: $980.00
3/13 workup EDC

1) Trustee objection to confirmation - NEED TO RESOLVE

- Need amended State of NJ claim 8-1 for $131,000 - STILL ESTIMATED FOR PRIORITY TAXES FOR S&U TAX FROM 4/2018 - 12/2018 AND 6/2025, NEED AMENDED CLAIM

proposed plan $980x60 0%


------------------------
RESOLVED ISSUES:
- Resolve objection filed by NewRez LLC - RESOLVED, CONSENT ORDER
- There is non-exempt equity of $554 in checking account ending in 5128. OK EDC
- NewRez LLC (Stewart Legal) objection to confirmation - RESOLVED, CONSENT ORDER, DEBTOR WILL PAY ARREARAGE CLAIM AS FILED $45,172.26
- The debtor has failed to supply the Trustee with the following document(s): A copy of the homeowner's insurance renewal declaration - updated insurance. what was provided has expired -RESOLVED, PROVIDED RENEWAL GOOD THROUGH 10/27/2026.
- Need copy of bank statements for 60 days prior to filing for Account ending in 4665. Co debtor pay stubs show Direct deposits -RESOLVED, PROVIDED STATEMENTS
- The debtor must provide proof of auto insurance for the 2008 Pontiac G6; 2011 Ford Econo Club Wagon; 2017 Grand Cherokee - RESOLVED, PROVIDED RENEWAL GOOD THROUGH 12/18/2025
- car insurance provided good through 12/18/2025
- homeowners' insurance provided good through 10/27/2026
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am25-19720 / MBKDaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 0 of 6 required payments   Arrears: $12,000.00
UPDATED 1/21/2026 (JMA) - ATTY PROVIDED PROOF OF TFS PAYMENTS 1/21/2026 $6,000 AND 1/30/2026 $2,000 - REQUESTING ADJOURNMENT TO ALLOW 341 HEARING TO BE HELD TOMORROW.

car insurance provided

issues as of 1/14/2026 (JMA)

1) 341 rescheduled to 1/22/2026
2) No Trustee plan payments to date, arrears $8,000

proposed plan $2,000x60 base plan
paid in $0
arrears $8,000
last claim 13-1
Email InquiryMatter ResolvedRequest
Adjournment
1373/25/2026 10:00 am25-20219 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 5 of 6 required payments   Arrears: $613.00
3/13 workup EDC

1. State of NJ filed estimated tax claim, 2020-2024 not filed. Must resolve claim.

- IRS filed claim for $2,192.84. Trustee ok to pay? TRUSTEE WILL PAY

- Add to confirming order any non-exempt proceeds from auto accident to Trustee.


Prop Plan $613 x 60 begin 10/1/25; Base--non-exempt proceeds from auto accident to Trustee
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am25-20337 / MBKCarlos D. Martinez, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
As of 2/5/26 (DS): Debtor atty requested adj to allow time to review Debtor's income which has decreased, will adjourn to 3/25/26, 3/4/26 is avoided and full
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am25-20372 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 5 required payments   Arrears: $154.00
issues as of 3/13/2026 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification.
- The debtor has failed to supply the Trustee with the following document(s): A current market analysis - for time shares.
- Amendments to Schedules A and C to list time shares.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Verified income leaves monthly disposable income of $1,579.57.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,869.00 when determining disposable income.
- The current Plan does not specify treatment of claims filed by Westgate Vacation Villas. under the Plan.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $183,409 in non-exempt equity in the real estate.

proposed plan $342x4, $522x56 100% plan
paid in $1,736
arrears $154
last claim 12-1
Email InquiryMatter ResolvedRequest
Adjournment
1413/25/2026 10:00 am25-20377 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
As of 2/6/26 (DS): 1. Trustee obj to the following:
- Disposable income verifies $1,256.
- There is non-exempt equity in the residence $10,853.

2. Fifth Third-1st mtg (CORY WOERNER) obj to arrears owed, POC filed with arrears $6,436.90, plan propose as $0. OK TO PAY ARREARS

3. Capital One Auto (GAVIN STEWART) obj to cram of car. Must resolve obj.

4. Quorum FCU filed arrears claim $875.44. Trustee ok to pay? OK TO PAY

Prop Plan $250 x 12 begin 11/1/25; $750 x 48; Dollar Base $20,000
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am25-20531 / MBKPaul H. Young, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
AS OF 2/6/26 (SF)


1. Objection filed by Santander (Craig) - objects to cram, 910 claim (Claim 4-1)

2. Santander filed secured claim 3-1 with zero arrears which is not addressed in plan.

3. Wells Fargo filed arrears claim 13-1 in the amount of $851.76 which is not addressed in plan (OK TO PAY?)

4. IRS claim 36-1 is much higher than amount listed in plan $19,520.68

5. Trustee objection:

- The debtor has insufficient income.

- The debtor has failed to file the required Pre-Confirmation Certification .

- A current market analysis - with comparatives sold within 6 months of filing.

- There is $42,063 in non exempt equity in the residence.



Plan proposes $2010 x 60 Base
Payments: 3/4 Arrears: $2010

RESOLVED:
- The debtor must provide updated proof of auto insurance for the 2020 Accent and 2020
Elantra. The policy provided has expired. (RECEIVED)
Email InquiryMatter ResolvedRequest
Adjournment
1463/25/2026 10:00 am25-20704 / MBKKevin C. Fayette, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
issues as of 12/4/2025 (JMA)

1) Silverstone Properties D/B/A Woodbrook - no claim filed to date, bar date has passed
-plan proposes an 18-month cure
-Needs a motion to file late claim

proposed plan $625x36 base plan
paid in $2,500
last claim 9-1


Email InquiryMatter ResolvedRequest
Adjournment
2053/25/2026 10:00 am25-20808 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $4.00
AS OF 1/16/26 (SF)

1. Objection filed by HSBC Bank (Woerner) - failure to pay arrears of $31,724.72

2. Trustee objection:

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$250/month for home maintenance
$525/month for utilities
$600/month for childcare/education
$500/month for transportation
$500/month for miscellaneous expenses
Need proof of excessive expenses 10 days prior to confirmation.

- There is $117,985 in non exempt equity in the residence.

- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution


Plan proposes $802 x 60 100%
Payments: 3/3

RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am25-20848 / MBKGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 3 of 5 required payments   Arrears: $524.00
As 3/11/26(mk): Plan PPSED a sale by 2/1/26 we are now in March- No realtor retained BAR DATE WAS 12/23/25 AND ONLY 1 CLAIM FILED FOR 525.50 IN THE CASE

3/5 payments. Sale plan and no realtor retained and according to Zillow is off market as of this date

>>THIS IS A SINGLE ASSET CASE. Other than the 2 mtgs co -NO CLAIMS FILED-there is 1 unsecured creditor and atty fees to be paid. No equity in real property

Property is under water

MTG CO NEVER FILED A POC

1. Objection by NewRez(Stewart legal Group):
- plan does not include paying arrears while sale pending

2. Trustee Objection:
- The debtor has failed to file a feasible plan - prospective in rem relief was granted to the mortgage creditor in December 2025.sale plan by Feb but not currently listed for sale.


Plan: $262 X 60; SALE 2/1/26 (#2310): BASE
3/5 payments
Email InquiryMatter ResolvedRequest
Adjournment
2113/25/2026 10:00 am25-21122 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 4 of 5 required payments   Arrears: $200.00
AS OF 3/13/2026 (at):

RECOMMEND: $200 x 60 BEGINNING 11/1/2025, SALE OF RESIDENCE BY 10/1/2026, BASE
- Non exempt proceeds from sale of real estate are to be turned over to the trustee.

Trustee's objection:
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Must serve all creditors listed on motions. (CERT OF SERVICE FILED)
- Add to confirming order non-exempt proceeds from sale of real property to Trustee (LANGUAGE ADDED)

Plan proposes: $200 x 60 beginning 11/1/2025, sale of 2117 by 10/1/2026, base
Payments: 4/5, arrears $200
Email InquiryMatter ResolvedRequest
Adjournment
2123/25/2026 10:00 am25-21131 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 5 required payments   Arrears: $1,000.00
AS OF 1/16/26 (SF) NOT CURRENT WITH PAYMENTS 1/3 ARREARS: $1000

1. Santander Consumer filed arrears claim 4-1 in the amount of $691.44 which is not addressed in plan (OK TO PAY

2. Trustee objection:

- Need a statement for the Northwest Whole life insurance policy. (STILL NEED)

- Verified income leaves monthly disposable income of $4,337.61.

- The current Plan does not specify treatment of Ally Bank's secured arrears claim under the Plan. ok to pay

- AS of now There is $128,046 in non exempt equity in the residence.

- Need a statement for the second mortgage showing monthly payment amount.

- Need September and October bank statements for account 6001. (per direct deposits)


Plan proposes $500 x 6; $2600 x 54 Base w/min div of $143,000 to gucs
Payments: 3/5 Arrears: $1000

RESOLVED:
1. Objection filed by Federal Home Loan Mortgage (Carlon) - failure to pay arrears of $6898.47 (ORDER ENTERED RESOLVING OBJ)
Email InquiryMatter ResolvedRequest
Adjournment
2143/25/2026 10:00 am25-21134 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 5 required payments   Arrears: $700.00
issues as of 3/13/2026 (JMA)

1) US Bank (RASC) objection to confirmation - NEED TO RESOLVE
- Secured Creditor estimates the pre-petition arrears at $22,414.62, subject to a final proof of claim
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to supply the Trustee with the following document(s): 2 months bank statements from Ocean First Bank savings acct prior to filing date.
- The debtor must provide updated proof of auto insurance for the 2018 Nissan. The policy provided has expired.
- The current Plan does not specify treatment of IRS claim for $11,417.62 under the Plan.
- First Investors filed arrears claim for $525.23. Needs to be paid or move against claim.
- Must resolve creditor objection.

proposed plan $700x60 minimum $23,000 to gucs
paid in $2,800
arrears $700
last claim 23-1
Email InquiryMatter ResolvedRequest
Adjournment
2163/25/2026 10:00 am25-21249 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 3 of 5 required payments   Arrears: $1,600.00
AS OF 3/13/2026 (at):

CASE PENDING SINCE 10/23/2025. DEBTORS ARE TWO MONTHS BEHIND IN TRUSTEE PAYMENTS.

1. Objection filed by WH Realty, LLC (Eugene Roth) - failure to cure full rent arrears of $21,975. (UNRESOLVED)

2. Trustee's objection:
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Car payments $716.90 and $652.70.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The
Trustee's calculations are higher for the following reason(s):
- Disposable income verifies $1,244, not sure why plan is proposing a lower tier payment at month 31, when there is disposable income. This case is above median income. (NEEDS EXPLANATION/RESOLUTION)
- The current Plan does not specify treatment of OneMain for 2010 Ford Fusion arrears $9,000.11 under the Plan. (NEEDS RESOLUTION)

RESOLVED ISSUES:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The debtor must provide updated proof of auto insurance for the vehicles. The policy provided expires on 12/20/25. (RECEIVED)
- The Plan fails to provide for a prompt cure of rental arrears. (NO OBJECTION BY LANDLORD)

Plan proposes: $800 x 30 beginning 11/1/2025, $400 x 30, base
Payments: 3/5, arrears $1,600

Email InquiryMatter ResolvedRequest
Adjournment
2193/25/2026 10:00 am25-21313 / MBKCarol L. Knowlton, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 5 required payments   Arrears: $1,200.00
ISSUES AS OF 1/15/2026 (DM):

1) IRS filed $4,505.44 secured claim not treated in the plan (OKAY TO ADD??)

2) Plan provides $600 secured treatment to the Twp of Florence - no POC filed yet, but Gov Bar date is 6/4/26 (KEEP or STRIKE??)

3) Trustee OBJ:
- Need to amended Sch A/B to add interest in the estate of Edward Schanck (UNRESOLVED.)
- All non-exempt proceeds from the estate of Edward Schanck should be added to the confirming order.
- Tax refund of $2,170 was not prorated and included in the disposable income calculation.
- Need to file Pre-Confirmation Certification (UNRESOLVED.)
- There is $10,053 non-exempt equity in real estate (ADJUSTED TO $0 - FIRST MTG CLAIM CAME IN HIGHER.)


Prop. Plan $600 x 31, $1,140 x 29, Base Plan
PTD 2/3 = $1,200
Last Claim (12-1)
Email InquiryMatter ResolvedRequest
Adjournment
2203/25/2026 10:00 am25-21378 / MBKDavid G. Beslow, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 5 required payments   Arrears: $1,500.00
issues as of 3/13/2026 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification.
- The debtor has failed to supply the Trustee with the following document(s): A copy of the homeowner's insurance renewal declaration - that includes liability coverage.
- Need a statement for the "TLOA Teach Loan" deducted from debtor's paycheck.
- The debtor must provide proof of auto insurance for the 2015 Chevy. SCHEDULE A/B LISTED THE 2015 CHEVY TRAVERSE AND NOTED THAT THE VEHICLE WAS IN POOR CONDITION - VEHICLE DOES NOT RUN.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $15,907 in non-exempt equity in the residence.
- The IRS filed an estimated claim which needs to be amended.

proposed plan $1,500x60 100% plan
paid in $6,000
arrears $1,500
last claim 8-1

debtor will request adj. I took 341 but attorney told that we would need proof of car and home insurance first or cannot adjourn. EDC-----done
Email InquiryMatter ResolvedRequest
Adjournment
2213/25/2026 10:00 am25-21410 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 5 required payments   Arrears: $400.00
As of 1/15/26 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income. Debtor must sign up for TFS within 7 days of conf. DEBTOR HAS SIGNED UP WITH TFS SINCE 11/19/25, 2 PAYMENTS HAVE BEEN MADE, STILL MISSING JAN. PAYMENT..
- Debtor has failed to file a feasible plan. Debtor has insufficient income to pay the
$24,200 DSO claim. JUDGE DENIED
- Plan fails to specify treatment of Sharon Brewster DSO claim $24,200. Motion to expunge claim scheduled 1/21/26. Opposition filed, need outcome.

2. Sharon Brewster (CHARLES WHELAN III) obj claim as DSO filed. Must resolve obj.

Prop Plan $200 x 36 begin 11/1/25; Base
Note: DSO Info form not needed POC filed and obj filed by person.
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am25-21727 / MBKPRO SEConfirmation Hearing on Modified PlanPending WorkupDebtor has made 400.00 of 4 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
2423/25/2026 10:00 am25-22019 / MBKJames J. Cerbone, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 3 of 4 required payments   Arrears: $257.00
AS OF 3/13/2026 (at):

RECOMMEND: $771 PAID TO DATE, $360 x 56 BEGINNING 4/1/2026, 100% PLAN
- Preserve non exempt equity of $168,195.19 in real estate.
- Late claim #2 filed by Santander will be paid through the plan.

Trustee's objection:
- The debtor has failed to supply the Trustee with the following document(s):
- Proof of social security income - document provided fails to show the amount being received monthly. (PER E-MAIL FROM ATTORNEY, DEBTOR IS NOT RECEIVING SOCIAL SECURITY YET)

RESOLVED ISSUES:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- A copy of the last filed tax return - 2024 (RECEIVED CERT OF NON FILING)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $168,195.19 non-exempt equity in house. (LANGUAGE ADDED)

Plan proposes: $257 x 60 beginning 12/1/2025, 100% plan
Payments: 3/4, arrears $257
Email InquiryMatter ResolvedRequest
Adjournment
2453/25/2026 10:00 am25-22096 / MBKCarol L. Knowlton, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $300.00
As of 1/20/26 (DS): 341 sched 2/12/26
Email InquiryMatter ResolvedRequest
Adjournment
2493/25/2026 10:00 am25-22239 / MBKRex J. Roldan, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 4 of 4 required payments   Arrears: $0
AS OF 3/13/2026 (at):

RECOMMEND: $1,848 PAID TO DATE, $846 x 56 BEGINNING 4/1/2026, 100% PLAN
- Claims will be paid according to the trustee's order of distribution.
- Claim #4 filed by Pennymac will be paid through the plan.
- Need to file Pre-Confirmation Certification within 7 days of confirmation.
- Preserve non exempt equity of $11,011 in real estate.

Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The
Trustee's calculations are higher for the following reason(s):
- Disposable income verifies $1,143.
- Arrears claim filed by Pennymac for $826.24, needs to be paid or move against claim. (PAY)

RESOLVED ISSUES:
- The Schedules fail to account for the debtor(s) tax refund in the amount of $8,444 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $11,011 non-exempt equity in real estate. (LANGUAGE ADDED)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by 1325(a)(5). (LANGUAGE ADDED)

Plan proposes: $462 x 60 beginning 12/1/2025, base
Payments: 4/4
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am25-22289 / MBKTheodore M. Costa, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 4 required payments   Arrears: $3,354.00
issues as of 3/13/2026 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to supply the Trustee with the following document(s): A copy of the homeowner's insurance renewal declaration policy expires 3/6/2026, if not confirmed by that date, need updated HOI declaration. DOCUMENT PROVIDED DOES NOT INCLUDE PERSONAL LIABILITY COVERAGE.
3) Income verifies significantly higher than the scheduled amount. There is $2,473.55 disposable net income

proposed plan $1875x60 base plan
paid in $4,146
arrears $3,354
last claim 7-1

RESOLVED ISSUES:

- PNC Bank (Fein Such) objection to confirmation - RESOLVED, CLAIM FILED FOR AMOUNT SCHEDULED. Total arrears due to Secured Creditor through plan is estimated at $75,418.84 - CLAIM FILED FOR $75,418.84
- The debtor has failed to file the required Pre-Confirmation Certification. RESOLVED, FILED
- The Schedules fail to account for the debtor(s) tax refund in the amount of $6530 when determining disposable income. RESOLVED, INCLUDED IN INCOME ANALYSIS.
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am25-22446 / MBKEric S. Landau, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
1563/25/2026 10:00 am25-22494 / MBKStuart M. Nachbar, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 3 of 4 required payments   Arrears: $262.00
AS OF 3/13/2026 (at):

*debtor took out $46,000 loan from employer less than a year ago and paid off other debts. Payments may be deemed preferences. Attorney will file certification regarding this. EDC (NOT RECEIVED)

Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- Need copies of loan statements for 3 loans listed on Debtor's pay stub. (RECEIVED - LOAN PAID OFF IN 1/2029 - ADDITIONAL $270/MONTH IN INCOME BEGINNING 2/2029)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The
Trustee's calculations are higher for the following reason(s):
1. Disposable income per Schedules I and J verifies at $1274.56.
2. 122C: Line 25 Need proof of $890.27 health insurance payment; Line 43: 401k loan deduction of $1145.65 appears to be excessive. The balance of retirement loans should be divided over 60 months. Need 401k loan statements. (RECEIVED)

Plan proposes: $422 x 60 beginning 12/1/2025, base
Payments: 3/4, arrears $261.58
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am25-22539 / MBKDavid G. Beslow, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $1,100.00
issues as of 2/23/2026 (JMA)

1) State of New Jersey Division of Taxation - objection to confirmation - NEED TO RESOLVE
- Taxation requests that the Court: (1) deny confirmation of Debtor's plan; (2) require Debtor to amend the plan to provide for full payment of Taxation's proof of claim pursuant to 11 U.S.C 1322; (3) require Debtor file any unfiled tax returns within 30 days or Debtor's case will be dismissed.
2) Taxation has filed claim 2-1 that includes Priority debt in the amount of $9,058.40 for unfiled and unpaid personal Gross Income Tax-Individual for the tax year 2024.
3) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification. NOT FILED TO DATE
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $600/month for food for one; $200/month for clothing;
$650/month for transportation; $300/month for entertainment; $512.44/month for car insurance for one car; $400/month for personal care; Expenses will be allowed as long as case remains 100%. If modified to less than 100% Trustee reserves right to object to excessive expenses.
Need proof of expenses 10 days prior to confirmation.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Verified income leaves monthly disposable income of $1,479.01.
- Reviewed the 22C, Line 15 "additional transportation" requires documentation. Per the 22C, monthly disposable income is $1,276 which requires a minimum dividend of $76,560 to general unsecured creditors.
- Need to resolve objection by State of NJ Division of Taxation.
- The IRS filed an estimated claim which needs to be amended.
- The State of NJ Division of Taxation filed an estimated claim which needs to be amended.

proposed plan $1,100x60 100% pla
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am25-22623 / MBKMichelle Lee, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 4 of 4 required payments   Arrears: $0
AS OF 3/13/26 (SF)

RECOMMEND $150 X 60 (BEGIN 12/1/25) BASE PLAN
- MUST PROVIDE STATUS OF TEMPORARY WORK ASSIGNMENT RENTAL IN INDIANA IN 6 MONTHS



Trustee objection:

- Need amendments to Schedules J to remove work assignment rental of $899 once that assignment is over.



Plan proposes $150 x 60 Base
Payments: 4/4

Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am25-22636 / MBKJustin M. Gillman, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 2 of 4 required payments   Arrears: $1,400.00
AS OF 3/12/2026 (at):

RECOMMEND: $2,700 PAID TO DATE, $3,000 x 1 BEGINNING 4/1/2026, $3,260 x 55 BEGINNING 5/1/2026, 100% PLAN
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.
- Debtor is to forward funds from Track Trading, LLC in the amount of $26,769 because they are non exempt.
- Any proceeds from Capital One 360 Savings account Interest Rate Class Action Lawsuit Case No. 1:24-md-0311-DJN are to be turned over to Trustee.
- Preserve non exempt equity of $22,275 in real estate.
- Preserve non exempt equity of $28,098 in vehicles and financial accounts.

Trustee's objection:
- The debtor has failed to file a feasible plan - that propose a tier plan when car payment $523 ends in month 5.
- The debtor has failed to supply the Trustee with the following document(s):
- Balance statements on Savings Plan Loan 1, 2 and 3 (Deductions shown on Debtor's pay stubs), Oct & Nov bank statements from Chase Bank acct, Bank of America HSA and UMB HSA. (RECEIVED SAVINGS PLAN LOAN STATEMENTS)
- The debtor has undertaken an improper use of exemption. Specifically: Sched C improperly uses 522(d)(7) exemption on Bank of America HSA and UMB HSA only allowed to use
remainder 522(d)(5).
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- 22C-1 Line 13 has excessive expenses as to spouse student loans $330, Spouse support for Family $500, Non-household/Pet care $2,125 total $2,955 and 22C-2 Line 22 Additional
healthcare $332, Line 26 Contribution to care of household of family members $600 (Already has $500 on 22C-1), Line 27 Protection against family violence $50, Line 30 for Additional Food/Clothing $52, Line 31 Charitable Contribution $200 (Sched J has $250 they do not agree), Line 41 has Loan $2,400.21 (Verifies $986.61) and Line 43 Deduction for special circumstance for spouse $1,700 (Already has many deductions for spouse $3,357). Must provide proof of expenses 10 days prior to filing date.
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am25-22788 / MBKJenee K. Ciccarelli, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $145.00
As of 2/5/26 (DS): Debtor atty requested adj, 341 sched 2/19/26, will need to adjourn to 3/25/26 due to 3/4/26 full and avoided
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am25-22901 / MBKBruce Radowitz, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,000.00
AS OF 2/5/26 (SF)

Trustee objection:

- The debtor has failed to file the required Pre-Confirmation Certification

- A copy of the homeowner's insurance renewal declaration - Need copy of current homeowner's insurance declaration page. (RECEIVED)

- Need copy of whole life insurance policy declaration page

- There is nonexempt equity of $1285 in Money Network account.

- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's
recommended order of distribution, and does not provide for equal monthly payments as
required by ?1325(a)(5)(iii)(l).

- IRS priority claim is estimated. Need amended claim.

- Must provide bank statements for Bank of America and Credit Union of NJ for October and
November 2025.


Plan proposes $1000 x 60 Base Plan
Payments: 2/3 Arrears: $1000

Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am25-23069 / MBKFrancis P. Cullari, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $445.00
As of 2/6/26 (DS): Debtor atty requested adj to allow to pass bar date 2/18/26

1. Trustee obj to the following:
- There is non-exempt equity in the residence $96,576 and Cadillac $2,738 total $99,314. RECOMMEND WAITING PASS BAR DATE 2/18/260
- Add to confirming order Trustee standard order of distribution.
- Must resolve Wells Fargo obj.

2. Wells Fargo (LOGS LEGAL GRP) obj arrears owed, POC filed arrears $1,904.14. Must resolve obj.

Prop Plan $445 x 60 begin 1/1/26; 100%
Note: Updated auto insurance provided.
Email InquiryMatter ResolvedRequest
Adjournment
1813/25/2026 10:00 am25-23092 / MBKMelinda D. Middlebrooks, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 2/4/26 (SF) - Sent to EDC for obj

1. Disposable income verifies at $488.88 so 1st tier payment should be more than $100

2. The 2nd tier payment of $4085 makes the plan infeasible because the disposable income does not support this payment. The plan proposes nonexempt proceeds from personal injury lawsuit which is speculative.

3 Objection filed by Lakeview Loan Servicing (Aleisha Jennings) - failure to pay arrears of $22,690.66

4. IRS filed estimated priority claim 9-1 (NEED AMENDED CLAIM)

5. Trustee objection:

- There is $19,950.49 non-exempt equity in residential property.

-Schedule A/B #19 states debtor owns non-publicly traded stock and interests in incorporated
and unincorporated businesses, including an interest in an LLC, partnership or joint venture.
The disclosure lists value as zero and ownership of 100%. Is there an actual value of this
interest? need certification explaining that.

- any non exempt proceeds from wrongful termination and Personal injury cases to be paid to Trustee


Plan proposes $100 x 24; $4085.42 x 12 Base w/min $44,000 to gucs
Payments: 1/2 Arrears: $100


Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am25-23257 / MBKDavid G. Beslow, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 0 of 3 required payments   Arrears: $1,200.00
AS OF 3/13/2026 (at):

NO PAYMENTS OR HOMEOWNER'S INSURANCE. PLAN PROVIDES FOR VESTING UPON DISCHARGE.

1. Objection filed by Rocket Mortgage (KML) - failure to cure arrears of $27,558.81. (PER POC) Plan proposes to pay $0. (UNRESOLVED)

2. Trustee's objection:
- The debtor has insufficient income.
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- Business profit & loss statements (NOT RECEIVED)
- Business forms:
- for Cabarcas Corp (NOT RECEIVED)
- A copy of the last filed tax return - 2025 by 5/31/2026 (LANGUAGE ADDED)
- A copy of the homeowner's insurance renewal declaration (NOT RECEIVED)
- A Modified Plan that removes the 2nd attached plan (NOT FILED)
- Amendments to Schedules A/B to provide current value of residential property (NOT RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The
Trustee's calculations are higher for the following reason(s):
-Excessive expenses on Schedule J $575/telephone, cell, internet; $900/childcare and
education; $4,000 proposed adequate protection 2nd mortgage. Need to provide supporting
documentation of each expense within 10 days of confirmation hearing, (NOT RECEIVED)
- Need letter that was sent out to creditors advising that Express IT, LLC business was closing in October 2024. (NOT RECEIVED)

Plan proposes: $400 x 60 beginning 1/1/2026, loan modification within 90 days of confirmation or as extended, base
Payments: 0/3, arrears $1,200
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am25-23472 / MBKKevin C. Fayette, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 3 required payments   Arrears: $555.00
as of 3/13/2026 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor(s) plan consists of unnecessary or excessive expense items such as: $850/month car payment - DEBTOR HAS FAILED TO PROVIDE DOCUMENTATION ON THE OBJECTION TO CAR PAYMENT
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Verified income leaves monthly disposable income of $1,212. - DEBTOR IS NOT PAYING ALL DISPOSABLE INCOME INTO PLAN. PAYMENT SHOULD BE INCREASED TO $970X36 BASE PLAN.

proposed plan $555x36 base plan
paid in $1110
arrears $555
last claim 10-1

RESOLVED ISSUES:

- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED.
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am25-23603 / MBKCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 2 of 3 required payments   Arrears: $343.00
AS OF 3/12/2026 (at):

1. Objection filed by MCLP Asset Company (Padgett Law Group) - failure to cure arrears of $109.24 (Per POC). Plan proposes to pay $0. (UNRESOLVED)

2. Trustee's objection:
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Debtor P&L for Uber is double dipping expenses for Cell/Internet total $600/3=$200, Sched J has $325 total but should be $525, which is excessive. Profit & Loss has repairs and maintenance $950 and accounting $875, not sure what these expenses are for, since P&L does not seem to be done by accountant and 2024 not yet filed. Must provide proof of expenses and certification within 10 days prior to confirmation. (PROOF OF EXPENSES/CERTIFICATION NOT RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The
Trustee's calculations are higher for the following reason(s):
- There may be disposable income pending proof of expenses.
- The circumstances and contents of the debtor's Plan, when taken in their totaility, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a)(3).

RESOLVED ISSUES:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2024 and 2025, if 2025 not filed can add to confirming order to provide no later then 5/31/26. (RECEIVED 2024 RETURN)
- A copy of the homeowner's insurance renewal declaration - expires 2/21/26. (RECEIVED)
- Plan fails to propose the non-exempt equity in the Lexus and TD Bank acct. (LANGUAGE ADDED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in the Lexus $11,595 and TD Bank acct $4
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am26-10008 / MBKRobert C. Nisenson, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 2 required payments   Arrears: $0
issues as of 3/12/2026 (JMA)

1) Freedom Mortgage Corporation (Brock & Scott) objection to confirmation - NEED TO RESOLVE
- Secured Credito will file a claim which includes pre-petition arrearage totaling $17,043.86.
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED.
- The debtor has failed to supply the Trustee with the following document(s): 2 months bank statements from checking acct#243, Mass Mutual Life insurance policy value statement and 2 months bank statements from Staten Island Credit Union acct shown on Debtor's pay stubs.
- A Modified Plan that marks off 1e Chapter 13 jointly administered.
- Amendments to Schedules Sched A/B and C to add savings acct#782 $1,624 in acct.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): 22C fails to add tax refund $297.75, Line 43 takes additional transportation $400, but Line 12 already has $802 and Sched J has $1,000, which should only allow $198, plus Line 43 has cost for pet insurance $158.48, which should be a deduction on Line 6 that has $1,481. Line 45 shows disposable income $644.79, adding back these expenses would have additional income of $1,303.02 and would require a min. div. $78,181 to gucs.
- Disposable income verifies $3,375.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,573 when determining disposable income.
- The case is a Joint case and the plan filed fails to check off the box for joint administration in part 1e. This plan needs to be withdrawn and a new plan filed checking off that box for Joint administration.
- Must provide Debtor's 401(k) loan, 457 Loan and Nycers Loan balance statements prior to filing date, which is shown on Debtor's pay stubs
Email InquiryMatter ResolvedRequest
Adjournment
1623/25/2026 10:00 am26-10016 / MBKRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,257.00
3/4/26; mk atty ok to pay arrears on one main claim- adj to 3/25 to be past bar date of 3/13 -


As of 3/3/26 (DS): 1. Trustee obj there is estimated non-exempt equity in the residence $34,653 (pending secured claims not filed). PLAN IS PROPOSING TO PAY $56,767.69, RECOMMEND WAITING PASS BAR DATE 3/13/26, TOTAL GUCS FILED $46,758.67.

2. OneMain is listed on Sched F, but is listed in Plan as outside paid by daughter and will cure arrears outside of plan - 2012 Hyundai filed bifurcated claim with arrears $3,346.60, secured $10,000 and unsecured $660.21. Debtor only on loan docs. Arrears must be paid or listed as surrendered in plan.

3. Wells Fargo (LOGS LEGAL GRP) obj to loan mod being speculative and arrears not paid pending loan mod. COTBS arrears to be cured via loan mod by 5/5/26

Prop Plan $1,257 x 60 begin 2/1/26; Dollar Base $56,767.69 and Loan mod on Hilltop Dr 6 months from conf
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am26-10092 / MBKPRO SEConfirmation Hearing ScheduledMoot - DismissedDebtor has made 0 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am26-10134 / MBKJonas Singer, Esq.Confirmation Hearing on Modified PlanPending - Work-up in ProcessDebtor has made 2 of 2 required payments   Arrears: $0
AS OF 3/12/2026 (at):

Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - with comps. (RECEIVED)
- A Modified Plan that marks off 1e, marks off 5a unsecured creditors, Part 5b student loans outside and Part 8c Trustee standard order of distribution. (MODIFIED PLAN FILED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Flood Insurance $120 (Must provide proof of expense), Payments to unsecured creditors $600 and Student loans $295.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,155 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- The circumstances and contents of the debtor's Plan, when taken in their totaility, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a)(3).
- Plan fails to propose the non-exempt equity in the residence.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is non-exempt equity in the residence pending updated CMA with comps. (NON EXEMPT EQUITY IS $34,078 - LANGUAGE ADDED)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as
required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED - PAY PER TRUSTEE'S ORDER)
- The case is a Joint case and the plan filed fails to check off the box for joint administration in part 1e. This plan needs to be withdrawn and a new plan filed checking off that box for Joint
administration. (MODIFIED PLAN FILED)
- Capital One Auto filed arrears claim $452.02. (ARE THE DEBTORS GOING TO PAY THIS CLAIM?)
- Must resolve creditor objection. (RESOLVED)

Modified plan before confirmation proposes: $1,000 x 6
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am26-10182 / MBKPeter E. Zimnis, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 2 required payments   Arrears: $1,000.00
issues as of 3/13/2026 (JMA)

1) Freedom Mortgage Corporation (Brock & Scott) objection to confirmation - NEED TO RESOLVE
- Creditor objects to any plan which proposes to pay it anything less than $1,693.49 as the pre-petition arrearage over the life of the plan.
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification.
- The debtor has failed to supply the Trustee with the following document(s): A copy of the last filed tax return - for 2024 and 2025.
- Mortgage balance statements from Figure Lending and US Dept of HUD prior to filing date if no POC filed.
- Amendments to Schedules I and proof of income for new job at Emerald Title
- The debtor must provide updated proof of auto insurance for the 2017 Honda Civic. The policy provided has expired.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Auto insurance $394 (Per old insurance verified $261).
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Disposable income verifies $2,399.

proposed plan $1,000x60 base plan
paid in $1,000
arrears $1,000
last 14-1
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am26-10344 / MBKJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am26-10357 / MBKAndre L. Kydala, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Hearing HeldDebtor has made 1 of 2 required payments   Arrears: $890.00
AS OF 3/12/2026 (at):

1. 341 has not been held or rescheduled.
2. Payments: 1/2, arrears $890
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am26-10414 / MBKMitchell L. Chambers, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 2 required payments   Arrears: $0
AS OF 3/13/26 (SF) No claims filed yet

1. Objection filed by US Bank Trust (Woerner) - failure to pay arrears of $325,500 and speculative sale

2. Trustee objection:

- Amendments to Schedules Schedule A/B and C does not include cars as Schedule J includes insurance and car payments.

- Form 122C-2 Line 45 there is monthly disposable income in the amount of $4,222.81. This requires minimum $253,368.60 to general unsecured creditors. Plan will be 100%

-Schedule A/B and C does not include cars. Schedule J lists expense for $1,000/month car insurance and car payments in the amounts of $369 and $400.

-Schedule J includes husband cc bills in the amount of $575. Need supporting documentation.

-Schedule J #17c lists "average vehicle expenses for other vehicles $400." Need explanation of
this expense. All expenses will be allowed as long as case remains 100%

_ need update on debtor income 1 year after conf.

- Any non exempt proceeds form sale of real property be paid to Tr .



Plan proposes $595 x 36 Base; Sale of real estate by 7/14/26
Payments: 2/2

RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am26-10435 / MBKJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $2,300.00
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am26-10513 / MBKDemetrius J. Parrish Jr., Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am26-10515 / MBKPaola D. Vera, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 2 required payments   Arrears: $0
issues as of 3/12/2026 (JMA)

1) 341 has been rescheduled for 4/2/2026.
2) Need to request adjournment of confirmation hearing to allow 341 hearing to be held
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am26-10550 / MBKRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
341 is 3/19/2026.
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am26-10567 / MBKDaniel E. Straffi, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am26-10574 / MBKErik M. Helbing, Esq.Confirmation Hearing ScheduledContinued
5/6/2026 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0
3/12/26 (SF) Adj to after bar date
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am26-10597 / MBKBrian F. O'Malley, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am26-10624 / MBKAndre L. Kydala, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $200.00
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am26-10659 / MBKGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 0 of 2 required payments   Arrears: $2,086.00
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am26-10695 / MBKJohn D. DiCiurcio, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 1 of 2 required payments   Arrears: $2,221.00
AS OF 3/12/2026 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED.

1. 341 is scheduled for 4/2/2026.
2. Payments: 1/2, arrears $2,221
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am26-10733 / MBKBruce C. Truesdale, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am26-10783 / MBKSteven J. Abelson, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Hearing HeldDebtor has made 1 of 2 required payments   Arrears: $400.00
issues as of 3/12/2026 (JMA)

1) 341 not held, not rescheduled - missing documents
2) No Trustee plan payments to date, arrears $800
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am26-10813 / MBKLee M. Perlman, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 2 of 2 required payments   Arrears: $0
AS OF 3/13/2026 (at):

Trustee's objection:
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2025 by 5/31/2026. (LANGUAGE ADDED)
- Need a statement for the 401k loan. (NOT RECEIVED)

Plan proposes: $200 x 36 beginning 2/1/2026, base
Payments: 2/2
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am26-10826 / MBKWarren Brumel, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 2 required payments   Arrears: $0
AS OF 3/13/26 (SF)

1. Need updated profit and loss statements that total expenses and monthly net income

2. Trustee objection:

- Need a copy of the last filed tax return - 2025 by 5/31/2026

--Excessive expenses on Schedule J - $900/childcare; $800/transportation. Must provide documentation supporting excessive expenses within 10 days of confirmation hearing

Plan proposes $325 x 36 Base
Payments: 2/2



Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am26-11059 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledPending - Work-up in ProcessDebtor has made 1 of 2 required payments   Arrears: $561.00
issues as of 3/12/2026 (JMA)

1) 341 hearing scheduled for 3/19/2026
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am26-11060 / MBKMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,180.00
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 10:00 am26-11134 / MBKJoseph Albanese, Esq.Confirmation Hearing ScheduledContinued
5/27/2026 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $945.00
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 2:00 pm20-17136 / MBKKevin C. Fayette, Esq.Motion CompensationWithdrawnAMT: FILED IN WRONG CASE
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 2:00 pm20-17136 / MBKKevin C. Fayette, Esq.Motion CompensationNo Opposition FiledCorrected Fee App
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 2:00 pm22-11432 / MBKAndrew Thomas Archer, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 2:00 pm23-11425 / MBKMarc C. Capone, Esq.Motion CompensationContinued
4/15/2026 2:00 pm
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 2:00 pm24-13356 / MBKCandyce I. Smith-Sklar, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 2:00 pm25-11433 / MBKAndrew Thomas Archer, Esq.Motion CompensationNo Opposition Filed3/9 AMT: WHAT IS STATUS OF THE SALE?/NEED HUD
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 2:00 pm25-14185 / MBKRobert Cameron Legg, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 2:00 pm25-19324 / MBKAllen I. Gorski, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 2:00 pm25-22275 / MBKJustin M. Gillman, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 2:00 pm25-22624 / MBKMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
03/25/2026 2:00 pm25-23487 / MBKMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes