ALBERT RUSSO
Standing Chapter 13 Trustee


CALENDAR DISPOSITION LIST


Judge Christine M. Gravelle

Hearing Date: 4/22/2026
Last Updated: 3/13/2026 6:51 PM
Type an attorney name, case number, or disposition in the box below to filter results.
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 9:00 am19-23916 / CMGJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS

Plan balance 1,859.57

mk atty email says she has paid in full but she has not and i replied
Email InquiryMatter ResolvedRequest
Adjournment
44/22/2026 9:00 am21-10732 / CMGSteven J. Abelson, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsPeremptory

Debtor obj<> NEW REZ ( ras)

debtro has funds in Trust acct

Creditor :Amt. due is $4,664.80
Email InquiryMatter ResolvedRequest
Adjournment
34/22/2026 9:00 am21-10732 / CMGSteven J. Abelson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj, made pmt<>FAILED TO PAY PLAN BALANCE (AMT: 3/4 -BAL NOW $500)

Email InquiryMatter ResolvedRequest
Adjournment
54/22/2026 9:00 am21-12265 / CMGKevin C. Fayette, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - Objectionsadj for debtro to pay off case

Debtor obj<> ARREARS 9,003 as of 2/12 and last pay was Sept.

debtor says can pay 4,000 and asks for recap- THE 4,000 needs to post before a recap - email to atty
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 9:00 am21-14884 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj<>ARREARS 5,035 as of 2/2/26

debtor can be current by 3/18
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 9:00 am21-19215 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition Filed3/6/26:2 payemt pending for next week

ARREARS

PLAN Balance as of 3/6 is 5,229.98
debtor will have this close to pd off
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 9:00 am22-12925 / CMGRobert Cameron Legg, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 9:00 am23-10233 / CMGStacey L. Mullen, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj, making pymts<> ARREARS

MK: per debtor atty- need to trace missing payments
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 9:00 am23-11632 / CMGJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 9:00 am23-13740 / CMGCarrie J. Boyle, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj, made pymt<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 9:00 am23-16227 / CMGRobert Manchel, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - Objections3/5/26 debtor is reviewing payment history provided and working on settlement

AMT: TRUSTEE CONDUIT REQUEST<>

Debtor obj<> US BANK (HLdik)
Email InquiryMatter ResolvedRequest
Adjournment
324/22/2026 9:00 am23-18268 / CMGMaryBeth Schroeder, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj, requests recap<>ARREARS 4,017 as of 2/13/26 last pat 9/16/25- NEEDS A RECENT PAYMENT BEFORE ANY RECAP- has a payment pending
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 9:00 am24-12901 / CMGMarc C. Capone, Esq.Motion Relief from Stay (Fee)No Opposition FiledALLY CAPITAL (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
304/22/2026 9:00 am24-13922 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - Objections4/22/26 to be current

payments for 15,000 pending


Debtor obj, will pay prior to hearing<>ARREARS 20,000 last pay 11/20/25

Debtor has a processing transaction for 7500 on 2/13/26 and a n upcoming transaction for 2/18- adj to 3/11 for posting
Email InquiryMatter ResolvedRequest
Adjournment
324/22/2026 9:00 am24-15969 / CMGCandyce I. Smith-Sklar, Esq.Motion Relief from Co-Debtor StayWithdrawnPEREMPTORY 4/22

Need update: crediotr seeking updated PH and requested NFS atty for proofs of payment so she can review each one that he cllaims are not in default

2/17:Per K. Wilson :have been emailing on this one. We now have account due for partial 1/1 and 2/1 and that was the last communication. MFR so I am good with OTBS if debtor wants a cure or adj.

Per Zimnis(rep non filing sp who lives in property): Below is my response from last Friday. he says she was not behind when motion was filed We would like motion withdrawn and each party bears their own costs based on the reasons below. I have no objection to adj for you to discuss with your client.


Debtor obj; non-filing codebtor obj (Zimnis)< will full pay >FREEDOM MTG (BROCK & SCOTT)
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 9:00 am24-22371 / CMGCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsMP on 4/22/26


AMT: PER ATTY, DEBTOR MADE PYMT AND IS FILING MP TO SURRENDER 1 VEHICLE<>

Debtor obj, will make pymt & requests recap<>ARREARS 2,810 last pay 10/16/25
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 9:00 am25-10052 / CMGRobert Cameron Legg, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)No Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 9:00 am25-10055 / CMGJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsMP on 4/22*<>

Plan is not feasible - atty says debtor got a LM - and has to pay for 12 mos before can refinance- GUCS total claims 186,730- 100% p[lan BUT dispos income only $650 p/m TR arrears $6,450 The MP on 3/11 is not s feasible

AR wants a provision in MP conf order if default for more that 30 days to TR or lender b/c refi not feasible -

NEEDS TO FILE A MP

1/23/26(mk) email from atty:

The house burned down but has now been completely rebuilt so it is now worth even more as it is almost all new construction. The debtors need to show 12 on time payments in order to qualify for a refinance. There is more than sufficient equity in the home to pay 100% to all creditors. If the case gets dismissed then all the interest that has been held at bay will immediately accrue. The debtors are now able to make a payment continuously as the debtor husband is now fully employed. Can we confirm at the $200/month and keep the plan going?
//
AR HOW DO WE CONF AT 200 PER MO WO MOD PLAN


mk per atty debtor has new job PREMPTORY for 1/28/26

what's status of PI suit?


ARREARS 5750 as of 1/20/26. Last pay Sept 2025

Debtor to start new job 11/10

TR payment is 750 and debtor has only been paying $200 p/m

atty says $ coming from a refi-..but the house burned down

4th hearing date
Email InquiryMatter ResolvedRequest
Adjournment
454/22/2026 9:00 am25-10164 / CMGAndrew G. Greenberg, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - Objections1 payment missing


AMT; TRUSTEE CONDUIT REQUEST<>

Debtor obj, made pymt<> SELENE (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 9:00 am25-12707 / CMGJohn Zimnis, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledMTN ALLOW LATE POC/TRENTON WATER WORKS CLM-11
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 9:00 am25-13041 / CMGAllen I. Gorski, Esq.Motion Relief from Stay (Fee)No Opposition FiledPENTAGON FEDERAL CREDIT UNION (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
574/22/2026 9:00 am25-13104 / CMGGeorge E. Veitengruber, III, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsMP on 4/22<>


FAILED TO SELL FORDHAM RD PPTY BY 12/16/25

MP #53 filed 1/23/25 : Now has LM by 7/1/26
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 9:00 am25-14362 / CMGPRO SEMotion Dismiss CaseNo Opposition FiledSRB FAMILY TRUST MTN TO DISMISS (hoenig & Greenberg)

1/28/26(mk) sent atty email about this hearing and debtor required to file a response to motion and have filed realtor retention papers

2/5/26(mk) debtor sent email and uploaded appl for retention of realtor and listing agreement and Opp'n to this motion. TOLD HER MUST BE FILED WITH CT.
She also said sent her opp'n the the motion to Dismiss to atty Greenberg

There is non exempt equity in the real property of $$230,162 and the plan is 100% - has creditor to be paid from sale and 100% GUC claim total $19,464.41
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 9:00 am25-15067 / CMGHerbert B. Raymond, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - Objectionsdebtro to make payment- post then a recap


Debtor obj, requests recap<>ARREARS 6,000 as of 3/6/26. last pay was 12/22/25

NEEDS A RECENT PAYMENT BEFORE ANY RECAP
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 9:00 am25-17706 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsMP 4/22



Debtor obj<>PLAN WAS DENIED 1/28 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 9:00 am25-17804 / CMGRobert Cameron Legg, Esq.Motion SellWithdrawnMOTION TO SELL #1129


MK:
Sale K 680,000

need to retain realtor
atty flat fee 950 - ok

1800 for debtor atty for motion etc - per a fee app

ORDER HAS BALANCE DUE ON PLAN WHICH IS 100%





Case confirmed in 2025 at $1968 PTD (4 MOS) $656 X 56 BEG 12/1/25 ; 100% PRESERVE NE EQUITY OF $351,839 IN REAL ESTATE & PERSONAL PROPERTY ; LOAN MOD BY 2/10/26 (OK TO PAY PENDING LM) NE PROCEEDS FROM CLAIM AGAINST BOA LAWSUIT; ATTY FEE $4213/$4750
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 9:00 am25-18187 / CMGKirsten B. Ennis, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 9:00 am25-20367 / CMGEric J. Clayman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsAMT: mP 4/22<>

Debtor obj<> PLAN DENIED AND FAILED TO FILE MP
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 9:00 am25-20483 / CMGSteven J. Abelson, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledMTN EXPUNGE POC NEW JERSEY TURNPIKE AUTHORITY AND EXPUNGING
Email InquiryMatter ResolvedRequest
Adjournment
1334/22/2026 9:00 am25-21168 / CMGBruce C. Truesdale, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>US BANK TRUST (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 9:00 am25-22287 / CMGAndrew G. Greenberg, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledMTN EXPUNGE ALLY BANK
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 9:00 am25-22610 / CMGScott D. Sherman, Esq.Order Shorten TimeNeeds Resolution of Issues - ObjectionsThis will need Judge

see debtor atty response filed to this motion #25

>>OST for last hearing date of 2/28 and adj to 3/11>

CREDITOR'S(IH Entities and Harnish Patel) MOTION TO CONVERT CASE TO CH 7 AND OBJECTION TO CONF

creditor alleges fraud, forgery of docs, bad faith, diversion/misappropriation of business funds, schedules misrepresentations and omissions
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am23-10122 / CMGJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 15 of 38 required payments   Arrears: $1,587.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am24-18612 / CMGRobert Cameron Legg, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 13 of 19 required payments   Arrears: $1,516.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am24-22371 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 8 of 15 required payments   Arrears: $2,425.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am25-10055 / CMGJoan Sirkis Warren, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 3 of 14 required payments   Arrears: $6,250.00
mk :Plan is not feasible - atty says debtor got a LM - and has to pay for 12 mos before can refinance- GUCS total claims 186,730- 100% p[lan BUT dispos income only $650 p/m TR arrears $6,450 The MP on 3/11 is not s feasible


AS OF 3/9/2026 (at):

1. Need updated proof of income to substantiate lowering trustee payment from $750 to $200 and reducing length of plan.

2. Need amended I and J.

3. Need 2024 tax return.

MP proposes: $133 x 12, $200 x 36, refinance of residence by 3/1/2027, 100% to unsecured creditors
Arrears: $6,450
(debtor go behind on trustee payments due to unemployment
-mortgage arrears were not included in prior plan)
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am25-12707 / CMGJohn Zimnis, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 11 of 12 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
1084/22/2026 10:00 am25-13104 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 12 of 12 required payments   Arrears: $0
PER AR: can we close this as complete and Mtgs outside ??

As of 3/9/26(mk): Updated

Gucs have been paid only creditors left are 2 mtgs

>>LM is pay pending LM


1. Objection By Wells Fargo(Brock & Scott)
-prior plan was a sale now a LM -
pre pet arrears $ 61,238.24
no post pet payments have been made either and No lm has been offered

>>MFR BY Wells Fargo on 2/18

>>GUCS have been paid 100%

MP is now a LM plan as opposed to prior plan which was a sale

MP proposes:
$487 X 10; $1507 X 60??; LM on (1000); 100%
LM by 7/1/26

MP has total plan of 60 mos so plan has run 10 mos and 50 remain.
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am25-14981 / CMGDavid L. Stevens, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 8 of 10 required payments   Arrears: $3,000.00
2/26(mk) Debtor atty revised order . Terms Debtor appraisal by 3/12/26. Deps of appraisers by ,if needed completed by 4/1/26 and evidentiary hearing 4/22/26 subject to Ct scheduling

2/19 AMT: INTERIM SCH ORDER TO CHAMBERS/7 DAY<>

>>>TR interim sch order appraisal debtor w/in 14 days discovery issues and evidence hearing- has to be current by march 14

2/18 : atty says debtor not working and using savings acct-

2/17: debtor intends on objecting to the Appraisal of # 402- may need scheduling order on this

2/17/26(mk) per debtor atty-The mediation( Anthony Sodano is mediator) is scheduled on April 1, 2026. Can we please adjourn the confirmation until After April 1?
Our office is filing a motion to compel by tomorrow, so Alyssa' sign the one page we asked them to sign for approx. a month to list the property.


AS of 2/11/26(mk):
TR arrears 3,000

>>APPRAISEL DONE ON #402 - value $549,000

>>NEED TO KNOW IF MEDIATION ON OTHER PROPERTY ISSUES HAS BEEN SCHEDULED AND STATUS.

2/2/26: order entered appt Appraiser for Property #402

1/22/26(mk) debtor atty email :Debtor is ok with the chapter 13 trustee retain appraiser to appraise the 2nd property.
We agreed upon the mediator, however, counsel for the creditor has not yet provided his availability. Additionally, creditor's counsel was previously advised that he needs to sign a one-page document requested by the broker to list the property, but that document has not yet been executed despite several emails.


MK; THIS WILL NEED TO BE ADJ UNTIL MEDIATOR HAS HEARD THE CLAIM ISSUE ETC. ALSO TR IS HAVING THE SECOND PROP (402)OWNED BY DEBTOR APPRAISED.

>>HAS 267 PROPERTY BEEN LISTED FOR SALE?


Mediator to hear a issue of A. Foss claim

CMG: creditor has to sign the listing agmt and debtor to sign agreement that no kick backs to debtor behind the debtor and realtor to sign as well

AR NOTE
PER OBJ AGREE TO SALE IN BKCY BUT DOES NOT AGREEE WITH REALTOR RETAINED ( N=MAY
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am25-17451 / CMGDaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 8 of 8 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am25-17451 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 8 of 8 required payments   Arrears: $0
PREEMPTORY for 1/28/26 - Tax returns filed- expecting IRS to amended in 2 weeks (CLAIM STILL NOT AMENDED)


AS OF 3/5/26 (SF)


1. Objection filed by Toyota Motor Credit (Stewart) - The plan does not assume the lease

2. Trustee objection:

- Need 2 months bank statements from k acct#5389 and #0148 prior to filing date statements provided are from 2/2025 and 3/2025. ( RECEIVED $1917 nonexempt equity in bank accounts ($1365.59 in 5389 and $551.64 in 0148)

- The current Plan does not specify treatment of Toyota Motor Credit (2019 GMC Sierra 1500)
under the Plan.

- There is estimated non-exempt equity of $90,498 in the residence, pending all claims resolved, $1917 in bank accts

- Must resolve IRS estimated tax claim, 2024 tax return not filed.





Plan proposes $500 x 60 Base; Refinance by 7/1/27 w/min div of $88,000 to gucs
Payments: 7/8 Arrears: $500

RESOLVED:
- A copy of the homeowner's insurance renewal declaration - . Expired 9/1/25. (RECEIVED)
- A copy of the last filed tax return - for 2024. (RECEIVED)
- Must resolve State of NJ estimated tax claim, 2023 and 2024 not filed (AMENDED)
- TD Bank filed arrears claim 5-1 for $757.34 (OK TO PAY?) YES
- Toyota filed arrears claim 16-1 for $594.48. (OK TO PAY?) YES
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am25-17706 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 8 of 8 required payments   Arrears: $600.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am25-18189 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 8 of 7 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
1184/22/2026 10:00 am25-18421 / CMGPRO SEConfirmation HearingPending WorkupDebtor has made 6 of 7 required payments   Arrears: $1,048.00
AR REC DISMISSAL WITH 2 YR BAR
3/2/26(mk): Arrears 2,090. Need feb and march payments FEB PAYMENT HAS POSTED

on 3/11/26>DEBTOR'S MOTION TO REMOVE CRED FROM PLAN (FIG 20LLC)-- OBJ BY >>FIG 20 LLC obj (Goldenberg Mackler

** There has only been 1 plan #16 filed by debtor in this case.

1. Objection by FIG 20 LLC( F. Ballack):
Municipal Tax Sale Cert for City of Trenton re property at #144
-there was a foreclosure and prop was transferred to debtor w/o creditor knowledge by Deed 7/18 2025 then debtor filed bankruptcy case 20 days later. debtor has 5 prior filings.

2. Trustee objection:
- Must provide homeowner insurance with personal liability coverage for property, 2024 Tax return and proof of income from new job.
- Must amend Sched I to add new employment.
- Sched C over exempts D(1) on residence by taking $37,700, only permitted to take $31,575 (d)(1) and $1,675 (d)(5).
- There is non-exempt equity in the real estate $154,162, using remainder d(5) $1,615, there would be non-exempt equity $141,437 and non-exempt equity $9,495 in the Pennington Ave property.
- Add to confirming order non-exempt proceeds form PI lawsuit and any non-exempt proceeds from Mercer County Superior to Trustee.
- Must file Pre-confirmation certification.
- Add to confirming order Trustee standard order of distribution.

Prop Plan $1,044.71 x 60 begin 9/1/25; 100%
5/7 payments
Email InquiryMatter ResolvedRequest
Adjournment
1214/22/2026 10:00 am25-19085 / CMGRobert Cameron Legg, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 7 required payments   Arrears: $594.00
3/2/26(mk) email to atty

3/11 to be current so we can confirm

>>has a 2/27 payment pending and next oone set up for 3/27 - NEEDS TO BE CURRENT TO CONFIRM IT


5/7 payments Arrears and 1 pending for 298

Work up on plan #15

1. Trustee objection:
- Debtor has insufficient income, disposable income verifies -$425. Need E-Wage. UPDATED POI PROVIDED, STILL VERIFIES LESS and dispos income -424- PLAN IS IN ARRREARS

Prop Plan $298 x 36 begin 9/1/25; $0
5/7 payments
-------------RESOLVED--------------------------
Nissan (GAVIN STEWART) obj to cram. Must resolved. Creditor want appraisal RESOLVED -O
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am25-19346 / CMGRegina L. Gelzer, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am25-20204 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $257.00
AS of 3/9/26(mk):atty to adj
>>IF St of NJ AMNEDS THE GUC PART OF THE CLAIM THEN

**CAN RED CONFIRM AT $1,285 PTD Then $370 x 55 begin 3/1/26 Base w/ am in to GUCS of $5,000. Trustee is authorized to pay claim#9-1 of CONSUMER PORTFOLIO SERVICES in the amount of $837.35 thru the plan.
Confirmation terms are non- modifiable**



Prop Plan $257 x 60 begin 10/1/25; 0%
5/5 payments



---------------------------RESOLVED-----------------------
APOC by St of NJ
Consumer Portfolio filed arrears $837.35, needs to be paid or move against claim. MK: OK TO PAY- Language added
Note: Auto insurance for 2021 Cadillac provided.
AR to review for a T/H dividend to gucs - ar WILL SENT ATTY RESOLUTION AS TO t/H TO GUCS AND NON MODIFIABLE
doc #17 is amended SOFA for people paid form proceeds

RESOLVED PER AR TH will be $5,000 to gucs due to preferences and non modifiable- atty agrees
Trustee obj that Debtors provided a cert as to the spending of proceeds from sale of property 5/29/25, 4 months prior to Bankruptcy received $26,801.
- Trustee needs further details/info on $5,000 was put as a down payment for 2021 Cadillac, but was purchased on 3/27/25 when down payment was $4,500.
- Trustee needs further details/info on the breakdown of the $5,000 for tuition for extracurricular activities for children, but bank statements only show $1,132.78 to ICP Jersey All Stars and lots of Fanduel Casino gambling and many withdrawals, especially $15,008 & $5,000 on 5/30/25 and $2,000 on 6/4/25.
Debtor atty requested adj to allow Debtors more time to prepare a detailed breakdown of funds from pre-filing real estate closing that occurred 5/29/25 from 9/30/25 filing.

Trustee obj that Debtors provided a cert as to the spending of proceeds from sale of property 5/29/25, 4 months prior to Bankruptcy received $26,801.
- Trustee needs further details/info on $5,000 was put as a down payment for 2021 Cadillac, but was purchased on 3/27/25 when down payment was $4,500.
- T
Email InquiryMatter ResolvedRequest
Adjournment
1264/22/2026 10:00 am25-20259 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $635.00
PEREMPTOTY 4/22/26

AS of 3/2/26(mk);

DISM UNLESS PROOF OF FILING RETURNS
1. Est. NJ tax claim - general unsecured

$635 x 60 100% plan
4/6 payments

-----------------------RESOLVED------------------------
Objection by Leisure Village East Association, Inc (McGovern Legal Services)- Association's secured claim is in the amount of $1,271.63
- Unsecured claim to be paid 100% plan mk OK TO PAY

Santander Consumer USA, Inc (Eisenberg Gold) objection to confirmation - RESOLVED, CREDITOR TO RECEIVE $22,217.07 THROUGH PLAN
- The Plan should be amended to provide for payment of the net loan balance of $17,942.55 plus interest at 9.5%
- Adequate protection payment should be made to Chrysler Capital beginning September 2025 at $159 per month.
- IRS unsecured claim estimated, RESOLVED, CLAIM AMENDED TO ZERO
4-Trustee objection to confirmation - RESOLVED
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $22,866.46 non-exempt equity in house. MORTGAGE CLAIM LOWER, NON-EXEMPT EQUITY INCREASES TO $23,905.72.
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am25-20367 / CMGEric J. Clayman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $475.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am25-20532 / CMGPaul H. Young, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $550.00
by next hearing 4/22/26atty to provide better income proofs

3/2/26:MK: atty reviewing case notes and will advise

AS of 2/27/26(mk):email to atty office

1. Lakeview Loan(Nationstar ) treated as unaffected. CLAIM FILED FOR ARREARS $2,114.12-OK TO PAY?

2. Trustee objection:
- Tr verified income much higher than scheduled2,114.12 THE NFSP PAYSTUBS ARE FULL OF ERRORS AND ODD CHARACTERS AND SOME HAVE 2029 ON THEM??/
- There is $18,416 under debtor's valuation and $42,341 under Zillow for non-exempt equity in house.
Need more information to support debtor's lower Value as it makes a difference for the equity. cma OF DEBTOR IS 7 MOS OLD NOW AND THE 3 CONPS SOLD OVER AYEAR AGO

- There is $1,028.66 non-exempt equity in 2015 Honda Odyssey.
TOTAL NON-EXEMPT EQUITY MAY INCREASE DEPENDING ON THE EQUITY IN BANK ACCT #486 WHEN SCHEDULES ARE AMENDED)
Need more detail of relater adjusted price of $605,000. lower due to condition Need much more information.

- Need to provide better paystubs for the Debtor. The paystubs provided are not clear, no decimal points and cannot determine income amount.

-Must file pre conf cert.


Plan $550 x 60 base plan
3/4 payments
-------------------------------------
Veridian Credit Union (2021 Mazda CX9) treated in plan as unaffected by plan. Creditor filed secured claim for $21,125 and unsecured claim for $8,759.71 -WILL ADD LANGUAGE THAT TR NOT TO PAY ON SEC AND UNSECURED PARTS OF CLAIM AND TREAT AS OUTSIDE.
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am25-20564 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 4 of 5 required payments   Arrears: $700.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am25-20846 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
4/22 PEREMPTORY

AS of 2/26/26(mk)

1.Objection by United Teletech Financial Federal Credit Union (McKenna DuPont): Creditor filed proof of claim 3 with secured account with arrears in the amount of $760.72. - Debtors plan is not in good faith.

2.Objection by MMG Investments III, LLC (Saldutti Law Group):NOT IN PLAN
Has a Judgment for $574,880 on prop #23 and On June 10, 2024, MMG obtained an Order allowing it to sell real property owned by Debtor and requiring Debtor to appear for a deposition.
- #23 property is subject to a first mortgage in favor of AVB Investment, LLC with a balance of $120,581.45.

3. Trustee objection :
-Need Proof of 2 month's income - received one check for October 2025 and one for September 2025.
- using proof of income provided, disposable net income is $870.11
- Amendments to Schedules I for new job
- There is $247,148.25 non-exempt equity in rental property.


Plan $386 x 60 base
4/4 payments

----------------------RESOLVED--------------------
Pre-Confirmation Certification. FILED
- Need proof of income for new job that he started in January. RESOLVED, PROVIDED
The State of NJ has estimated priority tax claim APOC FILED
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am25-20916 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $792.00
AS of 2/27/26(mk):

MRF On 3/11/26 on Prop. #6

1. SPS-Residential property (CORY WOERNER) obj to arrears owed are more, POC filed arrears owed $39,103.02. Must resolve obj.

2. Capital One Auto filed bifurcated claim arrears owed are much more than what plan propose $1,903.76, POC arrears owed $8,619.44. Secured $12,450 and unsecured $15,970.38. NEED TO KNOW WHOW YOU WISH TO TREAT THIS CLAIM. ARE WE PAYING THE ARREARS?

if yes then will add lang no distrib. on secured and unsecured parts

3. Trustee objection:
-Plan needs to be 100% due to equity in real properties.
- No realtor has been retained yet
- income verified w/ negative disp. sop. income.(Debtor is on TFS)

Plan $792 x 60 begin 11/1/25; 0% and Sale of secondary property #2 by 6/30/26
3/4 payments


--------RESOLVED-------
- There is non-exempt equity in the residence $199,629 and 2nd property $50,675 total $250,304. PLAN MUST BE 100% TO GUCS, NOT 0% PLAN. ADD TO CONFIRMING ORDER NON-EXEMPT PROCEEDS FROM SALE TO TRUSTEE
1/28/26(mk) Order submitted resolving objection by US Bank(KML) TERMS=on prop #2 sale by 6/30/26 reg mtg payments outside pending sale if sale l MP to cure or surrender
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am25-21074 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
AS of 2/26/26(mk):

1. Trustee objection:
-Per plan claim of Twin River Community Trust will b not be paid as not timely claim was filed - STRIKE IT - unless debtor files claim and motion to allow late claim.


2. Must resolve IRS priority and unsecured claims are estimated.

3. State of NJ priority and unsecured claims are estimated.

4 Ally Capital filed arrears claim for $1,707.83. OK TO PAY?

Plan $1,525.46 x 60 100%
4/4 payments

------------------------RESOLVED-------------------------
- debtor has insufficient income. Disposable income verifies $759.DEBTOR IS CURRENT
- debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED.
- There is non-exempt equity in the residence $31,054 (Pending resolving estimated tax claims). Plan is 100%
Email InquiryMatter ResolvedRequest
Adjournment
1894/22/2026 10:00 am25-21168 / CMGBruce C. Truesdale, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 5 required payments   Arrears: $300.00
As of 2/9/26(mk): email to atty- atty is waiting to hear update about decision

>>NEED STATUS OF LM DECISION>>


LM package is complete and waiting for decision

STAY MOTION FILED BY US BANK AND SCHEDULED FOR 2/18/2026. DEBTOR HAS MADE NO POST PETITION MORTGAGE PAYMENTS. NEED OUTCOME OF MOTION.

1. Objection filed by US Bank (Robertson Anschutz) - failure to cure arrears of $84,214.80 (Per POC). Plan proposes to pay $0. Loan modification plan. (UNRESOLVED)

2. Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- Bank statements from Ocean First for the month of October. (RECEIVED)

Plan proposes: $150 x 36 beginning 11/1/2025, loan modification by 4/22/2026, base
Payments: 3/4, arrears $150

----------RESOLVED-----------------
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Children Education Cost $360. Must provide proof of expenses 10 days prior to confirmation. (NOT RECEIVED)- MK THIS IS ok
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am25-21684 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
atty want 1 more adj to review situation w/ cleint


AS OF 3/7/26(mk): Updated -email to atty

THIS IS NOT FEASIBLE AS DISPOSABLE INCOME IS ONLY $1,232 PP/M

**WOULD NEED TO CONFIRM AT $6,100 PTD Then $3,505 x 55 begin 4/1/26 Base w/ min with Minimum of $166,421 due to equity in real property. Student loans will be paid outside of the plan.
Trustee is authorized to pay the secured portion of claim #3-1S of U.S. SMALL BUSINESS ADMINISTRATION in the amount of $7,900 through the plan and the unsecured portion of the claim will be treated with the rest of the unsecured creditors**

>>NOTE: NO (D)(1) FOR REAL PROPERTY WAS TAKEN ON SCH c

Plan proposes: $1,220 x 60 beginning 11/1/2025, base
Payments: 3/3

------------------RESOLVED------------------------
. Trustee's objection:
- US Small Business Administration filed a bifurcated claim which needs to be resolved. (NEEDS RES0LUTION)- Tr needs to know how to treat this claim
Pre-Confirmation Certification. (FILED)
- There is $166,4212 in non exempt equity in the residence. (LANGUAGE ADDED)

- The debtor must provide updated proof of auto insurance for the 2014 Honda (2013 Honda was sold). The policy provided expires on 1/10/26. (SOLD)
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am25-21778 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 4 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am25-21926 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
atty says filing POCs for mariner and River Edge Apts

AS of 2/26/26(mk)

1. Objection by Exeter Finance (WILLIAM E. CRAIG) :
-Debtor co-signed for 2022 Honda Pilot 10/4/25 w/car pymt $856.52, POC filed no arrears owed

2.Trustee Objection;
- Plan has cram for mariner Finance- No claim filed
- plan avoids J'ment lien of River Edge apts- No claim filed
- Must file pre conf cert.

Prop Plan $204.48 x 60 begin 12/1/25; Base
3/3 payments


-------------RESOLVED-----------------------------
Must serve River Edge Apts to street address not PO Box creditor in plan motions. SERVICE DONE 1/13/26
Note: Amended Sched A/B and C to add 2022 Honda Pilot, but does not remove 2020 Nissan Sentra, claim was filed as unsecured and car was repossessed and sold. Proof of social security income provided 12/26/25.
Plan has Crescent Bank for 2020 Nissan Sentra as outside, POC filed 12/18/25 by Crescent Bank as unsecured, car repoed, sold 4/2/25 and deficiency balance claim filed. Also car is not on insurance.
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am25-22107 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $699.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am25-22148 / CMGFrancis P. Cullari, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
As of 2/26/26(mk)

1. St. Of NJ has estimated unsecured claim - NO RETURN FOR 2021


Plan $795 x 60 100% plan
3/3 payments


------------------RESOLVED-----------------------
Objection by Planet Home Lending (Brock & Scott)
- fails to pay $4,093.32. CO to pay thru plan
Trustee objection:100%plan
There is $25,051 in non-exempt equity in the residence.
- There is $7,074 in non-exempt equity in the Robinhood account.
- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED.
2. Secured Claim #14-1 LVNV Funding LLC not treated in plan - ATTY NEED TO ADVISE HOW CLAIM SHOULD BE TREATED- per atty pay secured claim
Email InquiryMatter ResolvedRequest
Adjournment
2074/22/2026 10:00 am25-22532 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $570.00
2/17/26 (sf) Adj request denied. Need consent from objecting creditor.



AS OF 2/12/26 (SF)

1. Objection filed by HSBC Bank (RAS) - failure to pay arrears of $8349.28 MK YES PAY

2. Portfolio Recovery Associates filed arrears claim 10-1 in the amount of $19,085.62 which is not addressed in plan (MUST RESOLVE) MK AUTO TURNED IN AND IS LONG GONE

3. IRS filed secured claim 3-1 in the amount of $30,499.69 which is not addressed in plan (MUST RESOLVE)

4. Trustee objection:

- Business forms: - missing pages 3-4

- Need a copy of the last filed tax return - for 2024.

- The debtor must provide updated proof of auto insurance for the 2003 Honda Pilot. The policy
provided expires on 2/20/26.

- The current Plan does not specify treatment of PHH Mortgage arrears $8,349.28 under the
Plan.

- Must resolve the estimated tax claims of IRS 2022 not filed and State of NJ, 2022 and 2023 not filed.


Plan proposes $570 x 60 0%
Payments: 2/3 Arrears $570


RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am25-22561 / CMGMatthew Gross, Esq.Confirmation Hearing ScheduledMoot - Converted to 7 / 11Debtor has made 2 of 4 required payments   Arrears: $0
atty tried to appear via zoom in am- instead of Ct solutions

issues as of 2/11/2026 (JMA)

1) 341 not held, not rescheduled

proposed plan $434x48 begin 12/1/2025 100%
paid in $434
arrears $868
last claim 7-1
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am25-22610 / CMGScott D. Sherman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $250.00
Not ready to confirm w/ all objections unresolved

As of 3/2/26(mk):

>>Motion To Convert to CH 7 filed by creditors- hearing 3/11/26

>>CREDITOR'S(IH Entities and Harnish Patel) MOTION TO CONVERT CASE TO CH 7 AND OBJECTION TO CONF
creditor alleges fraud, forgery of docs, bad faith, diversion/misappropriation of business funds, schedules misrepresentations and omissions

100% case NOT FEASIBLE DUE TO CLAIMS FILED

>>109(e) ISSUE- Debtor disputes this - he didn't sign any guarantees

1. Objection by Itria Ventures LLC(Seidman & Pincus):
- Debtor issued personal Guaranty of performance under a Receivable Sale Agreements w/ several LLC in which debtor has membership interest. Debtor breached his obligations under the agreement.
Plan is not feasible. Debtor has negative disposable income.


2.PROSPERUM CAPITAL PARTNERS LLC- filed a secured claim- NOT IN PLAN (UCC and debtor is guarantor)

3.NEWCO CAPITAL GROUP VI LLC filed a secured claim- NOT IN PLAN (UCC and debtor is guarantor)

4.Trustee Objection:
--109(e) issue

-debtor has insufficient income. No income for debtor - only NF spouse has income.

- debtor has failed to file a feasible plan - income is negative.

- debtor has various percentage interests in multiple businesses listed in the petition. Trustee needs valuations for IH Charleston, LLC, IH Newark I, LLC, IH Newark II, LLC, IAM Hotel, Infinity Hotels, LLC and IH Charleston F&B, LLC. All listed on B with unknown values for the respective membership interests in each of the businesses.

In addition trustee requests a certification as to what role the debtor has with respect to each business and why he make no income from any of the businesses. PROVIDED

DEBTOR REPLY : does not have valuations except for 2021 Appraisal for IH Harp Charlston LLC- and gave roles in each of LLC's but not % of member interest


Plan:$250 X 60; 100%
3/4 payments

------------------------RESOLVED---------------------
APOC FILED>> IRS ESTIMATED TAX CLAIM for priority( no 2
Email InquiryMatter ResolvedRequest
Adjournment
2104/22/2026 10:00 am25-22666 / CMGKarina Pia Lucid, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
As Of 2/10/26(mk):

1. Estimated IRS Claim

2. Trustee Objection:

- Trustee verified income- even w/ expenses at 1,469 per month.

Pet expense $1,500. Must provide proof of expenses 10 days prior to confirmation- 2 service dogs and daycare etc. still excessive for bankruptcy

- need copy of Hud/ settlement statement form sale of home in 2023( HAVE HUD and Explanation but needs TR review - emailed questions back to debtor's atty
Per Chase Bank acct Debtor has been making large online payments to creditors payments
within 90 days :
- Chase credit Card $5,500 on 9/8/25, $6,000 on 8/18/25, $13,000 on 7/30/25 and $4,000 on 7/21/25. - BNE-Grove $3,294.24 on 10/1/25, $3,298.94 on 9/2/25 and $3,302.24 on 8/5/25. Bankruptcy case was filed in NOV 2025. NEEDS EXPLANATION

- needs fee application for fees

- must file pre conf cert


Plan: $330 x 60 begin 12/1/25; Base
3/2 payments

-------------RESOLVE-----------------------
-need copy of divorce decree/ property settlement agmt PROVIDED
Car payment $1,117
Mother expense for Car $500 200 for mom's medical- Provided
Email InquiryMatter ResolvedRequest
Adjournment
2134/22/2026 10:00 am25-22746 / CMGMelinda D. Middlebrooks, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
As of 2/17/26 (DS): Debtor atty requested adj 341 sched 3/26/26
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am25-22937 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,669.00
Email InquiryMatter ResolvedRequest
Adjournment
2304/22/2026 10:00 am25-23044 / CMGJohn D. DiCiurcio, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
As of 2/12/26 (DS): 1. IRS filed estimated tax claim, 2022-2024 not filed. Must resolve claim.

2. Need Trustee standard order of distribution and how to handle Part 8d Post-Petition claims is blank and not marked off.

Prop Plan $477.66 x 36 begin 1/1/26; Dollar Base $1,990.09
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am25-23682 / CMGJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,500.00
AS OF 3/5/26 (SF) Requested copy of Trust documents and Memorandum from Atty why debtors would be entitled to d(1) exemption.

1. Objection fled by Citizens Bank (Lubin) - failure to pay arrears of $83,638.98

2. IRS filed priority claim 2-1 in the amount of $305.68 which is not addressed in plan (OK TO PAY?)

3. Trustee objection:

- The debtor has undertaken an improper use of exemption. Specifically: The debtor's took a
homestead exemption on property that they do not own. The property is owned by the
Ministry. (NEED TO RESOLVE) IS THIS A PROPER EXEMPTION?

- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The
Trustee's calculations are higher for the following reason(s):

-Excess expenses on Schedule J: $1,143/childcare for grandchild; Debtors give assistance to
adult disabled daughter $300; pet care $160/month; car maintenance expense of $100 plus transportation $336 (total $436)
Need to provide supporting documents for excess expenses. Must provide no less than 10 days before confirmation hearing.

4. There is currently nonexempt equity of $21,890 in real estate. Solar panels cannot reduce the equity.




Plan proposes $1500 x 60 Base Plan
Payments: 2/3 Arrears: $1500

RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am25-23706 / CMGBruce H. Levitt, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 3 required payments   Arrears: $0
341 not held - rescheduled to 3/19/16
payments: 3/3

Email InquiryMatter ResolvedRequest
Adjournment
1764/22/2026 10:00 am25-23729 / CMGDavid G. Beslow, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $2,000.00
issues as of 3/4/2026 (JMA)

1) To date, no Trustee plan payments received, arrears $3,000.
2) 341 not held, rescheduled for 3/19/2026.
3) Debtor needs to become current with Trustee plan payments. Cannot grant an adjournment without plan payments.

proposed plan $1,000x60 base plan
paid in $0
arrears $3,000
last claim 24-1
Email InquiryMatter ResolvedRequest
Adjournment
1784/22/2026 10:00 am25-23745 / CMGJoseph J. Mania, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 3 required payments   Arrears: $5,100.00
issues as of 3/10/2026 (JMA) ok to adjourn to allow 341 to be held

1) 341 not held, not rescheduled, missing documents
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-10013 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,125.00
issues as of 3/4/2026 (JMA)

1) Fay Servicing LLC/Wilimington Trust (Friedman Vartolo) objection to confirmation - NEED TO RESOLVE
- Objecting creditor is due pre-petition arrears of approximately $1,127.97. Claim will be filed by the claims deadline March, 13, 2026.
2) Trustee objection to confirmation - NEED TO RESOLVE
- IRS estimated tax claim for 12/31/2025 priority taxes.

proposed plan $1,125x60 minimum $22,441.97 to gucs
paid in $1,125
arrears $1,125
last claim 13-1

Email InquiryMatter ResolvedRequest
Adjournment
1844/22/2026 10:00 am26-10048 / CMGLaurence R. Sheller, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $900.00
As of 3/10/26 (DS): Debtor atty requested adj to allow time to get current with LL outside the plan and to file mod plan

As of 3/4/26 (DS): 1. Debtor in arrears $1,800, made 0 out of 2 payments. PAYMENT $900 MADE 3/10/26

2. Motion for prospective relief filed by Landlord, sched 3/11/26. Need outcome.

3. Trustee obj to the following:
- Must provide 2024/2025 tax returns. If 2025 not filed can add to confirming order to provide by 5/31/26.
- Must provide bank statements from Chime and Navy FCU from Nov. & Dec.
- Debtor's income was recalculated and disposable income verifies $55, still missing 2024 tax returns to determine additional income. Plan propose $900.
- Case must be 36 months, not 18 months.
- Must file Pre-confirmation Certification.

4. The attorney disclosure fees and plan attorney fees do not agree. Plan has $1,287 and attorney disclosure has $1,213. One of these must be amended.

Prop Plan $900 x 18 begin 2/1/26; Base
Email InquiryMatter ResolvedRequest
Adjournment
1864/22/2026 10:00 am26-10054 / CMGDavid E. Shaver, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
341 now on for 3/26 READY atty sent proof of payments mailed to TN 3/4 Atty trust ck for $200


As of 3/4/26 (DS): Debtor atty requested adj, request denied must get all docs in and resched 341 first

341 not held 2/12/26, still missing lots of docs, also no Trustee payments made, Debtor in arrears $200, made 0 out of 2 payments. ATTY PROVIDED PROOF A CHECK FROM TRUST ACCT $200

Objection by US Bank( Brock & Scott)
Email InquiryMatter ResolvedRequest
Adjournment
1874/22/2026 10:00 am26-10074 / CMGBrian Gregory Hannon, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
100% PLAN obj resolved - see notes- otbs w/ 30 days w/ Wells farg
EST tAX claims

AS OF 3/9/2026 (at):

1. Objection filed by Wells Fargo Bank (Brock & Scott) - failure to cure arrears of $49,817.68 (per POC). Plan proposes to pay $0. Loan modification plan. (UNRESOLVED) mK RESOLVED- LM PENDING AND LM BY 6/15/26

2. Trustee's objection:
- The debtor has failed to supply the Trustee with the following document(s):
- Business forms:
- for music teaching business. (NOT RECEIVED)
- Need Certification regarding payments to creditors prior to filing bankruptcy if plan is confirmed for less than 100%. (NO CERTIFICATION RECEIVED)

RESOLVED ISSUES:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- A copy of the last filed tax return - for 2025 by 5/31/2026.(LANGUAGE ADDED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $184,405 in non-exempt equity in the residence. (100% PLAN) (LANGUAGE ADDED)
- There is $79,005 in non-exempt equity in the music equipment. (LANGUAGE ADDED)
- There is $5,533 in non-exempt equity in the bank account. (LANGUAGE ADDED)
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)

Plan proposes: $300 x 60 beginning 2/1/2026, loan modification by 6/1/2026, 100% plan
Payments: 2/2
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-10115 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,376.00
AS OF 3/5/26 (SF) Adj to after bar date

1. The State of NJ filed estimated priority claim 26-1 (NEED AMENDED CLAIM)

2. Trustee objection:

- The current Plan does not specify treatment of Old Bridge MUA claim $952.05 under the Plan. cLAIM 9-1

- There is non-exempt equity in the residence $29,841 (100% PLAN.)


Plan proposes $1376 x 60 100% Plan
Payments: 1/2 Arrears: $1376

RESOLVED:
- Need a copy of the last filed tax return - or Tax Declaration Form (CERT PROVIDED)
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-10232 / CMGHerbert B. Raymond, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $852.00
AS OF 3/3/26 (SF) Copy of TFS payment provided for a payment made on 3/4/26 in the amount of $852

Trustee objection:

- A copy of the last filed tax return - for 2025 by 5/31/2026.

- There is $283,588 in non exempt equity in the residence.

Plan proposes $852 x 60 100% Plan
Payments: 0/2 Arrears: $1704
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-10241 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 2 required payments   Arrears: $2.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-10415 / CMGEugene D. RothConfirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
As of 3/3/26 (DS): Debtor atty requested adj, 341 sched 3/19/26
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-10525 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
AS OF 3/3/26 (SF) Adjourn to after bar date

1. No mortgage claims filed yet. Bar date expires on 3/27/26

2. Debtor has insufficient income. Income verifies at $21.19

3. Trustee objection:

- There is $78,574.00 non-exempt equity in house.

Plan proposes $500 x 36 Base Plan
Payments: 2/2



RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-10565 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,600.00
As of 3/10/26 (DS): Debtor atty requested adj 341 sched 3/26/26, atty provided proof of TFS payment $1,600 made 3/9/26
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-10626 / CMGKevin C. Fayette, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $2,600.00
AS OF 3/3/2026 (at):

1. The IRS filed an estimated claim which needs to be amended. (STILL ESTIMATED)

2. Objection filed by New Rez/Shellpoint (Stewart Legal) - failure to cure full arrears of $44,022.86 (Per objection - no claim filed yet). Plan proposes to pay $41,500. (UNRESOLVED)

3. Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2025 by 5/15/2026.(LANGUAGE ADDED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The
Trustee's calculations are higher for the following reason(s):
- Verified income leaves monthly disposable income of $3,034 (100% PLAN.)

Plan proposes: $2,600 x 60 beginning 2/1/2026, 100% plan
Payments: 1/2, arrears $2,600
Email InquiryMatter ResolvedRequest
Adjournment
2024/22/2026 10:00 am26-10632 / CMGAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
AS OF 3/10/2026 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED.

1. 341 is scheduled for 4/2/2026. (READY)
2. Payments: 2/2
Email InquiryMatter ResolvedRequest
Adjournment
2034/22/2026 10:00 am26-10699 / CMGAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $839.00
341 READT for 4/2/26


no 341 dox as of 3/9/26
1/2 payments
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-10818 / CMGJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $500.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-11179 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $326.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-11202 / CMGPaul N. Mirabelli, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $530.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-11208 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-11404 / CMGDavid Jerome Witherspoon, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $750.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-11417 / CMGSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-11418 / CMGHerbert B. Raymond, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $550.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-11463 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $696.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-11466 / CMGJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,693.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-11474 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $373.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-11487 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-11624 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-11702 / CMGJoel R. Spivack, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $710.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-11725 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $201.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-11727 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $201.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-11738 / CMGRegina L. Gelzer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-11739 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,463.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-11741 / CMGBruce H. Levitt, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-11748 / CMGStephanie Shreter, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-11750 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $881.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-11752 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $182.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-11803 / CMGE. Carlton Kromer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-11878 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $100.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-11880 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $230.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-11944 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $243.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-11945 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $547.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-11972 / CMGKevin C. Fayette, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,010.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-12135 / CMGMark S. Cherry, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $3,209.00
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 10:00 am26-12169 / CMGKarina Pia Lucid, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
2064/22/2026 12:00 pm14-26152 / CMGJames K Grace Order Show CauseJudge to Reserve DecisionOSC TO PNC BANK to appear
Email InquiryMatter ResolvedRequest
Adjournment
2054/22/2026 12:00 pm14-26152 / CMGJames K Grace Application for Payment of Unclaimed FundsJudge to Reserve DecisionBank has to file application for unclaimed funds by 4/8/26

Debtor says PHH is paid- debtor lost his house in 2017


2/18/26: Ct will issue an OSC To PNC Bank- A. Jennings said to send it to her) if you don't show up CT will release funds to debtor


Application for Payment of Unclaimed Funds in the Amount $ 25347.93 Filed by David Spedden
AR NOTE 24123 PHH MONEY RETURNED WITHOUT EXPLANATION CAP ONE
;1225 CREDITOR STATES NOT IN ACTIVE BKCY
NO EXPLANATION DEBTOR IS NOT "OWNER OF RECORD "
mk: prior applications for unclaimed funds filed by "American Closers" were denied by the CT. now it appears Debtor is making the application for funds as he paid them into the case.

if PHH won't take $- maybe assignment to debtor

Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 12:00 pm25-12575 / CMGEdward Hanratty, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 12:00 pm25-15008 / CMGEdward Hanratty, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
04/22/2026 12:00 pm25-23139 / CMGKarina Pia Lucid, Esq.Motion CompensationNo Opposition Filed
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes