| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes | |
|---|---|---|---|---|---|---|---|
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 18-21135 / CMG | Jeffrey E. Jenkins, Esq. | Motion Reopen Ch. 13 Case (fee) | No Opposition Filed | REOPEN TO FILE CERT IN SUPPORT |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 18-33883 / CMG | Peter E. Zimnis, Esq. | Motion Requesting for Exemption from Participation in Financial Management Course | No Opposition Filed | FINC MTGMT COURSE |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 19-10296 / CMG | Robert Cameron Legg, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | As of 5/7/24: ARREARS 7,635. Last pay 1/18/24 Atty says has not been able to reach debtor - needs time 84 mo plan - has rune 64 so 20 left and plan balance 44,238.86 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 19-11108 / CMG | Kirsten B. Ennis, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | Debtor obj<>WEICHERT FINANCIAL/Church St (Brock & Scott) Debtor says was continuously making postpetition payments but then told he was paid ahead and not to make payments. I was surprised to learn that the mortgage company submitted a final cure of $33,000.00 when just last month they issued a statement with zero due. Debtor will file an Adversary Complaint regarding same. |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 19-18566 / CMG | Jonathan Goldsmith-Cohen, Esq. | Motion Sell | Needs Resolution of Issues - Objections | 2014 NISSAN ROGUE NUNC PRO TUNC mk: sold car in Dec 2021 got 5,005 - had exemption available to cover proceeds- did not tell atty sold it so TR found it on closing audit and required this motion. Tr limited obj: FILE AMENDED SCH C then we are good |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 19-19370 / CMG | James J. Cerbone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj, making pymts<> WE ARE IN MO609 OF A 60 MO PLAN- PLAN BALANCE $556 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 19-26135 / CMG | Jonathan Goldsmith-Cohen, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | SV/US BANK; ARREARS 3,144. Last pay 1/22/24 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 19-28641 / CMG | Stephen M. Goldberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj, made pymts<>ARREARS 4,300 Last pay 3/4/24 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 19-33261 / CMG | Steven J. Abelson, Esq. | Motion Compel | Needs Resolution of Issues - Objections | IS THIS RESOLVED? NJ respsonse (Matthew Platkin)<>MTN TO DISCHARGE LIENS BY STATE OF NJ DIV TAXATION St of Nj says steps taken to to release J'ments |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 20-11183 / CMG | Timothy P. Kane, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | NEED UPDATE AND TR filed a cert of default on 5/6/24- Case arrears 3,269.28. last pay 2/28/24 30 days as debtor was approved for LM Debtor obj, requesting repayment plan<> US BANK/Emerson St (Brock & Scott) mk email form atty 4/15 that debtor was app'd for a LM and he has requested the creditor ( Brock & Scott0 consent to an adjournment of their motion |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 20-14763 / CMG | Stacey L. Mullen, Esq. | Creditor Certification of Default | Order to be Submitted | Debtor obj, will pay<>NATIONSTAR/Glenview La (Gross Polowy) 5/4/249mk): email says OTBS: Resolution Details: post-petition arrears per the certification of default will be added to the debtor's chapter 13 plan MK; responded to that : There are only 10 mos left in this plan. By adding the arrears to the plan the adjusted plan balance is 14,013.63 and the montly payment goes up to 1,402 per month. This does not appear feasible at all. Atty says filed a MP and family members helping debtor out |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 20-15615 / CMG | Candyce I. Smith-Sklar, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, paying half & requests recap<> ARREARS $982 last pay 1/16/24 debtor say was ill- can pay 1/2 arrears and requests recap of rest |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 20-18171 / CMG | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | ARREARS 1,188 Last pay 3/14/24 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 20-23718 / CMG | Jeffrey E. Jenkins, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | PLAN WAS 36 MO PLAN AND HAS BEEN COMPLETED- WHAT IS DEBTRO' SINTENTION ON THIS? Debtor obj<>US BANK NAT'L ASSOC (ROBERTSON) mk: post pet : $13,676.33 as of 2/7/24 debtor says case is done would like to resume payments and put RE up for sale in a year Creditor says will need to be sold in 3/6 mos |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 21-16694 / CMG | Steven J. Abelson, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | TD BANK /2019 Dodge Ram (GROSS POLOWY) |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 21-18456 / CMG | Andrew G. Greenberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | motion for cont admin on 5/15- ISSUES and motion to sell property at 100% SV order entered 4/29/24 ARREARS $ 5,160 last pay 11/13/23- ORDER FOR STAY RELEIF ENTERED 4/29/24 (#80) 4/9/24(mk) debtor passed away back in NOV - no notice of death filed or a motion for continued Admin 2//27/24(mk): atty writes debtor recently passed away , Daughter is Executrix and waiting for Surrogates papers then will file motion to continue admin and motion to sell real property |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 21-18456 / CMG | Andrew G. Greenberg, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Needs Resolution of Issues - Objections | MTN TO CONTINUE CASE AFTER DEATH OF DEBTOR Tr Obj: Needs to attach surrogates papers that appoint her as executor of debtor's estate PPSED order need to be revised to add who will be designated person to continue admin of case ORDER FOR STAY RELEIF ENTERED 4/29/24 (#80) |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 22-12735 / CMG | Daniel E. Straffi, Esq. | Re-listed Creditor Certification of Default | Needs Resolution of Issues - Objections | PER ORDER #84 DATED 4/26; LOSS MIT HAS BEEN TERMINATED BY PHH MTG CORP (AMT. RAS FILED APP TO TERMINATE LOSS MIT)<<>> 4/3/24 was OTBS<<>> Debtor obj, can pay<> PHH/ East Haines St (ras) |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 22-12831 / CMG | Vera Fedoroff, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | 4/15/24(mk) parties trying to resolve debtor needs to review bank's accounting 4/9/24(mk): creditor sent email requesting update from debtor MK: creditor adj request . needs time for accounting clarification on loan history AMT: TR LTR REQUESTING CONDUIT<<>> Debtor obj, will cure<> SELENE FINANCE/Hendrickson Rd (RAS) MK: post pet:5,029.84 as of 12/28/23 Creditor email ( Aleisha): - Secured Creditor will only allow conduit as a resolution to this matter due to repeated default(s). |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 22-12954 / JNP | JENKINS LAW GROUP | Confirmation Hearing on Modified Plan | Pending Workup | 4//15 MP filed-notice went out on 4/19--needs a date later than 5/1 $2907 paid then $800 x 12 beg. 5/1/24 then $1400 x 34 beg 5/1/25 100% with min of $35,178 to gucs---debtor to sign up for ewage within 7 days---trustee will pay Freedom claim 13 and Andrew Finberg fees per the order. ***Debtor has not started making the higher tier payment in the proposed plan*** ***attorney sent in partial claim mortgage dated May 2022 but case was filed in April 2022. Obtained post filing and no motion filed. ***Per latest online comps the house value far exceeds the $35,000 in unsecured creditors. Comp show $387,000 value. House is in good condition per photos. Balboa asked for updated CMA a year ago because comps were from 2021 and beg of 2022. Also many comps were for houses half the size of the debtors house. Debtor now says he got new comps recently but hasnt submitted them. It needs to remain 100% but debtor does not appear to have income now that wife lost her job. Needs to re-file. 1) Wells Fargo filed a bifurcated claim for Bob's Discount Furniture in the amount of $389.18 secured and $1,259.36 unsecured not treated in the plan (TREAT CLAIM AS FILED??) 2) Trustee Balboa Notes: - When does Cenlar pension loan payment ($265.39 bi-weekly) end for spouse, when was it taken out, what is the payoff, and what was the original amount? (UNRESOLVED) - CMA disclaimer (only received comps). Also, CMA is from May 2022 (UNRESOLVED). Otherwise, would need $1,285 Ptd, then $1,060 x 54 (beg. Sept. 2023) 100% due to Trustee's 122c-2. Atty Fees $4,150/$4,150. ***RESOLVED ISSUES*** A) Freedom Mortgage (BROCK & SCOTT) OBJs - creditor filed $3,740.99 arrears claim on the Lock Ave property not treated in the plan (CONSENT ORDER ENTERED TO PAY ARREARS.) B) Trustee Balboa Expense OBJ: - Excessive Expenses: $870 electric/heat/gas, $634 tele/cell, $1,400 food, $450 personal care, $580 transportation, $200 entertainment (AMENDED SCH J COVERS SOME OF THESE EXPENSES.) C) Trustee Balboa N |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 22-13062 / CMG | Kevin C. Fayette, Esq | Trustee Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, made pymt<> ARREARS made 3,000 payment 4/23. Now just needs $800 to be current thru May |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 22-14046 / CMG | Andrew M. Carroll, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | AMT; NJ PARTILLY ESTIMATED/LATE FILED CLM #3-1 FILED 4/10/24 WILL NEED TO BE ADDRESSED<<>> Debtor obj<> ARREARS 24,000. LAST PAY 1/12/24 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 22-15140 / CMG | Marc C. Capone, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | 5/1/24:CREDITR AGREES TO CONDUIT - DEBTOR OPPOSES 4/17: debtor made payment AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, making pymts<>FAY SERVICING/Santa Anita Lane (Friedman Vartolo) MK: arrears 3,837.63 as of 2/26/24 debtor says was ill can make payments |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 22-15349 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | MP 5/15< USSUES/OBJECTIONS<>> - reduce payments and include pending workers comp settlement as other source of payments- ARREARS STILL NEED TO BE ADDRESSED Debtor obj, filed MP<>ARREARS $8,764 as of 3/12/24 mk: payment increased from $500 to $1,533 begin 8/1/23. Debtor has never made a payment at that higher amt. |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 22-15397 / CMG | Joan Sirkis Warren, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | Debtor obj<> ARREARS 3,696. Last pay 1/31/24 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 22-15422 / CMG | George E. Veitengruber, III, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | AS of 5/8/24(mk) ARREARS $1,110 Debtor obj, made 2 pymts and will pay remaining arrears<>ARREARS see if conduit order was agreed to and that will resolve this- YES TR To CIRCULATE ORDER so new plan payment will account for Tr arrears? |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 22-15936 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj<>240 SOUTH LINCOLN AV/LANDLORD |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 22-16755 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj, will pay<>SHELLPOINT /West Long Branch Ave(PINCUS) Post pet as of 4/12/24 $5480.79 debtor missed 2 payment in error - will be current by hearing date. |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 22-17041 / CMG | George E. Veitengruber, III, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, provided sales contract<>US Bank/Eighth Ave (Friedman Vartolo) Motion to Sell GRANTED 5/1/24 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 22-17404 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | ARREARS 6,382 Terrible pay history . Payment increased to 1,329 10/23 and debtor has NEVER made anywhere close to that amt for payment since then |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-10122 / CMG | Justin M. Gillman, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj, will pay<>RITZ CONDO (MCGOVERN) This is the 3rd hearing date for the motion |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-10836 / JNP | KEVIN C. FAYETTE, ESQUIRE | Final Confirmation | Pending Workup | ISSUES AS OF 4/12/2024 (DM): Loss Mit extended to 4/30/2024. Adjournment to 2/21/24 - FINAL CONFIRMATION. 1) NewRez/US Bank (HILL WALLACK) consent order, dated 6/7/23, provides for a loan Mod by 6/6/23 or as extended by the Court. (LOSS MIT WAS EXTENDED 1/30/24 BY ORDER DATED 11/7/23). Interim Confirmed Case: $150 x 3, $178 x 33 Prop. Plan: $150 x 36, 100% Plan PTD = $2,240 Last Claim (2-1) dated 3/24/23 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-10911 / CMG | Joan Sirkis Warren, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | Debtor obj, made pymt<>US BANK TRUST /Beachwood Rd (McCALLA RAYMER) Post pet: 4,226.20 as of 4/16 debtor says PAID up |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-11632 / CMG | Jeffrey E. Jenkins, Esq. | Order Order (Generic) | 3rd Party Matter | |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-12798 / CMG | Kirsten B. Ennis, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | AMT: MP 5/15 debtor opp'n>>FAILED TO COMPLETE LM BY 12/5/23; EXTENDED LOSS MIT EXPIRED 3/4/24 debtor says filed a MP( On 5/15/24) to sell property as LM was denied |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-12999 / CMG | Marc C. Capone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | MP ON 5/15< prop now listed for sale MP at #44 was w/d then filed MP at #47 Debtor obj, filing MP<>FAILED TO LM BY 10/31/23; FAILED TO FILE FEE APP WITHIN 7 DAYS OF 10/4/23 CONF mk: debtor has listed RE for sale needs to extend time to sell |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-13119 / CMG | Justin M. Gillman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | AMT: mp 5/15<<>> 2/21: had back and forth w/ mtg co - new atty for lender West Coast- LM has now been offered case is 10 mos old - email for atty- requesting 2 more weeks-working on finalizing LM and then will file a MP Debtor obj<>PLAN WAS DENIED ON 12/20/23 AND FAILED TO FILE MP WITHIN 21 DAYS debtor says is filing a MP to address claim of West Coast Serv. 2/7/24:debtor was offered to negotiate w/ 2nd mtg |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-13941 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj, has contract, filing mtn<>FAILED TO SELL ISABELLA DRIVE PPTY BY 11/30/23 MK: obj to sale motion on 5/15/24 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-13941 / CMG | Daniel E. Straffi, Esq. | Application for Retention | Needs Resolution of Issues - Objections | Trustee obj<> APPLICATION FOR SPECIAL COUNSEL RETENTION of real estate atty MK; CHARGED FES OF 7500 FOR re CLOSING- NO RETAINER ATTACHED TO MOTION- short sale |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-13941 / CMG | Daniel E. Straffi, Esq. | Motion Sell | Needs Resolution of Issues - Objections | THIS IS A SHORT SALE DUE TO REDUCED PRICE- IS THERE LENDER APPROVAL? Wilmington obj (McCabe)<>MTN TO SELL ISABELLA DR PPTY Mk: sold as is- for way less that value at conf(809,000) TR OBJECTION: SALE K 380,000 plan confirmed at 100% guc total claims $55,732.46- was equity at conf of 283,998- NOW THERE IS NONE Order and Notice of sale has atty fees 7,560 for a Gerald Cici atty - OBJECTED TO HIS RETENTION- NEEDS FEE APP FOR THAT KIND OF FEE |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-14424 / CMG | Candyce I. Smith-Sklar, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Recommend Dismissal | FAILED TO COMPLETE LM BY 3/31/24-ORDER DOC #56 ENTERED 4/3/24 TERMINATED THE EXTENDED LOSS MIT; ARREARS 1,200 as of April |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-15257 / CMG | Amy Lynn Bennecoff Ginsburg, Esq. | Motion to Approve Lm | Recommend Granting | Trustee limited obj<> MTN TO APPROVE LM MK: corrected cert was filed 5/2 docket #23- OK 4/25/24: Cert was filed BUT intro Says atty and then it's electronic signature of debtor . Still no proper PPSD order SUPPL OBJECTION FILED |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-15756 / CMG | Jeffrey H. Ward, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | debtor opp'n>US BANK TRUST NAT'L ASSOC (HLADIK ONORATO) mk: post pet arrears as of 4/10/24 $7498.05 Debtor says fell behind- made payment and proposes to cure balance over a 6 mo cure |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-16235 / CMG | Vera Fedoroff, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 7/3/2024 9:00 am | conf 5/15 was W/D NEW Plan on 7/3/24<<>> 2/14/24(mk FILED MP #25 on 3/20 TO EXTEND DEADLINE FOR LM to 4/25/24 debtor opp'n>FAILED TO LM BY 1/11/24; FAILED TO FILE ORDER RESOLVING TRUMAN 2021 SC9 TITLE TRUST OBJ TO CONF W/I 30 DAYS OF 9/25/23 CONF ORDER debtor says all docs submitted to lender |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-16235 / CMG | Vera Fedoroff, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj, filing MP to sell<>TRUMAN 2021 SC9 TITLE TRUST/Longest Dr (ROMANO) |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-17985 / CMG | Peter E. Zimnis, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Needs Resolution of Issues - Objections | NJ obj<>MTN FOR NJ TO AMEND POC #21-1 TO REFLECT 2019-2023 FILINGS |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-17987 / CMG | John Zimnis, Esq. | Motion Relief from Co-Debtor Stay | Moot | SALE CLOSED 3/29/24 Debtor obj, sale pending<>WELLS FARGO 2ND MTG /Lake Drive (BROCK & SCOTT) order for sale entered 2/22/24 creditor request to adj to 5/15/24 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-18043 / CMG | Kevin C. Fayette, Esq | Motion to Approve LM | Recommend Granting | Tr obj<> MTN TO APPROVE LM 4/29/24 MK: debtor cert filed(#27) ok |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-18292 / CMG | Daniel E. Straffi, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Moot - Dismissed | REPORT DEBT COLLECTORS |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-18807 / CMG | Warren S. Jones, Esq. | Trustee Certification of Default | Trustee Order | ATTY OK TO TERMS AMT: $ 1,444.89 PTD (6); $ 770 X 54 BEG 5/1/24; DEBTOR TO REGISTER FOR TFS AUTO WAGE WITHIN 15 DAYS OF ORDER (EMAIL TO ATTY)<<>> Debtor obj, requests recap and tfs auto wage<> ARREARS |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-18905 / CMG | James J. Cerbone, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | UNITED WHOLESALE MTG/Frank Applegate Rd (KML) Past due 7,603.44 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-19410 / CMG | Thomas G. Egner, Esq. | Motion Relief from Co-Debtor Stay | No Opposition Filed | ALLY CAPITAL /2016 Jeep Cherokee(LAVIN CEDRONE) |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-19802 / CMG | Ronald E. Norman, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Revised Order Submitted | LATE POC/EDGEWATER MANOR HOLDINGS Limited Obj Mk: needs revised order that adds language that TR is authorized to pay late claim |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-20550 / CMG | Thomas G. Egner, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | Debtor obj, will be current<> 1ST COLONIAL COMM BANK/Fostertown Rd (Saldutti) post pet 1,194 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-20627 / CMG | PRO SE | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | PLAN DENIED ON 3/6/24 AND FAILED TO FILE MP case filed on NOV 2023- NO Payments and MFR on 5/15 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-20627 / CMG | PRO SE | Motion Relief from Stay (Fee) | No Opposition Filed | MANUFACTURERS AND TRADERS TRUST/Harvest La (ROBERTSON, ANSCHUTZ) MK: post pet 8,223.21 as of 2/12/24 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-20955 / CMG | Steven J. Abelson, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | 5/1/24 for proof of payment Debtor obj, made pymt<>SELENE FINC / Parkside Lane (ROBERTSON, ANSCHUTZ) |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-21337 / CMG | Kevin C. Fayette, Esq | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | ARREARS; FAILED TO ADDRESS SUNSET ASSOC CLM per conf atty was to file claim and motion- it was a per plan claim - so need to do something |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 23-21432 / CMG | Ralph A Ferro, Jr, Esq | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj, proposing pymts<>NEWREZ/SHELLPOINT/Lincoln Ave (STEWART) Post pet as of 4/10 $4,856.74 debtor says lost job- expects a new one soon - can pay 2,000 and rest to creditor by 6/15 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 24-10535 / CMG | Jeffrey E. Jenkins, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | LOANDEPOT.COM /Seashell Ave (FRENKEL LAMBERT) post pet 5,500.29 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 24-10584 / CMG | Moshe Rothenberg, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Needs Resolution of Issues - Objections | MOTION TO VACATE DISMISSAL Mk: needs revised Order: add must pay $660 to Trustee w/ in 10 days of Order. 341 on or before 6/6/24 and confirmation on 7/17/24 >> AS of April arrears $495 when May hits it will be $660 mk: case dismissed 4/3/24: for no 341- missing docs and no payments and NS at conf debtor s cert says will have funds needed and docs in |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 24-10975 / CMG | Yakov Rudikh, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | ACAR LEASING /2024 Encore(EISENBERG) |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 24-11200 / CMG | Robert Cameron Legg, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Needs Resolution of Issues - Objections | 341 WAS HELD- DEBTOR APPEARED SO IS THIS MOTION NECESSARY? email to atty on 5/8/24 get 341 scheduled and adj this motion Ar concern debtor's competency- how do we know if debtor was competent at time of signing POA 4/2/24:see response at # 19- debtor is out of rehab and living w/ daughter now -so then he doesn't need to have a POA- per AR - have debtor come to 341 atty says debtor 's competency is fluid- not ready for guardian yet - but.. Debtor response to Tr obj<>MTN ALLOW POA POA =sister of debtor 3/27/24: TR limited ojb. need more info POA was signed 3/12/24 AFTER petition was filed 2/7/24 motion for POA filed 3/25 Need more info - was debtor competent to sign POA cert says in a mental health rehab and does not know when he will be released debtor signed petition and plan in Feb Need supplemental cert - when did he enter facility? was he competent? needs medical support for his condition |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 24-11359 / CMG | Karina Pia Lucid, Esq. | Order Shorten Time | Needs Resolution of Issues - Objections | 5/7/25: Debtor current thru May w/ TR payments at the 3500. Conf will need much higher payment of $5,574 x 57- not feasible 4/16/24:PARTIES AGREE TO BRIDGE ORDER- TR TO PREPARE.ADJ TO 5/15 TO BE ON W/ MP 4/16/ mk sent email to parties per the note below MK: per AR : if all parties agree then Tr will Bridge order -suggest extend stay to 5/15 to MP - atty to review claims evaluate amt required for moly payments and prove feasibility 4/16/24: ATTY SENT PROOF OF TRACKING FOR 3RD PAYMENT OF 3500. 4/15: debtor has made the 2/3 payments of 3500 per Judge Gravelle at last hearing- feasability of the plan is still an issue. 3rd one is apparently on the way **grant limited stay thru 4/17 = must pay 3 payments 3500 to be made and can determine feasabililty judge wants to see commitment** sheriff s sale pending >>OST<< MTN TO IMPOSE STAY- Not timely filed debtor now has family contributing- Creditor wants proof creditor says Serial filer- last case was a sale- she had offers and turned it down- now her income does not satisfy claims there are 2 letter aff'ds - 1 not signed and need proof that daughter and grandson are able to pay APOC by Irs: secured 27,836.14 priority 39,384 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 24-12420 / CMG | PRO SE | Order Shorten Time | Hold for Judge | 5/10 to file missing docs D. Carlon rep successful bidder at sheriff sale on 3/24/24 (#11)MTN TO EXTEND TIME TO FILE MISSING SCHEDULES MK: 4th case in 2 years - all dismissed for failure to file docs- sister rep debtor by POA- DO WE OBJECT SINCE THIS PERSON - DORKUS DELGADO- SHAFER since she was determined to be "engaged in a conflict of interest by representing her brother in a foreclosure action caused by her failure to pay mtg payments while her brother let her live in prop |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 24-12420 / CMG | PRO SE | Order Show Cause | Hold for Judge | 5/10 to filed missing docs or case will be dismissed on 5/15 MISSING DOCS |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 24-12596 / CMG | Moshe Rothenberg, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | ALLLY CAPITAL /2021 Ram(LAVIN CEDRONE) Conf 5/15 : REC Dismiss |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 24-12680 / CMG | George E. Veitengruber, III, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Judge to Reserve Decision | MTN TO REDACT SS# |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 24-12680 / CMG | George E. Veitengruber, III, Esq. | Motion Requesting Redaction | Judge to Reserve Decision | |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 24-12894 / CMG | Jeanie D. Wiesner, Esq. | Motion Relief from Co-Debtor Stay | No Opposition Filed | ROCKET MTG/QUICKEN LOANS - Jaffrey Waty (STERN & EISENBERG) |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 24-13075 / CMG | Barbara J. Snavely, Esq. | Motion Relief from Co-Debtor Stay | No Opposition Filed | CREDIT UNION OF NJ (McKENNA DuPONT) |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 24-13113 / CMG | Melinda D Middlebrooks, Esq | Motion to Quash | Needs Resolution of Issues - Objections | CROSS MOTION BY CRREDITOR SWIFT FINANCIAL OBJ (Capehart(<>DEBTOR MTN QU QUASH SWIFT FINANCIAL SUBPOENA mk: creditor is Unsecured creditor of debtor by virtue of a J'ment vs debtro and his company - debt was personally g'teed by debtor |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 24-13113 / CMG | Melinda D Middlebrooks, Esq | Motion Compel | Needs Resolution of Issues - Objections | creditor filed Cross motion to Compel Compliance>SWIFT FINC (CAPEHART & SCATCHARD) |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 24-13124 / CMG | Donald C. Goins, Esq. | Motion Relief from Co-Debtor Stay | No Opposition Filed | WILMINGTON TRUST / Hampden Court (FRIEDMAN VARTOLO) |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 24-13124 / CMG | Donald C. Goins, Esq. | Motion Extend Time | Needs Resolution of Issues - Objections | CT - will extend stay to 5/15 to get realtor and see if there is interest in prop Wilmington obj (Friedman Vartolo)<>MTN TO EXTEND STAY missing docs filed 4/12 and plan filed 4/15 4/17: creditor : 4th filing Loan due since 2018 Foreclosure j'ment in 2020 and no equity in property. it is a rental prop. debtor says; this case is different - trying to sell prop- says now has equity. prop not listed yet New CMA 279,000 creditor says claim is 268,000 so still no equity after closing costs |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 24-13830 / CMG | Avram D White | Motion Extend Time | Needs Resolution of Issues - Objections | EXTEND STAY Last plan was LM - denied- this time will refi property as of 5/8- no plan and missing docs OSC 5/15/24 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 24-13993 / CMG | Robert Cameron Legg, Esq. | Motion Extend Time | No Opposition Filed | EXTEND STAY MK: new case calls for LM- had many issues of hardship in last last case .in better position to be successful this time |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 24-14149 / CMG | John Zimnis, Esq. | Motion Extend Time | No Opposition Filed | EXTEND STAY Last case dismissed failure to make Tr payments now b'ness is better Mtg arrears decreased due to Tr payment in last case 61,916.19 and will be applying for ERMA funds in this case |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 9:00 am | 24-14149 / CMG | John Zimnis, Esq. | Motion Impose Automatic Stay | No Opposition Filed | MTN TO IMPOSE STAY UPON NJ DIV OF TAX debtor concern that creditor will seize assets( business assets) Plan will proposes to pay the debt and is needed to fund plan |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 22-15349 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing on Modified Plan | Needs Resolution of Issues - Objections | updated 5/8/2024 (JMA) issues as of 4/5/2024 (JMA) 1) Modified plan states that plan payments are being reduced and that proceeds from pending workers comp settlement to be paid. Is there a specified amount that is to be paid? The original plan base was $79,584. 2) Need to provide updated I & J- and evidence of amount of Workers comp $ proposed plan $10,000 paid to date, $500x40 plus proceeds from pending workers comp settlement paid in $10,500 arrears $10,830 38 months to go |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 22-17271 / CMG | David L. Stevens, Esq. | Confirmation Hearing on Modified Plan | Pending Workup | |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 23-11377 / CMG | Stacey L. Mullen, Esq. | Confirmation Hearing on Modified Plan | Pending Workup | |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 23-12798 / CMG | Kirsten B. Ennis, Esq. | Confirmation Hearing on Modified Plan | Needs Resolution of Issues - Objections | AS of 5/2/24(mk): 1. Objection By Bank Of NY/ Shellpoint( Hill Wallack): plan fails to pay arrears 2 TR Objection: Prior plan was 100% (MIN $34,765 TO GUCS DUE TO NE EQUITY) MP says base - but still needs to be 100% due to that T/H - property is not even listed for sale yet. MP Proposes:$3000 PTD; $250 X 48; ( SALE OF 123 WEST WARREN ST BY 12/31/24); BASE SELL PROPERTY AND PAY IRS CLM Plan has run 13 mos and has 23 under original length- THIS PLAN MAKES IT TOTAL 60 MO PLAN |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 23-12999 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | As of 5/7/24(mk): WHAT IS STATUS OF SALE? CASE IS IN MO 13 1. Objection BY Truman 2021 Trust (Romano): NOT RESOLVED- lien was supposed to be paid by 3/31/24 -debtor seeks to modify Rts of creditor. fails to cure arrears MP(#47) proposes PTD Then 1260 x 28 begin 1/1/24 Sale of property by 6/30/24 Base >> listing agreement and retention Application has been filed 625,000. -------RESOLVED--------------- -Cert of Consent w/ St On NJ- ORDER TERMS= 17,947.44 Priority and 1,677.07 GUC ORDER SUBMITTED FOPR CLAIM . PAY Priority $17,947.44 and guc 1,677.07 .STILL ESTIMATE TAX CLAIM FROM ST OF NJ- CLAIM FILED 1/12/24 for S & U taxes As of 2/12/24(mk): STILL ESTIMATE TAX CLAIM FROM ST OF NJ. NEED UPDATE ON LISTING AGMT AND IF EX SPOUSE WILL COOPERATE IN THE SALE OF REAL PROERTY BEFORE THIS CAN BE WORKED 1/16/24(mk) email from atty - wants to confirm sale plan but having difficulty getting ex spouse to sign listing agmt 1/12/24(mk): Updated THIS IS WORK UP ON MP #47 NOTE: MP #44 was withdrawn then file MP at #47 on 12/11 and That is the plan I will work up as CT did not give #47 a new date as it was in time for 1/17 Modified PLan was shortened to total 36 mos from 60 . and we have a min to gucs balance is $53,411.44 PLUS conf terms provided for non exempt proceeds from sale to TR SO will be a Low base pending sale. >>NO PROOF OF EFFORTS TO SELL NO REALTOR APPT. NO LISTING AGMT PROVIDED 1. TR Objection: -Part 9 of MP was blank -MP has ST Of NJ for 8,699- POC filed 1/11/24 17,947 and considered timely per Order. 12/5/23. - Plan has Chase Mtg as second mtg in part 4a. There is no claim filed by Claim- STRIKE IT? no mtg statement was provided either so we have no proof of that lien. > IRS Priority claim is 42,168.63 of which the TR has paid 1,55.44 leaving a balance of 41,013.09 ( Plan has 20,635) MP proposes:$10,080 PTD; $1260 X 28 BEG 1/2024; SALE OF 279 EDLYS LN BY 6/30/24); BASE PLAN HAS RUN 10 MOS AND 50 REMAIN - BUT MP shortens length t |
|
Matter ResolvedRequest Adjourment | 73 | 5/15/2024 10:00 am | 23-13119 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Pending Workup | ISSUES AS OF 4/23/2024 (DM): updated 4/29/24. Response Doc #37. ***Still need to address Trustee objections regarding new expense(s) on amended Sch J*** 1) Trustee OBJ: - There is $7,913 of non-exempt equity in the residence. - Amended Sch J adds new expenses of $987 for spouse personal loan (UNRESOLVED) and $300 for spouse's care of elderly father (RESOLVED.) Need proof of excessive expenses 10 days prior to confirmation. - Need statements for the debtor & non-filing spouse's 401k loans and 457 loan (RECEIVED LOAN STATEMENT FOR DEBTOR - $528 MONTHLY ON LOAN #014 ENDS JUNE 2026 AND $439 MONTHLY LOAN #013 ENDS FEB 2024 - SPOUSE'S LOAN $330 MONTHLY ENDS OCT 2028 AND $350 MONTHLY LOAN ENDS MAY 2026.) ***RESOLVE ISSUES*** Motion to Approve Loan Mod filed with 4/1/24 objection deadline. Note that the $50,000 down payment for Loan Mod is coming from a hardship withdrawal from retirement account. A) West Coast Servicing (Hladik, Onorato) OBJs - loan matured on 8/1/2021 and creditor has filed a total debt claim in the amount of $117,897.44. Plan proposes a loan modification on this mortgage (MOTION TO APPROVE LOAN MOD ENTERED.) B) ACAR Leasing obtained stay relief on 2021 Chevy Traverse (LEASE WAS NOT ASSUMED IN PART 6 OF THE PLAN AND THUS REJECTED). C) Athene Annuity & Life Assurance Company (RAS) OBJs - failure to cure arrears of $2,262.68 per POC (CONSENT ORDER SUBMITTED). D) Trustee OBJ: - Need homeowner's insurance renewal declaration (RECEIVED). - Need proof of insurance for the 2019 GMC - policy expires 7/20/23 (RECEIVED). - Must file a Fee App within 7 days of confirming (LANGUAGE ADDED). - Need a statement for the second mortgage (WEST COAST SERVICING FILED A POC). - Income verifies higher ($1,424) than scheduled ($350) resulting in $1,044 monthly disposable income based upon bank statements showing DSO is paid weekly (AMENDED SCH I CORRECTS DSO AMOUNT.) - Excessive Expenses: $500 utilities, $700 cable/internet/phone, $500 medical and dental, $500 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 23-15257 / CMG | Amy Lynn Bennecoff Ginsburg, Esq. | Confirmation Hearing Scheduled | Pending - Work-up in Process | ADJ to 5/15 Peremptory for 341 to be conducted on 5/9. If 341 is conducted, then confirmation can be adjourned if necessary (dm) ISSUES AS OF 4/11/2024 (DM): ***Case is 10 months old and 341 still has not been conducted - RECOMMEND DISMISSAL*** 341 has been rescheduled for 4/4/24. NOT HELD 1/16/24(mk) email to atty we will use Trulia value of 213,400 unless she gets us a CMA and need to get copy of DEED from County Clerk NEEDS A 341 DATE- we have Deed in docs now. Prop. Plan $330 x 60, Base Plan PTD 9/10 = $2,970 Last Claim (1-1) |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 23-16024 / CMG | PRO SE | Order Vacate Dismissal of Case | Needs Resolution of Issues - Objections | 341 on 5/8/24 (mk): sent email to debtor mk: 341 was not held - so needs to adj for that Payment has to increase - only 2 claim in case - the car and 1 guc so can be 100% and we may not need to deal w/ the PI claim - WILL NEED TO ADJ TO 5/15/24 FOR 341 TO TAKE PLACE AND THEN IF DEBTOR IS ABLE TO PAY THE HIGHER PLAN AMT TR WILL ASK CT TO CONFIRM AT NEXT HEARING - no objections have been filed. DEBTOR SHOULD MAKE AN APRIL PAYMENT As of 4/10/24(mk): only 2 creditor in case- no objections other than TR both regular and Gov bar dates have passed- Need Ct to rule on not including the PI case??? if he appears at a 341 then payment goes up **CAN REC CONFIRM AT $303 PTD Then $75 x 51 Begin 5/1/24 100%. Must file pre conf certification with in 10 days** adj to try to consult w/ atty CASE IS MOS OLD- also sent email to PI atty asking if the child support lien/issue was resolved w/ respect to the settlement of the PI case. 3/19/24: ONLY CHANGE / UPDATE HAS BEEN A PAYMENT OF$ 174 POSTED TODAY which brough him current thru FEB. so march payment is due and no amended sch B & C filed for PI case or motion for retention . A Arrears $43.64 . NOTHING ELSE DONE SINCE MY FEB 21 EMAIL DETAILED BELOW 3/15/24(mk): NOW we are in March and arrears are $217.64. LAST & ONLY PAYMENT PAY WAS 10/23. Nothing has been filed paid or done on the case since my 2/21/24 email to debtor and non filing spouse. 2/21/23 Mk: email to debtor -attached forms for retention of professional . snet new plan form for him, attached the car/Santander proof of claim. Instructions for bankruptcy forms off the Ct's website and a blank petition( for his amended schedules) also from the Ct's website. I explained the process of retention of professional for his PI Atty in the body of the email and the need for amended schedules B & C to list the P I case. Also tol him ( as of 2/21) his arrears were 174.31. pay arrears to Tr- debtor says wife to get tax refund need amended sch |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 23-16235 / CMG | Vera Fedoroff, Esq. | Confirmation Hearing Scheduled | Withdrawn | AS OF 3/20/24 (SF) MP TO BE FILED TO SELL HOUSE RECOMMEND $5,766 PTD, $938 X 52 (BEGIN 4/1/24) 100% PLAN W/MIN $136,953 to GUCS PER NONEXEMPT EQUITY IN REAL ESTATE; LOAN MOD BY 4/15/24 - DO NOT PAY ARREARS TO TRUMAN 2021 SC9 TITLE TRUST Note: Payment increased because more gucs filed claims after case was confirmed but before bar date expired. Trustee motion to dismiss scheduled for 4/3 at 9 MP proposes $842 x 46 100% Plan; Loan Mod by 4/15/24 Plan has run 8 months with 52 months remaining |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 23-17525 / CMG | Andy Winchell, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AR RESOLVE OR HOLD ISSUES AS OF 5/8/2024 (DM): 4/17/24 - sale has not closed- creditor says post final judgement and payoff needs to be requested form foreclosure atty who is different that bankruptcy atty - Not Debtors Delay - creditor is working on it and then will close in next 2-3 weeks. ***Debtor is proposing plan payments of $850 per month while income is strictly SSI. If debtor has a closing date for the sale, then pending plan should be denied, sale needs to take place with all non-exempt proceeds turned over to the Trustee, and a MP to be filed within 14 days*** 3/6 email to Atty advising of 2015 estimated NJ tax claim. Sale now in early April (dm) Motion to Sell pending (ORDER ENTERED.) MFR (Friedman Vartolo) pending (OTBS.) 1) Shellpoint Mtg (Friedman Vartolo) OBJs - creditor wants stay relief if property is not sold within time frame that creditor agrees to (UNRESOLVED.) 2) State of NJ filed an unsecured claim that includes estimated taxes for 2015 (UNRESOLVED.) 3) MP provides $2,878.06 secured treatment to the State of NJ - no POC filed (STRIKE??) 4) Trustee OBJ: - Debtor has insufficient income. - Need CMA with comparative properties sold within 6 months of filing (USING CONTRACT PRICE OF $287,000, THERE IS $15,404 NON-EXEMPT EQUITY.) - There is $3,692 non-exempt equity in BOA account (LANGUAGE ADDED.) - Atty must file fee application within 7 days of confirmation (LANGUAGE ADDED.) ***RESOLVED ISSUES*** Motion to Expunge POC (11-1) pending 3/20/24 - amended POC (11-2) filed 2/27/24. A) DC Gov't Office of Tax & Revenue filed $13,485.66 amended secured POC (11-2) - pending Motion to Expunge was filed with respect to POC (11-1) and proposed order incorrectly references POC #17 - proposed order will need to be amended to correct POC number and provide more detail - is debtor looking to expunge the claim based upon his Certification or just make entire claim unsecured (POC HAS BEEN WITHDRAWN AND MOTION TO EXPUNGE THE POC WAS ALSO GRANTE |
|
Matter ResolvedRequest Adjourment | 97 | 5/15/2024 10:00 am | 23-17711 / CMG | Brad J. Sadek, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - SUBJECT TO TERMS | AS OF 5/7/24 (SF) RECOMMEND $11,000 PTD, $1700 X 10 (BEGIN 6/1/24; $2217 X 42 (BEGIN 4/1/25) BASE W/MIN DIV OF $47,700 TO GUCS PER 122C - STUDENT LOANS TO BE PAID OUTSIDE PLAN 1. Trustee objection: - Need a Modified Plan that steps up trustee payment by $500 in March, 2025 when car loan is paid off. - Verified income leaves monthly disposable income of $1,770.05. - Reviewed the 22C, monthly gross income is $7,787.50. Line 17 (involuntary deductions) should be $0 and Line 23 (optional telephone services) requires documentation. Per the 22C, monthly disposable income is $795 which requires a minimum dividend of $47,700 to general unsecured creditors. Plan proposes $1250 x 60 Base Payments: 7.1 Arrears: 500 RESOLVED: - State of NJ unsecured claim 19-1 is estimated (AMENDED) NEEDS TIME and may need a MP - Plan does not state that student loans will be paid outside of the plan. (no student loan claims filed) - Need to file Pre-Confirmation Certification. (FILED) |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 23-17985 / CMG | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | 5/7 Workup for the 5/15 calendar EDC 4/17: st of NJ email to debtor : Per the NJ Div. of Taxation, Debtor needs to file "zero returns" for the periods that it was not operating. Also, outstanding TGI-EE need to be filed as well--CAN CONF AT 100% IF CLAIM EXPUNGED EDC Mk: IRS amended their claim but st of NJ has not- all returns submitted and notion vs st of Nj on for 5/15.s far as the missing business returns, the company shut down years ago and many of the alleged missing returns were for periods after the company ceased operation. NEED A CERT ON THIS(mk) 4/1 Workup for the 4/17 calendar EDC SAME ISSUES AS JANUARY AND FEBRUARY HEARING *motion for relief Wilmington mortgage on for 4/3 needs resolution SAME ISSUES AS JANUARY AND FEBRUARY HEARING 1) IRS claim #1 estimated for 2019-2021 taxes - STILL ESTIMATED, NEED AMENDED CLAIM 2) Trustee objection to confirmation - need to resolve - copy of the last filed tax return - 2022 prior to confirmation. - here is $124,392 in non exempt equity in the residence. Needs to be 100% plan. - There is $8,443 in non exempt equity in the 2015 Chevy. - Need to file Pre-Confirmation Certification. proposed paln $1000x60 base plan paid in $3,000 arrears $1,000 last claim 20 RESOLVED ISSUES: - Need proof of insurance for the 2015 Chevy. PROVIDED, RESOLVED |
|
Matter ResolvedRequest Adjourment | 105 | 5/15/2024 10:00 am | 23-18083 / CMG | Steven D. Pertuz, Esq. | Confirmation Hearing on Modified Plan | Pending Workup | 30 day for both co peremptory AS OF 4/11/24 (SF) Adj. Peremptory. Attorney must provide copy of listing agreement and Retention of Realtor order by 4/8/24 (NOT RECEIVED) 1. Modified plan proposes to avoid lien of Tajuddin Haslani. Trustee objects because there is no separate service. Also the plan states that there is no perfected lien. (need to determine if this is really a secured claim as it affects the property valuations) 2. Objection filed by Planet Home Lending (Wohlrab) - failure to pay arrears of $76,992.18 and objects to confirmation unless a consent order is entered giving stay relief should the property not be sold within an appropriate time frame otbs 6 mo to sell 30 bela vista wi 60 day if no sale realtor 3. Objection filed by XIII Goup LLC d/b/a Watch Trading Co. (Javier Lopez) - Debtor was given line of credit to purchase watches and loan was never repaid. Creditor has a judgment. WTC respectfully requests that Plan confirmation be denied, that the Debtor's asset disclosures be investigated, that WTC's claim not be subject to a discharge order under the Chapter 13 Plan. Creditor filed unsecured claim for $847,938.37. co withdraw obj 4. Adv. Complaint (23-18083) filed by XIII Group/Watch Trading to determine dischargeability of claim. Summons and Notice of Pretrial conference 3/20/24 at 3 5. Township of Woodbridge has not filed a claim. Should the per plan claim be stricken? 6. Trustee objection: - There is $125,521 in non exempt equity in the real estate. - There is $2,039 in non exempt equity in the bank accounts. - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. Plan proposes $432.23 x 12; $1500 x 48 Base; Sale of real estate in 12 months Payments: 6/7 Arrears: $432.23 RESOLVED ISSUES: - Motion for Relief filed by Planet Home Lending scheduled for 2/7 at 9 (Order entered) - The current Plan does not specify treatment of secured claim |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 23-18533 / CMG | Joseph Casello, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | As of 5//24(mk): **CAN REC CONFIRM AT $,1000 x 36 Begin 10/1/23 Base w/ min to gucs $19,887 Due to equity. Trustee is authorized to pay Ally Capital arrears claim #12-1 in the amount of $364.05 through the plan. must file pre conf cert in 7 days** --------------------------- 4/16: CO submitted resolving obj by United teletech- Pay arrears claim $1,217 Mk: atty sent proof of 2 payments to post today 3,000 and 1,000 on 4/17 - NEEDS TO POST as to income- atty says P & L from insurance agency- filed sept- best mos are march- sept and insurance agency went thru a Ch 11- will address rest of obj. arrears are 4,000 as of 4/15/24 PER LAST TIME: be current by 4/17/ hearing 4/10 Workup for the 4/17 calendar EDC As of 4/10: 1. DEBTORS 4 PAYMENTS IN ARREARS $4,000 ** TRUSTEE OBJ STILL NOT RESOLVED: - Need 2022 tax returns, 2 months bank statements from Kearney Bank and Blue Foundry Bank prior to filing date, Timeshare info and HUD statement for 2020 house sale in Little Silver. - After recalculating Debtors income there is disposable income $3,778. - Excessive expenses on Sched J: Rent $5,750, Electricity/heat/gas $600, Medical $500, Car insurance $700 (pays for their adult children). MUST PROVIDE PROOF OF EXPENSES 10 DAYS BEFORE CONF. - There is non-exempt equity in 2019 Kia $2,415.38 and in Timeshare there is $17,472.41 and estimated in bank accts pending statements.. - SOFA has lawsuit for fraudulent transfer is pending. Debtors and Holmdel Financial Services are named as defendants. Several unsecured claims filed causing the case to be over 109(e) limit, 3 seem to be duplicates each $198,000 and one for $2,699,488.38. MOTIONS RESOLVE UNDER 109 E - Must resolve creditor objections. - Must file Pre-confirmation certificate. 3. United Teletech (MCKENNA DUPONT) obj to arreara owed, POC with arrears $1,217. 4. Ally Capital arrears claim $364.05, Plan has outside, needs to be paid. As of 1/11/24 (DS): Debtor atty requested extended adjournment due to out of o |
|
Matter ResolvedRequest Adjourment | 108 | 5/15/2024 10:00 am | 23-18587 / CMG | Joseph Albanese, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - SUBJECT TO TERMS | AS OF 4/30/2024 (at): RECOMMEND: $7,833 PAID TO DATE, $2,250 x 53 BEGINNING 5/1/2024, BASE Claims will be paid according to the trustee's order of distribution. Non exempt proceeds from personal injury law suit are to be turned over to the trustee. Student loans will be paid outside of the plan. Trustee shall pay Wells Fargo Bank, Claim #13 a secured claim in the amount of $759.45. The unsecured portion in the amount of $3,123.64 shall be paid pro rata with other general unsecured creditors pursuant to the terms of confirmation. Preserve non exempt equity of $712 in personal property. 1. Capital One Auto filed a secured arrears claim #9 in the amount of $1,180.74 for a 2018 Toyota which is not in the plan. Is the debtor going to pay this claim? (MOD PLAN PAYS CLAIM) 2. Carvana filed a secured arrears claim #14 in the amount of $1,110.00 for a 2019 Dodge which is not in the plan. Is the debtor going to pay this claim? (MOD PLAN PAYS CLAIM) 3. Wells Fargo Bank/Value Furniture filed a bifurcated claim #13 which is not in the plan and needs to be resolved. (PAY $759.45 PER MOD PLAN) 4. Objection filed by Lakeview Loan Servicing (McCabe Weisberg) - failure to cure anticipated arrears of $1,063.24. No claim filed yet. (RESOLVED - PAY PER POC) 5. Trustee's objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $450/month for utilities $420/month for cable/internet/phone $900/month for food & $145/month for pets $576 & $570/month car payments $703 & 100/month for student loans (need proof these are being paid) $309/month for birthdays/emergencies $454/month for needed repairs (RECEIVED ESTIMATES FOR HOME IMPROVEMENTS) $350/month additional medical expenses Need proof of excessive expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax re |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 23-19143 / CMG | Brian S. Thomas, Esq. | Confirmation Hearing on Modified Plan | Continued 6/5/2024 10:00 am | AS OF 4/11/2024 (at): 1. Objection filed by MidFirst Bank (KML Law) - failure to cure full arrears of $9,875.96. (ORDER ENTERED - PARTIAL CLAIM PROMISSORY NOTE ALLOWING THESE ARREARS TO BE DUE ON 2/1/2052) 2. Mercedes-Benz filed a secured arrears claim #3 in the amount of $449 which is not in the plan. Is the debtor going to pay this claim? (PAY) 3. Hilton Resorts filed a secured claim #16 in the amount of $1,224.84 which is not in the plan. Is the debtor going to pay this claim? (PAY) 4. Trustee's objection: The debtor(s) plan consists of unnecessary or excessive expense items, such as: - 2 car payments $804 and $540 and a motorcycle payment $250, electricity/gas/heat $650, tele/cell/internet $850, auto insurance $630 and spouses bills $1,266. - 22c-1 deducts expenses Line 13 for credit cards $740, Timeshare $300 (luxury item and should be surrendered) and misc. $226 (not allowed). - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Proof of income verifies higher and when deducting excessive expenses. There is estimated disposable income of $3,480. RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - Domestic Support Obligation information (RECEIVED) - Updated auto insurance for 2022 Mercedes, insurance expires 12/24/23 (RECEIVED) - The current Plan does not specify treatment of Hilton Resorts under the Plan. (MOD PLAN LISTS AS UNAFFECTED) - Need 2 months (Sept & Oct) bank statements from Wells Fargo savings acct prior to filing date. (RECEIVED) Modified plan before confirmation proposes: $800 x 60 beginning 11/1/2023, base Payments: 5/6, arrears $800 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 23-19388 / CMG | Robert B Davis | Confirmation Hearing Scheduled | Continued 7/3/2024 10:00 am | 341 now on 6/6/24 AS OF 5/3/2024 (DM): 1. 341 has been scheduled for 6/6/2024. 2. Payments: 4/5. arrears $930.18 FYI- LOOK AT DOCKET #30 AND SCROL TO SEE CONSENT ORDER RESOLVING OBJECTION BY BERKSHIRE BANK PROVIDES: Creditor will grant Debtor a 6 month forebearance staying its foreclosure action against Debtor. In exchange for the forbearance at the end of the six month forbearance period, Debtor has agreed to pay the debt in full or refinance the loan to bring it current |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 23-19446 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Moot - Converted to 7 / 11 | 3/30/24: needs time to resolve tax issues/ claims and get current- PEREMPTORY 3//14 Workup for the 3/20 calendar EDC ** Trustee objection to confirmation - need to resolve - The Schedules fail to account for the debtor(s) tax refund in the amount of $213 when determining disposable income. - Need to file Pre-Confirmation Certification. ** IRS priority claim estimated for 2021 taxes - STILL NOT RESOLVED ** State of NJ priority claim estimated for 2021 taxes - STILL NOT RESOLVED proposed plan $389x60 begin 11/1/2023 base plan paid in $780 arrears $776 last claim 5 ---------------------- RESOLVED: 1) Santander (Morton) objection to confirmation - RESOLVED, ORDER SUBMITTED, PRE-PETITION ARREARS $2,048.40, POST-PETITION ARREARS $2,393.40 |
|
Matter ResolvedRequest Adjourment | 116 | 5/15/2024 10:00 am | 23-19553 / CMG | Andrew G. Greenberg, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | NFA 5/7 workup for the 5/15 calendar *If debtor can show they submitted LM docs and US Bank agrees we can recommend per below. If not it should be dismissed. EDC *Trustee recommends: Confirm at $500 x 60 beg 11/1/23 100% to unsecured-Loan mod to be obtained by 6/21/24-trustee will not pay mortgage claim of US Bank 8-1 pending loan modification--pre-confirmation certification to be paid within 7 days.--- Student loans to be treated outside. - Trustee standard order of distribution. As of 4/8/24 (DS): 1. Plan propose loan mod by 4/29/24. No motion filed for loss mit. What is the status of the loan mod? 2. Plan states to not pay arrears to Rushmore pending loan mod. Case to be paid off in 5 months at 100% to gucs with total gucs filed $2,219.32, bar date has passed 1/8/24. 3. BELOW ISSUES REMAIN UNRESOLVED. 3/6/24 (DS): 1. Trustee obj to the following: - Need Trustee standard order of distribution. Plan does not propose all disposable income $1,192 total gucs filed $2,219.32. Plan propose $500 x 60 and will pay 100%. 2. Carrington - Search Ave property (HILL WALLACK) obj to arrears owed, POC filed arrears $1,995.11. Must resolve obj. MOD PLAN SURRENDERS PROPERTY. 3. US Bank/Rushmore - Leroy Pl property (ROMANO GARUBO) obj to loan mod and arrears not paid. Must resolve. 4. Must file Pre-confirmation certificate. Prop Plan $500 x 60 begin 11/1/23; Base and Loan mod on Leroy Pl by 4/29/24 Note: 2023 Tax return and updated auto insurance provided. |
|
Matter ResolvedRequest Adjourment | 104 | 5/15/2024 10:00 am | 23-19760 / CMG | Joseph Casello, Esq. | Confirmation Hearing Scheduled | Continued 7/3/2024 10:00 am | 5/7 workup for the 5/15 calendar EDC -SAME ISSUES AS LAST TIME ** Trustee obj to the following: - Need pay stubs for non-filing spouse for the month of November, after 11/3/23 pay period. - Must amend Sched G to list 2 addition auto leases (2021 Honda Civic and 2022 Honda Civic). - Excessive expenses on Sched J: Vivant Solar $132.34 (not in plan or schedules), Life insurance $265.49, Health insurance $650.07, car insurance $793.42, car payment $655.52 and Crystal water $34.96 (not in plan or schedules). - Income would verify higher due to excessive expenses and tax refund $2,365, not on Schedule. - There is non-exempt equity in real property $137,986 (Spouse is not on Deed). - Must file Pre-confirmation certificate. 3. NewRez (ALEISHA JENNINGS) obj to arrears owed, POC filed arrears $3,360.12. Must resolve obj. 4. Claim American Honda 2021 Honda Civic lease to be rejected. Prop Plan $1,050 x 60 begin 12/2023; Dollar Base $54,000 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 23-19852 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | 5/7 Workup for the 5/15 calendar EDC adj request denied last time --2 payments arrears and still need POA from last 2 times--NOTHING HAS BEEN DONE SINCE FEB 341 not held in February--debtor did not appear to be competent to understand proceeding |
|
Matter ResolvedRequest Adjourment | 109 | 5/15/2024 10:00 am | 23-20474 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 5/8/24 (SF) - Sale date expired. Need status 1. Objection filed by US Bank (Egerman) - failure to pay arrears of $745,580.44 and speculative sale (MUST RESOLVE) 2. Objection filed by Statebridge Co/Wilmington Savings (Wohlrab) - treatment of creditor claim is unclear. Creditor wants stay relief if property is not sold within an appropriate time frame that creditor agrees to. (TOTAL DEBT CLAIM FILED IN THE AMOUNT OF $178,726.81 WHICH MATURES 5/1/26) 3. Consumer Portfolio filed arrears claim 1-1 in the amount of $513.12 which is listed as unaffected under the plan. (OK TO PAY?) 4. Santander Consumer USA filed arrears claim 3-1 in the amount of $633.16 which is listed as unaffected under the plan (OK TO PAY?) 5. Trustee objection: - Need to file Pre-Confirmation Certification. Plan proposes $200 x 60 Base; Sale by 5/1/24 Payments: 5/6 Arrears: $200 RESOLVED ISSUES: - Need a copy of the last filed tax return - 2022 for non filing spouse prior to confirmation. (AFFIDAVIT PROVIDED THAT SPOUSE DID NOT FILE RETURN IN 2022 DUE TO INSUFFICIENT INCOME) - Need October and November bank statements for PNC account 0214. (RECEIVED) - State of NJ filed estimated priority claim 7-1 (AMENDED) |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 23-20578 / CMG | John A. Underwood, Esq. | Confirmation Hearing on Modified Plan | Continued 6/5/2024 10:00 am | Motion to modify claim was adj to 6/5 for better service - this will need to be adj to 6/5 as well confirm at $7582 paid then 2500 x 55 beg 5/1/24 100% with min of $37600---ANY ACCOUNTS RECEIVABLE OWED TO RAYS TRUCKING SHALL BE TURNED OVER TO THE TRUSTEE--TRUSTEE WILL TREAT US DEPT OF HUD CLAIM AS OUTSIDE OF THE PLAN--trustee will treat late filed claim of Kalamata 15-1 as outside of the plan ATTY AGREES WITH TH WILL BE 100%P ER LAST TIME: Debtor atty requesed adj to resolve all issues. 4/10 Workup for the 4/17 calendar EDC 1. Trustee supplemental obj to the following: --online comps have been going up for this home. Now valued at $491,000 leaving equity of $22,366 after mortgage and claims - Need statement for the Guardian whole life insurance policy and statement for the debtor's Thrift loan, prior to filing date. CASH VALUE $9255 OK WITH EXEMPTION ---AND $6700 LOAN BALANCE WILL BE PAID OFF AT END OF 2025 - Sched J list mortgage payment $3,439, when mortgage claim has $2,269.49 paid on 12/27/23. AMENDED- PER FILED SCHEDULES THERE IS $3293 IN DISPOSABLE INCOME AND PER TRUSTEE REVIEW OF POI THERE IS $4948 IN DISPOSABLE INCOME - 22C monthly gross income is $18,100 (October gross $151,446/10 = $15,144). Line 17 (involuntary deductions) should be $627. Per the 22C, monthly disposable income is $2,484 which requires min. dividend of $149,040 to gucs. - There is non-exempt equity in 2014 Honda $14000 - $1035 =$12965, 2018 BMW $22500 -4450-39=$18011 and $6,000 equity in funds that the debtor received from the sale of the Freightliner that needs to be added to the schedules, plus online comps have been going up for this home. Now valued at $491,000 leaving equity of $22,366 after mortgage and claims TOTAL IS $59343 equity in everything - Must file Pre-confirmation certificate. 2. Kalamata Capital Grp filed LATE secured claim $36,655.17. How will claim be treated? Prop Plan $4,246 PTD; $1,668 x 58; Dollar Base $37,599.12 ------------------------ RESOLVE |
|
Matter ResolvedRequest Adjourment | 92 | 5/15/2024 10:00 am | 23-20647 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Pending Workup | 5/1/24: PPSED CO to resolve objection in #1 AS OF 4/25/24 (SF) 1. Objection filed by Sabrina Porcaro- estranged wife (Casello) - failure to pay domestic support arrears of $58,792.67 and failure to disclose assets listed in objection (MUST RESOLVE) debtor response filed to Objection in #1 2. Trustee objection: - Need Domestic Support Obligation information (Term Sheet provided, debtor to pay $2935 for daughter's tuition and $12,719 for children's activities and expenses) Average $1300 per month - Need a copy of the homeowner's insurance renewal declaration - for Burlington commercial property. (that includes liability coverage and policy period ) - Need bank statements for Sept. and October which is 2 mos. before filing (RECEIVED) Between 8/11/23 and 9/8/23 debtor deposited $67,460 and withdrew $67,240.26. Between 9/9/23 and 10/10/23 debtor deposited $94,925 and withdrew $95,259.65 (PLAN WILL BE 100%) - Verified income leaves monthly disposable income of $2,399.39. - There is $100,000 in non exempt in Motor Hub LLC. (100% plan ) - There is $354,457 in non exempt equity in the Burlington commercial property. The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution Plan proposes $750 x 12; $1000 x 12; $1500 x 32 100% Payments: 5/5 RESOLVED ISSUES: Motion for Relief by Sabrina Porcaro 3/6 at 9 (OTBS) Stay vacated to permit continuation of matrimonial proceedings in Superior Court. Need to file Pre-Confirmation Certification (FILED) |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 23-20650 / CMG | Richard F. Fried, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | AS of 5/4/24(mk): The MP does not pay the arrears claims for #5-1 and 6-1 for Huntington and claim 10- Toyota- PLAN HAS UNAFFECTED- TR WILL ADD LANGUAGE TO THE TERMS THAT THEY CLAIMS WILL BE PAID, **CAN REC CONFIRM AT $15,00 PTD Then $1790 x 54 Begin 6/1/24 100% Preserve non exempt equity of 293,171 in real and personal property. LM on James place by 7/16/24. TR PAY arrears pending LM. Trustee standard order of distribution. Must file pre conf cert. 7 days form confirming Order. Trustee is authorized to pay arrears on the following claims #5-1 and 6-1 both for Huntington National Bank and Claim #10-1 for Toyota Motor Credit Corp. through the plan Low base pending LM** Plan:15,000 PAID DOWN; $1790 X 60; LM 7/16/24 BY 7/16/24 (30 JAMES PL); 100% PTD 15,000 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 23-20853 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing on Modified Plan | Needs Resolution of Issues - Objections | 5/7 Workup for the 5/15 calendar EDC MP filed 4/1/24---- MP $144.75 X 4; $232.69 X 56; BASE 1) LVNV Funding LLC (Hladik Onorato) objection to confirmation - need to resolve -creditor holds perfected judgment lien in the amount of $13,707.90 -valuation lower than the Lawrence Township Assessment ** Trustee objection to confirmation - need to resolve -The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Debtor disposable net income is $1,436. -SUPPLEMENTAL OBJ--The latest online comparatives show the value of the home to be approximately $222,000 while the debtor's CMA shows a value of $70,000. The debtor's home was purchased in 2002 for $68,250 making the debtor's valuation unlikely. The plan needs to pay 100% to unsecured creditors. ------------------- resolved 2) Calvary SPV I, LLC filed claim for secured judgment $1,413.85 - not treated in plan. Need to either pay or move against the claim MOTION TO AVOID LIEN TO BE HEARD 4/3/2024. 3) Liberty Green has not filed a claim and the bar date has passed. NEED TO RESOLVE -Debtors plan has motion to reclassify 2 judgement liens, if the plan is confirmed with motions, there will be $14,350.31 non-exempt equity in house. OK 100% EDC |
|
Matter ResolvedRequest Adjourment | 122 | 5/15/2024 10:00 am | 23-20918 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Pending Workup | 4/17 : filed cert of service BUt now wants to pay Cap One the secured pat of claim 10,187.7 - BUT will try to reach out to get order w/ creditr to resolve AS OF 4/12/24 (SF) 1. Capital One Auto Finance is listed in plan to cram interest rate but no separate service filed. ( mk: will file w/ transmittal letter) (STILL NEED) 2. Trustee objection: - The debtor has insufficient income Verified income leaves monthly disposable income of $906.67. (Disposable income is now $1557 because pension loan expired) - Amendments to Schedules I to include Uber income. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $426/month for cable/internet/phone $550/month for transportation $375/month for life insurance Need proof of excessive expenses 10 days prior to confirmation. - There is $56,809 in non exempt equity in the residence. Plan proposes $1200 x 60 Base w/min $60,000 to gucs Payments: 5/5 RESOLVED ISSUES: - A Modified Plan that increases trustee payment by $650 in March, 2024. (Not needed) - Nationstar Mortgage filed arrears claim 14-1 in the amount $935.83 which is not addressed in plan. (Ok to pay?) Mk; YES PAY - Need updated car insurance. (RECEIVED) |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 23-20954 / CMG | Thomas J. Orr, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | ISSUES AS OF 5/8/2024 (DM): RAS in the process of amending the POC- debtor's Atty wants to review once amended. 1) Wells Fargo (Powers Kirn) OBJs - failure to cure $1,062.88 arrears per POC - lender wants full balance paid thru plan and debtor objects (UNRESOLVED. FILE IS NOW WITH RAS.) 2) Flagship Credit Acceptance filed a bifurcated claim FOR $11,600 secured and $644.68 unsecured with $0 arrears. Atty will review and advise (TREAT CLAIM AS SECURED UNAFFECTED OUTSIDE THE PLAN.) 3) Trustee OBJ: - Income verifies higher ($2,299/$2,689) than scheduled ($2,132/$2,100) resulting in $1,117 monthly disposable income. ***RESOLVED ISSUES*** A) State of NJ filed an estimated claim for 2019 which needs to be amended (AMENDED.) B) Plan provides $7,728 secured to treatment to Jefferson Square HOA - no POC filed (CREDITOR FILED $5,474 AMENDED UNSECURED CLAIM - ATTY WILL GET CREDITOR TO AMEND TO SECURED - okay amended to secured.) C) Trustee OBJ: - There is $78,128 non-exempt equity in the residence (100% PLAN - LANGUAGE ADDED.) - Need to file Pre-Confirmation Certification (FILED.) - The attorney fees in the plan and Disclosure Statement do not agree. Disclosure provides $3,013 will Not be paid through the plan. One of these must be amended (DISCLOSURE AMENDED.) Prop. Plan $260 x 60, 100% Plan. PTD 5/6 = $1,300 Last Claim (2-3) |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 23-21030 / CMG | Andrew M. Carroll, Esq. | Confirmation Hearing on Modified Plan | Needs Resolution of Issues - Objections | As of 5/7/24(mk): was Adj from March to May for atty to address FIG claim- NOT DONE IS DEBTOR PAYING POST PET DIRECT ? 1. Trustee objection: - plan has pay FIG Cust FIGNJ 19LLC for $44,837.09- NO CLAIM HAS BEEN FILED AND THE REGULAR BAR DATE HAS PASSED STRIKE IT OR FILED CLAIM AMD MOTION TO ALLOW LATE CLAIM ? Plan: $1075 X 58; 100% 5/6 payments |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 23-21467 / CMG | Richard S. Hoffman Jr. | Order Vacate Dismissal of Case | 3rd Party Matter | |
|
Matter ResolvedRequest Adjourment | 119 | 5/15/2024 10:00 am | 23-21690 / CMG | Robert Manchel, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS OF 5/7/24 (SF) RECOMMEND $4764 PTD, $1191 X 55 (BEGIN 6/1/24) 100% PLAN W/MIN DIV OF $152,7878 DUE TO NONEXEMPT EQUITY IN REAL ESTATE, LOAN MOD BY 5/22/24 - PAY ARREARS TO FEDERAL HOME LOAN PENDING APPROVAL OF LOAN MOD - STRIKE SALE FROM PLAN - STRIKE LANGUAGE IN 4(g) AS TO SPECIALIZED LOAN SERVICES - MUST FILE PRE-CONIFRMATION CERT WITHIN 14 DAYS - LOW BASE 1. The plan proposes a loan mod and a sale, can't be both. (MUST RESOLVE) WILL BE LOAN MOD, STRIKE SALE 2. Objection filed by Specialized Loan Serv, LLC (Stewart) - failure to pay arrears of $60,363.44 (RESOLVED VIA CONSENT ORDER- PAY ARREARS AND LOAN MOD BY 5/22/24) 3. Loss mit order expires on 5/22/24 4. Need explanation for language in 4g as to Specialized Servicing to be paid in full. (Error - Strike Language) 5. Trustee objection: - The Schedules fail to account for the debtor(s) tax refund in the amount of $1,120.00 when determining disposable income. - There is $152,788 in non exempt equity in the residence. - Need to file Pre-Confirmation Certification. Plan proposes $1191 x 60 Base; Sale by 6/5/24 Payments: 4/5 Arrears: $1191 Also plan proposes both a LM and a sale of property- need to pick one- has motion for Loss mit on 2/21/24(mk) |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 23-21715 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing on Modified Plan | Plan Denied | MP # 29 filed and on for 6/5/24- This plan #5 is DENIED AS OF 4/11/2024 (at): 1. Objection filed by Carrington Mortgage (Hill Wallack) - failure to cure full arrears of $134,879 (Per POC) (MOD PLAN PAYS FULL ARREARS AND NO OBJ TO MOD PLAN) 2. Objection filed by Fay Servicing (McCabe Weisberg) - failure to cure full arrears of $25,005.25 (Per POC) (MOD PLAN PAYS FULL ARREARS AND NO OBJ TO MOD PLAN) 3. Objection filed by Princeton FCU (Saldutti) - plan is silent as to this creditor. (UNRESOLVED) 4. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Business profit & loss statements (NOT RECIEVED) - Business forms - for Flip Inventions LLC. (NOT RECEIVED) - Amendments to Schedules C to take d(5) exemption remaining $15,412.55 on Cortland St property to add copyright infringment law suit. (NOT AMENDED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Disposable income verifies $ 3,427. - 22c has mortgage arrears on Line 34, plan is proposing loan mod, not sure if both properties or one. RESOLVED ISSUES: - A copy of the homeowner's insurance renewal declaration - with personal liability coverage for 304 Cortland St property. (RECEIVED) - Auto insurance for 2008 BMW. (SURRENDERED) - A Modified Plan that states which properties on to apply for loan modifications. (MOD PLAN FILED) - The current Plan does not specify treatment of Navy FCU for 2008 BMW. under the Plan.(MOD PLAN SURRENDERS VEHICLE) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity on Cortland St property pending amended Sched C taking $15,412.55, there would remain $14,532 non-exempt equity. (LANGUA |
|
Matter ResolvedRequest Adjourment | 127 | 5/15/2024 10:00 am | 23-21780 / CMG | David G. Beslow, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 5/7/24 (SF) NOT CURRENT WITH TRUSTEE PAYMENTS 1. Need proof of unemployment income 2. Trustee Objection: - update income when he returns to work. - Amendments to Schedules I to update employment. - Need whole life insurance policy balance statement prior to filing date. - Must file Pre-confirmation certificate. - Trustee standard order of distribution. Plan proposes $200 x 60 Base Payments: 3/5 Arrears: $400 RESOLVED ISSUES: - A copy of the last filed tax return - for 2023. (RECEIVED) |
|
Matter ResolvedRequest Adjourment | 163 | 5/15/2024 10:00 am | 23-21794 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | AS OF 5/7/2024 (at): 1. Amur Equipment Finance filed a secured claim #19 for a 2022 Bumper pull trailer in the amount of $775.83 which is not in the plan. Is the debtor going to pay this claim? (MK; OK TO PAY) 2. NJ Division of Taxation filed an estimated claim #20 which needs to be amended. (STILL ESTIMATED) 3. Trustee's objection: - The debtor has insufficient income. RESOLVED ISSUES: - Need November 2023 statements for Wells Fargo accts #2862, #2777 and #7175 (RECEIVED THERE IS $1,539 IN NON EXEMPT EQUITY) The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income - non-filing spouse paystubs provided were from early 2023, need current paystubs (RECEIVED MOST RECENT STUBS) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - there is $62,200 non-exempt equity in business (LANGUAGE ADDED) Plan proposes: $500 x 60 beginning 1/1/2024, base Payments: 5/5 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 23-21992 / CMG | Jonathan Stone, Esq. | Order Vacate Dismissal of Case | Continued 7/3/2024 10:00 am | AS OF 5/3/2024 (at): 1. Objection filed by Country Living at Mapleview (Giordano, Halleran) - sufficient equity in the property to pay this claim. Debtors are not paying all disposable income into the plan. (UNRESOLVED) 2. Trustee's objection: - A Modified Plan that completes Part 8. (MODIFIED PLAN NOT FILED) The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $2,799. (with excessive expenses ) - Need to file Pre-Confirmation Certification. (NOT FILED) - Debtor must stop the $350 weekly wage garnishment to the insider (brother-in-law.) RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - Need a statement for the debtor's 401k loan. (RECEIVED) - Amendments to Schedules B/C to list personal property. (AMENDED SCHEDULES FILED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $895/month for cable/internet/phone $1,710/month for food $637/month for medical/dental Need proof of excessive expenses 10 days prior to confirmation. (RECEIVED) - Need October and November bank statements for all 3 Bank of America accounts on Schedule B. (RECEIVED) - Need updated car insurance prior to confirmation. (RECEIVED) The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $84,206 in non exempt equity in the residence. (LANGUAGE ADDED) - There is $5,075 in non exempt equity in the 2015 Kia. (LANGUAGE ADDED) - The debtor has failed to provide proof of service with respect to Plan Motion (s). - Need proof of service on Mapleview Realty. (OK - OBJECTION FILED) Plan proposes: $2,200 x 60 beginning 1/1/2024, base Payments: 3/5, arrears $4, |
|
Matter ResolvedRequest Adjourment | 166 | 5/15/2024 10:00 am | 24-10010 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Pending Workup | |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-10151 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | As of 5/4/24(mk): >>STTIL NEEDS TO RESOLVE #1 AND MAKE MAY PAYMENT<< 1. STILL ESTIMATED CLAIMS BY ST OF NJ( secured part of claim) ----------RESOLVED-------------- 2. Trustee objection: -Need a statement for the debtor's retirement loan. Per schedule I, no deductions on pay stubs. PROVIDED) - Updated Verified income ( Jan- 3/15/24) leaves monthly disposable income of $665.. - Plan does not specify treatment of Carvana secured claim- OK to Pay 184.50- added language to pay -Need December and January bank statements for Police and Fire FCU accounts. PROVIDED Plan:: $500 X 60; BASE student loans outside plan 3/4 |
|
Matter ResolvedRequest Adjourment | 176 | 5/15/2024 10:00 am | 24-10163 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 5/6/2024 (at): 1. The IRS filed an estimated claim #4 which needs to be amended. (2023 - STILL ESTIMATED) 2. Objection filed by Resurgent Receivables (Hladik) - objecting to value of cram in the plan. Per creditor, 2019 VW is worth $9,470. (UNRESOLVED) 3. Objection filed by Wilmington Savings (Hill Wallack) - failure to cure arrears of $293,293.03. (UNRESOLVED) RESOLVED ISSUES: Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income - once debtor returns to work. (LANGUAGE ADDED) - A copy of the last filed tax return - 2023 by 5/15/2024. (LANGUAGE ADDED) - Need proof of insurance for the 2019 VW Jetta. (RECEIVED) The debtor has failed to provide proof of service with respect to Plan Motion (s). - Need proof of service on Resurgent Capital. (OK - OBJECTION FILED) - Need to file Pre-Confirmation Certification. (FILED) Plan proposes: $500 x 36 beginning 2/1/2024, $0 to unsecured creditors Payments: 3/4, arrears $500 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-10186 / CMG | Marc C. Capone, Esq. | Confirmation Hearing on Modified Plan | Pending Workup | |
|
Matter ResolvedRequest Adjourment | 136 | 5/15/2024 10:00 am | 24-10192 / CMG | Andrew Thomas Archer, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | AS OF 5/6/2024 (at): Trustee's objection: - Amendments to Schedules D and creditor Matrix to list Chrysalis Investors, LLC, which is in Plan to pay claim in full. (NOT AMENDED) - Must resolve IRS and State of NJ estimated tax claims. (STATE POC IS STILL ESTIMATED) RESOLVED ISSUES: - Must file Pre-confirmation certificate. (FILED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in real property ($146,501 estimated), pending all claims filed and Wells Fargo $33,971.36. (100% Plan) (LANGUAGE ADDED) The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - for 2023 by 5/15/24. (LANGUAGE ADDED) Plan proposes: $450 x 45 beginning 2/1/2024, loan modification 6 months from filing, 100% plan Payments: 3/4, arrears $450 |
|
Matter ResolvedRequest Adjourment | 137 | 5/15/2024 10:00 am | 24-10255 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | AS OF 5/6/2024 (at): 1. The NJ Division of Taxation filed an estimated claim #4 which needs to be amended. (2017 - 2023) (STILL ESTIMATED) 2. Trustee's objection: - Need a statement for the debtor's PERS loan. (RECEIVED - LOAN IS PAID OFF IN JUNE, 2024. ADDITIONAL $390/MONTH BEGINNING IN JULY) The debtor(s) plan consists of unnecessary or excessive expense items, such as: $600/month for food $500/month for childcare (no dependents listed) $200/month for clothing $250/month for entertainment $350/month for car insurance (per statement it is $267/month) $850/month car payment $1,148/month for support payments (Need DSO and order) Need proof of excessive expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED) The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - - Verified income leaves monthly disposable income of $ 1,362 (with excessive expenses.) - Reviewed the 22C, monthly gross income is $15,692. Line #16 (taxes) should be $5,150 and Line #23 (optional phone) requires documentation. Per the 22 C, monthly disposable income is $3,116 which requires a minimum dividend of $186,960 to general unsecured creditors. - Need to file Pre-Confirmation Certification. (NOT FILED) RESOLVED ISSUES: - A copy of the last filed tax return - 2023 by 5/15/2024. (LANGUAGE ADDED) The debtor has failed to supply the Trustee with the following document (s): - Domestic Support Obligation information (RECEIVED) Plan proposes: $500 x 60 beginning 2/1/2024, base Payments: 3/4, arrears $500 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-10265 / CMG | Joseph Casello, Esq. | Confirmation Hearing on Modified Plan | Needs Resolution of Issues - Objections | ISSUES AS OF 5/8/2024 (DM): 1) AJX Mtg/Wilmington Savings (PLUESE BECKER) OBJs - $61,833.74 arrears on Lakewood Rd property and debtor defaulted on a 2017 Loan Mod (MP DOES NOT PAY ALL ARREARS.) 2) Trustee OBJ: - Need 2023 tax returns (UNRESOLVED.) - Need to file Pre-Confirmation Certificate (UNRESOLVED.) - Per pension loan statement, loan payment of $555 ends in month 11 (PLAN PAYS 100%.) - Including prorated tax refund, disposable income verifies at $1,049 per month (100% PLAN.) - There is $39,601 non-exempt equity in real estate and $4,525 in bank acct - $44,126 total (100% PLAN.) Prop. Plan $500 x 3, $1,451 x 57, 100% Plan. PTD 3/4 = $2,000 Last Claim (13-1) |
|
Matter ResolvedRequest Adjourment | 189 | 5/15/2024 10:00 am | 24-10469 / CMG | Andrew Thomas Archer, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | ISSUES AS OF 5/3/2024 (JMA) 3/20: no appeal option for LM- debtor atty wants time to see if can resolve 3/19/24(mk) Email from A, Jennings: plan premised on loan modification, however Debtor was denied for a loan modification on 12/28/23 as there were no available loss mitigation options. Income was not required or needed for the evaluation. 1) CSMC 2019-RPL10 Trust (RASC) objection to confirmation hearing - need to resolve -plan seeks cure of mortgage arrears through loan modification - loan mod has not been offered or approved -plan fails to provide treatment if loan mod is not granted 2) Trustee objection to confirmation - need to resolve - Must resolve creditor objection. proposed plan $400x36 base plan with loan mo in 6 months paid in $1,200 arrears $400 last claim 5 RESOLVED ISSUES: - Must file Pre-confirmation certificate. FILED, RESOLVED - Updated auto insurance, insurance expired 2/23/24 PROVIDED, RESOLVED |
|
Matter ResolvedRequest Adjourment | 192 | 5/15/2024 10:00 am | 24-10511 / CMG | Paul H. Young, Esq. | Confirmation Hearing Scheduled | Pending Workup | |
|
Matter ResolvedRequest Adjourment | 127 | 5/15/2024 10:00 am | 24-10540 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Pending Workup | As of 4/3/24 (DS) 1. 1 PYMT MADE 4/2/24, ARREARS $1,564, MADE 1 OUT OF 3 PYMTS ATTY PLACING DEBTIR ON TFS 2. Trustee to obj to the following: - Need 2023 tax return, auto insurance for 2018 Ram 1500 (PROVIDED 4/2/24) and updated CMA on real property (Zillow value is much higher, ranges from $370k-$452k, but only gives $300,909. - Amendment to Sched A/B and C to add 2018 Ram, POC filed 1/29/24. - AMENDED SCHED A/B FILED TO ADD 2018 RAM 4/3/24 - Plan does not specify treatment of AmeriCredit (2018 Ram). - There is non-exempt equity in real property and 2019 GMC $715. - The CMA provided shows property valued between $370k -$452, but only gives a value of $300,909. There is one item (bathroom) reflected in the CMA that requires remediation without an estimate for repair. The value provided for in the CMA is not reflective of the comparable homes in the area. Thus, there is additional non-exempt equity in the real estate than scheduled. MUST PROVIDE UPDATEED CMA - Must resolve the creditors objections. - Must file Pre-confirmation certificate. FILED 4/1/24 3. Lakeview Loan (BROCK & SCOTT) obj to arrears owed more, POC filed $4,383.84. Must resolve obj. 4. AmeriCredit (EISENBERG GOLD & AGRAWAL) obj to not on plan. Must resolve obj. Prop Plan $782 x 60 begin 2/1/24; Dollar Base $38,000 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-10614 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | issues as of 5/3/2024 (JMA) 1) Nationstar Mortgage (Brock & Scott) objection to confirmation - PER DEBTORS ATTY OK TO PAY ARREARS THROUGH PLAN - CREDITOR FILED PROOF OF CLAIM -debtor does not propose treatment of pre-petition arrears in the amount of $620.58 2) Trustee objection to confirmation - need to resolve - A copy of the last filed tax return - 2023 by 5/15/2024. NOT PROVIDED TO DATE - The debtor(s) plan consists of unnecessary or excessive expense items, such as: The following need proof of expense to be provided to the trustee : $1,525/month for childcare OK FOR 2 CHILDREN; $430/month for entertainment ALLOWED; $752/month car payment ALLOWED $629 DEDUCTION; $300/month for pets PER PROOF PROVIDED ALLOWED $190. SCHEDULE J REDUCED BY $233. ADJUSTED DISPOSABLE NET INCOME $2,809.28 - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $2,576.28. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $65,459 in non exempt equity in the residence. CLAIM FILED AND THE NON-EXEMPT EQUITY IS $67,533.44 - Co-debtor received a $5,000 bonus. Need pay stub for same. PROVIDED, AVERAGED OVER 12 MONTHS $328.91/MONTH - Need December and January bank statements for Citibank Money Market account. - Need to file Pre-Confirmation Certification NOT FILED TO DATE 3) IRS priority claim estimated 2023 tax return STILL NEED AMENDED CLAIM proposed plan $1,400x60 minimum $65,460 dividend to general unsecured creditors paid in $4,200 arrears $1,400 last claim 30 RESOLVED ISSUES: - Reviewed the 22C, monthly gross income is $18,629. Line 13b should not list mortgage payment |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-10656 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | 5/7 Workup for the 5/15 calendar EDC 5/1/24:mk; atty has emailed creditor atty on #2 and hopes to have it resolved before conf date-CAN CONFIRM IF RESOLVED EDC ** Objection filed by Trystone Capital Assets (Velasquez) - failure to cure full amount of $29,274.69 (Per POC). Plan proposes to pay $22,414. (UNRESOLVED) ** Trustee's objection: - The debtor has insufficient income Verified income leaves monthly disposable income of $916.06. (DEBTOR MUST SIGN UP FOR E-WAGE WITHIN 7 DAYS OF CONFIRMATION) ---------------------------------- RESOLVED ISSUES: 1. The IRS filed an estimated claim #7 which needs to be amended. (NO LONGER ESTIMATED) - The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - 2023 by 5/15/2024. (RECEIVED) - A copy of the homeowner's insurance renewal declaration - prior to confirmation. (RECEIVED) - Need 2022 tax return for non filing spouse. (RECEIVED) - The current Plan does not specify treatment of NJ Department of Labor secured claim under the Plan. (CLAIM WITHDRAWN) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $183,501 in non exempt equity in the residence. (100% plan ) (LANGUAGE ADDED) Plan proposes: $1,182 x 60 beginning 2/1/2024, 100% to unsecured creditors |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-10751 / CMG | David L. Stevens, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | ISSUES AS OF 5/7/2024 (DM): ***In addition to unresolved issues below, we will need updated bank statements to determine whether debtor's significant gambling activity has ceased*** 1) USAA Fed Sav Bank (RAS) OBJs - $417.65 arrears on 2018 Dodge RAM not treated in the plan (UNRESOLVED.) 2) IRS filed $1,428.90 priority claim that includes estimated taxes for 2023 not treated in the plan (UNRESOLVED.) 3) State of NJ filed $1,500 priority claim that includes estimated taxes for 2023 not treated in the plan (UNRESOLVED.) 4) Trustee OBJ: - Need to file Fee App within 7 days of confirmation. - Debtor has insufficient income. - Need tier payment in month 32 when the $417 car payment ends. - Need updated car insurance - expires 5/14/24 (UNRESOLVED.) - Need amended Sch B to add CoinBase acct (UNRESOLVED.) - Excessive Expenses: $417 car payment when P&L statement has $500 car payment. Life insurance for $261. Need proof of expenses 10 days prior to confirmation. - Need statement for Northwestern Mutual Life Insurance policy #7285, #4863 and #5997 (UNRESOLVED.) - There is non-exempt equity in bank accounts pending receipt of bank statements requested. - Need Dec & Jan bank statements for CoinBase acct (UNRESOLVED.) - Need Dec & Jan bank statements for USAA Fed Sav acct #6494 (UNRESOLVED), #6894 (RECEIVED - $27,500 ENDING BALANCE) and #6886 (RECEIVED - MAJORITY GAMBLING TRANSACTIONS.) ***RESOLVED ISSUES*** A) Trustee OBJ: - Need 2023 tax returns (RECEIVED.) - Tax refund of $1,216 was not prorated and included in disposable income calculation (TAX REFUND IN 2023 IS $307.) Prop. Plan $450 x 36, $14,483.97 Min. Div. PTD 3/4 = $1,350 Last Claim (9-1) |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-10772 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS of 5/7/24(mk): 341 was 5/2 1. IRS ESTIMATED CLAIM- 2023 tax return not filed 2. Trustee Obj: - need copy of Deed for the Voorhees property. Quit Claim Deed. - 2023 tax return - Income verifies lower so needs to be current to confirm -Need updated car insurance prior to confirmation. 3/4 payments Plan:$1000 X 60; BASE 3/4 payments: $1000 X 60; BASE |
|
Matter ResolvedRequest Adjourment | 155 | 5/15/2024 10:00 am | 24-10977 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | AS OF 5/6/2024 (at): DEBTOR HAS MADE ONE OF THREE TRUSTEE PAYMENTS. 1. Trustee's objection: - The debtor has insufficient income disposable income verifies $67. Pending proof of income requested. - The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income - from Promptcare Support Services after 12/15/23 date until 2/1/24. (RECEIVED ONLY 2/23 PAY STUB) RESOLVED ISSUES: - proof of food stamps income. (RECEIVED) - A copy of the last filed tax return - for 2023. (NOT RECEIVED - LANGUAGE ADDED) - The debtor has failed to provide proof of service with respect to Plan Motion (s). Crescent Bank & Trust, proof of claim fild, must serve address on claim. (CERT OF SERVICE FILED WITH CORRECT ADDRESS) - Must file Pre-confirmation certificate. (FILED) Plan proposes: $249 x 60 beginning 3/1/2024, $0 to unsecured creditors Payments: 1/3, arrears $497 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-11195 / CMG | DAVID H. LIPOW, ESQ. | Confirmation Hearing on Modified Plan | Recommend Confirmation - SUBJECT TO TERMS | AS of 5/7/24(mk): > Plan provides that a Minimum of $19,440 to GUCS and current plan is for a total 36 mos.- if plan is extended then payment can be lower. So **NEEDS TO CONFIRMA TO $1,472.58 Then $610 x 33 Begin 6/1/24 base w/ min of #19,440 to unsecured creditors. Trustee standard Order of Distribution. must file pre conf cert w/ in 7 days** Plan:$382.58 X 1; $544.50 X 35; MIN $19,440 3/3 payments |
|
Matter ResolvedRequest Adjourment | 162 | 5/15/2024 10:00 am | 24-11200 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 5/6/2024 (at): 1. Objection filed by First Financial FCU (McKenna DuPont) - plan proposes to pay $6,340.01, but proof of claim is for $6,797.94. (UNRESOLVED) 2. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Need a statement for the Prudential Stock account. (NOT RECEIVED) The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $134,151 in non exempt equity in the residence. as of now- ownership interest needs to be clarified. - Need to resolve objection by First Financial Credit Union. (UNRESOLVED) - Certification as to debtors' percentage interest in the real property. (NOT RECEIVED) RESOLVED ISSUES: - A copy of the last filed tax return - 2023 by 5/15/2024. (RECEIVED) Plan proposes: $1,132 x 60 beginning 3/1/2024, not less than $49,420.82 to unsecured creditors Payments: 2/3, arrears $1,116 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-11231 / CMG | Ralph A Ferro, Jr, Esq | Confirmation Hearing Scheduled | Pending Workup | As of 4/10/24 (DS): Debtor atty requested adj to allow Debtor to respond to Trustee obj and provde proof. As of 4/8/24 (DS): Recommend confirming at $700 paid, $1,179 x 58 begin 5/1/24; Base with a min. div. $62,148 to gucs due to non-exempt equity; - Fee app within 7 days from confirming order. - Claim#3-1 of Acar Leasing/GM Financial to be treated outside, no arrears filed. Lease to be assumed. 1. Trustee obj to the following: - Tax refund not listed on Sched I, there is disposable income $951. PLAN WILL NEED TO PAY MORE DUE TO EQUITY. - Excessive expense for Food $1,400. PLAN WILL NEED TO PAY MORE DUE TO EQUITY. - There is non-exempt equity $57,209 in equitable distribution (50% ownership of 248 Vasser Rd property) that was to be transferred pursuant to the property settlement agreement and Bank of America $4,939 total $62,148. - Add to confirming order Debtor attorney to file fee app within 7 days from confirming. Prop Plan $350 x 36 begin 3/1/24; Base Note: 2023 tax returns provided. Proof of auto insurance verifies $227. |
|
Matter ResolvedRequest Adjourment | 165 | 5/15/2024 10:00 am | 24-11286 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 5/7/24 (SF) 1. Objection filed by Capital One Auto (Regina Cohen) - objects to cram 2. Trustee objection: - A copy of the last filed tax return - for 2023 by 5/31/24. - Need Certification regarding voluntary support payments. Plan proposes $190 x 60 Base Payments: 3/3 RESOLVED: - Must file Pre-confirmation certificate. (FILED) - The debtor has failed to provide proof of service with respect to Plan Motion (s). Capital One Auto (MOOT, OBJ FILED) - Updated auto insurance if not confirmed by 4/17/24, insurance expires. (RECEIVED) |
|
Matter ResolvedRequest Adjourment | 170 | 5/15/2024 10:00 am | 24-11315 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | issues as of 4/29/2024 (JMA) 1) No Trustee plan payments to date, arrears $3,350 2) Marina Associates t/a Harrah's Casino filed claim #2 for judgment. The claim is bifurcated, need to advise Trustee of treatment of this claim. 3) Trustee objection to confirmation - need to resolve - A copy of the last filed tax return - 2022 and 2023 or Tax Declaration. - Schedule J includes $400/estimated taxes. Is debtor paying this monthly? Need supporting documentation. - Schedule J also lists $600/contribution for current residence. What is this expense? There is already a mortgage deduction. Need to explain. proposed plan $1,675x60 base plan paid in $0 arrears $3,350 last claim |
|
Matter ResolvedRequest Adjourment | 173 | 5/15/2024 10:00 am | 24-11350 / CMG | Edward Nathan Vaisman | Confirmation Hearing Scheduled | Pending Workup | |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-11359 / CMG | Karina Pia Lucid, Esq. | Confirmation Hearing on Modified Plan | Recommend Dismissal | As of 5/7/24(mk): >>THE SECOND TIER PAYMENT TO BEGIN 6/1 24 WOUOLD NEEDS TO BE $5,574 X 57- This is not feasible **NEEDS TO CONFIRM AT 10,500 PTD THEN $5,574 x 57 begin 6/1/24 100% Preserve equity T/H in real property of $142,750. must file a fee application within 7 days of the entry of the order confirming the plan TR is authorized to pay Americredit arrears claim $246.93 thru plan** 1. Objection by Jean Wisniewski( E. incus): - has a final J'ment in foreclosure. plan not feasible and insufficient income. 2. Trustee Objection: Plan has Ameri Credit on Jetta as unaffected- arrears claim filed for $246.93- OK TO PAY? - Non exempt equity is $143,750- Plan is 100% Plan:$3500 X 3; $4900 X 57; 100% 3/3 payments |
|
Matter ResolvedRequest Adjourment | 176 | 5/15/2024 10:00 am | 24-11384 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | AS OF 5/3/2024 (at): RECOMMEND: $713 X 60 BEGINNING 3/1/2024, 100% PLAN Preserve non exempt equity of $105,907 in real estate. Debtor's attorney must file a proof of claim on behalf of Power Pay and a motion to allow the late claim. Need to file Pre-Confirmation Certification within 7 days of confirmation. Trustee's objection: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $105,907.60 in non exempt equity in the residence. (LANGUAGE ADDED) - Need to file Pre-Confirmation Certification. (NOT FILED) Plan proposes: $713 x 60 beginning 3/1/2024, 100% plan Payments: 2/3, arrears $539 |
|
Matter ResolvedRequest Adjourment | 178 | 5/15/2024 10:00 am | 24-11412 / CMG | Brad J. Sadek, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | issues as of 5/3/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - Domestic Support Obligation information for Tessa Jones. NOT PROVIDED TO DATE - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - 22C Line 18 Life insurance $169.17, Line 19 Court order payment $645, Line 22 Additional healthcare $42, Line 23 take $400 phone service, Line 30 Additional food and clothing $46, pending proof of support payments would leave disposable income on Line 45 $336.60, which would require a minimum dividend to gucs. NEED MINIMUM $20,196 TO GENERAL UNSECURED CREDITORS - The proof of income verifies higher than the schedules. - The Schedules fail to account for the debtor(s) tax refund in the amount of $918 when determining disposable income. - The Plan needs to run 60 months pursuant to the B22C form - NEED MODIFIED PLAN PROPOSING 60 MONTH PLAN - Must resolve IRS estimated tax claim. STILL NOT AMENDED - Must provide the following bank acct statements: Bank of America checking acct#5605 and #9990 for Jan. and Feb. prior to filing date and Monmouth County Postal FCU savings acct#2359 for Jan. and Feb. prior to filing date. DID NOT PROVIDE JANUARY & FEBRUARY 2024 STATEMENTS - Must provide bank statements from the following accts, none were provided: Chase Bank accts#2878, #3551 and #9910; Signature FCU acct#2041 prior to filing date; Postal Employees Credit Union checking/saviings acct#8562 prior to filing date; Cash App, PayPal and Apple Cash for Dec. to Feb, prior to filing date. ONLY PROVIDED NOVEMBER STATEMENTS FOR ACCOUNTS, NEED JANUARY AND FEBRUARY 2024 - Must file Pre-confirmation certificate. RESOLVED, FILED proposed plan $375x60 Base paid in $1,125 last claim 11 RESOLVED ISSUES: - Proof of 2 month's income - from fiance |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-11418 / CMG | Paul N. Mirabelli, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | ISSUES AS OF 5/7/2024 (DM): ***TRUSTEE CAN RECOMMEND CONFIRMATION AT $3,000 PTD, THEN $1,000 x 57 STARTING 6/1/24, 100% PLAN, STUDENT LOANS SHALL BE TREATED OUTSIDE THE PLAN, TRUSTEE IS AUTHORIZED TO PAY PENNYMAC $258.10 ARREARS POC (8-1), 2023 TAX RETURN SHALL BE SUPPLIED TO THE TRUSTEE WITHIN 14 DAYS AND PRE-CONFIRMATION CERTIFICATION SHALL BE FILED WITHIN 14 DAYS*** 1) Trustee OBJ: - Need 2023 tax return (UNRESOLVED.) - Need MP that pays 100% (MP PAYS 100%.) - Excessive Expenses: $250 home maintenance, $370 water/sewer, $600 food, $150 clothing, $600 transportation, $694 car payment. Need proof of expenses 10 days prior to confirmation. - Tax refund of $1,143 was not prorated and included in disposable income calculation. - Per Form 22C, monthly disposable income is $2,371 which requires a $142,260 minimum dividend to GUCs (MP PAYS 100%.) - Need to file Pre-Confirmation Certification (UNRESOLVED.) Prop. Plan $1,000 x 60, 100% Plan PTD 3/3 = $3,000 Last Claim (11-1) |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-11448 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | As of 5/7/24 (mk): 1. Plan proposes to pay Cresent Bank( 2022 Toyota) in full for 28,000 interest for total $32,574.29- full SECURED POC is for 30,811.73>>NEEDS AN ORDER TO PAY DIFFERENT AMT. FROM CLAIM( Meaning if you want interest calculated) 2. Trustee Objection: -Verified income leaves monthly disposable income of $2,428. - STILL Need proof of service on One Main Financial. Need to file Pre-Confirmation Certification Plan:$1132.65 X 60; BASE 2/3 payments |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-11466 / JNP | Andrew Thomas Archer, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | ISSUES AS OF 5/7/2024 (DM): ***TRUSTEE CAN RECOMMEND CONFIRMATION AT $1,260 PTD, THEN $630 x 34 STARTING 5/1/24, BASE PLAN, TRUSTEE IS AUTHORIZED TO PAY IRS AMENDED PRIORITY POC (1-3) IN THE AMOUNT OF $1,904.21*** 1) IRS filed $5,445.39 priority claim not treated in the plan that includes estimated taxes for 2021 (AMENDED.) 2) Trustee OBJ: - Debtor has insufficient income. - Need Dec & Jan bank statements for acct #8024 (RECEIVED.) - Need to file Pre-Confirmation Certification (FILED.) Prop. Plan $630 x 36, Base Plan. PTD 2/3 = $1,260 Last Claim (1-3) |
|
Matter ResolvedRequest Adjourment | 187 | 5/15/2024 10:00 am | 24-11592 / CMG | Jonathan Goldsmith-Cohen, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | issues as of 5/3/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - The debtor has insufficient income Verified income (with excessive expenses) leaves monthly disposable income of -$67.43. Debtor must sign up for e-wage for trustee payments. DEBTOR PAYMENTS BEING MADE THROUGH TFS - The debtor has failed to supply the Trustee with the following document (s): Need pay stub for bonus of $7,706 to determine monthly average. BONUS IS AN ANNUAL BONUS, MONTHLY NET IS $182.74 - A Modified Plan that removes step down in trustee payment in month 7. NOT FILED TO DATE - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Reviewed the 22C, Line 21 (Childcare) requires proof and Line 23 (optional phone) requires documentation. Per the 22C, monthly disposable income is $677 which requires a minimum dividend of $40,620 to general unsecured creditors. - The Schedules fail to account for the debtor(s) tax refund in the amount of $575.00 when determining disposable income. - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. ADD NOTE TO CONFIRMING ORDER - Need to file Pre-Confirmation Certification NOT FILED TO DATE proposed plan $350x6, $150x54 base plan paid in $350 arrears $350 last claim 9 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-11604 / CMG | John Zimnis, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | AS OF 5/7/24 (SF) RECOMMEND $740 PTD, $535 X 57 (BEGIN 6/1/24) BASE PLAN - MUST PROVIDE COPY OF 2023 TAX RETURN BY 5/31/24 - MUST SIGN UP FOR EWAGE WITHIN 10 DAYS Trustee objection: - The debtor has insufficient income Verified income leaves monthly disposable income of $120.85. Debtor must sign up for e-wage for trustee payments.. - A copy of the last filed tax return - 2023 by 5/31/2024. - Need updated car insurance prior to confirmation. Plan proposes $370 x 60 Base Payments: 2/3 Arrears: $370 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-11627 / CMG | Francis P. Cullari, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS of 5/8/24(mk): Updated terms as another payment was made. **CAN REC CONFIRM AT $2,384 PYD Then $804 x 57 Begin 6/1/24. 100% Preserve Equity T/h in real property of $81,514. Must file Pre conf cert. in 7 days. Trustee Standard order of distribution** 1. Trustee Objection: -There is $81,514 in non exempt equity in the residence. (100% plan ) Trustee std order of distribution. - must file pre conf cert Plan: $792 X 60; 100% 3/3 payments -Resolved------------- FYI: CO submitted 4/9/24 resolving obj. of Ameri Home Mtg( - Terms pay arrears approx $2007.92- POC to be filed Plan: $792 X 60; 100% 3/3 payments |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-11690 / CMG | Laurence R. Sheller, Esq. | Confirmation Hearing Scheduled | Continued 6/5/2024 10:00 am | mK: needs to resolve the MFR - as adj to 6/5 to be on w/ MFR AS of 5/7/24(mk): emaIl to atty IF MFR IS RESOLVED AND NO PLAN IMPACT** NEEDS TO CONFIRMA AT $1,050 PTD THEN $426 x 57 Begin 6/1/24 Base Trustee standard order of distribution** MFR by Longbridge Fin( Greenspoon Marder) on 6/5/24- NEED TO KNOW IF WILL IMPACT PLAN 1. Objection by Longbridge Financial( Greenspoon Marder); - plan fails to pay arrears 20,512.50- OK TO PAY? (per atty - yes pay) Consent Order filed Order Plan: $350 x 60 begin 3/1/24; Base 3/3 payments |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-11717 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Meeting Held | As of 5/2/24 (DS): 341 not held 4/4/24, still missing docs. Also Debtor not current with Trustee payments, arrears $1,985, made 1 out of 3 pymts. |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-12317 / CMG | Moshe Rothenberg, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS OF 5/2/2024 (at): RECOMMEND: $500 PAID TO DATE, $850 X 53 BEGINNING 6/1/2024, $1,650 X 5 BEGINNING 11/1/2028, BASE Preserve non exempt equity of $22,250 in real estate. Preserve non exempt equity of $2,967 in stock account. Claims will be paid according to the trustee's order of distribution. Need to file Pre-Confirmation Certification within 10 days of confirmation. Trustee's objection: The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $1,138.58. - Need to file Pre-Confirmation Certification. (NOT FILED) RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - Need a statement for the stock account. (RECEIVED - THERE IS $2,967 IN NON EXEMPT EQUITY) - The Schedules fail to account for the debtor(s) tax refund in the amount of $11,172.00 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $22,250 in non exempt equity in the residence based on the CMA provided. (LANGUAGE ADDED) - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION) - Need a statement for the debtor's 401k loan. (RECEIVED - ADDITIONAL $900/MONTH BEGINNING MONTH 55) Plan proposes: $500 x 60 beginning 4/1/2024, base Payments: 1/2, arrears $500 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-12352 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Hearing Held | issues as of 5/3/2024 (JMA) 1) 341 not held, not rescheduled 2) Wilmington Savings Fund Society (RASC) objection to confirmation - need to resolve -plan proposes to cure arrears through loan mod proposed plan $400x12, $1750x48 100% loan mod by 10/2024 paid in $0 arrears $800 no claims filed |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-12357 / CMG | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Pending Workup | |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-12360 / CMG | Aniello D. Cerreto, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Hearing Held | updated 5/8/2024 (JMA) 341 is not scheduled to be held on 5/9/2024 issues as of 5/3/2024 (JMA) 1) 341 not held, scheduled for 5/9/2024 - work up to be completed after hearing held 2) Nissan Motor Acceptance Company LLC f/k/a Nissan Motor Acceptance Corp (Stewart Legal) objection to confirmation - need to resolve -plan does not provide for treatment of car 3) Nationstar Mortgage (Stern Lavinthal) objection to confirmaiton - need to resolve -plan is silent as to the treatment of the mortgage |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-12367 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Meeting Held | |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-12378 / CMG | Jacqueline R. Rocci, Esq. | Confirmation Hearing Scheduled | Pending Workup | 341 scheduled for 5/9 at 10 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-12386 / CMG | Tamika N. Wyche, Esq. | Confirmation Hearing Scheduled | Pending Workup | 341 is 5/9/2024. |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-12388 / CMG | Francis P. Cullari, Esq. | Confirmation Hearing Scheduled | Pending Workup | 341 is 5/9/2024. |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-12405 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Meeting Held | as of 5/1(mk) no 341 docs at all NO Payments Objection By Cenlar/ AmeriHome(Stern L): Plan proposes -00 arrears and arrears are 113,770.08- LM speculative and not offered Plan filed 3/5: no request for Loss Mt has been filed as of this date |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-12456 / CMG | Laurence R. Sheller, Esq. | Confirmation Hearing Scheduled | Pending Workup | FYI: 4/16: order submitted resolving objection to conf By Rocket Mtg = PAY POC ARREARS OF $224.92 thru plan(mk) |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-12474 / CMG | Robert G. Swan, Esq. | Confirmation Hearing Scheduled | Continued 7/3/2024 10:00 am | updated 5/8/2024 (JMA) issues as of 5/3/2024 (JMA) 1) 341 not held, rescheduled for 5/30/2024 2) PNC Bank (KML) objection to confirmation - need to resolve -pre-petition arrears $7,994.74 -plan is not feasible 3) OneMain Financial Group LLC (Weber Gallagher) objection to confirmation - need to resolve -plan does not provide for the 2017 Mazda CX-5 4) OneMain Financial Group filed secured claim for 2013 Nissan Altima proposed plan $923.01x60 base plan paid in $923.01 arrears $923.01 last claim 20 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-12483 / CMG | Moshe Rothenberg, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 5/8/24 (SF) Trustee objection: - Need a copy of the last filed tax return - 2023 by 5/15/2024. - Need January and February bank statements for accounts 4824 and 1329 based upon direct deposits on pay stubs. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $1,800/month for rent (need copy of lease); $800/month for childcare - Need proof of expenses 10 days prior to confirmation. - Verified income leaves monthly disposable income of $1,976. - The Schedules fail to account for the debtor(s) tax refund in the amount of $7,610 when determining disposable income. - The debtor has failed to provide proof of service with respect to Plan Motion (s). Need proof of service on Wells Fargo for cram of 2015 Honda Accord. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution. - Need to file Pre-Confirmation Certification Note: Wage order entered Plan proposes $450 x 60 0% Payments: 1/2 Arrears: $450 RESOLVED: - The IRS filed an estimated claim which needs to be amended.(AMENDED) |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-12496 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | AS OF 5/6/2024 (at): 1. Objection filed by Billows Electric Supply Company (Gary Perkiss) - creditor owed $54,108.49. Plan payments are insufficient to pay claims at 100%. (UNRESOLVED) 2. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Business profit & loss statements (NOT RECEIVED) - Business forms - from Eventide, only received business form and P&L from Mid-Atlantic which stated that this business was dissolve. (NOT RECEIVED) - A copy of the last filed tax return - for 2023. (NOT RECEIVED) - Amendments to Schedules C to take d(1) exemptions. (NOT AMENDED) - Must file Pre-confirmation certificate. (NOT FILED) Plan proposes: $1,119 x 60 beginning 4/1/2024, 100% plan Payments: 1/2, arrears $1,119 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-12505 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Pending Workup | 341 is 5/9/2024. |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-12507 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Pending Workup | |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-12592 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Pending Workup | Case Transferred to Newark issues as of 5/3/2024 (JMA) 1) 341 not held, not rescheduled - missing documents 2) No Trustee plan payments |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-12596 / CMG | Moshe Rothenberg, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | 341 not held due to missing documents No payments - 0/2 Arrears: $600 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-12659 / CMG | Andrew Thomas Archer, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | As of 5/7/24(mk): CASE IS 100% AND BAR DATE IS 5/21/24, BEEDS TO BE ADJ TO AFTER THAT DATE FOR PROPER CLAIMS CALCULATIONS 1. Objection By Freedom Mtg ( Brock & Scott): - plan fails to treat claim 2. Objection by Concordia Homeowners Assoc( Ansell ): - plan fails to pay full secured claim 3. Trustee Objection: -There is $114,945 in non exempt equity in the residence - need update car insurance - what was provided has expired. PLAN $698 X 60; 100% 1/2 payments |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-12675 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 5/6/2024 (at): 1. NJ Division of Taxation filed an estimated claim #5 which needs to be amended. (STILL ESTIMATED) 2. Objection filed by United Teletech Financial FCU (McKenna DuPont) - objecting to cram and value of $7,383 listed in plan. No documentation to support this value has been supplied. (UNRESOLVED) 3. Trustee's objection: - The IRS filed an estimated claim which needs to be amended. (STILL ESTIMATED) RESOLVED ISSUES: The debtor has failed to supply the Trustee with the following document (s): - A copy of the last filed tax return - 2023 by 5/15/2024. (RECEIVED) - The debtor has failed to provide proof of service with respect to Plan Motion (s). - Need proof of service on United Teletech Finance FCU for cram of 2013 Jeep Wrangler. (CERT OF SERVICE FILED) - Need to file Pre-Confirmation Certification. (FILED) Plan proposes: $536 x 36 beginning 4/1/2024, $0 to unsecured creditors Payments: 1/2, arrears $536 |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-12679 / CMG | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Pending Workup | |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-12780 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Hearing Held | updated 5/8/2024 (JMA) 341 not being held on 5/9/2024, not rescheduled at this time. issues as of 5/3/2024 (JMA) 1) 341 not held, scheduled for 5/9/2024 - work up to be completed after 341 hearing held 4/26/24(mk): order resolving Weichert Fin(KML) objection to conf submitted TERMS=LM by 10/1/24. TR authorized to pay arrears pending LM |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-12839 / CMG | Paul H. Young, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Meeting Held | AS OF 5/6/2024 (at): 1. 341 has not been held or rescheduled. 2. Payments: 0/2, arrears $2,240 4/26/24(mk) Order submitted resolving Obj by Fed"l Home Loan (KML) obj to conf. TERMS=PAY POC ARRES CLAIM WHEN FILED |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-12852 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Pending Workup | To be adjourned. waiting for insurance and adj request |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-12854 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | 5/8/24(mk) replied atty's inquiry an bout co debor higher pay- net stubs for Jan 5- Feb23 =4,999.91/8=624.99 x 4.33 =2706.20 As of 5/7/24(mk); > IRS POC MUCH HIGHER AT $13,256.05 1. Flagship Credit filed POC (#4-10 Arrears on Hyundai $100- OK TO PAY? 2. Trustee Objection: - Income for co debtor verified higher at 2706 p/m as opposed to sch I at 1,650 (5,000 /8 =625 x 4.33= 2706). This leaves 1530 in excess income. get me update pay or tell me why the difference? - atty to file fee appl 7 days from confirming order. Plan:$500 X 36; 800 X 24; BASE STD Loans outside 1/2 payments |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-12925 / CMG | Karina Pia Lucid, Esq. | Confirmation Hearing Scheduled | Pending Workup | 341 is 5/9/2024. |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 10:00 am | 24-12967 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Hearing Held | As of 5/8/24 (DS): Debtor atty requested adjournment, requested denied, no payments, 341 not rescheduled and still missing docs As of 5/2/24 (DS): 341 not held 4/25/24, still missing docs. Also no Trustee payments made, Debtor in arrears $1,556, made 0 out of 2 pymts. |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 12:00 pm | 19-20477 / CMG | Thomas J. Orr, Esq. | Motion Compensation | No Opposition Filed | |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 12:00 pm | 19-23902 / CMG | Edward Hanratty, Esq. | Motion Compensation | Revised Order Submitted | Trustee limited obj<>FEE APP TR FOH$ 700.98 . PPSD ORDER requests 753.54 thru plan. needs revised order for 700.98 thru plan rest outside |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 12:00 pm | 20-17609 / CMG | James J. Cerbone, Esq. | Motion Compensation | Revised Order Submitted | Revised order submitted Trustee obj<> FEE APP |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 12:00 pm | 23-13851 / CMG | James J. Cerbone, Esq. | Motion Compensation | Withdrawn | |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 12:00 pm | 23-20709 / CMG | Marc C. Capone, Esq. | Motion Compensation | No Opposition Filed | |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 12:00 pm | 23-21294 / CMG | Timothy H. King, Esq. | Motion Compensation | No Opposition Filed | |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 12:00 pm | 23-21951 / CMG | Marc C. Capone, Esq. | Motion Compensation | No Opposition Filed | 4/19 AMT: PRE-CONF CERT HAS NOT BEEN FILED TO DATE PER CONF PROVISION |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 12:00 pm | 24-10812 / CMG | Marc C. Capone, Esq. | Motion Compensation | No Opposition Filed | |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 12:00 pm | 24-12420 / CMG | PRO SE | Hearing Scheduled (Document) | Hold for Judge | MTN TO STAY PENDING APPEAL/MTN FOR REQUEST FOR CERTIFICATION OF DIRECT APPEAL POA signed 4/8/24 PETION FILED 3/6/24- MK: 4th case in 2 years - all dismissed for failure to file docs- sister rep debtor by POA- DO WE OBJECT SINCE THIS PERSON - DORKUS DELGADO- SHAFER since she was determined to be "engaged in a conflict of interest by representing her brother in a foreclosure action caused by her failure to pay mtg payments while her brother let her live in prop . --------- In re Delgado-Shafer Full title: IN THE MATTER OF DORCA IRIS DELGADO-SHAFER AN ATTORNEY AT LAW Court: SUPREME COURT OF NEW JERSEY Date published: Dec 17, 2013 Citations Docket No. DRB 13-241 (N.J. Dec. 17, 2013) ---------------- This person has history of fraud, dishonesty and deceit in her dealings with people Bad faith filing |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 3:00 pm | 23-18083 / CMG | Steven D. Pertuz, Esq. | AP Hearing Rescheduled (Document) | Judge to Reserve Decision | |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 3:00 pm | 23-18292 / CMG | Daniel E. Straffi, Esq. | AP Summons Issued | Moot - Dismissed | ap 23-1398 Farzan vs. JP Morgan |
|
Matter ResolvedRequest Adjourment | 0 | 5/15/2024 3:00 pm | 24-12254 / CMG | Moshe Rothenberg, Esq. | AP Summons Issued | Judge to Reserve Decision | AP 24-1109 WRIGHT-SIMMONS VS. TRENTON MASTER |
| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes |