ALBERT RUSSO
Standing Chapter 13 Trustee


CALENDAR DISPOSITION LIST


Judge Christine M. Gravelle

Hearing Date: 6/3/2026
Last Updated: 6/16/2026 6:51 PM
Type an attorney name, case number, or disposition in the box below to filter results.
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Email InquiryRequest
Adjournment
6/3/2026 8:45 am24-19897 / CMGCarlos D. Martinez, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyContinued
7/15/2026 9:00 am
Debtor obj, filing MP<>ARREARS

MP on 7/15 /26
Email InquiryRequest
Adjournment
6/3/2026 9:00 am21-18442 / CMGJavier L. Merino, Esq.Creditor Certification of DefaultContinued
6/24/2026 9:00 am
6/24/26 PEREMPTORY

Debtor obj<> SELENE (gROSS pOLOWY)

Default is over 15,000
Payments are coming form ex sp and she's not paying
Email InquiryRequest
Adjournment
6/3/2026 9:00 am22-10046 / CMGYakov Rudikh, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyContinued
6/24/2026 9:00 am
Debtor obj, made $7,000 pymnt on 5/21<>ARREARS4,142 as of 6/1


6/24 to be current through June

Email InquiryRequest
Adjournment
6/3/2026 9:00 am22-12925 / CMGRobert Cameron Legg, Esq.Creditor Certification of DefaultGranted5/12/26:creditor working on terms

Debtor obj<>ROCKET MTG (Stern & E)

debtor says creditor has provided conflicting numbers
Email InquiryRequest
Adjournment
6/3/2026 9:00 am22-12925 / CMGRobert Cameron Legg, Esq.Trustee Certification of DefaultDismissedDebtor obj<> ARREARS 1,635 as of 5/27/26(mk)

last pay march
Email InquiryRequest
Adjournment
6/3/2026 9:00 am22-15547 / CMGJeffrey E. Jenkins, Esq.Motion Relief from Stay (Fee)WithdrawnDebtor obj<>ROCKET MTG (McCALLA)

debtor says made payments not accounted for.
Email InquiryRequest
Adjournment
6/3/2026 9:00 am22-15936 / CMGRobert Cameron Legg, Esq.Trustee Certification of DefaultContinued
7/15/2026 9:00 am
to current thru july

Debtor obj<> ARREARS 2,146 as of 5/26/26(mk)
Email InquiryRequest
Adjournment
6/3/2026 9:00 am23-10546 / CMGPRO SEMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyDismissed
Case can't be completed as confirmed due to
stay relief granted to CREDIT ACCEPTANCE CORPORATION, court claim #8-
Email InquiryRequest
Adjournment
6/3/2026 9:00 am23-10582 / CMGStacey L. Mullen, Esq.Creditor Certification of DefaultContinued
6/24/2026 9:00 am
AMT: TRUSTEE CONDUIT REQUEST<>

Debtor obj<> CITZENS BANK (MCCABE)

debtor says he can cure arrears
Email InquiryRequest
Adjournment
6/3/2026 9:00 am23-11929 / CMGJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyContinued
7/15/2026 9:00 am
Debtor obj<>ARREARS 22,000 as of 5/26 last pay March

debtor made 5,500 payment waiting to post

7/15 to be current
Email InquiryRequest
Adjournment
6/3/2026 9:00 am23-14656 / CMGLee M. Perlman, Esq.Motion Relief from Co-Debtor StayContinued
7/15/2026 9:00 am
creditor request to adj to allow LM process to complete

Debtor obj<>FREEDOM MTG (BROCK)

Lm under review

plan has expired 36 mos

Email InquiryRequest
Adjournment
6/3/2026 9:00 am23-14805 / CMGPeter J. Broege, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyContinued
10/7/2026 9:00 am
Executrix obj<>ARREARS There is SV on real property so MP to sell does not really matter


MK wants to sell real property and pay off reverse mtg- prop listed at 629,900 and it has lots of equity. and proceeds will pay everything off wants 120 days

Email InquiryRequest
Adjournment
6/3/2026 9:00 am23-16235 / CMGJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyContinued
7/15/2026 9:00 am
SV/TRUMAN 2021; FAILED TO SELL PPTY BY 8/15/25; ARREARS

MK per atty closing is May 5-DID NOT CLOSE atty says long story ..waiting for details- Per Joe still trying to get it closed(mk)
Email InquiryRequest
Adjournment
6/3/2026 9:00 am23-18551 / CMGDavid G. Beslow, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyContinued
7/15/2026 9:00 am
MP filed 6/1/26- no amended sch I & J and yet the reason for the MP is a substantial change of income also MP shows debtor name change to Christine

Atty filed obj, filing MP<>ARREARS 5,668


Email InquiryRequest
Adjournment
6/3/2026 9:00 am23-21369 / CMGDarin D. Pinto, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyContinued
8/5/2026 9:00 am
ARREARS
Email InquiryRequest
Adjournment
6/3/2026 9:00 am24-10143 / CMGHerbert B. Raymond, Esq.Motion Motion (Generic) - Only use if no other event is applicableContinued
7/15/2026 9:00 am
MTN FOR CONTINUED ADMIN

>>NEED UPDATE FROM ATTY

TR objection: application for continued administration is by the debtor's daughter and she is not the executor of the estate and therefore has no authority.

see supp cert of debtor's daughter #81- she has petitioned the ST ct to be debtor's Administratrix as he had no will
Email InquiryRequest
Adjournment
6/3/2026 9:00 am24-10255 / CMGYakov Rudikh, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyDismissedSV/FRANKLIN EASTATES; ARREARS 4,566 Last pay March (mk)

Also Creditor's cert (Santander)of default filed 6/1
Email InquiryRequest
Adjournment
6/3/2026 9:00 am24-11556 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyContinued
6/24/2026 9:00 am
adj to 6/24 to see what decision is

Debtor obj, may convert to ch 7<>ARREARS 4,160 as of 5/26 last pay Nov.(mk)
Email InquiryRequest
Adjournment
6/3/2026 9:00 am24-12894 / CMGJeanie D. Wiesner, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyContinued
6/24/2026 9:00 am
adj to 6/24 for $ to post

Debtor obj<>ARREARS 5,541.95 as of 5/26
MK: debtor has paid less than full TR payment since July 2025

per atty:Please be advised that our client has scheduled a payment of $5,862.28 for June 2, 2026 and a payment of $660.77 for June 3, 2026.
-Please advise if this matter can be adjourned for 1 cycle to allow the payments to be received and applied.
Email InquiryRequest
Adjournment
6/3/2026 9:00 am24-12925 / CMGKarina Pia Lucid, Esq.Trustee Certification of DefaultDismissedDebtor obj, proposing lump sum from tax refunds<> ARREARS 1,904 as of 6/3/26


returns were filed and uploaded to 13 dox

case has run 27mosdebtro stopped paying as of Jan 2026 then in May made a payment of 2,125 ARREARS as of today 1,904

Email InquiryRequest
Adjournment
6/3/2026 9:00 am24-13206 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyContinued
6/24/2026 9:00 am
MP filed On 7/15/26- 100%STD Loans Outside


Debtor obj<>ARREARS 1,952.10 as of 6/3/26.

Mp on 7/15
Email InquiryRequest
Adjournment
6/3/2026 9:00 am24-13206 / CMGRobert Cameron Legg, Esq.Motion Relief from Co-Debtor StayContinued
6/24/2026 9:00 am
Debtor obj<>AMIP MGMT/WILMINGTON SAVINGS (FRIEDMAN)

mk: Debtor says made the 3 trial loan payments and there is a LM in place w/ prior servicer
Email InquiryRequest
Adjournment
6/3/2026 9:00 am24-13384 / CMGRobert Cameron Legg, Esq.Trustee Certification of DefaultContinued
6/24/2026 9:00 am
Debtor obj<> ARREARS 2,230

higher payment to post and then recap
Email InquiryRequest
Adjournment
6/3/2026 9:00 am24-14391 / CMGMaryBeth Schroeder, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyTrustee OrderDebtor obj<>ARREARS 3,800 as of 5/27

wants a recap

19,950 PTD Then 1,060 x 35 Begin 6/1/26- email to atty- ok to terms
Email InquiryRequest
Adjournment
6/3/2026 9:00 am24-14829 / CMGJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyWithdrawnAMT: mp 6/3<>HR

MP on 5/13/26 to surrender RE>>ISSUES<<

Debtor obj<>ARREARS 1,506 as of 4/29; SV/CARRINGTON
Email InquiryRequest
Adjournment
6/3/2026 9:00 am24-16085 / CMGJames J. Cerbone, Esq.Creditor Certification of DefaultContinued
6/24/2026 9:00 am
Debtor obj<> AMERICREDIT (Eisenberg Gold)
Email InquiryRequest
Adjournment
6/3/2026 9:00 am24-16681 / CMGWarren Brumel, Esq.Creditor Certification of DefaultOrder to be SubmittedDEbtor obj<> LOANCARE ( Pluese Becker)

OTBS: debtor cured arrears and continuing the 30 day default clause and adding the recoverable fees of $200 into the plan.
Email InquiryRequest
Adjournment
6/3/2026 9:00 am24-16681 / CMGWarren Brumel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyWithdrawnAMT: ARREARS CURED/WILL COMPLETE TIMELY<>

5/11- debtor has funds need to adj to post (ATTY MAILING IN $2,248 TO TN)<>


Debtor obj, filing MP<>
Atty reply will let me know Monday if he has the funds to cure

mk: Creditor cert of default filed 4/18 post pet arrears 18,834.41- obj deadline 5/12/26
Email InquiryRequest
Adjournment
6/3/2026 9:00 am24-17301 / CMGJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyDismissedARREARS 3,321 last pay FEB
Email InquiryRequest
Adjournment
6/3/2026 9:00 am24-17450 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyContinued
6/24/2026 9:00 am
PEREMPTORY

4/16 AMT: EMAIL TO CRED ATTY FOR UPDATED PP MTG ARREARS TO AMD CONDUIT ORDER<>

Debtor obj, made some mtg pymts direct<>ARREARS 25,230 as of 5/5/26
Email InquiryRequest
Adjournment
6/3/2026 9:00 am24-19013 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyContinued
7/15/2026 9:00 am
Debtor obj<>SV/ARVEST

debtor filing motion to reinstate stay
Email InquiryRequest
Adjournment
6/3/2026 9:00 am24-19855 / CMGMarc C. Capone, Esq.Motion Relief from Co-Debtor StayContinued
7/15/2026 9:00 am
Debtor obj<>BANK UNITED (KML)

debtor getting $ from retirement acct to bring current needs ad- need crediotor consent
Email InquiryRequest
Adjournment
6/3/2026 9:00 am24-20051 / CMGLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyDismissedDebtor obj<>ARREARS 35,000 last pay March
Email InquiryRequest
Adjournment
6/3/2026 9:00 am24-20677 / CMGRussell L. Low, Esq.Motion Relief from Stay (Fee)Continued
7/15/2026 9:00 am
creditor request to adj to 7/15 for time for LM to complete

amt: trustee conduit request<>

Debtor obj<>FREEDOM MTG (BROCK)

LM is in process and adj to 6/3 to see if approved

>>>Plan does not call for a LM but lists Freedom as unaffected??
Email InquiryRequest
Adjournment
6/3/2026 9:00 am24-20951 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyContinued
7/15/2026 9:00 am
Atty filed obj, debtor will make pymt<>ARREARS 13,116 last pay JAN



3579 by 7/15 to post and recap then include auto dismiss
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-10002 / CMGRoger J. Yehl, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyContinued
7/15/2026 9:00 am
Debtor obj<>ARREARS (amt: SV ORDER WAS ENTERED 5/19)
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-10002 / CMGRoger J. Yehl, Esq.Motion SellRevised Order Submitted6/3/26(mk) Revised order submitted today to Chambers adds sale must complete in 90 day or order approving sale is moot Order dese not specifically say lender's lien will be paid at closing but that is purpose of the motion- see what creditor says


mk: NEEDS A REVISED ORDER TO ADD LANGUAGE TO SATISFY THE CREDITOR


Wilmington Svs (McCalla) Response<>PROPERTY #137

>>Creditor has no objection to sale as long as their lien is paid in full at closing. and wants a provision sale w/in 90 days or moot


MK: Plan confirmed at 100% equity t/h $114,251
there are no gucs in case

Mortgage lender is only creditor

no realtors
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-10055 / CMGJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)DismissedMP on 4/22 ** DENIED**<>

Plan is not feasible - atty says debtor got a LM - and has to pay for 12 mos before can refinance- GUCS total claims 186,730- 100% p[lan BUT dispos income only $650 p/m TR arrears $6,450 The MP on 3/11 is not s feasible

AR wants a provision in MP conf order if default for more that 30 days to TR or lender for more than 30 days case will be dismissed b/c refi not feasible -

NEEDS TO FILE A MP

1/23/26(mk) email from atty:

The house burned down but has now been completely rebuilt so it is now worth even more as it is almost all new construction. The debtors need to show 12 on time payments in order to qualify for a refinance. There is more than sufficient equity in the home to pay 100% to all creditors. If the case gets dismissed then all the interest that has been held at bay will immediately accrue. The debtors are now able to make a payment continuously as the debtor husband is now fully employed. Can we confirm at the $200/month and keep the plan going?
//
AR HOW DO WE CONF AT 200 PER MO WO MOD PLAN


mk per atty debtor has new job PREMPTORY for 1/28/26

what's status of PI suit?


ARREARS 5750 as of 1/20/26. Last pay Sept 2025

Debtor to start new job 11/10

TR payment is 750 and debtor has only been paying $200 p/m

atty says $ coming from a refi-..but the house burned down

7th hearing date
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-10603 / CMGMoshe Rothenberg, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Continued
7/15/2026 9:00 am
for 7-15
needs motion to reinstate the stay filed and 18,350 to be curren thru June plus july pymt


MK case was dismissed 4/1 for arrears 6,875 and NO opposition to Tr motion

TR Obj: Stay relief was also granted on 4/1 for post petition arrears of 10,075 and no appearance by debtor's atty

As of June to be current needs 18,350

MK other than the mortgage lender who has stay relief, there is 1 unsecured creditor for $272
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-12687 / CMGDaniel E. Straffi, Esq.Creditor Certification of DefaultContinued
7/15/2026 9:00 am
adjourned to 7/15 : creditor wants more payments to post


AMT: TRUSTEE CONDUIT REQUEST<>

Debtor obj<> FREEDOM MTG ( Brock & Scott)
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-12735 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyContinued
7/15/2026 9:00 am
Debtor obj<>FAILED TO REFI BY 4/1/26

MP filed to cure
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-13221 / CMGMarc C. Capone, Esq.Creditor Certification of DefaultContinued
6/24/2026 9:00 am
amt: TRUSTEE CONDUIT REQUEST<>

Debtor obj<> US BANK ( Friedman Vartolo)

per debtor - brought acct current - creditor checking on pay history
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-13365 / CMGJonathan Goldsmith Cohen, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyDismissedARREARS 3,250
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-13554 / CMGRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Continued
6/24/2026 9:00 am
debtro to be current by 624

mk This was granted this am as no opp'n and no appearance by debtor or creditor, per the CT DEBTRO REACHED OUT HE WAS GOING TO APPREAR AS HE NO LONGER WANTS MR. YEHL TO REPRESENT HIM he was given ct solutions registration info so i will call it at 10


PINGORA LOAN (McCALLA)

debtor says he's practically current- is selling house
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-13870 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyContinued
7/15/2026 9:00 am
Debtor obj<>FAILED TO REFI BY 4/1/26

5/27/26:MP filed extending time to refi
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-15280 / CMGJeffrey E. Jenkins, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyContinued
6/24/2026 9:00 am
ARREARS $832
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-15844 / CMGJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyContinued
7/15/2026 9:00 am
Debtor obj<>ARREARS

mk: debtor made recent payment and wants a recap but payments would go up to 2,665 x 49- not s feasible given the ack of income

5/21/26(mk): per atty debtor has new higher paying job atty to submitted amended I & J and update pay
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-15844 / CMGJoan Sirkis Warren, Esq.Creditor Certification of DefaultContinued
6/24/2026 9:00 am
Debtor obj<> SILVER HILL CAPITAL (Fein Such

arrearage is 29,403.99 as of 5/11

TR motion now on 7/15/26
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-17057 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyContinued
7/15/2026 9:00 am
Debtor obj<>ARREARS 9,831 as of 6/3/26

Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-17329 / CMGLaurence R. Sheller, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyContinued
6/24/2026 9:00 am
TFS payment pending and another payment coming- needs to post

Debtor obj<>ARREARS 2,156 as of 5/27/26 last pay 2/9/26

(also need order from 3/11 mfr)
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-18187 / CMGKirsten B. Ennis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyDismissedAMT: MP 6/3 **

PLAN WAS DENIED ON 2/18/26 AND FAILED TO FIL MP IN 14 DAYS


MFR ( Selene-RAS) was adj from 4/1 to 4/22-payments past due of $24,014.82
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-18469 / MBKEdward Nathan Vaisman, Esq.Motion Relief from Stay (Fee)Continued
6/17/2026 9:00 am
>>MBK CASE>>

FAY SERVICING (GROSS)
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-18540 / CMGAndrew Thomas Archer, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyContinued
6/24/2026 9:00 am
Debtor obj<>ARREARS as of 5/27 are 271- so 1 payment and June i is right around the corner
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-19218 / CMGJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyWithdrawnAMT: MP 6/3 TO SELL REAL PROPERTY>>HR<<

Debtor obj, filig mP<>FAILED TO REFI BY 3/31/26

MFR on 5/13/26
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-19218 / CMGJoan Sirkis Warren, Esq.Motion Relief from Stay (Fee)Order to be Submittedmk: per debtor atty- debtor has $ to be current so expects a CO to stay current


Debtor obj<>CITIZENS BANK (McCABE)

mp TO SELL REAL PROPERTY 6/3
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-19226 / CMGPeter E. Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyContinued
8/5/2026 9:00 am
Debtor obj<>FAILED TO SELL BITTERSWEET RD PPTY BY 6/3/26
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-19226 / CMGPeter E. Zimnis, Esq.Order Shorten TimeContinued
6/24/2026 9:00 am
<>

MOTION TO SELL #16

Realtor retained

PLAN CONFIRMED W/ PROVISION FOR ANY NE PROCCEDS FROM SALE TO TR

TR obj: want a clear provision in the order that states that all non exempt proceeds( needed to pay plan at 100%) are to be paid to the debtor - Parg 6 of the PPSD order does not specifically say that

- also order has exemption of $31,575 Sch C claimed 25,150

current plan base balance is 5,200 for 100% and to have case complete early needs approx. 6,300
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-19479 / CMGRobert Manchel, Esq.Motion Relief from Stay (Fee)Order to be SubmittedDebtor obj<>ALLY CAPITAL (McCALLA)
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-20330 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyDismissedSV/M&T BANK; ARREARS 6,264
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-20641 / CMGJoan Sirkis Warren, Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedDebtor obj<>WILMINGTON TRUST (KML)

outside cure
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-20916 / CMGRussell L. Low, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyContinued
6/24/2026 9:00 am
5/27/26(mk) MP and amened sch filed


Debtor obj<>PLAN WAS DENIED 4/22/26 AND FAILED TO FILE MP IN 14 DAYS (also need order from 4/22 MFR otbs)
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-21405 / CMGJoseph Casello, Esq.Motion SellGrantedPROPERTY #164

Order has NE proceeds to Tr

Plan only in Month7 must continue to pay for a total of 36 mos.

realtor appointed
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-21486 / CMGMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyMoot - Converted to 7 / 115/29/26(mk) PER ATTY EMAIL - WILL FILE APPL TO CONVERT TO CH 7 BEFORE THE HEARING DATE- filed 6/2


SV/FEDERAL HOME LOAN/ FAILED TO LM BY 5/1/26; ARREARS 1,800 as of 5/27 Last pay March 2026
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-21491 / CMGGeorge E. Veitengruber, III, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyDismisseddismsis and atty fees balance to atty

mp on 6/3>>REC DISMISS>>

PLAN DENIED 3/11/26 AND FAILED TO FILE MP IN 14 DAYS


SV for Deutsche Bank on real property

TR arrears 1,200

4/21/26 : uploaded a sale K for 625,000

Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-21778 / CMGGeorge E. Veitengruber, III, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyContinued
6/24/2026 9:00 am
AMT: MP 6/24 **NEEDS TO SUBMTI ADJ REQUEST FOR TR MTN BY 5/29 OR APPEAR**<>

Debtor obj<>PLAN WAS DENIED ON 4/22/26 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-21926 / CMGCandyce I. Smith-Sklar, Esq.Motion File Claim After Claims Bar DateRevised Order SubmittedTR Objection:(AMT: PPSD ORDER DOES NOT INCLUDE LANGUAGE AUTHORIZING TRUSTEE TO PAY)<>

MTN ALLOWING LATE POC RIVER EDGE APT

Mk Need revised order to allow late claim and then add claim will be treated per the confirmed plan-which reclassifies claim to fully unsecured. the plan seeks to avoid the judgment lien
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-21926 / CMGCandyce I. Smith-Sklar, Esq.Motion File Claim After Claims Bar DateRevised Order SubmittedRevised Order being worked on to pay secured portion and unsecured balance to be treated w/ rest of gucs per the confirmed plan.


ALLOW LATE POC/MARINER FINC


mk This order needs to be revised as well to state claim allowed and claim will be paid pursuant to the treatment in the confirmed plan.

car is being crammed in plan

Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-21946 / CMGSHMUEL KLEINMotion Authority to Obtain Credit Under Sect.364, Rule 4001(c) or (d)/RefinanceWithdrawn>>This motion should be w/d or denied-appl to convert to ch 11 filed but has errors

MK: per order entered at #83, Conf was adj to 6/3 for debtor to file a motion to Convert to a CH 11. if the debtor does not file a Motion to Convert to Chapter
11 by the end of business June 2, 2026, the Trustee shall submit a Certification to the Court on notice
to debtor and debtor's counsel together with a form of Order, and the Court SHALL dismiss the
debtor's case without need for any further hearing


MTN TO REFI and Bifurcate loan

MK The Lien of US Bank is more that the appraisal of the property

CC Road property Appraisal as of 4/22/26 330,000

for other prop W. Ave- there is SV and appraisal says value
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-21946 / CMGSHMUEL KLEINMotion Avoid LienWithdrawn>>This motion should be w/d or denied-appl to convert to ch 11 filed but has errors

US Bank obj (Pluese Becker)<>

>> creditor says this is debtor's 6th bankruptcy filing- According to TR records this filing is # 11 for debtor dating back to 2017- All CH 13 and alldismissed

This motion should be w/d or denied

MK: per order entered at #83, Conf was adj to 6/3 for debtor to file a motion to Convert to a CH 11. if the debtor does not file a Motion to Convert to Chapter
11 by the end of business June 2, 2026, the Trustee shall submit a Certification to the Court on notice
to debtor and debtor's counsel together with a form of Order, and the Court SHALL dismiss the
debtor's case without need for any further hearing

MK seeks to bifurcates the mtg on real proper that debtor has listed on petition as his residence and There is a 2023 Deed for the esate into his name alson so property is not owned by his parents as debtro argues
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-21946 / CMGSHMUEL KLEINMotion Relief from Co-Debtor StayContinued
6/24/2026 9:00 am
>>This motion should be w/d or denied-appl to convert to ch 11 filed but has errors
aAR WHAT IS STATUS OF FORCLOSURE ?

MK: per order entered at #83, Conf was adj to 6/3 for debtor to file a motion to Convert to a CH 11. if the debtor does not file a Motion to Convert to Chapter
11 by the end of business June 2, 2026, the Trustee shall submit a Certification to the Court on notice
to debtor and debtor's counsel together with a form of Order, and the Court SHALL dismiss the
debtor's case without need for any further hearing





5/6/26(mk) PPSD order that says post pet of 10,814.46 be added to plan.


Debtor obj<>THE BANK OF NEW YORK MELLON (PADGETT)
Debtor says he's not primary obligor on note not did he give security for mtg - plan sells the property.

mk: debtor's signature is on the note and addendum attached to claim and mortgage


MP on 5/13

6th CH 13 filed since 2016 all dismissed
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-22532 / CMGJeffrey E. Jenkins, Esq.Motion Relief from Stay (Fee)Order Previously Submittedorder submitted 6/2

OTBS - outside cure


Debtor obj<>HSBC BANK (LOGS)

parties workin on resolving
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-22610 / CMGScott D. Sherman, Esq.Motion Relief from Stay (Fee)GrantedIH HARP CHARLSTON LLC (LOWENSTEIN)

Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-22905 / CMGRobert Cameron Legg, Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedPUT ON RECORD

OTBS 6 mo outside cure


Atty filed obj, getting in touch with client<>NEWREZ/SHELLPOINT (STEWART)


MP on >>ISSUES>>
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-22975 / CMGStacey L. Mullen, Esq.Motion Relief from Stay (Fee)Order Previously Submitted5/19/26(mk) ORDER SUBMITTTED- OUTSIDE CURE


creditor request to adj to 6/3 workng on resolution.

debtor opp'n>>NEWREZ (HILL WALLACK)

Post pet arrears as of April are 6,855.63

debtor had difficulties asks that arrears be added to plan or allow a cure over a period of months and also trying to obtain a LM

atty for debtor says trying to work out a resolution.
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-23044 / CMGMitchell Lee Chambers, Jr., Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Order to be SubmittedTR obj: needs revised order
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-23285 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyWithdrawnMP on 6/3>

confirmed obj<>PLAN WAS DENIED ON 4/1 AND FAILED TO FILE MP IN 14 DAYS

Plan on 6/3 is 100% - there is may payment pending on TFS as of 5/29
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-23495 / CMGPRO SEHearing Scheduled (Document)Continued
6/24/2026 12:00 pm
Wells Fargo response (RAS); Tr obj<>MTN TO VACATE DISMISSAL, DENY MFR, OBJ TO POC #13; VOID FRAUDULENT CONVEYANCE
Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-23495 / CMGPRO SEHearing Scheduled (Document)Continued
6/24/2026 12:00 pm
DEBTOR'S OMNIBUS EMERGENT MTN

To vacate orders dated March 12 and 13 to reinstate the automatic stay to enforce a permanent Injusction , to impose a say pending appearl

Email InquiryRequest
Adjournment
6/3/2026 9:00 am25-23495 / CMGPRO SEHearing Scheduled (Document)Continued
6/24/2026 12:00 pm
MTN TO IMPOSE INJUNCTION PENDING APPEAL

Motion To Impose an Injunction Pending Appeal
Email InquiryRequest
Adjournment
6/3/2026 9:00 am26-10129 / CMGJames J. Cerbone, Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedPUT ON RECORD

OTBS- cure by 6/26


Debtor obj<>CAPITAL ONE (STEWART)
Email InquiryRequest
Adjournment
6/3/2026 9:00 am26-10230 / CMGRobert Manchel, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedMOTIN TO APPROVE WORKER'S COMP SETTLEMENT


MK: all exempt
Email InquiryRequest
Adjournment
6/3/2026 9:00 am26-10232 / CMGHerbert B. Raymond, Esq.Motion Relief from Stay (Fee)Order to be Submittedcreditor OTBS-No conduit this time- first defaullt and last case was dismissed in 2015 (mk)


AMT: TRUSTEE CONDUIT REQUEST<>

Debtor obj<>LAKEVIEW LOAN (McCALLA)
Email InquiryRequest
Adjournment
6/3/2026 9:00 am26-10645 / CMGMark N. Glyptis, Esq.Order Shorten TimeGranted>> was OST for 5/13>>

5/18/26(mk) have email from Gavin Stewart agreeing to reinstate the stay and deal with debt thru MP on 6/24/26

-------------------

MTN TO REIMPOSE STAY as to Cap One Auto Fin- THE MFR was unopposed

THERE IS NO PROPER CERT OF SERVICE ON THIS MOTION>>CREDIUOTR HAS agreed TO REINSTTE THE STAY
Email InquiryRequest
Adjournment
6/3/2026 9:00 am26-11404 / CMGDavid Jerome Witherspoon, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Revised Order Submitted5/30/26 mk REVISED ORDER SUBMITED -OK

mk atty consents to revised order- he has to submit it - so email to him



Debtor response<>TR limited obj: Case was dismissed for failure to provide all 341 documents needed to schedule a 341 hearing. Trustee still needs A CMA for real property and a copy of the 2025 federal tax return.

Need proof that debtor has funds to be current through June if the Motion is granted. Will need a revised order to add terms to be current withing 14 days of entry of order vacating dismissal and 341 hearing to be schedule on or before July 9 and confirmation hearing set for 7/15/26 at 10:00am

100%plan
----

estimate tax claim for 2025 taxes- Ned 2025 return

current thru April when dismissed so will owe for may and June at $750 p/m
Email InquiryRequest
Adjournment
6/3/2026 9:00 am26-11916 / CMGSteven J. Abelson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyDismissedPLAN WAS DENIED ON 4/22/26 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryRequest
Adjournment
6/3/2026 9:00 am26-13241 / CMGKirsten B. Ennis, Esq.Motion Relief from Stay (Fee)GrantedGRIGGS FARM (GORSKI) Landlord
Email InquiryRequest
Adjournment
6/3/2026 9:00 am26-13276 / CMGJoseph Casello, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramGrantedLOSS MIT/SELENE FINC
Email InquiryRequest
Adjournment
6/3/2026 9:00 am26-13319 / CMGDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)Continued
6/24/2026 9:00 am
2 payments immediately and a 3rd payment before by 6/24 and reg .payments

Debtor obj<>SUSAN PRIDDY/LANDLORD (COLLINS-JMC)

MK email from Creditor LL atty J. Casello. His client has received No post petition rent payments contrary to debtor's opp'n. He wants the Judge on wed.

28,000 in arrears
Email InquiryRequest
Adjournment
6/3/2026 9:00 am26-15078 / CMGHerbert B. Raymond, Esq.Motion Extend TimeOrder to be SubmittedMTN TO EXTENTD STAY

all sch and plan field and 341 dox in
First Payment due in June


creditor( PLanet Home- Friedman V) filed a cross motion at #17 objecting to extend stay and for prospective relief

3rd bankruptcy
Email InquiryRequest
Adjournment
6/3/2026 9:00 am26-15078 / CMGHerbert B. Raymond, Esq.Hearing Scheduled (Document)Order to be SubmittedPLANET HOME CROSS MTN DENYING MTN TO EXTEND STAY
Email InquiryRequest
Adjournment
6/3/2026 9:00 am26-15078 / CMGHerbert B. Raymond, Esq.Motion Extend TimeOrder to be SubmittedMTN TO EXTENTD STAY

dup listing
Email InquiryRequest
Adjournment
6/3/2026 9:00 am26-15140 / CMGJoseph I. Windman, Esq.Motion Motion (Generic) - Only use if no other event is applicableGrantedMTN APPOINT POA OF BEHALF OF DEBTOR
Email InquiryRequest
Adjournment
6/3/2026 9:00 am26-15786 / CMGCandyce I. Smith-Sklar, Esq.Motion Impose Automatic StayOrder to be Submittedorder 341 before july 15 which is conf
if cse is dismissed 1 year bar

>>OST>>

TO EXTEND STAY

Plan_LM AGAIN and sch filed. First payment in June
5th ch 13 filing dating back to 2014 - got a discharge in 2020 on fist case then next 3 all dismissed

last 2 cases also sought LM and failed WHAT IS DIFFERENT ABOUT THIS CASE?

debtor says back to steady work now in his b'ness. SEE PINK NOTE FOR FURTHER DETAILS ON WHAT IS DIFFERENT FOR DEBTOR THIS TIME AROUND
Email InquiryRequest
Adjournment
6/3/2026 10:00 am19-31402 / EJOEdward Hanratty, Esq.Motion Reopen Ch. 13 Case (fee)Continued
6/10/2026 9:00 am
<> Pleadings say now EJO Judge

4//28/26:MTN REOPEN to allow debtor to contest Student Loans
no brief included in filing nor a statement that no brief is needed.
no cert of service yet as of 4/28-FILED 5/6/26
atty cert.
Order says NO TR appointed
Email InquiryRequest
Adjournment
6/3/2026 10:00 am22-10127 / CMGScott D. Sherman, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 133 of 53 required payments   Arrears: $0
As of 5/27/26(mk):

**CAN REC CONFIRM AT $26,322 PTD and Then $200 x 8 Begin 6/1/26 100%. Preserve equity T/h in real property of $61,412
Sale of real property by 12/31/26.
All non exempt equity from the sale of real property needed to pay plan off at 100% must be paid to trustee.
STUDENT LOANS O/S
Must file application for supplemental atty fees.
Low Base pending sale**



MP extended time to sell there are 8 mos left in this now 60 mo plan THE REAL PROPERTY IS NOT LISTED FOR SALE.

MP proposes:$26,322 PTD; $200 X 9; 100% SALE by 12/31/26
EXT TIME TO SALE/REFI
LOW BASE PENDING SALE


----RESOLVED-----------
ATTY REPLY REALTOR WAS RETAINED AND WILL GO BACK ON MLS BY 5/28/26

TR OBJ:The prior confirmed plan provided for a sale of real property by 4/30/26. The plan extends the time to sell to the end of the plan in 8 months. According to the internet, the real property is not listed for sale.


Prior conf:$25,722 PTD (48 MOS) $200 X 5 BEG 2/1/26 ; 100% W/MIN $61,412 TO GUCS DUE TO NE EQUITY ; NE PROCEEDS FROM SALE BY 4/30/26 ; STUDENT LOANS O/S ; PP.
Email InquiryRequest
Adjournment
6/3/2026 10:00 am23-21992 / EJOJonathan Stone, Esq.Motion Relief from Stay (Fee)Continued
6/10/2026 9:00 am
>>EJO CASE>>

OAK KNOLL CONDO (RADOM & WETTER)
Email InquiryRequest
Adjournment
6/3/2026 10:00 am24-14829 / CMGJames J. Cerbone, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 19 of 25 required payments   Arrears: $504.00
ISSUES AS OF 5/27/2026 (DM): Atty accepts terms

***Residence has been surrendered and income has decreased. Debtors may consider converting the case. OTHERWISE, TO CONFIRM THE DEBTORS NEED $9,562 PTD, THEN $504 x 36 STARTING 6/1/26, BASE PLAN WITH $8,575 MINIMUM THRESHOLD TO GENERAL UNSECURED CREDITORS PRESERVED, SALLIE MAE STUDENT LOAN POC (13-1) SHALL BE TREATED OUTSIDE THE PLAN***

1) Trustee OBJ:
- MP does not pay the required $8,575 threshold dividend to GUCs as determined by the original confirmed plan.
- MP improperly attempts to excuse arrears in the case in the amount of $798 by not proposing to repay those arrears through the proposed plan.
- Need amended Sch I&J (FILED.)
- Need updated proof of income (ONLY RECEIVED PAY STUBS FOR GUARD ME INC.)
- Need 2025 tax returns (RECEIVED.)


Confirmed Case: $3,118 Ptd, $602 x 51, Base Plan with $8,575 Min Div
- student loans outside.
Prop. MP: $276 x 60, Base Plan with $5,817 Min Div
- surrender residence.
- student loans outside.
PTD = $9,562, Arrears $798 as MP filed in March.
Last Claim (27-1) dated 12/31/24
Email InquiryRequest
Adjournment
6/3/2026 10:00 am24-18668 / CMGJonathan Stone, Esq.Confirmation Hearing ScheduledContinued
6/24/2026 10:00 am
Debtor has made 19 of 22 required payments   Arrears: $0
6/24 PEREMPTORY

mk: parties to talk about status based upon latest appraisal.. Creditor atty S. McNally will be away on 6/3 - adj to 6/24

5/19/26(mk):under updated CMA $516,375 from Debtor there is more than enough equity after the 2 mortgage liens and the debtors' exemption to secured Glassboro lien.


4/27 AMT: INTERIM SCHEDULING ORDER TO CHAMBERS/7 DAY)<>
Terms: debtor appraisal/CMA by 5/6- PROVIDED
-creditor reply or obtain their own CMA/Appraisal by 5/27/26



4/8/26:TR supplemental objection. The valuation to of the real property is now over a year old. There for internet value of the subject property is now at $514,200. After deduction of the 2 mortgage liens , there is 180,179 left of equity in the property. Glassboro lien is 93,711.92-so can't be stripped off and reclassified.

debtor's exemption claimed at $55,800


>> CASE CANNOT BE CONFIRMED W/ OUT A RESOLUTION OF GLASSBORO CLAIM

>Debtor supp brief #77 and Creditor Response to that was a 4th supp objection at #78.

Conf order was vacated so we are back to original positions

Plan #54

1.Objection by Glassboro (McNallly Law)
- has a valid secured J'ment lien on the property for total $93,711.92:
-debtors have equity in home after the first and second Mtgs and debtors exemption can't strip off entire lien- creditor says - debtor has significant equity which means can't strip off lien

-ALSO debtor had Axe Throwing B'ness- Covaz Enterprises LLC-- it was transferred to Power Strike LLC formed in March 2024 by Christian Cortes who may be related to debtors- What was the consideration for that transfer?.

2. Trustee objection:
CMA from March 2025 shows estimated value at $541,950. Thea COMP ANALYSIS of $475, 000. Zillow has value at $502,700. Realtor.com has value at $545,800 Debtor put value at 481,000.
We need to settle on a value and then do the liquidation analysis .
- Also depending upon the determination on the creditor's objection - there will be equity in the home as will
Email InquiryRequest
Adjournment
6/3/2026 10:00 am25-10052 / CMGRobert Cameron Legg, Esq.Order Vacate Dismissal of CaseContinued
6/24/2026 10:00 am
Debtor has made 10 of 17 required payments   Arrears: $8,914.00
need conduit numbers on crediotr cert then work up

6/1/26(mk) email from Creditor atty- needs to confirm that mid first will consent to rolling in and making it conduit payments. debtor atty ok to Tr rec. if all agree


As of 5/27/26(mk): Updated

ON 5/26/26 A CREDITOR'S(MIDFISRT BANK)FILED A CERT OF DEFAULT 11,883.38 IN POST PETITION- CANNOT BE CONFIRMED WITHOUT RESOLUTION OF THIS ISSUE Obj deadline is 6/9

mk: before the creditor cert of default was filed these were terms:
**NEEDS TO CONFIRM AT $32,176 PTD Then $3,596 x 44 Begin 6/1/26 0%. Must file an application for supp. fees w/ in 7 days of confirmation.**



MP proposes:$3050 X 9; $3230 X 1; $3424 X 50; $0
ADDING POST-PET MTG ARRS TO BE ADDED TO PLAN

Email InquiryRequest
Adjournment
6/3/2026 10:00 am25-15277 / CMGStacey L. Mullen, Esq.Confirmation Hearing on Modified PlanWithdrawnDebtor has made 6 of 13 required payments   Arrears: $15,728.00
MK : TFS Payment for 2767 pending on TFS- atty to file a MP to sell

AS OF 6/2/2026 (at):

MP within 14 days.

NO PAYMENTS SINCE JANUARY.

RECEIVED PROOF OF ONE PAYMENT MADE ON 6/2/2026 FOR $2,767.

1. Objection filed by Tioga Franklin (Maselli, Mills) - debtor is $58,081.66 in arrears on post petition payments. (UNRESOLVED)

MP proposes: $2,610 x 7 beginning 6/1/2025, $3,699 x 3, $2,767 x 50, 100% plan
Arrears: $18,495
(Rocket approved debtor for loan modification. MP removes arrears per loan modification. Previous MP removed IRS for no poc and
bar date had passed.)
Email InquiryRequest
Adjournment
6/3/2026 10:00 am25-18187 / CMGKirsten B. Ennis, Esq.Confirmation Hearing ScheduledMoot - DismissedDebtor has made 7 of 10 required payments   Arrears: $0
As of 5/19/26(mk):

work up on plan #41

TR Objection: The automatic stay has been vacated on the real property as of 5/13.

Plan: does not propose payments just a LM by 3/1/26 which has passed
prior plan had 250 p/m
Email InquiryRequest
Adjournment
6/3/2026 10:00 am25-18189 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 10 of 10 required payments   Arrears: $50.00
CASE IS 10 mos old and no 341 date as of 6/2

issues as of 5/28/2026 (JMA)

1) 341 hearing not held, not rescheduled - missing documents

proposed plan $500x60 sale by 6/2026 minimum to gucs 30,000
paid in $4,950
last claim 7-1

> Objections to conf by:

-US BANK( Padgett law)- plan not feasible arrears $187,947.89 and plan has 126,773

-TOC Financial-got car loan lees than 30 days before filing bankruptcy Loan Balance 14,874.10
Email InquiryRequest
Adjournment
6/3/2026 10:00 am25-19218 / CMGJoan Sirkis Warren, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 9 of 9 required payments   Arrears: $0
mk 6/15/26 error in real property that is being sold in plan correct property is the Milbrook property per the MP not Silverlake


case was removed form HR due to obj below.

5/28/26(mk) OBJECTION BY NEW REZ(HILL WALLAK- E. HOLDREN)
-PLAN DOES NOT HAVE SUFFICIENT FUNDING TO PAY ARREARS CLAIM
( 283 k equity in silver lake pty )
(mk: plan is a sale plan so low base pending sale


mk atty agrees to terms

As of 5/20/26(mk):

IF MFR CAN BE RESOLVED THEN

**CAN REC CONFIRM AT $1,600 PTD Then $200 x 28 Begin 6/1/26 100%.
Preserve equity T/H of $478,961
Sale of real property by 12/31/26. Tr to pay arrears pending sale.
Strike domestic support per plan claim no proof of claim has been filed.
Strike secured treatment of Calvalry as they filed an unsecured claim and will be paid as such.
Low base pending sale.



MP provides :$200 X 36; (63 MILLBROOK RD); 100%
SALE OF #63 BY 12/31/26


Prior plan confirmed at:$200 X 36 BEG 10/1/25 ; 100% PRESERVE NE EQUITY OF $478,961 IN REAL PROPERTY ; REFI BY 3/31/26 (OK TO PAY PENDING REFI) ; STRIKE SECTION 3(a) IN REFERENCE TO DSO CLAIM ; PP
CONFIRMED LOW PENDING REFI
Need updated DSO form with address within 14 days of confirmation.
Email InquiryRequest
Adjournment
6/3/2026 10:00 am25-19243 / CMGWilliam S. Wolfson, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0
As of 5/29/26 (DS): Debtor atty requested adj to resolve all issues

As of 5/29/26 (DS): 1. Trustee obj to the following:
- Must provide info on Debtor raise once he receives it in July and value statement from stocks with Agnico Eagles Mines LTD shares of stocks on Sched B listed as unknown.
- There is non-exempt equity in the timeshare $5,307, 2016 GM Acadia $4,351, 2002 Chevy Trailblazer $1,474, 2007 Chevy Silverado $9,707, 2002 Mallard mobile home $7,000, PNC Bank acct $1,017 and Regional FCU $518 total $29,373
- Debtors over exempt d(5).
- Must file Pre-confirmation certification.

2. Citizens Bank (CAMERON DEAN) obj arrears owed, POC filed with arrears $1,223.95. Must resolve obj.

3. Shellpoint (QUEEN STEWART) obj to arrears owed are $51,655.35, not $44,046.56, no POC filed, no obj to loan so long as arrears are paid pending loan mod, but does obj to the feasibility with income. Must resolve obj.

Prop Plan $1,080 x 6 begin 5/1/26; $1,600 x 54; Base and Loan Mod with Shellpoint and PNC Bank by 11/1/26
Note: Excessive expense not ok, after deducting disposable income would verify $2,062, but plan pays more within the next 60 months.
Email InquiryRequest
Adjournment
6/3/2026 10:00 am25-20447 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledPlan DeniedDebtor has made 6 of 8 required payments   Arrears: $909.00
MP filed 6/2- puts tax claims per POC and santander numbers per the 5/13/26 order


AR RESOLVE OR HOLD
As of 5/29/26 (DS): 1. ISSUES WHICH REMAIN UNRESOLVED:
- Debtor income is insufficient and verifies $250. Debtor must sign up for E-Wage within 7 days from conf order.
- Need statement for Charles Schwab account and auto insurance 2021 VW, insurance provided has no car info has 1 0000Nno Nno. WHAT IS THIS?
- Attorney's fee in Plan $4,600 and Disclosure statement ($3,052) do not agree. One of these must be amended. 5/13/26 AMENDED DISCLOSURE FILED DOES NOT MAKE SENSE. SOFA HAS ATTY PD $1,698, ATTY DISCLOSURE HAS ATTY PD $150, BALANCE TO BE PAID $4,600, BUT IF $1,698 WAS PD TO ATTY THE BALANCE OWED WOULD BE $3,052, NOT $4,600. SO ONE OF THESE IS INCORRECT AS WELL.
- Must file Pre-confirmation certification.
- Santander ORDER NO ON YET ON DOCKET.

MK: Santander is resolved will submitt order 6/3 PEREMPTORY

MK: TOLD ATTY HAS TO APPEAR case is 7 mos old arrears and unresolved issues, AUTO INSURANCE PROVIDED 5/12/23 FOR 21 VW HAS 1 0000 Nno Nno WHAT IS THIS?

5/13/26 (DS): 1. Debtor in arrears $1,020, made 5 out of 7, last payment made 3/18/26. NO ARREARS OWED, DEBTOR CURRENT

2. BELOW ISSUES STILL REMAIN UNRESOLVED.

NS 2nd by atty

As of 3/26/26 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED.

NS

12/17/25 (DS): 1. Trustee obj to the following:
- Debtor income is insufficient and verifies $250. Debtor must sign up for E-Wage within 7 days from conf order.
- Need statement for Charles Schwab account and auto insurance 2021 VW, insurance provided has no car info has 1 0000Nno Nno. WHAT IS THIS?
- The attorney's fee in the plan ($4,600) and the disclosure statement ($3,052) do not agree. One of these must be amended. 5/13/26 AMENDED DISCLOSURE FILED DOES NOT MAKE SENSE. SOFA HAS ATTY PD $1,698, ATTY DISCLOSURE HAS ATTY PD $150, BALANCE TO BE PAID $4,600, BUT IF $1,698 WAS PD TO ATTY THE BALANCE OWED WOULD BE $3,052, NOT $4,600. SO ONE OF THE
Email InquiryRequest
Adjournment
6/3/2026 10:00 am25-21168 / CMGBruce C. Truesdale, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $150.00
6/2/26(mk) debtor filed Application to extend LM to 8/23/26


AS of 5/27/26(mk):

MFR by US Bank on 5/13/26-OTBS- need terms- mk email to CW today on this- I HAVE THE DRAFT OF PPSED ORDER THAT CREDIOR IS REVIEWING- TERMS ARE ALL OUTSIDE CURE. once creditor approves order then obj to conf will be resolved


>>NEED STATUS OF LM DECISION>>
LM package is complete and waiting for decision

1. Objection filed by US Bank (Robertson Anschutz) - failure to cure arrears of $84,214.80 (Per POC). Plan proposes to pay $0. Loan modification plan. IS THIS RESOLVED?


-------RESOLVED------------------------
There is $37,837 NE Equity in real property No longer as POC is higher No equity


Plan $150 x 36 begin11/1/2025, loan modification by 4/22/2026, base
Payments: 5/7, arrears $150

----------RESOLVED-----------------
- Bank statements from Ocean First for the month of October. (RECEIVED)
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Children Education Cost $360. Must provide proof of expenses 10 days prior to confirmation. (NOT RECEIVED)- MK THIS IS ok
Email InquiryRequest
Adjournment
6/3/2026 10:00 am25-21491 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledMoot - DismissedDebtor has made 4 of 8 required payments   Arrears: $0
AS of 5/21/26(mk):
work up on plan #26

>CASE IS 7 MOS OLD AND HAS NOT FILED MISSING TAX RETURNS OR RESOLVED TAX CLAIMS

>Tr ARREARS 1,804 4/7 PAYMENTS AND STAY RELIEF GRANTED IN MARCH ON THE REAL PROPERTY. AND IT IS NOT LISTED FOR SALE

>NO MOTION TO SELL HAS BEEN FILED AS OF THIS DATENOR HAS A RELTOR BEEN RETAINED

1. Estimated tax claims by IRS and ST of NJ.

2. Objection by ST Of NJ Div. Of Tax:
- plan fails to provide for full payment.

3. Tr objection:
-Americredit in plan as unaffected- they filed a claim - OK TO PAY?
-FIG 20, LLC FBO SEC P now in plan so Tr will pay that claim.
Plan has Pay Ray Finley and Pro Cap - NO CLAIMS FILED FOR THSES CREDITORS- need the strike the per plan claims.
Non exempt equity in real and personal property $21,194

Plan:: $604 X 60; SALE 8/2026 ( #525 ); BASE
4/7 payments
Email InquiryRequest
Adjournment
6/3/2026 10:00 am25-21684 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledContinued
6/24/2026 10:00 am
Debtor has made 7 of 8 required payments   Arrears: $1,220.00
MK told atty to make the higher payment at 3,591 and to amend sch I for family contribution and proof of same before 6/24 PEREMPTORY


AS of 5/21/26(MK)

4/21/:atty wants to confirm but how can they pay this?

mk: atty adj to 4/22 to review w/ client- NEED STATUS-

THIS IS NOT FEASIBLE AS DISPOSABLE INCOME IS ONLY $1,232 PP/M

**WOULD NEED TO CONFIRM AT $8,540 PTD Then $3,591 x 53 begin 6/1/26 Base w/ min with Minimum of $166,421 due to equity in real property. Student loans will be paid outside of the plan.
Trustee is authorized to pay the secured portion of claim #3-1S of U.S. SMALL BUSINESS ADMINISTRATION in the amount of $7,900 through the plan and the unsecured portion of the claim will be treated with the rest of the unsecured creditors**

>>NOTE: NO (D)(1) FOR REAL PROPERTY WAS TAKEN ON SCH c

Plan proposes: $1,220 x 60 beginning 11/1/2025, base
Payments: 7/7

------------------RESOLVED------------------------
. Trustee's objection:
- US Small Business Administration filed a bifurcated claim which needs to be resolved. (NEEDS RES0LUTION)- Tr needs to know how to treat this claim
Pre-Confirmation Certification. (FILED)
- There is $166,4212 in non exempt equity in the residence. (LANGUAGE ADDED)

- The debtor must provide updated proof of auto insurance for the 2014 Honda (2013 Honda was sold). The policy provided expires on 1/10/26. (SOLD)
Email InquiryRequest
Adjournment
6/3/2026 10:00 am25-21926 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 7 required payments   Arrears: $0
AS of 6/2/26(mk)- Updated -ok to terms

Motions on 6/3/26 to pay late claims- revised orders to be submitted- allow late claim and treat per confirmed plan.

****CAN REC CONFIRM AT 1,284 PTD Then $205 x 53 Begin 7/1/26 Base. Claim #2-1 of EXETER FINANCE LLC has no arrears and will be treated as current and outside the plan. Order resolving objection to be submitted w/ in 14 days. Strike plan treatment of Mariner Finance in Part 4 and 7 of plan trustee is authorized to pay the secured portion of the claim in the amount of $7,156 and the unsecured balance of the claim will be treated with the rest of the unsecured creditors per the confirmed plan.**


AS of 5/26/26(mk)

1. Objection by Exeter Finance (WILLIAM E. CRAIG) :
-Debtor co-signed for 2022 Honda Pilot 10/4/25 w/car pymt $856.52, POC filed no arrears owed- add language to treat as current and unaffected???

Prop Plan $204.48 x 60 begin 12/1/25; Base
6/6 payments


-------------RESOLVED-----------------------------
mk :need to clarify amt to mariner- is it just pay secured part of claim and treat unsecured w/ rest of gucs and strike the cram in 4 d and 7c?
Order will say pay secured and treat unsecured w/ othe gucs per confirmed plan.

atty filed POCs for Mariner Finance and River Edge Apts; motion for rivers edge ON FOR 6/3/26. Motion filed Mariner Finance on for 6/3/26- plan has cram WILL BE REVISED ORDERS ON EACH MOTION TO ALLOW THE CLAIMA ND CLAIM TO BE TREATED PER THE CONFIRMED PLAN
- Plan has cram for mariner Finance- No claim filed-Motion filed
- plan avoids J'ment lien of River Edge apts- No claim filed- Motion filed
River Edge Apts filed a secured claim- late claim -

- Must file pre conf cert.(FILED)
Must serve River Edge Apts to street address not PO Box creditor in plan motions. SERVICE DONE 1/13/26
Note: Amended Sched A/B and C to add 2022 Honda Pilot, but does not remove 2020 Nissan Sentra, claim was filed as unsecured and car was repossessed and sold. Proof of social security inco
Email InquiryRequest
Adjournment
6/3/2026 10:00 am25-21946 / CMGSHMUEL KLEINConfirmation Hearing ScheduledContinued
6/24/2026 10:00 am
Debtor has made 17 of 7 required payments   Arrears: $0
MK 5/26/26 Debtor filed an application to convert to Ch 11 and The application contains error in that it seems to request conversion to Chapter 11 yet also includes a sentence " "Chapter 11 Sub Chapter V pursuant to 11 U.S.C. ?1307(a) of the Bankruptcy Code" TTR OBJECFTION_IMPORPER AND SLOPPY - NEEDS CORRECTION AND ORDER NEEDS TO INCLUDE FEES OF PRIOR DEBTOR ATTY T. WYCHE
ALSO- CH 13 TR HAS NO MECANISM WHEREBY THEY CA PAY CH 11 FILING FEES TO CLERK OF CT.SO THAT HAS TO BE REMOVED FORM ANY ORDER



MK: per order entered at #83, Conf was adj to 6/3 for debtor to file a motion to Convert to a CH 11. if the debtor does not file a Motion to Convert to Chapter 11 by the end of business June 2, 2026, the Trustee shall submit a Certification to the Court on notice
to debtor and debtor's counsel together with a form of Order, and the Court SHALL dismiss the debtor's case without need for any further hearing



5/11/26(mk): S. klein wants adj of all matters till june to resolve- Told him he has to appear.

5/1/26 Debtor atty filed motions Avoid lien #78and to refi CC Drive prop and bifurcate the mtg lien #75 - ON 6/3/26

5/8/26(mk) Case is 6 mos old.>6th filing .all ch 13 all 5 before this case were dismissed


>>MFR (Padgett)on 5/13/26
MP #67

1. Objection by US Bank( Pluese):have mtg on #1256W property
-MP is not filed in good faith. Creditor has SV and MP was supposed to surrender that property.

2. Objection by IRS: plan is not confirmable due to the IRS priority proof of claim NOT Feasible. Plan is underfunded.

3. MP does not address the claims filed in the case nor the lender Order at #57 entered 2/2/26 MP improperly tries to modify the the frist mortgage on the residence

4. Atty fee atty disclosure has flat fee 5,000 and balance will NOT be paid thru plan- Plan has 3,000 thru plan need to obj when he filed his MP(mk) PRIOR Atty STILL OWED 4,750

5. Estimated Tax claim by St of NJ. MP filed in March and list tax claims as unknown when the claims had been fi
Email InquiryRequest
Adjournment
6/3/2026 10:00 am25-22377 / CMGBrian W. Hofmeister, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 7 of 7 required payments   Arrears: $2,130.00
once we know timing of parties for hearing on value- email Brian H to respond to income issue

case is now 7 mos old

5/27/26(mk)

debtor appraisal:950,000- creditor response to appraisal by 5/29
creditor appraisal will be filed on docket but it's for $1,220,000

AMT: INTERIM SCH ORDER TO CHAMBERS/7 DAY<>
debtor going to get his own appraisal to combat Lubin's client . SCHEDULING ORDER - Appraisal by 30 days and Creditor response and then 15 days for discovery and set it for 6/3- conf and if need a valuation hearing Ct will schedule at date for later


As of 5/27/26 (mk) : CASE IS 6 MOS OLD

BELOW ISSUES REMAIN UNRESOLVED.

>> uploaded 4/21 a ck for 5,000 from MlIlstone Agency and then 1 ck form Venture Home Solar for 450 net for 1 pay period 4/11/-4/17. SCHEDULE I STILL SAYS EMPLOYER IS NFIB

>>MFR( Selene-Cory W) on 4/22- over 25,000 in arrears- OTBS- need terms = brought it current- Where did $ come form - atty says Mom paid it - Cert needed

need POI for new job

1. Trustee obj:
- Debtor has insufficient income, disposable income verifies -$1,504. How is plan feasible? DEBTOR WILL NEED A PAYMENT OF $5,099.

- Must serve Waterfall Victoria listed in Plan motions to Attn: Managing Partner/Agent..

- Must provide proof of income for new job at Global Resources starting in January 2026. AN OFFER FORM VENTURE HOME WAS UPLOADED - WHAT IS THAT AND DOES DEBTOR STILL HAVE THE NFIB JOB
uploaded i pay stub in April for Coadvantage Resources INC- Net pay 450.02- looks like bi weekly according to time period on stub is this new job STILL DO NOT HAVE AMENDED I FOR NEW JOB AND TO STRAIGHTEN OUT WHAT THE SOURCES OF INCOME ARE.AND J

- Must amend Schedule I to add when debtor starts new job at Global Resources in January 2026. and Co Advantage resources in March 2026

- Add to confirming order Trustee standard order of distribution.

2. US Bank-1st mtg (CORY WOERNER) obj to arrears owed more, but POC filed with arrears less $274,951.84, plan has $250,000. IS
Email InquiryRequest
Adjournment
6/3/2026 10:00 am25-22662 / EJOMatthew Gross, Esq.Motion ReconsiderContinued
6/10/2026 9:00 am
>>EJO>>
Email InquiryRequest
Adjournment
6/3/2026 10:00 am25-22666 / CMGKarina Pia Lucid, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 7 of 7 required payments   Arrears: $0
NS

Case will be 7 mos old in June- STILL ESTIMATED TAX CLAIMS

>Nothing done or resolved since last hearing in April.

As Of 5/20/26(mk):

1. Estimated IRS Claim-STILL atty says returns filed she thinks

2. Trustee Objection:

- Trustee verified income- even w/ expenses at 1,469 per month.

Pet expense $1,500. Must provide proof of expenses 10 days prior to confirmation- 2 service dogs and daycare etc. still excessive for bankruptcy

- need copy of Hud/ settlement statement form sale of home in 2023( HAVE HUD and
Explanation but needs TR review - emailed questions back to debtor's atty PROCEEDS of 188,217.19 to debtor on 4/28/23-WERE THE FUNDS DEPOSITITED IN A BANK ACCOUNT?
Per Chase Bank acct Debtor has been making large online payments to creditors payments
within 90 days :
- Chase credit Card $5,500 on 9/8/25, $6,000 on 8/18/25, $13,000 on 7/30/25 and $4,000 on 7/21/25. - BNE-Grove $3,294.24 on 10/1/25, $3,298.94 on 9/2/25 and $3,302.24 on 8/5/25. Bankruptcy case was filed in NOV 2025. NEEDS EXPLANATION

- needs fee application for fees

- must file pre conf cert


Plan: $330 x 60 begin 12/1/25; Base
6/6 payments

-------------RESOLVE-----------------------
-need copy of divorce decree/ property settlement agmt PROVIDED
Car payment $1,117
Mother expense for Car $500 200 for mom's medical- Provided
Email InquiryRequest
Adjournment
6/3/2026 10:00 am25-22905 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 6 of 6 required payments   Arrears: $0
6/326 (mk) work up from CT

**CAN REC CONFIRMM AT $1,524 PTD Then $337 x 54 Begin 7/1/26 Base with a min to unsecured creditors of $5,608.Preserve equity T/H of $4,898 in real property
Trustee is authorized to pay the secured portion of claim #3-1 of STRICKLAND FARM CONDO ASSOCIATION, INC and the unsecured portion of the claim shall be treated with the rest of the gucs per the confirmed plan.
Trustee is authorized to pay only the arrears on claim #7-1 of ALLY CAPITAL in the amount of $1,351.95. No distributions will be made on the secured or unsecured portions of the claim**



As of 6/3/26(mk) updated

>>MFR by NewREZ(Stewart) on6/3/26 NEED RESULT- OTBS 6 mo outside cure

1. Trustee obj:
- Must resolve Strickland Farm Condo Assoc. bifurcated claim which was filed as secured $2,715.64 and unsecured $3,475.67. TR NEEDS TO KNOW HOW YOU WANT TO TREAT THIS CLAIM- per secured and gucs w/ other gucs

- Must resolve Ally Capital bifurcated claim which was filed with arrears $1,351.95 (plan has outside and unaffected), secured $9,025 and unsecured $9,025. TR NEEDS TO KNOW HOW YOU WANT TO TREAT THIS CLAIM- Mk PAY ARREARS ONLY No payments on secured or guc

Prop Plan $301 x 60 begin 1/1/26; Dollar Base $5,608.41
4/5 payments


-----------RESOLVED----------------
- need 2025 tax return. PROVIDED
- There is non-exempt equity in the residence $4,898 and pending bank acct statements. MK div to Gucs covers this
- Debtor has insufficient income, disposable income verifies -$2 after deducting $50 from auto insurance. Debtor on TFS

Email InquiryRequest
Adjournment
6/3/2026 10:00 am25-22937 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 4 of 6 required payments   Arrears: $0
per atty D hold fees

AS of 5/28/26:

Per AR on hearing on prior plan debtor has until 6/3 to convert or dismiss and atty has till then to brief 109e issue

>>add'l Objection( see obj by another atty for this creditor at #4 below) filed by Wells Fargo Practice Finance(Leonard Franco, Esq.):
creditor gave series of loans to debtor's practices- he defaulted and suit in superior ct- debtor i not eligible to be a CH 13 debtor due to 109(e)

MP #47 filed to sell real property

STAY HAS BEEN VACATED ON THE REAL PROPERTY

Also on 4/28/26 Creditor submitted and Order for In Rem relief on real Property per order entered at #41 where debtor had till4/28 to REFI property- NOT DONE so order submitted


MP does not treat HomeTap and Wells fargo still says MP will not resolve their obj Hanover says sale will cover them

4/22/26(mk) MP(#47) filed yesterday to sell real prop by 8/31/26
atty emailed listing agreement- EXCLUSIVE RT TO SELL
needs to retain realtor


mk: atty uploaded an adj request to resolve Tax issues- did not mention other unresolved issues below : NEEDS TR REVIEW

As of 4/16/26(mk): 109(e) Issue

Plan #37

1. ESTIMATED TAX CLAIMS FOR IRS AND ST OF NJ.

2. Objection by Hanover Community Bank(Seidman & Pincus):
- loan to debtor b'ness- Shore dental Sleep Care LLC-DEBTOR AND RELATED ENTITY COLTS NECK CENTER FOR INVISALIGN ECECUTE ABSOLUTE GUARANTEES- as did the NF spouse of debtor- liens are against the real property owned by debtor

3. Objection by Bayfirst (McCalla):
- arrears $738,198.03. Refinance speculative and no date given and add'l liens on property means creditor would not be paid in full

4. Objection by Wells Fargo Finance(Brian Deeney of Lewis Brisbois et al: Debtor personally guaranteed a series of commercial loans for his businesses- plan proposes to pay lees to unsecured creditors that in a Ch & and debtor not using all of his disposable income for plan. says had a settlement and debtor breached it and filed BKCY

- 2 months (Oct &
Email InquiryRequest
Adjournment
6/3/2026 10:00 am25-23285 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 5 of 6 required payments   Arrears: $500.00
AS OF 6/3/26 (SF) UPDATED

RECOMMEND $500 X 12 (BEGIN 1/1/26); $757 X 48 (BEGIN 1/1/27) 100% PLAN W/MIN DIV OF $61,000 TO GUCS
- PRESERVE NONEXEMPT EQUITY OF $52,250 IN CONF ORDER
- STUDENT LOANS TO BE PAID OUTSIDE PLAN


work up at 100%


TFS shows payment processing for $500 as of 5/29 case can be worked at 100%


As of 5/29/26 (DS): 1. May Trustee payment not made and soon June payment is due, which will be 2 payments in arrears. How do we work this up?

MP in 14 days to surrender Jeep and pay arrears

As of 3/26/26 (DS): 1. Trustee obj to disposable income verifies $1,033, tax refund was not listed on Sched I non-exempt equity in the residence $52,250 (BAR DATE HAS PASSED TOTAL GUCS FILED $31,583.99. MOD PLAN ADDS MIN. DIV. $61,000.

2. PennyMac (DOUGLAS MCDONOUGH) obj to arrears owed, POC filed with arrears $948.84. Must resolve obj. MOD PLAN ADDS ARREARS

3. Ally Capital (2018 Jeep) filed arrears claim, creditor is on Sched D, but not in plan or Sched B or auto insurance. Must resolve claim, must provide auto insurance, must amend Schedules and mod plan to address claim.
MOD PLAN SURRENDERS

4. JPMorgan Chase filed arrears claim for $1,398.71. Needs to be paid or move against claim. MOD PLAN PAYS

Prop Plan $500 x 12 begin 1/1/26; $750 x 48; Dollar Base $61,000
Email InquiryRequest
Adjournment
6/3/2026 10:00 am25-23356 / CMGAllen I. Gorski, Esq.Confirmation Hearing ScheduledPlan DeniedDebtor has made 3 of 6 required payments   Arrears: $4,500.00
mk MP filed at #25 on 5/18- will get a new hearing date


MK: THERE IS AN EVIDENTIARY HEARING ON THE MOTION TO EXPUNGE THE LANDLORD'S CLAIM FOR 5/20/26 AT 10;00AM- .

AS OF 3/25/2026 (at):

DEBTORS HAVE MADE ONE OF THREE PAYMENTS.

3/25/2026 - RECEIVED PROOF OF A $3,000 PAYMENT SCHEDULED FOR 3/31/2026.

1. Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)

2. Ally Capital filed a secured arrears claim for the 2022 Chevy Equinox in the amount of $426.09 which is not in the plan. Are the debtors going to pay this claim? (OK TO PAY)

3. Trustee's objection:
- The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - CMA provided is significantly lower than the Zillow amount of $722,900. (UPDATED CMA NOT RECEIVED - USING ZILLOW FOR NOW)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $174,582.00 non-exempt equity in house. (CURRENT N/E EQUITY IS $176,419)

RESOLVED ISSUES:
- The debtor has insufficient income. co-debtor income verified lower than amount on Schedule I, using all paystubs provided. (E-WAGE LANGUAGE ADDED)

Plan proposes: $1,500 x 60 beginning 1/1/2026, 100% plan
Payments: 1/3, arrears $3,000
Email InquiryRequest
Adjournment
6/3/2026 10:00 am25-23682 / CMGJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledContinued
6/24/2026 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0
Per AR: if do not take issue w/ the Trust allow the (d)(1) exemption then Tr will protect the equity t/h for gucs. If debtors want the full exemption -need to amended sch C and be completely current for next hearing date(mk)

MK: Lots of issues here -needs further research > debtor memorandum cites no case law. The trust doc provided is a Declaration and Certification - 1 page. How do we know if a valid trust was created when we do not have the essential terms of the trust outlined in any Trust doc. not a trust doc that spells out the trust provisions.. Also signed in 2023 and case filed in 2025- Maybe a fraudulent transfer? WHY DID S DEBTORS TRANSFER THE PROPERTY IN THE FIRST PLACE?

AS OF 5/28/26 (SF) Atty just provided trust documents. (Need review)

Requested copy of Trust documents and Memorandum from Atty why debtors would be entitled to d(1) exemption. (NO INFO PROVIDED)

1. Objection fled by Citizens Bank (Lubin) - failure to pay arrears of $83,638.98 (RESOLVED OTBS TO PAY ARREARS) plan has arrears at 66,000. feasibility may be an issue.(mk)

2. IRS filed priority claim 2-1 in the amount of $305.68 which is not addressed in plan (OK TO PAY?)

3. The State of NJ filed estimated priority claim 4-1 (NEED AMENDED CLAIM) STILL ESTIMATED

4. Trustee objection:

- The debtor has undertaken an improper use of exemption. Specifically: The debtor's took a
homestead exemption on property that they do not own. The property is owned by the
Ministry. (NEED TO RESOLVE) IS THIS A PROPER EXEMPTION?

- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The
Trustee's calculations are higher for the following reason(s):

-Excess expenses on Schedule J: $1,143/childcare for grandchild; Debtors give assistance to
adult disabled daughter $300; pet care $160/month; car maintenance expense of $100 plus transportation $336 (total $436)
N
Email InquiryRequest
Adjournment
6/3/2026 10:00 am25-23729 / CMGDavid G. Beslow, Esq.Confirmation Hearing ScheduledContinued
6/24/2026 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0
AS of 5/27/26(mk):

>MFR on 6/24 for 2022 Jeep and they filed a late claim

1. Trustee objection:
- Tax claims much higher

- debtors not paying all disposable income into plan. Verified income leaves monthly disposable income of $3,804.54 which is higher than scheduled.

- Need proof of service on the IRS. NOT PROPER SERVICE ON THE IRS.
failed to serve United States atty general and US Atty

-Non-exempt equity, if any, from 9/11 Victim's compensation case are to be turned over to the trustee.

2. NJ Division of Taxation priority claim estimated for 2024 and 2025 taxes -

3. NJ Division of Taxation secured claim not listed in PLAN $8,849.94 - OK TO PAY?

4. Toyota Lease Trust (2025 Toyota Prius lease) filed claim shows arrears of $453.08 -OK TO PAY?

5. Santander Consumer USA Inc- LATE FILED CLAIM, with arrears of $1,461.09 -OK TO PAY?

Plan $1,000 x 60 Base
5/5 payments

--------------------RESOLVED--------------------
- Attorney's fees in the plan ($1,250) and the disclosure statement do not agree. Disclosure states that $1,250 will not be paid through the plan. One of these must be amended. disclosure needs to be amended to say balance paid through the plan. AMENDED DISCLOSIURE FILED

pre conf cert filed
- Need December bank statement for Affinity accounts. RESOLVED, RECEIVED
- excessive expense items, PROOFS PROVIDED $1,800/month for support/alimony (need copy of order); Need proof of expenses 10 days prior to confirmation.
- Domestic Support Obligation information Form and order for payment of support. DEBTOR PAYING $207X4.33= $896.31/MONTH CHILD SUPPORT (dox provided)
The Schedules fail to account for the debtor(s) tax refund in the amount of $17,049.00 when determining disposable income. ADDED IN
Email InquiryRequest
Adjournment
6/3/2026 10:00 am25-23741 / CMGLee M. Perlman, Esq.Confirmation HearingPlan DeniedDebtor has made 5 of 6 required payments   Arrears: $2,500.00
MP in 14 days

As of 5/29/26 (DS):

1. Debtors made a payment of $5,000 5/28/26. They are in arrears $2,500 and now June payment will be due $2,500. How is Trustee to work up this case with 2 payments in arrears?

2. Plan is not feasible, proposing 100% total gucs filed $172,143.50, Debtors not current with payments. Trustee would require a payment of $5,045 for the remaining 54 months, disposable income verifies $2,045.

3. BELOW ISSUES REMAIN UNRESOLVED.

3/11/26 (DS): 1. Debtor in arrears $5,000, made 1 payment out of 3.
NOW 2/3

2. Trustee obj to the following:
- Must provide homeowner insurance with personal liability coverage for the Alabama property DOC PROVIDED HAS NO PERSONAL LIABILITY COVERAGE, ONLY DWELLING.
- Excessive expenses on Sched J: Water/sewer/garbage $450, Car payment $700 (Per POC car payment is $746.69) and real
estate taxes on Alabama property $37.50. Plan propose 100% may be moot.
- Must resolve The Bank of New York Mellon obj.

3. The Bank of NY Mellon (JOSHUA GOLDMAN) obj to arrears owed more, POC filed with arrears $37,865.29, plan has $23,449.
Must resolve obj. MK PER CREDITOR- OTBS- PAY CLAIM

4. Cavlalry SPV/Synchrony Bank/Walmart filed secured judgment lien for $1,396.56, needs to be paid or move against claim.

Prop Plan $2,500 x 60 begin 1/1/26; 100%
Note: Bank statements provided and there is no equity in bank accts. Bank statements from Navy FCU acct#070 & 246 showed acct has $5. Tax claim filed and deducted from the equity, which leaves no equity.
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-10013 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $1,665.00
As of 5/27/26(mk)

1. IRS estimated tax claim for 12/31/2025 priority taxes.

2. No claims filed for per plan creditors: Legends at Knob Kill Condo Assoc and Western Monmouth Utilities Authority-strike it OR file claim and motion to allow late claim???

plan $1,125x60 minimum $22,441.97 to gucs
4/4 payments

-----------------RESOLVED---------------
1. Fay Servicing LLC/Wilimington Trust (Friedman Vartolo) objection to confirmation - Plan fails to pay arrears of approximately $1,127.97.
MK OK TO PAY CLAIM- add language



Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-10029 / CMGSteven J. Abelson, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 5 of 5 required payments   Arrears: $20.00
AS OF 5/28/26 (SF) UPDATED

RECOMMEND $1,256 PTD; $334 X 56 (BEGIN 6/1/26) BASE W/MIN DIV OF $13,517 TO GUCS
- OK TO PAY ARREARS CLAIM 11-1 TO NJ HOUSING & MORTGAGE FINANCE AGENCY
- PRESERVE NONEXEMPT EQUITY OF $2,611 FOR RESIDENCE IN CONFIRMATION ORDER
- CONFIRM WITH TFS AUTO PAY
- ORDER OF DISTRIBUTION WILL BE PER PLAN


1. Trustee objection:

- The debtor has insufficient income. Income verifies $3. Debtors will need E-wage.

- The debtor has failed to file a feasible plan - when car payment $439 ends in month 31.

- Need a copy of the last filed tax return - for 2025.(RECEIVED. TAX REFUND $2625)

- Need copy of Co-Debtor pension loan balance statement prior to filing date. (RECEIVED. LOAN EXPIRES IN 24 MONTHS AND ADDITIONAL $318 WILL BE AVAILABLE PER MONTH)

- There is non-exempt equity in the residence $2,611.

- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution



Plan proposes $314 x 60 Base w/min div of $13,517 to gucs
Payments: 3/4 Arrears: $314

RESOLVED:
- The current Plan does not specify treatment of US Dept of HUD under the Plan. (MP FILED)
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
- The debtor must provide proof of auto insurance for the 2024 Honda. (RECEIVED)
- The debtor has failed to provide proof of service with respect to Plan Motion(s). Service to LVNV funding and Velocity Investments. (FILED0

Note: LVNV filed unsecured judgment claim 15-1
1. NJ Housing and Mortgage Finance Agency filed arrears claim 11-1 in the amount of $1002.11 which is not addressed in plan (OK TO PAY?) YES


Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-10047 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $1,716.00
UPDATED NOTES 6/3/2026 (JMA)
issues as of 5/29/2026 (JMA)

1) Citigroup Mortgage Loan Trust/US Bank (Hladik, Onorato & Federman LLP) - objection to confirmation - NEED TO RESOLVE
- Creditor filed claim 5-1 with arrears in the amount of $13,915.83 to be paid through plan
2) US Trust Bank (RASC) - objection to confirmation - NEED TO RESOLVE
- Creditor filed claim 6-1 with arrears in the amount of $202,460.72 to be paid through plan
3) PNC Bank (Logs Legal Group) - objection to confirmation - NEED TO RESOLVE
- Creditor filed claim 4-1 with arrears of $491.38 to be paid through plan
4) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has insufficient income. - The debtor has failed to supply the Trustee with the following document(s): A copy of the last filed tax return for 2025.
- A copy of the homeowner's insurance renewal declaration for residence - expired - RESOLVED, RENEWAL PROVIDED EFFECTIVE UNTIL 5/25/2027, and updated homeowner insurance for Bethany Rd, if not confirmed by 6/3/26, expires 6/9/26.
- Support payments, doc provided only shows that Debtor is owed support since 2011, but is not being paid and pay stub for 5/22/26.- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,936 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is non-exempt equity in the Hazlet property $503,668, Texas property $212,019, 2012 car $9,735 and Bank accts $406. (100% PLAN)
- Must resolve IRS estimated tax claim, 2024 and 2024 tax returns not filed.
- Add to confirming order all non-exempt proceeds from potential claims stemming from the conversion of a Lexus and a property located on Indian Lakes Drive.- Need Certification regarding her ownership interest in beauty salon.
- Need Sheriff's Sale Deed (Substitute Trustee's Deed) for Indian Lakes Drive pr
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-10074 / CMGBrian Gregory Hannon, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 5 required payments   Arrears: $536.00
AS OF 5/26/26 (mk): CAN DEBTOR AFFORD HIGHER PAYMENT NEEDED??- email to atty- yes ok to confirm

Payment has to go up to cover higher tax claims and 100% to gucs

**NEEDS TO CONFIRM AT $1,500 PTD Then $536 x 56 Begin 6/1/26 100% . Preserve non exempt equity of $268,943 in real and personal property. Loan modification by 7/27/26.
Trustee is not authorized to pay arrears pending LM.
Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan**





---------------RESOLVED ISSUES--------------------
businees forms provided
Objection filed by Wells Fargo Bank (Brock & Scott) - failure to cure arrears of $49,817.68 (per POC). Plan proposes to pay $0. Loan modification plan. (RESOLVED) mK RESOLVED- LM PENDING AND LM BY 6/1/26- LM EXTENDED BY ORDER(#27) TO 7/2726 ORDER ENTERED LM AND TR NO PAY ARREARS PENDING LM
- Need Certification regarding payments to creditors prior to filing bankruptcy if plan is confirmed for less than 100%. (NO CERTIFICATION RECEIVED)- NON EXEMPT EQUITY IN REAL A ND PERSONLA PROP MANDATES 100% SO TR IS PROTECTED

- The IRS filed an estimated claim which needs to be amended. APOC FILED
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- A copy of the last filed tax return - for 2025 by 5/31/2026.(RECEIVED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $184,405 in non-exempt equity in the residence. (100% PLAN) (LANGUAGE ADDED)
- There is $79,005 in non-exempt equity in the music equipment. (LANGUAGE ADDED)
- There is $5,533 in non-exempt equity in the bank account. (LANGUAGE ADDED)
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)

Plan proposes: $300 x 60 beginning 2/1/2026, loan modification by 6/1/2026, 100% plan
Payments: 5/4
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-10525 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0
Atty just filed a certification disagreeing with appraisal due to repairs needed on property. (Per MK ok to adj to 7/15. Atty may need new appraisal or Trustee may make application to get new appraisal.)

AS OF 5/28/26 (SF) PLAN REQUIRES 100%. NOT FEASIBLE.

Plan is not feasible need trustee payment of $1492 going forward and disposable income verifies at $21.19


1. NO CLAIM FILED BY COLUMBIA BANK. CLAIM WILL BE STRICKEN FROM PLAN

2. Debtor has insufficient income. Income verifies at $21.19

3. Trustee objection:

- There is $78,574.00 non-exempt equity in house.

Plan proposes $500 x 36 Base Plan
Payments: 4/4



RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-10565 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $800.00
adj Peremptory 7/15

SV as of 6/6 - nothing filed in st ct by debtor's atty in that action

As of 5/22/26(mk)


This debtor has had 8 prior cases going back to 2011. 1 case was a ch 7 and discharged in 2015. rest were all ch 13 cases and all dismissed. Now debtor has retains atty to fight a judgment by Thrift Investment- all further delay. NOT FEASIBLE income verified at 837 per month. Income included family contributions.


1. STAY HAS BEEN VACATED(effective 6/6/26) ON THRIFT INVEST. SEE ORDER AT #28

2. Fay Servicing (LAURAN EGERMAN) obj to arrears owed are more, POC filed with arrears $92,138.72. Must resolve obj.


5. Must provide 2025 Tax Return, if not filed can add to confirming order to provide no later than 5/31/26.

Plan $800 x 12 begin 2/1/26; $1,750 x 48; Dollar Base $140,000 and Loan mod on Halliard Ave by 8/1/26


----------RESOLVED------------
STAY HAS BEEN VACATED(effective 6/6/26) ON THRIFT INVEST. SEE ORDER AT #28
Thrift Investment (DONNA THOMPSON) obj that they are a secured judgment lien and need to be paid. POC filed for $137,987.10. Must resolve obj.

Note: 2025 Tax return provided 4/22/26. There is no equity on the residence due to the judgement lien.
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-10626 / CMGKevin C. Fayette, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 4 of 5 required payments   Arrears: $3,900.00
AS OF 5/22/26 (mk):

1. The IRS and St of NJ have ESTIMATED TAX CLAIMS

2. Objection filed by New Rez/Shellpoint (Stewart Legal) - failure to cure full arrears of $43,617.86 (Per claim). Plan proposes to pay $41,500. -OK TO PAY??

3. Trustee supp objection:
- Tr needs more information on valuation of home. Debtor submitted Redfin estimate for approx. 268,000 and Zillow has value at $343,200- Need to agree on a valuation to set the equity T/h for 100% at redfin value no equity. At zillow value equity is $28,278. Right now the total unsecured claims are $137,206 WHICH MAKES 100% NOT FEASIBLE

4. Plan has Sunrun(sOLAR PANELS) as secured and pay 6,660- THEY FILED AN UNSECURED CLAIM- NO ARREARS TOTALUNSECURED CLAIM 52,927

5. Per Plan secured claim of T'ship of Burlington(Gov Bar date is 7/20/26) as of now no claim has been filed by Creditor

6. Per Plan secured claim of Discover bank for 5,561 need to strike or file claim and motion AS NO CLAIM WAS FILED BY THIS Crediotr

Plan proposes: $2,600 x 60 beginning 2/1/2026, 100% plan
Payments: 3/4, arrears $2,600

--------------------RESOLVED-----------------
Verified income leaves monthly disposable income of $3,034 (100% PLAN.)
copy of the last filed tax return - for 2025 by 5/15/2026.(LANGUAGE ADDED
required Pre-Confirmation Certification. (FILED)
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-10632 / CMGAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 5 of 5 required payments   Arrears: $0
As of 5/22/26(mk):


1. ESTIMATED PRIORITY AND GUC TAX CLAIMS FOR ST.OF NJ AND IRS

2. OBJECTION bY Legacy Mortgage(RAS)::
- PLAN FAILS TO PAY FULL ARREARS

3. Trustee objection:
- NEED 2025 TAX RETURN
- non exempt equity in $13,891 2022 Subaru; $1,500/household goods; 5,825/bank acct #5876 and $27,096.50/house. PLAN IS 100%
- MUST FILE PRE CONF CERT.


Plan:$1447 X 60; 100%
3/3 payments

----------RESOLVED------------------
excess expenses allowed as log as plan remains 100%
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-10699 / CMGAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 5 required payments   Arrears: $0
per atty D/hold fees

AS OF 5/28/26 (SF) SAME ISSUES. ATTY WAS SUPPOSED TO SEND CHECK FOR $1476 ON 4/22/26. WE NEVER RECEIVED THE FUNDS


Mk: Debtor has proof of Cashiers check for 1,476 sent to TN today and there will be an order submitted on obj in #1 to pay claim


LESS THAN 1 PAYMENT RECEIVED OUT OF 4 ARREARS: $2315

1. Objection filed by US Bank (RAS) - failure to pay arrears in the amount of $52,724.54- PER ATTY OK TO PAY(mk)

2. IRS filed estimated priority claim 2-2 (NEED AMENDED CLAIM)

3. State of NJ filed estimated priority claim 6-1 (NEED AMENDED CLAIM)

4. Hyundai Capital filed arrears claim 7-1 in the amount of $5274.23 which is not addressed in the plan

5. Trustee objection:

- The debtor has insufficient income. Disposable income verifies -$35. Debtor will need
e-Wage.

- The debtor has failed to file a feasible plan - that propose a tier plan when car payment $615
ends in month 13.

- The debtor has failed to file the required Pre-Confirmation Certification .

- Need copy of Life insurance value statement, 2 months bank statements from TD Bank acct#224 shown on acct#997 and acct#773 and 2 months bank statements from TD Bank acct#684 shown on acct#773 prior to filing date.

- The debtor must provide updated proof of auto insurance for the vehicles. The policy provided expires on 4/22/26.

- There is non-exempt equity in TD Bank acct#8997 $9,286 and other bank accts pending bank statements. The debtor has a $44,000 equitable interest in real estate.



Plan proposes $738 x 60 100% Plan
Payments: $637 Received Arrears: $2315

Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-10818 / CMGJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $1,000.00
As of 6/1/26 (DS): Debtor atty requested adj to allow time to list property for potential sale.

As of 4/21/26 (DS): 1. Trustee obj to the following:
- Disposable income verifies $1,405, plan is only proposing $500 x 36 months. DEBTOR NOT CURRENT WITH TRUSTEE PAYMENTS FOR APRIL, MISSED 1 PAYMENT OUT OF 3.
- There is non-exempt equity in the residence $220,661, bar date has passed total gucs filed $33,134.73. Add to confirming order Debtor to provide non-exempt proceeds from sale to Trustee.

2. NewRez/Shellpoint (ALEISHA JENNINGS) obj to sale and plan silent on paying arrears owed, POC filed with arrears $214,047.51. Must resolve obj. MK CO to a LM on or before 6/1/26- TR no pay pending LM

3. State of NJ filed claim for $120.21. Trustee ok to pay? MK YES

4. Bar date has passed no claim filed by State of NY, plan has $1,494 to be paid, recommend striking and not paid.

Prop Plan $500 x 36 begin 2/1/26; Base and Sale of Tanager Lane by 7/27/26
Note: Listing Agreement provided property listed to sell at $1,099,000. 2025 Tax return provided, no tax refund received.
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-10985 / CMGHerbert B. Raymond, Esq.Confirmation Hearing ScheduledPlan DeniedDebtor has made 4 of 5 required payments   Arrears: $397.00
MK: atty to file a MP in 14 days

AS OF 6/2/2026 (mk): Updated


1. Trustee objection:
- The debtor has failed to file a feasible plan - does not have income
- information on the Virginia property transferred to son.(RECEIVED DOCUMENT VALUING PROPERTY AT $6,400 - NO CERTIFICATION)- will need to pay this amount to gucs as minimum. THIS MEANS AT CURRENT PLAN LENGHTH OF 48 MOS TOTAL PAYMENT NEEDED IS $936 X 44 BEGIN 6/1 >>IF PLAN EXTENDED TO TOTAL 60 MOS NEEDS $725 X 56 BEGIN 6/1/26- EITHER WAY NOT FEASIBLE.

- debtor has negative income but is current at the proposed payment of 400 p/m HOWEVER payment has to go way up

-IRS claim much higher than scheduled

No claim was filed by HUD. plan has unaffected

Plan proposes: $400 x 48 beginning 2/1/2026, base
Payments: 4/5

-----------------RESOLVED --------------------
Objection filed by NJ Housing and Mortgage Finance (Stern Lavinthal) - failure to cure arrears of $6,666.10. (Per claim) (RESOLVED - PAY PER CLAIM)-added language to terms
The IRS filed an estimated claim APOC FILED
- The debtor has insufficient income. income verified lower than amount scheduled leaving negative income -$245.31 (E-WAGE LANGUAGE ADDED)
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2025 by 5/31/2026 (RECEIVED)

Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-11096 / CMGSteven J. Abelson, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 3 of 5 required payments   Arrears: $2,836.00
AS OF 5/22/26(mk)

>>NEEDS TO MAKE PAYMENTS AND REQUEST ADJ TO ALLOW 341 TO BE COMPLETED



341 ON FOR 6/4
1/4 PAYMENTS ARREARS $4,254


plan $1,418 X 60 100%
1/4 PAYMENTS


Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-11179 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledContinued
6/24/2026 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $653.00
MFR BY SELENE on 6/24/26

AS OF 6/3/2026 (at):

RECEIVED PROOF OF THREE SCHEDULED PAYMENTS ON 6/3/2026.

Trustee's objection:
- The debtor has insufficient income.
- Need a statement for the debtor's credit union loan. (NOT RECEIVED)
- A Modified Plan that increases trustee payment by $2,264 in month 5 when pension loan is paid off. (MODIFIED PLAN NOT FILED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$900/month car payment
Need proof of expense 10 days prior to confirmation. (NOT RECEIVED)
- Exeter Finance filed a bifurcated claim which needs to be resolved. (UNRESOLVED)
- Need a statement for the spouse's TPAF loan. (NOT RECEIVED)

RESOLVED ISSUES:
- The debtor must provide updated proof of auto insurance for the 2013 Acura . The policy provided expires on 5/20/26. (RECEIVED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $221,776 in non-exempt equity in the residence. (100% PLAN) (LANGUAGE ADDED)
- The IRS filed an estimated claim which needs to be amended. (NO LONGER ESTIMATED)
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2025 by 5/31/2026. (LANGUAGE ADDED)

Plan proposes: $326 x 6 beginning 3/1/2026, $1,500 x 54, 100% plan
Payments: 1/3, arrears $653
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-11202 / CMGPaul N. Mirabelli, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $0
email to atty-ok to terms

AS OF 6/3/2026 (at):

RECOMMEND: $1,060 PAID TO DATE, $793 x 56 BEGINNING 7/1/2026, 100% PLAN
- Need 2025 tax return by 5/31/2026.
- Need to file Pre-Confirmation Certification within 7 days of confirmation.

Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2025 by 5/31/2026. (LANGUAGE ADDED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $5,293.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- The current Plan does not specify treatment of Whiting Village's secured claim under the Plan. (100% PLAN)

Modified plan before confirmation proposes: $530 x 2 beginning 3/1/2026, $610 x 58, 100% plan
Payments: 2/4, arrears $1,220
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-11417 / CMGSteven J. Abelson, Esq.Confirmation Hearing on Modified PlanConfirmedDebtor has made 4 of 4 required payments   Arrears: $198.00
AS OF 5/28/26 (SF)

RECOMMEND $5,811 PTD, $2,135 X 57 (BEGIN 6/1/26) 100% PLAN W/MIN DIV OF $10,308 TO GUCS PER NONEXEMPT EQUITY IN PERSONAL PROPERTY
- OK TO PAY ARREARS CLAIM 3-1 TO THRIFT INVESTMENT
- STUDENT LOANS TO BE PAID OUTSIDE PLAN
- ORDER OF DISTRIBUTION TO BE PAID PER PLAN


2. Trustee objection:

- The debtor has insufficient income.

- There is non-exempt equity in the residence $173,198, 2015 Mercedes $181, 2010 Land Rover (Pending amended Schedules), Jewelry $1,101, Chase Bank acct#2933 $8,954, Chase Bank acct#5430 $5 and Chase Bank acct#3595 $67. (100% PLAN)
DUE TO HIGHER MORTGAGE CLAIM THERE IS NO EQUITY IN RESIDENCE

- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's
recommended order of distribution (Order of Distribution per plan)

- Thrift Investment filed arrears claim for $443.39.


Plan proposes $1937 x 60 100% Plan
Payments: 3/3

RESOLVED:

- Objection filed by US Bank (RAS) - failure to pay arrears of $108,287.43 (MP FILED)
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
- Must provide a copy of the last filed tax return - for 2025 by 5/31/25. (RECEIVED)
- Must provide a copy of the homeowner's insurance renewal declaration - with personal liability coverage. Insurance provided is fire insurance. (RECEIVED)
- Amendments to Schedules A/B and C to add 2010 Land Rover LR2.(AMENDED)
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-11474 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $85.00
As of 5/29/26(mk): UPDATED email to atty-ok to terms


**CAN REC CONFIRM AT $2,248 PTD Then $835 x 57 Begin 6/3/26 Base**


Plan $745.55 x 60 begin 3/1/26; Base
3/3 payments


------------RESOLVED-----------------
1. Objection by Santander (W. CRAIG) obj to cram of 2017 Kia
RESOLVED: ORDER SUBMITTED Plan shall be $8,566.43. This amount is reached using the agreed value of the vehicle
of $7,000.00, amortized at 8.25% over 60 months. .
Must resolve IRS estimated tax claim, 2025 tax return not filed. AMENDED, NO LONGER ESTIMATED
Note: 2025 Tax return provided. No amended Sched D needed as creditor is already listed and so is amount. There is no equity on residence, mortgage statement was provided, must've been an oversight. There is no equity in bank acct as social security is in acct.
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-11487 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 4 of 4 required payments   Arrears: $0
AS OF 6/2/2026 (at):

PER ATTORNEY, DISMISS AND HOLD FEES.

1. Objection filed by Deutsche Bank (Stern Eisenberg) - failure to cure full arrears of $214,310.66 (Per claimt). Plan proposes to pay $100,000. (UNRESOLVED)

2. Objection filed by Real Time Resolutions (Stern & Eisenberg) - second mortgage will mature during the bankruptcy. Total debt owed is $200,533.80. (UNRESOLVED)

3. Objection filed by IRS - failure to pay claim in the amount of $2,915,637.85. (UNRESOLVED)

4. Trustee's objection:
- The debtor has insufficient income.
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2025 by 5/31/2026. (RECEIVED)
- Need statements for the co-debtor's (2) 401k loans. (RECEIVED)
- Amendments to Schedules J to correct first mortgage payment. (NOT AMENDED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$895/month car payment
- The amount of debt in the debtor(s) Plan exceeds the statutory limit for secured or unsecured
debt pursuant to 11 U.S.C. ? 109(e).
- Unsecured claims filed total $2,756,810.51.
- The IRS filed an estimated claim that needs to be amended. (NO LONGER ESTIMATED)
- Santander Bank filed a bifurcated claim which needs to be resolved. (UNRESOLVED)
- Need a statement for the second mortgage showing monthly payment amount. (NOT RECEIVED)

Plan proposes: $6,100 x 60 beginning 3/1/2026, base
Payments: 3/3
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-11624 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $290.00
AS OF 6/2/26 (SF) UPDATED


RECOMMEND $290 X 60 (BEGIN 3/1/26) BASE PLAN





Plan proposes $290 x 60 Base
Payments: 2/2

RESOLVED:
- The plan proposes to cram Santander. There is no certification of service filed (FILED)

Trustee objection:

- The debtor has failed to file the required Pre-Confirmation Certification (FILED)

- The disclosure Statement shows $3250 due and the plan proposes $3750. Only $3250 will be paid unless the disclosure statement is amended. (AMENDED)
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-11702 / CMGJoel R. Spivack, Esq.Confirmation Hearing on Modified Plan Before ConfirmationConfirmedDebtor has made 4 of 4 required payments   Arrears: $0
issues as of 5/28/2026 (JMA)

OK TO CONFIRM AT $941X36 BEGIN 3/1/2026 WITH MINIMUM $18,100 TO GUCS BASE PLAN
-PER ATTY STUDENT LOANS TO BE PAID THROUGH PLAN

1) Trustee objection to confirmation - NEED TO RESOLVE
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is estimated non-exempt equity in the residence $5,000 pending the claim filed; 2010 Ford $1,475, 2018 Chevy $9,125 and 2011 Ford $2,500. TOTAL NON-EXEMPT EQUITY $18,100

proposed plan $710x36 begin 3/1/2026 base plan
paid in $2,130
arrears $693
last claim 28-1

RESOLVED ISSUES:

- The debtor has failed to supply the Trustee with the following document(s): A copy of the last filed tax return - for 2025 -RESOLVED, PROVIDED RETURN
- The Schedules fail to account for the debtor(s) tax refund in the amount of $7,618 when determining disposable income. RESOLVED, INCLUDED IN INCOME ANALYSIS
- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED.
- A Modified Plan that marks off 1e and propose student loans be paid outside. RESOLVED, MODIFIED PLAN MARKS OFF 1E.
-The case is a Joint case and the plan filed fails to check off the box for joint administration in part 1e. This plan needs to be withdrawn and a new plan filed checking off that box for Joint administration. RESOLVED, MODIFIED PLAN FILED CHECKING OFF PART 1e.
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-11724 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,778.00
AS OF 5/27/2026 (at):

1. 341 is scheduled for 6/18/2026. (READY)
2. Payments: 2/2
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-11741 / CMGBruce H. Levitt, Esq.Confirmation Hearing ScheduledPlan DeniedDebtor has made 2 of 4 required payments   Arrears: $200.00
MP and amended I & J filed 6/1/26; it addresses IRS and Stg Of NJ claims


As of 5/29/26 (DS): 1. IRS and State of NJ both filed claims with amounts owed IRS $10,391 and State of NJ $5,491.30, both were in plan as $0 and need to be paid.

2. BELOW ISSUES REMAIN UNRESOLVED.

As of 4/20/26 (DS): Debtor atty requested adj to allow time to file mod plan

4/22/26 (DS): 1. Trustee obj to the following:
- Must provide 2025 Tax return, per IRS and State of NJ filed.
- Disposable income no issue, however, income will be insufficient to pay mortgage arrears and tax claims would need $951 for the remainder 56 months, income verifies $439.
- Must file Pre-confirmation certification.

2. AmeriCredit-2021 Chevy (WILLIAM E. CRAIG) obj to creditor not in plan, POC filed no arrears owed. Must resolve obj.

3. CRM Loans (JOSHUA GOLDMAN) obj to plan silent as to treatment, arrears owed $7,660.71, POC filed arrears $8,064.95. Must resolve obj.

4. CrossCountry Mtg (MATTHEW FISSEL) obj to plan silent, arrears owed. POC filed with arrears $22,494.82. Must resolve obj.

Prop Plan $200 x 60 begin 3/1/26; Base
Note: IRS claim amended no longer estimated. Updated homeowner insurance provided 4/20/26.
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-11748 / CMGStephanie Shreter, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0
As of 5/29/26 (DS): Debtor atty requested adj to file motion to file late claim. Emailed atty that an amended Sched D and Creditor Matrix needs to be filed and service to creditor of Plan.

As of 5/29/26 (DS): 1. Trustee obj to the following:
- Must amend Sched D and Creditor Matrix to add address of mortgage and serve mortgage company the plan. EMAILED ATTY
- Attorney's fees in plan $3,000 and Disclosure statement do not agree. Disclosure states that $3,000 will not be paid through plan. One of these must be amended.
- Must amend Sched C to take exemptions on personal property and Sched B to remove Chevy or must provide proof of auto insurance for the Chevy.
- Disposable income verifies $1,446, due to Schedule I failing to add tax refund.
- There is $129,640 in non-exempt equity in the residence.
- Must file Pre-confirmation certification.

2. Bar date has passed 4/28/26, no claim filed by USDA, plan propose to pay $9,500. PER SCHED D AND CREDITOR MATRIX THERE IS NO ADDRESS LISTED FOR USDA, WHICH MEANS THEY DID NOT RECEIVE PROPER SERVICE.

Prop Plan $480 x 60 begin 3/1/26; 100%
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-11803 / CMGE. Carlton Kromer, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 4 of 4 required payments   Arrears: $0
issues as of 5/27/2026 (JMA)

OK TO CONFIRM AT $220X36 BASE PLAN

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has insufficient income. Debtor must sign up for e-wage within 7 days of confirmation. DEBTOR INCOME WHICH INCLUDES SOCIAL SECURITY OF DEBTOR AND SPOUSE WOULD BE SUFFICIENT TO PAY PLAN PAYMENTS. WITHOUT SSI THE DEBTOR WOULD BE NEGATIVE.
2) Debtor is current with Truste plan payments, signed up for TFS

proposed plan $220x36 base
paid in $660
last claim 21-1

RESOLVED ISSUES:

- Need a statement for the whole life insurance policy - RESOLVED, PROVIDED
- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED
- A copy of the deed - for 13 Augusta - RESOLVED, PROVIDED - DEED IS IN THE NAME OF THE NON-FILING SPOUSE
- The Schedules fail to account for the debtor(s) tax refund in the amount of $663.00 when determining disposable income. INCLUDED IN INCOME ANALYSIS
- A copy of the last filed tax return - 2024 tax return prior to confirmation and 2025 by 5/31/2026 - RESOLVED, PROVIDED 2025 RETURN
- The debtor has failed to supply the Trustee with the following document(s): Proof of 2 month's income - Need December and January pay stubs for non-filing spouse. RESOLVED, PROVIDED SOCIAL SECURITY INCOME FOR NON-FILING SPOUSE
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l). RESOLVED, DEBTOR AGREES TO TRUSTEE STANDARD ORDER OF DISTRIBUTION
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-11878 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0
$ from 2nd settlement is in Trust acct of atty- 66,646.67- will minus exemption and turn it over- debtor spent first settlement $ atty says docs were submitted- atty to provide updated cert and proof

issues as of 5/27/2026 (JMA)

1) US Claims Opco LLC (Husch Blackwell LLP) objection to confirmation - NEED TO RESOLVE
- The proposed plan does not provide for the claim of $37,443.86 (claim #6)
- The Debtor's schedules show there are funds sufficient to pay all claims in full.

2) Avalon Medical Group (Straffi & Straffi LLC) objection to confirmation - NEED TO RESOLVE
- The creditor, Avalon Medical Group, LLC filed proof of claim in the amount of $197,001.98 representing medical services rendered to the Debtor.

3) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Car payment $445 (No car in Plan or on Schedules). Must provide proof of expenses. CERTIFICATION PROVIDED STATING THE VEHICLE HE DRIVES FOR PERSONAL AND EMPLOYMENT TRANSPORTATION IS TITLED TO HIS MOTHER. DEBTOR STATES HE MAKES MONTHLY PAYMENTS.
Need certification that debtor's mother allows him to use it and he pays for expenses. RESOLVED, PROVIDED
- Add to confirming order non-exempt proceeds from MVA lawsuit to Trustee.
- Must file Application of Retention of Attorney for MVA - PER ATTY NOT REQUIRED AS THE SECOND SETTLEMENT WAS DONE BEFORE FILING AND FUNDS WERE DISCLOSED ON SCHEDULE A/B. THESE FUNDS ARE STILL ON HOLD IN ESCROW ACCOUNT.
- debtor received proceeds ($66,000) from MVA last August 2025- what did the debtor do with the money? Need all information on this settlement. The settlement sheet and certification form debtor as to what happened to the proceeds. Trustee is objecting to debtor spending/ giving away any proceeds from this settlement without proof of where the money went. Need bank statements showing where money was deposited and what happened to it from there. There is a further action with insura
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-11944 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 4 of 4 required payments   Arrears: $0
mk: claim for consumers filed needs to file a motion to approve so adj requested to do that

As of 5/28/26(mk):

1. Trustee objection:
- Need proof of service on Consumers Credit Union DONE BUT THIS CREDIOTR NEVER FILED A CLAIM SO YOU NEED TO FILE A CLAIM AND MOTION TO ALLOW LATE CLAIM TO HAVE IT TREATED IN THE PLAN.. No claim filed to date
- Need a statement for the 401k loan. PROVIDED
- appraisal provided at 190,000 NE equity 2,878

Plan $243.40x50 base plan
3/3 payments


-------------------RESOLVED------------
- Need explanation of CMA which values property at $167,500.00. Zillow values property at $305,600. Have appraisal now at 190,000- resolved
- Need a statement for the 401k loan. PROVIDED

Pre-Confirmation Certification - RESOLVED, FILED.
-Need copy of 2025 by 5/31/2026 - DEBTOR FILED EXTENSION OF TIME TO FILE 2025 RETURN
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-11972 / CMGKevin C. Fayette, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $1,041.00
AS OF 5/29/2026 (at):

RECOMMEND: $3,030 PAID TO DATE, $1,041 x 57 BEGINNING 6/1/2026, BASE
- Need 2025 tax return by 5/31/2026.
- Debtor's attorney will be paid $3,650 through the plan as per the disclosure statement.
- Trustee shall pay the arrearage amount of $1,139.84 to Capital One Auto Finance, claim #5. No distributions shall be made on the bifurcated secured and unsecured portions of the proof of claim.

1. The IRS filed an estimated claim which needs to be amended. (NO LONGER ESTIMATED)

2. Capital One Auto filed a bifurcated claim which needs to be resolved.
MK PER ATTY ADD LANG TO PAY ARREARS ON CLAIM TR NO DISTRIBUTION ON SECURED AND UNSECURED PARTS OF CLAIM

3. Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2025 by 5/31/2026.(LANGUAGE ADDED)
- The attorney's fees in the plan ($3,700) and the disclosure statement ($3,650) do not agree. (NEITHER AMENDED)
- Add language that atty is to be paid per the disclosure statement of $3650. (LANGUAGE ADDED)

Plan proposes: $1,010 x 60 beginning 3/1/2026, base
Payments: 2/2
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-12020 / CMGRahaf Alrehaili, Esq.Confirmation Hearing ScheduledContinued
6/24/2026 10:00 am
Debtor has made 3 of 4 required payments   Arrears: $1,530.00
updated 6/2/2026 (JMA)
issues as of 5/29/2026 (JMA)

1) AmeriCredit Financial Services (Eisenberg, Gold & Agrawal) objection to confirmation - NEED TO RESOLVE
- Debtors must pay $31,750 plus interest at a rate sufficient to protect GM Financial from risk of loss.
- Plan fails to provide adequate protection payments. Adequate protection payments should be made to GM Financial beginning February 2026 at $317.50 per month.
2) Yendo Inc (Stewart Legal Group) objection to confirmation - NEED TO RESOLVE
- Creditor is lienholder on the title of the 2023 Audi Q7
- Creditor filed Proof of Claim number 30-1 in the total amount of $11,061.12 including an arrearage in the amount of $1,750.96.
3) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has insufficient income. income verified less than amount scheduled, negative $416.81. THE INCOME WAS RECALCULATED WITH INCOME OF $11,961.05. STI PAYMENT OF $27,975.84-10,849.33=17,126.51/12=$1,427.20. ALSO ADD IN $978 SON CONTRIBUTION AND $490 2025 TAX REFUND TOTAL INCOME OF $14,856.20 LESS $9,224.08 EQUALS $5,632.12 NET INCOME. THIS SHOULD BE AN ABOVE MEDIAN CASE AND 60 MONTH PLAN


proposed plan $1,530x36 base plan
paid in $4,590
last claim 32-1

RESOLVED ISSUES:

- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED.
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-12169 / CMGKarina Pia Lucid, Esq.Confirmation Hearing ScheduledContinued
6/24/2026 10:00 am
Debtor has made 5 of 4 required payments   Arrears: $0
AS OF 5/28/266 (SF)

1. PHH Mortgage filed arrears claim 16-1 in the amount of $36.87 (OKAY TO PAY?) Mk ok to pay

Trustee objection:

- A copy of the last filed tax return - 2025 by 5/31/2026. (STILL NEED)

- Need statements for the two Progressive whole life insurance policies. (STILL NEED)

- Verified income leaves monthly disposable income of $3,481.09.

- there is $135,509 in non exempt equity in the residence.

- Debtors' attorney must file a fee application within 7 days of the entry of the order confirming
the plan.



Plan proposes $1658 x 60 100% Plan
Payments: Current: $6632 Received

RESOLVED:
- A copy of the last filed tax return - 2024 tax return prior to confirmation
- IRS filed estimated claim 5-1 (AMENDED)
- The debtor must provide proof of auto insurance for the 2024 Hyundai. (SURRENDERED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$250/month for home maintenance
$750/month for utilities
$862/month for education
$625/month for medical/dental
Need proof of expenses 10 days prior to confirmation. Plan is 100% so all expenses will be allowed as long as case remains 100%

Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-12188 / CMGPeter E. Zimnis, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $700.00
As of 5/29/26 (DS): Debtor atty requested adj to allow time to file motion to expunge claim

As of 5/28/26 (DS): 1. Debtor in arrears $700, made 1 payment out of 3 payments.

2. Trustee obj to the following:
- There is non-exempt equity in the residence $34,023, total gucs filed $20,351.86.
- Need a feasible plan that propose all of Debtor's disposable income $2,295, after recalculating the updated income.

3. NJ Housing & Mortgage (STUART WEST) obj to arrears owed are more, POC filed with arrears $9,765.13. Must resolve obj.

4. Plan propose to pay FIG 20 $1,000, no claim filed, bar date has passed 5/8/26. Recommend striking and not pay.

Prop Plan $200 x 1 begin 3/1/26; $500 x 59 begin 4/1/26; Dollar Base $35,131
Note: TD Bank statements provided for Jan & Feb.
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-12202 / CMGRoger Chavez, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 4 required payments   Arrears: $598.00
ISSUES AS OF 5/28/2026 (JMA)

OK TO CONFIRM AT $598X60 BEGIN 3/1/2026 MINIMUM $25,622 TO GUCS

1) Trustee objection to confirmation - NEED TO RESOLVE
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): - There is $25,622 in non-exempt equity in the residence. PLAN PROPOSES BASE PLAN OF $35,880

proposed plan $598x60 base plan
paid in $1,196
arrears $598
last claim 15-1

RESOLVED ISSUES:

- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED.
- The IRS filed an estimated claim which needs to be amended. RESOLVED, CLAIM AMENDED TO ZERO
- The debtor failed to provide recording information for the deed to property located at 136 N Plymouth Lane - RESOLVED, RECORDED DEED PROVIDED
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-12527 / CMGJohn Zimnis, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $1,120.00
AS OF 5/28/2026 (JMA)

OK TO CONFIRM AT $1,120X60 BEGIN 4/1/2026 100% PLAN

issues as of 5/4/2026 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Verified income leaves monthly disposable income of $3,739.19 - BAR DATE PASSED 100% PLAN
2) Claims Bar Date does not expire until 5/18/2026 - may want to adjourn to allow bar date to pass -BAR DATE PASSED 100% plan

proposed plan $1120x60 100%
paid in $2,240
last claim 10-1
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-12589 / CMGKarina Pia Lucid, Esq.Confirmation Hearing ScheduledContinued
6/24/2026 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0
mk debtor atty has alternate tier structure per her email of 6/2/26 @12:52 that still pays 100% - needs review adj tp 6/24

As of 6/1/26 (DS): Recommend confirming at $2,000 x 3 begin 4/1/26, $3,668 x 6 begin 7/1/26, $8,000 x 1 begin 1/1/27, $3,668 x 11 begin 2/1/27, $8,000 x 1 begin 1/1/28, $3,668 x 11 begin 2/1/28, $8,000 x 1 begin 1/1/29, $3,668 x 11 begin 2/1/29, $8,000 x 1 begin 1/1/30, $3,668 x 11 begin 2/1/30, $8,000 x 1 begin 1/1/31, $3,668 x 2 begin 2/1/31; 100% with a min. div. $146,827 to gucs due to non-exempt equity
- Fee app within 7 days from confirming order.
- Student loans to be treated outside.

As of 5/12/26 (DS): Debtor atty requested adj to pass bar date 5/18/26

5/13/26 (DS): 1. Trustee obj to the following:
- Sched J has excessive expenses: Food $1,250, Auto insurance $1,200 (verifies $993 and still is excessive) and Car payments $525, $690.30 and $529.90 (Plan is proposing to pay all vehicles in full).
- 22C has disposable income $5,609.66, which would require min. div. $336,579 to gucs or 100%. TOTAL GUCS FILED $154,526.95.
- Disposable income verifies $4,689.
- Plan needs to run 60 months pursuant to the B22C form, mod plan filed only has 59 months.
- There is non-exempt equity in the residence $137,216, Chase Bank acct#6872 $7,593, TD Bank acct $1,424 and Santander Bank acct $594 total $146,827.
- Add to confirming order fee app within 7 days from confirming order.

Prop Plan $2,000 x 9 begin 4/1/26; $8,000 x 1; $2,000 x 11; $8,000 x 1; $2,000 x 11; $8,000 x 1; $2,000 x 11; $8,000 x 1; $2,000 x 11; $8,000 x 1; $2,000 x 1; Base
Note: Updated auto insurance and 2025 Tax return provided. Amended Petition adds co-debtor alias names and SOFA filed to add closed date of business.
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-12677 / CMGPRO SEConfirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0
MK : i did the 341 on 5/21- Needs to serve the creditor on the car cram- there was a recent transfer of the debt so this will need to be adj. to allow time for that
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-12778 / CMGCarlos D. Martinez, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0
As of 5/29/26 (DS): Debtor atty requested adj to allow time to inform debtor as to the increase and resolve the estimated tax claim just filed

As of 5/29/26 (DS): 1. State of NJ filed estimated tax claim, 2025 not filed. Must resolve claim.

As of 5/11/26 (DS): Debtor atty requested adj to allow time to provide docs needed

5/13/26 (DS): 1. Trustee obj to the following:
- Debtor 2025 Tax refund $2,267 and spouse 2025 tax refund $11,046 not on Sched I. Disposable income now verifies $1,629.

Prop Plan $500 x 36 begin 4/1/26; Base
NOTE: SPOUSE CERT PROVIDED 5/19/26 ON DEBT SERVICES $2,300 AND SPOUSE 2025 TAX RETURN PROVIDED 5/12/26
DEBTOR 2025 TAX RETURN PROVIDED 5/11/26.
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-12815 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0
AS OF 5/27/2026 (at):

1. The IRS filed an estimated claim which needs to be amended. (STILL ESTIMATED)

2. Objection filed by Wells Fargo Bank (LOGS) - failure to cure full arrears of $15,778.35 (Per POC). Plan proposes to pay $7,924. (RESOLVED - PAY PER POC)

3. Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2022 - 2024 tax returns prior to confirmation . Need 2025 tax return by 5/31/2026. (NOT RECEIVED - LANGUAGE ADDED FOR 2025)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$300/month for home maintenance
$500/month for cable/internet/phone
$1,629/month for car insurance
$1,257/month car payment
$430/month for children's activities
Need proof of expenses 10 days prior to confirmation. (NOT RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The
Trustee's calculations are higher for the following reason(s):
- Verified income leaves monthly disposable income of $2,833.27.
- Per the 22C, monthly disposable income is $2,542 which requires a minimum dividend of $152,520 to general unsecured creditors.

RESOLVED ISSUES:
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $11,342 in non exempt equity in the residence. (LANGUAGE ADDED)
- There is $7,382 in non exempt equity in the personal property. (LANGUAGE ADDED)
- Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)
- Need to resolve objection by Wells Fargo Bank. (LISTED ABOVE)

Plan proposes: $2,000 x 60 beginning 4/1/2026, base
Payments: 2/2
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-12929 / CMGAndy Winchell, Esq.Confirmation Hearing ScheduledContinued
6/24/2026 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0
As of 5/29/26 (DS):

1. Trustee obj to the following:
- Case is above median, Line 45 has disposable income $3,957.18, which would require min. div. $237,431 to gucs.
- 2024 income was $107,193 and 2025 income even more at $181,230. 22C Line 30 takes additional expense for food/clothing $77 and Line 33d takes deductions for 401(k) accts $6.23
and $2.14, which should be part of Line deductions on Line 41.
- Sched J has excessive car payments $1,000 and $930 and after recalculating their income there is disposable income $2,772 as in 22C, when plan is only proposing $900. Must provide proof of expenses for cars.

2. Readington Commons (JOHN BRACAGLIA, JR) obj to pre-pet arrears owed and plan not proposing prompt cure of rental arrears, POC filed with arrears $1,151, also obj to post-pet arrears now owed $936.54 as of 5/26/26. Must resolve obj. MK: trying to work it out w/ LL

3. Must file Pre-confirmation certification and fee app within 7 days from confirming order.

Prop Plan $900 x 60 begin 4/1/26; Base
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-12942 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $1,882.00
As of 6/1/26 (DS): Debtor atty requested adj to allow time to resolve obj

As of 5/28/26 (DS): 1. Debtor in arrears $3,764, made 0 out of 2 payments. DEBTOR ATTY PROVIDED PROOF OF TFS PAYMENT MSDE 5/30/26 $3,764, COVERS APRIL/MAY PAYMENT

2. Trustee obj to the following:
- Must provide DSO Info form with name of person receiving support, not the child and 2025 Tax return.
- Excessive expenses on Sched J: Home maintenance $500 and Utilities $1,100. Must provide proof of expenses 10 days prior to confirmation. Disposable income would verify $2,579 deducting excessive expenses.
- There is estimated non-exempt equity in the residence $137,989 pending resolving the estimated tax claims.

3. US Bank (BRIAN CAINE) obj to arrears owed are much more than what is in plan POC filed with arrears $72,137.8, plan does not propose to pay the arrears and that plan was filed to stop sheriff sale. Must resolve obj.

4. Ally Capital-2017 Ford filed arrears owed $1,049.38.

5. Must resolve the estimated tax claims filed by IRS and State of NJ 2021-2023 not filed.

Prop Plan $1,882 x 60 begin 4/1/26; Base and Loan mod on Stockton Street by 10/1/26
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-12987 / CMGPRO SEConfirmation Hearing ScheduledDismissedDebtor has made 0 of 3 required payments   Arrears: $0
NS

issues as of 5/27/2026 (JMA)

1) 341 not held, not rescheduled - missing documents
2) No Trustee plan payments to date, arrears $10,380

NO 341 dox at all

No auto or Home insurance provided
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13058 / CMGDavid A. Semanchik, Esq.Confirmation Hearing ScheduledContinued
6/24/2026 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0
AS OF 5/27/2026 (at):

1. Objection filed by HSBC Bank (LOGS) - failure to cure full arrears of $18,826.40 (Per POC). Plan proposes to pay $16,000. (UNRESOLVED)

2. Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
-There is $177,907 non-exempt equity in house. (LANGUAGE ADDED)

Plan proposes: $789 x 60 beginning 4/1/2026, 100% plan
Payments: 2/2
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13098 / CMGKarina Pia Lucid, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 5/27/2026 (at):

1. 341 has not been held or rescheduled.
2. Payments: 2/2
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13102 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $329.00
AS OF 5/28/26 (SF)

1. IRS filed estimated priority and unsecured claim 3-1 (NEED AMENDED CLAIM)

2. State of NJ filed estimated priority claim 5-1 (NEED AMENDED CLAIM)

3. Trustee objection:

- The debtor has insufficient income. There is negative income.
- Need a copy of 2025 tax return by 5/31/2026


Plan proposes $329 x 48 0% Plan
Payments: 2/2

Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13118 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
6/24/2026 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0
issues as of 5/27/2026 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification - NOT FILED TO DATE
- The debtor has failed to supply the Trustee with the following document(s): A copy of the last filed tax return-2025 BY 5/31/2026 RESOLVED, PROVIDED
- The debtor has undertaken an improper use of exemption. Specifically: Debtor used an exemption for a residential property in the Dominican Republic. This is not the debtor's main residence. SHOULD AMEND SCHEDULE C TO REMOVE THE EXEMPTION
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): -There is $185,425 non-exempt equity in property in Dominican Republic. Need conversion rate for the
CMA provided. NOT PROVIDED TO DATE

proposed plan $820x36 base plan
paid in $1,640
last claim 8-1

RESOLVED ISSUES:

- The debtor has failed to supply the Trustee with the following document(s): A copy of the last filed tax return-2025 BY 5/31/2026 RESOLVED, PROVIDED
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13125 / CMGRobert C. Nisenson, Esq.Confirmation Hearing ScheduledContinued
6/24/2026 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0
$ has to post . need payoff of loan and need order for surplus amt from superior Ct cert on auto and status of sale

DID CLSOING HAPPEN? no w/in 30 days- need cert from debtor he does not have the car

atty has 600 to send in. debtor does not have the car


As of 6/1/26 (DS): 1. No Trustee payments made, Debtor in arrears $600, made 0 out of 3 payments.

2. Trustee obj to the following:
- Must provide auto insurance for 2020 Hyundai, bank statements from Bank of America acct from 1/9/26-3/23/26.
- Must amend Debtor's petition to add the alias of "Steve Apisa" to the petition.
- Disposable income verifies $1,540, plan fails to add tax refund $2,645 when determining the disposable income.
- Need a tier plan when car payment $400 ends in month 14.
- Plan fails to provide the non-exempt equity and non-exempt proceeds from sale to Trustee. Add to confirming order non-exempt proceeds from sale of residence to Trustee.
- There is non-exempt equity in the residence $118,477, PNC Bank acct $23 and Bank of America acct $1,502 pending bank statements.
- Must resolve creditor obj.

3. Order dated 4/22/26 granting sale, per sale contract to be done by 5/20/26. What is the status of sale?

4. Freedom Mtg - 6th St, Plainfield property (BROCK&SCOTT) obj to not in plan or on Schedules, arrears owed, POC filed arrears $85,758.12. Obj must be resolved.

5. US Bank (CHARLES WOHLRAB) obj to sale, may be resolved, since order was granted to sell residence.

Prop Plan $200 x 60 begin 4/1/26; Base and Sale of 2nd St by 2 months
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13129 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $2,974.00
As of 5/22/26 (DS): 341 not held 5/21/26 still missing docs, also no Trustee payments made, Debtor in arrears $6,016, made 0 out of 2 payments.

341 now on 6/11/26
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13167 / CMGDavid G. Beslow, Esq.Confirmation Hearing ScheduledPlan DeniedDebtor has made 16 of 3 required payments   Arrears: $100.00
FYI MP AND AMEDED SCH FILED 5/21 AND SCHEDULED FOR 6/24

341 scheduled for 6/11/26
Payments: 1/2 Arrears: $1500




Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13191 / CMGJonathan Goldsmith Cohen, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $126.00
AS OF 5/27/2026 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED.

1. 341 is scheduled for 6/4/2026. (READY)
2. Payments: 1/2, arrears $347
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13241 / CMGKirsten B. Ennis, Esq.Confirmation Hearing ScheduledPlan DeniedDebtor has made 1 of 3 required payments   Arrears: $769.00
MP FILED AND SCHEDULED FOR 6/24/26


AS OF 5/28/26 (SF)


Note: The proposed payment is not enough to pay lease arrears and attorney fees in 12 months.


1. Objection to MP filed by Griggs Farm, Landlord (Gorski) - The Modified Plan does attempt in Part 6 to promptly cure the rent arrears over twelve months. Client's claim was %6065 rather than the greater amount of $7194 listed in part 6 of the plan. The plan is not feasible to pay attorney fees and lease arrears as prompt cure

2. Motion for Relief filed by Griggs Farm Inc, Landlord - scheduled for 6/3/26 (no opposition) (MUST RESOLVE)


Plan proposes $225 x 1; $662 x 59 BASE
Payments: 2/2

Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13276 / CMGJoseph Casello, Esq.Confirmation Hearing ScheduledContinued
8/26/2026 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $100.00
issues as of 5/27/2026 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has insufficient income. Debtor must sign up for e-wage within 7 days of confirmation. SIGNED UP FOR TFS
- The debtor has failed to file a feasible plan - Debtor has insufficient income. INCOME IS NEGATIVE (-2,423.18)
- The debtor has failed to file the required Pre-Confirmation Certification - NOT FILED TO DATE.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): - There is $127,403 in non-exempt equity in the residence.

proposed plan $100X3, $500X57, WITH LOAN MOD BY 10/2026 100% PLAN
paid in $100
arrears $100
last claim 8-1

RESOLVE ISSUES:

- The debtor must provide updated proof of auto insurance for the 2023 Kia. The policy provided expires on 5/1/26 - RESOLVED, RENEWAL PROVIDED EFFECTIVE THROUGH 10/1/2026.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $874.00 when determining disposable income. RESOLVED, INCLUDED IN THE INCOME ANALYSIS
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13319 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
6/24/2026 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $350.00
As of 5/28/26 (DS): 1. MFR filed by Susan Priddy-LL (JOSEPH CASELLO), Debtor in post-pet arrears since April. Sched 6/3/26. Need outcome.

2. Trustee obj to the following:
- Debtor's income is very insufficient, disposable income verifies -$651, even Schedule I & J show that income is $-604. Debtor must do e-Wage.
- Must provide 2 month's income for 3/20/26, 4/3/26, 4/17/26 and 5/1/26 to show if there is any over time, 2025 tax return and Santander Bank statements from 3/1/26-3/26/26.
- The Plan fails to propose an 18 month prompt cure of rental arrears.

3. Susan Priddy-LL (JOSEPH CASELLO) obj to Debtor having negative income, arrears owed more, POC filed with arrears $28,192 and debtor in post-pet arrears. Must resolve obj.


Prop Plan $350 x 60 begin 4/1/26; 0%
Note: IRS claim amended and resolved.
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13321 / CMGEdward Nathan Vaisman, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0
341 now on 6/18/16

issues as of 5/27/2026 (JMA)

1) 341 not held, not rescheduled - missing ALL 341 documents
2) Current with Trustee plan payments
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13374 / CMGMitchell Lee Chambers, Jr., Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $4,508.00
AS OF 5/27/2026 (at): 100% plan

1. Need attorney disclosure for Mitchell Lee Chambers. None filed.

2. Need a fee application for the $3,500 loan modification fee listed in the plan.

3. The IRS filed an estimated claim which needs to be amended. (STILL ESTIMATED)

4. One Main Financial filed a bifurcated claim which needs to be resolved. (Arrears - $3,699.75, secured - $16,575 and unsecured - $11,805.68) MK pay secured and treat guc w/ rest of gucs

5. Debtor must provide proof that the trustee was added as loss payee to all motor vehicle and real estate insurance policies based upon vesting at discharge or the confirming order must provide for vesting at confirmation. (NOT RECEIVED)

6. Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2025 return by 5/31/2026 (LANGUAGE ADDED)
- as of now the no exempt equity in property is $215,843 100 % plan (LANGUAGE ADDED)

Modified plan before confirmation proposes: $4,508 x 60 beginning 4/1/2026, loan modification by September, 2026, 100% plan
Payments: 2/2
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13380 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 3 required payments   Arrears: $0
per atty ok to D no payments

6/1/26(mk) email form Kimberly Wilson: she is checking with her client but not yet received authority to Withdraw the POC on the real property based upon the property not being owned by the debtor. She will follow up on this.


AS OF 5/28/26 (SF)

1. Objection filed by LoanDepot.com (Wilson) - failure to list creditor claim (1st Mortgage)

2. Objection filed by LoanDepot.com (Wilson) - failure to list creditor claim (2nd Mortgage)

3. LoanDepot.com filed arrears claim 6-1 in the amount of $739.69 which is not addressed in plan

4. Loan Depot.com filed secured claim 7-1 with zero arrears

5. The debtor did not disclose that he owns real estate. Need amended schedules, CMA, Deed and homeowner's insurance.

6. Trustee objection:

- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - 2025 by 5/31/2026


Plan proposes$1000 x 36 Base
payments: 0/2 Arrears: $2000



Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13383 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledContinued
6/24/2026 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $2,500.00
6/24 to be current and past bar date

As of 6/2/26 (mk) UPDATED

AS of this date Nationstar has not filed a claim yet. BAR Date 6/5/26

1/3 payments as of June.

THIS IS WORK UP ON PLAN #11 WHICH IS THE MOST RECENT PLAN FILED ON 5/1/26

1. Trustee objection;
-There is non-exempt equity in real estate of 18,946.
amended C was filed

Plan: $2500 X 60; BASE
1/3 payments

--------RESOLVED---------
2025 Tax Return by 10/31/26- lang added -on extension
Attorney must file fee application for hourly fees. Lang added)
Pre conf cert FILED
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13384 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $1,500.00
AS OF 6/2/2026 (at):

RECOMMEND: $3,000 PAID TO DATE, $5,000 x 58 BEGINNING 6/1/2026, 100% PLAN
- Student loans will be paid outside of the plan.
- Need updated income for debtor and spouse by 1/15/2027.
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.
- Need to file Pre-Confirmation Certification within 7 days of confirmation.

Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the last filed tax return - for 2024 all pages from business and 2025 Tax return. (RECEIVED)
- Debtor proof of income for the month of March 2026 and bonus/commission Debtor received this current year 2026, such as May 2026 pay stub. (RECEIVED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- 22C-1 has excessive expenses: Line 13 takes $2,750 spouse expenses. 22C-2 Line 21 Childcare $1,200, Line 30 Additional food/clothing $77 and Line 46 is deducting $850 on a
one time bonus spouse received and is not expected to occur (Can add to confirming order to provide updated proof of income by 1/15/27 to follow up if bonus is received). (LANGUAGE ADDED)
- Sched J has excessive expenses: Home maintenance $100 (do not own home), Renter's insurance $18, Childcare $1,200, Entertainment $400, Spouse Debt service $2,500 and
spouse personal care $250. Must provide proof of expenses 10 days prior to confirmation. (NOT RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The
Trustee's calculations are higher for the following reason(s):
- 22C Line 45 has disposable income $2,583.75, not deducting the excessive expenses.
- Disposable income verifies $5,900, not even deducting excessive expenses.
- Add to confirming order fee app w
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13390 / CMGJohn Michael McDonnell, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 0 of 3 required payments   Arrears: $0
NS

As of 5/22/26 (DS): 341 not held 5/21/26 missing docs, also no Trustee payments made, Debtor in arrears $200, made 0 out of 2 payments.
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13405 / CMGFrancis P. Cullari, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 2 of 3 required payments   Arrears: $265.00
As of 6/2/26 (DS): Ok to confirm at $265 x 36 begin 4/1/26; Base and Debtor to sign up for TFS payments within 7 days

1. Trustee obj to the following:
- Debtor has insufficient income, disposable income verifies $191. Debtor must sign up for TFS payments.

Prop Plan $265 x 36 begin 4/1/26; Base
Note: Updated auto insurance and Chase bank statements provided 5/29/26. Wells Fargo acct#430 provided 5/1/26.
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13447 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $13.00
AS OF 5/27/2026 (at):

RECOMMEND: $900 PAID TO DATE, $463 x 34 BEGINNING 6/1/2026, BASE
- Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan.
- Preserve non exempt equity of $10,450 in personal property.

Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- Need statements for the two whole life insurance policies. (RECEIVED)
- The debtor must provide proof of auto insurance for the two 2021 Toyotas. (RECEIVED)

RESOLVED ISSUES:
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $10,450 in non exempt equity in the 2021 Toyota. (LANGUAGE ADDED)
- Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)

Plan proposes: $450 x 36 beginning 4/1/2026, $10,203 to unsecured creditors
Payments: 2/2

Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13457 / CMGRobert C. Nisenson, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $700.00
7/15 to be current and address feasibility

AS OF 5/28/26 (SF)

1. The IRS just filed estimated priority and unsecured claim 6-1 (NEED AMENDED CLAIM)

Plan is not feasible. Trustee payment needs to increase to $1272 per month. Debtor is not current with Trustee payments


Trustee objection:

- There is $184,620 in non exempt equity in the residence.


Plan proposes $700 x 60 100% Plan
Payments: 1/2 Arrears: $700


RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)

Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13479 / CMGKevin C. Fayette, Esq.Confirmation Hearing ScheduledContinued
6/24/2026 10:00 am
Debtor has made 3 of 3 required payments   Arrears: $0
341 6/4/26 -
1/2 payments
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13490 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 2 of 3 required payments   Arrears: $500.00
341 now on 6/18


341 not held - missing documents
No payments: 0/3 Arrears: $1000

Objections by regional Acceptance and New Rez
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13495 / CMGFilipe Pedroso, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 0 of 3 required payments   Arrears: $1,680.00
341 now on for 6/18 and atty has proof of 2 payments pending on TFS-


As of 6/1/26 (DS): Debtor atty requested adjournment, request denied, no Trustee payments made, no 341 has been resched, still missing docs and does not get the consent of objecting creditor

341 sched 5/28/26 NOT HELD, MISSING DOCS, also no Trustee payments made, Debtor in arrears $1,680.18, made 0 out 3.


Objection by Freedom mtg(Brock & Scott)
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13563 / CMGBruce C. Truesdale, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 3 required payments   Arrears: $0
AS OF 5/29/2026 (at):

1. Objection filed by Wilmington Savings Fund (Hladik, Onorato) - failure to cure arrears of $38,603.08, failure to propose adequate protection payments and motion to appoint realtor or listing agreement have not been filed. Plan proposes to pay $0. (UNRESOLVED)

2. Trustee's objection:
- Add to confirming order non-exempt proceeds from sale of real property to Trustee. (LANGUAGE ADDED)
- Must resolve creditor objection. (UNRESOLVED)

Plan proposes: $150 x 36 beginning 4/1/2026, sale of 315 Chestnut Street by 10/1/2026, base
Payments: 1/2, arrears $150
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13590 / CMGJonathan Goldsmith Cohen, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 3 of 3 required payments   Arrears: $0
AS of 5/21/26(mk)

**CAN REC CONFIRM AT $300 x 60 begin 4/1/26 Base.Student loans outside.
Debtor's attorney must file fee application within 7 days of the order confirming the plan. Must file pre conf cert w/in 7 days of confirmation**



1. Trustee objection:
- atty needs to file fee application- language added
- need pre conf cert

Plan;$300 X 60; BASE
2/2 payments

----------------RESOLVED--------------------
income ok using I & J
tax refund in the amount of $684.00 in determining dispos. income.(ADDED IN)
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13663 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledDismissed - Hold FeesDebtor has made 1 of 2 required payments   Arrears: $0
AS OF 5/28/26 (SF)

1. 341 NOT HELD - MISSING DOCUMENTS - NOT RESCHEDULED
2. PAYMENTS: 1/1

Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13691 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0
As of 5/27/26(mk)

need 341 100% case just missing NF sp p& L

1/1 payments

obj by US Bank
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13729 / CMGRobert Manchel, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0
As of 5/29/26 (DS): Debtor atty requested adj to allow mtg to file POC

As of 5/28/26 (DS): 1. US Bank (CORY WOERNER) obj arrears owed are more than $42,864, no POC filed. Must resolve.

2. Trustee obj must resolve creditor obj and file Pre-confirmation cert.

Prop Plan $890 x 60 begin 5/1/26; Base
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13789 / CMGAndre L. Kydala, Esq.Confirmation Hearing ScheduledDismissedDebtor has made 1 of 2 required payments   Arrears: $0
AS OF 6/3/2026 (at):

1. 341 has not been held or rescheduled.
2. Payments: 0/2, arrears $400

prop will be sold and there's equity
Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13793 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledConfirmedDebtor has made 1 of 2 required payments   Arrears: $565.00
AS OF 5/28/26 (SF)

RECOMMEND $565 X 60 (BEGIN 5/1/26) 0% PLAN
- DEBTOR TO SIGN UP FOR EWAGE WITHIN 7 DAYS



Trustee objection:

- The debtor has insufficient income. Debtor must sign up for e-wage within7 days of
confirmation


Plan proposes $565 x 60 0% Plan
Payments: 1/1

Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13852 / CMGDonald C. Goins, Esq.Confirmation Hearing ScheduledContinued
7/15/2026 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $656.00
AS OF 6/2/2026 (at):

DEBTOR HAS MADE NO TRUSTEE PAYMENTS.

1. 341 is scheduled for 6/11/2026. (READY)
2. Payments: 0/2, arrears $1,312

Objection by UMB Bank ( Romano)

Email InquiryRequest
Adjournment
6/3/2026 10:00 am26-13953 / CMGMichelle Lee, Esq.Confirmation Hearing ScheduledPlan DeniedDebtor has made 1 of 2 required payments   Arrears: $735.00
MP filed 6/1 SO THIS PLAN IS MARKED AS PLAN DENIED AND MP WILL GET A NEW DATE.

As of 5/26/26(mk); email to atty

>>MTG CLAIM CAME IN HIGHER SO ..

**NEEDS TO CONFIRM AT $720 PTD Then $753 x 59 Begin 6/1/26 Base.
Claim #1-1 of U.S. DEPARTMENT OF HUD will be treated as current and outside the plan**


Plan:$720 X 60; BASE
1/1 payment

-------------------------------------
Schedules fail to account for tax refund $1,810.00 when
determining disposable income added in
CHILD CARE EXP IS ok SCH j OVERALL REASONABLE
Email InquiryRequest
Adjournment
6/3/2026 12:00 pm23-21085 / CMGJoseph Casello Motion CompensationGrantedmk fees paid outside at closing.
Email InquiryRequest
Adjournment
6/3/2026 12:00 pm24-19095 / CMGJustin M. Gillman, Esq.Motion CompensationGranted
Email InquiryRequest
Adjournment
6/3/2026 12:00 pm24-21975 / CMGMarc C. Capone, Esq.Motion CompensationGranted
Email InquiryRequest
Adjournment
6/3/2026 12:00 pm25-13104 / CMGGeorge E. Veitengruber, III, Esq.Motion CompensationRevised Order SubmittedTrustee limited obj<> FEE APP

MK 4/30 - revised order was filed on docket - advised atty to amil chambers and cc me
Email InquiryRequest
Adjournment
6/3/2026 12:00 pm25-15067 / CMGHerbert B. Raymond, Esq.Motion CompensationGranted
Email InquiryRequest
Adjournment
6/3/2026 12:00 pm25-17804 / CMGRobert Cameron Legg, Esq.Motion CompensationGranted
Email InquiryRequest
Adjournment
6/3/2026 12:00 pm25-21946 / CMGSHMUEL KLEINMotion CompensationOrder to be SubmittedFor Fees from Original Atty T Wyche

debtor objection filed
Email InquiryRequest
Adjournment
6/3/2026 12:00 pm25-23356 / CMGAllen I. Gorski, Esq.Motion CompensationGranted
Email InquiryRequest
Adjournment
6/3/2026 12:00 pm26-11142 / CMGJonathan Goldsmith Cohen, Esq.Motion CompensationGranted
Email InquiryRequest
Adjournment
6/3/2026 12:00 pm26-11208 / CMGJustin M. Gillman, Esq.Motion CompensationGranted
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes