ALBERT RUSSO
Standing Chapter 13 Trustee


CALENDAR DISPOSITION LIST


Judge Christine M. Gravelle

Hearing Date: 8/26/2026
Last Updated: 8/19/2026 10:36 AM
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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am19-28171 / CMGPRO SEMotion Relief from Stay (Fee)No Opposition FiledMK 8/17: sent email to parties for status


Just due for the August Tr payment plan. Plan Balance is $ 838 and plan expires next month.


SANTANDER BANK (EISENBERG)

Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am21-15874 / CMGRussell L. Low, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledFAILED TO PAY PLAN BALANCE as of 8/18/26 that is $397
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am22-10046 / CMGYakov Rudikh, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> FAY SERVICING (Friedman Vartolo)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am22-14517 / CMGKarina Pia Lucid, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition Filed(amt: this is the Trustee recap application, incorrectly docketed as a motion)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am22-14923 / CMGFrances A. Tomes, Esq.Motion to Approve Loan ModificationNeeds Resolution of Issues - ObjectionsTrustee limited obj<> JP MORGAN MTN FOR LM (POWERS)

MK we need a cert from the debtor for this
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am23-11777 / CMGYakov Rudikh, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj, making pymts<> ARREARS 1,296.01 as of 8/18
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am23-12857 / CMGJeffrey H. Ward, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - Objections
Debtor obj, will pay<>ARREARS for August payment due 3,870

Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am23-15774 / CMGScott E. Kaplan, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>FREEDOM MTG (BROCK)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am23-16002 / CMGJustin M. Gillman, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> ARREARS only 414 to be current thru August
debtor says can cure arrears
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am23-16100 / CMGHerbert B. Raymond, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - Objectionsatty says debtor can cure and seeks adj to 8/26 to do that


AMT; TRUSTEE CONDUIT REQUEST<>

Debtor obj<> US BANK (RAS)

MK Post pet due is 13,646.01 as of June
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am23-18551 / CMGDavid G. Beslow, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - Objectionsadj 8/5/peremptory
MP on 8/26>

MP filed 6/1/26- no amended sch I & J or proof of income provided and yet the reason for the MP is a substantial change of income






Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am23-20550 / CMGThomas G. Egner, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyRecommend Dismissal8/18/26(mk) Nothing new since June hearing


atty says:Debtor is waiting on settlement check from Morgan Stanley.
There has been a delay with Morgan Stanley's accounting system.
It will not allow them to process a payment to the Trustee because
the Trustee does not have a TIN. Once they fix the issue, the case
will be paid in full.



Debtor obj<>SV/CAPITAL ONE; ARREARS 3,593 last pay 2/25/26
& FAILED TO TURN OVER SETTLEMENT PROCEEDS PURSUANT TO ORDER DOC #132
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am23-20647 / CMGAllen I. Gorski, Esq.Motion File Claim After Claims Bar DateNeeds Resolution of Issues - Objectionscreditor to file a response to debtor opp'n

Debtor obj<>MTN ALLOWING LATE POC OF ROBERT ARTIFICIO
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Adjournment
08/26/2026 9:00 am23-21085 / CMGJoseph Casello Motion Relief from Stay (Fee)Recommend GrantingSANTANDER (EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am24-10143 / CMGHerbert B. Raymond, Esq.Motion Motion (Generic) - Only use if no other event is applicableRecommend Granting8/18/26 :daughter has been appt as Administrator of debtor's estate- this motion is ok now


probate hearing 8/4

MTN FOR CONTINUED ADMIN

>>NEED UPDATE FROM ATTY

TR objection: application for continued administration is by the debtor's daughter and she is not the executor of the estate and therefore has no authority.

see supp cert of debtor's daughter #81- she has petitioned the ST ct to be debtor's Administratrix as he had no will
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am24-10783 / CMGJohn Zimnis, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>5 COBALT REALTY/LANDLORD (LAURENCE SHELLER)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am24-11627 / CMGFrancis P. Cullari, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am24-12317 / CMGMoshe Rothenberg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS 2,633.03 as of 8/18/26
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am24-13206 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - Objectionsamt: MP 8/26

Debtor obj<>ARREARS 1,952.10 as of 6/12/26.



Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am24-13922 / CMGRobert Cameron Legg, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am24-15864 / CMGRobert C. Nisenson, Esq.Motion Convert Chapter 13 to Chapter 7 (fee)Needs Resolution of Issues - Objections6/23/needs more time to get the funds 8/26/ PEREMPTORY

5/8/26(mk): debtor wants an adj. as says he's working on getting funds from his 401(k) to pay all arears due he needs 3 weeks for process.



Debtor made a payment but needs to be completely current by next hearing date of 5/13

Debtor obj<> TRUSTEE MTN TO RECONVERT TO 7

mk: arrears 4,256 as of 6/12/26
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am24-16558 / CMGRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>ROUNDPOINT MTG (FRIEDMAN)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am24-16747 / CMGJames J. Cerbone, Esq.Motion Relief from Stay (Fee)WithdrawnASSOCIATED BANK (STEWART)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am24-18161 / CMGMelinda D. Middlebrooks, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> NISSAN (sTEWART)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am24-18588 / CMGLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj, requests recap (amt: does not address onemain poc)<>ARREARS 7,457; ONEMAIN APOC #20-2 FILED WITH NO DEFICIENCY SUPPORT
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am24-18593 / CMGLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS 1,670 LAST PAY 4/9/26; CRED ATTY FEE CLM PER 9/19/25 ORDER ON RESERVE - LM ORDER DID NOT ADDDRESS THE CLM
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am24-18612 / CMGRobert Cameron Legg, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledWEST COAST SERVICING (HLADIK)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am24-19013 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsAS of 8/18 no motion to reinstate the stay has been filed.

Debtor obj<>SV/ARVEST

debtor filing motion to reinstate stay

MK Debtors have been just been offered a Trial LM since the SV and atty will file the motion to reinstate and MP

only needs to pay the August payment
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am24-19855 / CMGMarc C. Capone, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledLOSS MIT/CARRINGTON MTG
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am24-19855 / CMGMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj<>FAILED TO LM BY 2/5/25; ARREARS 1,779 as of 8/11/26

filing motion to participate in Loss Mit. on 8/26 no oppn
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am24-19897 / CMGCarlos D. Martinez, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - Objections
Debtor obj,<>ARREARS 5,250 as of 8/18

MP on 8/26/26..REC PLAM DENIAL
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am24-20677 / CMGRussell L. Low, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objectionscreditor request to adj to 8/26 for time for LM to complete

amt: trustee conduit request<>

Debtor obj<>FREEDOM MTG (BROCK)

LM is in process and adj to 6/3 to see if approved

>>>Plan does not call for a LM but lists Freedom as unaffected??
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am24-20951 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsAtty filed obj, debtor will make pymt<>ARREARS 12,534 as of 8/18



3579 by 7/15 to post and recap then include auto dismiss
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am24-22115 / CMGGeorge E. Veitengruber, III, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS 11,200 as of 8/18 LAST PAY 3/9/26
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-10164 / CMGAndrew G. Greenberg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS 10,764 LAST PAY 4/13/26 (amt: US Bank SV order entered 7/27/26)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-10399 / CMGJeanie D. Wiesner, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>TRYSTONE CAPITAL/TAXES (ANTHONY VELASQUEZ



NO show by movant creditor on 8/5- but atty for debtor will reach out to debtor so adj 8/26
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-10479 / CMGKevin C. Fayette, Esq.Motion Relief from Stay (Fee)No Opposition FiledSANTANDER CONSUMER (EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-12735 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyContinued
9/16/2026 9:00 am
AMT: MP 9/16



debtor obj<>FAILED TO REFI BY 4/1/26

MP filed to cure on 7/15/26
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-12735 / CMGDaniel E. Straffi, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> NEWREZ ( Hill Wallack)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-12954 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS 2,700. Last pay 5/26/26
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-13041 / CMGAllen I. Gorski, Esq.Creditor Certification of DefaultWithdrawnDebtor obj<> DEUTSCHE BANK ( pADGETT )
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-13117 / CMGAndrew M. Carroll, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>NEWREZ (HILL WALLACK)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-13797 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS 2,956 LAST PAY 4/13/26
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-13870 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj<>FAILED TO REFI BY 4/1/26

MP filed extending time to refi on 7/15>PLAN WAS DENIED>> case is 14 mos old
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-14119 / CMGRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>PNC BANK (MARTONE)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-14181 / CMGYakov Rudikh, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>TOYOTA MOTOR (STEWART)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-14205 / CMGLaurence R. Sheller, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledSV/CARIBOU; ARREARS 6,876
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-14362 / CMGPRO SEOrder Shorten TimeMootthis was denied by Judge on 8/5- it is creditor's motion at #38 that needs to be listed on 8/26- Mk has emailed chambers

MTN TO ENFORCE CONF ORDER

Property has not closed yet as Debtor disputes the payoff amt to lien holder represented by Adam Greenburg

#74 creditor response

8/112/26: email to debtor asking if sale closed
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-14945 / CMGWarren Brumel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledSV/US BANK
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-14945 / CMGWarren Brumel, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledSANTANDER CONSUMER (EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-15067 / CMGHerbert B. Raymond, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsInterium order submitted 7/27 and makes a next hearing date of 8/26


6/24/26:creditor wants interim order calling for a total cure by a date in July

AMT: TRUSTEE CONDUIT REQUEST<>

Debtor obj<> US BANK (Friedman Vartolo)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-15139 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledARREARS 5,227 last pay 4/3/26
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-15193 / CMGRoger J. Yehl, Esq.Motion Relief from Co-Debtor StayOrder to be SubmittedOTBS w/ conduit if future default


Debtor obj<>HSBC BANK NAT'L ASSOC (PADGETT)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-15260 / CMGMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsMP #35 <>

Debtor obj<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-15260 / CMGMarc C. Capone, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objectionsamt; trustee conduit request<>

Debtor obj<>LAKEVIEW LOAN (STERN LAVINTHAL)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-15386 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj, made pymts<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-15844 / CMGJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyRecommend Dismissal8/18/26(MK) arrears 12,435 recap NOT FEASIBLE

payment made in July but now in August and arrears back up to 12,435

7/13/26 mk debtor has payments in transit and they need to post to see where we are and if a recap is possible


Debtor obj<>ARREARS 12,435

Last payment was May 7 2026

mk: debtor says made recent payment and wants a recap but payments would go up to 2,665 x 49- not s feasible given the ack of income

5/21/26(mk): per atty debtor has new higher paying job atty to submitted amended I & J and update pay
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-16474 / CMGRobert Cameron Legg, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> ATLANTIC FCU ( Saldutti)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-16735 / CMGCandyce I. Smith-Sklar, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledMTN DISBURSE EXEMPT FROM SALE

WE HAVE THE HUD AND THE PROPERTY CLOSED- according to this motion TOTAL PROCEEDS FORM THE SALE WERE 1,001,132.60

MK:
property sold and this motion provides debtor gets their exemption of 18,091- PROBLEM THE EXEMPTION TAKED WAS 31,575 PER THE AMENDED C AND THE SALE ORDER AT #60 Funds to Lafayette of 10.500 - THESE ARE SUPPOSED TO COME TO TR TO PAY THEM- ORDER SAYS TO BE PAID PER ALLOWED POC OF 10,500
and Non exempt proceeds to be paid to secured and priority creditors

although the motion says net proceeds of sale of 28,651.42 to Trustee THE ORDER DOES NOT and then legal fee of 950- HUD HAS 1,800 to atty to debtor and then debtor gets balance atty per fee application

Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-16735 / CMGCandyce I. Smith-Sklar, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj<>FAILED TO SELL BY 5/15/26

Motion to disburse exempt funds on 8/26
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-17057 / CMGRobert Cameron Legg, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsDebtor obj<>SN SERVICING (FRIEDMAN)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-17277 / CMGDaniel E. Straffi, Esq.Creditor Certification of DefaultWithdrawnPLAN IS REC DISMISS

5/12/26(mk) per creditor, debtor in trial LM last payment due 7/1 wnats adj to after that


Debtor obj<> LOANDEPOT (Brock & Scott)

debtor has a trial LM 3 payments May June and July payments

Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-17277 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsMP on 8/26>>REC DISMISS


MP on 4/1>was plan denied


Debtor obj<>PLAN DENIED AND FAILED TO FILE MP IN 14 DAYS

debtor in trial LM- filing a MP

debtor in a trial LM last pay due 7/1 creditor cert adj to July




Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-19112 / CMGThomas G. Egner, Esq.Motion Relief from Stay (Fee)Order to be SubmittedALLY CAPITAL (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-19240 / CMGDavid G. Beslow, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsDebtor obj<>SELENE FINC (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-19243 / CMGWilliam S. Wolfson, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToRecommend Granting

7/21/26(mk) service issue resolved. Heard from creditor who acknowledged service


Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-19575 / CMGEric J. Clayman, Esq.Motion Relief from Stay (Fee)No Opposition FiledHYUNDAI CAPITAL (EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-19575 / CMGEric J. Clayman, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsDebtor obj<>HYUNDAI CAPITAL (EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-19590 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNo Opposition FiledFAILED TO LM BY 6/22/26
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-19590 / CMGDaniel E. Straffi, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj, pending LM<> PENNYMAC (Fein Such)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-20204 / CMGLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsDebtor obj, requests recap (amt: does not address sv)<>SV/CONSUMER PORTFOLIO; ARREARS 1,532 LAST PAY 2/24/26
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-21298 / CMGScott D. Sherman, Esq.Motion Prospective ReliefNo Opposition FiledM&T BANK (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-21778 / CMGGeorge E. Veitengruber, III, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsAMT: MP >> adj to 8/26 peremptiory- has terms but may not be feasible



Debtor obj<>PLAN WAS DENIED ON 4/22/26 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-22407 / CMGRobert H. Johnson, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>PENNYMAC LOAN (GROSS)



mK:this motion #26 was not signed so they filed an amended motion at #27
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-22532 / CMGJeffrey E. Jenkins, Esq.Motion to Vacate Dismissal of CaseNeeds Resolution of Issues - Objections

Case dismissed before conf.

the plan payments proposed were insufficient to cover the total of claims that need to be paid debtor in arrears at conf with a plan that was not feasible.

Needs 3,207 to be current thru August
total plan funding need is 59,896 and disposable income verifies at 600 p/m
plan proposed: $570 X 5; $879 X 55; $0
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-22866 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) - Chapter 13 OnlyNeeds Resolution of Issues - ObjectionsAMT: MP 8/26>>ISSUES<<


Debtor obj<>PLAN WAS DENIED 5/13/26 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-22905 / CMGRobert Cameron Legg, Esq.Motion Relief from Stay (Fee)No Opposition FiledALLY CAPITAL (STEWART)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-22975 / CMGStacey L. Mullen, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> NEWREZ ( Hill Wallack)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-23356 / CMGAllen I. Gorski, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledMTN TREAT CLM22 SBA O/S

claim is being treated in debtor's b'ness Ch 11
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am25-23741 / CMGLee M. Perlman, Esq.Motion Relief from Stay (Fee)Continued
9/16/2026 9:00 am
THE BANK OF NEW YORK MELLON (PADGETT LAW)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am26-10047 / CMGGeorge E. Veitengruber, III, Esq.Motion Relief from Stay (Fee)Order Previously Submitted8/17/26 Mk:Consent order submitted 8/17.Terms= post pet 3439.44 to be put in the plan- Debtor to file a MP w/in 14 days to fund the capitalization


resolving MFR: Arrears rolled into plan. Debtor resume and maintain post-petition payments direct to creditor. Standard 30-day default language. The CO has already been signed and will be submitted to Court when paralegal is back in office.



Debtor obj<>PNC BANK (LOGS)


MK 8/3- sent atty an email on this.
mk: opp'n(Cameron) now terminated and George V is now atty says contesting debt under ST. law and is filing a lawsuit in ST CT. to determine liability. IS agreeing to relief on the condition that the claim be put on reserve till outcome of lawsuit ....
debtor has requested proof of records but says they can't seem to go back further than 7 years.
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am26-10230 / CMGRobert Manchel, Esq.Motion Approve Compromise or Settlement Under Rule 9019No Opposition Fileddebtor's NFSP had a PI case

Gross total settlement was 50,000- 40,000 to wife and 10,000 to debtor per Quad claim

needs amended C for debtor



Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am26-10230 / CMGRobert Manchel, Esq.Application for RetentionRecommend GrantingTrustee's Limited Objection, needs retainer agreement<> APPLICATION FOR RETENTION OF SP

Mk rec'd -OK
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am26-10626 / CMGKevin C. Fayette, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledMTN REDUCE SUNRUN INC
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am26-10645 / CMGMark N. Glyptis, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledMTN REDUCE INTEREST RATE OF AUTO LOAN W/CAPITAL ONE
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am26-11202 / CMGPaul N. Mirabelli, Esq.Motion Relief from Stay (Fee)No Opposition FiledCAPITAL ONE AUTO (STEWART)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am26-12020 / CMGRahaf Alrehaili, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToWithdrawnMTN EXPUNGE PRESTIGE FINC
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am26-12188 / CMGPeter E. Zimnis, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNeeds Resolution of Issues - Objectionsadj 8/26 Peremptory

LVNV response (McCalla)<>MTN EXPUNGE CLM#25 LVNV Funding- unsecured
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am26-13232 / CMGDavid G. Beslow, Esq.Order Shorten Time3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am26-13852 / CMGDonald C. Goins, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>UMB BANK NAT'L ASSOC (ROMANO)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am26-13953 / CMGMichelle Lee, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledM&T BANK (BROCK)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am26-14001 / CMGDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)No Opposition FiledCITIZENS BANK (McCABE)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am26-14160 / CMGAllen I. Gorski, Esq.Motion Extend TimeNeeds Resolution of Issues - ObjectionsCONFIRMATION 8/26/26>>ISSUES

7/10/26:Interim Order extend stay 7/15 to 8/26 to coincide with confirmation. Please mark calendar adjourned to 8/26. DuPont's office to submit interim order.


6/17/26(mk order submitted extending stay and adj this motion to 7/15/26


Credit Union of NJ obj (McKenna)<>MTN EXT STAY

MK plan and all sch filed 341 dox provided

conf on 6/24- NO 341 hearing at prior 341 it could not be completed dur to debtor's technical issues 341 has not been rescheduled as of 6/15/26

341 ON FOR 7/30/26

CONFIRMATION 8/26/26>>ISSUES
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am26-14664 / CMGDaniel E. Straffi, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledRUSHMORE SERVICING (HILL WALLACK)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am26-14760 / CMGLee M. Perlman, Esq.Motion Motion (Generic) - Only use if no other event is applicableNeeds Resolution of Issues - ObjectionsMTN EXPUNGE DEPT OF TREASURY-IRS

mk : obj= Bad service on IRS
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am26-15053 / CMGRobert C. Nisenson, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledLOSS MIT OUT OF TIME
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am26-16206 / CMGRobert C. Nisenson, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledLOSS MIT OUT OF TIME
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am26-17516 / CMGMarc C. Capone, Esq.Motion Impose Automatic StayNo Opposition FiledMTN CON'T STAY
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am26-18646 / CMGRobert Cameron Legg, Esq.Motion Extend TimeNo Opposition FiledMTN EXT STAY
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 9:00 am26-18796 / CMGDavid G. Beslow, Esq.Motion Extend TimeNeeds Resolution of Issues - ObjectionsMTN EXT STAY ALL CREDS

as of 8/18 No plan no schedules and and no 341 dox

ct has OSC on 8/25
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am23-18551 / CMGDavid G. Beslow, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 6 of 35 required payments   Arrears: $8,518.00
AS of 8/13/26(mk)

Plan arrears have to be paid so plan payment must increase to cover that to Confirm Needs



1. Trustee objection:
- Debtor original plan proposed payment of $250x26, $1,200x10 begin 10/2023 base plan. Debtor never made the higher tier payments OS 1200 SINCE THE SECOND TIER BEGAN IN 12/2025. ARREARS AT TIME OF FILING MP $6618

-Need the 2025 tax return.



proposed plan#32 $6,989 paid to date, $250x7 begin 6/6/2026 base plan


-----------------------
8/4/26 mk : amended I & J and POI just uploaded at 3:00 today SENT1 PAYSTUB FOR SUSAN DATED 7/30/2026 AND A RETIREMENT
PAYMENT FOR SUSAN IN THE AMOUNT OF $5,179.86


Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am24-13206 / CMGRobert Cameron Legg, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 6 of 29 required payments   Arrears: $18,189.00
AS of 8/13/26(mk)- email to atty s for order and AMT of post pet


1. The Cert of default by Flagship credit (B. Craig- OTBS from 8/5 arrears thru July cured in Plan, NEED AMOUNT TO BE PAID Plan has 7,017.64- IS THIS ACCURATE?

2. OTBS from 8/5 on MFR by Wilimington Sav




MP #109 Prop $1,356 x 6 begin 6/1/26; 100%
- Adds post-petition arrears owed to Flagship and additional attorney fees.
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am24-19897 / CMGCarlos D. Martinez, Esq.Confirmation Hearing on Modified PlanRecommend Modified Plan be DeniedDebtor has made 14 of 22 required payments   Arrears: $5,250.00
AS OF 8/17/26 (SF)

1. The plan proposes to pay Valon Mortgage $12,000. There is no claim filed (NEED EXPLANATION) (The Trustee will not pay a per plan claim without a timely filed claim or order)

2. Trustee motion to dismiss 8/26 at 9


MP proposes $1400 x 42 remaining months; Base w/min div of $41,717.88 to gucs
Plan has run 21 months with 39 months remaining
Adds arrears for Valon Mtg and removes Dovenmuehle Mtg as unaffected
Arrears: $5210

Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am25-10052 / CMGRobert Cameron Legg, Esq.Order Vacate Dismissal of CaseNeeds Resolution of Issues - ObjectionsDebtor has made 5 of 19 required payments   Arrears: $10,020.00
adj for $ to post to be current thru august w. $ posted before hearing date 8/26

8/3 Atty email says will client pay as mch as possible. If she brings cet funds for august payment 6,790 he want to know if can confirm

As of 7/30/26(mk): email to atty

conduit order at #69 Provides payment effective June for 2,376.73 and July for that then effective 8/1 payment for 2,530.65. DEBTRO'S Last payment was in april- THIS PLAN IS NOT FEASIBLE AT ALL AND DEBTRO IS NOT MAKING THE PAYMENTS SO AT THIS POINT UTIL SOME FUNDS POST IT IS POINTLESS TO WORK IT UP



MP proposes:$3050 X 9; $3230 X 1; $3424 X 50; $0
ADDING POST-PET MTG ARRS TO BE ADDED TO PLAN
plan has run 18 mos and 42 remain

-------------------------------------------------------------

EMAIL FROM DEBTOR ATTY WOULD LIKE TO ACCEPT CONDUIT

6/17/26(mk) IF THE CREDITOR CERT OF DEFAULT IS TO BE RESOLVED BY CONDUIT ORDER THEN THIS CONF NEEDS TO BE ADJ TO THAT THE NUMBERS IN THE ORDEER MATCH UP WITH THE PLAN.

CASE HISTORY- IS CONDUIT EVEN FEASIBLE?

 No mtg pymt since 1/2020 = $155,000 pre pet arrearage
 Conf'd 5/2025
 Trustee Recap (plan arrearage) in 10/2025
 Mfr order 11/2025 adding $9,000 pp arrearage
 Dismissed at MP 2/2026 for plan arrears
 Dismissal vacated 4/2026
 Cred def cert filed 5/2026 - $12,000 pp arrearage
 Now 3 mo arrearage - no pymts since dismissal was vacated
 Prior BK dismissed for pymts...




6/3 AMT: TRUSTEE CONDUIT REQUEST<>

need conduit numbers on crediotr cert then work up

6/1/26(mk) email from Creditor atty- needs to confirm that mid first will consent to rolling in and making it conduit payments. debtor atty ok to Tr rec. if all agree


As of 5/27/26(mk): Updated

ON 5/26/26 A CREDITOR'S(MIDFISRT BANK)FILED A CERT OF DEFAULT 11,883.38 IN POST PETITION- CANNOT BE CONFIRMED WITHOUT RESOLUTION OF THIS ISSUE Obj deadline is 6/9

mk: before the creditor cert of default was filed these were terms:
**NEEDS TO CONFIRM AT $32,176 PTD Then $3,596 x 44 Begin 6/1/26 0%. Must file an
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am25-15260 / CMGMarc C. Capone, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 10 of 15 required payments   Arrears: $3,754.00
As of 7/13/26 (DS):


1. Per mod plan payments Debtor is in arrears $1,250. Debtor has not made a Trustee payment since 3/9/26. PER POI INCOME IS INSUFFICIENT VERIFIES $-811.

2. MFR filed by Lakeview Loan Debtor in arrears for post-petition payments $5,700 from April-June. Sched 8/5 need outcome.

3. Must provide 2 months updated proof of income for May and June 2026 from non-filing spouse, only provided expired contract with school. Need proof of income. Spouse should have received an updated contract in April/May. DEBTOR INCOME AND TAX REFUND VERIFIES INCOME IS INSUFFICIENT AT $-811 WITHOUT SPOUSE INCOME. SPOUSE POI PROVIDED LATE 7/14/26 5:15 PM

MP Prop $680 x 2 begin 6/1/25; $709 x 7 begin 8/1/25; $250 x 10 begin 3/1/26; $820 x 41; Dollar Base $33,200
- Loss of income, change in circumstance.
Note: 2025 Tax return and Debtor income provided.
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am25-16379 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 14 of 14 required payments   Arrears: $280.00
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am25-17277 / CMGDaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanRecommend DismissalDebtor has made 11 of 13 required payments   Arrears: $2,440.00
As of 8/12/26(mk):

NEED UPDATE ON LM .STILL NOT CURRENT AND UNRESOLVED ISSUES


CREDITOR CERT OF DEFAULT (Loan Depot- K. Wilson) on for 8/26/26

last payment on Trial LM in July so creditor checking on that

as of 7/27/26(mk)
loan mod by 8-1
no pay arrears
work up on plan #47:


Case is 13 mos old. was originally a LM when first filed then a cure and Now a LM plan again. 2 prior plans both denied. The cram has been an issue from the beginning and still not resolved

11/13payments ARREARS 2,684


1. Objection by Santander(B. Craig:
-objects to cram


Plan: $4880 PTD; $600 X 50; LM 8/2026 (17 DEER RUN DR); BASE
10/12 payments ARREARS 2,328

-----------------------RESOLVED----------------------------
FYI Order submitted resolving Loan Depot objection to Confirmation TERMS= pay POC #8 arrears of 41,740.27 VIA A LM by 8/1/26 and pay reg mtg payments directly to creditor
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am25-17716 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 10 of 13 required payments   Arrears: $2,325.00
As of 8/18/26(mk):ARRREARS 2,325 atty disputes the arrears-

work up on plan #67



1. Trustee Objection:
- Debtor not current
- this mp has avoid Lien of MJ Manufacturer on a 2028 Suzuki- no secured claim filed by them - only an unsecured claim #3-1 for auto insurance??- is this the same thing
- atty fees 2500 in MP - - need suppl fee appl.


MP proposes:$935 X 11; $1000 X 6; $1100 X 43; BASE. LM by 12/31/26- pay pending LM
ARRREARS 2,326 no payments for June or July

Plan has run 13 ms and 47 remain

-----------------RESOLVED-----------------------
>>MFR on 8/5 OTBS

>>Motion on 8/5 to participate in Loss Mit. Granted

TR HAS REQUESTED CONDUIT ON THE MFR( Bank of NY Mellon- S. Kelly)per ar no conduit as its a LM
no updated pay information was provided UPDATED POI FOR JOB PENSION AND INCOME PROVIDED
Prior conf:$9122.50 PTD (9 MOS0 $1163 X 51 BEG 5/1/26 ; BASE $68,435.50; ATTY FEE $2500/$3837 ; STRIKE SECTION 7(a) IN REFERENCE TO REAL TIME RESOLUTIONS, CLAIM SHALL BE TREATED O/S PER CONS ORDER FILED 4/22/26.
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am25-18189 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 10 of 12 required payments   Arrears: $1,050.00
AS of 8/12/26(mk)

7/14: uploaded a listing agmt 1,599,000- exclusive rt to sell was to be sold by 8/2per order at ECF#52- per Zillow still for sale
arrears 1,050 and last pay May

CASE IS 12 mos old

work up on plan #47

1. Objection by US BANK( Padgett law)- plan not feasible arrears $187,947.89 and plan has 126,773 PER ORDER 5/4/26 STAY VACATED IF NOT SOLD IN 90 DAYS OR 8/2/26

2. Objection by TOC Financial-got car loan less than 30 days before filing bankruptcy Loan Balance 14,874.10 No Claim filed AND PLAN SURRENDERS THIS

3. Trustee Objection:
- The plan has sale of real property by 6/1/26 That has passed and per order with creditor SV happens on 8/2 unless prop is sold.

-NO REALTOR RETAINED AND PROPERTY IS NOT LISTED FOR SALE ACCORDING TO INTERNET. value is 1,350,800 NE equity is $240,764.19

- The debtor has insufficient income. Verified Income is negative 4,044 All NF SP income debtor is unemployed

- The confirming order should provide for all non-exempt proceeds from the sale of real estate to the Trustee.

- Need 2025 tax return

plan $500 x 60 sale by 6/2026 min.to gucs 30,000
10/12 Payments
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am25-18853 / CMGCarlos D. Martinez, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
BUSINESS FORMS PROVIDED FOR BUSINESS
FILED AMENDED SCHEDULES I & J
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am25-20447 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 8 of 10 required payments   Arrears: $788.00
As of 7/13/26 (D): Debtor atty requested adj, request denied, per Trustee must appear

Mod plan filed 7/11/26 now corrects atty fees back to it's original fees of $4,600 and atty provides POI from Amazon, amended Sched I has Debtor employed at Amazon 10/25 to present

MK >> CASE Is 10 mos old - Has been dismissed twice, reinstated, then had a plan denied and now we have this current plan. 8/109 payments. Bad pay history

As of 7/13/26 (DS): 1. Amended Attorney Disclosure filed 5/13/26 has fees owed $4,600, but Mod plan now changed attorney fees owed to $4,750, which now does not agree with Attorney Disclosure again. Why was this changed, when previous plan had $4,600?

2. On 6/2/26 Amended Sched I increases income (only says Amazon) and J increases expenses, but does not provide updated proof of income (UPDATED POI PROVIDED DOES NOT VERIFY SCHED I, VERIFIES LESS, BUT WHEN YOU CALCULATE YTD NET INCOME FROM JUNE THE INCOME VERIFIES MORE THE NET INCOME IS $5,197.81 DEBTOR WAS EMPLOYED BY AMAZON IN 2025. Expenses were increased to add education cost $390 (not previously listed), clothing increased from $100 to $250. Lets just say expenses went from $4,251 to $5,906 when Trustee obj to income being insufficient and negative. ANOTHER AMENDED SCHED J FILED 7/11/26 NOW DECREASES EXPENSES FROM $5,256 TO $5,906

3. Must provide 2025 Tax return.

NOTE: Per amended I provided pay stubs for Infogin and Amazon, seems like Debtor was employed at both jobs, so amended Sched I removes Infogin from I and adds Amazon. Reviewing Debtor's 2024 tax returns earnings was $87k in 2024 and 2023 $115k, not sure what income was in 2025, --WE NEED 2025 TAX RETURN-- but looking at both incomes she was not making the income only at one job. Debtor was definitely was working at both jobs.

3. Need proof of income for the last pay period in May and the month of June, attorney only provided 2 pay stubs with pay dates 4/24/26 and 5/8/26.

Order resolving obj by Santander (W. Craig): submitted 6/
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am25-20483 / CMGSteven J. Abelson, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 6 of 10 required payments   Arrears: $6,090.00
AS of 8/29/26(mk);


1. NJ DIV of Tax file a claim #14 for post pet taxes of 875.13-OK TO PAY?

2. Santander on the Lexis and Bridgecrest on the VW in MP as unaffected- Per prior confirmed plan TR is paying the small arrears claim for each creditor.

3. MP reduces payments but no amended I & J or updated proof of income was provided. There is disposable income of 3,112- there is not need to reduce the payment. It should remain the same at $2,569 and the plan can complete early in 26 more month



MP proposes:$11,771 PTD; $1614 X 53; 100% ($17,817.74)
To reflect filed Proofs of Claim and Court Order of 4/22/26 expunging POC.

-----------------------

Prior Conf:$6688 PTD (4 MOS) $2569 X 56 BEG 3/1/26 ; 100% PRESERVE EQUITY T/H OF $3679 IN PERSONAL PROPERTY ; ATTY FEE $3430/$4550 ; OK TO PAY NIP CLAIMS 1-1 & 6-1 ; PP.
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am25-20564 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 10 required payments   Arrears: $2,100.00
8/3/26(mk): Updated

--NEED STATUS OF LM- per debtor atty- Cory W ok w/ added lang LM in 60 days

>>Case is 10 mos old arrears 2,100

>>INTERIM ORDER(#39) FOR LOSS MIT- HAS UNTIL 8/5/26 UNLESS FURTHER EXTENDED BY THE COURT

Work up on plan #24 We are in month 10 as of August so the payment is supposed to be 1300 beginning in June- no payment was made in June and In July the old amount of $700 was made

1.Objection by US Bank(RAS):
- plan has cure by LM - no LM offered or approved and plan does not proposes monthly payments pending LM.
Debtor already modified the loan once now seeks to do it again- debtor cannot afford the property.

2.. Trustee objection:
- disposable income now is $2,192 p/m
- no Loss Mit application( Request to participate in Loss mit on 8/5/26- CONTESTED


Plan:$700 X 7; $1300 X 53; LM 5/2026; BASE
arrears 1,400
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am25-21778 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 7 of 9 required payments   Arrears: $0
As of 8/17/26(mk) email to atty

>>DOES NOT APPEAR TO BE SUFFICIENT INCOME TO FUNF THE PLAN


**WOULD NEED TO CONFIRM AT $8,100 PTD Then$2,101 x 51 Begin 9/1/26. BASE. Trustee is authorized to pay arrears claim #22-1 of GS MTG-BACKED SECURITIES TRUST 2025-SL 1 in the amount of $882.97 through the plan.
Trustee is authorized to pay Claim #20-1 of the INTERNAL REVENUE SERVICE in the amount of $2521.30 through the plan**



work up on plan #33

1. Plan has arrears for select portfolio and then unaffected elsewhere in plan- TR TO PAY ARREARS

2. Plan fails to address IRS claim for $2,521.30

2. Plan fails to address claim #22-1 GS MTG-BACKED SECURITIES TRUST 2025-SL 1 on mtg arrears on $ 20 race track DEBTORS NAMES ARE ON THE MORTGAE AND BACK UP DOCS TO THE PROOF OF CLAIM- NEEEDS TO BE ADDRESSED- title is not in their names


Plan: $1100 X 1; $500 X 3; $1100 X 56; $BASE
current w/ payments

----------RESOLVED---------------
atty to get title report on property he says he does not own - in his sister's name once I have that case will be reworked- RECEIVED- deed not in debtors name but Mtg is
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am25-22122 / CMGAndre L. Kydala, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 9 of 9 required payments   Arrears: $0
8/26 for $ to post and resolve all issues
peremptory 8/5- confirm or D -
AR RESOLVE OR HOLD


AS OF 8/18/26 (SF)

STILL NEED COPIES OF 401K LOAN STATEMENTS FOR DEBTOR AND SPOUSE

Currently need:
RECOMMEND $2700 PTD; $969 X 51 (BEGIN 9/1/26) BASE PLAN
- OK TO PAY WESTLAKE SERVICES ARREARS CLAIM 5-1
- OK TO PAY METROPOLITAN LIFE INS CO ARREARS CLAIM 17-1
- OK TO PAY COMPUTERSHARE DELAWARE TRUST CO ARREARS CLAIM 19-1
-


1 Pay stubs provided are not acceptable as they are not current paystubs. They are from June 2025 and need 2026 pay stubs.

2. Both debtor and spouse have 401k loans and no loan statements were provided (STILL NEED)

3. Objection filed by NewRez/Shellpoint (Stewart) - failure to pay arrears of $23,406.25

4. Objection filed by Newrez/Shellpoint (Holdren) - treatment of claim is unclear. The plan proposes to pay in full and also cure arrears of $16,200 (Arrears claim filed for $771.59)

5. Westlake Services LLC filed arrears claim for $20. This creditor is not treated in the plan (OK TO PAY?)

6. Trustee objection:

- Need a copy of the last filed tax return - 2025 return (RECEIVED. TAX REFUND IS $4681. NET DISPOSABLE INCOME IS NOW $1211.06)

- 0nly provided 1 paystub for debtor dated 1/2/2026 - need additional paystubs

-There is $10,025 non exempt equity in real property
Mortgage co filed arrears claim for 23,406.25. Plan has unaffected
(NONEXEMPT EQUITY IS NOW $117. THERE IS REALLY NO EQUITY BUT ATTORNEY USED WRONG AMOUNT FOR D(1) EXEMPTION- USED $27,900 BUT DEBTOR IS ALLOWED $31,575)




Plan proposes $300 x 60 Base
Payments: 9/9

RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)

Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am25-22489 / CMGJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledContinued
10/7/2026 10:00 am
Debtor has made 1 of 1 required payments   Arrears: $0
As of 8/19/26 (DS): Debtor atty requested adj to resolve all issues
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am25-22866 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 8 of 8 required payments   Arrears: $0
AS of 8/18/26(mk):

work up on plan #23

1. Plan still has Toyota Financial Services in part 4 with interest- NEED ORDER TO INCLUDE INTEREST AND STATE TOTAL TO BE PAID IN THE ORDER

2.MP before confirmation proposes to cram One Main Financial claim NEEDS PROOF OF SERVICE OF PLAN ON CREDITOR.

3 Trustee's objection:
- Has NF spouse returned to work?
- unnecessary or excessive expense items :
$800/month for unemployment taxes PROOF THAT DEBTOR IS PAYING THIS 10 days prior to confirmation.

Plan: $450 X 60; BASE
8/8 payments

---------------------------------RESOLVED-------------------------------
- Proof of 2 month's income - January and February for the debtor. (2 checks for Feb which comes out to dispos income of 954 p/m)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am25-23356 / CMGAllen I. Gorski, Esq.Confirmation Hearing on Modified PlanRecommend DismissalDebtor has made 5 of 8 required payments   Arrears: $4,500.00
As of 8/18/26(mk):

PLAN HAS TO BE 100% DUE TO NE EQUTIY. NOT FEASIBLE, DEBTRO HAS NEVER BEEN CURRENT AND ARREARS AS OF TODAY ARE 4500.


Debtor Motion to treat SBA claim outside the plan on 8/26

8/13/26:Ct entered an order denying debtor's motion to reduce/ expunge Quaker Bridge Mall claim


1.. 109(e) total unsecured claims $743,529.13 - SBA will be paid in Meatheadz Ch 11 case DEBTOR NEEDS TO MOVE AGAINST THAT CLAIM IN THE CH 13

2. Objection by Quaker Bridge Mall LLC ( Paul Winterhalter)
- debtor's business leased property - debtor guaranteed portions of rent due-


3. Trustee objection:
-there is 241,419.95 non exempt equity in real property
- debtor has insufficient income. co-debtor income verified lower than amount on ScheduleI, using all paystubs provided.
must file pre conf cert.


Plan: $1500 X 60; 100%
payments 5/8
---------------------------------RESOLVED-------------------
109(e) total unsecured claims $743,529.13 - SBA will be paid in Meatheadz Ch 11 case DEBTOR NEEDS TO MOVE AGAINST THAT CLAIM IN THE CH 13
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am25-23825 / CMGPRO SEConfirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 3 of 3 required payments   Arrears: $0
As of 8/18/26(mk)


**Can Rec Confirm at $300 x 60 Begin 6/1/26 Base. The 2023 Kawasaki motorcycle ( related to claim of 8-1S OF SYNCHRONY BANK) is surrendered in full satisfaction. Must file pre conf cert w/in 7 days of confirmation**


Plan: $300 x 60 begin 1/1/26; Base
3/3 payments
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-10013 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 5 of 7 required payments   Arrears: $1,696.00
As of 8/18/26(mk):email to atty

**CAN REC CONFIRM AT $6,179 PTD Then $1,271 x 53 Begin 9/1/26
BASE with a Minimum of $22,441 to GUCS
Trustee is authorized to pay claim arrears #12-1 of WILMINGTON TRUST, NA in the amount of 1,127.97 through the plan.
Strike per plan claims of :Legends at Knob Kill Condo Assoc and Western Monmouth Utilities Authority and BI-WMG Cemetaries**


plan $1,125x60 minimum $22,441.97 to gucs
5/7 payments

-----------------RESOLVED--------------
. No claims filed for per plan creditors: Legends at Knob Kill Condo Assoc and Western Monmouth Utilities Authority-strike it OR file claim and motion to allow late claim??? per atty yes strike it
No cert of service for Westlake - cram of interest rate FILED
IRS estimated tax claim for 2025 priority taxes. Proof of 2025 returns filed APOC FILED
Fay Servicing LLC/Wilimington Trust (Friedman Vartolo) objection to confirmation - Plan fails to pay arrears of approximately $1,127.97.
MK OK TO PAY CLAIM- add language



Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-10047 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 7 required payments   Arrears: $1,716.00
8/17/26 Mk: Consent order submitted 8/17.Terms= post pet 3439.44 to be put in the plan- Debtor to file a MP w/in 14 days to fund the capitalization

>>SO THIS PLAN SHOULD B marked as PLAN DENIED



mk atty to pay all claims paid - 8/17/26:Order submitted resolving plan objection of PNC- #3 below - PAY POC ARREARS 4-1 $491.38


UPDATED 7/13/2026 (JMA) - THERE ARE 2 MOTIONS FOR RELIEF ON THE MANALPAN AND HAZLET PROPERTIES, SCHEDULED FOR AUGUST 5, 2026.

issues as of 7/7/2026 (JMA)

1) Citigroup Mortgage Loan Trust/US Bank (Hladik, Onorato & Federman LLP) - objection to confirmation - NEED TO RESOLVE
- Creditor filed claim 5-1 with arrears in the amount of $13,915.83 to be paid through plan

2) US Trust Bank (RASC) - objection to confirmation - NEED TO RESOLVE
- Creditor filed claim 6-1 with arrears in the amount of $202,460.72 to be paid through plan

3) PNC Bank (Logs Legal Group) - objection to confirmation - NEED TO RESOLVE
- Creditor filed claim 4-1 with arrears of $491.38 to be paid through plan

4) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has insufficient income. - The debtor has failed to supply the Trustee with the following document(s): A copy of the last filed tax return for 2025.

- Still need updated homeowner insurance for Bethany Rd, if not confirmed by 6/3/26, expires 6/9/26.

- Support payments, doc provided only shows that Debtor is owed support since 2011, but is not being paid and pay stub for 5/22/26.

- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,936 when determining disposable income.

- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity in the Hazlet property $503,668, Texas property $212,019, 2012 car $9,735 and Bank accts $406. (100% PLAN)

- Must resolve IRS estimated tax claim, 2024 and 2025 tax returns not filed. AMENDED CLAIM HA
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-10626 / CMGKevin C. Fayette, Esq.Confirmation Hearing ScheduledPending - Work-up in ProcessDebtor has made 4 of 7 required payments   Arrears: $9,100.00
AS OF 8/18/26 (mk):

PEREMPTORY 8/26/26

MOTION ON 8/26
1.. Plan has Sunrun(SOLAR PANELS) as secured and pay 6,660- THEY FILED AN UNSECURED CLAIM- NO ARREARS TOTAL UNSECURED CLAIM 52,927- MK atty to file a motion to reclassify claim to secured for UCC 1 and pay arrears thru plan
Per Plan secured claim of T'ship of Burlington(Gov Bar date is 7/20/26) as of now no claim has been filed by Creditor


Plan: $2,600 x 60 beginning 2/1/2026, 100% plan
4/6 payments ARREARS 6,500

--------------------RESOLVED-----------------
Per Plan secured claim of T'ship of Burlington(Gov Bar date is 7/20/26) as of now no claim has been filed by Creditor

. Per Plan secured claim of Discover bank for 5,561 need to strike or file claim and motion AS NO CLAIM WAS FILED BY THIS Creditor PER ATTY - STRIKE IT
Objection filed by New Rez/Shellpoint (Stewart Legal) - failure to cure full arrears of $43,617.86 (Per claim). Plan proposes to pay $41,500. -OK TO PAY?? MK per atty PAY IT
The IRS APOC FILED but still estimated for 2024
AMENDED CLAIM filed by ST OF NJ and need PDF on docket and St of NJ have ESTIMATED TAX CLAIMS
Tr needs more information on valuation of home. Debtor submitted Redfin estimate for approx. 268,000 and Zillow has value at $343,200- Need to agree on a valuation to set the equity T/h for 100% at redfin value no equity. At zillow value equity is $28,278. Right now the total unsecured claims are $137,206 WHICH MAKES 100% NOT FEASIBLE MK ATTY WILL AGREE TO HIGHER VALUE

Verified income leaves monthly disposable income of $3,034 (100% PLAN.)
copy of the last filed tax return - for 2025 by 5/15/2026.(LANGUAGE ADDED
required Pre-Confirmation Certification. (FILED)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-10632 / CMGAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 5 of 7 required payments   Arrears: $2,891.00
8/26 PEREMPTORY

As of 8/18/26(mk): arrears 2,891

>> All issues below remain unresolved since last hearing in June


1. ESTIMATED PRIORITY AND GUC TAX CLAIMS FOR ST.OF NJ AND IRS

2. OBJECTION bY Legacy Mortgage(RAS)::
- PLAN FAILS TO PAY FULL ARREARS

3. Trustee objection
- non exempt equity in $13,891 2022 Subaru; $1,500/household goods; 5,825/bank acct #5876 and $27,096.50/house. PLAN IS 100%
- MUST FILE PRE CONF CERT.


Plan:$1447 X 60; 100%
5/7 payments STD LOANS OUTSIDE

----------RESOLVED------------------
excess expenses allowed as log as plan remains 100%
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-10639 / CMGDavid L. Stevens, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 6 of 7 required payments   Arrears: $2,186.00
8/26 CONFIRM OR DISMISS peremptory

As of 8/18/26(mk):

>>PLAN NOT FEASIBLE INCOME NO WHERE NEAR WILL SUPPORT TIER PAYMENTS AND LARGE TAX CLAIMS. NO AGREEMENT WITH TAXING AUTHORITIES TO PAY CLAIMS OUTSIDE AS PLAN PROPOSES

1. Objection by IRS) Nicholas Engel):
- -unpaid federal taxes for several years and no 2025 return. Plan is not confirmable Secured claim for $489,941.50 and unsecured for 73,465.35 and priority for 73.465.35

2. Trustee obj.
- Plan propose that the IRS and State of NJ secured portion of claims be paid outside, must enter into consent order with both IRS and State of NJ in order for the claims to be treated outside.

- plan has tiers where there are larger payments especially after the first 12 mos and each tier after- What Is The Funding For The Increased Tiers?

- Sched J has excessive expenses: $350 Home maintenance, $500 Child care (spouse not working), $600 Clothing, $500 Personal care, $500 Entertainment, $1,715.20 Life insurance, $7,000 Estimated tax payments. Must provide proof of expenses 10 days prior to confirmation.

- Must provide 2025 Tax return, can add to confirming order to provide no later than 5/31/26, if not filed.

Prop Plan $2,200 x 12 begin 2/1/26; $3,200 x 24; $4,800 x 12; $6,400 x 12; Base
6/7 payments Arrears 2,186.01


-----------RESOLVED-----------------------------
Must resolve State of NJ estimated tax claim, 2022 - 2025 not filed. APOC filed for claims now OK

Must resolve IRS estimated tax claim, 2025 not filed. Secure claim is 416,476.50 and priority estimated at 73,465 APOC FILED
- Add to confirming order fee app within 7 days from confirming order.
- Must file Pre-confirmation certification. FILED
Note: Homeowner insurance and bank statements provided.
8/26 CONFIRM OR DISMISS peremptory

As of 8/18/26(mk):

>>PLAN NOT FEASIBLE INCOME NO WHERE NEARS SUPPORT TIER PAYMENTS AND LARGE TAX CLAIMS. NO AGREEMENT WITH TAXING AUTHORITIES TO PAY CLAIMS OUTSIDE AS PLAN PROPOSES

1. Objection by IRS) Nicholas Engel
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-10645 / CMGMark N. Glyptis, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 7 required payments   Arrears: $4,391.00
8/26/26 PEREMPTORY to resolve all issues.

6/22 (mk) atty correction - it was the nissan that was repossessed Not the VW . They will objection to Nissan POC

AS OF 8/18/26 (mk):

5/7 payments- Arrears $4,390.76

1. Capital one (VW)has pay 26,699.35 interest for total $33,060 thru plan.
TR DOES NOT CALCULATE INTEREST. TRUSTEE CANNOT PAY WITHOOUT AN ORDER. Motion on 8/26

2.Plan fails to address Carvana LLC Claim # 12-1 on a 1026 Nissan Sport Utility. ATTY TO OBJECT TO THIS CLAIM


Modified plan before confirmation proposes: $1,908 x 2 beginning 2/1/2026, $2,195.38 x 58, base
Payments: 3/54, arrears $3,293.07
(Pay Capital One Auto Finance loan in full for 2022 Volkswagen Tiguan
Pay correct arrears owed to mortgage lender Deutsche Bank
Pay filed IRS proof of claim in full)


---------RESOLVED------------
2025 by 5/31/2026 (RECEIVED
Pre-Confirmation Certification. (FILED)
Modified plan proposes to pay Capital One Auto in full in the amount of $33,060. Stay was resinatated by Order dated 6/3/26#37
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-11404 / CMGDavid Jerome Witherspoon, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 4 of 6 required payments   Arrears: $1,050.00
As of 8/12/26(mk): email to atty- ok to terms

Work up on plan #37

** CAN REC CONFIRM AT $3,750 PTD Then $1.083 x 54 Begin 9/1/26 100%. Preserve equity T/h of 31,306.
Must file pre conf cert. w/in 7 days of confirming Order**


1. Trustee Objection
There is non-exempt equity in the residence $31306

PLAN:$750 X 5; $1050 X 55; 100%
4/6 payments


---------------------RESOLVED ------------------------
- Must resolve IRS estimated tax claim, 2025 not filed. APOC FILED
The current Plan does not specify treatment of US Dept of HUD owed $33,095.68 and Capital One Auto (2017 Ford Fusion) arrears $40 under the Plan MP DOES AND PAYS ARREARS
- Freedom Mortgage Corporation (Brock & Scott) objection to confirmation -MP pays arrears
-Capital One Auto Finance (Stewart Legal Group) objection to confirmation -MP pays arrears.
Valuation on all 3 vehicles and Wells Fargo checking acct statements from 1/17/26-2/7/26. PROVIDED VALUE OF 3 CARS: 2017 FORD FUSION $1,405 TRADE IN VALUE; 2011 HYUNDAI SONATA $600 TRADE IN VALUE; 2016 MAZDA CX-5 TRADE IN VALUE $1,685
- A Modified Plan that corrects attorney fees owed per Disclosure Statement or amended the Attorney Disclosure Statement
- Amendments to Schedules B to amend the year of 2016 Ford to 2017 Ford and add Wells Fargo Bank checking acct.
-

- The debtor must provide proof of auto insurance for the 2016 Hyundai Sonata. RESOLVED, PROVIDED PROOF OF INSURANCE FOR 2011 HYUNDAI AND 2016 MAZDA GOOD THROUGH 3/13/2027
- The debtor has failed to supply the Trustee with the following document(s): Proof of 2 month's income missing from 12/1/25 - 2/6/26. Docs provided were for check dates 8/1/25 & 8/15/25, 12/19/25 & 12/26/25 and 1/23/26 & 1/30/26. RESOLVED, PROVIDED
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-11724 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 6 of 6 required payments   Arrears: $1,128.00
AS of 8/12/26(mk):

1.Objections by NewRez( Stewart Legal )
-plan fails to pay arrears.

2. Objection by Serv Bank ( Stewart Legal)
- plan fails to treat/ pay arrears claim

3. Trustee Objection:
- Needs amended B & C for correct amount of inheritance
- Need 2025 tax return.
- must provide proof of auto insurance for the 2012 Dodge Challenger and 2000 Dodge Durango Rec'd on 2020 Dodge BUT NOT THE @)!@ CHALLENGER
- There is $66,000 in non exempt equity in the inheritance
- Need documents from the estate of Rosemary Cardillo to verify debtor's $66,000 share from
said estate.
- must file pre conf cert.


Plan: $2753 X 60; BASE
5 and 1/2 of 6

-----------------------------------------------
post 341 dox litigation( debtor to receive 37,088 Inheritance) per a schedule and letter from estate atty
- There is $66,000 in non exempt equity in the inheritance
- Need documents from the estate of Rosemary Cardillo to verify debtor's $66,000 share from
said estate.
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-11739 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 5 of 6 required payments   Arrears: $816.00
8/26/26 PEREMPTORY case is now 6 mos old

As of 8/17/26(mk): crediotr ( New Rez atty email to debtor atty: says no LM set up in DDM portal - is debtor pursuing a LM??

>>Nothing resolved since last hearing in June

NOT SURE THIS IS EVEN FEASIBLE GIVEN THE CLAIMS FILED. PLAN HAS LM BUT NO REQUEST FOR LOSS MIT- WHAT'S THE STATUS ON THE LM?

>>IRS AND ST OF NJ (filed secured and priority claims)ARE NOT LISTED IN THE PLAN

1. IRS ESTIMATED CLAIM

2. Global Lending in plan as Unaffected- Filed arrears claim for $760.73-OK TO PAY?

2. Trustee objection:
- Need statements for the debtor's (2) savings plan loans.
-Need Amendments to Schedules I to remove spouse's job and add her pension and J
- Need a statement for the SBA loan showing monthly payment amount.
- need information on any Non-exempt life insurance proceeds from deceased spouse -that need to be paid to Trustee.
- income verified at negative 2,056

plan $1,46 x 60 with loan mod by 9/2026 base plan
5/6 payments
ARREARS $1,153


--------------------RESOLVED----------------------
- Need updated proof of auto insurance for the 2022 Ford and 2010 Dodge. PROVIDED
-Pre conf cert filed
- Wells Fargo Bank (Padgett Law Group) objection to confirmation - ORDER RESOLVING OBJECTION - TO PAY $153,338.05
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-11878 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 6 of 6 required payments   Arrears: $0
As of 8/12/24(mk):

peremptory Confirm or Dismiss

Tr need second settlement statement
debtor atty discussing resolution w/ Straffi
Rudik needs to resolve w/ objecting creditors - he is to provide settlements on both settlements to objecting creditor- if not resolved case should be converted


As of 7/10/26(mk):updated

>> NEED TOTAL AMOUNTS REC'D FORM FIRST AND SECOND SETTLEMENTS AND THE DATE HE REC'D THE FUNDS mk debtor spent all of 1st settlement on payment of friends and all of 2ond settlement but 66,000-

CASE SHOULD BE CONVERTED TO A CH 7


$ that is left from 2nd settlement ( shortly before filing)is in Trust acct of atty- 66,646.67- will minus exemption and turn it over- debtor spent first settlement $ atty says docs were submitted- DEBTOR NEEDS TO TURN THIS OVER

As of 7/8/26(mk):

1. Objection by US Claims Opco LLC (Husch Blackwell LLP) :
- plan does not provide for secured claim of $37,443.86 (claim #6)
- Debtor's schedules show there are funds sufficient to pay all claims in full. CAN BE PAID IN FULL IN FULL PER ATTY

2. Trustee objection:
- What is status of other lawsuit?
- debtor received proceeds ($66,000) from MVA last August 2025- what did the debtor do with the money? HAS WHAT IS LEFT OF IT IN BANK ACCT)Need all information on this settlement. The settlement sheet and certification form debtor as to what happened to the proceeds. Trustee is objecting to debtor spending/ giving away any proceeds from this settlement without proof of where the money went. Need bank statements showing where money was deposited and what happened to it from there. There is a further action with insurance company on the under insured claim. Petition has it as settled but it has not as of now Trustee requires updates on this every 6 months. CERTIFICATION PROVIDED STATES DEBTOR WAS GIVEN ASSISTANCE BY INDIVIDUALS AND HE REPAID THEM WITH PROCEEDS OF SETTLEMENT.
-DEBTOR PROVIDED BANK STATEMENTS FOR PAYMENTS MADE WITH PROCEEDS FROM MVA. ATTACHED TO CERTIF
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-11944 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 6 of 6 required payments   Arrears: $0
As of 8/12/26(mk):

1. Plan treats mtg PHH as unaffected. They filed an arrears claim for $14,024- OK TO PAY?

2. Trustee objection:
- per new Appraisal NE equity in real property is $2,878.

-claim for consumers filed by creditor and will be treated as an amendment to claim #26 filed by debtor atty BUT PLAN HAS A CRAM on car SO NEED PROOF OF SERVICE ON THE CREDIOTR

Plan $243.40x50 base plan
6/6 payments


-------------------RESOLVED------------
- Need explanation of CMA which values property at $167,500.00. Zillow values property at $305,600. Have appraisal now - resolved
Need a statement for the 401k loan. PROVIDED
- Need explanation of CMA which values property at $167,500.00. Zillow values property at $305,600. Have appraisal now at 190,000- resolved
- Need a statement for the 401k loan. PROVIDED

Pre-Confirmation Certification - RESOLVED, FILED.
-Need copy of 2025 by 5/31/2026 - DEBTOR FILED EXTENSION OF TIME TO FILE 2025 RETURN
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-11977 / CMGAndrew G. Greenberg, Esq.Confirmation HearingPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-12020 / CMGRahaf Alrehaili, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0
8/4/26: mk Debtor has filed amended schedules- increased expenses- see atty email 8/4/26 7;23am for details
see 341 dox pre miscel and post 341 miscel uploaded 8/4


debtor to file motion against claim (# 18) on the Audi- car was returned 2 yrs ago- APOC status chge to be filed as w/d


As of 7/7/26(mk):

>>Fee app filed and on 8/5/26


>>debtor had filed a claim and motion to file late claim for Landlord. on for 7/15


1. Trustee objection
Recalculated WITH INCOME On per sch I OF $11,961.05.
Using I 7 J and income proofs , disposable income verified a $4,654 per month( this does not include the son' contribution)

- Claim #17-1 for Prestige Financial Svs is not treated in plan- arrares are 25.815.30 and secured art is only 12,050


$1,530 x 36 base plan
5/5 payments


-------------RESOLVED -------------------------------
-Objection by AmeriCredit Financial Services (Eisenberg, Gold & Agrawal) FYI :Americredit obj. Order submitted 6/10/26. TERMS: Pay total of $39,446.53 thru the plan. (mk) DEBTOR ATTY OBJECTED and submitted order that says pay total 36,214.25 x 36 mos Or if plan is 60 mos 39,446.53>>ORDER FILED- RESOLVED
ORDER SUBMITTED 6/18 PAYS ARREARS POC
. Objection by Yendo Inc (Stewart Legal Group)
- Creditor is lienholder on the title of the 2023 Audi Q7
- Creditor filed Proof of Claim number 30-1 in the total amount of $11,061.12 including an arrearage in the amount of $1,750.96.
- Pre-Confirmation Certification - FILED.
debtroo has 3 cars - 1 is pD by son and audi was surrendered to dealer 2 yrs ago atty to file claims objection
Email InquiryMatter ResolvedRequest
Adjournment
1658/26/2026 10:00 am26-12135 / CMGMark S. Cherry, Esq.Confirmation Hearing on Modified PlanContinued
9/16/2026 10:00 am
Debtor has made 6 of 6 required payments   Arrears: $0
8/10/26 (sf) Adj Peremptory

Schedules amended, need to review

Need proof of auto insurance for 2007 Nissan Versa (Per atty, car was sold prior to filing. Atty to provide cert from debtor.)


PLAN IS NOT FEASIBLE. CLAIMS ARE HIGHER. HUSBAND'S INCOME WAS REPLACED ON SCHEDULE I WITH JUST A CONTRIBUTION WITH NO EXPLANATION


1. Objection filed by Santander Bank (Wilson) - failure to pay arrears of $180,456.10 (OKAY TO PAY?)

2. IRS filed estimated priority claim 1-1 (NEED AMENDED CLAIM)

3. State of NJ filed secured claim 2-1 in the amount of $5423.26 which is not addressed in plan (OK TO PAY?)

4. State of NJ filed estimated priority claim 2-1 (NEED AMENDED CLAIM)

5. Trustee objection:

- The debtor has insufficient income. Debtor must sign up for e-wage within 7 days of
confirmation. DISPOSABLE INCOME VERIFIES AT $2652

- The debtor has failed to file a feasible plan -. Debtor has insufficient income and plan needs
to be 100% due to non exempt equity.

- The debtor has failed to file the required Pre-Confirmation Certification .

- A copy of the last filed tax return - for 2025 by 5/31/2026. (STILL NEED)

- The debtor must provide proof of auto insurance for the 2007 Nissan Versa.

- There is $145,947 in non exempt equity in the bank account.


Plan proposes $3, 208 x 60 Base
Payments: 5/5

Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-12169 / CMGKarina Pia Lucid, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 7 of 6 required payments   Arrears: $0

AS OF 8/18/26 (SF)

RECOMMEND $1658 X 60 (BEGIN 3/1/26) 100% PLAN W/MIN DIV OF $135,509 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE
- ATTORNEY MUST FILE APPLICATION FOR HOURLY FEES WITHIN 7 DAYS OF ENTERED CONFIRMATION ORDER



Note: Confirmed at 48 month plan due to excess income. atty disputes plan shortening to 50 mos income verified



tax claim amended work up at 100%


Trustee objection:

- A copy of the last filed tax return - 2025 by 5/31/2026. (RECEIVED)

- Need statements for the two Progressive whole life insurance policies. (the documents provided are from 2008 and do not show the current cash value. Need current statements) May be moot as the plan will require 100% due to equity in real estate.

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$250/month for home maintenance
$750/month for utilities
$862/month for education
$625/month for medical/dental
Need proof of expenses 10 days prior to confirmation. Plan is 100% so all expenses will be allowed as long as case remains 100%

-- Verified income leaves monthly disposable income of $3,481.09. (CONFIRM AT 48 MONTHS)

- there is $135,509 in non exempt equity in the residence.

- Debtors' attorney must file a fee application within 7 days of the entry of the order confirming
the plan.


Plan proposes $1658 x 60 100% Plan
Payments: Current: $7461 Received

_____________________________
RESOLVED:
- A copy of the last filed tax return - 2024 tax return prior to confirmation
- IRS filed estimated claim 5-1 (AMENDED)
- The debtor must provide proof of auto insurance for the 2024 Hyundai. (SURRENDERED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$250/month for home maintenance
$750/month for utilities
$862/month for education
$625/month for medical/dental
Need proof of expenses 10 days prior to confirmation. Plan is 100% so all expenses will be allowed as long as case remains 100%
- PHH Mortgage filed arrears claim 16-1 in the a
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-12188 / CMGPeter E. Zimnis, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 6 required payments   Arrears: $1,200.00
As of 8/12/26(mk)

Motion to expunge claim #25 on 8/26/26-contested- need result then can work it up


1. Plan propose to pay FIG 20 $1,000, no claim filed, bar date has passed 5/8/26. Recommend striking and not pay.

Prop Plan $200 x 1 begin 3/1/26; $500 x 59 begin 4/1/26; Dollar Base $35,131
3/6 payments
-----------------------------RESOLVED---------------------

- NJ Housing & Mortgage (STUART WEST) obj to arrears owed are more, POC filed with arrears $9,765.13. Must resolve obj. OK TO PAY? MK YES PAY CO SUBMITTED 8/12/26
>> motions to expunge claims #5,#6,#11,#23,#25( all unsecured claims) on for 7/15 all granted

-PLAN WILL BE 100%. There is non-exempt equity in the residence $34,023, total gucs filed $20,351.86. This will be less if motions to expunge guc claims are granted
TD Bank statements provided for Jan & Feb.
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-12589 / CMGKarina Pia Lucid, Esq.Confirmation Hearing ScheduledPending - Work-up in ProcessDebtor has made 4 of 5 required payments   Arrears: $600.00
As of 8/19/26(mk):EMAIL TO ATTY FOR DEBTRO TO MAKE AUGUST PAYMENT SO I CAN THEN WORK IT UP

>>NEED AUGUST PAYMENT TO POST THEN WORK IT UP -TFS pending for 8/19 for 2600

work up on plan #25


1. Trustee Objection:
- total plan funding is $192,345 and plan payments only add up to a total of 150,400

Plan: $2000 X 3; $2900 X 3; $2500 X 3; $9000 X 1; $2500 X 11; $9000 X 1; $2600 X 11; $9000 X 1; $2600 X 11; $9000 X 1; $2600 X 11; $9000 X 1; $2600 X 2; 100%
current 11,200





last 2 r tiers 9,000 x 2 then 3,000 x 1
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-12677 / CMGPRO SEConfirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 5 of 5 required payments   Arrears: $0
As of 8/19/26(mk): email to debtor-ok to terms

**Can recommend confirm at $375 PTD Then $81 x 31 Begin 9/1/26 Base. Trustee standard order of distribution.
must file pre conf cert within 7 days of confirmation**


1.Trustee objection:
-debtor has failed to file the required Pre-Confirmation Certification

Plan:$75 X 36; NO UNSECURED- Has to be a base
5/5 payments

------------RESOLVED------------------
- Needs to serve the creditor(Jefferson Cap) on the car cram-FILED BUT DOES NOT SERVE ATTN: managing agent or person authorized to accept service. AMEDNED CERT FILED
- Plan has to be a base as there are unsecured creditors who filed claims
-Insufficient income- Debtor is current.
-$400/month car payment (car is being crammed in the plan so no payments outside plan)
- Amendments to Schedules C which is blank.
-debtor has failed to file the required Pre-Confirmation Certification
7/15 mk sent debtor email and forms for service of Jefferson and ATTN managing agent or person authorized to accept service and needs amended cert of service once that is done AMENDED CERT FILED

Trustee standard order of distribution.
Schedules fail to account for the debtor(s) tax refund in the amount of $6,340.00 when determining disposable income .ADDED IN
- Plan says no unsecured creditors but claims are filed so plan must be a base
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-13098 / CMGKarina Pia Lucid, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 5 of 5 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-13102 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 5 of 5 required payments   Arrears: $0
AS OF 8/18/26 (SF)


RECOMMEND $329 X 48 (BEGIN 4/1/26); 0% PLAN
- DO NOT PAY DIGITAL FCU- UNAFFECTED BY PLAN
- CONFIRM WITH TFS AUTO PAYMENTS


1. Trustee objection:

- The debtor has insufficient income. There is negative income.


Plan proposes $329 x 48 0% Plan
Payments: 5/5


RESOLVED:
- State of NJ filed estimated priority claim 5-1 (AMENDED)
- IRS filed estimated priority and unsecured claim 3-1 (AMENDED)
- Need a copy of 2025 tax return by 5/31/2026 (RECEIVED)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-13125 / CMGRobert C. Nisenson, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
9/16/2026 9:00 am
MTN EXPUNGE CLM OF FREEDOM MTG



This was withdrawn- status change Doc #69
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-13276 / CMGJoseph Casello, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 5 required payments   Arrears: $900.00
issues as of 5/27/2026 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has insufficient income. Debtor must sign up for e-wage within 7 days of confirmation. SIGNED UP FOR TFS
- The debtor has failed to file a feasible plan - Debtor has insufficient income. INCOME IS NEGATIVE (-2,423.18)
- The debtor has failed to file the required Pre-Confirmation Certification - NOT FILED TO DATE.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): - There is $127,403 in non-exempt equity in the residence.

proposed plan $100X3, $500X57, WITH LOAN MOD BY 10/2026 100% PLAN
paid in $100
arrears $100
last claim 8-1

RESOLVE ISSUES:

- The debtor must provide updated proof of auto insurance for the 2023 Kia. The policy provided expires on 5/1/26 - RESOLVED, RENEWAL PROVIDED EFFECTIVE THROUGH 10/1/2026.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $874.00 when determining disposable income. RESOLVED, INCLUDED IN THE INCOME ANALYSIS
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-13384 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 5 required payments   Arrears: $1,500.00
AS of 8/19/26(mk): waiting to hear from atty on dispos income issue- EMAIL TO ATTY

7/15:adj for atty to review and provide documentation

>>Need to resolve the excess income issue- email to Atty

1.Trustee's objection:
- Not paying all disposable income into the plan pursuant to either Schedules I & J
- Disposable income verifies $5,900 at debtor's current expense total,
- Add to confirming order fee app within 7 days from confirming order. (LANGUAGE ADDED)
- Add to confirming order Debtor to provide updated proof of income for Debtor and spouse for the ends of the year 2026 by 1/15/27. (LANGUAGE ADDED)

Plan proposes: $1,500 x 6 begin 4/1/26 then 3000 x 54 base
3/4 payments


------------------------------------------
- Add to confirming order fee app within 7 days from confirming order. (LANGUAGE ADDED)
- Add to confirming order Debtor to provide updated proof of income for Debtor and spouse for the ends of the year 2026 by 1/15/27. (LANGUAGE ADDED)
Add to confirming order fee app within 7 days from confirming order. (LANGUAGE ADDED)
- Add to confirming order Debtor to provide updated proof of income for Debtor and spouse for the ends of the year 2026 by 1/15/27. (LANGUAGE ADDED)
Expenses reviewed and ok (mk) 4 PP HH sch J overall is reasonable
- 22C-1 has excessive expenses: Line 13 takes $2,750 spouse expenses. 22C-2 Line 21 Childcare $1,200, Line 30 Additional food/clothing $77 and Line 46 is deducting $850 on a
one time bonus spouse received and is not expected to occur (Can add to confirming order to provide updated proof of income by 1/15/27 to follow up if bonus is received). (LANGUAGE ADDED)
- Sched J has excessive expenses: Home maintenance $100 (do not own home), Renter's insurance $18, Childcare $1,200, Entertainment $400, Spouse Debt service $2,500 and
spouse personal care $250. Must provide proof of expenses 10 days prior to confirmation. - The debtor has failed to file the required Pre-Confirmation Certification. FILED)
- A copy of the last fil
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-13490 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 4 of 5 required payments   Arrears: $500.00
AS OF 8/18/26 (SF)

CLAIMS ARE HIGHER. PLAN IS NOT FEASIBLE. NEED HIGHER PAYMENT

RECOMMEND $2,000 PTD, $2,143 X 55 (BEGIN 9/1/26) 100% PLAN W/ MIN DIV OF $46,527 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE
- REGIONAL ACCEPTANCE OBJ IS RESOLVED. PAY $13,025 AS SECURED AND $6729.72 IS UNSECURED TO BE PAID PRO RATA WITH OTHER GUCS. OTBS WITHIN 30 DAYS
- FEDERAL HOME LOAN MTG OBJ IS RESOLVED. OK TO PAY ARREARS. OTBS WITHIN 30 DAYS


Trustee objection:

- There is $46,526 in non-exempt equity in the residence. (100% PLAN)

- Plan proposes $500 x 6; $1200 x 54 100% Plan
Payments: 4/5 Arrears: $500


RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
- Objection filed by NewRez LLC/Shellpoint (Stewart) - plan proposes to pay $1943 for arrears but the actual arrears are $22,535.92 (RESOLVED VIA ORDER)
- Objection filed by Regional Acceptance Corp (Cameron Dean) - objects to cram for 2016 Chevy Impala (RESOLVED OTBS)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-13691 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - HONOR ROLLDebtor has made 4 of 4 required payments   Arrears: $122.00
As of 8/12/26(mk):

Work up on plan #21


**CAN REC CONFIRM AT $11,268 PTD Then $3,113 x 56 Begin 9/1/26 100%**



Plan: 2759 x 3 begin 5/26 then 3,113 x 57 begin 8/1/26 100%
4/4 payments
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-13789 / CMGAndre L. Kydala, Esq.Order Vacate Dismissal of Case3rd Party MatterDebtor has made 5 of 4 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-13827 / CMGMoshe Rothenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $2,236.00
As of 6/22/26 (DS): Debtor atty requested adj 341 sched 7/30/26
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-13852 / CMGDonald C. Goins, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 2 of 4 required payments   Arrears: $1,312.00
AS OF 8/19/2026 (at):

DEBTOR HAS MADE 2 OF 4 TRUSTEE PAYMENTS.

1. Objection filed by UMB Bank (Romano Garubo) - blanket objection. Debtor is not current with Trustee payments. (UNRESOLVED)

2. Trustee's objection:
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The
Trustee's calculations are higher for the following reason(s):
- Verified income leaves monthly disposable income of $2,490.

RESOLVED ISSUES:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- Amendments to Schedules B to add the business including total asset value (truck) (AMENDED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $66,399 non-exempt equity in the residence. (100% PLAN) (LANGUAGE ADDED)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED)

Plan proposes: $656 x 36 beginning 5/1/2026, loan modification by 10/31/26, 100%
Payments: 2/4, arrears $1,312
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-14001 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $400.00
As of 6/23/26 (DS): Debtor atty requested adj, 341 rescheduled to 7/30/26
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-14077 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 4 required payments   Arrears: $0
AS OF 8/19/2026 (at):

1. Objection filed by Real Time Resolutions (Must O'Keefe) - loan has matured and they will be filing a total debt claim for $118,352.89. Plan fails to provide for movant's claim. (UNRESOLVED)

2. Trustee's objection:
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
-There is $141,208.25 non-exempt equity in house.
-There is $1,429 non-exempt equity in 2022 Subaru.
-There is $900 non-exempt equity in acct#5804.
TOTAL NON-EXEMPT EQUITY $143,537.25 (100% PLAN) (LANGUAGE ADDED)
- Need to file Pre-Confirmation Certification within 7 days of confirmation. (LANGUAGE ADDED)

Plan proposes: $960 x 60 beginning 5/1/2026, 100% plan
Payments: 4/4
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-14147 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 4 required payments   Arrears: $1,415.00
get 341 date

2 payments on TFS pending


issues as of 6/17/2026 (JMA)

1) 341 not held, not rescheduled - missing documents
no payments 0/2
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-14160 / CMGAllen I. Gorski, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 4 of 4 required payments   Arrears: $0
AS OF 8/18/2026 (at):

1. Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)

2. Objection added by Credit Union of NJ (McKenna DuPont) - failure to cure full arrears of $49,965.92 (Per claim). Plan proposes to pay $30,000. (UNRESOLVED)

3. Trustee's objection:
- The debtor has insufficient income. (CURRENT)
- The debtor has failed to supply the Trustee with the following document(s):
- A current market analysis - comps provided were sold in 2024, need CMA with comps within 6 months of filing (NOT RECEIVED - SUFFICIENT N/E EQUITY FOR 100% PLAN)
- Need to provide statements (March & April) for CUNJ savings account
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There may be non-exempt equity in real estate once we receive an updated CMA. (100% PLAN) (THERE IS $40,425 IN NON EXEMPT EQUITY IN THE RESIDENCE - LANGUAGE ADDED)
- There is $2,955 non-exempt equity in jewelry. (LANGUAGE ADDED)
- There is $5,000 non-exempt equity in 206 Infiniti. (LANGUAGE ADDED)
- Need 3-month (May, June & July) P&L statement for full-time job for debtor. (RECEIVED)

Plan proposes: $900 x 60 beginning 5/1/2026, 100% plan
Payments: 4/4
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-14713 / CMGDonald C. Goins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $392.00
8/4/26: MK: Debtor has provided information on the pension loan as requested- waiting for proofs on the auto purchase - adj to 8/26/26 PEREMPTORY

As of 7/31/26 (DS): Need to confirm at $392 x 4 begin 5/1/26, $1,861 x 56 begin 9/1/26; 100% to gucs;
- Add to confirming order Trustee standard order of distribution.
- Within 7 days must file Pre-confirmation certification.

MK: Atty now knows how we came up w/more income - Debtor took out a pension loan Dec 2025 to buy auto making pension loan essentially a car loan and a car loan can be deducted From 122C - Mk not sure on that logic

As of 7/14/26 (DS): 1. Bar date has passed 7/7/26, late claim was filed by Citibank/Costco for $2,119.92 does Debtor want to pay the claim?

Recommend confirming at $392 x 3 begin 5/1/26, $1,836 x 57 begin 8/1/26; 100% to gucs;
- Add to confirming order Trustee standard order of distribution.
- Within 7 days must file Pre-confirmation certification.

1. Trustee obj to the following:
- 22C has disposable income on Line 45 is $6,627, deducting total $4,954.82 Schedule I payroll deductions, would leave disposable income $1,672.81-$27.95 IRS tax claim difference=$1,644.86 and require a min. div. $98,692 to gucs. BAR DATE HAS PASSED TOTAL GUCS FILED $90,042.77
- Verified income leaves monthly disposable income of $1,648.
- Amend 22C, fails to list all deductions on Line 13b, 16, 17 and 25.
- Add to confirming order Trustee standard order of distribution.
- Must file Pre-confirmation certification.

Prop Plan $392 x 60 begin 5/1/26; Base
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-14836 / CMGDavid L. Stevens, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 4 of 4 required payments   Arrears: $0
AS OF 8/18/2026 (at):

NEED UPDATED CAR INSURANCE.

Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- Amendments to Schedules to remove car payments on the 2016 Toyota that was recently paid off. (NOT AMENDED - REDUCED EXPENSES BY $240)
- The debtor must provide updated proof of auto insurance for the 2016 Toyota and 2016 Chevy. The policy provided has expired. (NOT RECEIVED)
- Debtor to add the medical malpractice suit to schedules B & C and have counsel appointed. (NOT AMENDED OR APPOINTED)

RESOLVED ISSUES:
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $75,175 in non exempt equity in the residence. (LANGUAGE ADDED)
- Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)

Plan proposes: $500 x 12 beginning 5/1/2026, $700 x 12, $930 x 36, $40,875.32 to unsecured creditors
Payments: 4/4
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-14950 / CMGEric J. Clayman, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 2 of 3 required payments   Arrears: $780.00
AS OF 8/18/2026 (at):

RECOMMEND: $780 x 60 BEGINNING 6/1/2026, 100% PLAN
- Preserve non exempt equity of $102,995 in real estate.
- Need to file Pre-Confirmation Certification within 7 days of confirmation.

1. Trustee's objection:
- Debtor has not filed required Pre-Confirmation Certification. (NOT FILED)
- Balance statements for loan 1 and loan 2 prior to filing date, deductions are shown on pay stubs (NOT RECEIVED)
- Santander Bank statements from checking/savings acct. from 3/1/26-4/30/26. (NOT RECEIVED)
- The debtor's plan consists of unnecessary or excessive expense items, such as:
Auto insurance $266 (surrendering 2020 Honda, should be $104).
- The debtor is not paying all disposable income into the plan pursuant to either Schedules I & J or 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s):
Disposable income verifies $1,565. Plan propose 100%.
- The debtor has not provided the recording information for the deed to property located at Debtor's residence. (NOT RECEIVED)
- Must provide statement from Acct at Stockpile prior to filing date. (NOT RECEIVED)

RESOLVED ISSUES:
- The schedules fail to account for the debtor(s) tax refund in the amount of $ 2,901 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
There is non-exempt equity in the residence $102,995 and estimated to be in bank accts and Stockpile acct pending statements. (LANGUAGE ADDED)


Plan proposes: $780 x 60 beginning 6/1/2026, 100% plan
Payments: 2/3, arrears $780
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-14982 / CMGJohn Zimnis, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 2 of 3 required payments   Arrears: $500.00
AS OF 8/18/2026 (at):

RECOMMEND: $1,000 PAID TO DATE, $628 x 57 BEGINNING 9/1/2026, BASE

1. Objection filed by US Bank (Robertson Anshutz) - failure to cure full arrears of $27,353.10 (Per claim). Plan proposes to pay $24,000. (RESOLVED - PAY PER CLAIM)

2. Need to file Pre-Confirmation Certification within 7 days of confirmation. (FILED)

Plan proposes: $500 x 60 beginning 6/1/2026, base
Payments: 2/3, arrears $500
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-14989 / CMGMark N. Glyptis, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,191.00
Sofa amended, need to review
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-15053 / CMGRobert C. Nisenson, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 2 of 3 required payments   Arrears: $300.00
AS OF 8/18/2026 (at):

RECOMMEND: $300 x 60 BEGINNING 6/1/2026, LOAN MODIFICATION BY 11/15/2026, 100% PLAN
- Preserve non exempt equity of $105,107 in real estate.
- Preserve non exempt equity of $1,475 in personal property.
- Loan modification by 11/15/2026.
- Low base pending loan modification.

1. Objection by Federal Home Loan ( Robertson Anschutz) - failure to cure arrears of $100,114.77 (Per POC). Creditor wants loan modification completed within 90 days from filing. (RESOLVED - LOAN MODIFICATION BY 11/15/2026)

2. Trustee's objection:
- The debtor must provide proof of auto insurance for the 2016 Toyota Rav4. (RECEIVED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $105,107 in non exempt equity in the residence. (LANGUAGE ADDED)
- There is $1,475 in non exempt equity in the bank accounts. (LANGUAGE ADDED)
- Need to resolve objection by Federal Home Loan Mortgage. (RESOLVED)

Plan proposes: $300 x 60 beginning 6/1/2026, loan modification per loss mitigation order, 100% plan
Payments: 2/3, arrears $300
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-15078 / CMGHerbert B. Raymond, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $800.00
AMT: NO ORDERS ENTERED ON 6/3 HEARINGS OTBS ON DOC #3 & #17<>

As of 7/14/26 (DS): Debtor atty requested adj to pass bar date, to allow time to review mtg claim and resolve creditor obj.

As of 7/10/26 (DS): 1. Trustee obj to the following:
- 22C has excessive expenses Line Optional Tele Services $535 and Line 30 Additional Food/Clothing $77. Plan propose 100%.
- Disposable income verifies $1,970. Plan propose 100%.
- There is non-exempt equity in the residence $576,305 and $280,000 in 260 Mott Realty total $856,305. RECOMMEND WAITING PASS BAR DATE 7/14/26, TOTAL GUCS FILED $24,100.28.
- Must file Pre-confirmation certification.

2. Planet Home (CHARLES WOHLRAB) obj arrears owed are way more $60,700.25, plan has $35,000, no POC filed. Must resolve obj.

Prop Plan $800 x 3 begin 6/1/26; $2,400 x 57 begin 12/1/26; 100%
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-15090 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 8/14/2026 (at):

THIS PLAN IS NOT FEASIBLE.

1. Objection filed by Deutsche Bank (Padgett) - failure to cure arrears of $370,085.22. (Per claim) Plan does not list this creditor. (RESOLVED - PAY PER CLAIM)

2. Objection filed by HSBC Bank (McCalla Raymer) - failure to cure arrears of $1,106,015.52 (Per claim). A loan modification is speculative. Plan is not feasible. (UNRESOLVED)

3. Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - for non filing spouse. (NOT RECEIVED)
- A copy of the homeowner's insurance renewal declaration - Policy provided expires on
8/20/26.
- Need to resolve objection by Deutsche Bank. (LISTED ABOVE)
- Need to resolve objection by HSBC Bank. (LISTED ABOVE)
- The attorney's fees in the plan ($0) and the disclosure statement ($1,750) do not agree. One of these must be amended. (NEITHER AMENDED)

Plan proposes: $500 x 36 beginning 6/1/2026, loan modification by December 2026, $22,277.06 to unsecured creditors
Payments: 3/3
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-15140 / CMGJoseph I. Windman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
7/30/2026 (jma) do not have new confirmation adjournment request with consent of objecting creditor.

6/18/26 (sf) Adj request denied. Need consent of objecting creditor

1) Select Portfolio Servicing, Inc (Friedman Vartolo) objection to confirmation - NEED TO RESOLVE
- Upon review of internal records, the objecting creditor is due pre-petition arrears of approximately $34,150.10 to be set forth in a Claim to be filed by the Claims Deadline (July 15, 2026). Debtor's current Plan proposes only $28,996.11 in proceeds to cure the aforementioned arrearages.
2) Trustee objection to confirmation - NEED TO RESOLVE
- A copy of the homeowner's insurance renewal declaration, policy provided is forced placed insurance. Need personal liability coverage.
AR PROVIDED 7-31 -26
- As of now, there is $34,035 non-exempt equity in real property. Plan is 100%

proposed plan $1,400x1, $1,500x59 100% plan
paid in $2,900
last claim 6-1
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-15336 / CMGRoger J. Yehl, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $542.00
MK: Proof of insurance w/ personal liab. Provided

As of 7/13/26 (DS): Debtor atty requested adj request denied fails to provide homeowner insurance with personal liability coverage, cannot adjourn without this.

As of 7/8/26 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income, disposable income verifies $305, plan propose $540.
- Must provide homeowner insurance with personal liability coverage (doc provided is lenders insurance), recent proof of support income (docs provided is from 2025, which shows would be $100. Must be for the months of April and May 2026) and 2025 Tax return or Cert of non-filing with dates (doc provided gave no dates).
- Must service creditors in motions listed in plan.
- There is non-exempt equity in the residence $5,164. Plan is proposing 12%, needs to be min. div. of the non-exempt equity.
- Must resolve creditor objection.
- Must file Pre-confirmation certification.

2. Deutsche Bank (GAVIN STEWART) obj arrears owed are more, no POC filed. Must resolve obj.

Prop Plan $540 x 60 begin 1/1/26; 12%
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-15402 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $450.00
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-15442 / CMGMatthew Gross, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $3,082.00
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-15480 / CMGBarbara J. Snavely, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
issues as of 7/8/2026 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification.
- The debtor has failed to supply the Trustee with the following document(s): A current market analysis with comparatives sold within 6 months of filing only.
- A copy of the last filed tax return - for 2025 by 5/31/2026. RESOLVED, PROVIDED
- The debtor must provide proof of auto insurance for the 2000 Ford. RESOLVED, PROVIDED
- The debtor(s) plan consists of unnecessary or excessive expense items, such as $1,996/month mortgage payment (per statement payment is $1,942); $864/month mortgage payment (per statement payment is $855); $700/month for utilities; $900/month for car insurance. Need proof of expenses 10 days prior to confirmation.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Verified income leaves monthly disposable income of $1,813.79.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $5,662.00 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): - Using Zillow there is $33,417 in non-exempt equity in the residence.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l).

proposed plan $875x48 base plan
paid in $1,750
last claim 11-1
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-15531 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $755.00
wiil pay august to be current and then looks like ready to confirm

debtor signed up for epay and says doxs requested have been supplied

UPDATED 8/4/2026 (jma)

3) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has insufficient income. Debtor must sign up for e-wage within 7 days of confirmation. DEBTOR HAS MADE ONE PAYMENT USING TFS TO DATE.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as $1,782/month mortgage payment (per statement payment is $1,732); $948.50/month for car insurance Need proof of excessive payment 10 days prior to confirmation. NOT PROVIDED TO DATE mk atty says provided
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - Using Zillow, there is $47,888 in non-exempt equity in the residence. THE RECENT RECORDED DEED PROVIDED SHOWS DEBTOR OWNS PROPERTY WITH SPOUSE. THEREFORE, DEBTOR HAS A 50% INTEREST IN THE PROPERTY AND THEREFORE, THE NON-EXEMPT EQUITY IS ZERO.

proposed plan $755.39x60 base plan
paid in $1,510.78
arrears $755.39
last claim 47-1

---RESOLVED ISSUES:

1) Lakeview Loan Servicing (Brock & Scott) objection to confirmation - CONSENT ORDER RESOLVING OBJECTION - THE DEBTOR AGREES THAT THEY SHALL CURE THE FULL AMOUNT OF $29,379.21 THROUGH THE PLAN
- Creditor anticipates filing claim will include pre-petition arrearage totaling $26,505.46, whereas the Plan proposes to pay only $21,000
2) Bridgecrest Credit Company LLC as Servicer for Carvana, LLC (Stewart Legal) objection to confirmation - CONSENT ORDER RESOLVING OBJECTION - CREDITOR HAS RELIEF FROM THE AUTOMATIC STAY FOR THE 2022 CHEVROLET MALIBU SEDAN.
- creditor filed Proof of Claim 27 in the amount of $17,497.45

- The debtor has failed to supply the Trustee with the following document(s): A current market analysis with comparatives that are the same size and closed within 6 months of filing. PROVIDED.
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-15655 / CMGMitchell Lee Chambers, Jr., Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 3 required payments   Arrears: $883.00
AS OF 7/2/26 (SF)
AR SUGGEST ADJ PAST BAR DATE
(MUST RESOLVE INCOME ISSUE. PLEASE PROVIDE HOW INCOME WAS CALCULATED) No updates provided


AS OF 8/18/26 (SF)

---Not sure how debtor can afford payment. Disposable income is only $130 and not current with payments.


To confirm need $883 x 2 (BEGIN 6/1/26); $986 x 58 (BEGIN 8/1/26) 100% PLAN W/MIN DIV OF $223,518 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE


Trustee objection:

- The debtor has insufficient income. Disposable income verifies $130. Debtor will require TFS
payments.

- There is non-exempt equity in the residence $223,518.

Plan proposes $883 x 60 100% Plan
Payments: 2/3 Arrears: $883

RESOLVED:

- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
- A Modified Plan that corrects the attorney fees owed, per disclosure owed $2,850, Plan
has $2,811.75,
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-15679 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 7/10/2026 -

>Bar date 7/29/26


341 just held on 7/9/2026


1. Objection By Rocket Mortgage( Stern & E)
- Plan fails to treat secured creditor( Plan has unaffected) and fails to pay full arrears.(POC Not Filed Yet)

2. Navy Fed Credit Union( 2019 Chevy) in Plan as unaffected. Arrears claim filed for $256.04- OK TO PAY?

3. Secured Claim #1-1 filed by Mt Holly Municipal Utilities Authority for $504.69- NOT IN PLAN. OK TO PAY?

4. Trustee objection:
-Debtor has insufficient income.
- need DSO form '
- There is Nonexempt equity in personal property: Sched B #10 total $600, Robinhood $950, Fulton Bank $52 and PNC Bank $1,531 total $3,133.
-Sched J has excessive expenses, but no income from spouse and no 2025 Tax return from spouse. In obj to provide 2025 Tax return. Income is insufficient, disposable income verifies $3,617, Sched I had $5,859. Income is not even agreeing with 2025 tax return, not sure how attorney came up with income. Debtor has been employed with Orkin for 14 years and looking at YTD net did not agree with 2025 income or what was on 22C which as $7,150 monthly gross.

-Must file pre conf cert. NOT FILED TO DATE

Plan:$750 x 60 begin 6/1/26; Base
2/2 payments









Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-15786 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 2 of 3 required payments   Arrears: $950.00
AS OF 8/14/2026 (at):

1. Objection filed by New Rez (McCalla Raymer) - failure to cure full arrears of $192,393.80 (per objection, no claim filed yet). Plan proposes to pay $145,000. (UNRESOLVED)

2. Objection filed by Santander Bank (Eisenberg Gold) - objecting to cram value of $10,178. Creditor believes the 2018 Toyota Sienna is worth $18,225 plus interest of 9.5%. (UNRESOLVED)

3. Trustee's objection:
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$3,200.46/month mortgage payment (per statement/claim payment is $2,113.33)
$950/month for child care
$2,150/month for self employment tax
$280/month for alimony/support (need order)
$250/month for home maintenance and $100/month for lawn care
Need proof of excessive expenses 10 days prior to confirmation. (NOT RECEIVED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The
Trustee's calculations are higher for the following reason(s):
- Verified income leaves monthly disposable income of $3,607.82.
- Reviewed the 22C, need proof that monthly taxes of $2,577 are being paid and Line 34 lists New Rez mortgage arrears of $145,000. This is a loan mod plan. They are not curing this amount.

RESOLVED ISSUES:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- Domestic Support Obligation information Rachel Arende (RECEIVED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $25,000 in non exempt equity in the business. (LANGUAGE ADDED)
- The debtor has failed to provide proof of service with respect to Plan Motion(s).
- Need proof of service on Santander Consumer. (CERT OF SERVICE AND OBJECTION FILED)
- Need p
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-15840 / CMGStacey L. Mullen, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 8/14/2026 (at):

RECOMMEND: $2,000 x 60 BEGINNING 6/1/2026, 100% PLAN

1. Objection filed by Citizens Bank (McCabe, Weisberg) - failure to cure full arrears of $19,745.24. (RESOLVED - PAY PER CLAIM)

2. Trustee's objection:
- Zillow has property value much higher at $369,700. (100% PLAN)

Plan proposes: $2,000 x 60 beginning 6/1/2026, 100% plan
Payments: 3/3

Email InquiryMatter ResolvedRequest
Adjournment
2298/26/2026 10:00 am26-15843 / CMGNicholas Fitzgerald, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 3 of 3 required payments   Arrears: $0
UPDATED 8/19/2026 (JMA)
Issues as of 7/7/2026 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has insufficient income. Debtor must sign up for e-wage within 7 days of confirmation.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $1,000/month for food for two; $450/month for clothing;
$450/month for personal care; $912.50/month for transportation; $400/month for medical/dental; $850/month for charitable contributions;
$830/month for student loans. Need proof of excessive expenses 10 days prior to confirmation. PROOF OF EXPENSES NEEDS TO BE ORGANIZED BY CATEGORY.
- The attorney's fees in the plan ($4,250) and the disclosure statement ($4,550) do not agree. NOT FILED TO DATE
- One of these must be amended.
- Need to provide actual bank statements for acct #4635, documents provided for miscellaneous expense are not sufficient.
- DEBTOR PROVIED STATEMENT SHOWING PAYMENT OF $5,450 IN JUNE 2026.

proposed plan $1200X30, $1890X30 100% PLAN
paid in $2400
last claim 9-1

RESOLVED ISSUES:

- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED
- Acct #6445 provides proof of student loan expenses - RESOLVED
- Acct #4635 provided statement of ezpass transactions from 5/1/2026 to 7/14/2026 - RESOLVED
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-15845 / CMGJonathan Goldsmith Cohen, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 3 of 3 required payments   Arrears: $0
issues as of 8/17/2026 (JMA)

TO CONFIRM NEED $1,995 PAID TO DATE, $1,168X57 100% PLAN

1) On form 106 A/B Line #35 potential civil lawsuit against parents, Zen and Cynthia Sotiropoulos
2) PNC Bank (LOGS) objection to confirmation - RESOLVED
- Secured Creditor is owed estimated pre-petition arrears of $44,479.63
3) Trustee objection to confirmation - RESOLVED
- The debtor has insufficient income. Debtor must sign up for e-wage within 7 days of confirmation. RESOLVED, TFS PAYMENTS MADE
- The debtor has failed to file the required Pre-Confirmation Certification. RESOLVED, FILED
- The debtor has failed to supply the Trustee with the following document(s): Need proof of disability insurance for non-filing spouse once she is approved. NOT PROVIDED TO DATE - 100% PLAN
- A Modified Plan that increases trustee payment by $1.986 in month 20 when pension loan is paid off. GOING TO BE PAID 100% THROUGH PLAN
- The debtor(s) plan consists of unnecessary or excessive expense items, such as $750/month for cable/internet/phone; $600/month for car insurance. Need proof of expenses 10 days prior to confirmation. Will be allowed if case is 100%
- The Schedules fail to account for the debtor(s) tax refund in the amount of $6,112.00 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $157,067 in non-exempt equity in the residence.
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.
- Credit Acceptance filed a bifurcated claim which needs to be resolved.

proposed plan $665x60 base plan
paid in $1,330
last claim 1-1


MK : per atty plan will be 100%
add to confirming order the step up tier in month 20 when pension loan expires so don't need the MP just put it in terms and for treatment on the bifurcated claim of Creditor acceptance: PER
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-16017 / CMGLarry Plummer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $1,700.00
issues as of 7/30/2026 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has insufficient income. Insufficient income to pay the IRS claims totaling $88,468.
- The debtor has failed to file a feasible plan, that increases trustee payment to pay the IRS priority and secured claims that total $88,468.
- The debtor has failed to file the required Pre-Confirmation Certification.
- The debtor has failed to supply the Trustee with the following document(s): Need April and May bank statements for PNC accounts 7382 and 7403.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as, $400/month for transportation and 300/month for tolls (per 341 testimony this includes expenses from when debtor was working and her grandson's ezpass expenses; $300/month for IRS payment; $1,013/month for car insurance (per statement, monthly payment is $744.67)
- Need proof of expenses or updates 10 days prior to confirmation.
- The current Plan does not specify treatment of Santander's secured arrears claim under the Plan.

proposed plan $850x60 base
paid in $850
arrears $850
last claim 9-1
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-16043 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 3 of 3 required payments   Arrears: $0
AS OF 8/13/2026 (at):

RECOMMEND: $8,250 PAID TO DATE, $4,897 x 57 BEGINNING 9/1/2026, 100% PLAN
- Student loans will be paid outside of the plan.

Trustee's objection:
- The debtor has failed to file a feasible plan - that propose a tier plan when car payment $516 ends in month 28. (100% plan)
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- Co-Debtor pension loan balance statement prior to filing date. (RECEIVED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
Home maintenance $350, Electricity/heat/gas $650, Cell/phone/internet/cable $675, Food
$1,000, Personal care $250 and Pension loan $776.11. Must provide proof of expenses 10
days prior to confirmation. May be moot since 100% plan.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The
Trustee's calculations are higher for the following reason(s):
- 22C has disposable income $9,084.76. Plan propose 100%.
- There is disposable income $6,592, not deducting the excessive expenses.

Plan proposes: $2,750 x 60 beginning 6/1/2026, 100% plan
Payments: 2/2
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-16189 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 2 of 2 required payments   Arrears: $0
issues as of 8/17/2026 (JMA) Atty accepts terms

TO CONFIRM NEED $1,384 PAID TO DATE, $1080X58 BEGIN 9/1/2026 100% PLAN

1) NewRez LLC (Padgett Law Group) objection to confirmation - CONSENT ORDER RESOLVING OBJECTION
- Creditor agrees to pay arrears $1,947.64 and expects to file claim in same amount on or before 8/10/2026
- Movant anticipates filing a Proof of Claim on, or before August 10, 2026 with estimated arrears totaling $1,947.64
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $4,800/month for non-debtor spouse's expenses. This is allowed as long as case remains 100%. RESOLVED
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): - Verified income leaves monthly disposable income of $1,474.15.
- Per the 22C, monthly disposable income is $8,050 which requires a minimum dividend of $483,000 to unsecured creditors. Case is 100%.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3,499.00 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is $53,644 in non-exempt equity in the residence.
- Need to resolve objection by New Rez. RESOLVED

proposed plan $692x60 100% plan
paid in $1,384
Last claim 14-1
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-16196 / CMGMitchell Lee Chambers, Jr., Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
As of 7/29/26 (DS): Mod plan filed 7/9/26, sched 8/26/26.

Issues which remain unresolved until next hearing. Must amend attorney disclosure to mark off attorney fees $3,201.25 to be paid through the plan, which currently has will not be paid through the plan.

Note: Updated homeowner insurance provided.
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-16206 / CMGRobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
341 scheduled for 8/20/2026 - will complete workup after hearing held
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-16242 / CMGJoseph I. Windman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $2,140.00
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-16302 / CMGPaul Evangelista, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-16304 / CMGStacey L. Mullen, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 2 of 2 required payments   Arrears: $0
AS OF 8/14/2026 (at):

RECOMMEND: $3,540 PAID TO DATE, $5,235 x 58 BEGINNING 9/1/2026, 100% PLAN

1. Objection filed by CSMC 2022-RPL2 Trust (Romano Garubo) - blanket objection. (RESOLVED - PAY PER POC)

2. Trustee's objection:
- Need proof of insurance for the 2022 GMC. 2018 Cadillac and 2015 Nissan. Policy expired on 8/8/2026. (NOT RECEIVED)

Plan proposes: $1,770 x 60 beginning 7/1/2026, 100% plan
Payments: 2/2

Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-16317 / CMGAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 2 required payments   Arrears: $0
issues as of 8/17/2026 (JMA)

1) 341 scheduled for 8/20/2026 - workup will be completed after 341 hearing held.
2) Rocket Mortgage LLC (Stern & Eisenberg, PC) objection to confirmation - NEED TO RESOLVE
- Secured Creditor is in the process of preparing its Proof of Claim (hereinafter, the "Claim") to be filed by the established Bar Date which will evidence a mortgage lien on the Property, with pre-petition arrears, in the amount of $1,019.17.
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-16361 / CMGDavid A. Semanchik, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 2 of 2 required payments   Arrears: $0
AS OF 8/19/2026 (at):

RECOMMEND: $1,952 PAID TO DATE, $3,600 x 58 BEGINNING 9/1/2026, 100% PLAN
- Need 2025 tax return by 11/15/2026.
- Preserve non exempt equity of $30,433 in real estate.
- Preserve non exempt equity of $212,000 in the business.

Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- Proof of 2 month's income - P & L for July and August (NOT RECEIVED)
- A copy of the last filed tax return - for 2025 by 11/15/2026. (LANGUAGE ADDED)
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The
Trustee's calculations are higher for the following reason(s):
- Verified income leaves monthly disposable income of $4,476.99.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $8,032.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- The current Plan does not specify treatment of Chase's secured arrears claim under the Plan. (PAY)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $212,000 in non exempt equity in the business. (LANGUAGE ADDED)
- There is $30,433 in non exempt equity in the residence. (LANGUAGE ADDED)

Plan proposes: $976 x 60 beginning 7/1/2026, base
Payments: 2/2
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-16413 / CMGAvram D. White, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-16622 / CMGSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
AS OF 8/14/2026 (at):

1. 341 is scheduled for 8/20/2026. (READY)
2. Payments: 2/2
Email InquiryMatter ResolvedRequest
Adjournment
1708/26/2026 10:00 am26-16692 / CMGErik Frins, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 1 of 2 required payments   Arrears: $1,051.00
8/26 to be current and confirm

AS OF 8/19/2026 (at):

DEBTOR HAS MADE LESS THAN 1 OF 2 PAYMENTS.

1. Objection filed by Ally Capital (Stewart Legal) - failure to pay full claim of $13,775.67. Plan proposes to pay $13,260. (RESOLVED - CREDITOR TO BE PAID $17,057.50)

2. Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)

Plan proposes: $995.21 x 36 beginning 7/1/2026, base
Payments: less than 1/2, arrears $1,051.42
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-16709 / CMGErik Frins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $62.00
AS OF 8/19/26 (SF)

Trustee objection:

- Need Domestic Support Obligation information (MUST PROVIDE DSO INFORMATION SHEET)

- Need a statement for the PSE&G stock account.

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$1,700/month for alimony/support (need copy of order)

- Verified income leaves monthly disposable income of $1,412.

- Per the 22C, monthly disposable income is $1,279 which requires a minimum dividend of
$76,740 to general unsecured creditors.

- Need a statement (May & June) for PSE&G FCU account.

- Need May and June bank statements for accounts 9525, 2290 and 7884. (per direct deposits
on pay stubs)

- Need a copy of HUD-1 from sale of marital property approximately 2 years ago.



Plan proposes $902.07 x 60 Base
Payments: $1742.07 Received Arrears: $62.07


RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification .


Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-16914 / CMGCarlos D. Martinez, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-16933 / CMGThomas G. Egner, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 0 of 2 required payments   Arrears: $560.00
AS OF 8/19/2026 (at):

DEBTOR HAS MADE NO TRUSTEE PAYMENTS.

Trustee's objection:
- The debtor has insufficient income. Debtor must sign up for e-wage within 7 days of confirmation. (LANGUAGE ADDED)
- The debtor has failed to supply the Trustee with the following document(s):
- Need a statement for the spouse's 401k loans. (RECEIVED - PAID OFF AFTER CASE IS OVER)
- Need 2025 tax return for spouse. (RECEIVED)

Plan proposes: $280 x 36 beginning 7/1/2026, base
Payments: 0/2, arrears $560.00
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-16941 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 2 required payments   Arrears: $297.00
issues as of 8/17/2026 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification.
- The debtor has failed to supply the Trustee with the following document(s): Amendments to Schedules A/B and C to add TD Bank savings accts#9301, #9012, #8999 and #0223.
- The debtor must provide updated proof of auto insurance for the 2024 Dodge. The policy provided expires on 8/21/26.
- The circumstances and contents of the debtor's Plan, when taken in their totality, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C.  1325(a)(3).
- Plan fails to provide the non-exempt equity in personal assets.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is non-exempt equity in Bank of America acct#5846 $2,382 and TD Bank savings accts pending
all statements.
- Santander/Chrysler filed arrears claim in the amount of $768.75. Needs to be paid.

proposed plan $297.4x60 begin 7/1/2026 base plan
paid in $297.34
arrears $297.34
last claim 18-1
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-16949 / CMGPRO SEConfirmation Hearing ScheduledContinued
9/16/2026 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $150.00
case is 100% so adj 1 cycle to be sure all claims are set up

1. Objection by Wilmington Sav. ( L Egerman)
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-16983 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $500.00
AS OF 8/19/2026 (at):

1. 341 has not been held or rescheduled.
2. Payments: 1/2, arrears $500
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-16989 / CMGAndrew M. Carroll, Esq.Confirmation Hearing ScheduledPlan DeniedDebtor has made 2 of 2 required payments   Arrears: $0
As of 8/19/26 (DS): 341 sched 9/3/26, Mod plan filed 8/12/26, sched 9/9/26.
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-17033 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 2 required payments   Arrears: $0
AS OF 8/19/26 (SF)

PLAN IS NOT FEASIBLE. CLAIMS ARE HIGHER. DISPOSABLE INCOME DOES NOT SUPPORT HIGHER PAYMENT. NEED EWAGE

RECOMMEND $4,100 PTD; $3,328 X 58 (BEGIN 9/1/26) 100% PLAN
- DEBTOR TO SIGN UP FOR EWAGE WITHIN 7 DAYS OF CONFIRMATION


1. Objection filed by Deutsche Bank (Joshua Goldman) - failure to pay arrears of $133,866.90 (RESOLVED VIA ORDER) No claim filed yet. The amount in the order is an estimated amount


Plan proposes $2000 x 12; $2700 x 48 100% Plan
Payments: 2/2




RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
- Need a copy of the homeowner's insurance renewal declaration (RECEIVED)

Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-17113 / CMGJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Hearing HeldDebtor has made 2 of 2 required payments   Arrears: $0
issues as of 8/13/2026 (JMA)

1) 341 not held, not rescheduled
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-17115 / CMGMark N. Glyptis, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $808.00
As of 8/19/26 (DS): 341 not held 8/13/26, still missing income generated from the investment property shown on Sched I in the amount $205.47, although atty submitted a letter stating the business is Debtor's friend who helped Debtor purchase property there still is income listed on Sched I.
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-17133 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $722.00
As of 8/19/26 (DS): 1. Debtor failed to make July payment, only made August payment.

2. Trustee obj that disposable income verifies $3,341 and that tax refund was not included on Sched I, which is now part of disposable income.


Prop Plan $722 x 60 begin 7/1/26; 0%
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-17134 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 2 of 2 required payments   Arrears: $0
AS OF 8/13/2026 (at):

Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)
- Debtor to provide certification regarding the $65,000 received from a lawsuit including the disposition of the proceeds. (NOT RECEIVED)

Plan proposes: $480 x 60 beginning 7/1/2026, 0% to unsecured creditors
Payments: 1/2, arrears $480
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-17146 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $1,910.00
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-17154 / CMGBrian F. O'Malley, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Hearing HeldDebtor has made 0 of 2 required payments   Arrears: $700.00
issues as of 8/13/2026 (JMA)

1) 341 not held, not rescheduled - missing documents

proposed plan $350x36 with loan mod by 6/30/2027
paid in $0
arrears $700
last claim 1-1
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-17170 / CMGTamika N. Wyche, Esq.Confirmation Hearing ScheduledContinued
9/16/2026 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0
adj to after bar date
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-17286 / CMGJohn Zimnis, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 2 required payments   Arrears: $1,100.00
issues as of 8/13/2026 (JMA)

1) NewRez LLC d/b/a Shellpoint Mortgage Servicing (Stewart Legal) objection to confirmation - NEED TO RESOLVE
- Secured Creditor is in the process of filing a Proof of Claim in the estimated amount of $228,787.37, including an anticipated arrearage in the amount of $56,472.11.
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification.
- Non-exempt equity from product liability claim and claim against insurance company are to be turned over to the trustee.

proposed plan $1,100x60 base plan
paid in $1,100
arrears $1,100
last claim 6-1
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-17311 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Hearing HeldDebtor has made 1 of 2 required payments   Arrears: $250.00
issues as of 8/13/2026 (JMA)

1) 341 not held, not rescheduled - missing documents

proposed plan $250x36 part 5
paid in $250
last claim $250
last claim 8-1
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-17357 / CMGLaurence R. Sheller, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 2 required payments   Arrears: $1,700.00
AS OF 8/18/26 (SF)

1. Objection filed by Amerihome Mortgage Co (Wohlrab) - failure to pay arrears of $46,650.92

2. IRS filed estimated priority and general unsecured claim 7-1 (NEED AMENDED CLAIM)

3. Trustee objection

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$900/month for cable/internet/phone
$740/month car payment
$520/month for spouse's child support
$900/month for personal care and hair care
Need proof of excessive expenses 10 days prior to confirmation. All are allowed as long as
plan is 100%

- Verified income leaves monthly disposable income of $2,443.52. (with excessive expenses)

- Per the 22C, monthly disposable income is $6,321 which requires a minimum dividend of $379,620 to general unsecured creditors.

- There is $20,210 in non exempt equity in the personal property.



Plan proposes $1700 x 48 100% Plan
Payments: 1/2 Arrears: $1700


RESOLVED:
- - The debtor has failed to file the required Pre-Confirmation Certification (FILED)
- Need a value for the 2020 Dodge Charger.
- Amendments to Schedules B and C to add 2020 Dodge Charger. (SCHEDULES AMENDED TO REMOVE CAR AS DEBTOR DOES NOT OWN THE CAR)
- The debtor must provide proof of auto insurance for the 2020 Dodge..
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-17373 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledRecommend Confirmation - SUBJECT TO TERMSDebtor has made 2 of 2 required payments   Arrears: $0
As of 8/19/26 (DS): RECOMMEND WAITING PASS BAR DATE 9/4/26 or Confirming at $450 x 2 begin 7/1/26, $528 x 58 begin 9/1/26; 100% with a min. div. $39,010 to gucs due to non-exempt equity and within 7 days must file Pre-conf cert

1. Trustee obj there is non-exempt equity in the residence $39,010 and must file Pre-conf cert. RECOMMEND WAITING PASS BAR DATE 9/4/26

Prop Plan $450 x 60 begin 7/1/26; 100%
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-17393 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 2 of 2 required payments   Arrears: $0
AS OF 8/13/2026 (at):

RECOMMEND: $283 x 36 BEGINNING 7/1/2026, BASE
- Non exempt proceeds from any potential law suits will be turned over to the trustee.

Trustee's objection:
- Need May and June bank statements for accounts 4242 and 6404. (RECEIVED)
-Confirmation order should include a provision that trustee will receive non-exempt proceeds of any potential lawsuits (LANGUAGE ADDED)

Plan proposes: $283 x 36 beginning 7/1/2026, base
Payments: 2/2
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-17428 / CMGThomas G. Egner, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 2 of 2 required payments   Arrears: $0
update 8/9/2026 (JMA) - Freedom Mortgage (Brock & Scott) - motion to approve loan modification (partial claim) NO DATE SET FOR MOTION
issues as of 8/13/2026 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Form 122C-2 Line 45 shows monthly disposable income of $2,353.18 which requires minimum $141,190.80.
- Income verified higher than scheduled. Disposable income is now $3,473.
- Form 122C-2 Line 45 shows monthly disposable income in the amount of $2,353.18 which requires a minimum $141,190.80 to gucs.
2) Freedom Mortgage Corporation (Brock & Scott) - motion to approve loan modification (partial claim)

proposed plan $2,838x60 base plan
paid in $5,676
last claim 7-1
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-17439 / CMGJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 2 of 2 required payments   Arrears: $0
As of 8/19/26 (DS): 341 not held 8/13/26, still missing docs Debtors auto insurance for 2020 Toyota, income and business forms.
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-17478 / CMGKarl J. Norgaard, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $100.00
As of 8/19/26 (DS): 341 not held 8/13/26, still missing Debtor's income and business forms, also no Trustee payments made, Debtor in arrears $100, made 0 out of 2 payments.
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-17536 / CMGAndre L. Kydala, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $3,600.00
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-17628 / CMGAndy Winchell, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 1 of 1 required payments   Arrears: $0
AS OF 8/19/26 (SF)


1. Objection filed by PennyMac Loan Services (McDonough) - failure to pay arrears of $74,644.49 and speculative sale (MUST RESOLVE AND NO CLAIM FILED YET)

2. Trustee objection:

- The debtor has failed to file the required Pre-Confirmation Certification .

- The debtor has undertaken an improper use of exemption. Specifically: Schedule C takes
improper exemptions by taking 100% of fair market value on the residence, cash on hand, bank accts, potential claims again creditors, potential personal injury settlement and potential unemployment. (MUST AMEND SCHEDULE C TO TAKE EXACT EXEMPTION AMOUNTS)

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
- Sched J has expenses that when Debtor's sell property, but property is not listed to be sold and plan has a sale date 1/2027. Monthly expenses are monthly rental security deposit $1,000 and has rent $2,650 total $3,650, per mtg statement mo. payment is $5,980.77, so this is not being paid, as well as Storage unit $310.

- Sched J also has excessive expenses: Tele/Cell/Cable/Internet $400, Streaming services
$96, Food $700 and Food away from home $250 total $950 and Secured debt to Rich's Pawn
$101.25. Must provide proof of expenses 10 days prior to confirmation.

- 22c has expense for mortgage payment $1,189.48, which will be paid at sale not in plan to be paid and Line 35 IRS tax claim was filed for $23,264.43, not $35,589. There is disposable income.

- 22C has disposable income $1,394.88, which would require min. div. $83,693 to gucs.

- There is disposable income $2,096.

- The current Plan does not specify treatment of judgment lien filed by Affinity Federal Credit Union under the Plan. Claim 3-1

- Add to confirming order non-exempt proceeds from sale of residence to Trustee .

- Add to confirming order non-exempt proceeds from any lawsuits or potential auto accidents or personal injury claims to Trustee.

3. Attorney must file application for hourly fees


P
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-17633 / CMGEric J. Clayman, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 1 required payments   Arrears: $110.00
As of 8/19/26 (DS): 341 not held 8/13/26, still missing proof of income, also Debtor not current with Trustee payment, made half payment of 1, arrears $110
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-17660 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledIncomplete Docs - Needs Resolution of IssuesDebtor has made 1 of 1 required payments   Arrears: $0
As of 8/19/26 (DS): 1. Motion for prospective in rem stay relief sched 9/16/26. This is Debtor's 4th filing in the past 7 years. There was a sheriff sale sched and debtor filed. Must resolve.

2. Trustee obj to the following:
- Must provide proof of income from pension & annuity. This is not shown in bank statements provided as stated in cert and 2 months proof of income from spouse new job.
- There is non-exempt equity in the $105,482 in the residence, $200 9mm Sigana, $2,500 acct#2451 and $400 acct#4763 total $108,582.
- Must amend Sched I spouse started new job and provide 2 months proof of income from spouse.
- Must file Pre-confirmation cert.

3. Both IRS $320.35 and State of NJ $5,060.23 filed claims and need to be paid.

Prop Plan $2,750 x 60 8/1/26; 100%
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 10:00 am26-17685 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 1 required payments   Arrears: $9,000.00
As of 8/19/26 (DS): 341 not held 8/13/26, no Trustee payment made, Debtor in arrears $9,000, made 0 out 1. Must make August payment and reschedule 341.
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 12:00 pm25-23381 / CMGJonathan Goldsmith Cohen, Esq.Motion CompensationRevised Order Submittedorder submitted 7/21/26

MK resolved OTBS for total fees incl costs 6,000


TR Objection :
hourly fee charged is $550
many charges can be done by staff and not atty
no motions filed in the case. 1 MP before conf
nothing overly complicated
fee application says total fee was 11,000 cots $423=11,750.50 then less a "discount" of 3,000 for total 8,750.50- retainer of 3,873 leaving a balance thru the plan of 7,887 Plan was calculated with a balance of 3,000 thru the plan pending the fee app

Many charges could have been performed by staff not atty
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 12:00 pm25-23587 / CMGJenee K. Ciccarelli, Esq.Motion CompensationRevised Order SubmittedTrustee obj

8/10 - mk atty submitted a revised order- OK
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 12:00 pm26-13118 / CMGJustin M. Gillman, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 12:00 pm26-14886 / CMGMarc C. Capone, Esq.Motion CompensationRecommend Granting
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 12:00 pm26-15283 / CMGMoshe Rothenberg, Esq.Hearing Scheduled (Document)Needs Resolution of Issues - ObjectionsTrustee obj <> ATTY REQUEST FOR FEES
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 12:00 pm26-15466 / CMGAllen I. Gorski, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
08/26/2026 3:00 pm25-22377 / CMGBrian W. Hofmeister, Esq.Confirmation Hearing ScheduledContinued
10/28/2026 2:29 pm
Debtor has made 8 of 9 required payments   Arrears: $6,310.00
evidence hearing and conf adj 10/28/26 at 2:30pm .


>8/14/26: Creditor cert of default filed US BANK (RAS)

8/26/26: 3:00PM for conf and evidence hearing- mk send email to atty of date


8/12/269mk) : same as below- need result of evidence hearing


AS of 7/8/26(mk):

>>CASE IS NOT FEASIBLE- DEBTOR DOES NOT HAVE THE INCOME TO COVER THE PREPETION ARREARS CLAIM ON THE FIRST MORTGAGE TOGETHER W/ TR COMMISSION AND THERE WIL BE SUPPL ATTY FEES AND THIS IS ASSUMING HIS VALUATION WINS
- AND ONLY UNDER DEBTOR'S RECENT APPRAISA(950,000) IS THER NO EQUITY TO PAY 2ND MTG. EVERY OTHER SENERIO- ZILLOW(1,474,200) AND CREDIOTRS APPRAISAL (1,220,000) THERE IS EQUITY TO PREVENT STRIP OFF OF 2ND MTG

NEED UPDATE FROM DEBTOR'S ATTY- NEED CERT OF WHERE DEBTOR GOT $ TO PAY POST PET MTG PAYMENTS AND DO WE NEED TO SHDEUDLE A VALUATION HEARING FOR REAL PROPERTY


mk MFR resolved w/ Order - account current- make regular moly my payment of $5,156.93 beginning 6/1/26- Was this made?
>>MFR( Selene-Cory W) on 4/22- over 25,000 in arrears- OTBS- need terms = brought it current- Where did $ come form - atty says Mom paid it - Cert needed- NOT-NOT PROVIDED

once we know timing of parties for hearing on value- email Brian H to respond to income issue

case is 8 mos old as of July - 5th confirmation date

debtor appraisal:950,000- creditor response to appraisal by 5/29
creditor appraisal will be filed on docket but it's for $1,220,000

AMT: INTERIM SCH ORDER TO CHAMBERS/7 DAY<>
debtor going to get his own appraisal to combat Lubin's client . SCHEDULING ORDER - Appraisal by 30 days and Creditor response and then 15 days for discovery and set it for 6/3- conf and if need a valuation hearing Ct will schedule at date for later


1. Real Tme-2nd mtg (ANDREW LUBIN) 2nd mtg obj to cram of 2nd mtg, states that no evidence has been provided as to the value of the property and that unless creditor is allowed access to the property to perform interior/exterior appraisal as to property value
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes