| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes | |
|---|---|---|---|---|---|---|---|
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 8:30 am | 25-16553 / SLM | Jonathan Stone, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | 10/14 hearing Newark EDC - Debtor current - Objection by for Reilly for back pay from Pet business TRUSTEE OBJECTION: - The debtor has failed to file the required Pre-Confirmation Certification . - The debtor must provide updated proof of auto insurance for the 2025 Hyundai Tucson . The policy provided expires on 10/11/25. - The debtor has undertaken an improper use of exemption. Specifically: Debtor does not reside in New Jersey per petition and resides in New Hampshire. Therefore, only allowed to use d(5) and not d(1) on mobile home. Additionally, debtor testified that she lives in the New Hampshire property, and her current drivers license was issued in New Hampshire. - There is non-exempt equity in the mobile home $22,263. - Ally filed arrears owed $64.83. TRUSTEE WILL PAY UNLESS DEBTOR OBJECTS - Need HUD-1 from sale of South 40 Road property. Additionally, the debtor must provide information on the disposition of the proceeds received from the sale of the property. $175 x 60 begin 7/1/25; Base--trustee will pay Ally claim 3-1 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 8:30 am | 25-17358 / SLM | Jonathan Stone, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | NEWARK CASE AS OF 10/17/25 (SF) 1. Objection filed by Picatinny FCU (David Fornal) - failure to provide for arrears of $65,550.36 (Note, the Proof of claim does not list cure amount) (MUST RESOLVE. NEED CONSENT ORDER) 2. OneMain Financial Group filed bifurcated claim 3-1 with arrears of $40. (OK TO PAY THE $40?) 3. Trustee objection: - Verified income leaves monthly disposable income of $1,946. (after deducting social security) -There is $46,060 in non exempt equity in the residence. - The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution RESOLVED: - The debtor has failed to file the required Pre-Confirmation Certification (FILED) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 8:30 am | 25-19071 / SLM | Jonathan Stone, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Meeting Held | AS OF 10/17/25 1. 341 NOT HELD DUE TO MISSING DOCUMENTS 2. PAYMENTS: 0/2 ARREARS: $300 |
| Email InquiryMatter ResolvedRequest Adjournment | 6 | 10/22/2025 9:00 am | 20-21949 / MEH | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | amt: pif/pending closing<> Debtor obj<>ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 8 | 10/22/2025 9:00 am | 21-11829 / MEH | Robert C. Nisenson, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | ADJ to 10/22 Peremptory Debtor obj<>GSMPS MTG (Padgett) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 21-13690 / MEH | Jeffrey E. Jenkins, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Needs Resolution of Issues - Objections | Fay Svs obj (Friedman Vartolo)<> |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 21-13690 / MEH | Jeffrey E. Jenkins, Esq. | Motion Reinstate Stay | Needs Resolution of Issues - Objections | Fay svs obj (Friedman Vartolo)<>MTN REIMPOSE STAY AS TO WILIMINGTON TRUST |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 21-15994 / MEH | Robert Cameron Legg, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | Debtor obj<>WILMINGTON SVS (Pluese Becker) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 22-10423 / MEH | Daniel E. Straffi, Esq. | Creditor Certification of Defult | Needs Resolution of Issues - Objections | Debtor obj, paying full arrearage<> NATIONSTAR (mCcALLA) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 22-12168 / MEH | Jeffrey E. Jenkins, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | No Opposition Filed | MOTION TO DISMISS - HARORTOWN CROSSING CONDO ASSOC (HUESTON) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 22-13010 / MEH | Melinda D. Middlebrooks, Esq. | Motion Reopen Ch. 13 Case (fee) | No Opposition Filed | MTN REOPEN TO ALLOW ENTRY DISCHARGE - Financial Management Cert filed 6/24/25 |
| Email InquiryMatter ResolvedRequest Adjournment | 22 | 10/22/2025 9:00 am | 22-14292 / MEH | Marc C. Capone, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | 9/10/25 1st listing - Atty wants to file a MP for reduced payments while debtor is on unemployment (dm) ***Proposed Trustee Order: $12,115 Ptd, then $476 x 21 starting 9/1/25, debtor shall sign-up for TFS eWage and provide proof of enrollment within 14 days*** Debtor obj<> ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 17 | 10/22/2025 9:00 am | 22-15796 / MEH | Steven J. Abelson, Esq. | Motion Enforce | No Opposition Filed | MTN ENFORCE STAY |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 22-17311 / MEH | David G. Beslow, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Needs Resolution of Issues - Objections | NewRez limited response (Stern & E)<>MTN TO SELL GINGER DR PPTY |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 22-18697 / ABA | Carol L. Knowlton, Esq. | Confirmation Hearing on Modified Plan | Continued 12/10/2025 9:00 am | Chambers has rescheduled confirmation to 12/10/25 at 9 AM (dm) ISSUES AS OF 8/21/2025 (DM): Final briefs due on 9/2/25 before decision is made on the papers by the Judge. 5/21/25 - Plenary Hearing conducted. Briefs due within three weeks from the filing of the transcripts - ADJ Conf to 8/27/25. ABA set a Peremptory date of 5/21/25 for the claims motion - ADJ Confirmation to 6/11/25 Peremptory (dm) 2/19/25 - Court scheduled evidentiary hearing (JONES ARE ENTITLED TO A GUC NOT A SECURED CLAIM - JUDGE GIVING 60 DAYS TO EITHER AGREE ON AN AMOUNT OR HAVE ANOTHER PLENARY HEARING. PER JUDGE, CONFIRMATION HAS TO BE ADJ UNTIL AFTER CLAIM IS DETERMINED - dm) 8/20/24 - Borough of Riverton obtained stay relief on 602 Cinnaminson St, 612 Lippincott Ave and 401 Second St properties. Motion to Expunge Renny & Shelia Jones POC (9-1) is scheduled for 5/14/24. Marital residence was sold, and trustee received $64,564 from sale. 1) Renny & Shelia Jones (CORVELEYN LAW FIRM) OBJs - case pending for 17 months, claims that the 4 properties, although in the name of debtor, are not really hers because Jones put up all the money. Debtor is collecting rent on 2 properties but not disclosed in schedules. Secured POC from Renny and Sheila Jones (Graig Corveleyn, Esq) in the amount of $1,422,602.98 makes the case infeasible. 100% due to non-exempt equity in real estate. 2) IRS filed $3,054.63 amended post-petition POC (16-2) for 2023 & 2024 tax returns that are estimated (UNRESOLVED.) 3) Plan provides $3,370.66 secured treatment to Borough of Riverton on Cinnaminson St property - no POC filed for this property (CREDITOR FILED POC 14-1, BUT STAY RELIEF GRANTED 8/20/24.) 4) Current attorney, Carol Knowlton, has $10,000 in estimated fees which will need a Fee App. 5) Trustee OBJ and Balboa Notes: - Not feasible - would need over $1,000/month even if we don't include claim for 1.4 million (NEGATIVE DISPOSABLE INCOME PER AMENDED I&J.) - Need proof of employment (UNRESOLVED.) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 22-20142 / MEH | John Zimnis, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | Debtor obj<> PNC BANK (Fein Such) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 22-20213 / MEH | Bruce C. Truesdale, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: ARREARS CURED/ WILL COMPLETE TIMELY<> Debtor obj<>ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 22 | 10/22/2025 9:00 am | 22-20214 / MEH | Kevin C. Fayette, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Another TFS payment to post 10/15 - ADJ to 10/22 for recap (dm) Debtor obj<>ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 23-11189 / MEH | Andrew Thomas Archer, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj<>FAILED TO LM; LOSS MITIGATION EXPIRED 8/8/25 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 23-11189 / MEH | Andrew Thomas Archer, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj<>CARRINGTON MTG (FRIEDMAN) |
| Email InquiryMatter ResolvedRequest Adjournment | 23 | 10/22/2025 9:00 am | 23-11659 / MEH | Laurence R. Sheller, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | AMT; TR CONDUIT REQUEST<> Debtor obj<> CARRINGTON/Norlaine Dr (Hill Wallack) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 23-11659 / MEH | Laurence R. Sheller, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Continued 11/12/2025 9:00 am | |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 23-12006 / CMG | Steven J. Abelson, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | FILED IN WRONG CASE |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 23-12701 / MEH | Karina Pia Lucid, Esq. | Order Shorten Time | Needs Resolution of Issues - Objections | OST - MTN REQUESTING DISCHARGE |
| Email InquiryMatter ResolvedRequest Adjournment | 28 | 10/22/2025 9:00 am | 23-12727 / MEH | Eric J. Clayman, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | Debtor obj<> MAIDEN WOODS CONDO (McGovern) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 23-14239 / MEH | Justin M. Gillman, Esq. | Order Shorten Time | Needs Resolution of Issues - Objections | OST - MTN TO PURCHASE PPTY Trustee OBJ |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 23-15130 / MEH | James J. Cerbone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | 10/14 AMT: IF $2,800 PYMT POSTS, RECAP OK -$49,102 PTD (27); $2800 PENDING OCT POSTING; $3,200 X 32 BEG 11/1/25<> Debtor obj, made pymt & requests recap<>ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 23-15283 / MEH | Robert Cameron Legg, Esq. | Motion Sell | Moot - Dismissed | 8B DEERFILED DR |
| Email InquiryMatter ResolvedRequest Adjournment | 39 | 10/22/2025 9:00 am | 23-15718 / MEH | Jay B. Feldman, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | ADJ 10/22 Peremptory Debtor obj<>SN SERVICING (FRIEDMAN) |
| Email InquiryMatter ResolvedRequest Adjournment | 35 | 10/22/2025 9:00 am | 23-17137 / MEH | Francis P. Cullari, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | ADJ to 10/22 for Confirmation - AR to speak with Atty (dm) ADJ to 8/20 Peremptory with MP ready and payments made, with proof of income, otherwise case will be reconverted to Ch. 7 (dm) Debtor obj, filing MP<> ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 47 | 10/22/2025 9:00 am | 23-18587 / MEH | Joseph Albanese, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | ADJ to 10/22 Peremptory Debtor obj<>CAPITAL ONE AUTO / 2018 toyota Corolla (McCALLA) |
| Email InquiryMatter ResolvedRequest Adjournment | 40 | 10/22/2025 9:00 am | 23-18781 / MEH | Karina Pia Lucid, Esq. | Creditor Certification of Default | Withdrawn | AMT: TRUSTEE CONDUIT REQUEST<> Debtor obj<> CARRINGTON MTG/MAdison Ave (Friedman Vartolo) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 23-20608 / MEH | Candyce I. Smith-Sklar, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 11/12/2025 9:00 am | AMT: LOSS MIT EXT 10/30<> FAILED TO LM BY 9/1/25 |
| Email InquiryMatter ResolvedRequest Adjournment | 49 | 10/22/2025 9:00 am | 23-21581 / MEH | David G. Esposito, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | amt: mp 10/22<> Honor Roll AR NEED MP TO UP PYMT AND REMOVE REFI Debtor response<>FAILED TO REFI BY 6/1/25 |
| Email InquiryMatter ResolvedRequest Adjournment | 50 | 10/22/2025 9:00 am | 24-10014 / MEH | Justin M. Gillman, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | 10/6 AMT; CRED DEF CERT BEING RESOLVED WITH CONDUIT, WHICH WILL RECAP PLAN ARREARS; ATTY ADVISED TO HAVE DEBTOR POST A LUMP SUM PYMT PRIOR TO HEARING SINCE LAST PYMT WAS IN AUG<> Debtor wants a recap - I want to see if debtor can pay $7,600 in Sept before offering recap - ADJ to 10/1 (dm) Debtor obj, made pymt<>ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 24-10014 / MEH | Justin M. Gillman, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | 10/6 AMT: CREDITOR AGREED TO CONDUIT/(REQUESTSED PP ARREARAGE TO PREPARE ORDER). DEBTOR HAS NOT AGREED<> AMT: TRUSTEE CONDUIT REQUEST<> Debtor obj<> NEWREZ/Mulberry la (Padgett) |
| Email InquiryMatter ResolvedRequest Adjournment | 44 | 10/22/2025 9:00 am | 24-10186 / MEH | Marc C. Capone, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | AMT: TRUSTEE CONDUIT REQUEST<> Debtor obj<> NEW REZ/Willow Grove Way (pINCUS) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 24-10656 / MEH | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 24-11690 / MEH | Laurence R. Sheller, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 24-13907 / MEH | Yakov Rudikh, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj<>FAILED TO FILE MP W/I 21 DAYS OF 8/20/25 SALE ORDER; ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 24-14642 / MEH | John Zimnis, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 53 | 10/22/2025 9:00 am | 24-15542 / MEH | Stephen M. Goldberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | amt: debtor pd mtg direct/emailed lender to verify and will file amd conduit order) Debtor obj<>ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 24-15841 / MEH | Kevin S. Quinlan, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | SV/LEGACY; ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 59 | 10/22/2025 9:00 am | 24-16846 / MEH | Robert Manchel, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | amt: arrears cured and stay reinstated. However, US bank filed another mfr, pending hearing 11/12 MP 9/10 > HR, but ADJ TMTD to 10/22 to make sure TFS payments on the confirmed MP are made (dm) Debtor obj<>SV/US BANK; ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 24-17226 / MEH | Robert Cameron Legg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj<>ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 24-17372 / MEH | Jonathan Goldsmith Cohen, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj, ppty under contract<>SV/LOANDEPOT |
| Email InquiryMatter ResolvedRequest Adjournment | 62 | 10/22/2025 9:00 am | 24-17792 / MEH | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | ADJ to 10/22 - paid $500 and debtor to pay another $2,500 before end of Sept and another $3,000 before 10/22 (dm) Debtor obj<>FAILED TO LM BY 7/1/25; ARREARS (ALSO, SV ENTERED 10/6) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 24-17927 / MEH | Steven J. Abelson, Esq. | Motion Relief from Co-Debtor Stay | No Opposition Filed | OCEANFIRST BANK (BROCK) |
| Email InquiryMatter ResolvedRequest Adjournment | 62 | 10/22/2025 9:00 am | 24-18336 / MEH | Jeanie D. Wiesner, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | ADJ to 10/22 to see if TFS payments clear for recap (dm) Debtor obj<>ARREARS $615 TFS scheduled for 9/30 $615 TFS scheduled for 10/15 |
| Email InquiryMatter ResolvedRequest Adjournment | 64 | 10/22/2025 9:00 am | 24-18838 / MEH | Richard F. Fried, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 11/12/2025 9:00 am | ADJ to 11/12 - debtor had death in the family (dm) ADJ to 10/22 to be current or dismiss per debtor's counsel (dm) Debtor obj<>ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 66 | 10/22/2025 9:00 am | 24-19086 / MEH | Peter E. Zimnis, Esq. | Trustee Certification of Default | Trustee Order | ***Trustee Order: $12,416 Ptd, then $1,578 x 47 starting 11/1/25*** ADJ to 10/22 for $2,000 to clear or dismiss (dm - RECEIVED) Debtor obj, bank account compromised; will resolve<> ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 24-19253 / MEH | Vera Fedoroff, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | 10/14 AMT: (UNAUDITED) PLAN BAL IS $207 <<>> Debtor obj<>ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 24-19571 / MEH | Andre L. Kydala, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj, made pymts<>ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 24-19685 / MEH | Jonathan Goldsmith Cohen | Motion Relief from Stay (Fee) | Continued 11/12/2025 9:00 am | Debtor obj<>PNC BANK (FEIN SUCH) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 24-21206 / MEH | Jonathan Goldsmith Cohen, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | LAKEVIEW LOAN (STERN & EISENBERG) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 24-21216 / MEH | Daniel E. Straffi, Esq. | Creditor Certification of Default | Withdrawn | Debtor obj<> RUSHMORE/Raleigh Dr (Pluese Becker) |
| Email InquiryMatter ResolvedRequest Adjournment | 71 | 10/22/2025 9:00 am | 24-21216 / MEH | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | Debtor obj<>FAILED TO SELL RALEIGH DRIVE PPTY BY 7/31/25 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 24-21409 / MEH | George E. Veitengruber, III, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | FAILED TO LM BY 9/10/25; LOSS MIT TERMINATED |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 24-21409 / MEH | George E. Veitengruber, III, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | SN SERVICING CORP (FRIEDMAN VARTOLO) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 24-21705 / MEH | Jeanie D. Wiesner, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Needs Resolution of Issues - Objections | Levittown L.P. obj ( Sirlin Lesser)<>MTN MODIFY LEVITTOWN LP CLM #7 TO $81,398.87 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 24-21901 / MEH | Robert C. Nisenson, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj<>FAILED TO LM BY 9/1/25 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 24-21968 / MEH | Robert Cameron Legg, Esq. | Motion for relief from automatic stay | No Opposition Filed | MFR/WAREHOUSE LLC |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-10051 / MEH | Robert Cameron Legg, Esq. | Motion Relief from Co-Debtor Stay | Continued 11/12/2025 9:00 am | AMT; TRUSTEE CONDUIT REQUEST<> Debtor obj<>CARRINGTON MTG (HILL WALLACK) |
| Email InquiryMatter ResolvedRequest Adjournment | 78 | 10/22/2025 9:00 am | 25-10550 / MEH | Herbert B. Raymond, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor to pay $15,250 within 14 days or dismiss - ADJ to 10/22 (dm) Debtor obj<>ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-10579 / MEH | Daniel E. Straffi, Esq. | Motion Relief from Co-Debtor Stay | Moot - Dismissed | BANK OF NEW YORK MELLON (LOGS) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-10581 / MEH | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | No Opposition Filed | FAILED TO SELL SHERWOOD LN PPTY BY 9/20/25; NO RETENTION OR SALE MTN FILED TO DATE |
| Email InquiryMatter ResolvedRequest Adjournment | 77 | 10/22/2025 9:00 am | 25-10796 / MEH | Stacey L. Mullen, Esq. | Motion Relief from Stay (Fee) | Order Previously Submitted | Debtor obj, requests cure<>LAKEVIEW LOAN/Florence Tollgate (STERN & EISENBERG) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-11136 / MEH | Marc C. Capone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Needs Resolution of Issues - Objections | Debtor obj<>FAILED TO SELL KENNISAW WAY PPTY BY 8/31/25 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-11168 / MEH | Robert Manchel, Esq. | Motion Relief from Co-Debtor Stay | No Opposition Filed | NEWREZ/SHELLPOINT (HILL WALLACK) |
| Email InquiryMatter ResolvedRequest Adjournment | 80 | 10/22/2025 9:00 am | 25-11189 / MEH | Robert Cameron Legg, Esq. | Motion Relief from Co-Debtor Stay | Order Previously Submitted | Debtor obj, providing proof of pymts to mtg co<>US BANK TRUST NAT'L ASSOC (McCALLA) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-11661 / MEH | Candyce I. Smith-Sklar, Esq. | Creditor Certification of Default | Needs Resolution of Issues - Objections | AMT: TRUSTEE CONDUIT REQUEST<> Debtor obj<> RUSHMORE SVS/Brian Drive (Hldik) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-12468 / MEH | Andy Winchell, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | VAH LYONS EMPLOYEES FED CRED UNION (McKENNA DuPONT) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-12823 / MEH | Andrew Thomas Archer, Esq. | Motion Relief from Stay (Fee) | Continued 12/3/2025 9:00 am | Debtor obj<>CARRINGTON MTG (HILL WALLACK) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-13269 / MEH | Yakov Rudikh, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Needs Resolution of Issues - Objections | Debtor obj<>AM EX MTN ALLOW CLM 9-1 AS TIMELY ( Hooten & Jacoby) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-13483 / MEH | Joseph Casello, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj<>FEDERAL HOME (KML) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-13483 / MEH | Joseph Casello, Esq. | Trustee Certification of Default | Needs Resolution of Issues - Objections | AMT: MP 11/12<> Debtor obj<> ARREARS |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-13993 / MEH | Edward Hanratty, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | No Opposition Filed | MTN FOR POST-PET VEH FINC |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-14065 / MEH | David A. Semanchik, Esq. | Motion Expunge Claims/Reduce Claims/Modify Claims/Object To | Continued 11/12/2025 9:00 am | MTN EXPUNGE CLM#20 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-14195 / MEH | Edward Hanratty, Esq. | Motion File Claim After Claims Bar Date | No Opposition Filed | LATE POC BOOKS-A-MILLION-AWBC |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-14343 / MEH | Moshe Rothenberg, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Needs Resolution of Issues - Objections | First Financial obj (McKenna)<> MTN TO VACATE DISMISSAL Trustee OBJ |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-14344 / MEH | Kevin C. Fayette, Esq. | Motion Relief from Co-Debtor Stay | Needs Resolution of Issues - Objections | Debtor obj LL <>ANCDI PROPERTIES/CHUCK HOWDARD (GREENBLATT) |
| Email InquiryMatter ResolvedRequest Adjournment | 91 | 10/22/2025 9:00 am | 25-15359 / MEH | David G. Beslow, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | ADJ to 10/22 Peremptory Debtor obj<>UPSTART NETWORK (HOOTEN & JOCOBY) 2017 HONDA |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-15359 / MEH | David G. Beslow, Esq. | Motion for relief from stay | No Opposition Filed | MFR/NEWREZ SHELLPOINT |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-16590 / MEH | Yakov Rudikh, Esq. | Motion Relief from Stay (Fee) | Needs Resolution of Issues - Objections | Debtor obj<>AMERICAN HONDA (STEWART) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-16977 / MEH | Moshe Rothenberg, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Needs Resolution of Issues - Objections | Trustee OBJ |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-17100 / MEH | Robert Cameron Legg, Esq. | Motion Sell | No Opposition Filed | 1305 SQUIRREL RD |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-17100 / MEH | Robert Cameron Legg, Esq. | Motion Sell | No Opposition Filed | 1405 EVANS RD |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-17328 / MEH | David Jerome Witherspoon, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Needs Resolution of Issues - Objections | Trustee OBJ |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-17881 / MEH | Robert C. Nisenson, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | No Opposition Filed | MTN LOSS MIT |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-19111 / MEH | Daniel E. Straffi, Esq. | Request for Loss Mitigation | No Opposition Filed | REQUEST FOR LOSS MIT |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-19334 / MEH | Jonathan Stone, Esq. | Motion Impose Automatic Stay | Needs Resolution of Issues - Objections | US Bank ob ( Gross Polowy)<>MTN EXT STAY |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-20325 / MEH | John Zimnis, Esq. | Motion Extend Time | No Opposition Filed | MTN EXT STAY |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 9:00 am | 25-20413 / MEH | Joseph J. Mania, III, Esq. | Order Shorten Time | Needs Resolution of Issues - Objections | OST - MTN TO CONTINUE STAY |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 23-17137 / MEH | Francis P. Cullari, Esq. | Confirmation Hearing on Modified Plan | Needs Resolution of Issues - Objections | As of 10/17/25 (DS): 1. P&L provided is insufficient. The dates are from March - Oct. Debtor began Door Dash in July per proof of income provided, then began realtor job in Sept. The P&L should be separated. Also the expenses listed for the auto insurance, oil change and repair of car is also listed on Sched J and should be removed from P&L. After trying to determine the income and deducting the excessive expenses from P&L the disposable income verifies $-114. Case is being reviewed by Trustee and staff. Adj to 10/22 - AR may consider a tier proposal to address plan arrears (dm) 10/1/25 (DS): 1. Must provide 3 months proof of income from Door Dash. ATTY FILED ANOTHER AMENDED SCHED I. DEBTOR IS WORKING FOR DOOR DASH CHANGING TO 3 MONTHS, PREVIOUSLY LISTED 1 YR (ONLY PROVIDED PROOF OF INCOME FROM 7/21-9/7) AND NOW INCLUDES 2ND JOB AS REALTOR EMPLOYED 1 MONTH, BUT ONLY PROVIDES 1 PAY STUB DATED 9/11/25, NO ADDITIONAL PROOF OF INCOME PROVIDED. INCOME CANNOT BE CALCULATED BASED ON THIS 1 PROOF OF INCOME, NEED ADDITIONAL INCOME FOR THE MONTH OF SEPT AND OCT. - EMAIL 9/26/25 FROM DEBTOR ATTY DEBTOR ONLY RECEIVED ONE PAY. MP Prop $120 x 60; Base - Loss of income, Debtor self-employed as Door dash. Note: 2024 Tax return provided, Debtor's total income was $84,420. |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 23-21581 / MEH | David G. Esposito, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | as of 10/16/2025 (JMA) ok to confirm at $3,150 paid to date, $150x2 begin 11/1/2025; $375x35 begin 1/1/2026 and $1632.69x1 12/1/2028 100% plan proposed plan $150x24, $375x35, $1,632.69x1 100% plan paid in $3,150 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 24-19571 / MEH | Andre L. Kydala, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | ISSUES AS OF 10/15/2025 (DM): ***There is no difference between the original Plan and the Modified Plan except lower payments. Need status of creditor objections below and their adversary proceedings. Regarding employment, need update on Offer Letter*** INTERIM SCHEDULING ORDER - proof of employment with proof of paystubs (OFFER LETTER UPLOADED 8/19/25.) ADJ to 6/18 for both parties to communicate directly with AR regarding the mechanics of paying the two claims that may be non-dischargeable (dm) 3/21/25 (at): Andre will appear and request ADJ to finalize settlement with DuPont. Case pending since 9/27/24. Need status of the two Adversary Proceedings. 1) North Jersey FCU (McKenna, DuPont) OBJs - loan and credit card taken out on 6/25/24. Adversary proceeding filed (UNRESOLVED.) 2) United Teletech FCU (McKenna DuPont) OBJs - loan was taken out on 6/4/2024. Adversary proceeding filed (UNRESOLVED.) 3) Trustee OBJ: - Excess Expenses Sch J: $750 food (1 person), $750 transportation (1 person), $1,000 parents mortgage payment and food. Need to provide supporting documentation of excess expenses (AS OF THE FILING OF THE MP, THE DEBTOR IS UNEMPLOYED.) - SOFA Q#6 debtor paid $15,000 to casinos for gambling but Q#15 debtor checks off "No" to losing because of gambling. Schedule E/F lists $408,000 to various casinos. Need explanation (UNRESOLVED.) - Debtors plan is not in good faith. ***RESOLVED ISSUES*** A) Trustee OBJ: - Income verified higher than scheduled amount with disposable net income of $6,696 per month (INCOME RECALCULATED - YTD DEDUCTION INADVERTANTLY OMITTED.) - Tax refund in the amount of $23,972 was not prorated and included in the disposable income calculation (AVERAGED/ADDED TO INCOME - PER LETTER FROM ACCOUNTANT, DEBTOR WILL NOT BE RECEIVING REFUNDS LIKE THIS IN THE FUTURE.) - Form 122c-2 Line #45 has $3,043 monthly disposable income which requires $182,580 minimum dividend to general unsecured creditors (AS OF THE FILING OF THE MP, THE |
| Email InquiryMatter ResolvedRequest Adjournment | 117 | 10/22/2025 10:00 am | 24-21705 / MEH | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | ISSUES AS OF 10/15/2025 (DM): Per AR, ADJ to 10/22 - Resolution of M&T 10 days prior to next date (UNRESOLVED), and motion against POC 7-1 within 14 days (MOTION PENDING), and detailed CERT in Trustee OBJ (DM) Per AR, possible 109e issue (ATTY TO MOVE AGAINST THE POC 7-1 BECAUSE IT HAS DEFAULT AMOUNTS WHICH ARE CONTESTED) 1) M&T Bank (McCalla Raymer) OBJs - $181,064.12 arrears and $574,657.92 secured claim guaranteed by debtor that is secured against Equestrian Dr property (UNRESOLVED.) 2) Trustee OBJ: - Need Certification regarding payments the insider (Nicole Grifone) received in the last 12 months (CERT UPLOADED 5/27/25 DOES NOT INDICATE HOW MUCH WAS BORROWED AND WHEN. CERT UPLOADED 7/24/25 PROVIDES VERY LITTLE ADDITIONAL DETAIL.) ***RESOLVED ISSUES*** A) R7 Lease Purchase Inc provided Nov 2024 P&L statement reflecting negative income of -$7,105.69 (RECALCULATED INCOME USING P&L STATEMENTS FROM MARCH 2024 TO FEBRUARY 2025 RESULTING IN NET INCOME FO $4767.) B) Trustee OBJ: - Need statement from Robinhood and Acorn for the month of Nov. 2024 (RECEIVED.) - Need 2 months bank statements for WSFS Bank Business acct#7668 (RECEIVED.) - Need to file Pre-Confirmation Certification (FILED.) - Need Certification regarding business operations for R7 Lease Purchase Inc (BUSINESS FORM RECEIVED - CURRENTLY OPERATING RENT TO OWN FURNITURE AND APPLIANCES.) - Need Certification regarding business operation for R7 Trucking LLC (BUSINESS FORM INDICATES OPERATIONS LASTED BETWEEN 3/13/21 AND 2022.) - Need P&L statements if businesses are still operating (RECEIVED P&L for R7 Lease.) Prop. Plan $1,797 x 60, Base Plan - Loan Mod by 7/31/25. - Student Loans outside. PTD 10/11 = $17,970 Last Claim (24-2) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 24-22022 / MEH | Douglas G. Mitchell, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | Case dismissed 2 time for NA at confirmation. Still have not received $3,294 Trustee refund check back. Thus, debtor is 0 of 10 Trustee payments. |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-10118 / MEH | William S. Wolfson, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Meeting Held | AS OF 10/14/2025 (at): 1. 341 has not been held or rescheduled. 2. Payments: 0/2, arrears $1,028 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-10557 / MEH | Darin D. Pinto, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - SUBJECT TO TERMS | As of 10/16/25 (DS): Need to confirm at $12,475 paid, $1,732 x 51 begin 11/1/25; 100% with a min. div. $26,349 due to non-exempt equity and claim#3-1 of Ally Capital to be treated outside arrears no longer owed 1. Mortgage attorney fees to be paid per order as part of mortgage arrears, order failed to mark off Through the plan and fees shall be set up as separate claim and shall be paid by Trustee as admin claim. 2. Plan fails to add Ally Capital, arrears $231.80 already paid. MP Prop $1,311 x 1; $1,439 x 6; $1,732 x 53; 100% - To recap to pay arrears owed to Rushmore Servicing and attorney fees. |
| Email InquiryMatter ResolvedRequest Adjournment | 114 | 10/22/2025 10:00 am | 25-11208 / MEH | Richard F. Fried, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | ISSUES AS OF 10/15/2025 (DM): ***TO CONFIRM THE DEBTOR NEEDS $4,000 PTD, THEN $500 x 4 STARTING 10/1/25, THEN $1,250 x 12 STARTING 2/1/26, THEN $1,530 x 37 STARTING 2/1/27, 100% PLAN WITH $59,326 THRESHOLD PRESERVED, LOAN MOD WITH NEWREZ/SHELLPOINT BY 11/17/25 OR AS EXTENDED BY LOSS MIT ORDER, NO PAYMENT OR RESERVE BY THE TRUSTEE PENDING THE LOAN MOD, TRUSTEE SHALL PAY FORD MOTOR CREDIT BIFURCATED POC (10-1) AS FILED, DEBTOR SHALL PROVIDE TRUSTEE WITH UPDATED PAYSTUBS BY 3/31/26*** Debtor getting raise starting Feb - wants $500 for Oct - Jan, then $1,250 for 1 year, and then $1,500 balance to pay case - ADJ 10/22 to see if numbers work (dm) Interim Scheduling Order entered 9/2/25. - resolve #1, #2, and #3 below. Order entered extending Loss Mit to 9/16/25. 1) NewRez/Shellpoint (Stewart Legal) OBJs - $76,271.07 arrears on Albemarie Rd property (CO SUBMITTED - LOAN MOD BY 11/17/25 OR AS EXTENDED BY LOSS MIT ORDER.) 2) Grassy Sprain Group (Saldutti Law Group) OBJs - $42,754.50 judgment entered against the debtor - secured claim not treated in the plan (CO ENTERED.) 3) Plan provides $1,112.32 secured paid-in-full treatment to Ford Motor Credit for 2015 Ford Explorer - creditor filed a bifurcated claim for $9,416 secured, $978.66 unsecured with $1,213.16 arrears. Need clarification regarding how debtor wants to treat the creditor (IS TRUE INTENTION TO PAY ARREARS AND TREAT REMAINDER SECURED/UNSECURED BIFUCATED CALIM AS SECURED UNAFFECTED OUTSIDE THE PLAN?? - Pay bifurcated POC as filed.) 4) Trustee OBJ: - Debtor has undertaken an improper use of exemption. Specifically, debtor filed individually and therefore is not entitled to a (d)(1) exemption in the amount of $55,800 - only allowed $27,900 (AMENDED). There is $80,703 in equity in the property (ADJUSTED TO $59k BASED UPON FILED JUDGMENT POC). Plan must continue to pay 100% to GUCs. - Need to file Pre-Confirmation Certification (FILED.) Prop. Plan $500 x 60, 100% Plan - Loan Mod by 5/30/25 PTD 8/8 = $4 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-11661 / MEH | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing on Modified Plan | Recommend Dismissal | ISSUES AS OF 10/15/2025 (DM): rec dismissal need proof of filing all returns per est pocs 1) IRS filed $1,113.99 amended priority claim that includes estimated taxes for 2024 - debtors uploaded an extension for 2024 tax return (UNRESOLVED.) 2) State of NJ filed $46,251.98 amended priority claim that includes estimated taxes for 2021 - 2024 (UNRESOLVED.) 3) State of NJ filed an amended general unsecured claim that includes estimated taxes for 2019 & 2020 (UNRESOLVED.) 4) Plan provides $263 priority treatment to Township of Hamilton - creditor filed $619.84 secured claim (STRIKE AND PAY PER POC?? - Yes) 5) Trustee OBJ: - Need 2024 tax return (RECEIVED PROOF THAT 2024 IS ON EXTENSION.) ***RESOLVED ISSUES*** A) Lakeview Loan Servicing/Rushmore (Hladik, Onorato) OBJs - $64,569.31 arrears on Brian Dr property (MP PAYS.) B) Credit Acceptance (Eisenberg Gold) OBJs - interest rate of 7% is too low for 2019 Nissan Murano cram. Creditor wants 10.5%. Plan does not provide for adequate protection payments. (CO ENTERED - CREDITOR TO BE PAID $25,850.83.) C) Carvana filed a bifurcated claim which needs to be resolved (MP CRAMS AND CREDITOR PROPERLY SERVED. CONSENT ORDER ENTERED.) D) Cavalry SPV filed two secured claims for $641.43 and $1,159.18 respectively which are not in the plan (MP CRAMS & CERT OF SERVICE DOC #43 FILED.) E) IRS filed a general unsecured claim that includes estimated taxes for 2019 & 2020 (AMENDED.) F) Trustee OBJ: - Need a CMA with comparatives sold within 6 months of filing (RECEIVED.) - Using Zillow, there is $78,229 non-exempt equity in the residence (NO EQUITY PER APPRAISAL PROVIDED.) - Need an explanation for the difference in value between the CMA provided and the Zillow value (RECEIVED AN APPRAISAL VALUING PROPERTY AT $445,000.) - Need proof of service on all creditors listed in part 7a of the plan (CERT OF SERVICE FILED.) - Need proof of service on Bridgecrest Acceptance and Credit Acceptance (CERT OF SERVICE |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-11929 / MEH | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Continued 12/3/2025 10:00 am | ISSUES AS OF 10/10/2025 (DM): Note - debtor is now on unemployment. INTERIM SCHEDULING ORDER (8/8/25) - Complete copy of non-debtor spouse 2024 tax return (RECEIVED.) - 2 months bank statements for TD Bank #5342 (RECEIVED A CHASE STATEMENT WITH THAT ACCT NUMBER NOT A TD BANK ACCT - AMENDED SCH A/B CHANGES BANK NAME.) - Copy of Progressive Life Insurance statement (ERROR - THIS IS RENTERS INSURANCE - SCH A/B HAS BEEN AMENDED TO REMOVE LIFE INSURANCE AS AN ASSET. SEE ALSO CERT DOC #34.) - Certification regarding all car payments and car insurance amounts (SEE CERT DOC #34 & DOC #37.) - Excessive Expenses: Honda Prologue (SON PAYS - CERT DOC #34), VW Atlas (DEBTOR'S CAR - CERT DOC #34), Honda Civic (DAUGHTER DRIVES - CERT DOC #34), $300 Cable/Netflix (RECEIVED VERIZON BILL FOR $258.51), $313 support payments (RECEIVED COURT ORDER), $5,718 spouse's expenses on Sch J and Line #43 on 122c (EXPENSES RECEIVED TOTAL $4,641.03 COMPRISED OF $196.66 WETGATE RESORT MTG, $125.19 WESTGATE RESORT MAINTENANCE, $1,797.70 SOFI LOAN, $907.73 UPGRADE LOAN, $348 NJ TAX INSTALL AGREEMENT, $200 IRS INSTALL AGREEMENT, $196.16 CITI CREDIT CARD, $694.36 BMW X3, $175.23 INSURANCE FOR BMW. CERT DOC #34 ADVISES THAT HER EXPENSES ARE LOWERED TO $3,420.05) - Shall resolve IRS POC 8-3 (TAXES NOT ESTIMATED BUT $75k SECURED & $16k PRIORITY NOT FULLY FUNDED IN THE MP.) - Shall resolved NJ POC 30-2 (TAXES NOT ESTIMATED BUT $4k SECURED NOT IN THE PLAN - PAY PER POC?) 1) MP provides $4,338.46 priority treatment to State of NJ - creditor filed $4,338.46 secured claim not treated in the plan (PAY PER POC?) 2) MP proposes $16,049.73 priority to the IRS to pass through the Bk as nondischargeable and $40,000 secured to the IRS to be treated outside the plan (NEED A CONSENT ORDER WITH THE IRS.) 3) Trustee OBJ: - Need 2 months bank statements from TD Bank acct#5342 (SEE NOTE ABOVE.) ***RESOLVED ISSUES*** 6/13/25 (DS): Atty requested ADJ to allow time to move against the IRS claim (MOTION TO RECLAS |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-12148 / MEH | Roger Chavez, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS of 10/15/25(mk): 1. IRS filed a priority claim for $16,899. Plan has 5,000. 2. Plan has Toyota Financial on 2021 Tundra as unaffected. They filed a claim for arrears of $1,329-OK TO PAY? 3. Trustee objection: - debtor has insufficient income. Verified income leaves monthly disposable income of -$627.35. - The debtor has failed to file the required Pre-Confirmation Certification . -Need A current market analysis - Need updated CMA. The Appraisal submitted is over a year old(August 2024). - Need Proof of 2 month's income - . December and January pay stubs for the co-debtor. - need copy of the last filed tax return - for 2024 for the debtor. - debtor must provide updated proof of auto insurance for the 2021 Toyota Tacoma . The policy provided has expired. Plan: $557 X 48; MIN $19,032 6/8 payments plan may need to be 60 mos total -------------------------RESOLVED---------------------------- SV granted on 2019 Mercedes on 7/9/25- Surrendered in plan |
| Email InquiryMatter ResolvedRequest Adjournment | 127 | 10/22/2025 10:00 am | 25-12650 / MEH | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | ISSUES AS OF 10/15/2025 (DM): ***Taxes are still estimated, debtors are 3 months behind on Trustee payments, consent order with US Bank adds $1,611 to the budget for the next six months, and cross motion by the condo association asserted that post-petition dues were not being paid. Certification uploaded on 4/14/25 is just a projection of potential income for the debtor - no current documentation showing that debtor is currently gainfully employed. This case is not currently feasible - RECOMMEND DISMISSAL*** ADJ to 10/22 Peremptory MFR by Mtg Co & Condo Assn pending (CONSENT ORDER WITH US BANK ENTERED - SIX-MONTH CURE OF $1,611.25.) 1) IRS filed $10,618.22 amended priority claim that includes estimated taxes for 2021 (UNRESOLVED.) 2) IRS filed an amended general unsecured claim that includes estimated taxes for 2020 (UNRESOLVED.) 3) State of NJ filed $1,870.22 priority claim that includes estimated taxes for 2021 (UNRESOLVED.) 4) State of NJ filed a general unsecured claim that includes estimated taxes for 2020 (UNRESOLVED.) 5) Plan provides $1,331.70 secured treatment to Jackson Twp Municipal - no POC filed by the creditor (STRIKE??) 6) Trustee OBJ: - Need proof of income for 2 months for Debtor's Union job if he is working (CERT UPLOADED IS JUST A PROJECTION OF WHAT HE ANTICIPATES MAKING.) ***RESOLVED ISSUES*** ADJ to MEH to 6/18/25 - he wants more information on the law with respect to requirement of insurance (TRUSTEE RESPONSE DOC #22. INSURANCE ISSUE IS NOW MOOT.) A) Trustee OBJ: - Need auto insurance for 2013 VW and 2011 Audi - policy expired (RECEIVED.) - There is $1,451 non-exempt equity in the residence. - Need 2 months bank statements from BOA acct #8504 (RECEIVED.) - Need amended Sch A/B and C to add BOA acct #8504 (MOOT - THIS IS FOR JJ STAR AUTOSALES LLC THAT IS NOT ACTIVE. CERT UPLOADED TO INCOME DOCS.) - Need homeowner's insurance with personal liability coverage (ATTACHED TO RESPONSE DOC #25.) Prop. Plan $2,558 x 60, $6,456.10 Min |
| Email InquiryMatter ResolvedRequest Adjournment | 121 | 10/22/2025 10:00 am | 25-13197 / MEH | Stephen M. Goldberg, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | ISSUES AS OF 10/15/2025 (DM): ***No updated CMA received with comps within 6-months of filing. Using $513,400 Zillow value, TRUSTEE CAN RECOMMEND CONFIRMATION AT $3,000 PTD, THEN $941 x 54 STARTING 10/1/25, BASE PLAN WITH $48,420 MINIMUM DIVIDEND TO GENERAL UNSECURED CREDITORS, STRIKE PLAN TREATMENT TO JERSEY MORTGAGE FOR MORTGAGE ARREARS, STRIKE LEASE ASSUMPTIONS IN PART 6*** ADJ to 10/22 for work-up (dm) OBJ MAY BE SETTLED (dm) 9/4/25 (MK): case is now 6 months old. Still do not have current comps on real property. Trustee disputes debtor's value. Case is all unsecured claims - ADJ to 10/1 Peremptory. 7/29/25: parties working on resolving #1 or case cannot proceed - ADJ to 9/10 Peremptory (MOTION TO EXTEND TIME TO FILE COMPLAINT SCHEDULED FOR 10/1.) 1) Gagandeep Singh Nanda (Thomas Monroe, Esq.) OBJs: - debtor not truthful in business activities. - bad faith, misstatements etc. Mk looks like there will be Stipulation entered extending time for creditor to file complaint re discharge- so is the objection in #1 resolved? Motion Extending Time to File Non-Dischargeability Complaint (ORDER ENTERED EXTENDING TIME TO 11/14/25.) 2) Plan provides $2,357 arrears treatment to Jersey Mortgage - no POC filed by the creditor before the Bar Date expiration and debtor's counsel has not filed a POC on behalf of the creditor in the available time (STRIKE PLAN TREATMENT??) 3) Trustee OBJ: - Need 2024 tax return (RECEIVED. TAX REFUND OF $6,719 PRORATED AND $560 ADDED TO DISPOSABLE INCOME CALCULATION.) - Need current comps for real property (UNRESOLVED.) - There is non-exempt equity in the residence pending comps or updated CMA. - Need March & April bank statements for Capital One Bank acct#7832 (RECEIVED FEB.) - Strike Plan treatment of Figure Lending and Jersey Mortgage in Part 6 of the plan for Executory Contracts and Unexpired Leases - creditors treated elsewhere in the plan. ***RESOLVES ISSUES*** A) Trustee OBJ: - Need amended J to list dependents (AMENDED.) - |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-13704 / MEH | Thomas G. Egner, Esq. | Confirmation Hearing on Modified Plan | Needs Resolution of Issues - Objections | ISSUES AS OF 10/15/2025 (DM): 1) Plan provides $4,015 secured treatment to Beverly Sewerage Authority - no claim filed and Bar Date has expired (STRIKE??) 2) Trustee OBJ: - Need an updated CMA with most recent 6 months comps on properties sold (ALL PROPERTIES IN UPDATED CMA HAVE CLOSNG DATES MORE THAN 6 MONTHS FROM FILING DATE.) ***RESOLVED ISSUES*** A) Trustee OBJ: - Need MP that either removes US Dept of HUD from Part 4F or removes from Part 4d and 7b (MP TREATS AS SECURED UNAFFECTED.) - The amount of debt in the debtor(s) Plan exceeds the statutory limit for secured or unsecured debt pursuant to 11 U.S.C. Section 109(e). - Fails to service US Dept of HUD (FILED CERT OF SERVICE 5/14/2025 -MP TREATS HUD CLAIM AS SECURED CLAIM UNAFFECCTED BY PLAN.) - Debtor has failed to provide proof of service with respect to Plan Motion(s). Need proper service US Dept of HUD if cramming/motions (RESOLVED - MP TREATS HUD AS SECURED CLAIM UNAFFECTED BY THE PLAN.) - Proof of SSI for the Co-Debtor (RECEIVED.) Prop. Plan $612 x 60, Base Plan PTD 6/6 = $3,672 Last Claim (6-1) |
| Email InquiryMatter ResolvedRequest Adjournment | 134 | 10/22/2025 10:00 am | 25-13839 / MEH | John Michael McDonnell, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | ISSUES AS OF 10/15/2025 (DM): ***If Ford Motor Credit objection (McCalla) can be resolved, RECOMMEND CONFIRMING AT $15,193.71 PTD, THEN $2,725 x 54 STARTING 11/1/25, 100% PLAN WITH $63,384 THRESHOLD PRESERVED. TRUSTEE IS AUTHORIZED TO PAY THE FOLLOWING: IRS PRIORITY POC (1-2) AS FILED, JP MORGAN CHASE $3,628.57 ARREARS POC (12-1), AND HYUNDAI CAPITAL $20.53 ARREARS POC (15-1). FORD MOTOR CREDIT POC (9-1) SHALL BE TREATED AS SECURED UNAFFECTED OUTSIDE THE PLAN. TRUSTEE SHALL PAY $1,000 ATTORNEY FEE BALANCE IN ACCORDANCE WITH AMENDED DISCLOSURE STATEMENT*** 1) IRS filed $12,502.50 amended priority claim not treated in the plan (OKAY TO PAY?? - YES) 2) Ford Motor Credit (McCalla) OBJs - plan fails to treat 2020 Ford Transit (OBJ RESOLVED IF SECURED UNAFFECTED IN CONF ORDER.) 3) JP Morgan Chase filed $3,628.57 arrears claim on the Constitutional Dr property (OKAY TO PAY?? - YES) 4) Hyundai Capital filed $20.53 arrears claim on 2022 Kia Soul car lease (OKAY TO PAY OR IS LEASE REJECTED?? - ASSUME) 5) Attorney fees in the plan ($0) and the Atty Disclosure Statement ($2,500) do not agree - one of the documents needs to be amended (AMEND PLAN FOR $1000 PER AMENDED DISCLOSURE.) 6) Trustee OBJ: - There is $63,384 non-exempt equity in real estate (100% PLAN.) - Debtor has insufficient income. - Debtor has failed to file a feasible plan. - Debtor has failed to file the Pre-Confirmation Certification (FILED.) Prop. Plan $2,170.53 x 60, 100% Plan PTD 7/6 = $15,193.71 Last Claim (1-2) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-13964 / MEH | Edward Hanratty, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | AS OF 10/14/2025 (at): 1. Monmouth Heights at Freehold Recreation Association filed a bifurcated claim which needs to be resolved. (secured - $1,538.90 and unsecured - $1,093.50) 2. Need outcome of adversary proceeding filed by Thomas Cordingley. 3. Trustee's objection: - The debtor has insufficient income. (CURRENT) - The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED) RESOLVED ISSUES: - The debtor must provide updated proof of auto insurance for the 2015 Audi, 2020 Honda and 2014 Ford. The policy provided expires on 9/22/25. (RECEIVED) Plan proposes: $350 x 60 beginning 8/1/2025, base Payments: 2/3, arrears $350 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-14168 / MEH | Roger J. Yehl, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - HONOR ROLL | AS OF 10/3/2025 (at): RECOMMEND: $1,035.60 PAID TO DATE, $311 x 30 BEGINNING 11/1/2025, BASE MP proposes: $207.12 x 5, $310.13 x 31, $0 to unsecured creditors Arrears: $310.13 (To address the secured claim of the SBA) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-14180 / MEH | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | ISSUES AS OF 10/15/2025 (DM): ***Taxes are still estimated*** ADJ to 10/22/25 Peremptory (dm) 1) State of NJ filed $3,362.94 priority claim that includes estimated taxes for 2022 - 2024 not treated in the plan (UNRESOLVED.) 2) Plan provides $53,135 secured treatment to East Brunswick Tax Collectors - Christiana Trust filed $75,945.72 arrears claim (OKAY TO PAY PER POC??) 3) Hyundai Capital filed $331.46 arrears claim on 2012 Hyundai Tucson (OKAY TO PAY??) 4) Trustee OBJ: - There is $426,125 non-exempt equity in Riva Ave property, $99,632 in Poole Ave property, $8,800 in 1995 Chevy Impala, $751 in 2012 Hyundai, and $91 in the 1994 Jeep for a total of $535,399 non-exempt equity (100% PLAN.) - Add to confirming order non-exempt proceeds from PI claim to Trustee. - Need to file Pre-Confirmation Certification (UNRESOLVED.) - Homeowner insurance provided. Prop. Plan $1,380 x 60, 100% Plan PTD 6/6 = $8,280 Last Claim (7-1) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-14195 / MEH | Edward Hanratty, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS of 10/15/25(mk): 1. Objection by MMU,LLC( Ragan): -FILED A SECURED CLAIM. -Plan cannot be confirmed until the fraudulent transfer issues raised in the prebankruptcy filing state court case, MMU, LLC v. Pascarelli, OCN-C-183-24 (copy of the complaint is attached Exhibit "A") are resolved within the bankruptcy case. 8/19/25:Debtor filed a response to creditor obj in #1 below: MK; not sure what this response clears up if anything... TR OBJECTION FILED AS TO: Debtor atty filed claims for: BOOKS-A-MILLION/AWBC- late claim needs motion and order approving same (MOTION PENDING on for 10/22/25 -ORDER HAS TO PAY SECURED CLAIM THRU PLAN BUT PLAN PROPOSES TO RECLASSIFY TO UNSECURED) Plan:$1800 x 60; BASE 6/6 payments -----------RESOLVED-------------------------- Debtor also filed a claim for DIV OF WORKERS COMPENSATION SPEC CMP UEF- the gov bar date (10/20/25) has not passed so it its improper for debtor to file the claim at this time THIS CLAIM WAS W/D- need to srtike that from plan IRS Estimated secured and unsecured claim-APOC FILED Objection by Wells Fargo(Brock & Scott): ATTY ISWAITNG TO HEAR BACK FROM CREDITOR IF OTBS TO PAY ARREARS IS ACCEPTABLE AND REG PAYMENTS OUTSIDE>> To Be w/d - POC has -0- arrears Trustee Objection: -Need estimate of fees for plan calculation( provided) - Need proof of all liens against the Schooner Rd property.( JUDGMENTS UPLOADED) -Need Citizens Bank statement for March 2025; PNC Bank statement for March 2025; Capital One statement or April 2025. PROVIDED - need proof of auto insurance for the 2020 Subaru Forester & 2014 Subaru. The policy provided has expired PROVIDED |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-14680 / MEH | Andre L. Kydala, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | issues as of 10/16/2025 (JMA) 1) NJ Division of Taxation priority claim estimated for 2024 taxes -NEED AMENDED CLAIM 2) AmeriCredit Financial Services Inc d/b/a GM Financial (Eisenberg Gold) objection to confirmation - NEED TO RESOLVE - Creditor objects to the Debtors plan unless the Debtors pay an interest rate of 9.5% on the $29,300 over the life of the plan 3) Freedom Mortgage Corporation (Brock & Scott) objection to confirmation RESOLVED, MODIFIED PLNA NOW PROPOSES TO PAY ARREARS OF $232 THROUGH PLAN 4) Freedom Mortgage Corporation (Brock & Scott) objection to confirmation - NEED TO RESOLVE - This is the mortgage with loan number ending in#2144. - The Plan should be denied requiring a modified plan removing lender from the plan since there is no need for a cram/strip since the loan was paid in full and the lien released. 5) Trustee objection to confirmation - NEED TO RESOLVE - The debtor has failed to file the required Pre-Confirmation Certification. - The debtor has failed to supply the Trustee with the following document(s): A current market analysis - CMA provided is dated July 2024, comps are all outdated. Zillow values $370,500. - Need to provide 2 months bank statements from savings acct#6542 shown on Bank of America acct#1353 shows transfers. - A Modified Plan that removes Freedom Mortgage (2nd mtg) from Parts 4d and 7b, per creditor obj lien has been satisfied and discharged. - Amendments to Schedules A/B and C to add 1999 GMC Sierra and 2013 Chevy Spark, listed on auto insurance, no additional drivers listed and amend Sched C to take d(1) exemption on residence. - The current Plan does not specify treatment of Ally Capital for 2019 Hyundai Elantra under the Plan. - The circumstances and contents of the debtor's Plan, when taken in their totality, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. 1325(a)(3). - Plan fails to propose the non-exempt equity. - The Plan provides for paym |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-14694 / MEH | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing on Modified Plan | Needs Resolution of Issues - Objections | ISSUES AS OF 10/15/2025 (DM): updated 10/17/25. 1) Rivers Edge at Delanco (Thomas Orr) OBJs - plan does not list creditor in Part 4 - MP corrects and adds interest to the claim (PER TOM ORR, ADD TO CONFIRMING ORDER TO PAY PER POC.) 2) M&T Bank (Douglas Smillie, Esq) OBJs - the value for the 2017 Ford F-150 is higher than scheduled. Also, the "Till" rate should be 7.5% (OTBS - $19,700 WITH 7.09% RATE FOR TOTAL GROSS OF $23,455.24.) Amended Business Form indicates the debtor owns Norway Ave property. Atty needs to get back to me regarding if the debtor has an ownership interest in Norway Ave property (dm) 3) Trustee OBJ: - Need updated CMA with recent comps 6 months from filing date. The 3 comps provided are dated 12/30/08, 8/16/24 and 9/6/24. Updated CMA includes properties with closing dates of 11/30/18, 12/4/89, 6/30/00, and 11/30/18 (THERE ARE SOME ANOMALIES IN THE 3rd CMA UPLOADED ON 10/15/25 - NEED TO DISCUSS WITH THE TRUSTEE.) - The circumstances and contents of the debtor's Plan, when taken in their totality, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. Section 1325(a)(3). There is non-exempt equity in the rental property. - There is $89,929 estimated non-exempt equity in the residence pending amended Sch C (FILED/AMENDED) and updated CMA (SEE CMA NOTES REFERENCED ABOVE.) EXCESSIVE EXPENSES: Truck payment of $1,100 (UNRESOLVED) listed on first P&L covering the 1st Quarter. Must provide proof of expenses 10 days prior to confirmation to determine the business income. - Disposable income calculation emailed to Atty. ***RESOLVED ISSUES*** A) Trustee OBJ: - Business Forms that adds amount paid to Debtor and part time employees on Part 5 (AMENDED FORM RECEIVED.) - Tax refund of $1,704 was not prorated and included in disposable income calculation (AVERAGED/ADDED TO INCOME - 2024 REFUND.) - Need 2024 tax return debtor and spouse (RECEIVED.) - Need 2 months bank statements for Stash Bank acct & TD Bank business acct |
| Email InquiryMatter ResolvedRequest Adjournment | 142 | 10/22/2025 10:00 am | 25-14968 / MEH | Moshe Rothenberg, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal | ADJ to 10/22 Peremptory AS OF 10/9/25 (SF) Note: 2024 Tax Return still not received 1. Acura Financial Services did not file a claim. The bar date expires on 7/17/25. Should the per plan claim be stricken from the plan? 2. Trustee objection: - The debtor has failed to file the required Pre-Confirmation Certification. (STILL NEED) - Need a copy of the last filed tax return - for 2024 prior to confirmation. (STILL NEED) - Need a statement for the debtor's PSE&G stock account. (STILL NEED) - The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). - Need April and May bank statements for Wells Fargo bank account. (RECEIVED AND THERE IS NONEXEMPT EQUITY OF $1854) Plan proposes $1700 x 60 0% Plan Payments: 3/4 Arrears: $1700 RESOLVED: - Need Proof of 2 month's income - Need March pay stubs for the debtor. Need March and April pay stubs for spouse. (PAY STUBS PROVIDED ARE OK) - Verified income leaves monthly disposable income of $1640. (after deducting social security) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-15317 / MEH | David G. Beslow, Esq. | Confirmation Hearing on Modified Plan | Needs Resolution of Issues - Objections | update 10/17/2025 (JMA) - debtor atty is requesting an order denying plan with 14 days to file modified plan to address creditor objection. issues as of 10/15/2025 (JMA) 1) Plan is being modified to clarify identification of mortgagees subject to loan modification and subject to strip off of lien, in order to address objection. 2) Trustee objection to confirmation - NEED TO RESOLVE - The debtor has insufficient income. - The debtor has failed to supply the Trustee with the following document(s): Proof of 2 month's income - for debtor's new job; provide a copy of the last filed tax return - for 2024 for non-filing spouse. - Need to resolve objection by US Bank - MODIFIED PLAN STRIPS OFF LIEN proposed plan $2,000 paid to date, $500x56 begin 100% plan with loan mod 6 months from confirmation paid in $2,500 last claim 6-1 RESOLVED ISSUES: - The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED - The debtor has failed to provide proof of service with respect to Plan Motion(s). RESOLVED, FILED - Need proof of service on MEB Loan Trust/Specialized Loan Servicing. RESOLVED, THE MODIFIED PLAN LISTS CREDITOR AS US BANK NA TRUST C/O NEWREZ LLC D/B/A SHELLPOINT. - Need to resolve objection by New Rez/Shellpoint. MODIFIED PLAN PROPOSES LOAN MODIFICATION 6 MONTHS FROM CONFIRMATION |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-15492 / MEH | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | As of 10/17/25 (DS): 1. Mod Plan now propose sale, add to confirming order non-exempt proceeds from sale to Trustee. Plan propose 100%. 2. Trustee obj still has not provided TD Bank statements from 3/24/25 - 5/23/25. Also there non-exempt equity in the residence $27,365 and Cash $825 total $28,190. TOTAL GUCS FILED $17,522.22. MOD PLAN PROPOSE 100% 3. NewRez (ELIZABETH HOLDREN) obj to plan not marking Part 1d, monthly payments to mtg are incorrect, does not provide for the cure of arrears and sale date is unreasonable. Must resolve obj. 4. Paul Klinger-Co-owner of residence (COLLINS, VELLA & CASELLO) obj Superior Court of NJ entered an order authorizing Mr. Klinger sell the property, Debtor did not cooperate. Must resolve. MOD PLAN PROPOSE SALE, NOT SURE IF OBJ RESOLVED. MP within 3 week - ADJ to 9/10 (dm) 7/30/25 (DS): 1. No Trustee payments made, Debtor in arrears $1,000, made 0 out of 2 payments. Debtor has not made October payment $3,200. 2. Trustee obj to the following: - Must provide TD Bank statements from 3/24/25 - 5/23/25. - The proof of income provided for social security verifies that there is disposable income $2,916, however, the mortgage claim was filed for much more and would require a Trustee payment of $5,082 x 56 months. - Plan is not proposed in good faith, fails to provide the non-exempt equity in the residence $27,365 and Cash $825 total $28,190. - Must resolve the creditors objections. 3. NewRez/Shellpoint (ELIZABETH HOLDREN) obj to arrears more owed $240,246.30 and post-pet payments are $2,678.94, not $2,389. POC FILED WITH ARREARS $241,459.92 4. Paul Klinger-Co-owner of residence (COLLINS, VELLA & CASELLO) obj Superior Court of NJ entered an order authorizing Mr. Klinger sell the property, Debtor did not cooperate. Must resolve. Prop Plan $500 x 4 begin 6/1/25; $3,200 x 20 begin 10/1/25; $6,300 x 36; 100% and Sale of North Bayview Ave by 9/30/26 Note: 2024 Tax return and homeowner insurance provided. Proof of Social Security incom |
| Email InquiryMatter ResolvedRequest Adjournment | 152 | 10/22/2025 10:00 am | 25-15519 / MEH | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | Resolve or Hold on US Bank OBJ ISSUES AS OF 10/15/2025 (DM): Motion to Enforce & Approve Loan Mod pending (WITHDRAWN.) 1) US Bank (STERN L) OBJs - 232,259.96 arrears on Poplar Pl property (UNRESOLVED.) 2) Trustee OBJ: - Monthly disposable income verifies at $4,805 - debtor only proposing $187 per month. - There is $21,486 non-exempt equity in real estate (100% PLAN.) - Need to file Pre-Confirmation Certification (UNRESOLVED.) - Any dismissal should trigger a 180-day bar to refiling. Prop. Plan $187 x 36, 100% Plan - Loan Mod by 1/28/26 PTD 4/5 = $748 Last Claim (6-1) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-15856 / MEH | Lawrence Lofaro, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | As of 10/16/25 (DS): Ok to confirm at $735 x 60 begin 7/1/25; Base Prop Plan $735 x 60 begin 7/1/25; Base Note: Life insurance valuation provided. Disposable income $909 is no issue. |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-16477 / MEH | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS of 10/15/25(mk): Arrears $591 first tier needs to be higher to pay atty and prompt cure in first 18 mos like around 462 x 18- may be lower depending upon PTD at time of conf 1. Prompt cure for landlord will require atty fees and LL to be paid concurrently Plan: $380 X 18; $312.86 X 42; BASE 2/4 payments -------RESOLVED--------- Cert of service for US Auto Sales filed 9/25/25 at doc #18 . Plan was served on Westlake AT THEIR ADDRESS for cram on auto - POC FILED BY US AUTO SALES( different address than Westlake) AND THEY US AUTO SALES DID NOT RECIEVE SERVICE OF PLAN -Need proof of service on Westlake Portfolio. Atty says filed 7/25. BUT There is no PDF in the docket for the cert of service. Please email me a filed copy. PROVIDED - Proof of 2 month's income PROVIDED --need 2024 tax return.(Provided a tax transcript) -need claims for Westlake(claim filed by US auto sales) and landlord to be filed(LL filed unsecured claim12-1 |
| Email InquiryMatter ResolvedRequest Adjournment | 202 | 10/22/2025 10:00 am | 25-16535 / MEH | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | As of 10/17/25 (DS): 1. Issues which remain unresolved since last confirmation: - Must provide Debtor's cert regarding the debtor's right to receive an inheritance from father's estate. Add to confirming order non-exempt proceeds from father's estate to Trustee. - Towd Point Mtg (CORY WOERNER) obj to plan not paying arrears and loan mod must be done no longer than 90 days from filing, not 6 month. Must resolve obj. 8/20/25 (DS): 1. Trustee obj to the following: - Must provide Debtor's certification regarding the debtor's right to receive an inheritance from father's estate. Add to confirming order non-exempt proceeds from father's estate to Trustee. - There is non-exempt equity in the residence $79,362. 2. Towd Point Mtg (CORY WOERNER) obj to plan not paying arrears and loan mod must be done no longer than 90 days from filing, not 6 month. Must resolve obj. Prop Plan $583 x 60 begin 7/1/25; 100% and Loan mod on Bow St 6 months after conf Note: State of NJ claim amended no longer estimated. Debtor Cert of non-filing 2023/2024 Tax returns and homeowner insurance provided. |
| Email InquiryMatter ResolvedRequest Adjournment | 160 | 10/22/2025 10:00 am | 25-16561 / MEH | Eric J. Clayman, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | As of 10/16/25 (DS): Mod plan filed 9/28/25, sched 11/12/25. Debtor atty must submit confirmation adj request As of 9/8/25 (DS): Debtor atty requested adj to allow time to file mod plan, LL to obtain stay relief As of 9/5/25 (DS): 1. MFR by Landlord sched 9/10/25 post-pet arrears owed $4,694.34. Need outcome. 2. USAA Federal (CORY WORNER) obj to cram. Must resolve obj. 3. Must file Pre-confirmation certification. Prop Plan $400 x 60 begin 7/1/25; Base |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-16590 / MEH | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 10/10/25 (SF) 1. Motion for Relief filed by American Honda scheduled for 10/22 at 9 (MUST RESOLVE) 2. Objection filed by JPMorgan Chase (Lebron) - failure to pay arrears of $8119.22 (MUST RESOLVE) 3. Trustee objection: - The debtor has failed to file the required Pre-Confirmation Certification (STILL NEED) - Proof of 2 month's income - for co-debtor's job at Avalon Honda. (STILL NEED) - Need a statement for the debtor's 401k loan. (STILL NEED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $300/month for home maintenance $650/month for utilities $1,333/month for child care $917/month car payment Need proof of expenses 10 days prior to confirmation. - Verified income leaves monthly disposable income of $7,430.80 - There is $8,033 in non exempt equity in the vehicles. Plan proposes $300 x 60 Base Payments: 4/4 RESOLVED: - Need a copy of the marriage certificate. (RECEIVED) |
| Email InquiryMatter ResolvedRequest Adjournment | 167 | 10/22/2025 10:00 am | 25-16786 / MEH | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | ISSUES AS OF 10/14/2025 (DM): 1) State of NJ filed $6,849.09 priority claim that includes estimated taxes for 2022 - 2024 (UNRESOLVED.) 2) State of NJ filed $1,559.01 secured claim not treated in the plan (OKAY TO PAY??) 3) DSO Recipient (Ann Lindquist) filed $134,935.70 amended priority claim - plan proposes treatment outside the plan. Debtor should obtain a consent order with creditor (UNRESOLVED.) 4) Cavalry SPV filed $7,260.42 secured judgment not treated in the plan (OKAY TO PAY??) ***RESOLVED ISSUES*** A) Sun West Mortgage (POWERS) OBJs - $1,222.23 arrears on Stokes Rd property (CONSENT ORDER ENTERED.) B) Trustee OBJ: - Must provide DSO Info Form and Court order (RECEIVED.) - Bank of America and NJLPSCU statements provided. - IRS claim amended and no longer estimated. Prop. Plan $200 x 18, $1,000 x 18; Base Plan PTD 4/4 = $801.99 Last Claim (16-1) |
| Email InquiryMatter ResolvedRequest Adjournment | 169 | 10/22/2025 10:00 am | 25-16926 / MEH | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 10/16/25 (SF) NEED INSURANCE TO ADJOURN 1. Municipal Credit Union filed unsecured claim 28-1 so not sure if this should be a cram (The plan proposes to pay a secured claim) 2. State of NJ filed estimated unsecured claim 19-1 (NEED AMENDED CLAIM) 3. Trustee objection: - Need Modified Plan that pays a base dividend to unsecured creditors. - The debtor must provide updated proof of auto insurance for the 2017 Acura and the 2017 Dodge Ram. The policy provided has expired. - There is $17,453 non-exempt equity in the residence. Plan proposes $253 x 60 0% Plan Payments: 3/4 Arrears: $253 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-17029 / MEH | Eugene D. Roth | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS OF 10/17/25 (SF) RECOMMEND $4,320 PTD, $1,565 X 57 (BEGIN 11/1/25) 100% PLAN W/MIN $308,093 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE AND PERSONAL PROPERTY Trustee objection: - There is $4,615 non-exempt equity in Toyota 4 Runner - There is $303,478 non-exempt equity in house Plan proposes $1410 x 60 100% Plan Payments: 3/3 RESOLVED: - The debtor has failed to file the required Pre-Confirmation Certification (FILED) - Domestic Support Obligation information (RECEIVED) - The debtor must provide updated proof of auto insurance for the 2008 Toyota 4 Runner. The policy provided has expired. (RECEIVED) |
| Email InquiryMatter ResolvedRequest Adjournment | 178 | 10/22/2025 10:00 am | 25-17100 / MEH | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | As of 10/17/25 (DS): 1. Issues not resolved: - BridgeCrest - 2012 Mercedes (GAVIN STEWART) obj to cram. - Toyota - 2019 Lexus (LAUREN JACOBY) obj to cram. - Must resolve State of NJ estimated tax claim, 2023 and 2024 not filed. - Any dismissal of this case should trigger a one year bar to re-filing. This is the debtor's 8th filing since 2017. - Must file Pre-confirmation certification. - Add to confirming order non-exempt proceeds from the estate of Albanese and estate of Waldie. ============================= - Neither property is deeded in the debtor's name - both sales if completed will be short sales - add non-exempt proceeds from the two separate estates that hold the properties. 9/10/25 (DS): 1. Debtor in arrears $796, made a payment of $80, not per Plan payments $438. DEBTOR IN ARREARS $329. 2. Two MFR for prospective relief filed by PHH Mtg for Squirrel Rd and for Evans Rd property, both sched 9/10/25. BOTH GRANTED 9/10/25 3. Trustee obj to the following: - Must provide homeowner insurance for 1305 Squirrel Rd and 1405 Evans Rd and mortgage balance statement for the Squirrel Rd property, which shows the monthly payment amount. MFR GRANTED, DEBTOR DOES NOT OWN PROPERTIES, ONLY HAS INTEREST IN THE ESTATES. - Any dismissal of this case should trigger a one year bar to re-filing. This is the debtor's 8th filing since 2017. - Must file Pre-confirmation certification. - Add to confirming order non-exempt proceeds from sale of properties to Trustee. NOT NEEDED, ADD NON-EXEMPT PROCEEDS FROM ESTATES 4. BridgeCrest-2012 Mercedes (GAVIN STEWART) obj to cram. Must resolve obj. NOT RESOLVED 5. Toyota-2019 Lexus (LAUREN JACOBY) obj to cram. Must resolve obj. NOT RESOLVED 6. Must resolve State of NJ estimated tax claim, 2023 and 2024 not filed. NOT RESOLVED Prop Plan $438 x 60 begin 8/1/25; $0 and Sale of Squirrel Rd 6 months from conf Note: Auto insurance provided 9/5/25. Service to Bridgecrest and Toyota done. |
| Email InquiryMatter ResolvedRequest Adjournment | 180 | 10/22/2025 10:00 am | 25-17154 / MEH | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | issues as of 10/15/2025 (JMA) 1) Nationstar Mortgage LLC/US Bank (Friedman Vartolo) objection to confirmation - NEED TO RESOLVE - Pre-Petition arrears approximately $61,787.40 2) Trustee objection to confirmation - NEED TO RESOLVE - The debtor has failed to file the required Pre-Confirmation Certification. NOT FILED TO DATE - The current Plan does not specify treatment of US Bank/Rushmore Servicing under the Plan. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is non-exempt equity in the residence $268,592. - Must resolve creditor objection. - Add to confirming order non-exempt proceeds from sale of residence to Trustee. 3) NJ Division of Taxation filed estimated claim 2-1. Estimated taxes for 2022, 2023 and 2024. NEED TO RESOLVE proposed plan $150x60 begin 8/1/2025 100% plan with sale of Florida Grove Road by 12/31/2025 paid in $450 last claim 2-1 RESOLVED ISSUES: - The debtor has failed to supply the Trustee with the following document(s): A copy of the homeowner's insurance renewal declaration - with personal liability coverage. RESOLVED, PROVIDED RENEWAL GOOD THROUGH 9/8/2025 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-17166 / MEH | John Zimnis, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | AS OF 10/14/2025 (at): 1. Objection filed by NJ Housing and Mortgage Finance Agency (KML) - failure to cure pre-petition arrears of $28,616.70 (Per objection - no POC yet). Plan proposes to pay $0 until sale of residence. Sale is speculative. (RESOLVED - SALE BY 1/31/2026 AND REGULAR PAYMENTS PENDING SALE) 2. Trustee's objection: - Must resolve IRS estimated tax claim, 2023 not filed. (STILL ESTIMATED) - The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED) RESOLVED ISSUES: - The debtor has insufficient income. Disposable income verifies $461, plan propose $500. (ONLY DUE FOR OCTOBER PAYMENT) - The debtor has failed to supply the Trustee with the following document(s): - Bank of America statement from 6/18/25 - 7/31/25. (RECEIVED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in the residence $227,155, 2005 BMW $480, Cash $10 and Bank of America acct $16,155. (LANGUAGE ADDED) - Add to confirming order non-exempt equity from the sale of the residence to Trustee. (LANGUAGE ADDED) - Must resolve creditor objection. (LISTED ABOVE) - Add to confirming order Debtor to provide 2 months updated proof of income no later than 5/25/26 and 2025 Tax returns. (LANGUAGE ADDED) Plan proposes: $500 x 36 beginning 8/1/2025, sale of residence by 1/31/2026, 100% plan Payments: 2/3, arrears $500 |
| Email InquiryMatter ResolvedRequest Adjournment | 184 | 10/22/2025 10:00 am | 25-17206 / MEH | Thomas G. Egner, Esq. | Confirmation Hearing Scheduled | Plan Denied | AS OF 10/9/25 (SF) MP FILED AND SCHEDULED FOR 12/3/25. THIS PLAN IS MARKED DENIED 1. Motion to Disallow claim 13-1 filed by First Investors Servicing scheduled for 11/12/25 at 9 2. Trustee objection: - The current Plan does not specify treatment of IRS claim for $1,871.51 and US Dept of HUD under the Plan. - There may be non-exempt equity in the residence, pending mortgage claim filed. There is non-exempt equity of $3909 in real estate - First Investor's (2019 Mercedes) filed arrears claim $2,385.12. Plan has outside unaffected. (MOTION TO EXPUNGE FILED) Note: To pay claims above and non-exempt equity, the trustee payment will need to increase to $346. Plan proposes $220 x 48 Base Plan Payments: 2/2 RESOLVED: - The debtor has failed to file the required Pre-Confirmation Certification (FILED) |
| Email InquiryMatter ResolvedRequest Adjournment | 161 | 10/22/2025 10:00 am | 25-17634 / MEH | Andrew Thomas Archer, Esq. | Confirmation Hearing Scheduled | Continued 11/12/2025 10:00 am | As of 10/16/25 (DS): Debtor atty requested adj to allow time to resolve creditor obj As of 9/29/25 (DS): Debtor atty requested adj, request denied, does not provide homeowner insurance (RECEIVED) As of 9/24/25 (DS): 1. Trustee obj to the following: - Must provide Wells Fargo Bank statements from checking acct from 6/17/25-7/16/25 and 2 months bank statements from Wells Fargo savings acct prior to filing date. - There is non-exempt equity in the residence $369,537, Wells Fargo chkg acct $2,243 and Wells Fargo savings acct (Pending statements). - Add to confirming order Debtor to provide 2 month proof of income and amended Sched I & J by 2/1/26. - Must resolve creditor obj. 2. SPS (GROSS POLOWY) obj to arrears not paid pending sale. 3. NJ Motor Vehicle filed arrears claim for $679.08, not in plan. Prop Plan $65 x 36 begin 8/1/25; 100% and Sale of Larsen Rd 6 months from filing date 7/21/25 (1/21/26) Note: Homeowner insurance provided. |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-17658 / MEH | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 10/17/25 (SF) 1. Objection filed by LVNV Funding LLC (Aleisha Jennings) - Debtor fails to acknowledge Secured Creditor's Judgment lien in the amount of $6,405.98 2. Objection filed by LVNV Funding LLC (Egerman) - Debtor fails to acknowledge Secured Creditor's Judgment lien in the amount of $19,643.45 3. Delaware Title Loans Inc filed secured claim 14-1 in the amount of $15,280.62 which is not addressed in the plan. Debtor is a co-signer on the loan (2017 Acura TLX) (MUST RESOLVE) 4. Trustee objection: - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J : Excessive expenses on Schedule J $850/electric/gas; $687.92/school lunch/dance/sports - need to provide supporting documents/statements for expenses 10 days before confirmation. - There is $135,983 non-exempt equity in the house pending updated CMA - Need to amend Sch I to disclose DSO that debtor receives despite that it is infrequent. - Confirming order should provide for all non-exempt proceeds from claim for accounts receivable (approximately 1 million) due from Delaware Health Information Network. Plan proposes $3,912 x 60 Base w/min $180,515 to gucs Payments: 2/3 Arrears $3912 RESOLVED: - A current market analysis - need new CMA with comps within the 6 months of filing (June 2025 to January 2025) - Need a copy of the homeowner's insurance renewal declaration - need to provide the full declaration page which must include personal liability coverage (RECEIVED) - The debtor has failed to file the required Pre-Confirmation Certification (RECEIVED) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-17661 / MEH | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | issues as of 10/9/2025 (JMA) 1) NewRez LLC d/b/a Shellpoint Mortgage Servicing (Stewart Legal Group) objection to confirmation - need to resolve -anticipated arrearage in the amount of $196,198.67 2) Trustee objection to confirmation - NEED TO RESOLVE - The debtor has failed to file the required Pre-Confirmation Certification . - The debtor has failed to supply the Trustee with the following document(s): A current market analysis - document provided as CMA was mortgage balance owed. - A copy of the last filed tax return - for 2024. - Must resolve creditor objection. - Need copy of property settlement agreement. proposed plan $350x36 base plan with loan mod on Serpentine Drive East by 2/1/2026 paid in $1,050 last claim 9-1 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-17719 / MEH | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | AS OF 10/14/2025 (at): RECOMMEND: $1,410 PAID TO DATE, $701 x 57 BEGINNING 11/1/2025, BASE - Preserve non exempt equity of $5,127 in real estate. - Preserve non exempt equity of $7,436 in personal property. Trustee's objection: - 2 months (June & July) bank statements from Capital One Bank acct. (PER ATTORNEY, THIS ACCOUNT BELONGS TO THE DEBTOR'S MOTHER ONLY) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in the residence $19,474, Wells Fargo Bank accts#0443 of $203 and acct#7278 of $7,233 and Capital One acct. pending amended Schedules, bank statements and balance statement from mortgage, unless mortgage claim is filed. (NEED BANK STATEMENT AND MORTGAGE STATEMENT) (CLAIM FILED - NON EXEMPT EQUITY IN RESIDENCE IS $5,127) RESOLVED ISSUES: - Amendments to Schedules A/B and C to add amounts in Wells Fargo Bank accts#0443 of $203 and acct#7278 of $7,233. (AMENDED) - The debtor has failed to supply the Trustee with the following document(s): - A copy of the homeowner's insurance renewal declaration - with personal liability coverage and 2nd mortgage balance statement, unless mortgage claim filed. (RECEIVED) Plan proposes: $470 x 60 beginning 8/1/2025, $0 to unsecured creditors Payments: 3/3 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-17737 / MEH | Leonard S. Singer, Esq. | Order Vacate Dismissal of Case | Recommend Dismissal - No 341 Hearing Held | issues as of 10/9/2025 (JMA) 1) 341 not held, not rescheduled proposed plan $500x36 100% plan paid in $1,500 last claim 7-1 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-17743 / MEH | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | as of 10/14/2025 (JMA) 1) Trustee objection to confirmation - NEED TO RESOLVE - The debtor has insufficient income. - The debtor has failed to file the required Pre-Confirmation Certification - NOT FILED TO DATE. - The debtor has failed to supply the Trustee with the following document(s): A copy of the homeowner's insurance renewal declaration - expired 8/26/25. - The Schedules fail to account for the debtor(s) tax refund in the amount of $6,978 when determining disposable income. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $2,155 non-exempt equity in real estate. - Need updated proof of income (P&L statements) from Debtor for self-employment as freelance graphic designer and brand strategist. proposed plan $2347x60 base plan paid in $7041 last claim 2-1 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-17780 / MEH | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | Atty accepts terms As of 10/17/25 (DS): Need to confirm at $600 paid, $371 x 57 begin 11/1/25; Base and add to confirming order fee app within 7 days from confirming order As of 9/29/25 (DS): Debtor atty requested adj to resolve obj 10/1/25 (DS): 1. Trustee obj to the following: - Disposable income verifies $738. DEBTOR IS NOT MAKING $285 MONTHLY TRUSTEE PAYMENT, MADE 1 PAYMENT $300 ON 9/3/25, DID NOT MAKE AUGUST PAYMENT. NEEDS TO MAKE ADDITIONAL TRUSTEE PAYMENT. INCOME NO ISSUE, NEED HIGHER TRUSTEE PAYMENT, DUE TO HIGHER TAX CLAIMS - Atty must file fee app within 7 days from confirming order. Prop Plan $285 x 60 begin 8/1/25; Base Note: Updated auto insurance and TD Bank statements provided 9/22/25. |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-17881 / MEH | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | issues as of 10/9/2025 (JMA) 1) The Bank of New York Mellon (Padgett Law Group) objection to confirmation - need to resolve - estimated arrears totaling $638,288.58 2) Trustee objection to confirmation - need to resolve - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Form 22c #45 shows monthly disposable income of $11,028.65. The plan needs to be shortened to 36 months. - Disposable net income on Schedules I & J is $14,908.45 (100% PLAN) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $72,571.44 non-exempt equity in house. proposed plan $1,188x60 100% plan with loan mod within the time prescribed in the loan modification order paid in $3,564 last claim 6-1 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-17951 / MEH | Erik Frins, Esq. | Confirmation Hearing on Modified Plan | Recommend Confirmation - SUBJECT TO TERMS | AS OF 10/14/2025 (at): RECOMMEND: $1,720 PAID TO DATE, $1,139 x 57 BEGINNING 11/1/2025, 100% PLAN - Preserve non exempt equity of $7,185 in real estate. - Preserve non exempt equity of $1,449 in personal property. 1. Objection filed by Planet Home Lending (KML) - failure to cure arrears of $11,828.83 (Per objection, no POC yet). Modified plan proposes to pay $12,228.73. (NO OBJECTION TO MODIFIED PLAN) 2. Trustee's objection: - The debtor has failed to file the required Pre-Confirmation Certification. (FILED) - The debtor has failed to supply the Trustee with the following document(s): - 2 months (June & July) bank statements from Chase Bank savings acct#4762. (RECEIVED) - Amendments to Schedules A/B and C to add Chase Bank savings acct#4762 and correct name of bank from TD Bank checking to Chase Bank checking on Sched B. (AMENDED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Health insurance $800 (Insurance is on pay roll deductions). Must provide proof of expense 10 days prior to confirmation. (NOT RECEIVED - DEDUCTED FROM EXPENSES) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): - 22C Line 45 has disposable income $342.18, which would require min. div. $20,530.80 to gucs. - The Schedules fail to account for the debtor(s) tax refund in the amount of $2,954 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in the residence of $7,186 and in the Chase Bank savings acct pending statement. (CHASE ACCOUNT HAS $1,449 IN NON EXEMPT EQUITY) (LANGUAGE ADDED) Modified plan before confirmation proposes: $900 x 60 beginning |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-17957 / MEH | Jonathan Goldsmith Cohen, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | As of 10/16/25 (DS): Recommend confirming at $5,562 x 60 begin 8/1/25; 100% with a min. div. $77,758 due to non-exempt equity; - Section 4g to be stricken and Bread Financial not to be paid due to no claim filed. - Add to confirming order Trustee ok to pay claim#21-1 Freedom Mtg arrears $1,180.57. - Within 7 days must file Pre-confirmation certification. 1. Trustee obj to the following: - Must amend Sched A/B and C to add First Atlantic FCU acct#7154 $216, PNC Bank acct#0843 $626, PNC Bank acct# $4,611, Affinity FCU $5, Microsoft $9,000, Comcast $1,755 & Ocean Break $2,500. - There is non-exempt equity in the residence $59,045 and non-exempt equity in personal assets total $18,713 with a total in assets $77,758. - 22C has disposable income $5,869.25. Plan propose 100% and disposable income verifies $6,820. - Must file Pre-confirmation certification. 2. Freedom Mortgage filed arrears claim $1,180.57. Trustee ok to pay? 3. Bread Financial has not filed claim, plan propose to pay claim in full, bar date has passed 10/8/25. Recommend striking and not paying. Prop Plan $5,562 x 60 begin 8/1/25; 100% |
| Email InquiryMatter ResolvedRequest Adjournment | 174 | 10/22/2025 10:00 am | 25-18000 / MEH | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | ISSUES AS OF 10/14/2025 (DM): Atty agrees to terms ***If no additional fees are to be paid in this severed case, THEN TRUSTEE CAN RECOMMEND CONFIRMATION AT $932.75 PTD, THEN $630 x 50 STARTING 11/1/25, 0% PLAN, JEFFERSON CAPITAL POC (7-1) SHALL BE TREATED AS SECURED UNAFFECTED OUTSIDE THE PLAN ON THE 2012 CADILLAC SRX, IRS POC (6-1) SHALL BE TREATED IN THE 24-22706 SEVERED COMPANION CASE*** This case was severed by Order dated 7/30/25. ***Need consent order with Prestige for the total gross to be paid through the plan*** 1) Prestige Financial (Bill Craig, Esq) OBJs - plan should provide $23,158.38 plus 9.5% interest on the 2020 Nissan Rogue (CO ENTERED - $29,182.15 GROSS THROUGH THE PLAN.) 2) Jefferson Capital filed a JOINT claim with $0 arrears on 2012 Cadillac SRX not treated in the plan (TREAT AS SECURED UNAFFECTED OUTSIDE THE PLAN?? - Yes.) 3) Joint IRS claim shall be paid in case #24-22706. Prop Plan $533 x 60, 0% Plan PTD = $932.75 Last Claim (16-1) |
| Email InquiryMatter ResolvedRequest Adjournment | 176 | 10/22/2025 10:00 am | 25-18043 / MEH | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | issues as of 10/9/2025 (JMA) 1) Trustee objection to confirmation - NEED TO RESOLVE - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): The bonus ($7,807.11) for the non-debtor spouse prorated over year verifies higher ($650.59) than scheduled ($200) resulting in $831 monthly disposable income. proposed plan $300x60 base plan paid in $600 last claim 5-1 |
| Email InquiryMatter ResolvedRequest Adjournment | 191 | 10/22/2025 10:00 am | 25-18089 / MEH | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | As of 10/17/25 (DS): Ok to confirm at $400 x 36 begin 8/1/25; Base with a min. div $8,327 to gucs due to non-exempt equity As of 9/8/25 (DS): Debtor atty requested adj to allow time to review the Trustees calculations of disposable income and prepare amended schedules 9/10/25 (DS): Need to confirm at $400 paid, $570 x 34 begin 10/1/25; Base with a min div. $8,327 to gucs due to non-exempt equity 1. Trustee obj to the following: - Disposable income verifies $685. Tax refund was listed on Sched I. AMENDED SCHED I & J FILED, SCHED J EXPENSES INCREASED AND OK - There is non-exempt equity $8,327 in the mobile home. Prop Plan $400 x 36 begin 8/1/25; Base Note: Updated homeowner insurance and DSO Info form provided. |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-18214 / MEH | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 11/12/2025 10:00 am | As of 10/17/25 (DS): Debtor atty requested adj to allow time to resolve creditor obj As of 10/17/25 (DS): 1. Trustee obj to the following: - There is non-exempt equity $28,840 in the residence and $929 in TD Bank total $29,769. - Must resolve creditor objection. - Must file Pre-confirmation certification. 2. Citigroup-1ST MTG (STUART WEST) obj to loan mod, when debtors defaulted on loan mod in 2019, plus income and expenses can not afford loan mod. Must resolve obj. 3. Real Time-2ND MTG (CORY WOERNER) obj to plan not proposing to pay prepetition arrears, POC filed with arrears owed $26,959.81, plan list as outside no arrears owed. Must resolve obj. Prop Plan $400 x 36 begin 9/1/25; Base and Loan mod on Boulder Dr by 1/31/26 Note: Homeowner insurance provided 10/17/25. Second mtg filed claim, statement no longer needed. Proof of school expense provided. |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-18222 / MEH | Andre L. Kydala, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Meeting Held | As of 10/16/25 (DS): 341 not held 10/9/25, no docs provided |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-18247 / MEH | David G. Beslow, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | issues as of 10/9/2025 (JMA) 1) US Trust Bank (RASC) objection to confirmation - need to resolve - anticipated pre-petition arrears $4,492.17 2) Trustee objection to confirmation - NEED TO RESOLVE - The debtor has failed to file the required Pre-Confirmation Certification. - The debtor has failed to supply the Trustee with the following document(s): A copy of the last filed tax return - Debtor tax return missing page 2 showing refund amount. - Car insurance expired 4/17/2025 - need to provide renewal - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Form 22c Line 45 shows monthly disposable income in the amount of $450.92 which requires $27,055 to gucs. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $85,754.98 non-exempt equity in house. (PROPOSED PLAN PROVIDES $116,636 TO GUCS.) -All bank statements (June & July) listed on Schedule A/B does not include the following: TD Bank savings account; Central Jersey Federal Credit Union savings account; Columbia Bank account. Need to provide statements for these accounts. proposed plan $2,300x60 with minimum $116,636 to gucs paid in $2,300 arrears $2,300 last claim 19-1 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-18251 / MEH | Scott E. Tanne, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 10/14/2025 (at) 1. Objection filed by SN Servicing (Friedman Vartolo) - failure to cure arrears of $67,641.83 (Per POC). Plan proposes to pay $56,336.33. (UNRESOLVED) 2. Trustee's objection: - The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED) RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $132,350 non-exempt equity in the residence (100% PLAN.) (LANGUAGE ADDED) - There is $8,544 non-exempt equity in the personal property. (LANGUAGE ADDED) - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) Plan proposes: $2,462 x 60 beginning 9/1/2025, 100% plan Payments: 2/2 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-18271 / MEH | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | AS OF 10/17/25 (SF) Adj. request denied. Need updated auto insurance Note: Auto insurance expired on 10/1/25. Need proof of current insurance. 1. Navy Federal Credit Union filed arrears claim $435.82 which is not addressed in plan (OK TO PAY?) 2. CrossCountry Mortgage filed arrears claim 20-1 in the amount of $2869.99 which is not addressed in plan (OK TO PAY?) 3. IRS filed estimated priority claim 1-1 (NEED AMENDED CLAIM) 4. Trustee objection: - The debtor has failed to file the required Pre-Confirmation Certification - The debtor must provide proof of auto insurance for the 2019 Harley Davidson. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $175 & $150/month for home maintenance/lawn care $65/month for exterminator $220/month for entertainment Need proof of excessive expenses 10 days prior to confirmation. - The Schedules fail to account for the debtor(s) tax refund in the amount of $337 when determining disposable income. - The debtor has failed to provide proof of service with respect to Plan Motion(s). Need proof of service on Fort Bragg FCU. - The attorney's fees in the plan and the disclosure statement do not agree. The disclosure states that $2,600 will NOT be paid through the plan. One of these must be amended. - Need to amend Sch I&J for rental property in North Carolina. Plan proposes $675.38 x 60 Base Payments: 2/2 RESOLVED: - Verified income leaves monthly disposable income of $816. (Moot due to VA disability income) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-18323 / MEH | Donald C. Goins, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Meeting Held | 1. 341 not held 2. No payments: 0/2 Arrears: $550 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-18375 / MEH | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | Atty asked for one more adj to after bar date to see how much will need to be paid at 100% (Bar date expires on 10/17/25) AS OF 10/17/25(SF) PLAN IS NOT FEASIBLE. NONEXEMPT EQUITY IS $264,653 AND DISPOSABLE INCOME VERIFIES AT $196.27. DEBTOR NEEDS $2423 FOR REMAINING 58 MONTHS 1. Trustee objection: - The debtor has insufficient income. - Need a copy of the homeowner's insurance renewal declaration - Policy provided expires on 9/28/25. - Need a statement for the debtor's 401k loan. - The Schedules fail to account for the debtor(s) tax refund in the amount of $3,648 when determining disposable income. - There is $263,321 in non-exempt equity in the residence (100% PLAN.) - There is $3,831 in non-exempt equity in the debtors' personal property. Plan proposes $1576 x 60 100% Plan Payments: 2/2 RESOLVED: - The debtor has failed to file the required Pre-Confirmation Certification (FILED) - Need a statement for the second mortgage showing monthly payment amount if a POC is not filed |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-18412 / MEH | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 11/12/2025 10:00 am | AS OF 10/14/2025 (at): Adj. to after bar date 1. One Main filed a bifurcated claim which needs to be resolved. (Secured - $5,450, unsecured - $1,991.62 and arrears of $281.16) 2. Trustee's objection: - The debtor has failed to supply the Trustee with the following document(s): - Need statements for the debtor's two thrift loans. (NOT RECEIVED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $1,290/month for food for two $290/month for clothing $1,288/month for child support Need proof of expenses 10 days prior to confirmation. (NOT RECEIVED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): - Verified income leaves monthly disposable income of $2,355.67. - Need July and August bank statements for Wells Fargo account 4260. (NOT RECEIVED) RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $110,799 in non exempt equity in the residence. (LANGUAGE ADDED) Plan proposes: $1,095 x 60 beginning 9/1/2025, 100% to unsecured creditors Payments: 2/2 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-18420 / MEH | Edward Hanratty, Esq. | Confirmation Hearing Scheduled | Continued 11/12/2025 10:00 am | 10/3/25 Adj to after bar date |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-18429 / MEH | Andrew M. Carroll, Esq. | Confirmation Hearing Scheduled | Withdrawn | issues as of 10/9/2025 (JMA) 1) Citizens Bank f/k/a RBS Citizens (McCabe Weisberg) objection to confirmation - NEED TO RESOLVE - anticipated pre-petition arrears due to Secured Creditor through the plan $20,836.69 2) One Main Consumer Loan, Inc filed claim for 2004 Lincoln Town Car - not treated in plan, claim filed no arrears. 3) Trustee objection to confirmation - NEED TO RESOLVE |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-18559 / MEH | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Continued 11/12/2025 10:00 am | As of 10/17/25 (DS): Debtor atty requested adj to allow time to resolve all issues and file mod plan As of 10/16/25 (DS): 1. Trustee obj to the following: - Must provide 2 months bank statements from Bank of America acct#0551 shown in Debtor's bank acct prior to filing date. - Must amend Schedules A/B and C to add personal injury claim and take $5,532 for PNC bank acct to protect non-exempt equity. - Add to confirming order non-exempt proceeds from personal injury claim to Trustee. - Must file Pre-confirmation certification. Prop Plan $568.43 x 60 begin 9/1/25; Base Note: C/O entered with mtg to pay arrears, no POC filed. |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-18588 / MEH | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 12/3/2025 10:00 am | AS OF 10/17/25 (SF) PLAN IS NOT FEASIBLE. UNSECURED DEBT TOTALS 1,375,896.96 109(E) ISSUE 1. Objection filed by Freedom Mortgage (Wilson) - failure to pay arrears of $3678.47 2. Objection filed by DeLage Landen Financial Services Inc. (Stark & Stark) - DLL is a creditor of debtor and Raptor Auto Transport which is a debtor in a pending chapter 11 case. There is a pending sale of collateral by Raptor. --DLL adopts and incorporates by reference in the Trustee's Objection as far as the Plan provides for distributions to unsecured creditors in amounts less than would be received by under a chapter 7 case, as prohibited by 11 USC 1325(a)(4) [DI 18]. -- DLL is concerned about the inconsistent representations concerning the Collateral and numerous other vehicles which are reflected in the Debtor's schedules as being owned by him, when they are truly owned by Raptor. -- It seems that the Debtor is playing fast and loose with this Court and the Chapter 13 Trustee. On the one hand, he notes that the closure of Raptor is imminent. Yet, the filings in Raptor's bankruptcy case reflect the Debtor's intention to reorganize and for the Debtor to continue his involvement, including through new value contributions. -- Given the Debtor's inconsistent statements and misrepresentations, DLL is concerned that he is not being forthright with this Court and that his plan was not filed in good 3. IRS filed priority claim 1-2 in the amount of $64,527.44 which is not addressed in plan (MUST RESOLVE) 4. Acura Financial Services filed lease claim 2-1 which is not assumed in the plan 5. BMW Fiancial Services filed lease claim 9-1 with arrears of $30 which is not assumed in the plan 6. VW Credit Leasing filed lease claim 11-1 which is not assumed in the plan 7. Trustee objection: - The debtor has failed to file the required Pre-Confirmation Certification . - There is $367,328.56 non-exempt equity in house - There is $202,933.85 non-exempt equity in business property - The |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-18593 / MEH | Joseph Casello, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | AS OF 10/14/2025 (at): RECOMMEND: $600 PAID TO DATE, $3,000 x 34 BEGINNING 11/1/2025, 100% PLAN - Preserve non exempt equity of $14,012 in real estate. - Attorney's fees of $4,250 shall be paid through the plan. - Low base pending sale of residence. Trustee's objection: - The debtor has failed to file the required Pre-Confirmation Certification. (FILED) - The debtor has failed to supply the Trustee with the following document(s): - Amendments to Schedules J to remove car payment. (car being paid in full through the plan) (NOT AMENDED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): - Verified income leaves monthly disposable income of $4,419.08. - The Schedules fail to account for the debtor(s) tax refund in the amount of $6,532.00 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $14,012 in non exempt equity in the residence. (LANGUAGE ADDED) - Atty fee of $4250 per the filed disclosure statement is to be paid through the plan. (LANGUAGE ADDED) Plan proposes: $300 x 36 beginning 9/1/2025, sale of residence by 12/31/2025, 100% plan Payments: 2/2 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-18618 / MEH | Andre L. Kydala, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Meeting Held | AS OF 10/14/2025 (at): 1. 341 has not been held or rescheduled. 2. Payments: 1/2, arrears $1,500 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-18619 / MEH | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | AS OF 10/14/2025 (at): RECOMMEND: $800 PAID TO DATE, $1,000 x 15 BEGINNING 11/1/2025, $1,500 x 43 BEGINNING 2/1/2027, BASE - Preserve non exempt equity of $12,257 in personal property. - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. Trustee's objection: - The debtor has failed to file the required Pre-Confirmation Certification. (FILED) - The debtor has failed to supply the Trustee with the following document(s): - A Modified Plan that increases trustee payment by $570 in month 17 when spouse's TPAF loan is paid off. (MODIFIED PLAN NOT FILED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): - Verified income leaves monthly disposable income of $1,060.40. RESOLVED ISSUES: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $526/month for car insurance (per policy payment is $302.57/month) $1,200/month for spouse's debt payments (PROOF RECEIVED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $12,257 in non exempt equity in the bank accounts. (LANGUAGE ADDED) - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) Plan proposes: $400 x 60 beginning 9/1/2025, base Payments: 2/2 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-18654 / MEH | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | issues as of 10/9/2025 (JMA) 1) 341 not held, scheduled for 11/6/2025 2) Need to request adjournment of confirmation hearing to allow 341 to be held. |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-18654 / MEH | James J. Cerbone, Esq. | Motion Relief from Stay (Fee) | No Opposition Filed | WILMINGTON SAVINGS FUND SOCIETY (ROMANO GARUBO) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-18698 / MEH | Andrew G. Greenberg, Esq. | Confirmation Hearing Scheduled | Recommend Dismissal - No 341 Hearing Held | issues as of 10/9/2025 (JMA) 1) 341 not held, not rescheduled 2) 341 documents not provided |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-18716 / MEH | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Incomplete Docs - Needs Resolution of Issues | As of 10/16/25 (DS): 1. Trustee obj to the following: - Must provide homeowner insurance, not forced mortgage insurance and motorcycle insurance. - Must resolve State of NJ estimated tax claim, 2022 not filed. - Must file Pre-confirmation certification. - Add to confirming order non-exempt proceeds from any lawsuits medical malpractice, discrimination lawsuit or auto accident to Trustee. 2. State of NJ Division of Taxation (MATHEW PLATKIN) obj to plan not proposing to pay. Must resolve obj, claim is estimated. Prop Plan $400 x 24 begin 9/1/25; $767 x 36; Base Note: After calculating excessive expenses and disposable income, plan pays more. Based on updated CMA provided there is $7,666 equity, used d(5) and used d(5) on bank acct $4,376. |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-18722 / MEH | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Continued 12/3/2025 10:00 am | updated 10/17/2025 (JMA) issues as of 10/9/2025 (JMA) 1) 341 not held, rescheduled for 11/6/2025 2) NewRez, LLC d/b/a Shellpoint Mortgage Servicing (Hill Wallack) objection to confirmation - need to resolve - Estimated pre-petition arrears $1,100,158.30 proposed plan $500x60 with loan mod by 3/2026 100% plan paid in $1,000 last claim 4-1 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-18726 / MEH | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Continued 11/12/2025 10:00 am | |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-18760 / MEH | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - SUBJECT TO TERMS | AS OF 10/17/25 (SF) RECOMMEND $550 X 2 (BEGIN 9/1/25); $695 X 46 (BEGIN 11/1/25) 100% PLAN Trustee objection: - Verified income leaves monthly disposable income of $1,681. (RECOMMEND 48 MONTH PLAN) Plan proposes $550 x 60 100% Plan Payments: 1/2 Arrears: $550 RESOLVED: - Need a current market analysis - with comparatives sold within 6 months of filing. (OK, ZILLOW IS LESS THAN CMA PROVIDDED) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-18841 / MEH | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 11/12/2025 10:00 am | 10/17/25 (SF) Atty would like to adj to give mortgage company time to file claim AS OF 10/14/2025 (at): RECOMMEND: $410 x 60 BEGINNING 9/1/2025, $0 TO UNSECURED CREDITORS Trustee's objection: - The debtor has failed to file the required Pre-Confirmation Certification. (FILED) - The debtor has failed to supply the Trustee with the following document(s): - A copy of the homeowner's insurance renewal declaration - that includes liability coverage. (RECEIVED) - The debtor must provide updated proof of auto insurance for the 2022 Chevy Trail Blazer, 2009 Chevy Silverado and 2014 Harley Davidson. The policy provided expires on 9/28/2025. (RECEIVED) Plan proposes: $410 x 60 beginning 9/1/2025, $0 to unsecured creditors Payments: 1/2, arrears $410 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-18980 / MEH | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Needs Resolution of Issues - Objections | issues as of 10/15/2025 (JMA) 1) Trustee objection to confirmation - NEED TO RESOLVE - The debtor has insufficient income. using proof of income provided, income is negative 228.95. - The debtor has failed to supply the Trustee with the following document(s): A copy of the homeowner's insurance renewal declaration, policy provided expired 10/4/2025, need to provide renewal. ATTY ADVISED NEW HOI SENT OVER, HAVE NOT RECEIVED YET. - Chase Bank balance as of 8/8/2025 $839.58. May need to amend Schedule C or there may be non-exempt equity in the account. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Non-exempt is higher than the amount provided for in plan. Must pay minimum $43,033.81 to general unsecured creditors. PER ATTY DEBTOR AGREES TO PAY MINIMUM $43,033.81 TO GUCS. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $40,722.81 non-exempt equity in house; There is $1,561 non-exempt equity in 2018 Nissan Murano; There is $750 non-exempt equity in 2005 Nissan Maxima. TOTAL NON-EXEMPT EQUITY $43,033.81 proposed plan $200x36 minimum base of $41,000 paid in $400 last claim 3-1 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-18981 / MEH | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Continued 11/12/2025 10:00 am | As of 10/16/25 (DS): Debtor atty requested adj to allow time to pass bar date and resolve all issues As of 10/16/25 (DS): 1. Trustee obj to the following: - The amount of debt in the debtors Plan exceeds the statutory limit for secured or unsecured debt pursuant to 11 U.S.C. ? 109(e). Total unsecured claims filed as of 10/6/25 is $596,381.13 over the $526,700 limit. - Must provide balance statements on all liens on property, if no claims filed. - 22c Line 45 has disposable income $3,828.80 and disposable income verifies $9,598. Plan is 100% - There is estimated non-exempt equity in the residence $238,456, 2008 Honda $4,125, $11,279 in 2019 Ford F350, $1,200 in 2010 Trailer, $8,000 in 2021 Trailer, $3,940 in Collectible items, $1,700 Misc. weights, surfboards, mountain bikes, Starcaster by Fender and Flutes, TD Bank S Hore Thing acct#9791 $14,452, TD Bank Business Wreck'd Productions acct#8939 $10,798, Security deposit $5,813, Accts receivables $16,978, Office equipment $5,460, Machinery $89,270, Interest in partnerships $95,000 and Customer listing $1,000. - Must file Pre-confirmation certification. Prop Plan $2,098 x 60 begin 9/1/25; 100% |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-19070 / MEH | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 12/3/2025 10:00 am | AS OF 10/17/25 (SF) Adj past bar date 1. Objection filed by Movant Valley Strong CU (Joshua Goldman) - failure to pay arrears of $16,883.97 (RESOLVED VIA ORDER - PAY ARREARS) No claim filed yet 2. Objection filed by Citigroup Mortgage (RAS) - failure to pay arrears of $85,202.35 and speculative loan mod 3. Loss mit order expires 1/7/26 4. Trustee objection: - The debtor has failed to file the required Pre-Confirmation Certification - Need a statement for the second mortgage showing monthly payment amount. - There is $48,010.00 in non exempt equity in the residence. - There is $1,877 in non exempt equity in the bank accounts. - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. - Need statements for the Acorn account. - Student loans will be paid outside of the plan Plan proposes $400 x 6; $1400 x 54 BASE PLAN; LOAN MOD BY 2/28/26 Payments: 2/2 RESOLVED: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $2,083/month for mortgage payment (per statement the monthly payment is $1,879.27) (OK) - Need statements for Robinhood accounts (RECEIVED) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 10:00 am | 25-19087 / MEH | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Recommend Confirmation - HONOR ROLL | AS OF 10/14/2025 (at): RECOMMEND: $595 x 48 BEGINNING 9/1/2025, 100% PLAN - Preserve non exempt equity of $135,772 in real estate. - Preserve non exempt equity of $5,039 in personal property. - Need to file Pre-Confirmation Certification within 7 days of confirmation. Trustee's objection: - The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED) - The debtor has failed to supply the Trustee with the following document(s): - Need statements for the 3 life insurance policies. (2 Colonial Penn and Knights of Columbus) (RECEIVED) - The debtor has undertaken an improper use of exemption. Specifically: - Co-debtor is not on the Deed and not entitled to take the D1 exemption. (OK - ADJUSTED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $135,772 non-exempt equity in the residence. (100% PLAN) (LANGUAGE ADDED) - There is $5,039 non-exempt equity in the 2020 Honda CRV. (LANGUAGE ADDED) Plan proposes: $595 x 48 beginning 9/1/2025, 100% to unsecured creditors Payments: 2/2 |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 2:00 pm | 21-12391 / MEH | Robert Cameron Legg, Esq. | Motion Compensation | No Opposition Filed | |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 2:00 pm | 22-10362 / MEH | George E. Veitengruber, III, Esq. | Motion Compensation | No Opposition Filed | |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 2:00 pm | 22-12794 / MEH | Karina Pia Lucid, Esq. | Motion Compensation | No Opposition Filed | |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 2:00 pm | 23-12682 / MEH | Marc C. Capone, Esq. | Motion Compensation | No Opposition Filed | |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 2:00 pm | 23-12701 / MEH | Karina Pia Lucid, Esq. | Motion Compensation | Revised Order Submitted | Revised Order - Doc #40 (dm) (AMT: THERE IS ONLY APPX $80 FOH AVAILABLE FOR SUPP FEES. IF ORDER IS ENTERED, PLAN COMPLETE LETTER NEEDS TO BE W/D AND ATTY NEEDS TO ADVISE DEBTOR TO RESUME PYMTS TO COMPLETE 100% TO GUC'S) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 2:00 pm | 23-17981 / MEH | Daniel E. Straffi, Esq. | Creditor Certification of Default | Continued 11/12/2025 2:00 pm | ADJ to 11/12/25 at 2 PM to try and resolve (dm) Direct Hold for Judge at 2 PM (dm) Debtor obj<> PENNYMAC (Powers Kirs) |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 2:00 pm | 24-17372 / MEH | Jonathan Goldsmith Cohen, Esq. | Motion Compensation | Needs Resolution of Issues - Objections | Trustee Limited OBJ |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 2:00 pm | 24-21216 / MEH | Daniel E. Straffi, Esq. | Motion Compensation | No Opposition Filed | |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 2:00 pm | 24-21791 / MEH | Marc C. Capone, Esq. | Motion Compensation | No Opposition Filed | |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 2:00 pm | 25-10933 / MEH | Jonathan Goldsmith Cohen, Esq. | Motion Compensation | No Opposition Filed | |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 2:00 pm | 25-11106 / MEH | Marc C. Capone, Esq. | Motion Compensation | Needs Resolution of Issues - Objections | Debtor obj<> |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 2:00 pm | 25-12047 / MEH | Jonathan Goldsmith Cohen, Esq. | Motion Compensation | No Opposition Filed | |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 2:00 pm | 25-16600 / MEH | Marc C. Capone, Esq. | Motion Compensation | No Opposition Filed | |
| Email InquiryMatter ResolvedRequest Adjournment | 0 | 10/22/2025 3:00 pm | 24-19099 / MEH | Justin M. Gillman, Esq. | AP Summons Issued | Continued 10/30/2025 10:00 am | AMT: ADJ BY COURT TO 10/30<> AP 25-1328 RUSSO VS. ESTHER JORDAN, ROUSCH LIVING TRUST - PRETRIAL |
| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes |