ALBERT RUSSO
Standing Chapter 13 Trustee


CALENDAR DISPOSITION LIST


Judge Christine M. Gravelle

Hearing Date: 11/5/2025
Last Updated: 10/17/2025 6:51 PM
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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am18-19366 / CMGStephen M. Goldberg, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledMTN DEEMING CONDUIT MTG PAYMENT/WILMINGTON SAVINGS
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am18-29682 / CMGLaurence R. Sheller, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - Objectionsmade payments



1 mo left plan balance 1,921
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am18-29892 / CMGDavid G. Beslow, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> WELLS FARGO/Musky Ridge Dr (Brock & Scott)
Email InquiryMatter ResolvedRequest
Adjournment
311/5/2025 9:00 am18-29892 / CMGDavid G. Beslow, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>ARREARS $967 as of 9/23/25

creditor cert on 9/24/25
Email InquiryMatter ResolvedRequest
Adjournment
411/5/2025 9:00 am19-10296 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - Objections9/23/25;atty email debtor made payment in month 80

atty filed obj, getting in touch with debtor<>ARREARS 6,089 as of 9/16/25


plan has 4 mos left Bal to complete:13,677
Email InquiryMatter ResolvedRequest
Adjournment
611/5/2025 9:00 am20-22956 / CMGRobert Cameron Legg, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> SANTANDER/Tanya Circle (Brock & Scott)

debtor to be caught up by next hearing
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am21-18844 / CMGCandyce I. Smith-Sklar, Esq.Objection to Proof of ClaimNo Opposition FiledRE-LISTED 9/24 WAS OTBS<<>>

OBJ TO FIG POC #3-2
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am21-19120 / CMGYakov Rudikh, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledNO MTN FOR CONTINUED ADMIN FILED
Email InquiryMatter ResolvedRequest
Adjournment
1111/5/2025 9:00 am22-10127 / CMGScott D. Sherman, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsMP filed 9/26/25


PLAN WILL BE DEINED ON 9/24 2 AND MP IN 14 DAYS - THIS WILL BE ADJ TO 11/5

9/19/25(mk) atty email: update. We have a broker retention application ready to be filed. Just waiting for signed certification back from broker which I am told we will have today.
I am in communication with creditor's attorney on CCOD and hoping that will be resolved. We will keep you informed.
Debtor is sending in another plan payment on Wednesday 9/24.
We are just looking for to sell the Debtor's real property. There is significant equity, no mortgage and the sale would pay off Debtor's case at 100%
9/5/25: cred. cert of default and MP also on 9/24>>REC DISMISS>>


8/12/25(mk) MP filed on 9/24/25: sale of real property by 12/31/25 and 100% AS OF 9/15/25 NO REALTOR RETAINED, NO LISTING AGMT AND ZILLOW SAYS PROP IS OFF MARKET


Debtor obj, can make pymt & requests recap<> ARREARS 1,752 as of 8/12/25


Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am22-12925 / CMGRobert Cameron Legg, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
1011/5/2025 9:00 am22-15140 / CMGMarc C. Capone, Esq.Trustee Certification of DefaultPending WorkupDebtor obj<> ARREARS - payment posted for arrears - now just owes the oct payment which will be made at end of the month.

payment of 2,000 posted 10/6 Arrears now 1,848- a little over 1 payment.
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am23-10013 / CMGKevin C. Fayette, Esq.Motion Relief from Stay (Fee)No Opposition FiledHALSTON BUILDERS ASSOC/DELAWARE HEIGHTS (HABER SILVER)
Email InquiryMatter ResolvedRequest
Adjournment
1211/5/2025 9:00 am23-10233 / CMGStacey L. Mullen, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> CITY OF TRENTON (Zeitz)
Email InquiryMatter ResolvedRequest
Adjournment
1311/5/2025 9:00 am23-10486 / CMGJoan Sirkis Warren, Esq.Motion Relief from Stay (Fee)3rd Party MatterDebtor obj<>FEDERAL NAT'L MTG (MARTONE)
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am23-12139 / CMGJustin M. Gillman, Esq.Motion for Relief from StayNeeds Resolution of Issues - ObjectionsRE-LISTED 4/30/25 MFR WAS OTBS<>

Debtor obj<>SELECT PORTFOLIO/Norton Rd (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am23-14433 / CMGMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledFAILED TO COMPLETE LM BY 6/30/24; EXTENDED LOSS MIT EXPIRED 9/30/25
Email InquiryMatter ResolvedRequest
Adjournment
3111/5/2025 9:00 am23-15282 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<> ARREARS 2,369


NEEDS MP to reduce confirmed payment....
Email InquiryMatter ResolvedRequest
Adjournment
2011/5/2025 9:00 am23-15904 / CMGSteven J. Abelson, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterAMT: TRUSTEE CONDUIT REQUEST<>

Debtor obj<>SELENE FINC (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
2111/5/2025 9:00 am23-16002 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupDebtor obj<>ARREARS 3,925 as of 10/10/25 Last pay April

adj for payment and recap to 10/15/25
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am23-17104 / CMGRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledFAILED TO LM BY 2/5/24; EXTENDED LOSS MIT EXPIRED
Email InquiryMatter ResolvedRequest
Adjournment
2811/5/2025 9:00 am23-19663 / CMGPeter E. Zimnis, Esq.Trustee Certification of DefaultPending WorkupMP filed- on for 10/15/25>>ISSUES>>


Debtor obj<> ARREARS 4,668 as of 8/8/25. Last py April
Email InquiryMatter ResolvedRequest
Adjournment
3011/5/2025 9:00 am23-20647 / CMGSteven J. Abelson, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsPEREMPTORY


Debtor obj, made pymts<> SABRINA PORCARO(Abelson)

supp obj filed by creditor( #58)
Email InquiryMatter ResolvedRequest
Adjournment
3111/5/2025 9:00 am23-21068 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupDebtor obj, making pymts<>ARREARS 10,755 as of 10/10/25
Email InquiryMatter ResolvedRequest
Adjournment
4211/5/2025 9:00 am23-21461 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>ARREARS $4,257 last pay July
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am24-12456 / CMGLaurence R. Sheller, Esq.Motion Relief from Stay (Fee)No Opposition FiledAMERICAN HERITAGE FEDERAL CRED UNION (WELTMAN)
Email InquiryMatter ResolvedRequest
Adjournment
3511/5/2025 9:00 am24-12496 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupDebtor obj<>ARREARS 19,489 as of 10/10/25
Email InquiryMatter ResolvedRequest
Adjournment
5211/5/2025 9:00 am24-13895 / CMGAndrew Thomas Archer, Esq.Trustee Certification of DefaultNeeds Resolution of Issues - Objectionsmp being filed today to surrender car

(amt: also needs to address 9/3 SV order on 2019 chevy)<>

Debtor obj<> ARREARS only Sept payment 753
Email InquiryMatter ResolvedRequest
Adjournment
3811/5/2025 9:00 am24-13922 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending Workupas of 10/6: Now only OWES OCT PAYMENT OF $5,000

Debtor obj<>ARREARS (now also needs to address ford SV)-atty says outside plan




-----------------------------------
ORDER ENTERED GRANTING THIS ON 8/27/25
MK>> NOTE: MFR on 8/13 by Ford Motor credit ( McCalla):Ct heard arguments. Debtor to be current w/ entire amount post petition by 8/15/25
Ford Motor Credit has just advised that the account was not brought current, that the payment was returned NSF. This is the third NSF on these arrears.


9/26/25:creditor cert of default filed by US Bank/Selene: post pet due 27,808.46 HAS BEEN W/D
Email InquiryMatter ResolvedRequest
Adjournment
5511/5/2025 9:00 am24-15049 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj, filing MP and mtn to approve LM<>ARREARS 7,500

ALSO, failure to LM by 3/1/25 (trial period ended 9/1)
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am24-15597 / CMGRoger J. Yehl, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>FREEDMAN MTG (BROCK)
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am24-15748 / CMGFrancis P. Cullari, Esq.Motion Relief from Co-Debtor Stay3rd Party MatterAFFINITY FEDERAL CREDIT UNION (SALDUTTI)
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am24-15748 / CMGFrancis P. Cullari, Esq.Motion Relief from Stay (Fee)3rd Party Matter
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am24-16747 / CMGJames J. Cerbone, Esq.Motion Relief from Stay (Fee)No Opposition FiledLAKEVIEW LOAN (BROCK)
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am24-17533 / CMGLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledPLAN NOT FEASIBLE DUE TO SANTANDER DEFICIENCY POC #5-2; ESTIMATED NJ TAX CLMS #11-1
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am24-17670 / CMGJohn Zimnis, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledMTN EXPUNGE CLMS CARRINGTON MTG
Email InquiryMatter ResolvedRequest
Adjournment
4711/5/2025 9:00 am24-18182 / CMGSteven J. Abelson, Esq.Creditor Certification of Default3rd Party MatterDebtor obj<> SANTANDER (Eisenberg Gold)
Email InquiryMatter ResolvedRequest
Adjournment
4811/5/2025 9:00 am24-18182 / CMGSteven J. Abelson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupDebtor obj<>ARREARS 1,310 as of 10/10/25
Email InquiryMatter ResolvedRequest
Adjournment
4911/5/2025 9:00 am24-18593 / CMGLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupMP #39 filed on 10/15>>ISSUES<<

for Debtors are in a trial payment period for a post-petition loan modification that will address pre- and post-petition mortgage arrears.


Debtor obj<>SV/WILMINGTON; ARREARS 3,947

wrong order was entered on MFR 10/15 for correct order and MP


Email InquiryMatter ResolvedRequest
Adjournment
5011/5/2025 9:00 am24-18668 / CMGJonathan Stone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Pending WorkupAMT: MP 10/15>


PLAN WAS DENIED 8/13/25 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am24-19129 / CMGAndrew Thomas Archer, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> SELENE/oakcrest (ras)
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am24-20090 / CMGJames F. Anderson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledSV/DEUTSCHE
Email InquiryMatter ResolvedRequest
Adjournment
7811/5/2025 9:00 am24-21344 / CMGAdam Schneider, Esq.Motion Dismiss CaseNeeds Resolution of Issues - Objections9/22/25(mk) Updated
so far nothing supplemental filed by A. Dobin on behalf of creditor , Bala

8/14/25(mk) A. Dobin now represents the debtor

5/29/25(mk) will likely need Judge again

CREDITOR, SHAN BALA, MTN TO DISMISS

should adj to 4/30. THIS WILL NEED JUDGE

CREDITOR ALLEGES:
--FRAUD
DEBTOR FAILED TO DISCLOSE INCOME
-DEBTOR HAS MISREPRESENTED/CONCEALED FINANCIALCONDITION
-TRANFERS OF LARGE AMTS OF $
-FALSE CLAIMS

**mk: Creditor Proofs are not sufficient and ADV Pro deadline has passed

Debtor filed opp'n
Email InquiryMatter ResolvedRequest
Adjournment
7911/5/2025 9:00 am24-21344 / CMGAdam Schneider, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition Filed9/19/25(mk) so far nothing filed in opp'n by A. Dobin on behalf of creditor , Bala

8/14/25(mk) A. Dobin now represents the debtor

6/16/25(mk) EVIDENTIALRY HEARING SET FOR A DATE


5/29/25(mk): will likely need judge again unless resolved w/ parties

CHAMBERS FAMILIAR WITH ISSUES
4/30/25 :THIS WILL BE HELD FOR JUDGE AT NOON TO BE HEARD WITH OTHER CASE MATTERS


DEBTOR'S MTN EXPUNGE POC OF SHAN BALA #2

4/23/25; Creditor opp'n to this motion filed at #22
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am24-21366 / CMGEugene D. RothMotion Sell Free and Clear of Liens under 363(f) (FEE)No Opposition Filed152 MYRTLE AV
Email InquiryMatter ResolvedRequest
Adjournment
5711/5/2025 9:00 am24-21476 / CMGPRO SEMotion Relief from Stay (Fee)3rd Party MatterDebtor obj<>SELECT PORTFOLIO (RAS)

post pet due 30,565.26 minus 1 payment made $ 2,778.66
Email InquiryMatter ResolvedRequest
Adjournment
8411/5/2025 9:00 am24-22042 / CMGAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>ARREARS $3,184 Last pay April

Creditor Cert of default filed 10/8/25 by Credit Union of NJ( Dupont)
post pet 8,183 due as of Oct 1
obj deadline 10/22/25
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am24-22131 / CMGCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)No Opposition FiledLAKEVIEW LOAN (BROCK)
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am24-22672 / CMGMarc C. Capone, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledTRUIST BANK (BROCK)
Email InquiryMatter ResolvedRequest
Adjournment
6011/5/2025 9:00 am25-10055 / CMGJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsARREARS 3,500 as of 10/10/25

TR payment is 750 and debtor has only been paying $200 p/m
Email InquiryMatter ResolvedRequest
Adjournment
6111/5/2025 9:00 am25-10116 / CMGDavid G. Beslow, Esq.Motion Relief from Stay (Fee)3rd Party MatterTR draft order to circulate-atty for debtro needs to reach client to discuss

AMT: TRUSTEE CONDUIT REQUEST<>

Debtor obj<>LOANDEPOT.COM (FRENKEL)
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-10182 / CMGDaniel E. Straffi, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> US BANK ( KML)
Email InquiryMatter ResolvedRequest
Adjournment
6311/5/2025 9:00 am25-10182 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>FAILED TO SELL LORI ST PPTY BY 8/31/25


mk: motion to sell on 9/24/25-SHORT SALE
Email InquiryMatter ResolvedRequest
Adjournment
6211/5/2025 9:00 am25-10182 / CMGDaniel E. Straffi, Esq.Order Shorten TimeNeeds Resolution of Issues - Objections10/14/25:per creditor not Short sale approval yet

10/15 to try to resolve

>>OST< for 9/242/5 and then adj. to 10/15<

MOTION TO SELL

--Limited Obj filed by :Wilmington Sav(B. Caine)2nd mtg: wants the lien to be paid in full at closing- does not like language in order under "other provisions" that talks about if full pay off is short then need creditor approval- SIMPLY WANTS ENTIRE LIEN PD OFF- won't happen at the current sale price ..no approval for short sale has been given by creditor


47 LORI ST

SALE K 1,100,000 2 mtgs- SHORT SALE - debtor needs approval form lenders - 2 mtgs


mk :Plan confirmed at 100%w/ sale of RE
applications for retention of broker and atty for closing filed
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-10586 / CMGJoseph Casello, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> SELENE / Hendrickson Rd (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
6611/5/2025 9:00 am25-11118 / CMGTamika N. Wyche, Esq.Motion Relief from Stay (Fee)3rd Party MatterDebtor obj<>CAPITAL ONE AUTO (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
8811/5/2025 9:00 am25-11573 / CMGWarren Brumel, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>FAILED TO SELL VALLEY RD PPTY BY 7/31/25; FAILED TO MAKE $500,000 LUMP SUM PYMT BY 7/31/25

debtor atty adj request says Resolved creditor stay motion so will file modified
plan to extend sale deadline. Will be on vacation thru Oct 3 so need additional time.
Email InquiryMatter ResolvedRequest
Adjournment
7211/5/2025 9:00 am25-11931 / CMGMarc C. Capone, Esq.Motion Relief from Stay (Fee)3rd Party MatterDebtor obj<>SELECT PORTFOLIO (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-12282 / CMGGeorge E. Veitengruber, III, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledNEWREZ SHELLPOINT (HILL WALLACK)
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-12475 / CMGCandyce I. Smith-Sklar, Esq.Motion Approval to Participate in the Court's Loss Mitigation ProgramNo Opposition FiledLOSS MIT
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-12504 / CMGJeffrey E. Jenkins, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)WithdrawnCase was dismissed at confirmation on 9/3/25
for failure to make all conf payments and failure to appear at conf.

TR Obj:
MK: Needs a revised order that adds language to page 2 that says: Debtor must be current current with Trustee payments with in 10 days of the entry of this order.
Confirmation date is 11/26/25
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-12575 / CMGEdward Hanratty, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledMTN POST-PET FINC/PENNYMAC LOAN
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-12881 / CMGJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsAMT: MP 9/24

Debtor obj<>PLAN DENIED ON 7/2/25 AND FAILED TO FILE MP WITHIN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
10011/5/2025 9:00 am25-13695 / CMGJames J. Cerbone, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>THE BANK OF NEW YORK MELLON/Baltimore Ave (LOGS)

MK:ADJ REQUEST TO 11/5 AS PARTIES WORKING ON A CONSENT ORDER
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-14628 / CMGJames J. Cerbone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledSV/PENNYMAC LOAN
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-14981 / CMGDavid L. Stevens, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNeeds Resolution of Issues - ObjectionsWang obj(pro se)<>MTN EXPUNGE CLM#1
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-15702 / CMGPRO SEMotion to Approve Loan ModificationNeeds Resolution of Issues - ObjectionsTrustee limited obj<> PENNYMAC MTN TO APPROVE LM (Gross Polowy)
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-16030 / CMGRoger J. Yehl, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledLAKEVIEW LOAN (BROCK)
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-16063 / CMGSteven J. Abelson, Esq.Motion Motion (Generic) - Only use if no other event is applicableNo Opposition FiledMTN TO DISMISS CASE FOR DECEASED DEBTOR AND PERMITTING CO-DEBTOR TO CON'T CASE
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-16474 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledPLAN DENIED ON 9/24/25 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-16735 / CMGCandyce I. Smith-Sklar, Esq.Application for RetentionNeeds Resolution of Issues - ObjectionsTrustee obj, no listing agreement attached<> APPLICATION FOR REALTOR RETENTION
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-17117 / CMGPRO SEMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Moot - Dismissed
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-17180 / CMGPRO SEMotion Relief from Co-Debtor StayNo Opposition FiledSN SERVICING (FRIEDMAN)
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-17277 / CMGDaniel E. Straffi, Esq.Motion Approval to Participate in the Court's Loss Mitigation Program3rd Party MatterLOSS MIT/LOAN DEPOT
Email InquiryMatter ResolvedRequest
Adjournment
8811/5/2025 9:00 am25-18187 / CMGKirsten B. Ennis, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)3rd Party Matter>>per atty -ok to adj to 11/5 to get proper insurance

need tr pymts and sch 341
MK: case was dismissed on 9/10 on CT OSC for failure to filed missing schedules. debtor now has all schedules to be filed

TR OBJECTION:
Insurance is forced place and no personal liability coverage.
Sept and Oct TR payments need to be made w/in 10 days of any Order vacating the Dismissal

Needs a revised order that adds the following language on Page 2 of the Order

Debtor is to be current with Trustee payments w/ in 10 days of the entry of the Order.
Debtor must provide proof of home insurance with personal liability coverage.
341 is to be scheduled on or before Nov 20 and Confirmation date is 11/26/25
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-18189 / CMGDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)No Opposition FiledTOC FINC
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-19091 / CMGMarc C. Capone, Esq.Motion Prospective ReliefNo Opposition FiledUS BANK TRUST NAT'L ASSOC (PARKER MCCAY)
Email InquiryMatter ResolvedRequest
Adjournment
9011/5/2025 9:00 am25-19240 / CMGDavid G. Beslow, Esq.Motion Extend Time3rd Party MatterBridge order to be submitted

Citigroup obj<>MTN EXT STAY ALL CREDS

3rd Bkcy filing
case filed 9/3. no plan and missing schedules
AR FILED*99

debtor says now has steady rental income
There is s substantial equity in all 3 properties( mk: reviewed prior case)
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-20738 / CMGEdward Hanratty, Esq.Motion Impose Automatic Stay3rd Party MatterMTN IMPOSE STAY
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:00 am25-20738 / CMGEdward Hanratty, Esq.Order Shorten Time3rd Party Mattermk the Order on short time was denied this is the regular motion date for the Motion To Impose the Automatic Stay-

not 11/12/25

MK:as of 10/15 don't see a Cert of service on the motion
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 9:15 am25-14155 / CMGThomas G. Egner, Esq.Motion Relief from Stay (Fee)3rd Party MatterACCEPTANCE CORP (EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am22-10127 / CMGScott D. Sherman, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 36 of 45 required payments   Arrears: $2,430.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am22-17371 / MEHDavid G. Beslow, Esq.Creditor Certification of Default3rd Party Matter***MEH/NEWARK****

Debtor obj<>CARRINGTON/Highland Ave (Friedman Vartolo)
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am22-17423 / CMGSteven J. Abelson, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 78 of 37 required payments   Arrears: $0
9/2/25: updated :add'l pay stubs provided debtor now has job income- so no more disability- correct?- I CALCULATED PAY STUBS AND I AM GETTING MUCH MORE INCOME AND THUS MUCH MORE DISPOS INCOME.

no amended I & J yet and last sch I has disability income for debtor



As of 8/26/25(mk):


1. Trustee objection:
No Amended i & J Filed w/ MP and need more pay stubs for debtors( all of July and August) only 1 stub for June was provided for each debtor


MP proposes $16,750 PTD; $1250 X 27; BASE
BOTH DEBTORS RETURNED BACK TO FULL TIME WORK

----------------------
12/20/24:Prior confirm:$15,000 PTD (27 MOS) $250 X 33 BEG 1/1/25 ; BASE $23,250 W/MIN $15,530 TO GUCS DUE TO NE EQUITY ; UPDATED POI & AMENDED SCHEDULES I&J BY 7/30/25 ; PP
FEE APP W/IN 7 DAYS OF CONF ; PLACEHOLDER SET-UP & ON HOLD PENDING ORDER

12/28/22:Original confirm :$250 X 6 BEGIN 10/1/22 $750 X 18 BEGIN 4/1/23 $1,250 X 36 BEGIN 10/1/24; POT BASE $60,000 (MIN $15,530 TO GUCS DUE TO NE EQUITY); ATTY $3180/$4550
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am23-18533 / CMGJoseph Casello, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 19 of 25 required payments   Arrears: $2,000.00
Email InquiryMatter ResolvedRequest
Adjournment
9511/5/2025 10:00 am23-19663 / CMGPeter E. Zimnis, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 19 of 24 required payments   Arrears: $6,612.00
issues as of 10/2/2025 (JMA)

1) Trustee objection to modified plan - NEED TO RESOLVE
- The debtor has failed to provide amended Schedules I & J.
- The debtor has failed to provide Current proof of income for non-filing spouse.
- The debtor has failed to provide the 2024 tax return.
- Need supporting documentation of debtor's job loss and unemployment income. Debtor provided NJ Unemployment Insurance Benefits, receiving $727 weekly UPDATED INCOME ANALYSIS TO INCLUDE THIS INCOME.
- There are arrears in the amount of $6,612.

proposed plan $1537x18, $200x18 base plan
paid in $28,828
arrears $6,612
12 months to go
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am23-20401 / CMGYakov Rudikh, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 19 of 23 required payments   Arrears: $4,386.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am23-20634 / CMGThomas J. Orr, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 18 of 23 required payments   Arrears: $364.00
review pay stubs and atty offer

As of 10/10/25 (DS): Recommend confirming at $7,998 paid, $768 x 13 begin 11/1/25: Base
- Student loans to be treated outside.
- Fee app within 7 days from confirming order.

As of 9/19/25 (DS): Debtor atty requested to allow time to get support income

9/24/25 (DS): 1. Trustee obj to the following:
- Must provide Support payments from Burlington County as previously provided. PROOF OF INCOME PROVIDED FROM STATE OF NJ IS VACATION PAY AND NOT REGULAR PAY, BUT STILL VERIFIES THAT DISPOSABLE INCOME IS $493, NOT INCLUDING SUPPORT PAYMENTS, WHICH WAS PREVIOUSLY $874 MO. DOC PROVIDED IS A TYPED OUT AVERAGE BY DEBTOR, PREVIOUS DOCS PROVIDED FROM BURLINGTON COUNTY CS DIVISION STATING DEBTOR RECEIVES $1,414 WKLY. DEBTOR ATTY ONLY PROVIDED 1 REGULAR PAY STUB FROM STATE OF NJ DATED 6/6/25, NO ADDITIONAL PROOF.
- Case was previously confirmed with disposable income and a tier plan increase due to pension loan deducting $1,289 ending 6/1/24.

MP Prop $150 x 15: Base
- Loan mod granted, arrears cured through loan mod.
Note: Updated POI and 2024 Tax return provided.
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am24-13586 / CMGSteven J. Abelson, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 57 of 18 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am24-13895 / CMGAndrew Thomas Archer, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 17 of 18 required payments   Arrears: $778.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am24-15864 / CMGRobert C. Nisenson, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 11 required payments   Arrears: $9,148.00
Email InquiryMatter ResolvedRequest
Adjournment
10011/5/2025 10:00 am24-18593 / CMGLee M. Perlman, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 8 of 14 required payments   Arrears: $6,509.00
issues as of 10/2/2025 (JMA)

1) Trustee objection to modified plan - NEED TO RESOLVE
- The debtors have failed to provide amended Schedules I & J. SENT, NEEDS REVIEW
- The debtors have failed to provide Current proof of income. SENT, NEEDS REVIEW
- Modified Plan reduces payment and no amended schedules were filed and not updated proof of income was provided.

proposed plan $12,113.99 paid to date, $12,113.99, $306x48 loan mod by 12/31/2025 100% plan
paid in $12,113.99
arrears $7,123
34 months to go
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am24-18668 / CMGJonathan Stone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 12 of 14 required payments   Arrears: $0
need to review income=11/5 peremptory

AS of 10/8/25(mk):email to atty


Work up on MP #54 CASE IS 14 mos old

1. Trustee Objection:

- As of now there is equity in real property of 81,674( if Glassboro does not have a perfected lien on real property- ) ply 14,666 in personal property( bank accts) for a total of $96,340.

- updated income and expenses leaves dispos income at only $351.56 Plan is not feasible.


- Cert of service for this plan was Filed 9/30 but NOT THE PROPER FORMAT FOR THE CERT OF SERVICE- Ct did not tag it for error on pacer

Plan:$830 X 51; BASE std loans outside
current

----------------------------------
- Need to file Pre-Confirmation Certification. FILED
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am24-18811 / CMGEdward Nathan Vaisman, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 11 of 13 required payments   Arrears: $710.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am24-19095 / CMGJustin M. Gillman, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 12 of 13 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am24-20219 / CMGAndrew Thomas Archer, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 12 required payments   Arrears: $987.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am24-21344 / CMGAdam Schneider, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 11 of 11 required payments   Arrears: $0
AS of 9/22/25(mk);Updated

>>Nothing supplemental filed by creditor, Bala's counsel as of today.
No objections or resolutions on the other unsecured clams in the case


8/14/25(mk) A. Dobin now represents the creditor ,Bala

If Bala obj is resolved then...

**REC CONFIRM AT 14,000 PTD Then $3,000 x 53 Begin 7/1/25 Base w/ min to gucs of $100,358 due to equity in real and personal property. Trustee standard order of distribution**

Bala- claim has to be reduced to get under 109(e) limits or obj to other guc claims filed


-------------------------------


4/30/25: need to work out w/ atty what Tr payment will be

AS of 4/22/25(mk)

-CREDITOR S. Bala has Motion To Dismiss on 4/30.

-DEBTOR HAS MOTION TO EXPUNGE BALA'S CLAIM ON 4/30/25 & crediotr opp'n at #22


1. Objection filed by Shan Bala (Pro Se) - debtor has not disclosed all financial accounts, plan understates amount owed to creditor, and plan is not feasible. (UNRESOLVED)

2. Trustee's objection:
-109(e issue) unsecured debtor over the limit. due to claim of S. Bala
-so if that motion to Expunge is granted ,this issue is resolved.

- Improper use of exemption. Sched C over
exempts d(5) by $5,050. Sched C takes full d(1), remaining d(5)
would be $1,475.

>>DEBTOR IS NOT EMPLOYED- ALL INCOME IS NF SPOUSE- debtor not paying all disposable income into plan. Trustee's
calculations are higher for the following reason (s):
- 22C fails to add tax refund $418.42 to income and Line 45 has
disposable income $2,033.24, which would have a total disposable
income $2,451.66 and require a minimum dividend
$147,100 to gucs.
- Proof of income verifies higher, there is disposable income $3,972.

- CERTIFICATION WITH DOCUMENTS AND DISPOSITION OF FUNDS FOR 2 BUSINESSES
IDENTIFY BUSINESS NGL PARTNERS LLC , INCOME ASSESTS OWNWERSHIP AND EXPENSE (NO CERTIFICATION RECEIVED - ONLY A LETTER FROM AN ATTORNEY)


Plan proposes: $2,000 x 60 beginning 12/1/2024, base
Payments: 10/10 payments

-------------------RESOLV
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am24-21476 / CMGPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 10 of 11 required payments   Arrears: $1,000.00
Email InquiryMatter ResolvedRequest
Adjournment
12811/5/2025 10:00 am25-11123 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
9/19/25(mk: order submitted resolving obj in #3 TERMS=LM by 12/17/25 or as extended. Reg mtg payments outside to lender. TR no pay arrears pending LM


updated 9/18/2025 (JMA)
issues as of 9/17/2025 (JMA)

1) IRS priority claim estimated for 2024 taxes - NEED TO FILE AMENDED RETURN
2) NJ Division of Taxation priority claim estimated for 2024 taxes - NEED TO FILE AMENDED RETURN
3) Deutsche Bank Trustee for HarborView Mortgage Loan Trust (KML) objection to confirmation - NEED TO RESOLVE
- Creditor to file secured claim in the amount of $Secured claim $167,346.52
- Debtor's plan fails to provide for payment of mortgage arrears
4) Real Time Resolutions Inc (Stern Eisenberg) objection to confirmation - NEED TO RESOLVE
- The mortgage lien on the Property is in the amount of $219,617.33 and pre-petition arrears in the amount of $188,70.22.
- The Claim, however, is a Total Debt Claim as the Claim will mature during the pendency of the bankruptcy in accordance with the Note.
- Secured Creditor objects to confirmation of the Debtors' Plan on the basis that the Plan calls for a review for a loan modification; however, Secured Creditor does not offer loan modifications.
5)Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification. NOT FILED
- A copy of the last filed tax return - 2024. DEBTOR FILED AN EXTENSION FOR THE FILING OF THE 2024 RETURN.
- Student loans outside plan.
- Need amended claims for IRS and NJ Division of Taxation, filed claims are estimated. STILL ESTIMATED
6) Debtor gucs total $1,716,341.14

proposed plan $200x60 with loan mod by 12/2025 base plan
paid in $600
last claim 28-1

RESOLVED ISSUES:

- The debtor must provide updated proof of auto insurance for the 2015 Mercedes 2018 Jeep. The policy provided expires on 8/24/2025. RESOLVED, PROVIDED RENEWAL GOOD THROUGH 2/24/2026
- The debtor has failed to supply the Trustee with the following document(s):
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-12294 / CMGDarren M. Baldo, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 7 required payments   Arrears: $2,650.00
review plan terms w/ atty - disagreement over commission

As of 10/3/25(mk):


>.AS Of now the plan would need to confirm at $7,200 PTD Then $2,650 x 23 Begin 11/1/25 Then $3,910 x 30 Begin 10/1/27 100%
Trustee Standard order of distribution.
Need updated proof of income from debtor and amended I & J by 6/1/26>>

debtor is unemployed- all income is NF sp.


1. Trustee objection:
- there is $133,170 non exempt equity in real property.
-there is $11,550 non-exempt equity in the 2015 BMW X5
-there is $1,600 non-exempt equity in the 2015 Nissan Altima
-there is $ 31,493 in non exempt equity in whole life insurance policy
Total 44,643 133,170 177,813 TOTAL NON EXEMPT EQUITY

- Plan has to be 100%dues to the Equity.

-third tier of plan has to increase to 3,910. As of now debtor is unemployed and Non Filing spouse's dispos income is $,2,973


Plan: $1200 X 6; $2650 X 24; $3293 X 30; BASE
arrears $2,650
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-12565 / CMGEdward Nathan Vaisman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $210.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-12786 / CMGPRO SEOrder Vacate Dismissal of Case3rd Party MatterDebtor has made 2 of 7 required payments   Arrears: $2,700.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-12826 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 7 required payments   Arrears: $5,400.00
3,600 900 payment pending since 10/10- should post tomorrow

AS OF 10/8/25(mk): 3/7 payments . last pay was July Arrears $5,400


1. Wilmington Savings (BRIAN CAINE) obj to avoiding judgment lien in Plan. Must resolve. debtor response to obj. at docket #40

2. Chris Alevras (PRO SE CREDITOR) obj to avoiding judgment lien and value of property being $500,000, POC filed as unsecured. Must resolve obj. ( There is no back up documentation for the POC)

3. Trustee obj:
- Excessive expenses on Sched J: $1,100 Food, $600 for health insurance and $1,300 Assistance for adult children. Must provide proof of excessive expenses 10 days prior to conf.
- Disposable income verifies $3,505.15, Tax refund not listed on Sch I.

- Need service to Capital One, Carlos Shipping and Timothy Steele Dadzie on motions in plan.

- Riverbend Townhouse filed a bifurcated claim which needs to be resolved. PAY SECURED PART OF 12,636.59 and unsecured treated per plan w/ other gucs

- Need fee app 7 days from confirming order. ADDED TO TERMS
- Must file Pre-confirmation certification.


Prop Plan $500 x 2 begin 4/1/25; $1,800 x 58; Base
3/7 payments .last pay July


-----------RESOLVED-----------------
Riverbend Townhouse filed a bifurcated claim which needs to be resolved. PAY SECURED PART OF 12,636.59 and unsecured treated per plan w/ other gucs
MFR filed by Freedom Mtg, Debtor in post-pet arrears ORDER SUBMITTED 8/28/25- outside cure

Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-12955 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 7 of 7 required payments   Arrears: $0
Motion to sever 10/15

AS of 9/14/25(mk):

NOTHING RESOLVED- SEE CASE HISTORY BELOW NOW 6 mos old.


8/13/25: Atty wants to file motion to Sever case due to claims adj to 9/24

As of 8/6/25 (DS):

1. ISSUES THAT REMAIN UNRESOLVED:
- The amount of debt in Debtor's Plan exceeds the statutory limit for unsecured debt pursuant to 11 U.S.C.109(e) $465,275 total unsecured claims filed is $549,924.75. ATTY WAS TO REVIEW AND MOVE AGAINST CLAIMS.
- Disposable income verifies -$254, need E-Wage.
- There is non-exempt equity total $115,558.

Atty says provided docs for Trustee and claims exceed 109(e) reviewing them and will move against.

6/11/25 (DS): 1. Trustee obj to the following:
- After review of additional income income still verifies insufficient, disposable income verifies -$254. Debtors will need to apply for E-Wage.
- There is non-exempt equity in the residence $106,752, Bank of America acct $1,505, Capital One acct. $401, PNC Bank acct $3,340, American Century Investment $1,145 and Statewide Asset Management $2,415 total $115,558.
- The amount of debt in Debtor's Plan exceeds the statutory limit for unsecured debt pursuant to 11 U.S.C.109(e) $465,275 total unsecured claims filed is $549,924.75.

Prop Plan $500 x 60 begin 4/1/25; Dollar Base $122,000 and Refinance on Overlook Dr by 4/1/26
Note: Co-Debtor proof income for March, 2024 Tax return, PNC Investment statement, American Century Investment statement, Bank of America, Capital One and PNC Bank accts provided.
Email InquiryMatter ResolvedRequest
Adjournment
11611/5/2025 10:00 am25-13321 / CMGRussell L. Low, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 7 required payments   Arrears: $200.00
10/14/25 (sf) Adj request denied

AS OF 10/8/25 (SF) DISMISS because of estimated IRS claim MUST SHOW PROOF OF FILING


1. IRS filed estimated unsecured claim 3-1 (STILL NEED AMENDED CLAIM)

2. Trustee objection:

- Need 2 months bank statements from TD Bank savings acct prior to filing date. (RECEIVED THERE IS $725 NONEXEMPT EQUITY)

- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. Disposable income verifies $555.

- Must resolve IRS estimated tax claim, 2019 and 2020 tax return not filed.

-Per CMA provided Debtor has solar panels. None listed on Plan or Scheds. If a claim is filed,
this will need to be addressed.



Plan proposes $200 x 60 Base
Payments: 6/7 Arrears: $200

RESOLVED:
- Case is a Joint case and the plan filed fails to check off the box for joint administration in part (MP FILED)
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
- Objection filed by PennyMac Loan Services (Powers) - failure to provide for arrears of $2419.80 to be paid through the plan (RESOLVED VIA ORDER)
- The debtor must provide updated proof of auto insurance for the 2011 Acura , 2013 Honda and 2002 Saab. The policy provided has expired. (RECEIVED)
- 1e. This plan needs to be withdrawn and a new plan filed checking off that box for Joint
administration.
Email InquiryMatter ResolvedRequest
Adjournment
14111/5/2025 10:00 am25-13695 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $342.00
AS OF 9/12/25 (SF)

1. Motion for Relief filed by Bank of NY scheduled for 9/24 at 9 (No opposition filed) (NEED OUTCOME) adj to NOV 5

2. Objection filed by Bank of NY (Woerner) - failure to pay arrears and speculative loan mod

3. Trustee objection:

- The debtor has insufficient income. negative income of $4,535.66

- The debtor has not filed the required Pre-Confirmation Certification.

- Plan is not feasible plan mortgage payment is $4,438.66, disposable income is only $1,521

- there is non exempt equity in real property $189,603. 100% Plan



Plan proposes $342 x 60 100% Plan; Loan mod in 6 months
Payments: 4/5 Arrears: $342



RESOLVED
- Need copy of 2024 Tax Return (RECEIVED)
- proof of insurance for the 2016 Ford Taurus. The policy that was provided to the trustee expires on 8/12/2025 (RECEIVED)
- Need copy of deed. Last recorded Deed is not in debtor's name, Need current deed with debtor's name on it. (RECEIVED)
. Ally Capital filed arrears claim for $14.36 which is not addressed in the plan (OK TO PAY? mk: yes pay
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-14238 / CMGJoseph J. Mania, III, Esq.Order Vacate Dismissal of CaseNeeds Resolution of Issues - ObjectionsDebtor has made 6 of 6 required payments   Arrears: $0
AS of 10/16/25(mk):


1. Objection filed by PNC Bank (1st mortgage) (LOGS) - failure to cure arrears of $7,269.27 (Per POC) Plan does not list this creditor. (UNRESOLVED)

2. Trustee's objection:
- Debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)

Plan proposes: $1,446.35 x 60 beginning 5/1/2025, 100% to unsecured creditors
Payments: 6/6 payments




------------RESOLVED ISSUES---------------
Objection filed by PNC Bank (2nd mortgage) (LOGS) - failure to cure arrears of $1,100.54 (Per POC) Plan does not list this creditor. (RESOLVED - PAY PER POC)
Current Home and Car Insurance provided.
- There is non-exempt equity in the residence $69,184, Jewelry $450, Bank of America acct#8356 $2,454, Bank of America acct#2084 $11,522 and PNC Bank acct#7492 $25. (LANGUAGE ADDED)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED)
- PNC Bank filed arrears $7,269.27 and Toyota filed arrears $335.51. (LISTED ABOVE/PAY 100% PLAN)
- Must resolve the creditors objections. (LISTED ABOVE)
PLAN IS 100%
- Debtor has undertaken an improper use of exemption. Specifically: Schedule C has over exempt d(5) by $450.
-Plan has consists of unnecessary or excessive expenses:
Electricity/heat/gas $750, Childcare/Children education cost $429.16 (Sched J list no dependents, but 22C has household of 4) and Clothing $300. Must provide proof of expenses 10 days prior to confirmation. Expenses will be allowed as long as case remains 100%.
- debtors is not paying all disposable income into plan: The Trustee's calculations are higher for the following reason(s):
- 22C has disposable income $2,300.11.
- Disposable income will be much higher, due to excessive expenses.
Plan propose 100% so this may be moot.



Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-14280 / CMGPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 3 of 6 required payments   Arrears: $1,210.00
adj to 11/5 to be current- PREMPTORY


AS OF 9/23/25(mk): not current yet. Arrears $940 - sent email to debtor last week on this


proposed plan $470x36 5%- MUST BE A BASE PLAN
3/5 payments

----------------RESOLVED ISSUES-------------------

- The debtor has failed to file the required Pre-Confirmation Certification. FILED
- Schedules fail to account for tax refund of $686.00 when determining disposable income. ADDED IN
- Add language Tr std order of distribution.
- Add language the plan will be a base plan.

- The debtor has failed to supply the Trustee with the following document(s): Domestic Support Obligation information the form and court order. RESOLVED, PROVIDED
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-14362 / CMGPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $150.00
As of 10/16/25


341 now on 10/23/25
Payments: 5/6
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-14451 / CMGRobert Manchel, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0
Work up on plan #27
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-14451 / CMGRobert Manchel, Esq.Confirmation Hearing on Modified PlanPlan DeniedDebtor has made 6 of 6 required payments   Arrears: $0
This is plan #17 and is DENIED MP at #27 is most recent plan


AS OF 9/18/2025 (at):

1. Plan does not check off box 1e (joint administration) (NEED A MODIFIED PLAN)

2. NJ Division of Taxation filed an estimated claim which needs to be amended. (STILL ESTIMATED)

3. Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4):
- There is $5,879.17 non-exempt equity in the Wells Fargo account.
- There is $33,155 non-exempt equity in the debtor's home. (AMENDED C FILED - NO EQUITY)
TOTAL NON-EXEMPT EQUITY $39,034 (Sch C needs to be amended to take exemption.)

Modified plan before confirmation proposes: $2,192 paid to date, $548 x 32, base
Arrears: $0






Email InquiryMatter ResolvedRequest
Adjournment
12111/5/2025 10:00 am25-14488 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 6 required payments   Arrears: $0
work up for 11/5

Review income

1) SCHEDULE I AMENDED

- Need 60 days proof of income for Co-Debtor. Only 1 pay stub provided for July and debtor has been working new job for 4 months

- Need updated proof of Debtor Business income which was updated to $833.97 per month

2) SCHEDULE J AMENDED AND EXPENSES INCREASED

- Line 7 increased from $700 to $1130 food-household of 4
- Line 8 increased from $0 to $1451 for babysitter costs
- Line 17 auto payment of $901 (no objection filed)


REC DISMISSAL FAILURE TO PROSECUTE SEE ISSUES BELOW

10/14/25 Adj request denied

AS OF 10/8/25 (SF) STILL NEED PROOF OF INCOME FOR CO-DEBTOR'S NEW JOB


1. Must resolve Wells Fargo Bank bifurcated claim 6-1 for 2023 Kia, arrears $901.50, secured $32,900 and unsecured $5,049.94. MK TR to pay arrears - no distri on secured and unsecured add to conf order ok to pay arrears cure and maintain

2. Pennymac Loan Services filed arrears claim 9-1 in the amount of $240.13 which is not addressed in plan (OK TO PAY?)
per atty ok to pay

3. Trustee objection:

- The debtor has insufficient income.

- Need copy of 401(k) loan balance statement prior to filing date. (RECEIVED. EXPIRES ON 12/11/25) Additional $218 will be available

- Add to confirming order non-exempt proceeds from auto accident to Trustee .


- Need amended Schedule I and proof of income for co-debtor's new job. (STILL NEED)
-- JUST FILED I AND J (NOT REVIEWED) AND PROVIDED 1 PAYSTUB FOR JULY. STILL NEED 60 DAYS PROOF OF INCOME FOR CO-DEBTOR. DEBTOR HAS HAD NEW JOB FOR 4 MONTHS.



Plan proposes $200 x 36 Base
Payments: 5/6 Arrears: $200



RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification .

Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-14684 / CMGAndy Winchell, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
11/5- app for realtor w/ lising agreement and address feasibility of 2nd tier

AS of 10/7/25(mk):

work up on plan #35

1.Objection by Mortgage Loan Truste/Wilmington(Friedman V):
-no support filed for sale plan. no broker appointed or listing agreement. There is no equity in the property.


2. Trustee Objection:
Plan calls for payments and then add'l funding form exempt proceeds from sale of real property. It appears that there won't be any exempt funds after payment of secured liens and Costs of sale.

- the second tire of the plan payments need to increase to $2,700. Income is insufficient.

- feasibility is an issue


Plan: $1,000 x 6 begin 6/1/25; $1,300 x 54; Base and SALE 2/2026
plan funding to included exempt proceeds from sale
5/5 payments
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-14981 / CMGDavid L. Stevens, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $1,500.00
AS OF 10 /8/25(MK):

Motion to retain realtor resolved- need to adj conf to 11/5 for claims motion result


1. Daxuan Wang obj to plan proposing $89,700, claim filed for $75,598.62. CLAIMS MOTION ON THIS 11/5/25

2. Alyssa Foss filed bifurcated claim, secured $250,000, unsecured $288,000, arrears $260,343.36 total owed $538,000.

3. Giuseppina Cristofano filed bifurcated claim, owed $33,00, but listed $33,000 secured and $33,000 unsecured. Must be one or the other, not both. PLAN HAS PAY SECURED 33,000

4. Trustee obj to the following:
- There is non-exempt equity in the residence $12,207, $133,332 in the Washington Ave property, $11,020 in the boat and Harley and $4,229 in the Santander bank acct total $148,581.
- Must resolve creditor objection.
- Must file fee app within 7 days from conf order.
- Add to confirming order non-exempt proceeds from sale of Alameda Dr to Trustee.

Prop Plan $1,500 x 12 begin 6/1/25; Dollar Base $141,341.81 and Sale of Alameda Dr by 6 months post-conf
4/5 payments


-----------RESOLVED-------------

MRF BY Ayssa Foss (BENJAMIN CURCIO) sched 9/3/25, plan propose to pay $145,000, claim filed for $200,000. Trustee is to pay $200,000. Not sure what MFR is for. Is creditor to be paid? MOTION WAS DENIED BUT ORDER ENTERED 9/12 for listing agreement and retention of realtor


Estimated IRS and St of NJ tax claims AMENDED TO -0-

. NewRez-Washington Ave (HILL WALLACK) obj to arrears owed $4,938.09, POC filed. Must resolve obj. RESOLVED:ORDEER SUBMITTED 9/2/25:PAY POC ARREARS OF $4,938.09 thru plan
Email InquiryMatter ResolvedRequest
Adjournment
12611/5/2025 10:00 am25-15371 / CMGDonald C. Goins, Esq.Confirmation Hearing RescheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $1,058.00
As of 10/10/25 (DS): Debtor atty requested adj, 341 sched 10/30/25
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-15569 / CMGMark N. Glyptis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 5 required payments   Arrears: $4,461.00
11/5/PEREMPTORY be current and Tax claim must be resolved

AS of 9/16/25(mk):updated

1. ST OF NJ filed apriority claim for 6,261.91 NOT IN PLAN- OK TO PAY?

2. IRS priority taxes claim ESTIMATED for 2022 taxes - need amended claim.

3. Trustee objection:
- debtor not paying all disposable income into plan .Trustee's calculations are higher due too: Income verified higher at 6,388.91 than scheduled at $5,915.66 resulting in dispos income of $2,350 per month.
me There is $5,003 non-exempt equity in house.

-Must file per conf cert.
Plan $1,785 x 60 base
2/4 payments ARREARS $4,462

-------------------RESOLVED-------------------

-Need copy of the homeowner's insurance renewal declaration - need to provide renewal, current policy expired 8/31/25 PROVIDED UPDATED CURRENT COVERAGE
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-15819 / CMGEric J. Clayman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $220.00
10/14: some proof uploaded today - Needs review

AS of 10/8/25(mk)

Waiting for amended I & J ??


As of 9/18/25 (DS): Debtor atty requested adj to allow time to go over Trustee increase payments with Debtors


AS of now w/ no exp proof submitted ..Needs 660 PTD Then 1,600 x 56 Begin 11/1/25 Base) and may file amended Schedules I & J and provide updated POI


1. Trustee obj to the following:
- Excessive expenses on Sched J: $325 Home maintenance, $433 Miscellaneous, $1,112 Transportation/Bus fare and $1,393 Child care (Tax return does not show any childcare expenses and no expenses shown in bank accts). Must provide proof of expenses 10 days prior to confirmation.

- Disposable income verifies $498.87 and with excessive expenses, not deducting childcare verifies $925. Deducting childcare would be $2,318. Sched I had also failed to add tax refund $1,058.




Prop Plan $220 x 14 begin 7/1/25; $500 x 46; Base
3/4 payments

---------RESOLVED-----------------------

. PennyMac (POWERS KIRN) obj to arears owed, POC filed with arrears $3,812.77. Must resolve obj. CO ENTERED 7/30/25 TO PAY ARREARS $3,812.77
Email InquiryMatter ResolvedRequest
Adjournment
13111/5/2025 10:00 am25-15919 / CMGPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $300.00
10/14/25 - docs just provided not reviewed


MK: income has changed - and proof on expenses (NO UPDATED INFO PROVIED)


AS OF 10/9/25 (SF)

1. VW Credit Inc. filed arrears claim 9-1 in the amount of $69 which is not addressed in plan (OK TO PAY?)

2. Trustee objection:

- The debtor has not filed the required Pre-Confirmation Certification.

- Need statements for the two TSA loans if they continue to be deducted from pay stubs at new job.

- The debtor's plan consists of unnecessary or excessive expense items, such as:
$300/month for home maintenance
$326/month for oil
$658/month for car insurance
$350/month for student loans (need proof these are being paid)
Need proof of excessive expenses 10 days prior to confirmation.

- Verified income leaves monthly disposable income of $1,627

- The schedules fail to account for the debtor(s) tax refund in the amount of $4,527

- Need a mortgage statement showing monthly payment amount if a POC is not filed.

- Need updated proof of income and amended Schedule for debtor's new job at Capital Health (started job in July). (STILL NEED)


Plan proposes $300 x 8; $850 x 28 Base Plan
Payments: 3/4 Arrears: $300


RESOLVED:
- Need proof of insurance for the 2017 Audi. The policy that was provided to the trustee expires on 7/25/25 (RECEIVED)

- Objection filed by Carrington Mortgage Services (Wohlrab) - failure to pay arrears of $3422.50 (RESOLVED - COS OK TO PAY ARREARS)


Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-16025 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-16071 / CMGJoseph Albanese, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $100.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-16460 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $250.00
10/15(mk) Order submitted- Pay to pay $5,970(4850 int for total 5970 and unsecured 872.99 to be paid in accord w/ other gucs per confirmed plan.


AS OF 10/2/2025 (at):

1. Objection filed by Capital One Auto Finance (Stewart Legal) - objecting to cram value. Creditor values the 2013 Hyundai Tucson at $8,475. Plan values vehicle at $3,011. Interest rate too low. Creditor wants 9.5%, not 8.5%. (UNRESOLVED)

2. Trustee's objection:
- The debtor has failed to supply the Trustee with the following document(s):
- Need name of attorney handling claim against Five Lakes Law Group. (NOT RECEIVED)

RESOLVED ISSUES:
- Need a statement for the Robinhood account. (PER CERT OF DEBTOR THIS ACCOUNT IS CLOSED)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
$700/month for food
$555/month for transportation
$290/month for entertainment
$200/month for car insurance (verifies at $165/month)
Need proof of excessive expenses 10 days prior to confirmation. (RECEIVED)
- The debtor has insufficient income. Verified income leaves monthly disposable income of
-$18.57. Debtor must sign up for e-wage. (LANGUAGE ADDED)

Plan proposes: $250 x 36 beginning 7/1/2025, $0 to unsecured creditors
Payments: 3/4, arrears $250
Email InquiryMatter ResolvedRequest
Adjournment
13811/5/2025 10:00 am25-16690 / CMGOtto J. Kostbar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
AS OF 10/9/25 (SF)

1. Objection filed by Citibank (Powers) - failure to pay arrears and speculative loan mod. The budget in this case is predominately funded by individuals other than the debtor, and therefore, the case and plan are filed in bad faith inasmuch as the debtor lacks regular income. Arrears are $322,795.72 (MUST RESOLVE)

2. Santander filed arrears claim 2-1 in the amount of $160 which is not addressed in plan (OK TO PAY?)

3. Loss mit terminates on 10/27/25



Plan proposes $3290.10 x 60 Base, Loan Mod by 9/30/25
Payments: 3/4 Arrears: $3290.10

RESOLVED:
- Must file pre-confirmation certification (FILED)
Trustee objection:
- Need current market analysis with comps used to determine value. (RECEIVED)



Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-16735 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 3 of 4 required payments   Arrears: $265.00
Trustee Objection:
Plan fails to check off part 1 e for Joint administration.
Plan proposes a short sale- yest has both mtg claims as unaffected in part 4f.
No certification of service was filed for the Modified plan.
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-17112 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $500.00
Email InquiryMatter ResolvedRequest
Adjournment
17711/5/2025 10:00 am25-17113 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $700.00
9/21/25 - Copy of TFS payment receipt for $350 received


AS OF 9/11/25 (SF)


1. 341 NOT HELD - RESCHEDULED TO 10/2 AT 11
2. NO PAYMENTS: 0/2 ARREARS: $700

Lakeview obj( brock & Scott- has CO circulating

other plan objs:Unresolved
-Associated bank(Stewart legal)
-Power-Flo Technologies( Spinellei and Ansell)
Manasquan Bank( Don Campbell)
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-17180 / CMGPRO SEConfirmation Hearing ScheduledRecommend DismissalDebtor has made 0 of 3 required payments   Arrears: $6,977.00
AS of 10/16/25(mk):

1. SN Servicing Corporation/US Bank (Friedman Vartolo) objection to confirmation - NEED TO RESOLVE
- Pre-petition arrears in the amount of $131,041.18 per filed claim 1-1

2. Trustee objection:
- debtor has insufficient income. Disposable income verifies $1,631. Trustee payment will be much higher, due to higher mortgage claim and possibility of requiring 100% payments to unsecured creditors, due to non-exempt equity.

- debtor has failed to supply the Trustee with the following document(s): A Modified Plan that removes SN Servicing from Part 4f, marks off Part 8a vesting upon confirmation, Part 8c Trustee standard order of distribution and 8d Post-petition claims. MODIFIED PLAN FAILS TO ADDRESS PART 8 a, c or d.

- Need Amendments to Schedules C to take proper exemptions on all assets.

- Plan propose 0% to unsecured, but there is non-exempt equity in the assets.

- There is non-exempt equity in the residence $293,603 and all assets pending amended Schedule C.


Plan $2,325.73 x60 begin 8/1/2025 0% plan
Payments 0/3 Arrears $6,977.19

RESOLVED ISSUES:

- The debtor has failed to file the required Pre-Confirmation Certification. RESOLVED, FILED
Email InquiryMatter ResolvedRequest
Adjournment
17911/5/2025 10:00 am25-17233 / CMGFrank J. Fischer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $584.00
issues as of 9/16/2025 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification. NOT FILED TO DATE
- The debtor has failed to supply the Trustee with the following document(s): Proof of 2 month's income - all May and June pay stubs for the debtor.
- Need to provide Trustee with the June and July bank statements for PNC account 6513. PROVIDED JUNE 2025 STATEMENT ONLY, NOT JULY
- Amendments to Schedules C to take exemptions. Schedule C filed is blank.
- The debtor must provide updated proof of auto insurance for the 2021 GMC Terrain. The policy provided expires on 8/2/25. RESOLVED, PROVIDED RENEWAL POLICY GOOD THROUGH 2/2/2026
- The debtor(s) plan consists of unnecessary or excessive expense items: $680/month for food for one person. Need proof of excessive expense 10 days prior to confirmation.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $81,857 in non-exempt equity in the residence.
- The attorney's fees in the plan ($0) and the disclosure statement ($338) do not agree. One of these must be amended.

proposed plan $583.74x60 100% plan
paid in $583.74
last claim 6-1

RESOLVED ISSUES:

- The debtor must provide updated proof of auto insurance for the 2021 GMC Terrain. The policy provided expires on 8/2/25. RESOLVED, PROVIDED RENEWAL POLICY GOOD THROUGH 2/2/2026
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-17247 / CMGPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $300.00
AS OF 9/19/2025 (at):

1. 341 is scheduled for 10/16/2025. (READY)
2. Payments: 1/2, arrears $300
Email InquiryMatter ResolvedRequest
Adjournment
18311/5/2025 10:00 am25-17295 / CMGSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
11/5 for service

As of 9/18/25 (DS): 1. Sill need better service to Synchrony Bank street address, not PO Box, no claim filed with that PO Box.

As of 9/2/25 (DS): Debtor atty requested adj

9/3/25 (DS): 1. Trustee obj to the following:
- There is non-exempt equity in the residence $126,382. RECOMMEND WAITING PASS BAR DATE 9/19/25
- Must provide proof of service to Synchrony Bank to a street address, not PO Box. SERVICE WAS ISSUED TO PO BOX AND ATTORNEY, NO NOTICE OF APPEARANCE FILED.

Prop Plan $600 x 24 begin 8/1/25; $1,465 x 36; 100% (EST $57,000)
Note: Updated auto insurance provided 9/2/25.
Email InquiryMatter ResolvedRequest
Adjournment
18511/5/2025 10:00 am25-17363 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $535.00
As of 9/11/25 (DS): Must submit 341 adj request, then after adjourning the 341, submit a confirming adj request


341 now on for 10/16/25
Email InquiryMatter ResolvedRequest
Adjournment
18711/5/2025 10:00 am25-17451 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $0
341 now on 10/23/25
2/2 payments
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-17663 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $7,000.00
TFS payment for 3500 today needs to post

AS OF 10/3/2025 (at):

DEBTOR HAS MADE ONE OF THREE TRUSTEE PAYMENTS.

Trustee's objection:
- Need June and July bank statements for account ending in 9187. (per direct deposits) (NOT RECEIVED)

RESOLVED ISSUES:
- The debtor has insufficient income. Verified income leaves monthly disposable income of $1,892.90. Must sign up for TFS payments. (LANGUAGE ADDED)
- The debtor has failed to file the required Pre-Confirmation Certification. (FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- A copy of the homeowner's insurance renewal declaration - . Policy provided expired on 9/11/25 (RECEIVED)

Plan proposes: $3,500 x 60 beginning 8/1/2025, base
Payments: 1/3, arrears $7,000
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-17692 / CMGJeanie D. Wiesner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $2,000.00
AS OF 9/22/2025 (at):

1. Objection filed by US Bank (Robertson Anschutz) - plan is silent as to this creditor. (UNRESOLVED)

2. Trustee's objection:
- The debtor has failed to file the required Pre-Confirmation Certification. (NOT FILED)
- The debtor has failed to supply the Trustee with the following document(s):
- Need to provide timeshare valuation (RECEIVED)

Plan proposes: $2,000 x 3 beginning 8/1/2025, $3,393 x 57, base
Payments: 1/2, arrears $2,000
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-17692 / CMGJeanie D. Wiesner, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 3 required payments   Arrears: $2,000.00
Email InquiryMatter ResolvedRequest
Adjournment
19611/5/2025 10:00 am25-17706 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 3 required payments   Arrears: $600.00
341 now on 10/16/25
2/2 payments
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-17754 / CMGEric J. Clayman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $260.00
AS OF 9/17/25 (SF)


1. Nationwide Recreation filed secured claim 1-1 in the amount of $5647.49 with arrears of $214.75 for a swimming pool which is not addressed in the plan

2. Objection filed by Freedom Mortgage (Wilson) - failure to pay arrears of $2859.69 (COS- pay arrears)

3. Trustee objection:

- The debtor has insufficient income. disposable net income is $129.16, proposed plan payment is $260

- The debtor has failed to file the required Pre-Confirmation Certification .


Plan proposes $260 x 36 Base
Payments: 1/2 Arrears: 260

RESOLVED:

- There is $24,860 non-exempt equity in house (Moot, Schedule C amended)
Email InquiryMatter ResolvedRequest
Adjournment
20511/5/2025 10:00 am25-18075 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $245.00
updated 9/17/2025 (jma)
ISSUES AS OF 9/15/2025 (jma)

1) Nationstar Mortgage LLC (McCalla Raymer) objection to confirmation - NEED TO RESOLVE
- Secured Creditor anticipates filing a proof of claim with arrears of $4,353.99 on a total claim of $223,889.47
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $467 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $327,013 non-exempt equity in the residence.
- Add to confirming order non-exempt proceeds from sale of residence to Trustee.

proposed plan $245x60 begin 8/1/2025 100% plan with sale of Patterson Avenue 1/1/2026
paid in $0
arrears $490
last claim 4-1
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-18148 / CMGPaul N. Mirabelli, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
No SHOW AT 341 on 10/16/25


AS OF 9/18/2025 (at):

NEED TO REQUEST AN ADJOURNMENT OF THIS CONFIRMATION HEARING SO THAT THE 341 CAN BE CONDUCTED.

1. 341 is 10/16/2025. (READY)
2. Payments: 1/1
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-18166 / CMGCarlos D. Martinez, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-18421 / CMGPRO SEConfirmation Hearing on Modified PlanMootDebtor has made 1 of 2 required payments   Arrears: $0
Date is moot. Error by Court no mod plan filed
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-18496 / CMGLeonard S. Singer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,500.00
Email InquiryMatter ResolvedRequest
Adjournment
17411/5/2025 10:00 am25-18540 / CMGAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
issues as of 10/7/2025 (JMA)

1) JPMorgan Chase Bank (Pluese, Becker) objection to confirmation - NEED TO RESOLVE
- Pre-petition arrearage claim of $23,706.81
2) Carrington Mortgage Services LLC (Friedman Vartolo) objection to confirmation - NEED TO RESOLVE
- Debtor's plan misidentifies Secured Creditor. The correct Secured Creditor is Carrington Mortgage Services, LLC as Servicer for US Bank Trust Company.
- Debtor's proposed plan fails to comply with the requirements of the Bankruptcy Code and may not be proposed in good faith.
3) Trustee objection to confirmation - RESOLVED
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $172,823 non-exempt equity in the residence (100% PLAN.)

proposed plan $250x13 begin 9/1/2025 $1,070x47 100% plan
paid in $500
last claim 5-1

RESOLVED ISSUES:

- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED
- The debtor has failed to supply the Trustee with the following document(s): A copy of the homeowner's insurance renewal declaration; if not confirmed by 10/15/25, insurance expires 10/22/25 - RESOLVED, CURRENT POLICY PROVIDED COVERAGE THROUGH 10/22/2026
- Balance statement for Whole Life insurance prior to filing date - RESOLVED, PROVIDED STATEMENT 8/15/2025
Email InquiryMatter ResolvedRequest
Adjournment
17611/5/2025 10:00 am25-18616 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $400.00
As of 10/10/25 (DS): Debtor atty requested adj to resolve all issues.

As of 10/9/25 (DS): 1. Trustee obj to the following:
- Must provide July and August bank statements from Bank of America acct#2146 and State Farm Whole Life Insurance policy value prior to filing date (DOC PROVIDED IS DATED 11/11/24 AND HAS A VALUE $1,814, SCHED B HAS UNKNOWN).
- There is non-exempt equity in the residence $47,655 and $1,179 in bank accts.
- Excessive expenses for car insurance $765 (verifies $746) & car payment $786 for lease vehicle (THERE ARE 2 ADDITIONAL CAR PAYMENTS $449 & $183).
- Disposable income verifies $1,296. Plan pays more. Also case is above median.
- Must resolve creditor objection.
- Add to confirming order fee app within 7 days from confirming order.
- Must file Pre-confirmation certification.

2. NewRez (ELIZABETH HOLDREN) obj to arrears owed are more, no POC filed. Must resolve obj.

3. Hyundai filed arrears claim $785.73. Trustee ok to pay?

Prop Plan $800 x 24 begin 9/1/25; $1,650 x 36; Base
Note: 401(k) loan balance statement provided.
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-18635 / CMGStacey L. Mullen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
9/11/25 (SF) Adj to after bar date

FYI: CO submitted by Leisure Village: TREMS= pay secured $7,194.70 thru plan and guc 336 paid w/ other gucs
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-18682 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $2,940.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-18802 / CMGMark N. Glyptis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $777.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-18895 / CMGJonathan Goldsmith Cohen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19001 / CMGAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $680.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19079 / CMGChelsea Kiara Davis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $4,608.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19085 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $298.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19091 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $700.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19096 / CMGRegina L. Gelzer, Esq.Confirmation Hearing ScheduledContinued
12/17/2025 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $846.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19112 / CMGThomas G. Egner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $250.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19123 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $179.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19157 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19163 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $637.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19165 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,660.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19166 / CMGAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $22.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19186 / CMGAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,810.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19218 / CMGJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19226 / CMGPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19240 / CMGDavid G. Beslow, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $4,500.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19269 / CMGEric J. Clayman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $800.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19307 / CMGJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $200.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19323 / CMGPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $200.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19346 / CMGRegina L. Gelzer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,053.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19372 / CMGAndrew M. Carroll, Esq.Confirmation Hearing ScheduledWithdrawnDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19382 / CMGThomas G. Egner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $278.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19431 / CMGSteven J. Abelson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19479 / CMGRobert Manchel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 1 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19493 / CMGDennis M. Mahoney, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $300.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 10:00 am25-19575 / CMGEric J. Clayman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 1 required payments   Arrears: $1,000.00
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 12:00 pm22-10127 / CMGScott D. Sherman, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 12:00 pm23-15487 / MBKJenee K. Ciccarelli, Esq.Motion ReconsiderNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 12:00 pm24-12852 / CMGJustin M. Gillman, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 12:00 pm24-14575 / CMGJeanie D. Wiesner, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 12:00 pm24-16681 / CMGWarren Brumel, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 12:00 pm25-10159 / CMGScott J. Goldstein, Esq.Motion CompensationRevised Order SubmittedRevised order submitted which separates amt in plan per FOH and rest oustside


TR OBJECTION: Needs a revised order that sets forth $2,383.57 thru plan ( as that is all TR funds on hand) and balance of fees outside plan
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 12:00 pm25-16289 / CMGJustin M. Gillman, Esq.Motion CompensationNeeds Resolution of Issues - Objections
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 12:00 pm25-16672 / CMGKarina Pia Lucid, Esq.Motion CompensationNo Opposition FiledMK: order for FOH of $457.50 and balance outside plan
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 12:00 pm25-17235 / CMGJustin M. Gillman, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
011/5/2025 12:00 pm25-17779 / CMGMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes