ALBERT RUSSO
Standing Chapter 13 Trustee


CALENDAR DISPOSITION LIST


Judge Christine M. Gravelle

Hearing Date: 12/17/2025
Last Updated: 12/5/2025 6:51 PM
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Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am19-10296 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - Objections12/4/25- in month 83

atty filed obj, getting in touch with debtor<>ARREARS now 6,176 after 2,000 payment posted 11/19/25

plan has 3 mos left Bal to complete:$7,504
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am21-16583 / CMGJohn Zimnis, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)WithdrawnAMT: PIF/PENDING CLOSING<>>

11/19 AMT: PARTIAL PYMT MADE; ADJ'G FOR BALANCE TO POST (EMAIL TO ATTY)<>

FAILED TO PAY PLAN BALANCE -now $429
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am22-10046 / CMGYakov Rudikh, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS $10,924 Last pay 8/9/25
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am22-20077 / CMGEric J. Clayman, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsDebtor obj<>CITIGROUP MTG (HLADIK)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am23-10486 / CMGJoan Sirkis Warren, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>FEDERAL NAT'L MTG (MARTONE)

10/30: parties working on resolving
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am23-13122 / CMGJohn D. DiCiurcio, Esq.Motion Sell Free and Clear of Liens under 363(f) (FEE)Needs Resolution of Issues - Objections36 CREEK RD

mk :Plan confirmed at a base of $66,366- no discharge case. Case can pay off at 100% which is less than confirmed base

TR Objection:



>>No realtor or sp counsel for atty doing the closing has been retained.

>>order is mostly blank- does not have atty fees in parag 3. no the $100 exemption. Needs to check that a MP will be filed GUCS total 10,722.38


DEBTORS HAVE ALSO ENTERED INTO A CONTRACT ( on 10/23/25)TO BUY REPLACEMENT PROPERTY at Crestwood Village co op in Whiting-retirement community

the Cert states ; pay off mortgage and condo liens ,IRSs lien and sale commissions and atty fees THEN they seek 56,000 in sale proceeds - This is for the membership certificate for the co-op. DRAFT HUD FOR SALL OF CREEK RD show 65,000 for purchase of Whiting co op-all cash
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am23-14450 / CMGStacey L. Mullen, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> SELENE/Tavernier St (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am23-14593 / CMGKarina Pia Lucid, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 23 of 31 required payments   Arrears: $800.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am23-14656 / CMGLee M. Perlman, Esq.Motion Relief from Stay (Fee)No Opposition FiledCREDIT UNION OF NJ (McKENNA)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am23-14890 / CMGJustin M. Gillman, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>FREEDOM MTG (BROCK)

parties working on pay history and resolution
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am23-15039 / CMGJennifer L. Kearney, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>ARREARS $576 as of 12/4/25
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am23-15282 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsMP filed 11/11/25- ISSUES



As of 11/4/25: NO MP HAS BEEN FILED



NEEDS MP to reduce confirmed payment....
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am23-15904 / CMGSteven J. Abelson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledSV/US BANK
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am23-16814 / CMGGeorge E. Veitengruber, III, Esq.Motion to Reinstate StayNeeds Resolution of Issues - ObjectionsRE-LISTED 5/13/25 HEARING WAS OTBS<<>>

MTN TO REINSTATE STAY/DEUTSCHE
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Adjournment
012/17/2025 9:00 am23-18332 / CMGThomas G. Egner, Esq.Motion Dismiss CaseNo Opposition FiledDEBTOR MTN TO DISMISS
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Adjournment
012/17/2025 9:00 am23-18511 / CMGThomas G. Egner, Esq.Motion Relief from Stay (Fee)No Opposition FiledSELENE FINC (RAS)
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Adjournment
012/17/2025 9:00 am23-18533 / CMGJoseph Casello, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor objM< UNITED TELETECH (McKenna)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am23-18712 / CMGScott E. Kaplan, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>NATIONSTAR MTG (STERN & EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am23-18931 / CMGMoshe Rothenberg, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objectionsmotion says fell behind and can be current ( for the DEC hearing date)IT DOES NOT ADDRRESS LATE CLAIMS
LATE FILED CLMS; WILLINGBORO #19-1 & IRS #18-1

Must have proof of funds to be current through December. and how are you going to address the late claims
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am23-20647 / CMGAllen I. Gorski, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - Objectionsparties consent to adj to 12/17

A. Gorski new atty for debtor

PEREMPTORY

Suppl submission from creditor #63

Debtor obj, made pymts<> SABRINA PORCARO(Abelson)

supp obj filed by creditor( #58)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am24-10010 / CMGYakov Rudikh, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> SANTANDER (Gross McGinley)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am24-10161 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>ARREARS $3,200 as of 12/4/25

Debtor say paid in full= MK: still behind
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am24-12852 / CMGJustin M. Gillman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am24-13155 / CMGKevin C. Fayette, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am24-13922 / CMGRobert Cameron Legg, Esq.Creditor Certification of DefaultWithdrawnDebtor obj<> Selene /Hemlock Way (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am24-14776 / CMGPRO SEMotion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS 100 as of 12/4/25

Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am24-15597 / CMGRoger J. Yehl, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objectionspayment made - needs to find it

Debtor obj<>FREEDMAN MTG (BROCK)
TR ARREARS 2,188.11 last pay oct.
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am24-16085 / CMGJames J. Cerbone, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> AMERICREDIT FINANCIAL (eISENBERG)

debtor says made payments not accounted for
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am24-16085 / CMGJames J. Cerbone, Esq.Motion Relief from Stay (Fee)No Opposition FiledALLY CAPITAL (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am24-16090 / CMGJohn D. DiCiurcio, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledSV/US BANK; ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am24-16653 / CMGMichael Schwartzberg, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledPNC BANK (KML)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am24-16900 / CMGVera Fedoroff, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledFAILED TO SELL LIBERTY CT PPTY BY 8/15/25; ARREARS
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am24-17533 / CMGLee M. Perlman, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>PLAN NOT FEASIBLE DUE TO SANTANDER DEFICIENCY POC #5-2;

>>a working on NJ claim and then will fil MP to address Santander


ESTIMATED NJ TAX CLMS #11-1 APOC FILED 12/4/25- priority $373.43
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am24-17670 / CMGJohn Zimnis, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToNo Opposition FiledMTN EXPUNGE CLMS CARRINGTON MTG

parties trying to resolve
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am24-18161 / CMGMelinda D. Middlebrooks, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> NISSAN (Stewart)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am24-18668 / CMGJonathan Stone, Esq.Motion ReconsiderNeeds Resolution of Issues - ObjectionsDebtor opp<> GLASSBORO PLAZA MTN TO RECONSIDER CONF ORDER
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am24-18903 / CMGVera Fedoroff, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledSELECT PORTFOLIO (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am24-19129 / CMGAndrew Thomas Archer, Esq.Motion File Claim After Claims Bar DateNo Opposition FiledMTN FILE CLM AFTER BAR DATE
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Adjournment
012/17/2025 9:00 am24-20051 / CMGLee M. Perlman, Esq.Creditor Certification of DefaultMoot - Transferred OutAMT; TRUSTEE CONDUIT REQUEST<>>

Debtor obj<> NEWREZ/Colonial Dr ( Hill Wallack)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am24-20200 / CMGRobert C. Nisenson, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<>SANTANDER (Eisenberg Gold)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am24-20200 / CMGRobert C. Nisenson, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsAMT: PYMT PENDING W/TFS; ADJ TO ALLOW POSTING AND CONCURRENT WITH CREDITOR DEF CERT<>

Debtor obj<>ARREARS 540 as of 12/3/25 (payment of $1,130 posted 12/1/25)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am24-21215 / CMGDaniel E. Straffi, Esq.Motion Relief from Stay (Fee)No Opposition FiledLAKEVIEW LOAN (STERN & EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am24-21215 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsMP 12/17

- to remove LM and make it a sale plan and removes NJ payment

Debtor obj<>FAILED TO LM BY 4/15/25, EXTENDED LOSS MIT EXPIRED 9/3/25
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am24-21476 / CMGPRO SEMotion Relief from Stay (Fee)Needs Resolution of Issues - Objections11/26: CMG RULLED WILL BE SV IF POST PET IS NOT PAID BY 12/17


2 prior ch 13 filings and 1 ch7


funds still not paid and no LM options for LM are being offered by Mtg co- loan is not eligible for a LM - it is a short sale or Deed in Lieu


Debtor obj<>SELECT PORTFOLIO (RAS)

now 33,000

post pet due 30,565.26 minus 1 payment made $ 2,778.66

Creditor update: debtor has not amended his response to the MFR. Debtor stated at last hearing that he recently made a payment and had submitted a LM application

He has not paid the full amt of Post pet arrears. Debtor's last payment was returned NSF on 10/30/25. The Debtor has not remitted the $30,000 dollars to address the rest of the arrears and the November payment. The Debtor also does not appear to have any active loss mit. The last request seems to have been closed out in June sometime.
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am24-22042 / CMGAllen I. Gorski, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsPEREMPTORY


Debtor obj<>ARREARS $4,222 as of12/3/25.
made some recent payments but before that Last pay was April

Creditor Cert of default filed 10/8/25 by Credit Union of NJ( Dupont)
post pet 8,183 due as of Oct 1
HEARING DATE ON THIS IS 11/26/25
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am24-22042 / CMGAllen I. Gorski, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - ObjectionsDebtor obj<> CREDIT U OF NJ (McKenna)

debtor says NF spouse to pay creditor

TR arears 3,426 and TR Motion on 12/17/25
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-10055 / CMGJoan Sirkis Warren, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsARREARS 5,000 as of 12/3/25. Last pay Sept 2025

Debtor to stat new job 11/10

TR payment is 750 and debtor has only been paying $200 p/m
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-10182 / CMGDaniel E. Straffi, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>FAILED TO SELL LORI ST PPTY BY 8/31/25


mk: motion to sell on 11/5/25-SHORT SALE
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-10182 / CMGDaniel E. Straffi, Esq.Order Shorten TimeNeeds Resolution of Issues - Objectionscreditor says still NO to short sale debtor need to submit dox and creditor away 11/26 so adj to 12/17


FYI order resolving creditor(US Bank-KML) cert of default says SV as of 11/30/25


10/14/25:per creditor not Short sale approval yet

10/15 to try to resolve

>>OST< for 9/24/25 and then adj. to 10/15<

MOTION TO SELL

--Limited Obj filed by :Wilmington Sav(B. Caine)2nd mtg: wants the lien to be paid in full at closing- does not like language in order under "other provisions" that talks about if full pay off is short then need creditor approval- SIMPLY WANTS ENTIRE LIEN PD OFF- won't happen at the current sale price ..no approval for short sale has been given by creditor


47 LORI ST

SALE K 1,100,000 2 mtgs- SHORT SALE - debtor needs approval form lenders - 2 mtgs


mk :Plan confirmed at 100%w/ sale of RE
applications for retention of broker and atty for closing filed
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-10586 / CMGJoseph Casello, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledAMT: MP 12/17<<>>

PLAN WAS DENIED 10/15/25 AND FAILED TO FILE MP
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-10796 / MEHStacey L. Mullen, Esq.Motion Relief from Stay (Fee)Continued
1/14/2026 9:00 am
Debtor obj<>FLORENCE TOLLGATE CONDO ASSOC (SIMEONE & RAYNOR)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-11702 / CMGGeorge E. Veitengruber, III, Esq.Motion Relief from Stay (Fee)No Opposition FiledSANTANDER (EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
6612/17/2025 9:00 am25-11931 / CMGMarc C. Capone, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - Objectionsas of 12/3/25(mk) Arrears $3,183 and last pay July


Debtor has a TFS pmt of $1000 scheduled to come out on 11/26 and another payment of $125 for 12/5 ( he has rescheduled automatic weekly payments of $125 starting 12/5). NEEDS TO POST



Debtor obj<>ARREARS $2,569 Last pay July 2025
(amt: plus SV order entered 11/3 for auto)

MK: MFR on 11/5/25 was OTBS to add arrears to plan; TR will object to that order when it is submitted as case needs conduit
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-12282 / CMGGeorge E. Veitengruber, III, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledFAILED TO SELL DURHAM AVE PPTY BY 10/22/25; ARREARS


Order to sell prop. entered 11/12/25 case will be paid off at 100%

Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-12294 / CMGDarren M. Baldo, Esq.Motion Relief from Stay (Fee)No Opposition FiledCAPITAL ONE AUTO (STEWART)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-13221 / CMGMarc C. Capone, Esq.Motion Relief from Stay (Fee)No Opposition FiledSN SERVICING (FRIEDMAN)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-13558 / CMGYakov Rudikh, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)No Opposition FiledARREARS; 12,680 as of 12/3/25
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-13827 / CMGDonald C. Goins, Esq.Motion for relief from the automatic stayNo Opposition FiledMFR/CAPITAL ONE AUTO (STEWART)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-14205 / CMGLaurence R. Sheller, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsDebtor obj<>ARREARS 7,140 as of 12/3/25

inconsistent pay history
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-14628 / CMGJames J. Cerbone, Esq.Motion Impose Automatic StayNo Opposition FiledMTN REIMPOSE STAY
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-14684 / CMGAndy Winchell, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj, ppty listed for sale<>FAY SERVICING (FRIEDMAN)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-14981 / CMGDavid L. Stevens, Esq.Motion Expunge Claims/Reduce Claims/Modify Claims/Object ToContinued
1/7/2026 9:00 am
MTN TO RECLASSIFY TO UNSECURED & REDUCE POC #4/FOSS
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-15139 / CMGJustin M. Gillman, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledHSBC BANK/MERRILL LYNCH (LOGS)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-15704 / CMGMoshe Rothenberg, Esq.Motion Relief from Stay (Fee)No Opposition FiledPNC BANK NAT'L ASSOC (McCALLA)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-16030 / CMGRoger J. Yehl, Esq.Motion Relief from Stay (Fee)No Opposition FiledMFR FROM STAY FOR DIVORCE PROCEEDING
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-16369 / CMGDarren M. Baldo, Esq.Motion Relief from Stay (Fee)No Opposition FiledMID-ISLAND MTG (STERN LAVINTHAL)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-16474 / CMGRobert Cameron Legg, Esq.Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton)Needs Resolution of Issues - ObjectionsMP on 12/17


Debtor obj, MP filed<>PLAN DENIED ON 9/24/25 AND FAILED TO FILE MP IN 14 DAYS
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-16576 / CMGWarren Brumel, Esq.Motion Relief from Stay (Fee)No Opposition FiledSELECT PORTFOLIO (RAS)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-16735 / CMGCandyce I. Smith-Sklar, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - Objectionsdebtor obj>>FREEDOM MTG (BROCK)

Plan on 10/15 is Denied MP on 11/5 to sell on 11/5(short sale)

10/14: creditor request to adj to 12/17 to allow more time for property to sell
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-17731 / CMGSteven J. Sico, Esq.Motion Relief from Stay (Fee)No Opposition FiledUS BANK NAT'L ASSOC (STERN & EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-17731 / CMGSteven J. Sico, Esq.Motion Relief from Stay (Fee)Needs Resolution of Issues - ObjectionsDebtor obj<>NEWREZ/SHELLPOINT (STEWART)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-17820 / CMGJohn D. DiCiurcio, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - Objections11/21/ atty holding 2 payments


TR Objection:


case dismissed due to missing 341 dox
NO home or auto insurance
need deed CMA
current mtg statement
60 days pay stubs for non filing spouse

says has 3rd tr payment needs 270 x3 to be current thru dec. TR holding %44 for August and Sept payments
As of dec case will be 5 mos old
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-18189 / CMGDaniel E. Straffi, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Needs Resolution of Issues - ObjectionsMK: case was dismissed on 10/15 for : no 341 dox, no TR payments
on 11/5 there was and MFR by TOC Financial on auto 2012 Ford which was moot as case had been dismissed

TOC Financial obj <>TR Objection filed need all 341 x in and 500 x 4 r to be current thru DEC
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-18242 / CMGRobert H. Johnson, Esq.Motion Relief from Co-Debtor StayNo Opposition FiledFREEDOM MTG (BROCK & SCOTT)
Email InquiryMatter ResolvedRequest
Adjournment
9012/17/2025 9:00 am25-18421 / CMGPRO SEMotion to Vacate DismissalNeeds Resolution of Issues - ObjectionsTR wants A 2 YEAR bar to refile 5 prior bkcy cases- ( DR WAS REP BY COUNSEL IN PRIOR CASES)ADJ TO 12/17/25 FOR DEBTOR TO RESPOND TO ALLEGATIONS


FIG obj (Goldenberg)<> MTN TO VACATE DISMISSAL<>

creditor says this property was transferred to debtor till 2 mos before filing for 1.00- bad faith filing- Cleveland Ave Property

Case was dismissed on CT OSC for failure to pay the filing fee installment

says she has paid the fees due PD FEES

mk: IF MOTIONIS GRANTED NEED A CONF DATE IN THE ORDER.
WE HAD THE 341

OBJ says:
Creditor FIG- owner of Tax sale Cert
says title to the prop was transferred to debtor 20 days before filing
and creditor volk working together to delay FIG's rights
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-18682 / CMGLee M. Perlman, Esq.Motion Relief from Co-Debtor StayNeeds Resolution of Issues - ObjectionsDebtor obj<>KINECTA FEDERAL CREDIT UNION (EISENBERG)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-19346 / CMGRegina L. Gelzer, Esq.Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED)Order to be SubmittedCase was dismissed for no payment. NS at conf NO 341

Debtor has the $3,152 to be current thru DEC-

Need required form of Order vacating dismissal adding to page 2 under ORDERED:
debtor must pay a total of $3,158.91 immediately upon entry of Order vacating dismissal
Needs 341(Ready) on or before Jan 15 and conf will be on 1/28/26
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-19979 / CMGEugene D. RothMotion Dismiss CaseContinued
1/7/2026 9:00 am
MMU LLC MTN TO DISMISS (Ragan)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-20358 / CMGPRO SEMotion to Vacate DismissalNeeds Resolution of Issues - ObjectionsCase was dismissed on CT OCS on failure to pay filing fee and missing docs.

TR Objection:
must show that has funds to pay filing fee and have a feasible Modified plan to file

Plan has no payments proposed. and is for a car cram- Part 5 for gucs blank
sch I for income is soc sec for debtor and NF sp
sch J show -1700
case was filed 10/1/25

2 prior CH 7 cases that were discharged in 2003 and then in 2022.


Debtor says she missed deadline for more time to file dox and pay filing fee
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 9:00 am25-22747 / CMGPeter E. Zimnis, Esq.Order Shorten TimeNeeds Resolution of Issues - ObjectionsMTN TO EXTEND STAY
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am22-14934 / CMGStacey L. Mullen, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 21 of 42 required payments   Arrears: $1,155.00
12/1/25 (sf) Copy of trustee receipts provided totaling $2646
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am22-17371 / MEHDavid G. Beslow, Esq.Creditor Certification of DefaultNeeds Resolution of Issues - Objections***MEH/NEWARK****

Debtor obj<>CARRINGTON/Highland Ave (Friedman Vartolo)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am23-15282 / CMGRobert Cameron Legg, Esq.Confirmation Hearing on Modified PlanRecommend Confirmation - SUBJECT TO TERMSDebtor has made 14 of 30 required payments   Arrears: $2,885.00
AS of 12/3/25(mk)


**CAN REC CONFIRM AT $5,040 PTD THEN$180 X 6 BEGIN 1/1/26 BASE.
Any atty fees that remain after plan payments are completed will be discharged.


MP proposes 180 x 3
Debtor has sold property.
Attorney fee to be paid pro rata, remaining attorney fee to be discharged upon completion of plan.

TR Objection:
on mo 30 so must be 180 x 6 begin 1/1/26 base
Email InquiryMatter ResolvedRequest
Adjournment
10112/17/2025 10:00 am24-15390 / CMGDarin D. Pinto, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 18 of 19 required payments   Arrears: $3,191.00
update incoem provided - needs review



As of 11/18/25(mk):

11/25/25 (sf) Still need proof of Spouse's September 2025 income and a copy of debtors' 2024 Tax Return

Amended schedules were filed but no updated proof of income last income was from April 2024


MP proposes:$2383 X 19; $1575 X 41; BASE
DEBTOR'S MTG, CHILD CARE PAYMENTS INCREASED
Plan has run 18 Mos and 42 remain



prior conf: $2383 X 60 BEG 6/1/24 ; BASE $142,980 W/MIN $6348 TO GUCS ; ATTY FEE $2563/$4750 ; OK TO PAY NIP CLAIM 5-1
522(d) (5) is limited to $1475 based upon the full employment of 522(D)(1).
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am24-19041 / CMGPeter E. Zimnis, Esq.Confirmation Hearing on Modified PlanNeeds Resolution of Issues - ObjectionsDebtor has made 8 of 15 required payments   Arrears: $7,700.00
mk: motion for Authority to obtain new credit (Nunc Pro Tunc)filed on for 1/7/26- old loan was refi by NFS and debtor was asked to sign papers she did not know what for- but says loan is better terms than old loan


NFS refi property w/new loan- need to know if debtor is on new loan he mtg we have in the system has been paid off


As of 11/17/25(mk):

>> Mortgage was apparently satisfied??? need to know source of funds for that>> Or was this an error?
if the this is satisfied that means a 4,583 mtg exp comes off sch j MK:THIS WAS REFINANCED AND HAS NEW LOAN NOW


MP proposes:$1100 X 8; $600 X 52; MIN $12,362
REDUCTION IN INCOME AND SURRENDERING THE CAR
plan has run 14 mos and 46 remain



Prior Conf:$1100 X 60 BEG 10/1/24 ; BASE $66000 W/MIN $12,362 TO GUCS DUE TO NE EQUITY ; ATTY FEE $4050/$4600 ; OK TO PAY NIP CLAIMS 4-1 & 13-1 ; MTN

----------------------------------------
per atty she's surrendering car and will need replacement vehicle so amended j will be needed again
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am24-21215 / CMGDaniel E. Straffi, Esq.Confirmation Hearing on Modified PlanRecommend DismissalDebtor has made 11 of 13 required payments   Arrears: $460.00
As of 12/3/25(mk): PROP IS STILL NOT LISTED FOR SALE NOR HAS REALTOR BEEN RRETAINED.

>>MFR by Lakeview Loan(Stern & E): Post pet arrears $29,431.82- hearing 12/17/25


MP Proposes $3360 PTD; $364 X 49; SALE OF BRENTWOOD RD BY 4/1/26); 100%
REMOVING LM AND MAKE PLAN A SALE BASE PLAN
REMOVING STATE OF NJ PAYMENT

Plan has run 13 months and 47 remain

1. Trustee Objection:
-Property is not listed for sale as of date above. . The MP was filed in Oct. Need to appoint a realtor and get it listed for sale on MLS

- Is Trustee paying arrears pending sale?

- gucs are only2193.06- SHOULD BE PAID FIRST



----------------------------

Prior conf:$900 PTD (3 MOS) $364 X 57 BEG 3/1/25 ; 100% ; LOAN MOD BY 4/15/25 (OK TO PAY PENDING LM) ; ATTY FEE $4650/$4750
CONFIRMED LOW PENDING LM*
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am24-21476 / CMGPRO SEConfirmation Hearing ScheduledRecommend DismissalDebtor has made 10 of 13 required payments   Arrears: $3,000.00
12/3/25(mk):

Mtg co has filed late claim for amt due on mtg Total debt $461,855.59
will need motion to allow but PLAN IS NOT FEASIBLE



AS OF 11/19/25(mK):

>>Has debtor submitted a LM package??

MFR Select Portfolio on 11/26- debtor was make payment on post pet arrears the post petition of $33,000

MTG CO still has not filed a POC for pre pet arrears in the case- per the last filing 169,959

- last plan had LM and no date the most recent plan does not check anything in Part 1 c for a LM BUT does check Part 1d that reg mtg payments will continue during LM Plan fails to provide for a prompt loan modification completion date. NOT PROVIDED TO DATE.

- As of now, there is $334,744.49 of non-exempt equity in real property. SCHEDULE D SHOWS CLAIM OF $446,000 RESULTING IN NON-EXEMPT EQUITY IS $197,800 THE PLAN HAS TO BE 100%.

- Need to file Pre-Confirmation Certification. NOT FILED TO DATE

- Need to provide additional pay stubs for teaching job NOT PROVIDED TO DATE

- plan is not feasible at 1,000 per moth if paying full balance of mtg in part 4g of 300,000 . Has arrears 5,557 in 4a NO MTG CLAIM WAS FILED

Plan $1000x60 loan mod NO DATE PROVIDED, FAILS TO SPECIFY AMOUNT TO GUCS
10/12 payments ARREARS 2,000

----------------RESOLVED ISSUES------------------------

The Schedules fail to account for the debtor(s) tax refund in the amount of $2,923.87 when determining disposable income. NEED TO AMEND SCHEDULE I TO INCLUDE TAX REFUND- TR ADDED IN

- A copy of the homeowner's insurance renewal declaration - that includes liability coverage. RESOLVED, PROVIDED CURRENT HOI POLICY
- Need updated car insurance. Policy provided expires on 4/19/25 - RESOLVED, CURRENT PROOF OF INSURANCE PROVIDED


Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-10586 / CMGJoseph Casello, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 11 required payments   Arrears: $3,678.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-11123 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 5 of 6 required payments   Arrears: $200.00
AS of 12/3/25(mk):

>>PLAN IS NOT FEASIBLE- Huge tax claims

1. Objection by Real Time Resolutions Inc (Stern Eisenberg)
- mortgage lien on the Property is in the amount of $219,617.33 and pre-petition arrears in the amount of $188,70.22.
- Claim, however, is a Total Debt Claim as the Claim will mature during the pendency of the bankruptcy in accordance with the Note Secured Creditor objects to confirmation of the Debtors' Plan on the basis that the Plan calls for a review for a loan modification; however, Secured Creditor does not offer loan modifications.

4.Trustee objection:
- The debtor has failed to file the required Pre-Confirmation Certification. NOT FILED
- A copy of the last filed tax return - 2024. DEBTOR FILED AN EXTENSION FOR THE FILING OF THE 2024 RETURN.
- Student loans outside plan.

5. Debtor gucs total $1,676,762.96 109(e) issue

Plan $200x60 with loan mod by 12/2025 base plan
5/6 payments


-----------------------RESOLVED ISSUES----------------------------
APOSs FILED FOR TAX CLAIMS
IRS priority claim estimated for 2024 taxes - NEED TO FILE AMENDED RETURN
NJ Division of Taxation priority claim estimated for 2024 taxes - NEED TO FILE AMENDED RETURN
9/19/25(mk: order submitted resolving obj in #3 TERMS=LM by 12/17/25 or as extended. Reg mtg payments outside to lender. TR no pay arrears pending LM

3 Deutsche Bank Trustee for HarborView Mortgage Loan Trust (KML) objection to confirmation -
- Creditor to file secured claim in the amount of $Secured claim $167,346.52

- The debtor must provide updated proof of auto insurance for the 2015 Mercedes 2018 Jeep. The policy provided expires on 8/24/2025. RESOLVED, PROVIDED RENEWAL GOOD THROUGH 2/24/2026
- The debtor has failed to supply the Trustee with the following document(s): A current market analysis - CMA provided comps from 2023 and 2024, only 1 sold on 7/17/2024 is in the timeframe need new CMA. UPDATED CMA PROVIDED VALUE $887,500

MFR by Santander( Craig) or
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-11291 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 9 of 10 required payments   Arrears: $485.00
AS of 12/3/25(mk- STILL NO APOC FroM IRS


12/17 PEREMPTORY for APOC fROM IRS

AS of 11/21/25(mk):
>>Arrears now $ 484 which i 1 payment(skipped the Aug payment)

1. IRS ESTIMATED UNSECURED CLAIM- no 2019 return. STILL- atty says IRS processing the claim now as it was missing a page

2. Trustee obj:
- debtor's income is insufficient and
- Must provide pay stubs from Debtor for new job he took in March - we only have 2 checks for April and have requested updated pay information since TR objection to confirmation filed in April 2025.

Plan $484.68 x 60 begin 3/1/25; Base
Note: 2024 Tax return provided 5/16/25. Tax refund no issues since disposable income verifies -$232.
9/109 payments

------------RESOLVED-------------

- Plan fails to propose prompt cure of landlord arrears. Add lang for prompt cure- order extending stay says pre pet to be paid w/in 36 mos

>>MFR Santander (Eisenberg) on for 8/13/25 OTBS outside cure

MFR filed by Landlord, Woodbine Living, Debtor in arrears, sched 5/21/25. COTBS $9,664 PRE-PET ARREARS TO BE PAID BY TRUSTEE AND POST-PET $240 TO BE PAID BY DEBTOR
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-12707 / CMGJohn Zimnis, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 9 of 9 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-13321 / CMGRussell L. Low, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 7 of 9 required payments   Arrears: $400.00
AS OF 10/31/25 (SF)

1. IRS filed estimated unsecured claim 3-1 (STILL NEED AMENDED CLAIM)

2. Trustee objection:

- Need 2 months bank statements from TD Bank savings acct prior to filing date. (RECEIVED THERE IS $725 NONEXEMPT EQUITY)

- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. Disposable income verifies $555.

- Must resolve IRS estimated tax claim, 2019 and 2020 tax return not filed.

-Per CMA provided Debtor has solar panels. None listed on Plan or Scheds. If a claim is filed, this will need to be addressed.



Plan proposes $200 x 60 Base
Payments: 7/7

RESOLVED:
- Case is a Joint case and the plan filed fails to check off the box for joint administration in part (MP FILED)
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
- Objection filed by PennyMac Loan Services (Powers) - failure to provide for arrears of $2419.80 to be paid through the plan (RESOLVED VIA ORDER)
- The debtor must provide updated proof of auto insurance for the 2011 Acura , 2013 Honda and 2002 Saab. The policy provided has expired. (RECEIVED)
- 1e. This plan needs to be withdrawn and a new plan filed checking off that box for Joint
administration.
Email InquiryMatter ResolvedRequest
Adjournment
10712/17/2025 10:00 am25-13695 / CMGJames J. Cerbone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 7 of 8 required payments   Arrears: $342.00
AS OF 11/5/25 (SF) Updated

Schedule I amended. Debtor has new job. Need 60 days proof of income. Commission Statement provided for October showing income of $2975.67 but Schedule I shows income of $5120. Can't verify income. Debtor has been employed for 4 months. Need more information.

1. Motion for Relief filed by Bank of NY scheduled for 9/24 at 9 (No opposition filed) (NEED OUTCOME) adj to NOV 5 (NEED ORDER)mk: outside cure creditor atty fees in plan of $1350 costs $199

2. Objection filed by Bank of NY (Woerner) - failure to pay arrears and speculative loan mod

3. Trustee objection:

- The debtor has insufficient income. negative income of $4,535.66

- The debtor has not filed the required Pre-Confirmation Certification.

- Plan is not feasible plan mortgage payment is $4,438.66, disposable income is only $1,521

- there is non exempt equity in real property $189,603. 100% Plan



Plan proposes $342 x 60 100% Plan; Loan mod in 6 months
Payments: 6/6



RESOLVED
- Need copy of 2024 Tax Return (RECEIVED)
- proof of insurance for the 2016 Ford Taurus. The policy that was provided to the trustee expires on 8/12/2025 (RECEIVED)
- Need copy of deed. Last recorded Deed is not in debtor's name, Need current deed with debtor's name on it. (RECEIVED)
. Ally Capital filed arrears claim for $14.36 which is not addressed in the plan (OK TO PAY? mk: yes pay
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-14280 / CMGPRO SEConfirmation Hearing ScheduledRecommend Confirmation - HONOR ROLLDebtor has made 8 of 8 required payments   Arrears: $0
AS OF 12/3/25(MK):email to debtor-ok to terms

>>If the below is correct then

**CAN REC CONFIRM AT $470 x 36 begin 5/1/25 base.
Strike the Per plan child support claim as support is paid through county probation Dept. Westlake claim #4-1 will be paid the secured portion of their claim in the amount of $11,619.82. No distributions will be made on arrears part of the claim. Tr std order of distribution**


1. Plan has child support claim but no claim was filed so that will be stricken- it is paid thru Mercer cty probation.

2.Plan has Westlake pay claim in full. secured claim is for 11,619.82- you want that paid and not the arrears of $626.80- Correct?


proposed plan $470x36 5%- MUST BE A BASE PLAN
8/8 payments

----------------RESOLVED ISSUES-------------------

- The debtor has failed to file the required Pre-Confirmation Certification. FILED
- Schedules fail to account for tax refund of $686.00 when determining disposable income. ADDED IN
- Add language Tr std order of distribution.
- Add language the plan will be a base plan.

- The debtor has failed to supply the Trustee with the following document(s): Domestic Support Obligation information the form and court order. RESOLVED, PROVIDED
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-14362 / CMGPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 5 of 8 required payments   Arrears: $450.00
341 now on 12/4/25





Payments: 5/8

Plan:150 x 36 and sale of real property by 12/31/25 100%
debtor says she has listing agmt w/ realtor to sell home
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-14488 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 7 of 8 required payments   Arrears: $200.00
AS OF 10/31/25 (SF) NEED CURRENT PAY STUBS


1) SCHEDULE I AMENDED

- Need 60 days proof of income for Co-Debtor. Only 1 pay stub provided for July and debtor has been working new job for 4 months

- Need updated proof of Debtor Business income which was updated to $833.97 per month

2) SCHEDULE J AMENDED AND EXPENSES INCREASED

- Line 7 increased from $700 to $1130 food-household of 4
- Line 8 increased from $0 to $1451 for babysitter costs
- Line 17 auto payment of $901 (no objection filed)


REC DISMISSAL FAILURE TO PROSECUTE SEE ISSUES BELOW

10/14/25 Adj request denied

AS OF 10/8/25 (SF) STILL NEED PROOF OF INCOME FOR CO-DEBTOR'S NEW JOB


1. Must resolve Wells Fargo Bank bifurcated claim 6-1 for 2023 Kia, arrears $901.50, secured $32,900 and unsecured $5,049.94. MK TR to pay arrears - no distri on secured and unsecured add to conf order ok to pay arrears cure and maintain

2. Pennymac Loan Services filed arrears claim 9-1 in the amount of $240.13 which is not addressed in plan (OK TO PAY?)
per atty ok to pay

3. Trustee objection:

- The debtor has insufficient income.

- Need copy of 401(k) loan balance statement prior to filing date. (RECEIVED. EXPIRES ON 12/11/25) Additional $218 will be available

- Add to confirming order non-exempt proceeds from auto accident to Trustee .


- Need amended Schedule I and proof of income for co-debtor's new job. (STILL NEED)
-- JUST FILED I AND J (NOT REVIEWED) AND PROVIDED 1 PAYSTUB FOR JULY. STILL NEED 60 DAYS PROOF OF INCOME FOR CO-DEBTOR. DEBTOR HAS HAD NEW JOB FOR 4 MONTHS.



Plan proposes $200 x 36 Base
Payments: 5/6 Arrears: $200



RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification .

- Pennymac Loan Services filed arrears claim 9-1 in the amount of $240.13 which is not addressed in plan (OK TO PAY?) per atty ok to pay
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-14553 / CMGJoseph Albanese, Esq.Confirmation Hearing ScheduledNeeds Resolution of Issues - ObjectionsDebtor has made 8 of 8 required payments   Arrears: $0
Depositions set for debtors on 12/16 at 10 and 2Pm on expenses
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-14684 / CMGAndy Winchell, Esq.Confirmation Hearing ScheduledRecommend DismissalDebtor has made 5 of 7 required payments   Arrears: $1,300.00
AS of 12/3/25(mk):

MFR ON 12/17/25 Contested-

Notes:
property is for sale at 525,000.
1st mtg $483,354,27
2nd ntg $50,606.27
other liens 60,283.59 and 31, 146

property in under water and will not be funding the plan - Debtor was supposed to offer evidence of feasibility of second tier of plan. Not received

Next tier to begin in Dec and it goes up to 2,201- dipso income is only $549- not even sure how the first teir of 1,000 has being paid debtor is current on 1000 x 6 .


1.Objection by Mortgage Loan Truste/Wilmington(Friedman V):
-no support filed for sale plan. no broker appointed or listing agreement. There is no equity in the property.


2. Trustee Objection:
Plan calls for payments and then add'l funding form exempt proceeds from sale of real property. It appears that there won't be any exempt funds after payment of secured liens and Costs of sale.

- the second tire of the plan payments need to increase to $2,700. Income is insufficient.

- feasibility is an issue


Plan: $1,000 x 6 begin 6/1/25; $1,300 x 54; Base and SALE 2/2026
plan funding to included exempt proceeds from sale
6/6 payments
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-14981 / CMGDavid L. Stevens, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 6 of 7 required payments   Arrears: $1,500.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-15371 / CMGDonald C. Goins, Esq.Confirmation Hearing RescheduledRecommend DismissalDebtor has made 5 of 7 required payments   Arrears: $2,116.00
AS of 12/3/25(mk):

ARREARS 2,116 5/7 payments and PPSD Payment is insufficient to cover claims

1. Trustee obj :
- Debtor has insufficient income, disposable income verifies $605.

Prop Plan $1,049 x 60 begin 6/1/25; Base
5/7payments Arears $2,116



---------RESOLVED--------------------
- Must service Flagship Credit Acceptance. DONE
Note: Updated auto insurance provided 10/10/25.
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-15386 / CMGRobert Cameron Legg, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 5 of 7 required payments   Arrears: $1,005.00
Email InquiryMatter ResolvedRequest
Adjournment
11812/17/2025 10:00 am25-15919 / CMGPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $294.00
AS OF 10/31/25 (SF)

Schedule J adds tuition payment of $1657. Need proof that this is the amount debtor pays monthly. Document provided does not verify this amount. It shows that debtor received loans to offset tuition. Also, ex-spouse is to pay half of the tuition.

1. VW Credit Inc. filed arrears claim 9-1 in the amount of $69 which is not addressed in plan (OK TO PAY?)

2. Trustee objection:

- The debtor's plan consists of unnecessary or excessive expense items, such as:
$300/month for home maintenance
$326/month for oil (Cost is $98 per month per bill)
$658/month for car insurance
$350/month for student loans (need proof these are being paid) (NO PROOF PROVIDED)
Need proof of excessive expenses 10 days prior to confirmation.

- Verified income leaves monthly disposable income of $1,627

- The schedules fail to account for the debtor(s) tax refund in the amount of $4,527

- Need a mortgage statement showing monthly payment amount if a POC is not filed.

- Need updated proof of income and amended Schedule for debtor's new job at Capital Health (started job in July). (STILL NEED)


Plan proposes $300 x 8; $850 x 28 Base Plan
Payments: 4/4


RESOLVED:
- Need proof of insurance for the 2017 Audi. The policy that was provided to the trustee expires on 7/25/25 (RECEIVED)

- Objection filed by Carrington Mortgage Services (Wohlrab) - failure to pay arrears of $3422.50 (RESOLVED - COS OK TO PAY ARREARS)
- The debtor has not filed the required Pre-Confirmation Certification. (RECEIVED)
- Need statements for the two TSA loans if they continue to be deducted from pay stubs at new job. (Not listed on new pay stubs


Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-16071 / CMGJoseph Albanese, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 6 required payments   Arrears: $2,500.00
was adjourn from 11/5/25 to allow additional income to be provided

Payment were to go from $100 to 1,300 in November. Debtor has only made a 100 payment in dec. Arrears 2500 as of now

- Debtor to apply for Homeowner Assistance Funding (HAF) to reinstate loan - NEED STATUS OF HAF APPLICATION FOR FUNDING
- If not approved for HAF, debtors shall move to sell the property on or before 12/31/2025.
- Sale of property is subject to Creditor approval
- To pay $34,348.68 through plan

1. Trustee objection:
- There is $39,574 in non-exempt equity in the residence.
PLAN NEEDS TO BE 100%
- Needs trustee standard order of distribution.
- Need updated income for the debtor within 3 months of confirmation.



proposed plan $100x4, $1300 x 56 base plan
paid in $500
arrears $2,500

------------------RESOLVED------------------------
- Debtor to provide the name of the attorney handling the lawsuit - RESOLVED, PROVIDED-ATTY SKYLAR B. DEMARTINIS, ESQUIRE
The Schedules fail to account for the debtor(s) tax refund in the amount of $801.00 when determining disposable income. ADDED IN
The Bank of New York Mellon f/k/a The Bank of New York as successor Trustee of JPMorgan Chase (RASC) objection to confirmation - RESOLVED BY CONSENT ORDER FILED 9/1/2025.

- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED
- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED
- The debtor has failed to supply the Trustee with the following document(s): Need May and June bank statements for PNC account 3022 - RESOLVED, STATEMENTS PROVIDED
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-16474 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 6 required payments   Arrears: $694.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-16631 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 6 required payments   Arrears: $648.00
12/17 peremptory

mk appraisal dox just submitted - CONF IS ADJ TO 12/17 PEREMPTORY- if not resolved case will be held for evidence hearing in the afternoon


9/24; atty just got appraisal - needs to review- ONCE ISSUE IS RESOLVED, case can be worked up


10/8/25(mk)

>> Waiting on order on car cram resolution to work up.

1. Nissan (GAVIN STEWART) obj to cram. Must resolve obj.

Prop Plan $324 x 60 begin 7/1/25; $0
3/4 payments


-----------RESOLVED---------
- INCOME IS NO LONGER AN ISSUE AS TPAF LOAN $1,267 ENDED JUNE 2025, ADD BACK AND DISPOSABLE INCOME VERIFIES $466.
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-16690 / CMGOtto J. Kostbar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $3,290.00
AS OF 10/9/25 (SF)

1. Objection filed by Citibank (Powers) - failure to pay arrears and speculative loan mod. The budget in this case is predominately funded by individuals other than the debtor, and therefore, the case and plan are filed in bad faith inasmuch as the debtor lacks regular income. Arrears are $322,795.72 (MUST RESOLVE)

2. Santander filed arrears claim 2-1 in the amount of $160 which is not addressed in plan (OK TO PAY?)

3. Loss mit terminates on 10/27/25



Plan proposes $3290.10 x 60 Base, Loan Mod by 9/30/25
Payments: 4/4

RESOLVED:
- Must file pre-confirmation certification (FILED)
Trustee objection:
- Need current market analysis with comps used to determine value. (RECEIVED)



Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-16735 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 6 required payments   Arrears: $265.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-17233 / CMGFrank J. Fischer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $584.00
issues as of 10/31/2025 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification. STILL NOT FILED TO DATE
- The debtor has failed to supply the Trustee with the following document(s): Proof of 2 month's income - all May and June pay stubs for the debtor.
- Need to provide Trustee with the June and July bank statements for PNC account 6513. PROVIDED JUNE 2025 STATEMENT ONLY, NOT JULY
- Amendments to Schedules C to take exemptions. Schedule C filed is blank. NEED TO FILE AMENDED SCHEDULE C
- The debtor(s) plan consists of unnecessary or excessive expense items: $680/month for food for one person. Need proof of excessive expense 10 days prior to confirmation. SUPPORTING DOCUMENTATION HAS NOT BEEN PROVIDED TO DATE
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $81,857 in non-exempt equity in the residence. TAKING THE ALLOWED EXEMPTION HAS REDUCED NON-EXEMPT EQUITY TO $45,187.46
- The attorney's fees in the plan ($0) and the disclosure statement ($338) do not agree. One of these must be amended. FEE PAID BY MET LIFE INSURANCE PLAN, NOTHING DUE TO BE PAID

proposed plan $583.74x60 100% plan
paid in $1,751.22
last claim 18-1

RESOLVED ISSUES:

- The debtor must provide updated proof of auto insurance for the 2021 GMC Terrain. The policy provided expires on 8/2/25. RESOLVED, PROVIDED RENEWAL POLICY GOOD THROUGH 2/2/2026
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-17247 / CMGPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $300.00
As of 11/4/25 (DS): Debtor atty requested adj to allow time to meet with Debtor due to change in income, health insurance deduction to begin in 11/1/25. Must amend Schedules and provide Nov. proof of income.

As of 10/30/25 (DS): Recommend confirming at $300 x 4 begin 8/1/25; $607 x 56 begin 12/1/25; 100% and the claim#10-1 of Capital One Auto is to be treated outside.

1. Trustee obj that disposable income verifies $1,530.

2. Capital One filed bifurcated claim with no arrears owed. Claim is to be treated outside.

Prop Plan $300 x 60 begin 8/1/25; Base
Note: Updated auto insurance provided.
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-17277 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $48.00
Order resolving MFR on 11/26 adds f $11,917.16 to plan and required a MP


AS OF 11/17/25(mk):

>>MRF 11/26/25: by Loan Depot( Brock & Scott) 9,728.37 in post pet arrears on MTG.

NOTE: the pre pet arrears(31,646) owed to creditor are to be treated vis a LM


1.Trustee objection:
-WHAT IS THE SOURCE OF THE FUNDING FOR THE SECOND TIER OF THE PLAN??
-TR TO PAY OR NO PAY arrears pending LM?

2. Objection filed by Santander Consumer (Eisenberg Gold) - objecting to the cram value in plan of $6,500. Creditor wants $15,250 plus interest of 9.5%. (UNRESOLVED)


Plan $400 x 12 beginning 8/1/2025, $1,000 x 48, loan modification by 2/1/2026, base STD LOANS OUTSIDE
Payments:4/4

-----------------------RESOLVED----------------------
debtor has not filed the required Pre-Confirmation Certification. (FILED)
Objection filed by LoanDepot.com (Brock & Scott) - failure to cure full arrears of $41,740.27. (RESOLVED - ARREARS TO BE CURED THROUGH A LOAN MODIFICATION BY 2/1/2026)

Email InquiryMatter ResolvedRequest
Adjournment
13012/17/2025 10:00 am25-17329 / CMGLaurence R. Sheller, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 5 required payments   Arrears: $700.00
debtor to sign up for TFS
and to be current by 12/17

AS OF 11/21/255 (SF)

DEBTOR HAS NEGATIVE INCOME AND NOT CURRENT WITH PAYMENTS ARREARS: $700. NEEDS EWAGE

1. Trustee objection:

- The debtor has insufficient income.

- There is $5,723 non-exempt equity in the residence. (Claim is higher. Nonexempt equity is now $4276)

- There is $3,266 non-exempt equity in the bank account. (Schedule C Amended. nonexempt equity is now $1651)


Plan proposes $350 x 60 Base
Payments: 2/4 Arrears: $700

RESOLVED:
- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
- Amendments to Schedules C to exempt personal property. (Amended)
10/27/25(mk) FYI Oder submitted to resolve #1 below- TERMS pay arrears 20, 599.59
- Objection filed by Lakeview Loan Svc (RAS) - failure to pay arrears of $18,267.87 (Claim filed with arrears of $20,599.59) (RESOLVED VIA ORDER OK TO PAY ARREARS)
- Need June and July bank statements for PNC account 5507.
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-17451 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $500.00
AS OF 10/31/25 (SF)

Trustee objection:

- A copy of the last filed tax return - for 2024.

- 2 months bank statements from TD Bank acct#5389 and #0148 prior to filing date ,
statements provided are from 2/2025 and 3/2025.

- The current Plan does not specify treatment of Toyota Motor Credit (2019 GMC Sierra 1500)
under the Plan.

- There is estimated non-exempt equity $94,373 in the residence, pending all claims resolved, $8,920 and
estimated in bank accts, pending bank statements.

- Must resolve IRS estimated tax claim, 2024 tax return not filed.

- Must resolve State of NJ estimated tax claim, 2023 and 2024 not filed

- Must resolve creditor objection.

- TD Bank filed arrears claim 5-1 for $757.34 (OK TO PAY?)

- Toyota filed arrears claim 16-1 for $594.48. (OK TO PAY?)




Plan proposes $500 x 60 Base; Refinance by 7/1/27 w/min div of $88,000 to gucs
Payments: 3/3

RESOLVED:
- A copy of the homeowner's insurance renewal declaration - . Expired 9/1/25. (RECEIVED)
Email InquiryMatter ResolvedRequest
Adjournment
19612/17/2025 10:00 am25-17706 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $1,200.00
AS OF 10/29/25 (SF)

1. Carvana filed arrears claim 4-1 in the amount of $484 which is not addressed in the plan (OK TO PAY?)

2. Portfolio Recovery filed bifurcated claim 7-1 for $8075 secured, $1244.22 unsecured, and $9319.22 arrears. This claim is not addressed in plan - 2012 Hyundai Elantra (NO INSURANCE FOR THIS VEHICLE - MUST RESOLVE)

3. IRS filed priority claim 3-2 in the amount of $11,017.81 which is higher than proposed amount of $690.25 (OK TO PAY?)

4. Wells Fargo/PHH filed arrears claim 12-1 in the amount of $54,815.32 which is higher than proposed amount of $24,351 (OK TO PAY?)

5. Mariner Finance filed arrears claim 20-1 in the amount of $438.96 which is not addressed in the plan (MUST RESOLVE)

6. Objection filed by Bridgecrest Credit Compay (Stewart) - objects to cram of interest

7. Trustee objection:

- The debtor has failed to file the required Pre-Confirmation Certification

- Need bank statements from Wells Fargo checking for June and July prior to filing date. (RECEIVED AND NONEXEMPT EQUITY IS $2143)

Need bank statements from Wells Fargo savings acct from June and July prior to filing date.
(STILL NEED)

- The debtor(s) plan consists of unnecessary or excessive expense items, such as:
3 car payments $484, $336, $219 and 1 is being crammed in Plan and Timeshare $260 is
considered a luxury and should be surrendered. (PER CLAIMS FILED, DEBTOR HAS 5 CAR PAYMENTS)

- Disposable income would be $2,058.

- The circumstances and contents of the debtor's Plan, when taken in their totaility, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a)(3).
Plan is proposing to cram the interest of timeshare which is considered a luxury and fails to pay the unsecured creditors.

- The Plan divides unsecured claims into classes with no rational basis and discriminates unfairly against a class in violation of 11 U.S.C. ? 1322(b)(1). Specifically: Plan is proposing to cram the interest of timeshare which is considere
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-17731 / CMGSteven J. Sico, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 5 required payments   Arrears: $6,695.00
updated 11/24/2025 (JMA)
issues as of 11/21/2025 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification. NOT FILED TO DATE
- The debtor has failed to supply the Trustee with the following document(s): need bank statements (June & July) for Citizens Bank acct#9730. STILL NOT PROVIDED
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Co Debtor income is significantly higher than scheduled. The debtor is paid weekly, not bi-weekly.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $81,397.52 non-exempt equity in house. AFTER CLAIMS FILED, THERE IS NO NON-EXMEPT EQUITY IN THIS PROPERTY
-Kearney acct #5500 balance $7,456.40. No exemption on Schedule C. Ther is $7,456.40 non-exempt equity.
2) US Bank (KML) objection to confirmation - ORDER SUBMITTED 9/15- PAY POC
- Secured creditor will file claim for pre-petition arrears in the amount of $166,513.83
3) US Bank motion for relief scheduled for 12/17/2025 - need to know if this impacts plan.

proposed plan $6,695x60 base plan
paid in $26,780
last claim 10-1
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-18005 / CMGMaryBeth Schroeder, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 5 of 5 required payments   Arrears: $0
issues as of 10/7/2025 (JMA)

1) Trustee objection to confirmation and Trustee objection to debtor(s) claim of exemptions - NEED TO RESOLVE
- The debtor has failed to file the required Pre-Confirmation Certification.
- The debtor has failed to supply the Trustee with the following document(s): Proof of 2 month's income, need to provide income for June and May 2025.
- Schedule A/B lists account with Ocean First need to provide Trustee with statements for this account.
- The debtor has undertaken an improper use of exemption. Specifically: Exemption under 522(d)(5) is in excess of the statutory allowance)
- Co-debtor income verifies higher than the scheduled amount. As a result, disposable income is $2,790.22. Need to pay disposable income into plan.
- Form 22c, Line 45 shows disposable income of $1,921 which requires minimum $115,260 to general unsecured creditors.
- Provident Bank business account need to provide June and July statements.
- Both BOA statements #9572 and #0499 need to provide the July statements.
- Chase Bank #7939 needs to provide July statement.

proposed plan $250x60 base plan
paid in $750
last claim 27-1
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-18187 / CMGKirsten B. Ennis, Esq.Confirmation Hearing ScheduledContinued
1/28/2026 10:00 am
Debtor has made 2 of 4 required payments   Arrears: $500.00
Email InquiryMatter ResolvedRequest
Adjournment
16712/17/2025 10:00 am25-18264 / CMGRobert C. Nisenson, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $650.00
second call for update home insurance

sent amended Schedule I, J and form 122c-1
issues as of 10/2/2025 (JMA)

1) 341 not held, not rescheduled - missing documents

proposed plan $650x60 100% plan
2/2 payments
last claim 2-1
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-18616 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $800.00
As of 10/31/25 (DS): 1. Diamond Resorts (Timeshare) filed secured claim with arrears $2,116.15, not listed in plan or schedules. Per claim Debtors purchased timeshare 7/26/22 for $15,714 to be paid within 10 years with mo. pymts $307.76, which has not been paid in 6-7 months. Must resolve claim. EMAILED ATTY TO FILE MOD PLAN AND AMEND SCHEDS TO ADD TIMESHARE AND REQUEST CONF ADJI

2. ISSUES WHICH REMAIN UNRESOLVED:
- Must provide July and August bank statements from Bank of America acct#2146 and State Farm Whole Life Insurance policy value prior to filing date (DOC PROVIDED IS DATED 11/11/24 AND HAS A VALUE $1,814, SCHED B HAS UNKNOWN).
- There is non-exempt equity in the residence $51,295 and $1,179 in bank accts.
- Add to confirming order fee app within 7 days from confirming order.
- Must file Pre-confirmation certification.
- Hyundai filed arrears claim $785.73. Trustee ok to pay?

As of 10/10/25 (DS): Debtor atty requested adj to resolve all issues.

10/15/25 (DS): 1. Trustee obj to the following:
- Must provide July and August bank statements from Bank of America acct#2146 and State Farm Whole Life Insurance policy value prior to filing date (DOC PROVIDED IS DATED 11/11/24 AND HAS A VALUE $1,814, SCHED B HAS UNKNOWN).
- There is non-exempt equity in the residence $51,295 and $1,179 in bank accts total $52,474.
- Add to confirming order fee app within 7 days from confirming order.
- Must file Pre-confirmation certification.

2. NewRez (ELIZABETH HOLDREN) obj to arrears owed are more, POC filed with arrears $4,106.49. COTBS PAY POC ARREARS FILED.

3. Hyundai filed arrears claim $785.73. Trustee ok to pay?

Prop Plan $800 x 24 begin 9/1/25; $1,650 x 36; Base
Note: 401(k) loan balance statement provided. Case is above median, disposable income and excessive expenses no issue, plus need non-exempt equity.
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-18635 / CMGStacey L. Mullen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $900.00
issues as of 10/30/2025 (JMA)

1) Leisure Village West Association, Inc (McGovern Legal) objection to confirmation - RESOLVED, CONSENT ORDER RESOLVING OBJECTION FILED
- Debtor to pay $7,194.70 through plan and guc $336 paid with other gucs
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $2,800/month mortgage payment (per statement, payment is $1,125.36) difference was deducted from expense total.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Verified income leaves monthly disposable income of $1,324. (after deducting social security) must address IRS and St of NJ estimated tax claims

proposed plan $900x60 100% plan
paid in $1,800
last claim 7-1
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-18650 / CMGMaryBeth Schroeder, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 4 of 4 required payments   Arrears: $0
issues as of 10/7/2025 (JMA)

1) Trustee objection to confirmation - need to resolve
- The debtor has failed to file the required Pre-Confirmation Certification.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C.  1325(a)(4): There is $51,835 non-exempt equity in house; There is $435 timeshare #1; There is $9,744 timeshare #2; TOTAL NON-EXEMPT EQUITY $62,014
- Timeshare value not provided

proposed plan $400x60 base plan
paid in $800
last claim 7-1
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-18682 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $2,090.00
11/26: debtor just provided info and 1 tax claim amended and waitng for other


updated11/24/2025 (JMA) IRS AND STATE OF NJ PRIORITY TAXES ARE STILL ESTIMATED
issues as of 11/17/2025 (JMA)

1) Not current with Trustee plan payments, arrears $1,865
2) Debtor provided Certification stating while debtor still resides with spouse in residence together, they are separated. The Certification also states that the spouse has not been cooperative in providing requested financial documentation or related materials. They both contribute to household bills. Debtor makes the actual payments. ADD TO CONFIRMING ORDER "DEBTOR SPOUSE WILL NOT COOPERATE WITH DOCUMENT PRODUCTION. DEBTOR PROPOSES 100% PLAN
3) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to file a feasible plan - that propose a tier plan when pension loan $2,200 ends in 1/2026 and car payment $516 ends in month 15.
- A copy of the homeowner's insurance renewal declaration, policy provided expired 9/27/25. STILL NEED CURRENT HOMEOWNERS INSURANCE.
- Chase Bank statements from 7/10/25-8/18/25 - NOT PROVIDED TO DATE
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): 22C has disposable income $1,978.23, which would require min. div. $118,693.80 to gucs. Plan is proposing 100%.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity in the residence $44,747, 2005 Chevy $241, Capital One acct#5140 $25 and estimated in Chase Bank acct (pending bank statements). CHASE BANK ACCT #9206 BALANCE AS OF 8/8/2025 $112.35.
- Must resolve State of NJ and IRS estimated tax claims, 2024 AMENDED CLAIMS NOT FILED TO DATE

proposed plan $1,470x2, $1,825x58
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-18728 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $350.00
AS OF 11/20/25 (SF)



Trustee objection:

- The debtor has failed to file the required Pre-Confirmation Certification (STILL NEED)
- Need July and August bank statements. (STILL NEED)
- Need updated I & J now that the pension loan has finished (September).


Plan proposes: $350 X 18; $335.17 X 42; BASE
Payments: 2/3 Arrears: $350

Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-18802 / CMGMark N. Glyptis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 4 required payments   Arrears: $1,554.00
As of 10/31/25 (DS): Debtor atty requested adj to allow time to resolve all issues

As of 10/30/25 (DS): 1. Trustee obj to the following:
- Must amend Schedule A/B and C to add inheritance and provide copy of aunt's Will and all info about townhome (Crocket Ln) including value and any liens inherited by Debtor.
- There is non-exempt equity in the residence $71,642.
- Must file Pre-confirmation certification.

Prop Plan $770 x 60 begin 9/1/25; Base
Note: Sched I failed to add tax refund $645, which is fine, disposable income pays and plan will require non-exempt equity.
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-18895 / CMGJonathan Goldsmith Cohen, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $2,200.00
(amt; mp doc #17 filed)

Another mod plan filed 10/31/25 adds student loans to be treated outside, no date given. Informed atty to check if court has issued a date.

10/31/25 Atty filed mod plan 10/30/25, but fails to add student loans on Part 5b, not listed any where but Part 9 modification area. Emailed atty and informed of same and he will withdraw this mod plan and file another mod plan and inform me when plan is filed.

As of 10/30/25 (DS): 1. Trustee obj to the following:
- Must provide balance statement in Uphold brokerage account. INFORMED ATTY TO PROVIDE ME WITH SCREENSHOT AND DEBTOR'S CERT, DEBTOR DOES NOT RECEIVE A MONTHLY STATEMENT, ONLY ANNUAL AND CAN ONLY PROVIDE SCREENSHOT.
- Must file a Mod Plan that pays student loans outside of the plan. (Expense listed on Schedule J).
- Per the 22C, monthly disposable income is $3,228 which requires a min. div. $193,680 to gucs.
- Excessive expenses on Sched J: $1,113 Student loans, $85 landscaping & $200 home maintenance especially when other expenses are already excessive with Food $650, Clothing $200, Personal Care $165 and Entertainment $400. Must provide proof of expenses 10 days prior to confirmation.
- Must file fee app within 7 days from confirming order.
- Must file Pre-confirmation certification.

Prop Plan $2,200 x 60 begin 9/1/25; Base
Email InquiryMatter ResolvedRequest
Adjournment
15412/17/2025 10:00 am25-19085 / CMGRobert Cameron Legg, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 4 required payments   Arrears: $596.00
Tax claim amended 11/24 and 11/26

As of 11/21/25 (DS): 1. ISSUES NOT RESOLVED:
- Insufficient income, disposable income verifies -$425. Need E-Wage.
- IRS and State of NJ claims still estimated and have not been resolved, 2019-2023 not filed.

2. Nissan (GAVIN STEWART) obj to cram. Must resolved.

MP filed 10/31

11/5/25 (DS): 1. Trustee obj to the following:
- Debtor has insufficient income, disposable income verifies -$425. Need E-Wage. UPDATED POI PROVIDED, STILL VERIFIES LESS AT $1,050, NOT $1,773 PER SCHED I.
- Must service Nissan Motor Acceptance, due to cramming interest rate. CREDITOR OBJ FILED
- Must resolve IRS and State of NJ estimated tax claims, 2019-2023 not filed.

Prop Plan $298 x 36 begin 9/1/25; $0
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-19096 / CMGRegina L. Gelzer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $2,446.00
Email InquiryMatter ResolvedRequest
Adjournment
15212/17/2025 10:00 am25-19112 / CMGThomas G. Egner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $318.00
AS OF 10/29/25 (SF) - Adj to after bar date

--Plan is not feasible. Payment needs to increase to $1227 going forward

--Trustee objection:

- The debtor has insufficient income.

- Need a statement for the 401k loan. (Expires in 14 months and additional $129.60 will be available.)

- There is $38,719 in non exempt equity in the residence.


Plan proposes $466 x 60 Base
Payments: $898 Received Arrears: $34

RESOLVED:

- The debtor has failed to file the required Pre-Confirmation Certification (FILED)
- Credit Acceptance filed a bifurcated claim which needs to be resolved. (Plan states to pay arrears)
- Need a copy of the homeowner's insurance renewal declaration - prior to confirmation. Policy
expires on 10/15/2025 (RECEIVED)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-19123 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 3 of 4 required payments   Arrears: $179.00
working on expense proof


ISSUES AS OF 11/21/2025 (JMA)

1) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $570/month for food for one; $440/month for transportation TOLLS FOR 9/2025 $210.69; $290/month for car insurance (per policy payment is $256/month); $400/month for medical and dental PROVIDED STATEMENT FOR 10/9/2025 TOTALLING $1,788 WHAT AMOUNT IS COVERED BY DENTAL INSURANCE? NEED FURTHER INFORMATION. Need proof of excessive expenses 10 days prior to confirmation. STILL DID NOT PROVIDE THIS INFORMATION.
- The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason(s): Verified income leaves monthly disposable income of $464.

proposed plan $179x36 0% plan
paid in $358
last claim 4-1

RESOLVED ISSUES:

- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED
- The debtor has failed to supply the Trustee with the following document(s): Need a statement for the whole life insurance policy showing cash surrender value. RESOLVED, PROVIDED FACE AMOUNT $186,040.25 WITH RIDER FACE AMOUNT $1,500
- Amendments to Schedules Amend Sch A/B to add stock ownership interest in McCormick. PROVIDED 9/30/2025 STATEMENT VESTED BALANCE $21,152.51.
- Need a statement for the 401k loan - RESOLVED PROVIDED PROOF 401K LOAN BALANCE $1,380.01 AS OF 9/30/2025
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-19166 / CMGAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $526.00
>>Have insurance on Leroy Pl and and lot at Pitch Pine- For Search prop - Surrendered in plan and co owns w/ex-girl friend - Uploaded insurance 11/25/25- on Search prop- has credtortr consent to adj(mk)



As of 11/21/25 (DS): 1. Trustee obj there is non-exempt equity $5,888 in the Pitch Pine Rd property.
- Must provide homeowner insurance for the Pennington - INSURANCE PROVIDED 11/25/25(MK: this is ex-girlfriend home - surrendered in plan and has no access to property) and Dingmans Ferry properties.
- Any dismissal should trigger a 180 bar to re-filing.
- Must file Pre-conf cert.

2. Rushmore-Leroy Pl prop (CHARLES WOHLRAB) obj to arrears amount paid and loan mod. Must resolve obj.

Prop Plan $522 x 36 begin 10/1/25; 100% and Loan mod on Leroy Pl by 3/1/26
Note: MFR Carrington MTG on 11/26, property 7 Search Ave is being surrendered.
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-19186 / CMGAndrew Thomas Archer, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 3 required payments   Arrears: $5,430.00
UPDATED 11/24/2025 (JMA) - DEBTOR ATTY PROVIDED STATEMENT FOR TFS PAYMENT OF $3,620, THIS BRINGS CASE CURRENT. WAITING FOR PAYMENT TO POST EXPECTED TO POST BY WEDNESDAY. PROOF OF PAYMENT LINKED BELOW

issues as of 11/21/2025 (JMA) - NO TRUSTEE PLAN PAYMENTS TO DATE, ARREARS $3,620.

1) AmeriCredit Financial Services, Inc dba GM Financial (Eisenberg Gold) objection to confirmation - NEED TO RESOLVE
- plan does not provide for payment to GM Financial of adequate protection payments. Adequate protection payments should be made to GM Financial beginning in September 2025 at $344.50 per month, being 1% of the vehicle value.
2) Trustee objection to confirmation - NEED TO RESOLVE
3) To date debtor has failed to make Trustee plan payments. Arrears to date $3,620

proposed plan $1810x36 0%
paid in $0
arrears $3,620
last claim 24-1

RESOLVED ISSUES:

- The debtor has failed to file the required Pre-Confirmation Certification - RESOLVED, FILED.
- The debtor has failed to supply the Trustee with the following document(s): Did not receive statements for Santander #3022. RESOLVED - PER DEBTPR CERTIFICATION WAS CLOSED IN APRIL 2025.
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-19226 / CMGPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $100.00
341 NOT HELD - RESCHEDULED TO 11/20/25
PAYMENTS: 1/1

Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-19240 / CMGDavid G. Beslow, Esq.Confirmation Hearing on Modified PlanPending WorkupDebtor has made 2 of 3 required payments   Arrears: $4,500.00
As of 12/5/25 (DS): 341 sched 12/11/25
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-19307 / CMGJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 6 of 3 required payments   Arrears: $0
10/30/25:order submitted resolving objection by Nationstar. Terms= pay POC arrears of 436,063.97 through the plan.


10/30/2025 (JMA) - atty request to adjourn to after bar date
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-19479 / CMGRobert Manchel, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $602.00
AS OF 10/29/25 (SF) May wish to adjourn to after the bar date

1. Objection filed by Servis One, Inc./BSI Financial Services (Egerman) - failure to pay arrears of $17,338.63

2. Trustee objection:

- The debtor has failed to file the required Pre-Confirmation Certification

- -Using proof of income provided income verified higher than amount scheduled. There is
$2,864 disposable net income. Need to file amended Form 22c as this may be an above
median case. If so, will require higher plan payment and 60 month plan.

- There is $39,792 non-exempt equity in house.



Plan proposes $602 x 36 Base
Payments: 1/1

Email InquiryMatter ResolvedRequest
Adjournment
16512/17/2025 10:00 am25-19500 / CMGDaniel E. Straffi, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $1,000.00
mk: TFS payments set up 11/21/25- processing and Dec payment scheduled for 12/21/25 at $500 each.


UPDATED 11/24/2025 (JMA)

- NEWREZ LLC D/B/A SHELLPOINT MORTGAGE SERVICING - OBJECTION RESOLVED AWAITING ORDER

issues as of 11/21/2025 (JMA) - NO TRUSTEE PLAN PAYMENTS TO DATE, ARREARS $1,000

1) NewRez LLC d/b/a Shellpoint Mortgage Servicing (Hill Wallack) objection to confirmation -RESOLVED, ORDER RESOLVING OBJECTION, DEBTOR TO PAY $6,717.26 ARREARS THROUGH PLAN
- Debtor owes prepetition arrears in the amount of $6,717.26.
- Debtor's plan as proposed fails to provide for the arrearages claimed by Creditor, treating the claim as "unaffected" within Part 4f.
2) Trustee objection to confirmation - NEED TO RESOLVE
- The debtor has failed to supply the Trustee with the following document(s): Proof of 2 month's income; Need copy of 1099 for Business income from Carbones Barber Shop 2 and signed contribution affidavit from mother.
- Domestic Support Obligation information for alimony - PER FINAL JUDGMENT OF DIVORCE, DEBTOR PAYS EX SPOUSE $183/WEEK SUPPORT, NO OTHER DOCUMENTATION PROVIDED.
- The debtor must provide updated proof of auto insurance for the 2023 Nissan and 2024 Kia. The policy provided expires on 7/13/25 - RESOLVED, PROVIDED RENEWAL GOOD THROUGH 1/15/2026
- The Schedules fail to account for the debtor(s) tax refund in the amount of $3095.00 when determining disposable income.
- The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is nonexempt equity of $11,805 in real estate.
1. Resolve objection filed by NewRez LLC/Shellpoint - RESOLVED
2. Must provide August and September 2025 Bank Statements for Chase Account
3. need proof of mother's contribution - NOT PROVIDED

proposed plan $500x60 minimum $15,000
paid in $0
arrears $1,000
last claim 12-1
Email InquiryMatter ResolvedRequest
Adjournment
17112/17/2025 10:00 am25-19575 / CMGEric J. Clayman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,000.00
As of 11/3/25 (DS): Debtor atty requested adj to pass bar date. Per email from Courtney Shed consent to adj.

As of 10/30/25 (DS): 1. Trustee obj to the following:
- Must provide bank statements from 2 accts for Navy FCU from 7/16/25 to 9/13/25 and 2 accts for Wells Fargo Bank from 7/25/25 to 9/13/25 and updated proof of auto insurance for the 2019 Chevy and 2022 Sportage. The policy provided expires on 11/6/25.
- Must amend Schedules A/B and C to add 2006 Volkswagen Jetta.
- Excessive car payments $656 and $965.
- 22C has disposable income $1,914.44, which would require min. div. $114,866 to gucs. RECOMMEND WAITING PASS BAR DATE 11/24/25 TOTAL GUCS FILED $27,768.30.
- Disposable income verifies $2,641.

2. MidFirst (GROSS POLOWY) obj arrears owed are more, no POC filed. Must resolve obj.

Prop Plan $1,000 x 60 begin 10/1/25; Base
Note: Auto insurance for 2022 Kia Forte provided 11/3/25.
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-19674 / CMGJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $500.00
AS OF 11/20/25 (SF) Adj to after bar date

1. Objection filed by NJ Housing and Mortgage Finance Agency (West) - Limited objection. No issue with propose sale. Claim will be filed with higher arrearage amount of $57,476.65. Proposed sale date is 3/26 so expect that an application to appoint a realtor will be filed shortly and thereafter the property would be listed on the MLS.

2. Trustee objection:

- Need Proof of 2 month's income - from Debtor's mother who is contributing. Her contribution is $3600 per month (STILL NEED)

- There is non-exempt equity in the residence $70,556, PNC Bank acct#2169 $1,190 and OceanFirst Bank acct#0612 $69.

- Add to confirming order non-exempt proceeds from sale of residence to Trustee .

- Add to confirming order non-exempt proceeds from potential inheritance from father if any to Trustee.



Plan proposes $500 x 36 100% Plan; Sale of real property by 3/31/26
Payments: 2/2

RESOLVED:
- A copy of the homeowner's insurance renewal declaration - if not confirmed 11/26/25,
insurance expires 11/26/25.(RECEIVED)
- The debtor has failed to file the required Pre-Confirmation Certification
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-19780 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,358.00
AS OF 11/20/25 (SF) Adj to after bar date

1. Objection filed by PHH Mortgage (RAS) - failure to pay arrears of $14,674.41

2. Trustee objection:

- Need a statement for the debtor's pension loan.

- Verified income leaves monthly disposable income of $1,627.17.

- There is $107,729 in non exempt equity in the residence.


Plan proposes $979 x 60 100% Plan
Payments: 1/2 Arrears: $979



Email InquiryMatter ResolvedRequest
Adjournment
17812/17/2025 10:00 am25-19869 / CMGAndrew G. Greenberg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,942.00
As of 12/5/25 (DS): 341 sched 12/11/25

has creditor consent to adj(mk)
CO resolving objection
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-19911 / CMGThomas G. Egner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $2,066.00
Adj to after bar date
Email InquiryMatter ResolvedRequest
Adjournment
18112/17/2025 10:00 am25-20060 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $3,418.00
As of 11/24/25 (DS):


1. Trustee obj to the following:
- Must amend Sched I to add new job and remove old job or does Debtor have 2 jobs?
- There is non-exempt equity in residence of $224,965, $17,240 in Timeshare and $2,585 in TD Bank total $244,790.

Prop Plan $1,709 x 60 begin 10/1/25; 100%
Note: POI provided from new job, no amended Sched I filed.
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20074 / CMGPRO SEConfirmation Hearing ScheduledMoot - DismissedDebtor has made 0 of 3 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20204 / CMGLee M. Perlman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $257.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20221 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $2,700.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20250 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,000.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20259 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 3 required payments   Arrears: $1,270.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20270 / CMGRichard Obuch, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 3 required payments   Arrears: $41.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20302 / CMGKarina Pia Lucid, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 3 required payments   Arrears: $1,032.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20330 / CMGJustin M. Gillman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,200.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20333 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $2,537.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20350 / CMGAndre L. Kydala, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $200.00
As of 12/5/25 (DS): 341 not held 11/20/25 still missing all docs, also no Trustee payments made. Debtor in arrears $200, made 0 out of 2 payments.
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20358 / CMGPRO SEConfirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20367 / CMGEric J. Clayman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $475.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20424 / CMGJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,150.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20432 / CMGRoger J. Yehl, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 2 of 2 required payments   Arrears: $0
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20434 / CMGMarc C. Capone, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $2,769.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20447 / CMGJeffrey E. Jenkins, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,020.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20483 / CMGSteven J. Abelson, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $3,668.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20490 / CMGPeter E. Zimnis, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $1,500.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20532 / CMGPaul H. Young, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $550.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20542 / CMGJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,000.00
FYI: order resolving objection to confirmation by JP Morgan( Fein Such):PAY ARREARS CLAIM
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20564 / CMGCandyce I. Smith-Sklar, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $700.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20641 / CMGJoan Sirkis Warren, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $323.00
11/12/25: order submitted resolving obj by Wilmington Trust. TERMS pay POC arrears when claim is filed(mk)
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20646 / CMGDonald C. Goins, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $606.00
As of 12/5/25 (DS): 341 not held 11/20/25 still missing docs BANK STMNTS 2 MTHS, DR DEED W/BOOKPAGE FOR 62, also no Trustee payments made. Debtor in arrears $606, made 0 out of 2 payments.
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20652 / CMGJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $200.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20738 / CMGEdward Hanratty, Esq.Confirmation Hearing ScheduledContinued
1/7/2026 10:00 am
Debtor has made 2 of 2 required payments   Arrears: $0
Adj to after bar date
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20767 / CMGFrances A. Tomes, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $1,740.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20784 / CMGAndrew M. Carroll, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $370.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20807 / CMGDavid G. Beslow, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $200.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20846 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 0 of 2 required payments   Arrears: $772.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20916 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledRecommend Dismissal - No 341 Meeting HeldDebtor has made 1 of 2 required payments   Arrears: $792.00
As of 12/5/25 (DS): 341 not held 12/4/25 due to missing docs
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-20944 / CMGJohn Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $200.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-21074 / CMGRussell L. Low, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,525.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-21129 / CMGGeorge E. Veitengruber, III, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $2,000.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-21195 / CMGMaryBeth Schroeder, Esq.Confirmation Hearing ScheduledContinued
1/28/2026 10:00 am
Debtor has made 1 of 2 required payments   Arrears: $1,264.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-21236 / CMGYakov Rudikh, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $150.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-21241 / CMGRobert Cameron Legg, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $1,184.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-21245 / CMGThomas G. Egner, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $2,810.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-21261 / CMGPeter E. Zimnis, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 0 of 2 required payments   Arrears: $1,600.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 10:00 am25-21298 / CMGScott D. Sherman, Esq.Confirmation Hearing ScheduledPending WorkupDebtor has made 1 of 2 required payments   Arrears: $4,629.00
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 12:00 pm21-18844 / CMGCandyce I. Smith-Sklar, Esq.Motion CompensationRevised Order Submitted11/17/25:Revised order submitted.


Tr limited obj: need clarification on the PPSED Order.
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 12:00 pm22-15140 / CMGMarc C. Capone, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 12:00 pm24-12925 / CMGKarina Pia Lucid, Esq.Motion CompensationNeeds Resolution of Issues - Objections12/17/25 at 12:00 noon cert of service filed- debtor showed up at CT House last hearing 11/26/25-


Needs a cert of service for Motion- docket message

Cert. Filed 11/24/25- debtor sent copy of pleadings on 11/24- this should be adj to 12/17- email to Atty
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 12:00 pm24-15756 / MEHJonathan Goldsmith Cohen, Esq.Motion CompensationContinued
1/14/2026 2:00 pm
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 12:00 pm24-18556 / CMGKarina Pia Lucid, Esq.Motion CompensationNeeds Resolution of Issues - Objectionsproper cert filed 11/24- see if any obj by debtor



Needs a cert of service for Motion- docket message

proper cert of service filed 11/24- should adj to 12/17 for debtor to receive and review
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 12:00 pm25-12282 / CMGGeorge E. Veitengruber, III, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 12:00 pm25-12826 / CMGJustin M. Gillman, Esq.Motion CompensationRecommend Grantingmk: order is good
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 12:00 pm25-14359 / CMGJonathan Goldsmith Cohen, Esq.Motion CompensationNo Opposition Filed
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 12:00 pm25-14981 / CMGDavid L. Stevens, Esq.Motion CompensationNo Opposition FiledTotal fees 32,282.50
exp. total 1091.82= $33,374.32
Less 40.0% courtesy credit,
less $2,500.00 retainer paid.
leaving a balance of $17,524.59
Email InquiryMatter ResolvedRequest
Adjournment
012/17/2025 12:00 pm25-16025 / CMGJustin M. Gillman, Esq.Motion CompensationNo Opposition Filed
Proceeding # Hearing Date Case Number Debtor Attorney Hearing Type Disposition Trustee Notes