| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes | |
|---|---|---|---|---|---|---|---|
|
Matter ResolvedRequest Adjourment | 0 | 12/18/2024 8:30 am | 22-17371 / RG | David G. Beslow, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 12/12/24 RECOMMEND $8400 PTD, $350 X 10 (BEGIN 12/1/24) BASE PLAN - TRUSTEE STANDARD ORDER OF DISBTRIBUTION MP proposes $8050 PTD, $350 X 11 Base Plan Plan has run 26 months with 10 months remaining beginning 12/1/24 |
|
Matter ResolvedRequest Adjourment | 2 | 12/18/2024 9:00 am | 17-34307 / CMG | Kirsten B. Ennis, Esq. | Creditor Certification of Default | Granted | Debtor obj<> QUAILBROOK HOA (McGovern) 4th hearing date ALSO DEBTOR APPEARED AT LAST HEARING ON MOTION FOR COMPENSTATION OPPOSING FEES. CT ADJ THAT TO 1/15/25- ATTY NEEDS TO RESOLVE THAT W/ DEBTor |
|
Matter ResolvedRequest Adjourment | 3 | 12/18/2024 9:00 am | 19-10868 / CMG | Robert Cameron Legg, Esq. | Creditor Certification of Default | Conduit / OTBS | 1/13/25 amt: DRAFT CONDUIT ORDER TO PARTIES<> update: creditor owed arrears at $7852.54 (6 x 1568.07 less suspense of $1555.88 PER CERT. $ owed is 9,410 in arrears as of 10/2024. Debtor says: Pay history confusing and needs review/ analysis. 5 TR cert of default or TR motions filed in case. 4 recaps by TR order or MP. 4 lender defaults( MFR or Cert of default) 12/17/24: creditor rejects conduit. 11/20; trying to resolve w/ conduit maybe debtor has made payments and needs to prove that-adj to 12/18 Debtor obj<>PHH/Gail Drive (RAS) |
|
Matter ResolvedRequest Adjourment | 4 | 12/18/2024 9:00 am | 19-26994 / CMG | Thomas G. Egner, Esq. | Motion to Cancel Discharge | Granted | MTN TO CANCEL DISCHARGE/US DEPT HUD MTG |
|
Matter ResolvedRequest Adjourment | 5 | 12/18/2024 9:00 am | 20-20530 / CMG | James J. Cerbone, Esq. | Order Shorten Time | Revised Order Submitted | >>OST> REVISED ORDER SUBMITTED-OK plan has run 51 mos- below median case. updated cert filed- REVISED ORDER TO STATE PLAN WILL BE PAID OFF AT CLSOING. (delete Mp. lang) -email to atty 12/16/24 MOTION TO OBTAIN POST PETITION FINANCING Debtor wants to buy new home in FLA> loan amt 125,000 for 30 years at 6/5% Says Ch 13 plan will be paid off at closing TR Objection: mk see support doc #100 - term sheet for loan NO K of sale attached to motion. Certification is very brief and dose not provide any detail at all >>12/11/24 Updated income from debtor: has social security, pension and employment |
|
Matter ResolvedRequest Adjourment | 6 | 12/18/2024 9:00 am | 21-12068 / CMG | John Zimnis, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: PIF/PENDING CLOSING<<>> FAILED TO PAY PLAN BALANCE |
|
Matter ResolvedRequest Adjourment | 7 | 12/18/2024 9:00 am | 21-17839 / CMG | Tamika N. Wyche, Esq. | Motion Relief from Stay (Fee) | Granted | 12/18/24(mk) email from debtor's counsel- unable to reach client . No $ has been provided and they are w/d their opp'n to the motion for stay relief AMT: TR LTR REQUESTING CONDUIT<> Debtor obj (WITHDRAWN)<>WILMINGTON SAVINGS /Rockland Dr)(STERN & EISENBERG) |
|
Matter ResolvedRequest Adjourment | 8 | 12/18/2024 9:00 am | 21-18442 / CMG | Javier L. Merino, Esq. | Creditor Certification of Default | Continued 2/5/2025 9:00 am | Debtor obj, current through Nov, will pay Dec<>US BANK/Canterbury Court (RAS) |
|
Matter ResolvedRequest Adjourment | 9 | 12/18/2024 9:00 am | 21-19417 / CMG | James J. Cerbone, Esq. | Motion Reinstate Stay | Continued 1/15/2025 9:00 am | adj for completed ERMA appl and LM appl- if a sale is scheduled- then order will be entered debtor applied for ERMA this week and also applying for for LM mk: debtor opposes conduit- told her to appear and address w/ Tr on 12/18 creditor waiting for approval for conduit from client AMT; TR LTR REQUESTING CONDUIT<> MTN REIMPOSE STAY Debtor says has paid all arrears due since SV order TR Motion filed on for 1/15/25 for SV and Arrears now 4,405(1 Payment) as of 12/6. There was payment made 12/4 that posted and reduced arrears after Tr notion was filed. |
|
Matter ResolvedRequest Adjourment | 10 | 12/18/2024 9:00 am | 22-10127 / CMG | Scott D. Sherman, Esq. | Creditor Certification of Default | Continued 1/15/2025 9:00 am | 1/15/ for debtor to be current Debtor obj<>FOXCHASE AT TINTON FALLS CONDO (mCgOVERN) |
|
Matter ResolvedRequest Adjourment | 11 | 12/18/2024 9:00 am | 22-10331 / CMG | John Zimnis, Esq. | Motion Reinstate Stay | Granted | MTN REINSTATE STAY |
|
Matter ResolvedRequest Adjourment | 12 | 12/18/2024 9:00 am | 22-11561 / CMG | Bruce C. Truesdale, Esq. | Creditor Certification of Default | Continued 1/15/2025 9:00 am | Peremptory 1/15/25 12/18: creditor atty says will likely need adj 11/18/24(mk): Creditor (C. Woener) rejects conduit and is moving for relief. will notify debtor atty amt: TR LTR REQUESTING CONDUIT<> Debtor obj, made pymt, will pay balance prior to hearing<> LAKEVIEW LOAN/North 7th (RAS |
|
Matter ResolvedRequest Adjourment | 13 | 12/18/2024 9:00 am | 22-13519 / CMG | MaryBeth Schroeder, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 1/15/2025 9:00 am | 12/17: payment needs to clear Debtor obj, making pymt/gifted funds<>ARREARS 12,200 as of 12/6- last pay 10/15/24- for 4,000 which was NSF |
|
Matter ResolvedRequest Adjourment | 14 | 12/18/2024 9:00 am | 22-15195 / CMG | Andrew G. Greenberg, Esq. | Trustee Certification of Default | Continued 1/15/2025 9:00 am | 1/15/25 to be current- Debtor obj, can resume & requests recap<> ARREARS 11,421.67 as of 12/17 |
|
Matter ResolvedRequest Adjourment | 15 | 12/18/2024 9:00 am | 23-10233 / CMG | Stacey L. Mullen, Esq. | Creditor Certification of Default | Order to be Submitted | Debtor obj, made pymt<>CITY OF TRENTON (Zeitz) |
|
Matter ResolvedRequest Adjourment | 16 | 12/18/2024 9:00 am | 23-10255 / CMG | George E. Veitengruber, III, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 1/15/2025 9:00 am | 1/15/25 to be current Debtor obj, made pymt<>ARREARS 4,300 we did a TR order Sept- |
|
Matter ResolvedRequest Adjourment | 17 | 12/18/2024 9:00 am | 23-10310 / CMG | Steven J. Abelson, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj<>ALLY CAPITAL /2015 honda civic(LAVIN CEDRONE) |
|
Matter ResolvedRequest Adjourment | 18 | 12/18/2024 9:00 am | 23-10486 / CMG | Joan Sirkis Warren, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 1/15/2025 9:00 am | MP filed extends time to sell bar & liquor license- Om 1/15/25 Debtor obj, has buyer<>FAILED TO SELL 2ND ST PPTY BY 11/1/24 |
|
Matter ResolvedRequest Adjourment | 19 | 12/18/2024 9:00 am | 23-11217 / CMG | Jonathan Goldsmith Cohen, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 1/15/2025 9:00 am | MP on 1/15/25 Mk: adj this to 12/18 to see what happens w/ MP to be filed amt: MP 11/6< atty is withdrawing that plan and will file a MP in 14 days Debtor 2 is no longer receiving unemployment compensation as of Friday the 1st and Debtors 1 and 2 provided their updated expenses and income for amended schedules 9/4 mp ADJ 10/2/ PEREMPTORY**<<>> 5/29/24(mk): email to atty- SAYS FILED A MP AND WILL FILE OPP'N co debtor was employed as a nurse - now back in school (AMT: NEEDS TO ADDRESS ORDER #60, APPROVING REFI/MTG CLM RESERVED PENDING APOC OR NOTIFICATION THAT REFI DID NOT COMPLETE) <<>> ARREARS 23,496 as of 8/6/24 MTG Claim of Nationstar is supposed to be amended as debtor go t ERMA funds |
|
Matter ResolvedRequest Adjourment | 20 | 12/18/2024 9:00 am | 23-11632 / CMG | Jeffrey E. Jenkins, Esq. | Motion to Reinstate Stay | Conduit / OTBS | bank will provide info. RE-LISTSED: 7/17 WAS CONDUIT OTBS; CRED DID NOT PROVIDE POST PET INFO FOR ORDER<<>> AMT: TR LTR REQUESTING CONDUIT US Bank obj (Stern & L)<> MTN TO REINSTATE STAY |
|
Matter ResolvedRequest Adjourment | 21 | 12/18/2024 9:00 am | 23-11864 / CMG | Nicholas Fitzgerald, Esq. | Motion Relief from Stay (Fee) | Granted | LAKEVIEW LOAN/cHERRY sT (STERN LAVINTHAL) |
|
Matter ResolvedRequest Adjourment | 22 | 12/18/2024 9:00 am | 23-12340 / CMG | Kevin C. Fayette, Esq. | Motion Relief from Co-Debtor Stay | Withdrawn | Debtor obj, made pymts<>CROSSCOUNTRY MTG/Silver Lake Dr (ROBERTSON) |
|
Matter ResolvedRequest Adjourment | 23 | 12/18/2024 9:00 am | 23-12798 / CMG | Kirsten B. Ennis, Esq. | Motion Compensation | Order to be Submitted | 12//17/24: revised order to be submitted 12/6/24: still nothing from atty 12/2/24(mk):sent follow up email to atty supp fees for total case 6,042.50. atty flat fee 4750 and had 2750 coming thru plan at confirmation. Fees need to be reduced for all services up to confirmation as flat fee covers those |
|
Matter ResolvedRequest Adjourment | 24 | 12/18/2024 9:00 am | 23-14365 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Withdrawn | AMT: MP 12/18< > Debtor obj, filed mp<>FAILED TO REFI BY 10/1/24 |
|
Matter ResolvedRequest Adjourment | 25 | 12/18/2024 9:00 am | 23-14460 / CMG | George E. Veitengruber, III, Esq. | Motion Relief from Stay (Fee) | Continued 1/15/2025 9:00 am | Debtor obj<>CSMC 2018-SP3 TRUST /eAST gREYSTONE rD (RAS) |
|
Matter ResolvedRequest Adjourment | 26 | 12/18/2024 9:00 am | 23-15521 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | AMT: MP 12/18>REC DISMISS FAILED TO REFI BY 7/1/24 debtor opp'n>>filed MP to remove refi and make it a cure plan |
|
Matter ResolvedRequest Adjourment | 27 | 12/18/2024 9:00 am | 23-15721 / CMG | Brad J. Sadek, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 1/15/2025 9:00 am | MP (#67) filed on 1/15/25 Debtor obj, filing MP<>SV/SANTANDER(Auto) filing MP once MRF is resolved MFR 11/20/24>>conduit /otbs |
|
Matter ResolvedRequest Adjourment | 28 | 12/18/2024 9:00 am | 23-16235 / CMG | Vera Fedoroff, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 1/15/2025 9:00 am | MP filed 12/11 to extend time to sell- on 1/15/25 Debtor obj, filing MP<>FAILED TO SELL LONGEST DR PPTY BY 10/30/24 |
|
Matter ResolvedRequest Adjourment | 29 | 12/18/2024 9:00 am | 23-16994 / CMG | Kevin C. Fayette, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | SV/SLEENE FINANCE & HYUNDAI; Arrears 3,000 last pay 10/15/24 |
|
Matter ResolvedRequest Adjourment | 30 | 12/18/2024 9:00 am | 23-17437 / CMG | Russell L. Low, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | 1218; if debtro gets full $ motion to vacate dismissal 12/17/24: atty email client dropped off 5,000- and attached proof adj to 12/18 to be totally current -AS OF 12/16 ARREARS 9,700.95 11/18/24(mk); atty says debtor sending NOV payment next week.... that does not help the hearing this week... 10/23 amt: funds posted/current through oct<<>>only owes the Nov payment now of $4,850 . ----------------------------------- 10/15/24: atty has proof of 9978 payment( Bank ck) will be mailed ot- ADJ 11/6 for posting and Nov payent to be completely current 10/4 AMT: $10,000 POSTED/ARREARS $9,978<<>> 9/18/24(MK) ATTY HAS 10,000 AND DEBTOR WILL HAVE REST BY 9/30. ADJ TO 10/16 TO POST AND BE CUTRRENT 8/7/24: TR willadj for $ to post and Tr will propose by 9/18 debtor be fully current Debtor obj, paying<>ARREARS 13,788 8/5/24: atty emails : debtor says paid 1,561 on 7/12 ( not posted yet)and scheduled another payment of 3500 for 8/1/24 - debtor wants chance to cure rest- ATTY TOLD TO APPEAR |
|
Matter ResolvedRequest Adjourment | 31 | 12/18/2024 9:00 am | 23-17449 / CMG | Lee M. Perlman, Esq. | Motion Relief from Stay (Fee) | Granted | HYUNDAI LEASE/2021 Elantra (EISENBERG) |
|
Matter ResolvedRequest Adjourment | 32 | 12/18/2024 9:00 am | 23-17521 / CMG | Daniel E. Straffi, Esq. | Trustee Certification of Default | Trustee Order | Debtor obj, requests recap<> ARREARS RECAP is $3,132 PTD Then $389 x 38 Begin 1/1/25- email to atty-OK to terms |
|
Matter ResolvedRequest Adjourment | 33 | 12/18/2024 9:00 am | 23-17833 / CMG | Melinda D. Middlebrooks, Esq. | Creditor Certification of Default | Withdrawn | 11/20 :debtor says account is current- creditor needs to confirm that AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, will pay<> PHH/East highland Ave (ras) |
|
Matter ResolvedRequest Adjourment | 34 | 12/18/2024 9:00 am | 23-17833 / CMG | Melinda D. Middlebrooks, Esq. | Trustee Certification of Default | Continued 1/15/2025 9:00 am | 12/12: adj request to Jan to allow debtor to become current Debtor obj, will pay<> ARREARS 15,000 Last pay 8/18/24 debtor says can be current by 12/30/24 There has already been 1 TR recap 100$ plan |
|
Matter ResolvedRequest Adjourment | 35 | 12/18/2024 9:00 am | 23-19553 / CMG | Andrew G. Greenberg, Esq. | Motion Relief from Stay (Fee) | Continued 1/15/2025 9:00 am | 12/17/24(mk) atty is going to request ANOTHER ADJ THE LM WAS DENIED AGAIN adj 12/18 PEREMPTORY 11/5/24(mk): atty advised that the LM WAS DENIED. He wants to appeal and creditor agrees to adj to 12/18 Debtor obj, requests recap<>US BANK NAT'L ASSOC/Leroy Place (ROMANO) Post pet default is 5,413.19 STATUS on the LM; creditor Atty( E. Argentieri) will try to get confirmation on a complete LM package prior to hearing 10/25/24(mk): email from debtor atty that Lm was submitted. letter and attachment form affordable housing alliance dated 10/10/24 that they have been working w. Debtor since JULY 2024 on this. Rushmore has requested more info./add'l dox several times and the LM is still in review w/ underwriter. Rushmore has not provided a final approval yet |
|
Matter ResolvedRequest Adjourment | 36 | 12/18/2024 9:00 am | 23-19553 / CMG | Andrew G. Greenberg, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Trustee Order | AR:case is complete , will recommend a tr order , loan mod os plan tr shall not pay claim debtor free to appeal loss mit denial adj 12/18 PEREMPTORY MFR on 12/18 4th hearing date 11/5/24(mk):atty advised that the LM WAS DENIED. He wants to appeal and creditor agrees to adj to 12/18 creditor Atty( E. Argentieri) will try to get confirmation on a complete LM package prior to hearing 10/25/24(mk): email from debtor atty that Lm was submitted. letter and attachment form affordable housing alliance dated 10/10/24 that they have been working w. Debtor since JULY 2024 on this. Rushmore has requested more info./add'l dox several times and the LM is still in review w/ underwriter. Rushmore has not provided a final approval yet mk:atty will take the adjournment to 11/6 with the LM package to lender with verification by 10/25 or the case will be dismissed on 11/6. 10/15: atty wants it held for judge if we won't adj to 11/6- I gave him TR options for complete loan mod package to lender with verification by 10-25 or case shall be dismissed alt loan mod os no pay arrears stay relief adj 10/16 for status- case now 12 mos old was confirmed w/ LM by 6/24/24. This is 3rd hearing on TR motion and now there is an MFR US BANK on for 11/6/24 9/3/24(mk) debtor atty email says: Debtor submitted a loan mod application directly to the lender and not through the LM Program. Debtor will be requesting a 60 day adjournment to allow more time for the mortgage company to reach a decision 8/7/24(mk): Email form Lender: no LM by 6/21/24 and no extension filed for BK LM Program, so the BK LM Program has expired Debtor obj, pending response to LM pkg<>FAILED TO LM BY 6/21/24 lender has complete LM package - adj 9/4for review |
|
Matter ResolvedRequest Adjourment | 37 | 12/18/2024 9:00 am | 23-21068 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj, making pymts<>WELLS FARGO/Bay Ave (KML) |
|
Matter ResolvedRequest Adjourment | 38 | 12/18/2024 9:00 am | 23-21085 / CMG | Vera Fedoroff, Esq. | Motion Relief from Co-Debtor Stay | Continued 2/5/2025 9:00 am | LM offered and accepted and needs motion to be filed 11/15/24;mk; adj request as parties trying to resolve w/ LM agmt Debtor obj<>PENNYMAC LOAN/Reuben Court (FRENKEL LAMBERT) |
|
Matter ResolvedRequest Adjourment | 39 | 12/18/2024 9:00 am | 23-21431 / CMG | Karina Pia Lucid, Esq. | Motion Relief from Stay (Fee) | Conduit / OTBS | 12/18: parties will let AMT know about lump sum by debtor and conduit also will resolve TR Motion on 1/15 TR LTR REQUESTING CONDUIT<> Debtor obj, proposes recap<>SELECT PORTFOLIO / Grove Ave (RAS) creditor ok w/ Conduit- debtor has funds |
|
Matter ResolvedRequest Adjourment | 40 | 12/18/2024 9:00 am | 23-21449 / CMG | Joseph Albanese, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Dismissed | ARREARS 4,200 as of 12/17 Last pay 8/5/24 Has not made any conduit payments.0/3. conduit was to commence in Oct. |
|
Matter ResolvedRequest Adjourment | 41 | 12/18/2024 9:00 am | 23-21595 / CMG | Jeffrey E. Jenkins, Esq. | Motion Relief from Stay (Fee) | Continued 1/15/2025 9:00 am | peremptory 1/15 mk: parties finalizing an agreement TRACY VILLAGE CONDO ASSOC (McGOVERN) |
|
Matter ResolvedRequest Adjourment | 42 | 12/18/2024 9:00 am | 24-10050 / CMG | Yakov Rudikh, Esq. | Creditor Certification of Default | Continued 1/15/2025 9:00 am | Debtor obj, will pay<>R&O WOODBRIDGE URBAN RENEWAL LLC (Griffin Alexander) 12/17/24: proof of 6 money orders for total of $4,226.64 made out to creditor uploaded to Tr dox |
|
Matter ResolvedRequest Adjourment | 43 | 12/18/2024 9:00 am | 24-10613 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Moot - Converted to 7 / 11 | FAILED TO FILE MP, POST SALE, PER ORDER DOC #35 FILED 9/6/24 11/12/24(mk) Straffi office is new counsel |
|
Matter ResolvedRequest Adjourment | 44 | 12/18/2024 9:00 am | 24-10636 / CMG | Daniel E. Straffi, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 1/15/2025 9:00 am | 12/18: conduit order needs to be revised- debtor was paying mtg co not Tr 11/18(mk) M. Fissel still does not have loan history. wants adj (amt: email to lender to verify pymts)<> Debtor obj, made mtg pymts direct to lender; requests recap<>ARREARS |
|
Matter ResolvedRequest Adjourment | 46 | 12/18/2024 9:00 am | 24-10979 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Co-Debtor Stay | Granted | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj<>SN SERVICING/US BANK TRUST /Cody Road(FRIEDMAN) 12/17/24: MK: creditor says his client agreed to resolve this MFR with a non-conduit consent order allowing for 6-months of direct cure payments. Would the parties be amenable to this resolution? I would be fine adding a provision consenting to conduit for any future defaults. |
|
Matter ResolvedRequest Adjourment | 45 | 12/18/2024 9:00 am | 24-10979 / CMG | Robert Cameron Legg, Esq. | Trustee Certification of Default | Dismissed | Debtor obj<> ARREARS 8,100 Last pay 8/21/24 debtor needs some time to catch up |
|
Matter ResolvedRequest Adjourment | 48 | 12/18/2024 9:00 am | 24-11302 / CMG | Herbert B. Raymond, Esq. | Creditor Certification of Default | Granted | 11/21:mk Court notified that attys error and matter should have been adj to 12/18 AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, made pymt<>SN SERVICING/Florence Ave (Friedman Vartolo) |
|
Matter ResolvedRequest Adjourment | 47 | 12/18/2024 9:00 am | 24-11302 / CMG | Herbert B. Raymond, Esq. | Trustee Certification of Default | Dismissed | Debtor obj, making pymts<> ARREARS 6,400 |
|
Matter ResolvedRequest Adjourment | 49 | 12/18/2024 9:00 am | 24-11384 / CMG | Steven J. Abelson, Esq. | Creditor Certification of Default | Withdrawn | AMT: TR LTR REQUESTING CONDUIT<> Debtor obj, made pymt<>SELENE/Kadlubeck Way (RAS) |
|
Matter ResolvedRequest Adjourment | 50 | 12/18/2024 9:00 am | 24-11410 / CMG | Kevin C. Fayette, Esq. | Trustee Certification of Default | Trustee Order | AMT: $ 6,575 PTD (10); $1,936 X 26 BEG 1/1/25 (ATTY ok)<<>> Debtor obj, can pay $2,500 & requests recap<>ARREARS 11,663 as of 12/6 |
|
Matter ResolvedRequest Adjourment | 51 | 12/18/2024 9:00 am | 24-11627 / CMG | Francis P. Cullari, Esq. | Motion Relief from Stay (Fee) | Continued 1/15/2025 9:00 am | 12/12: parties working on resolving Debtor obj, made pymt<>AMERIHOME MTG /Inlet Ave (McCALLA RAYMER) |
|
Matter ResolvedRequest Adjourment | 0 | 12/18/2024 9:00 am | 24-12254 / CMG | Moshe Rothenberg, Esq. | AP Motion Summary Judgment | Moot - Dismissed | main case dismissed should mark moot dismissed |
|
Matter ResolvedRequest Adjourment | 52 | 12/18/2024 9:00 am | 24-12353 / CMG | Marc C. Capone, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 1/15/2025 9:00 am | Debtor obj<>DEBTOR FAILED TO REFI BY 11/1/24 creditor's cert of default filed 12/9/24 |
|
Matter ResolvedRequest Adjourment | 53 | 12/18/2024 9:00 am | 24-13206 / CMG | Robert Cameron Legg, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj<>FLAGSHIP /2020 Chevy Traverse(EISENBERG) 12/16/24: OTBS: |
|
Matter ResolvedRequest Adjourment | 54 | 12/18/2024 9:00 am | 24-13830 / CMG | Avram D. White, Esq. | Motion to Approve Loan Modification | Withdrawn | Tr obj, need debtor signed cert<>US BANK MTN TO APPROVE LM (Padgett Law) |
|
Matter ResolvedRequest Adjourment | 55 | 12/18/2024 9:00 am | 24-13897 / CMG | Warren Brumel, Esq. | Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) | Continued 1/15/2025 9:00 am | MP filed 12/5 Debtor obj<>FAILED TO LM BY 10/17/24 |
|
Matter ResolvedRequest Adjourment | 56 | 12/18/2024 9:00 am | 24-14391 / CMG | MaryBeth Schroeder, Esq. | Motion to Approve Loan Modification | Granted | 12/18: payments were made 11/28/25: OBJECTION BY PENNY MAC(Frenkel L-D. McDonough)-TRIAL LOAN PAYMENTS WERE NOT MADE 11/13/24(mk) proper order was submitted for LM approval Trustee limited obj<> MTN TO APPROVE LM |
|
Matter ResolvedRequest Adjourment | 57 | 12/18/2024 9:00 am | 24-14391 / CMG | MaryBeth Schroeder, Esq. | Motion Relief from Co-Debtor Stay | Continued 2/5/2025 9:00 am | Debtor obj, made pymt<>PENNYMAC LOAN /Bowline St (FRENKEL) Motion to Approve LM filed- on for 12/4- revised order submitted-CREDITOR OBJECTED CONF on 12/18 |
|
Matter ResolvedRequest Adjourment | 58 | 12/18/2024 9:00 am | 24-14776 / CMG | PRO SE | Motion Relief from Stay (Fee) | Granted | SANTANDER CONSUMER (EISENBERG) 2021 Audi debtor has already surrendered this auto in her plan on for con 12/4 |
|
Matter ResolvedRequest Adjourment | 59 | 12/18/2024 9:00 am | 24-15372 / CMG | Russell L. Low, Esq. | Motion Relief from Stay (Fee) | Continued 1/15/2025 9:00 am | 1/15/25: debtor to be current by 12/120 - and post pet rent current inclu Jan rent debtor atty says: The debtor paid $1,200 to Woodbine 12/16 and will make another one for 1,000 on 12/20/24. and supplemental cert was filed 12/18 PEREMPTORY mk; adj request uploaded - parties need time to allow debtor to provide proof of payments Debtor obj<>WOODBINE LIVING (SOBEL HAN) LL MP on 11/20 is REC DISMISSAL |
|
Matter ResolvedRequest Adjourment | 60 | 12/18/2024 9:00 am | 24-16520 / CMG | Daniel E. Straffi, Esq. | Creditor Certification of Default | Continued 1/15/2025 9:00 am | Debtor obj, made pymt & requests recap<> M&T/2024 Quantum AUTO (Fitzpatrick Lentz) |
|
Matter ResolvedRequest Adjourment | 61 | 12/18/2024 9:00 am | 24-16900 / CMG | Vera Fedoroff, Esq. | Motion Relief from Stay (Fee) | Granted | SANTANDER/ 2017 Jetta (EISENBERG) |
|
Matter ResolvedRequest Adjourment | 62 | 12/18/2024 9:00 am | 24-16900 / CMG | Vera Fedoroff, Esq. | Motion Relief from Co-Debtor Stay | Order to be Submitted | Debtor obj, made pymts<>SN SERVCING /liberty ct (FRIEDMAN) |
|
Matter ResolvedRequest Adjourment | 63 | 12/18/2024 9:00 am | 24-17533 / CMG | Lee M. Perlman, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debor obj<>SANTANDER /2019 Mercedes (EISENBERG) OTBS:Resolution Details: 3-month cure of arrears, 30-day default clause, insurance clause, counsel fees through plan |
|
Matter ResolvedRequest Adjourment | 64 | 12/18/2024 9:00 am | 24-17533 / CMG | Lee M. Perlman, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj<>AMERICREDIT/2015 Ford F-150 (EISENBERG) OTBS:Resolution Details: 3-month cure of arrears, 30-day default clause, insurance clause, counsel fees through plan |
|
Matter ResolvedRequest Adjourment | 65 | 12/18/2024 9:00 am | 24-17686 / CMG | George E. Veitengruber, III, Esq. | Motion Relief from Stay (Fee) | Continued 1/15/2025 9:00 am | parties working on resolving NATIONSTAR MTG /Greenwood Drive (LOGS) |
|
Matter ResolvedRequest Adjourment | 66 | 12/18/2024 9:00 am | 24-18213 / CMG | Donald C. Goins, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Revised Order Submitted | MK: case was dismissed for no home insurance w/ personal liability- now debtor has it Tr limited Obj: NEEDS REVISE ORDER TO SET 341 DATE AND FIX A CONFIRMATION DATE revised order submitted 341 1/10/25 and conf 2/26/25 |
|
Matter ResolvedRequest Adjourment | 67 | 12/18/2024 9:00 am | 24-18668 / CMG | Jonathan Stone, Esq. | Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) | Revised Order Submitted | Revised order submitted MK; case dismissed on 11/20: No 341 and NS by atty TR Limited objection: looks like we now have the 341 dox. Needs revised order adding language that 341 on or before 1/30/25 and conf 2/26 |
|
Matter ResolvedRequest Adjourment | 0 | 12/18/2024 9:00 am | 24-19286 / CMG | Richard J. Pepsny, Esq. | Motion Reopen Ch. 13 Case (fee) | Withdrawn | >>motion to vacate dismissal filed and on for 1/15/25 MTN REOPEN should be motion to vacate dismissal case dismissed on Ct OSC 11/20/24 nothing was done in case it was orig filed 9/20/24 |
|
Matter ResolvedRequest Adjourment | 68 | 12/18/2024 9:00 am | 24-19561 / CMG | Marc C. Capone, Esq. | Order Shorten Time | Continued 2/5/2025 9:00 am | >>OST<<< MTN TO COMPEL ABANDONMENT will be w/d on mp conf or sooner |
|
Matter ResolvedRequest Adjourment | 69 | 12/18/2024 9:00 am | 24-19958 / CMG | Andre L. Kydala, Esq. | Motion Relief from Stay (Fee) | Order to be Submitted | Debtor obj<>US BANK TRUST NAT'L ASSOC /Cumberland Drive (RAS) 12/6: conf on 12/28 is REC DISMISS- on 341- no dox at all as of this date. Case filed 10/8/24 and has prior filings |
|
Matter ResolvedRequest Adjourment | 70 | 12/18/2024 9:00 am | 24-21498 / CMG | David L. Stevens, Esq. | Order Shorten Time | Continued 2/5/2025 9:00 am | AMT: BRIDGE ORDER TO CHAMBERS/7 DAY<<>> debtro is ok w/ conduit- Bridge order debtor to modify order to say MP in 14 days- CONDUIT debtor to be current- home insurance w/in 7 days 341 sch for 1/9/25 as scheduled - extend stay to 2/5/25 & adj to 2/5/25 >>OST>>> MTN TO EXTEND STAY PLan just filed 12/17 TR objection: no proof that this case will be feasible and has not demonstrated a real change in circumstances. prior ch 13 filed in NWK vicinage 24-14861- conf Denied and case dismissed 8/9/24 341 scheduled for 1/9/25 and Conf on 2/5/26 |
|
Matter ResolvedRequest Adjourment | 71 | 12/18/2024 9:00 am | 24-21719 / CMG | Joseph Casello, Esq. | Motion Motion (Generic) - Only use if no other event is applicable | Granted | MOTION TO EXTEND STAY timely filed: 341 on 1/9/25 |
|
Matter ResolvedRequest Adjourment | 72 | 12/18/2024 9:00 am | 24-21734 / CMG | Andy Winchell, Esq. | Motion to extend stay | Continued 2/5/2025 9:00 am | bridge order - to 2/5 provides MP filed - for conduit - all 341 dox in in 14 days form today - extend stay to 2/5 Tr obj<>MTN EXTEND STAY response: debtor has made 2,600 TFS payment-pending |
|
Matter ResolvedRequest Adjourment | 73 | 12/18/2024 9:00 am | 24-21843 / MBK | Eric J. Clayman, Esq. | Order Shorten Time | Continued 2/19/2025 9:00 am | 12/20/24 AMT: BRIDGE ORDER TO CHAMBERS/7 DAY<<>> Bridge order to -2/19/25. MP for conduit w/in 14 days-all 341 on 1/9 - all dox have to be in . Home and car insur. by end of the week if LM during that will end conduit. >>OST>> MTN CON'T STAY >>MBK CASE>< |
|
Matter ResolvedRequest Adjourment | 74 | 12/18/2024 9:00 am | 24-21979 / CMG | Barbara J. Snavely, Esq. | Order Shorten Time | Continued 2/5/2025 9:00 am | 1/3/25 AMT: BRIDGE ORDER TO CHAMBERS/7 DAY<<>> Bridge Order : extend to 2/5subjst to conditions of and MP in 14 days w/ Conduit. Home and car by end of week. 341 by 1/9/25 >>OST>> MOTION TO EXTEND AUTOMATIC STAY |
|
Matter ResolvedRequest Adjourment | 75 | 12/18/2024 10:00 am | 22-17423 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 12//2024 (mk):email to atty- ok to terms **CAN REC CONFIRM AT $15,000 PTD then $250 x 33 Begin 1/1/25 Base w/ Min 15,530 Due to Equity. Must file an application for supplemental fees of $350 w/in 7 days of confirming Order. Debtors must provide Updated proof of income amended sch I & J by July 30 2025** 1. Debtor now on Temp. disability> TERMS WILL NEED TO PROVIDE FOR UPDATED POI AND AMENDED I & j BY JULY 30 2025 MP proposes: $13,500 paid to date, $250 x 37 beginning 10/1/2024, not less than $15,530 to unsecured creditors Arrears: $4,000 (Debtor is not working due to continuing serious heart issues. Undetermined when or if he will return. Plan based on disability income going forward) ----RESOLVED------------------- Need 2023 tax return. (RECEIVED) Need amended I and J. (RECEIVED) POI for pension rec;d |
|
Matter ResolvedRequest Adjourment | 76 | 12/18/2024 10:00 am | 23-14080 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing on Modified Plan | Continued 1/15/2025 10:00 am | MK: can conf and work up for 1/15/25 w/ conditons: be current under MP PTD and then going forward and refi by 12 mos from conf Order 12/10 workup for the 12/18 calendar EDC *trustee objection: -The case should be dismissed because the debtor has failed to obtain financing in the 19 months since she filed. Any extension beyond 60 days should be denied. Further, the debtor should only be allowed an additional 60 days if she can prove that she has been promptly and diligently working to obtain the refinance. The debtor should provide a detailed certification with documentation of such. mp filed to extend refinance time---$16,450 PTD; $1256 X 43; REFI 12/31/2025 (326 WAINWRIGHT ST); MIN $159,564 |
|
Matter ResolvedRequest Adjourment | 77 | 12/18/2024 10:00 am | 23-14365 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing on Modified Plan | Confirmed | AS OF 12/9/2024 (at): RECOMMEND: $4,200 PAID TO DATE, $449 x 41 BEGINNING 1/1/2025, 100% PLAN Preserve nonexempt equity of $116,254 in real estate. MP proposes: $400 x 60, 100% plan Arrears: $0 (Plan is being modified to remove the refinancing and make this a cure plan.) |
|
Matter ResolvedRequest Adjourment | 78 | 12/18/2024 10:00 am | 23-15521 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing on Modified Plan | Moot - Dismissed | AS OF 12/6/2024 mk): **DEBTOR DOES NOT HAVE THE INCOME NEEDED TO FUND PLAN. IT IS NOT FEASIBLE. WOULD NEED $2,166 BEGIN 1/1/25 INCOME IS NEGATIVE** >> same as last hearing in Nov. -debtor given 30 day aj to deal w/ insufficient income issue: MP IS FOR 1800 BEG 10-1 DEBTOR PAID 200 1. Objection filed by Aristacare at Manchester (Saiber LLC) - modified plan does not propose to pay this creditor in full as per the original confirming order. (UNRESOLVED) atty says ok to pay 2. Trustee's objection: - debtor has failed to provide amended Schedules I & J. (NOT AMENDED) - debtor has failed to provide Recent TD bank statement showing amount of funds that the MP says will help funds the Plan. The last uploaded statements were from 2023. (RECEIVED BANK STATEMENT SHOWING A BALANCE OF $581 - INSUFFICIENT) This MP is now a cure plan and the payment goes way up and renders the plan not feasible. MP proposes: $3,000 paid to date, $1,800 x 45 beginning 10/1/2024, not less than $76,079 to unsecured creditors Arrears: $1,600 (Plan is being modified to make this a cure plan.) -----RESOLVED-------- - debtor has failed to provide tax returns for 2023 (RECEIVED) |
|
Matter ResolvedRequest Adjourment | 79 | 12/18/2024 10:00 am | 24-11556 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Confirmed | 12/16/24(MK):UPDATED- **CAN REC CONF AT $7,000 PTD THEN lump sum of $3,000 by 1/1/25 THEN $1,000 X 26 BEGIN 2/1/25. BASE. A CONSENT ORDER TO BE SUBMITTED WITHIN 14 DAYS OF CONFIRMATION THAT PROVIDES FOR THE FOLLOWING TREATMENT OF THE CLAIMS FORM THE IRS, NJ DOT AND THE UNITED STATES OF AMERICA. SECURED CLAIMS # 6-2 of the DIVISION OF TAXATION AND CLAIM # 1-2 OF THE INTERNAL REVENUE SERVICE WILL BE PAID OUTSIDE FROM SALE PROCEEDS. Claim 7-1 UNITED STATES OF AMERICA FOR THE SECURED AMOUNT OF $530,397.63 WILL BE TREATED AS FOLLOWS: CREDITOR WILL BE PAID FROM SALE PROCEEDS THE SECURED AMOUNT OF $69,702.28 AND THE BALANCE OF THE CLAIM OF $460,695.25 WILL BE TREATED AS UNSECURED AND PAID PRO RATA WILL OTHER UNSECURED CREDITORS PER THE CONFIRMED PLAN. STRIKE THE PLAN CRAM OF THIS CREDITOR. PURSUANT TO THE CONSENT ORDER ENTERED ONTO BY THE PARTIES AT DOCKET #30, THIS DEBT IS NOT SUBJECT TO ANY DISCHARGE OF THE DEBTOR. ATTORNEY FEES of $25,000 WILL BE PAID FROM PROCEEDS OF SALE UPON TIMLEY APPLICATION AND ORDER OF THE COURT . LATE CALIMS #9-2 and 10-3 OF LISA AMABILEWILL BE ALLOWED AND PAID PRO RATA WITH OTHER UNSECURED CREDITORSPER THE CONFIRMED PLAN. MUST FILE AMENDED SCHEDULE C TO BE FILED FOR DEBTOR EXEMPTION OF $24,900 PLAN EXTENDED TO TOTAL 37 MOS** ------------------------------ 12/6/249mk) co circulating setting forth treatment for IRS and St on NJ- >also per atty he has agreed w/ counsel (S. Wilhelm)for creditor Lisa Amabile- 2 late claims to be paid pro rata w/ other gucs thru plan- SO ADD LANGUAGE TO TERMS adj peremptory 12/18 for final terms a CO to be submitted 12/3/24(mk): 3,000 in arrears(atty proposes to have debtor pay this from his exemption from closing proceeds Needs CO w/ NJDOT and IRS for treatment on secured liens and USA lien-will add to terms- atty reviewing w/ client and MK will work up once i get answer to my questions as to terms and treatment 11/20/24: IRS OK w/ debtor treatment-debtor's atty to file defaults in ADV PRO 1 |
|
Matter ResolvedRequest Adjourment | 80 | 12/18/2024 10:00 am | 24-11804 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | nfa nfa 12/10 workup for the 12/18 calendar EDC Needs $36,000 paid then $4250 x 51 beg 12/1/24 pro rata with min of $180,000 to gucs based on equity if other issues resolved --OPEN MRI JUST FILED AN OBJECTION TO PLAN ON 11/14--WANT DEBTOR TO ASSUME OR REJECT EXECUTROY AGREEMENTS. **motion for relief on for 10/16 Wells Fargo--Tree Top Terr arrears OTBS BUT WE STILL NEED THE ORDER INTERIM SCH ORDER TO CHAMBERS/7 DAY<<>> CERT FILED ON 10/7-SEE BELOW * objection by Bancorp--1.5 million claim for business loan--plan proposes to pay outside of the plan but also proposes a cramdown in part 4? OUTSIDE?? CANT DO A CRAMDOWN OUTSIDE OF THE PLAN * Trustee objection: -- There is $180,000 in non exempt equity in the businesses PER THE CERT PROVIDED HE OWNS A $60,000 INTEREST (10%) IN OPEN MRI, EAST BRUNSWICK AND MIDDLETOWN BUT WE HAVE NO VALUTATIONS -- Need valuations for all 4 businesses on Schedule B. ONLY RECEIVED ONE FOR DYNAMIC -- Need to resolve objection by Bankcorp Bank. -- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. -- The debtor is to provide a certification regarding all of the assets/equipment owned by his Imaging Centers. ------DYNAMIC MEDICAL PC 100% OWNER--PER CERT THERE IS AN MRI MACHINE WORTH $300,000 BUT DEBTOR CLAIMS IT HAS NO VALUE DUE TO COST TO MOVE. THE OTHER IS WORTH $900K AND HAS A LOAN BUT CURRENT LOAN BALANCE NOT DISCLOSED IN CERT.--VALUATION PROVIDED ---ESTIMATE TO MOVE AN MRI MACHINE IS ONLY AROUND $75,000 PER ONLINE MOVING SITES EDC ------MIDDLETOWN VENTURES 10% OWNER DEBTOR EST. $60,000 HIS INTEREST--NO DOCS PROVIDED AND NO VALUATION ------OPEN MRI 10% EST $60,000 HIS INTEREST-THIS HAS 2 NEW MRI MACHINES WITH SIGNIFICANT VALUE BUT DEBTOR DOES NOT GIVE VALUE ESTIMATE---NO DOCS PROVIDED AND NO VALUATION -------EAST BRUNSWICK OPEN MRI 10% INTEREST EST HIS VALUE AT $60,000---NO DOCS PROVIDED AND NO VALUATION plan $4000 X 60; BASE __________ $1,600/month for alimony/support (nee |
|
Matter ResolvedRequest Adjourment | 81 | 12/18/2024 10:00 am | 24-14391 / CMG | MaryBeth Schroeder, Esq. | Confirmation Hearing on Modified Plan | Confirmed | 12/18: work up at 950 amt. LM motion was granted today 12/18 and add arrears not be paid pending LM entry of order and APOC MFR to be resolved by 2/5 hearing date for motion Per AR OK to confirm at: ***** $950 x 60 beg 5/1/2024 pro rata with min of $3479 to gucs--otbs regarding mfr by 2/5/25-- lm granted 12/18-trustee not to pay mortgage pending lm---- Student loans to be treated outside.- Trustee standard order of distribution.-STRIKE PART 4F OF PLAN US DEPT OF HUD OUTSIDE OF THE PLAN *Trustee obj. -The modified plan cannot retroactively reduce payments from $950 to $750 -The debtor has disposable income of $1,011 monthly -The debtor cannot lower the payments without filing amended schedules and proof of amended income. -There is equity of $3479 that needs to be paid to unsecured creditors -The plan does not contain a date for loan modification completion and doesn't specify if arrears are being paid pending the loan modification *MFR PennyMac and motion for LM still not resolved and on for 12/18 EDC As of 8/1/24 (DS): Debtor atty req adj to allow time to get updated CMA-APPRAISAL SAYS $410,000 WHICH GIVES $3479 IN EQUITY 1. Trustee obj to the following: - Must provide 2 months proof of income from National Vision. - Need a mod plan that removes PennyMac Loan from Part 4f unaffected and 4g to pay claim in full and propose to pay arrears claim $4,448.03, also propose Trustee standard order of distribution. STRIKE PART 4F OF PLAN. ARE WE PAYING ARREARS PENDING LOAN MOD? - Must file Pre-confirmation certification. 2. PennyMac Loan (FRENKEL LAMBER WEISS) obj to plan feasibility as plan propose to pay claim in full. Also as to the arrears owed $4,448.03. Must resolve. **MOTION FOR RELIEF ON FOR 11/20/24 Prop Plan $950 x 60 begin 5/1/24; Base ------------------------- (As of 9/13/24 (DS): Debtor attorney requested adj to allow time for debtor to be approved for loan mod, plus file NJ tax return-ESTIMATED) STATUS?? resolved 3. Must resolve State of NJ estima |
|
Matter ResolvedRequest Adjourment | 82 | 12/18/2024 10:00 am | 24-14675 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | ISSUES AS OF 12/11/2024 (DM): ***Last Trustee payment was made in August - RECOMMEND DISMISSAL*** 1) State of NJ Division of Taxation (HEATHER LYNN ANDERSON) OBJs to plan not proposing to pay $122,706.20 secured claim. There is also a $74,168.23 priority claim that includes estimated taxes for 2020 and 2024 (UNRESOLVED.) 2) IRS filed $5,481.29 priority claim that includes estimated taxes for 2023 (UNRESOLVED.) 3) Glenn Lakatos filed $2,554.92 priority claim not treated in the plan (UNRESOLVED.) 4) Terry Smith (Landlord) filed a general unsecured claim $7,500 (NEED A CONSENT ORDER FOR A PROMPT CURE.) 5) Trustee OBJ: - Need 2023 tax return (UNRESOLVED.) - Need to provide updated P&L income for July & August since Debtor opened business in April (ONLY RECEIVED JULY.) - Need Accountant's valuation for Amore Ristorante Corp (BALANCE SHEET UPLOADED DOSN'T LIST ANY RESTAURANT EQUIPMENT.) - Need April and May bank statements from TD Bank accts#8104, #8063 and #2595 (RECEIVED.) - Need proof of auto insurance for 2011 BMW (MK: this was repossessed) - Need Certification regarding mother's estate - are there any assets or will it be probated and was there a Will? - Verifiable disposable income verifies at $3,929 per month - with deducting SSI, would leave disposable income of $3,135 per month. Note: Debtor proof of income was attached to P&L (Payroll Summary) verifies $451.10 weekly or $1,953 monthly for wages. Prop. Plan $500 x 6, $2,800 x 54, Base Plan PTD 3.5/7 = $1,750 Last Claim (2-2) |
|
Matter ResolvedRequest Adjourment | 83 | 12/18/2024 10:00 am | 24-15049 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 1/15/2025 10:00 am | creditro objected to conf-adj 1/15/25 for proof of payments to crediitor 12/10 Workup for the 12/18 calendar EDC NFA If creditor resolved we can confirm at: *** $3375 PAID THEN $1500 X 52 BEG. 1/1/25 --100% due to equity of $57,079--LOAN MOD BY 3/1/25 WITH TRUSTEE TO PAY US BANK CLAIM 11-1 PENDING THE LOAN MOD--- REAL TIME SOLUTIONS CLAIM 14-1 TO BE TREATED OUTSIDE OF THE PLANCAPITAL ONE CLAIM 13-1--TRUSTEE WILL PAY ARREARS PORTION ONLY AND UNSECURED TREATED OUTSIDE 12/4: creditor says debtor still short 1,471.92-adj 12/18 to pay that- LM by 3/1/25 adj 12/4/24 PREMPTORY for payment to creditor on Mtg- ALSO NEED NEW LM DATE IF THEY ARE AGREEING TO LM 11/27 Workup for the 12/4 calendar EDC 1. Trustee obj to the following: RESOLVED IF PAYING 100% per atty ok at 100% SO TRUSTEE OBJECTIONS TO EXPENSES RESOLVED 2. SN Servicing (CHARLES WOHLRAB) obj to arrears not paid pending loan mod and loan mod. MK: debtor ok to pay arrears pending LM 3.- - Capital One filed a bifurcated claim with arrears $4,936.12, secured $9,151.50 and unsecured $9,613.45. Must resolve claim. OTBS BUT NOTHING REGARDING ARREARS. TRUSTEE WILL PAY ARREARS ONLY THROUGH THE PLAN Prop Plan $500 x 6 begin 6/1/24; $1,500 x 52; Base and Loan mod on Aldo Dr by 11/1/24 Note: Mod plan filed to mark off 1(e) jointly administered. --------------------- RESOLVED MFR by Capital One for 2018 Mazda 6 sched 9/18/24, Debtor has not made any post-pet payments since 5/19/24 and in arrears $1,420.50. OTBS BUT STILL NEED TERMS 3. Real Time Solutions filed their mortgage claim as unsecured, if their claim is to be considered unsecured, there is non-exempt equity in the residence $57,079 based on the latest comps. Must move against the claim if claim is to be a secured claim. IF NOTHING DONE THE TRUSTEE WILL MARK THIS CLAIM TO BE TREATED OUTSIDE OF THE PLAN PER THE PROPOSED PLAN AND PAY 100% TO GUCS SINCE THERE ARE ONLY $32,000 IN OTHER FILED GUC CLAIMS per atty ok at 100% SO TRUSTEE OBJECTIONS RESOLVED |
|
Matter ResolvedRequest Adjourment | 84 | 12/18/2024 10:00 am | 24-15086 / CMG | PRO SE | Confirmation Hearing on Modified Plan | Continued 2/5/2025 10:00 am | MK; contact debtor for A cert of service #84 and #85- on e is on old plan #17 #85)- That should be marked W/d AS OF 12/4/24(mk): Amended sch A,B,C,D ,I & J filed but that was not the issue. It is notice of the cram to Santander for the 1026 BMW No cert of service w/ Transmittal letter has been filed. THERE IS STILL NO CERT OF SERVICE AND TRANSMITTAL LETTER ON SANTANDER FOR CRAM OF VALUE ON AUTO 9/6/24:MK sent debtor an email w/ attachments: Santander POC, Cert of service form and Transmittal form so debtor can serve Santander( plan proposes cram) and conf was adj from 9/18 to10/16 to allow this to happen Only 3 creditors in case . santander secured and 2 gucs . Plan proposes cram on stander on car- no service on creditor. ------------------------------- Trustee's objection: The debtor has failed to file a feasible plan. The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income - from all employment (Amazon Flex and Axelhire) prior to filing date. (NOT RECEIVED) - A Modified Plan that corrects all issues in objection. (MOD PLAN NOT FILED) - A Modified Plan that adds all cramdowns to Section 4 AND Seciton 7 of the Plan (MOD PLAN NOT FILED) - Amendments to Schedules B to remove Line 34 duplicate 2016 BMW and amends Sched C to take proper federal exemptions on all assets and removes 100% of fair market value. (NOT AMENDED) - The debtor has undertaken an improper use of exemption. Specifically: Marks off 100% fair market value on 2016 BMW and fails to take exemptions on all other personal assets such as: Electronics $2,000, E-Bike $899, Clothes/shoes $3,000, Affinity FCU checking $1,800 and savings $115. Also must remove #34 duplicated 2016 BMW. (AMENDED C NOT FILED) - The debtor has failed to provide proof of service with respect to Plan Motion (s). Service to Santander, after mod plan filed to correct all issues. (CERT OF SERVICE NOT FILED) Plan proposes: $212.99 x 36 beginning 6/1/2024, ? to unsecured creditors |
|
Matter ResolvedRequest Adjourment | 86 | 12/18/2024 10:00 am | 24-15372 / CMG | Russell L. Low, Esq. | Confirmation Hearing Scheduled | Continued 1/15/2025 10:00 am | mk:12/18 PEREMPTORY-- 12/11 Workup for the 12/18 calendar EDC -SAME ISSUES AS LAST 2 TIMES MFR from Woodbine living on for 12/18-- landlord -----Woodbine has a $8,960 claim and is not in the plan. What are we doing with this? Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Amendments to Schedules I and provide proof of unemployment income (NOT AMENDED AND NO PROOF OF UNEMPLOYMENT RECEIVED) - Need February, March and April 2024 statements for the NFCU account or closing statement. (NOT RECEIVED) - Need to provide February, March and April 2024 statements for the Robinhood investment account or closing statement. (NOT RECEIVED) -IRS unsecured claim is estimated for 2018 and 2019 taxes, need amended claim (STILL ESTIMATED FOR 2017 - 2019) - Need settlement documents from the sale of the debtor's pizza business. (NOT RECEIVED) Plan proposes: $425 x 36 beginning 6/1/2024, base Payments: 5/7 |
|
Matter ResolvedRequest Adjourment | 87 | 12/18/2024 10:00 am | 24-15526 / CMG | Robert Manchel, Esq. | Confirmation Hearing Scheduled | Confirmed | 12/13 workup EDC MP filed conf at: *** $6053 paid then $827 x 30 beg. 1/1/25 pro rata with min of $15,107 to gucs due to equity ---TRUSTEE TO PAY SHEFFIELD CLAIM AS FILED AS UNSECURED PRO RATA WITH OTHER CLAIMS UNLESS A VALIC SECURED CLAIM FILED M&T SURRENDERED THROUGH THE PLAN **ATT WANTS TO FILE A MP TO CRAM TRAILER NOW ** Sheffield Financial filed unsecured claim #15 for the lawn mower. Should strike the per plan claim to be paid $3,750. The modified plan also proposes to pay $3,750 as secured claim - TRUSTEE WILL PAY CLAIM AS FILED UNLESS WE HEAR OTHEWISE ** M&T Bank claim is double debtors estimate. Plan says to pay in full. Should the debtor be allowed to keep a $24,000 trailer but not pay gucs? Is this vehicle a necessity? ATT ALSO FILED MOTION TO FILE A LATE CLAIM BUT A LATE CLAIM WAS JUST FILED. HIS MOTION SHOULD BE MARKED AS WITHDRAWN Trustee objection: The debtor is proposing to pay a $24,000 trailer through the plan. This vehicle is not necessary for reorganization and should be surrendered. WILL AGREE TO $10,000 TO GUCS IN PLAN EDC proposed plan $300x1, $821x39 base plan paid in $2,763 last claim 29-1 RESOLVED ISSUES: ** Nationstar Mortgage LLC (RASC) objection to confirmation - need to resolve -plan not feasible OK ARREARS ARE $0 3) Need to file Pre-Confirmation Certification RESOLVED, FILED |
|
Matter ResolvedRequest Adjourment | 88 | 12/18/2024 10:00 am | 24-15636 / CMG | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Dismissed | NS 2nd ISSUES AS OF 12/11/2024 (DM): updated 12/16/24. ***Amended Sch I&J filed. Need proof of Utility Assistance and SNAP Benefits. Note that Plan is not even sufficiently funded to pay attorney fees if Loan Mod is successful - RECOMMEND DISMISSAL*** Debtor received a Trial Mod from Oct through Dec (dm) Debtor now receiving $1,714 SSI. 1) Nationstar Mortgage (Hladik Onorato) OBJs - failure to cure arrears of $25,399.99 on Springfield Rd property (UNRESOLVED.) 2) Trustee OBJ: - The debtor has insufficient income. ***RESOLVED ISSUES*** A) Trustee OBJ: - Plan fails to provide for a prompt Loan Mod completion date (MOOT, DEBTOR IS IN A TRIAL MOD THAT ENDS IN DEC.) - Need a CMA with comps 6 months prior to filing date. Zillow values property at $300,800. (UPDATED CMA RECEIVED - NO EQUITY.) - There is estimated non-exempt equity in real property (pending updated CMA) and $867 in Citizen Bank acct. (CMA RECEIVED - VALUATION IS $195,000.) - Must file Pre-Confirmation Certification (FILED.) Prop. Plan $45 x 60, Base Plan. - Loan Mod by June 2025. PTD 6/6 = $270 Last Claim (9-1) |
|
Matter ResolvedRequest Adjourment | 89 | 12/18/2024 10:00 am | 24-15806 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Continued 1/15/2025 10:00 am | 341 now on 11/7/24- has to bee adj - MOTION FILED to allow daughter to testify at 341 :341 rescheduled to 12/12/24 3/4 payments as OF 10/14/24(MK): 3/4 payments 341 now on 9/19/24-NOT HELD- not rescheduled 1. Objection By Community Loan Serv( Fein Such): plan has contradictory terms Part 2c says Lm and 4a says cure and maintain. |
|
Matter ResolvedRequest Adjourment | 90 | 12/18/2024 10:00 am | 24-16841 / CMG | Jeffrey E. Jenkins, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | Atty intends to file a Motion to Reinstate Stay - ADJ to 2/5/25 (dm) ISSUES AS OF 12/13/2024 (DM): ***Freedom Mtg obtained stay relief on 11/6/24 - this plan is no longer feasible*** 1) US Dept of HUD filed $23,656.29 secured 2nd mtg claim with $0 arrears not treated in the plan (TREAT AS SECURED UNAFFECTED??) 2) Plan provides $24,487 secured treatment to Trenton Water Works - creditor filed a claim for $14,910.48 (NEED A CONSENT ORDERTO PAY THE CLAIM WITH INTEREST.) 3) Trustee OBJ: - Excessive Expenses: $297, $225 and $529 car payments. - There is $6,155 non-exempt equity in real estate using debtors' CMA of $196,500, and $53,222 at the Zillow valuation of $250,600. Trustee requires a more detailed valuation be provided by debtors with more detailed comps attached (UNRESOLVED.) - Need update on Co-Debtor's possible lawsuit for knee injury 6 months from confirmation. ***RESOLVED ISSUES*** A) Freedom Mortgage (Brock & Scott) OBJs - $5,538.06 arrears on 2nd St property (CONSENT ORDER ENTERED TO PAY PER POC.) B) Wells Fargo filed a bifurcated claim ($15,100 secured/$4,759.81 unsecured/$532.09 arrears) for 2018 Hyundai Santa Fe which needs to be addressed (MP PAYS ARREARS.) C) Santander filed $100 arrears claim on 2017 Hyundai Elantra (MP PAYS CLAIM) D) Ally Capital filed $236.64 arrears claim on 2018 Nissan Rogue (MP PAYS CLAIM.) E) Trustee OBJ: - Debtor has insufficient income (MOOT - EXCESSIVE EXPENSES.) - Need to file Pre-Confirmation Certification (FILED.) Prop. Plan $813 x 3, $860 x 57, $12,050 Min Div. PTD 4/5 = $3,252 Last Claim (21-1) |
|
Matter ResolvedRequest Adjourment | 91 | 12/18/2024 10:00 am | 24-16939 / CMG | Laurence R. Sheller, Esq. | Order Vacate Dismissal of Case | Confirmed | As of 12/12/24(mk): email to atty- ok to terms **CAN REC CONFIRM AT $2,000 PTD Then $615 x 55 Begin 1/1/25 100%. Preserve equity T/H of 115,182 in real property. Tr will pay the arrears portion of Santander claim #2-1 in the amount of $7065.32 through the plan. No distributions will be made on the secured and unsecured portions of the claim** -------------RESOLVED--------------- 12/6/24:order submitted reinstating stay Objection by MTGLQ Investors(Padgett Law):ORDER SUBMITTED. TERMS=pay full arrears per POC #6 $18,877,79 - plan fails to pay total arrears claim Trustee Objection: -There is $115,182 in non exempt equity in the residence.(100% Plan): -Santander filed a bifurcated claim which needs to be resolved. Debtor will pay the arrears amount in the claim Plan: $400 X 60; 100% 5/5 payments |
|
Matter ResolvedRequest Adjourment | 92 | 12/18/2024 10:00 am | 24-17223 / CMG | Allen I. Gorski, Esq. | Confirmation Hearing Scheduled | Continued 1/15/2025 10:00 am | needs to adj to 1/15/25 for update pay info and to resolve dispos income issue. 12/13: waitng for update pay info then will work up 12/10/24(mk): email to atty >>>pay info is all from summer- NEED UPDATE STUBS FOR DEBTOR AN NON DEBTOR SPOUSE FOR SEPT. AND OCTOBER>> 11/26/24(mk) reviewed cert. re very high expenses. Bottom line income verified higher than scheduled based upon the proofs of income provided and even allowing all the expenses totaling $14,736 we have excess disposable income of 2268 per month. AS OF 11/13/2024 (at):ATTY DOES NOT AGREE RECOMMEND: $1,500 PAID TO DATE, $2,149 X 56 BEGINNING 12/1/2024, 100% PLAN - Preserve non exempt equity of $200 in personal property. - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. 1. Trustee's objection: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $2,000/month for Presidential taxes- WHAT IS THIS? $2,200/month for spouse's credit cards $500/month for summer camp( kids 10 & 7) $1,000/month for after school care $300/month for hair and nails & $150/personal care Need proof of excessive expenses 10 days prior to confirmation. - debtor is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $2,268.43. Plan proposes: $500 x 60 beginning 8/1/2024, base Payments: 3/4, arrears $500 ---------------------------- - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) - Need to file Pre-Confirmation Certification. (FILED) - A copy of the homeowner's insurance renewal declaration - Policy expires 11/4/24. (RECEIVED) - Need statements for the Charles Schwab and Robinhood accounts. (RECEIVED - $200 IN NON EXEMPT EQUITY) |
|
Matter ResolvedRequest Adjourment | 93 | 12/18/2024 10:00 am | 24-17260 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | 12/9/24(mk): Notice of Private Sale field - $440,000- no realtor info. in Notice and Order also blank in parag. 3 Caldwell Banker on K Motion to sell 1/15/25- BUYER IS SAME PERSON( F. Scheuremann) who makes contribution to debtor's income and listed on sch I) >>MTG CO HAS NOT FIED A CLAIM AND HOUSE IS LISTED ON ZILLOW AS AN AUCTION ZILLOW VALUE IS OVER 1 MILLION AND HOME HAS 5 BED ,4 BATH- NO EVIDENCE IS THERE THAT THIS PROPERTY WAS EVER MARKETED FOR SALE? > exemption more than sch C- needs amended C. LOOKS LIKE THERE WILL NOT BE ANY NE PROCEEDS FROM SALE at this low contract price. --- 12/6/24(mk): Zillow has property listed for Auction- other realtor sights still say OFF MARKET CASE IS 5 MOS OLD AND STILL NOT ON MLS As of 11/8/24(MK): EMAIL TO ATTY > This is 4th filing AND HOME IS NOT ON MLS Listing agreement uploaded 11/6 EXCLUSIVE RT TO SELL AND IT IS NOT ON MLS AND THE LISTING PRCIE IS WAY OFF-TROBJECTS TO THIS and has listing price at 424,186.03 ZILLOW SHOW IS AS OF 11/8 AND NOT FOR SALE AND VALUED AT 1,091,700 >>NEED PROOF OF EFFORTS TO SELL THE REAL PROPERTY- IS IT LISTED? listing agmt uploaded > This is 4th filing 1. Trustee objection: - debtor has insufficient income. -There is $153,668 in non-exempt equity in the residence. -There is $9,545 in non-exempt equity in the Mini Cooper. -There is $3,750 in non-exempt equity in the bank account 2. Fay Servicing in plan for arrears 150,000- NO CLAIM FILED and bar date has passed. ( WHAT DO YOU WISH TO DO ABOUT THIS? ( they filed a claim in prior case of debtor's and it was a total claim as a result of the mtg maturing (PER ATTY THEY WILL BE PAID OUSTSIDE AT CLOSING) Plan:$500 X 60; SALE 3/1/2025 (510 DUGOUT DR) BY 3/1/25; BASE 4/5 payments |
|
Matter ResolvedRequest Adjourment | 94 | 12/18/2024 10:00 am | 24-17271 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 12/6/2024 (at): RECOMMEND: $400 X 6 BEGINNING 8/1/2024, $2,000 x 18 BEGINNING 2/1/2025, $3,133 x 36 BEGINNING 8/1/2026, BASE - Preserve non exempt equity of $124,640 in real estate. - Preserve non exempt equity of $2,875 in personal property. - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. Trustee's objection: - The debtor has failed to supply the Trustee with the following document (s): - Domestic Support Obligation information Judgement of divorce/ property settlement agmt (RECEIVED) - A copy of the homeowner's insurance renewal declaration - that includes liability coverage. (RECEIVED) - Need a statement for the "loan" deducted from the debtor's pay 03checks. (RECEIVED - ADDITIONAL $430/MONTH BEGINNING 12/1/2024) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $3,380/month for alimony (need proof) $2,600/month for rent (need copy of lease) (RECEIVED PROOF OF BOTH) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $124,640 in non exempt equity in the residence. (LANGUAGE ADDED) - There is $2,875 in non exempt equity in personal property. (LANGUAGE ADDED) - Need to resolve objection by Rocket Mortgage. (RESOLVED) - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED) - Need to file Pre-Confirmation Certification. (FILED) Plan proposes: $400 x 6 beginning 8/1/2024, $2,000 x 18, $3,050 x 36, not less than $126,211 to unsecured creditors Payments: 5/5 (To address claims and objections filed in case. Plan payments adjusted based on termination of alimony and projected increases in income.) |
|
Matter ResolvedRequest Adjourment | 95 | 12/18/2024 10:00 am | 24-17301 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Confirmed | 12/13/24(mK) :UPDATED: email to atty-OK TO TERMS **CAN REC CONFIRM AT $1,612 PTD Then $532 x 55 Begin 1/1/25 0%** 1. Objection by Westlake Services( Hladik): - objects to cram value of auto ORDER SUBMITTED TERMS=pay total $24,219.33 thru plan Plan:$403 x 60 begin 8/1/24; $0 4/5 payments ---------------- Trustee Objection: FILED & Provided - Amendments to Schedules I to change employment information. since Debtor is no longer self employed. PAY STUBS(Sept & Oct) HAVE EMPLOYER AS UNION FREIGHT CARRIERS- - ARE THESE PAYSTUBS NOW THE ONLY INCOME? ----------RESOLVED------------- - Must file pre conf cert(filed). - Updated auto insurance, insurance expires 9/28/24(PROVIDED) - need Proof of 2 month's income - for the month of Sept.PROVIDED PAY STUBS FORM UNION FREIGHT |
|
Matter ResolvedRequest Adjourment | 96 | 12/18/2024 10:00 am | 24-17475 / CMG | Andrew M. Carroll, Esq. | Confirmation Hearing Scheduled | Continued 2/26/2025 10:00 am | 2/26 PEREMPTORY As of 12/9/24(mk): >> ESTIMATED CLAIM IN #1 NEEDS TO BE RESOLVED/AMNEDED BEFORE CASE CAN BE CONFIRMED 1. IRS STILL HAS ESTIMATED CLAIM- NO RETRUN FOR 2021 on priority and on GUC no return for 2020 2.TRUSTEE OBJECTION: Any dismissal of this case should trigger a one year bar to re -filing. This is the 4th filing in 5 years Plan: $2380 X 57; 100% 4/5 payments ------------------- Mrg co US Bank(McCalla ) objected to orig plan as not paying arrears and Tr payment to low to pay claim - MP ups payment- SO IS THIS RESOLVED? no objection to MP filed |
|
Matter ResolvedRequest Adjourment | 97 | 12/18/2024 10:00 am | 24-17669 / CMG | John Zimnis, Esq. | Confirmation Hearing on Modified Plan | Confirmed | As of 12/12/24 (DS): Ok to confirm at $1,200 paid, $410 x 52 begin 1/1/25; Base MP Prop $400 x 56 begin 9/1/24; Base - Decreased months in plan. |
|
Matter ResolvedRequest Adjourment | 98 | 12/18/2024 10:00 am | 24-18182 / CMG | Steven J. Abelson, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 12/6/2024 (at): RECOMMEND: $925 PAID TO DATE, $375 x 32 BEGINNING 1/1/2025, BASE - Need updated income for the debtor by 12/31/2024. 1. Objection filed by Santander Consumer (Eisenberg Gold) - car cannot be crammed because there's a non filing co-signer. (MOD PLAN CURES ARREARS AND NO OBJECTION TO MODIFIED PLAN) 2. Trustee's objection: - The debtor has failed to supply the Trustee with the following document (s): - Need a valuation for the time share. (RECEIVED - MOD PLAN SURRENDERS TIMESHARE) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $470. - The Schedules fail to account for the debtor(s) tax refund in the amount of $9,093 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The debtor has failed to provide proof of service with respect to Plan Motion (s). - Need proof of service on Chrysler Capital. (OBJECTION FILED) - Need a copy of residential lease. (RECEIVED) - Need to file Pre-Confirmation Certification. (FILED) Modified plan before confirmation proposes: $350 x 2 beginning 9/1/2024, $225 x 34, base Payments: 3/4, arrears $225 |
|
Matter ResolvedRequest Adjourment | 99 | 12/18/2024 10:00 am | 24-18417 / CMG | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 12/16/2024 (at): RECOMMEND: $3,748 PAID TO DATE, $1,673 X 56 BEGINNING 1/1/2025, LOAN MODIFICATION BY 6/18/2025, 100% PLAN - Low base pending loan modification. - Preserve non exempt equity of $135,879 in real estate. - Preserve non exempt equity of $12,896 in personal property. 1. Objection filed by Freedom Mortgage (Brock & Scott) - failure to cure full arrears of $120,305.59 (Per POC) (RESOLVED - ARREARS CURED VIA LOAN MOD BY 6/18/2025 - REGULAR PAYMENTS PENDING LOAN MOD) 2. The IRS filed a priority claim in the amount of $16,859.46 which is not in the plan. Is the debtor going to pay this claim? (PER ATTY - PAY) 3. Trustee's objection: - The debtor has undertaken an improper use of exemption. Specifically: Schedule C over exempts d(5), taking $3,500 from Bank of America acct allowed $1,475. RESOLVED ISSUES: - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Estimated taxes $200 (Must provide proof that taxes are paid monthly) and Car payment $743. (100% PLAN) (RECEIVED) - The debtor has failed to supply the Trustee with the following document (s): - Amendments to Schedules Sched A/B and C to add business value $5,000 (per business forms valued $5,000) and amend Statement of Financial Affairs to add business info. (OK - 100% PLAN) - The Schedules fail to account for the debtor(s) tax refund in the amount of $1,365 when determining disposable income. (AVERAGD/ADDED TO INCOME) - The Plan fails to provide for a prompt loan modification completion date. (OK - PER LOSS MITIGATION ORDER) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in the residence $135,879, Santander checking acct $321, Santander savings acct $11, Bank of America acct $7,564 and Asphalt business $5,000. (100% PLAN) (LANGUAGE ADDED) - Must resolve creditor objection. (LISTED ABOVE) Plan proposes: $937 |
|
Matter ResolvedRequest Adjourment | 100 | 12/18/2024 10:00 am | 24-18518 / CMG | Robert H. Johnson, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP JUST FILED NEED NEW DATE AS OF 12/10/24 (SF) PLAN IS NOT FEASIBLE. Debtor needs 100% plan due to nonexempt equity in real estate. The plan proposes base of $18,000 but need $71,895. Debtor is not current at $300 per month and needs $1273 going forward. Trustee objection: The debtor has insufficient income The Schedules fail to account for the debtor(s) tax refund in the amount of $$3,246 when determining disposable income. -There is $357,641 in non-exempt equity in the residence. (100% PLAN) - Need to file Pre-Confirmation Certification. - Need to verify with debtor that Hyundai lease is rejected in Part 6, and vehicle has been repossessed. Plan proposes $300 x 60 100% Plan Payments: 2/4 Arrears: $600 |
|
Matter ResolvedRequest Adjourment | 101 | 12/18/2024 10:00 am | 24-18588 / CMG | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Continued 1/15/2025 10:00 am | AS OF 12/11/2024 (at): MOD PLAN FILED AND SCHEDULED FOR 1/15/2025. 1. Carvana filed a secured arrears claim in the amount of $558 for the 2020 Hyundai Santa Fe which is not in the plan. Are the debtors going to pay this claim? 2. Carvana filed a secured arrears claim in the amount of $430 for the 2020 Kia Soul which is not in the plan. Are the debtors going to pay this claim? 3. One Main Financial filed a secured claim in the amount of $6,590.36 for the 2010 Chevy and 2005 Dodge Durango which is not in the plan. Are the debtors going to pay this claim? 4. Trustee's objection: - The debtor has failed to supply the Trustee with the following document (s): - 2 months (July & August) bank statements from Wells Fargo savings acct. (NOT RECEIVED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Disposable income verifies $2,384. RESOLVE ISSUES: - The current Plan does not specify treatment of OneMain (2010 Chevy Cobalt) arrears $6,590.36 and State of NJ $98 under the Plan. (LISTED ABOVE) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in the residence $19,772, 2020 Hyundai Santa Fe $3,890, 2020 Kia Soul $1,912, Edifi FCU $235 and estimated to be in Wells Fargo savings (pending bank statements). (LANGUAGE ADDED) - Claims filed with arrears by Carvana (2020 Kia Soul) for $430 and Carvana (2020 Hyundai Santa Fe) for $558. (LISTED ABOVE) Plan proposes: $1,750 x 36 beginning 9/1/2024, base Payments: 3.5/4, arrears $875.00 |
|
Matter ResolvedRequest Adjourment | 102 | 12/18/2024 10:00 am | 24-18590 / CMG | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 12/18/24 (SF) UPDATED RECOMMEND $500 X 36 (BEGIN 9/1/24) BASE 12/18: work it up see not on time share and Bk accts AS OF 12/17/24 (SF) UPDATED Atty uploaded wrong dox so need more time adj to 12/18 and for $ to post Trustee objection: - Need July and August bank statements for PNC accounts 4403 and 2185. (RECEIVED) - Need a valuation for the timeshare. (STILL NEED) NO VALUE Plan proposes $500 x 36 Base Payments: 3/4 Arrears: $500 RESOLVED: - Need a statement for the whole life insurance policy (RECEIVED) - Need a statement for the Apple Cash account. |
|
Matter ResolvedRequest Adjourment | 103 | 12/18/2024 10:00 am | 24-18593 / CMG | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Confirmed | mk: work up at 100% - we have update insur w/ lib coverage RECOMMEND: $3,356.99 PAID TO DATE, $1,588 x 44 BEGINNING 1/1/2025, 100% PLAN - Preserve non exempt equity of $45,859 in real estate. UPDATED 12/17/2024 (jma) CAR AND HOME INS REQUIRED - PROVIDED COPY OF CAR INSURANCE GOOD THORUGH 6/1/2025 HOI PROVIDED FAILS TO INCLUDE PERSONAL LIABILITY COVERAGE. SENT EMAIL TO DEBTORS ATTORNEY. issues as of 12/12/2024 (JMA) 1) Not current with Trustee plan payments, arrears $1,8780.01 2) Trustee objection to confirmation - need to resolve - A copy of the homeowner's insurance renewal declaration - with personal liability coverage. RENEWAL PROVIDED DOES NOT SHOW PERSONAL LIABILITY COVERAGE - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Car payment $724. May be moot since plan pays 100%. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Disposable income verifies $2,582. Plan pays 100%. proposed plan $1215x60 100% plan paid in $2981.99 arrears $1878.01 last claim 13-1 RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity in the residence $45,859, 2018 VW Tiguan $4,250, 2015 Nissan Sentra $262, PNC Bank acct#2945 $60, Capital One Bank acct#3506 $1,071, Capital One Bank acct#7474 $28 and PNC Bank acct#2961 $0. TOTAL NON-EXEMPT EQUITY IN ALL ASSETS $51,530 - Must provide 2 months bank statements from PNC Bank acct#2961 prior to filing date. RESOLVED, STATEMENTS PROVIDED - Updated auto insurance, if not confirmed by 12/18/24, insurance expires 12/8/24. RESOLVED, PROVIDED RENEWAL GOOD THROUGH 6/1/2025 |
|
Matter ResolvedRequest Adjourment | 104 | 12/18/2024 10:00 am | 24-18612 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Continued 2/26/2025 10:00 am | atty needs to move against mtg claim 2/26 PEREMPTORY AS of 12/10/24(mk): Plan does not appear to be feasible. 1. Objection by West Coast Servicing( Hladik): - plan fails to pay full arrears-Working on Resolving 3. Claim for arrears filed by US Bank( 1st Mtg) for arrears $90,317- Plan has this creditor as unaffected says pay outside per trial LM issued 6/2023- WHAT IS STATUS OF LM? TRIAL PERIOD OVER YET - IT'S OVER A YEAR NOW? AND WHEN WILL CLAIM BE AMENDED? 2.Trustee objection: - debtor has insufficient income to fund the plan when DEBTOR IS CURRENT AS OF NOW unemployment ends in November of 2024. DOES DEBTOR HAVE EMPLOYMENT NOW? -Add to confirming order Debtor to provide updated proof of income 1/1/2025. Plan:$409 x 36 begin 9/1/24; 0% 4/4 payments -----------RESOLVED------------------ - need copy of the homeowner's insurance renewal declaration - with personal liability coverage.(PROVIDED) |
|
Matter ResolvedRequest Adjourment | 105 | 12/18/2024 10:00 am | 24-18618 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 12/9/2024 (at): RECOMMEND: $3,000 PAID TO DATE, $925 X 56 BEGINNING 1/1/2025, BASE - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. - Need to file Pre-Confirmation Certification within 7 days of confirmation. - Preserve non exempt equity of $34,137 in real estate. 1. Objection filed by Lakeview Loan (Brock & Scott) - failure to cure arrears of $487.59. (RESOLVED - PAY PER POC) 2. Trustee's objection: - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Income verified higher than scheduled amount, disposable net income $1,513.40. (Plan provides for minimum $34,729 to general unsecured creditors ) - Need to file Pre-Confirmation Certification with Court (NOT FILED) RESOLVED ISSUES: - The debtor has failed to supply the Trustee with the following document (s): - atty needs to file fee application 7 days after confirmation (LANGUAGE ADDED) - Lakeview Loan Servicing LLC (Brock & Scott) objection to confirmation - pre-petition arrears $652.86, plan does not provide for payment in the plan- need to resolve (RESOLVED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $34,137.14 non-exempt equity in debtor's home (plan provided for payment of $34,729 to gucs). (LANGUAGE ADDED) Plan proposes: $750 x 60 beginning 9/1/2024, not less than $34,729 to unsecured creditors Payments: 4/4 |
|
Matter ResolvedRequest Adjourment | 106 | 12/18/2024 10:00 am | 24-18632 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Plan Denied | AS OF 12/10/24 (SF) PLAN DENIED. MP FILED AND SCHEDULED FOR 1/15/25 Attorney needs to submit adjournment request with creditor consent to adjourn Payments: 3/4 Arrears: $407 |
|
Matter ResolvedRequest Adjourment | 107 | 12/18/2024 10:00 am | 24-18718 / CMG | Moshe Rothenberg, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP to surrender RE w/in 14 days As of 12/17/24(mk): >MULTIPLE CH 13 FILINGS BY DEBTORS- ALL DISMISSED >>PLAN CALLS FOR SALE OF PROPERTY- INTERNET SAYS PROP IS OFF MARKET- AND PROPERTY IS UNDER WATER - THAT TOGETHER WITH FILED CLAIMS MAKES THE PLAN NOT FEASIBLE. 1.Objection by Deutche Bank(RAS); -Plan fails to treat creditor 2. Trustee Objection - Plan has IRS only as priority claim for 3500 and claim is priority $34,658.91 and secured $22,500. - Current plan does not treat ST Of NJ claim- secured $22,917.98. - Need MP that increases trustee payment by $680 in October 2027 when pension loan is paid off. - Pension loan is paid off in September, 2027. Additional $680/month beginning 10/1/2027. -Excess expenses: $500/month for home maintenance;$325/month for home owner's insurance $560/month for car insurance (per bill it is $529.67/month). Need proof of excessive expenses 10 days prior to confirmation -Need August and September bank statements for account #7060. - Need to file Pre-Confirmation Certification. Plan:$450 X 60; SALE 3/2025 (70 AMHERST DR); 0% 2/3 payments |
|
Matter ResolvedRequest Adjourment | 108 | 12/18/2024 10:00 am | 24-18729 / CMG | Jeanie D. Wiesner, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 12/10/24 (SF) RECOMMEND $330 x 2 (BEGIN 10/1/24), $383 X 58 (BEGIN 12/1/24) BASE W/MIN $15,229 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE Trustee objection: 1. There is currently nonexempt equity in real estate of $15,229. Plan proposes $330 x 60 Base Payments: 2/3 Arrears: $330 RECEIVED: - need current car insurance declaration page, policy provided expired 6/21/2024 (RECEIVED) - Must file pre-confirmation certification (FILED) - Objection filed by Freedom Mortgage Corporation (Fissel) - failure to pay arrears in the amount of $2393.60 (RESOLVED VIA ORDER) |
|
Matter ResolvedRequest Adjourment | 109 | 12/18/2024 10:00 am | 24-18863 / CMG | David A. Semanchik, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 12/13/24 (mk):atty ok to terms If ok to pay Wels fargo Then >> **CAN REC CONFIRM AT $600 x 60 Begin 10/1/24 base w/ min to gucs of 8,954 due to equity in real property. Trustee is authorized to pay 5-1 WELLS FARGO BANK, NA arrears of $190.95 through the plan. Affinity FCU and Capital One Auto are to be treated as current and unaffected. must file pre conf cert. w/in 7 days of confirming order** 1. Trustee objection: - Wells Fargo filed arrears claim for $190.95. OK TO PAY? - There is non-exempt equity in the residence $8,954. - Must file Pre-confirmation certification. Plan:$600 x 60 begin 10/1/24; Base 3/3 payments -----------Resolved------------------- -Plan does not specify treatment of Wells Fargo Mortgage(Pay arrears), Affinity FCU and Capital One Auto under the Plan.(both are current an unaffected |
|
Matter ResolvedRequest Adjourment | 110 | 12/18/2024 10:00 am | 24-18901 / CMG | Eugene D. Roth | Confirmation Hearing Scheduled | Withdrawn | Debtor atty requested adj, request denied. Must appear to the hearing to discuss 109e issue MP filed on 1/15/25. Provides Ap payments to mtg and shortens time to sell real property- STILL HAVE 109(e) ISSUE, ALSO AMENDED SCHED I & J FILED 12/12/24, ADDS ADDITIONAL FAMILY CONTRIBUTION $2,670, NO AFFIDAVIT OR PROOF OF INCOME PROVIDED, EXPENSES WERE ALSO INCREASED FROM $3,102.77 TO $5,772.27, MOTGAGE PAYMENT WAS ADDED. As of 12/12/24 (DS): 1. BELOW ISSUES REMAIN UNRESOLVED. As of 11/18/24 (DS): Debtor atty requested adj, received consent of obj creditors. Adj to allow time to file mod plan and resolve obj. 11/20/24 (DS): 1. Trustee obj to the following: - The amount of debt in the debtors Plan exceeds the statutory limit for secured or unsecured debt pursuant to 11 U.S.C. ? 109(e). Total unsecured claims filed $708,806.03 and secured $1,223,680.32 total $1,932,486.35. STILL 109E ISSUE. - Add to confirming order non-exempt proceeds from sale of properties to Trustee. - There is non-exempt equity in the residence $295,217. THERE MAY NOT BE NON-EXEMPT EQUITY, PENDING THE JUDGMENT LIEN FILED BY ITRIA VENTURES FOR $354,827.74. - Must resolve all creditor objections. - Must file Pre-confirmation certification. 2. US Bank - Creemer Ave (LAURA EGERMAN) obj to arrears not paid pending sale. 3. Citibank - Green Hollow Dr (POWERS KIRN) obj to arrears not paid pending sale. 4. Towd Point Mtg/SPS - Creemer Ave (CORY WOERNER) obj to sale which no application of sale filed and arrears not paid pending sale. 5. Evergreen Real Estate - Greenhollow Rd (GREGORY MILNE) obj to sale, arrears not paid, income insufficient, does not propose adequate protection and 109(e). 6. Itria Ventures - Judgment lien (SEIDMAN & PINCUS) obj to owed $359,445.85, creditor not on plan, BUT SECURE claim filed $357,827.74. Prop Plan $365 x 36 begin 10/1/24; Base and Sale of Creemer Ave & Green Hollow Dr 6 months from conf (Low Base pending sale) Note: COTBS with Green Hol |
|
Matter ResolvedRequest Adjourment | 111 | 12/18/2024 10:00 am | 24-18903 / CMG | Vera Fedoroff, Esq. | Confirmation Hearing Scheduled | Continued 1/15/2025 10:00 am | AS OF 12/11/2024 (at): 1. Objection filed by Wells Fargo Bank (Brock & Scott) - failure to cure arrears of $1,670.56. (PER POC) Plan proposes to pay $0. (UNRESOLVED) 2. Objection filed by Athene Annuity and Life Company (Robertson Anschutz) - plan proposes to pay $0. Creditor will be filing a claim in the amount of $8,971.18. (CLAIM FILED) (UNRESOLVED) 3. One Main Financial filed a bifurcated claim #9 which needs to be resolved. Secured - $7,475, unsecured - $8,499.23 and arrears $87.01. (HOW WILL THIS CLAIM BE TREATED?) 4. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Statements from Wells Fargo brokerage and Robinhood Brokerage accts for August and September. (NOT RECEIVED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Sched J list 24 yr old daughter as dependent, daughter is not on 2023 tax return, only 2 sons. Excessive expenses on Sched J for Food $1,450, transportation $875, life insurance $349, auto insurance $558.48 (verifies $320 for both cars), IRS ongoing payments $1,022, 4 car payments $522.05, $425.83, $960.10 and $749.75, funeral home/burial payments for mother in law $200, spouse student loans $628.95, State of NJ taxes $69, dog/cat food/veterinary visits $230 (Sched B does not list pets), tax accountant monthly $50 ($600 yrly) and spouse credit cards $225. Must provide proof of expenses 10 days prior to confirmation. (PROOF OF EXPENSES NOT RECEIVED) - The current Plan does not specify treatment of OneMain Financial (2014 Cadillac SRX) arrears $87.01 bifurcated claim under the Plan. - Arrears claim#10-1 filed by Wells Fargo for $711.48. RESOLVED ISSUES: - Amend Sch I and provide proof of income for new job at MX Logistics. (AMENDED/RECEIVED) - Must file Pre-confirmation certification. (FILED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? |
|
Matter ResolvedRequest Adjourment | 112 | 12/18/2024 10:00 am | 24-19013 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 12/9/2024 (at): RECOMMEND: $1,600 PAID TO DATE, $250 x 1 BEGINNING 1/1/2025, $800 x 20 BEGINNING 2/1/2025, $1,318 x 36 BEGINNING 10/1/2026, 100% PLAN - Student loans will be paid outside of the plan. - Preserve non exempt equity of $78,260.00 in real and personal property. - Debtors' attorney must file a fee application within 7 days of the entry of the order confirming the plan. - Need to file Pre-Confirmation Certification within 7 days of confirmation. 1. Objection filed by Arvest Bank (Greenspoon Marder) - failure to cure full arrears of $21,192.65. (MOD PLAN PAYS FULL ARREARS AND NO OBJECTION TO MODIFIED PLAN) 2. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Balance statement for 2 401(k) loan on Co-Debtor's pay stub prior to filing date. (RECEIVED) - The Schedules fail to account for the debtor(s) tax refund in the amount of $427 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in the residence $70,165, 2017 Chevy $7,749, Wells Fargo checking acct $336 and Wells Fargo savings acct $10 with total $78,260. (LANGUAGE ADDED) - Add to confirming order Debtor attorney to file fee app 7 days prior to confirming. (LANGUAGE ADDED) - Must resolve creditor objection. (MOD PLAN RESOLVES OBJECTION) - Must file Pre-confirmation certification. (NOT FILED) Plan proposes: $800 x 1 beginning 10/1/2024, $250 x 3, $800 x 20, $1,000 x 36, 100% plan Arrears: 3/3 |
|
Matter ResolvedRequest Adjourment | 113 | 12/18/2024 10:00 am | 24-19041 / CMG | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Confirmed | AS of 12/10/24(mk): **CAN REC CONFIRM AT $1,100 x 60 Begin 10/1/24 Base w/ min. to gucs of $12,362 due to equity in real property. Trustee is authorized to pay Claim # 13-1 of LOWER, LLC in the amount of $2,508.43 through the plan. Trustee is authorized to pay Claim 4-1P of the INTERNAL REVENUE SERVICE in the secured amount of $4,693.20 and the unsecured portion will be treated pro rata with other unsecured creditors** Plan:$1100 X 60; BASE 2/3 payments ------------------ . Objection BY Santander(Eisenberg): UPDATED RESOLVED: Order submitted pay total $35,256.01 objects to interest rate on cram IRS IN plan as NOTICE- Filed claim for Priority taxes $4,693.20. PER ATTY- OK TO PAY THIS- YES PER ATTY LowerLLC is in plan as current- FILED A POC FOR ARREARS 2,508.43-OK TO PAY- YES PAY Trustee objection: - There is $12,362 in non-exempt equity in the residence. PROTED IN TERMS |
|
Matter ResolvedRequest Adjourment | 114 | 12/18/2024 10:00 am | 24-19161 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Confirmed | mk: ar to review w/ mk and Angela AS OF 12/5/2024 (at): RECOMMEND: $1,500 PAID TO DATE, $667 x 57 BEGINNING 1/1/2025, 100% PLAN - Student loans will be paid outside of the plan. - Preserve non exempt equity of $15,043 in real estate. 1. Ally Servicing filed a secured arrears claim in the amount of $165.94 which is not in the plan. Is the debtor going to pay this claim? Mk: ok to pay 2. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - Proof of 2 month's income - from Debtor (only provided to July) and spouse provided 2 stubs one 8/14/24 and other 9/11/24. (NOT RECEIVED) - Need Aug. & Sept. bank statements from Santander Bank (closing statement) and NY Times FCU accts. (NOT RECEIVED) - Need proof of motorcycle insurance. (RECEIVED) RESOLVED ISSUES: - The Schedules fail to account for the debtor(s) tax refund in the amount of $1,785 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is estimated non-exempt equity in the residence $15,044, pending all claims filed. (LANGUAGE ADDED) - Ally filed arrears claim $165. (LISTED ABOVE) Plan proposes: $500 x 60 beginning 10/1/2024, 100% plan Payments: 3/3 |
|
Matter ResolvedRequest Adjourment | 115 | 12/18/2024 10:00 am | 24-19561 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Withdrawn | 12/17/14(mk) debtor now has the proper insurance - this plan can be marked w/d and MP in 14 days ( reminder set)to surrender Bayonne and adjust plan length. 12/14/24(mk): motion to compel abandonment of Bayonne condo ON SHORT TIME FILED CMG: CT allowed adj. to 12/18 to confirm. HOLD FOR PROOF OF INSURANCE ONLY ON BAYONNE PROP. AS OF 12/17/2024 (at): NEED HOMEOWNER'S INSURANCE FOR BAYONNE PROPERTY. Mk atty says vacant condo for sale- per AR master policy does not help. RECEIVED POLICY ON 12/9/24 BUT IT DOES NOT PROVIDE LIABILITY COVERAGE. 1. Objection filed by SN Servicing/US Bank (Friedman Vartolo) - failure to cure full arrears of $93,048.89 (Per POC). Creditor wants stay relief if property is not sold within an appropriate time frame. (UNRESOLVED) 2. Lakeview Loan Servicing filed a secured arrears claim in the amount of $4,200.80 which is not in the plan. Is the debtor going to pay this claim? (PER ATTORNEY, PAY THE CLAIM) 3. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - A copy of the homeowner's insurance renewal declaration - for the Bayonne (condo) property. (NOT RECEIVED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Verified income leaves monthly disposable income of $1,126. RESOLVED ISSUES: - Need statements for the debtor's (2) 401k loans. (RECEIVED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $250/month for home maintenance $437.55/month for cable/internet/phone Need proof of excessive expenses 10 days prior to confirmation. (RECEIVED PROOF OF HOME MAINTENANCE AND CABLE/INTERNET) - Need August and September bank statements for TD account #432 per spouse's direct deposits. (RECEIVED) - Need to file Pre-Confirmation Certification. (FILED) |
|
Matter ResolvedRequest Adjourment | 116 | 12/18/2024 10:00 am | 24-19684 / CMG | Jonathan Goldsmith Cohen, Esq. | Confirmation Hearing Scheduled | Confirmed | As of 12/16/24 (DS): Ok to confirm at $3,935.99 paid, $1,310 x 57 begin 1/1/25; 100% to gucs; - Attorney must file fee app within 7 days from conf. - Within 7 days must file Pre-confirmation certification. 1. Trustee obj that Debtor attorney must file fee app for the $8,932 in fees received. Prop Plan $1,310 x 60 begin 10/1/24; 100% |
|
Matter ResolvedRequest Adjourment | 117 | 12/18/2024 10:00 am | 24-19804 / CMG | Warren Brumel, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 12/12/24 (SF) RECOMMEND $1085 X 60 (BEGIN 11/1/24) 100% PLAN W/MIN $140,002 TO GUCS PER NONEXEMPT EQUITY IN REAL ESTATE AND PERSONAL PROPERTY - NONEXEMPT PROCEEDS FROM SALE OF BOAT TO BE TURNED OVER TO TRUSTEE BY 12/30/25 - DO NOT PAY M&T BANK BIFURCATED CLAIM 3-1. CLAIM IS UNAFFECTED AND TO BE PAID OUTSIDE PLAN Trustee objection: - There is a total of non-exempt equity in the amount of $140,002. (100% PLAN) -2004 Corvette $11,747 -2016 Nissan Sentra $550 -Boat/trailer $6,500 (plan states boat/trailer is for sale) -House $121,205. Plan proposes $1085 x 60 100% Plan; plus net proceeds from sale of boat Payments: 2/2 RESOLVED: 11/26/26:FYI order submitted resolving objection by Provident Terms= pay arears $2,161.21 POC #4-1 |
|
Matter ResolvedRequest Adjourment | 118 | 12/18/2024 10:00 am | 24-19812 / CMG | Warren S. Jones, Jr., Esq. | Confirmation Hearing Scheduled | Continued 1/15/2025 10:00 am | debtor 2,138.88 dropped off and will send in to post and work up on 1/15 updated 12/16/2024 (JMA) issues as of 12/12/2024 (JMA) 1) Trustee objection to confirmation - need to resolve - A current market analysis - with comparatives sold within 6 months of confirmation. RESOLVED PROVIDED - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): Using Zillow, there is $11,146 in non-exempt equity in the residence. MORTGAGE CLAIM HIGHER, THERE IS NO LONGER NON-EXEMPT EQUITY IN HOUSE. - Need to file Pre-Confirmation Certification - RESOLVED, FILED 2) No Trustee plan payments to date, arrears $2,138.88 proposed plan $1069.44x60 base plan paid in $0 arrears $2,138.88 last claim 4-1 |
|
Matter ResolvedRequest Adjourment | 119 | 12/18/2024 10:00 am | 24-19855 / CMG | Marc C. Capone, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | AS OF 12/17/2024 (at): NEED TO ADJOURN THIS CONFIRMATION TO AFTER 1/15/2024 TO ALLOW MOTION FOR POA TO BE HEARD. 1. 341 is scheduled for 12/12/2024 2. Payments: 2/2 also obj to conf by US BANK is resolved- Order submitted 12/2/24: TERMS=LM by 2/5/25 and TR authorized to pay arrears pending LM |
|
Matter ResolvedRequest Adjourment | 120 | 12/18/2024 10:00 am | 24-19896 / CMG | Jacqueline R. Rocci, Esq. | Confirmation Hearing Scheduled | Confirmed | 12/18 : atty ok to terms As of 12/12/24 (DS): PER EMAIL FROM ATTY WORK UP AFTR BAR DATE 12/16/24. RECOMMEND WORKING UP 12/17/24 OR CONFIRM AT $1,970 PAID, $992 X 58 BEGIN 1/1/25; 100% TO GUCS DUE TO NON-EXEMPT EQUITY $89,142 AND MUST FILE PRE-CONFIRMATION CERTIFICATION WITHIN 7 DAYS - EMAILED DEBTOR ATTY TERMS 1. Trustee obj to the following: - There is non-exempt equity in the residence $89,142. Case will need to be 100% due to the equity. RECOMMEND WORKING UP PASS BAR DATE 12/16/24 TO FINALIZE THE WORK UP TOTAL GUCS FILED $43,431.86. - Must file Pre-confirmation certification. Prop Plan $985 x 60 begin 11/1/24; Base |
|
Matter ResolvedRequest Adjourment | 121 | 12/18/2024 10:00 am | 24-19897 / CMG | Carlos D. Martinez, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | AS OF 12/12/24 (SF) Adj request denied. Need updated car insurance PROVIDED 1. Ally Bank Lease Truste filed arrears claim 16-1 in the amount of $1711.12 which is not address in plan for 2020 Ram Truck 1500 2. State of NJ filed estimated priority claim 26-1 (NEED AMENDED CLAIM) 3. NexBank filed arrears claim 27-1 in the amount of $4033.90 which is not addressed in the plan (OK TO PAY?) 4. Trustee objection: - Need a copy of the last filed tax return - from Co-Debtor (Silver) for 2023. - Updated auto insurance (expired 11/12/24) and bank statements for Sept. & Oct. from Robinhood, Xaman Crypto, Public Service FCU, PNC Bank and Coinbase Acct, prior to filing date. - Amendments to Schedules A/B and C to add Acorn Securities acct. The debtor(s) plan consists of unnecessary or excessive expense items, such as: 22 C-Line 30 additional food/clothing expense $86 and Tax refund $408.25 not on 22c. - 22c gross income on Line 2 for Debtor should be $10,903.59, not $10,250.51. Line 45 Disposable income should be $653.08, plus Line Tax refund $408.25 and Line 30 total should be $1,147.33, which would require min. div. $68,840 to general unsecured creditors. - Disposable income verifies higher, there is disposable income of $2,632. There is non-exempt equity in the residence $26,663 and bank accts (pending all bank acct statements). - Must provide Debtor's Pension loan balance statement prior to filing date. - Must file fee app within 7 days from confirmation order. Plan proposes $870 x 60 Base w/min $41,717.88 to gucs Payments: 2/2 RESOLVED: - Must file Pre-confirmation certification. (FILED) |
|
Matter ResolvedRequest Adjourment | 122 | 12/18/2024 10:00 am | 24-19902 / CMG | Andre L. Kydala, Esq. | Confirmation Hearing Scheduled | Continued 2/26/2025 10:00 am | Needs 341 hearing date issues as of 12/12/2024 (JMA) 1) 341 not held, not rescheduled - missing documents. 2) Village Capital & Investment LLC (Stern & Eisenberg) objection to confirmation - need to resolve -pre-petition arrears $3,826.84 3) Capital One (Lavin Cedrone) objection to confirmation - need to resolve -pre-petition arrears $13,793.93 proposed plan $150x60 base paid in $300 last claim 30-1 |
|
Matter ResolvedRequest Adjourment | 123 | 12/18/2024 10:00 am | 24-19908 / CMG | Candyce I. Smith-Sklar, Esq. | Confirmation Hearing Scheduled | Continued 1/15/2025 10:00 am | updated 12/16/2024 (JMA) - no Trustee plan payments, cannot grant adjournment request issues as of 12/12/2024 (JMA) 1) NewRez LLC d/b/a Shellpoint Mortgage Servicing (McCalla Raymer) objection to confirmation - need to resolve -pre-petition arrears $153,207.32 2) Santander Consumer USA Inc (Eisenberg Gold) objection to confirmation - need to resolve -creditors filed claim has arrears in the amount of $16,165.26 -car will be paid during life of plan 3) Trustee objection to confirmation - need to resolve - Need September and October bank statements for account ending in 2948 per spouse's direct deposits. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $280/month for alimony/support (need order/proof) $600/month for car insurance. Need proof of excessive expenses 10 days prior to confirmation. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $25,000 in non-exempt equity in the business. - Santander Consumer filed a bifurcated claim which needs to be resolved. 4) No Trustee plan payments to date proposed plan $1400x6, $2426.32x54 with loan mod by 4/2025 base plan paid in $0 arrears $2,800 last claim 12-1 |
|
Matter ResolvedRequest Adjourment | 124 | 12/18/2024 10:00 am | 24-19915 / CMG | Jonathan Goldsmith Cohen, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 12/6/2024 (at): RECOMMEND: $691 x 60 BEGINNING 11/1/2024, 100% PLAN - Preserve non exempt equity of $87,146 in real estate. - Preserve non exempt equity of $13,933 in personal property. - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. - Need to file Pre-Confirmation Certification within 7 days of confirmation. Trustee's objection: - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - disposable income verifies $1,164 and plan payment is only $691. - Must file Pre-confirmation certification. (NOT FILED) RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in the residence $87,146, Ally Bank acct#7096 $10,888, Ally Bank savings acct#1231 $1,134 and Robinhood acct $1,911. 100% Plan (LANGUAGE ADDED) - Must file fee app 7 days prior to confirming order. (LANGUAGE ADDED) Plan proposes: $691 x 60 beginning 11/1/2024, 100% plan Payments: 2/2 |
|
Matter ResolvedRequest Adjourment | 125 | 12/18/2024 10:00 am | 24-19958 / CMG | Andre L. Kydala, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | Hold For proof of insurance and then can adj- policy provided- OK -. some 341 dox uploaded 12/17/24 including auto insurance -BUT NO HOME INSURANCE AS OF 12/12/2024 (at): 1. 341 has not been held or rescheduled. 2. Payments: 0/2, arrears $1,800 |
|
Matter ResolvedRequest Adjourment | 126 | 12/18/2024 10:00 am | 24-19962 / CMG | Aniello D. Cerreto, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | As of 12/9/24 (DS): Debtor atty requested adj 341 sched 12/19/24. 12/5/24 (sf) Adj request denied. Attorney does not have consent of objecting creditor. |
|
Matter ResolvedRequest Adjourment | 127 | 12/18/2024 10:00 am | 24-20050 / CMG | Warren S. Jones, Jr., Esq. | Confirmation Hearing Scheduled | Continued 1/15/2025 10:00 am | PLAN IS 100% AND BAR DATE IS 12/19- SHOULD BE ADJOURNED TO NEXT HEARING DATE FOR ACCURATE CLAIMS TOTAL- PLEASE UPLOAD AN ADJ REQUEST. 12/6/24(mk); sent email to atty |
|
Matter ResolvedRequest Adjourment | 128 | 12/18/2024 10:00 am | 24-20051 / CMG | Lee M. Perlman, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | 341 now on1/16/25.proof of 2 TFS payments set up/scheduled BUT does not show date they are scheduled for AS OF 12/12/24 (SF) 1. 341 NOT HELD AND NOT RESCHEDULED DUE TO MISSING DOCUMENTS 2. PAYMENTS: 0/2 ARREARS: $13,204 |
|
Matter ResolvedRequest Adjourment | 129 | 12/18/2024 10:00 am | 24-20053 / CMG | Roger J. Yehl, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | issues as of 12/12/2024 (JMA) 1) Citizens Bank (McCabe Weisberg) objection to confirmation - RESOLVED - objection resolved with consent order debtor to pay poc #4 for 26,261.49 2) IRS priority claim estimated for 2022 taxes - need to resolve 3) NJ Division of Taxation priority claim estimated for 2022 taxes - need to resolve 4) NJ Division of Taxation secured claim $10,341.28 - not treated in plan 5) Credit Acceptance Corporation claim for 2017 Chevrolet G3500 Van - not treated in plan 6) US Dept of HUD filed claim 3 - not treated in plan 7) Trustee objection to confirmation - need to resolve - Motorcycle insurance for 2016 Harley Tri-Glide and loan balance statement prior to filing date. - A Modified Plan that marks off 1e. - Amendments to Schedules A/B and C to add 2009 Jeep Compass, listed on auto insurance. - The current Plan does not specify treatment of US Dept of HUD under the Plan. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is estimated non-exempt equity in the motorcycle and 2009 Jeep Compass, pending amended Sched A/B and C. - Must resolve IRS and State of NJ estimated tax claims. - Must file Pre-confirmation certification. - Need amended Sch I and updated proof of income for William 's new job at Lohnpackproposed plan $1390.39X60 base plan paid in $0, arrears $2,780.78 last claim 15-1 NOTES: fyi: 12/6 ORDER SUBMITTED RESOLVING OBJ BY Citizens Bank. Terms= Pay POC #4 for 26,261.49(mk) |
|
Matter ResolvedRequest Adjourment | 130 | 12/18/2024 10:00 am | 24-20065 / CMG | Robert Cameron Legg, Esq. | Confirmation Hearing Scheduled | Dismissed | AS OF 12/17/2024 (at): NEED HOMEOWNER'S INSURANCE AND DEBTOR HAS MADE NO TRUSTEE PAYMENTS. 1. The IRS filed an estimated claim which needs to be amended. (STILL ESTIMATED) 2. The NJ Division of Taxation filed an estimated claim which needs to be amended. (STILL ESTIMATED) 3. Trustee's objection: The debtor has failed to supply the Trustee with the following document (s): - A copy of the homeowner's insurance renewal declaration (NOT RECEIVED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $580/month for cable/internet/phone $1,500/month for food Need proof of excessive expenses 10 days prior to confirmation. (NOT RECEIVED) - Need to file Pre-Confirmation Certification. (NOT FILED) RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $66,362 in non-exempt equity in the residence. (100% PLAN) (LANGUAGE ADDED) Plan proposes: $2,531 x 60 beginning 11/1/2024, 100% plan Payments: 0/2, arrears $5,062 |
|
Matter ResolvedRequest Adjourment | 131 | 12/18/2024 10:00 am | 24-20075 / CMG | Robert Manchel, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | As of 12/16/24 (DS): Debtor atty requested adj, 341 was resched to 1/16/25 |
|
Matter ResolvedRequest Adjourment | 132 | 12/18/2024 10:00 am | 24-20086 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | AS OF 12/12/24 (SF) Trustee objection: - Need order termination support obligation - Need I and J to show unemployment (Debtor and Spouse are now unemployed) -Income for debtor verified higher than scheduled. There is disposable net income in the amount of $1,283.25. (THIS IS A 100% PLAN) -Form 122C-2 Line 5 states household size of zero used for calculations. -Form 122C-2 Line 45 has disposable income of $8,145. -There is $126,093 non-exempt equity in house (THIS IS 100% PLAN) -Need to file Pre-Confirmation Certification with Court. Plan proposes $285 x 60 100% Plan Payments: 2/2 RESOLVED: - Provide Trustee with current auto insurance policy (RECEIVED) |
|
Matter ResolvedRequest Adjourment | 133 | 12/18/2024 10:00 am | 24-20090 / CMG | Bryan Kozusko, Esq. | Confirmation Hearing Scheduled | Continued 1/15/2025 10:00 am | |
|
Matter ResolvedRequest Adjourment | 134 | 12/18/2024 10:00 am | 24-20098 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Continued 1/15/2025 10:00 am | issues as of 12/12/2024 (JMA) 1) Freedom Mortgage Corporation (Brock & Scott) objection to confirmation - need to resolve - pre-petition arrears $2,165.21 2) PNC Bank (Fein Such) objection to confirmation - need to resolve - estimated pre-petition arrears $15,401.56 3) Ally Capital (Lavin Cedrone) objection to confirmation - need to resolve - to resolve creditor objection, claim of $39,890.08 to be paid through plan 4) IRS priority claim estimated for 2021 and 2022 taxes 5) ACAR Leasing LTD d/b/a GM Financial Leasing - 2020 Cadillac XT6 is current and outside plan 6) Trustee objection to confirmation - need to resolve - Domestic Support Obligation information - A copy of the homeowner's insurance renewal declaration - that includes liability coverage. - Need statements for the debtor's two 401k loans. - A Modified Plan that adds all cramdowns to Section 4 AND Section 7 of the Plan. - The debtor(s) plan consists of unnecessary or excessive expense items, such as: $820/month car payment (cram in the plan) $850/month for alimony/support (need order); Need proof of excessive expenses 10 days prior to confirmation. - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $1,170. - The Schedules fail to account for the debtor(s) tax refund in the amount of $8,541 when determining disposable income. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $134,712 non-exempt equity in real estate. - The debtor has failed to provide proof of service with respect to Plan Motion (s). - Need proof of service on Ally for cram of 2024 Subaru. - Need to file Pre-Conf |
|
Matter ResolvedRequest Adjourment | 135 | 12/18/2024 10:00 am | 24-20102 / CMG | Peter E. Zimnis, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | As of 12/13/24 (DS): Debtor atty requested adj, 341 sched 1/9/25. |
|
Matter ResolvedRequest Adjourment | 136 | 12/18/2024 10:00 am | 24-20105 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Plan Denied | MP filed on 1/15/25 |
|
Matter ResolvedRequest Adjourment | 137 | 12/18/2024 10:00 am | 24-20152 / CMG | Herbert B. Raymond, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 12/9/2024 (at): RECOMMEND: $275 PAID TO DATE, $300 x 30 BEGINNING 1/1/2025, $550 x 4 BEGINNING 7/1/2027, BASE - Claims will be paid according to the trustee's order of distribution. Trustee's objection: - The debtor has failed to supply the Trustee with the following document (s): - Need statement for value of Syensqo NV Stock as of 10/14/24 (RECEIVED) - Need Bank Statements for October 2024 for Bank of America Acct ending 1899 and Navy Federal Credit Union Savings and Checking Accounts. (RECEIVED) RESOLVED ISSUES: - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION) Plan proposes: $275 x 32 beginning 11/1/2024, $455 x 4, base Payments: 1/2, arrears $275 |
|
Matter ResolvedRequest Adjourment | 138 | 12/18/2024 10:00 am | 24-20153 / CMG | Carol L. Knowlton, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | As of 12/16/24 (DS): Debtor atty requested adj to allow time to gether all docs per obj, will need to adjourn to 2/5/25, 1/15/25 is already full As of 12/12/24 (DS): 1. Trustee obj to the following: - Must provide pay stubs for the last pay period after 9/20/24 and October prior to filing date, Sept. and Oct. bank statements for Bank of America accts #2860, #5328 and #2508 and Deed and mortgage statements for the two Wyndham timeshares. - Must amend Sched A/B and C to add Bank of America acct#2860, add the 2nd Wyndham timeshare and car accident lawsuit. - Need a modified plan to address treatment of NBT Bank secured claim for solar panels, Capital One Auto (2016 Honda) and two Wyndham timeshares. - Excessive expenses on Sched J: $300 home maintenance, $577 water/sewer/garbage, $861 cable/internet/phone, $1,000 transportation, $500 for entertainment, $1,239 car payment, $217.40 & $333 "7C and 7D unspecified". Must provide proof of expenses 10 days prior to confirmation. - There would be lots of disposable income, due to the excessive expenses and tax refund $3,093. - There is non-exempt equity $15,511 in the residence, $3,103 in 2016 Honda, $936 in 2012 Ford F150, estimated $1,800 or more in bank accts (Pending statements for Bank of America savings acct#2860, checking acct#5328 and checking acct#2508.) and estimated in the two Wyndham timeshares (Pending documents). - Must resolve obj by Freedom Mortgage. - Must file Pre-Confirmation Certification. - Must file fee app within 7 days from confirming order. - Add to confirming order non-exempt proceeds from car accident lawsuit to Trustee. 2. Freedom Mtg 9BROCK & SCOTT) obj to arrears owed, POC filed with arrears $1,048.65. Prop Plan $700 x 36 begin 11/1/24; Base |
|
Matter ResolvedRequest Adjourment | 139 | 12/18/2024 10:00 am | 24-20154 / CMG | Joan Sirkis Warren, Esq. | Confirmation Hearing Scheduled | Continued 1/15/2025 10:00 am | AS OF 12/12/24 (SF) Copy of TFS payments provided. Adj to allow time to post. (Still need Homeowners Insurance) NO PAYMENTS Trustee objection: - need to provide HOI renewal, policy provided expires 12/14/2024 - There is $76,386 non-exempt equity in debtor's home. Plan proposes $200 X 36 Base; Refinance by 6/1/25 Payments: 0/2 Arrears: $400 RESOLVED: fti: ORDER RESOLVING OBJ. TO CONFIRMATION BY AMERICAN NEIGHBORHOOD MTG SUBMITTED 12/4; TERMS=pay arrears claim 3,967.95 thru plan |
|
Matter ResolvedRequest Adjourment | 141 | 12/18/2024 10:00 am | 24-20167 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Continued 2/26/2025 10:00 am | updated as of 12/17/2024 (JMA) - debtor atty to request adjournment at hearing issues as of 12/12/2024 (JMA) 1) Midfirst Bank (KML) objection to confirmation - need to resolve - 12/6/24 Order submitted resolving objection by Mid First Bank. TERMS= Pay POC #6 in the amt of $43,669.33 thru plan(mk) 2) Trustee objection to confirmation - need to resolve - The Schedules fail to account for the debtor(s) tax refund in the amount of $3478 when determining disposable income. - Need to file Pre-Confirmation Certification with Court. - Midfirst Bank (KML) objection to confirmation - Mortgage arrears $43,669.33 - need to resolve - Santander Bank acct #1274 balance as of 8/31/2024 $1,397.94 not listed on Schedules - need explanation and/or amended schedules to list acct 3) IRS priority claim is estimated for 2021 and 2022 taxes proposed plan $885x60 base plan paid in $885 arrears $885 last claim 12-1 |
|
Matter ResolvedRequest Adjourment | 142 | 12/18/2024 10:00 am | 24-20189 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 12/6/2024 (at): RECOMMEND: $250 x 60 BEGINNING 11/1/2024, 100% PLAN - Preserve non exempt equity of $38,325 in real estate. Trustee's objection: - The debtor has failed to supply the Trustee with the following document (s): - A copy of the homeowner's insurance renewal declaration - insurance expired 12/1/24. (NOT RECEIVED) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): There is non-exempt equity in the residence $38,325. (LANGUAGE ADDED) Plan proposes: $250 x 60 beginning 11/1/2024, 100% plan Payments: 1/2, arrears $250 |
|
Matter ResolvedRequest Adjourment | 143 | 12/18/2024 10:00 am | 24-20194 / CMG | George E. Veitengruber, III, Esq. | Confirmation Hearing Scheduled | Continued 1/15/2025 10:00 am | updated 12/17/2024 (JMA) - provided proof of TFS payment 12/13/2024. ok to adjourn, 341 documents provided scheduled for 1/9/2025 issues as of 12/12/2024 (JMA) 1) 341 not held, not rescheduled - missing documents 2) Community Loan Servicing (Fein Such) objection to confirmation - need to resolve -pre-petition arrears $118,453.07 3) IRS priority claim $5,000.21 - not treated in plan 4) IRS secured claim $21,053.07 - not treated in plan 5) No Trustee plan payments to date proposed plan $1,502x60 base plan paid in $0 arrears $3,004 last claim 3-1 |
|
Matter ResolvedRequest Adjourment | 144 | 12/18/2024 10:00 am | 24-20196 / CMG | Warren Brumel, Esq. | Confirmation Hearing Scheduled | Continued 1/15/2025 10:00 am | As of 12/12/24 (DS): Trustee obj to the following: - Must provide updated auto insurance, if not confirmed by 12/18/24, insurance expires 1/7/25. - Plan does not have the Santander claim. Motion to expunge claim is scheduled 1/15/25. RECOMMEND ADJ TO ALLOW MOTION TO BE HEARD. - There is estimated non-exempt equity in the residence $26,725, 2005 BMW $1,250, 2002 Chevy Express 2500 $2,000, 2002 Angler 22' Boat $10,000 and Wells Fargo Bank acct $11,785. RECOMMEND WAITING PASS BAR DATE 12/24/24. Prop Plan $1,630 x 60 begin 11/1/24; 100% |
|
Matter ResolvedRequest Adjourment | 145 | 12/18/2024 10:00 am | 24-20200 / CMG | Robert C. Nisenson, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | hold for auto insurance- atty has $- HAVE PROOF OF CAR INSURANCE AS OF 12/6/24 (SF) 1. 341 NOT HELD - DUE TO MISSING DOCUMENTS 2. PAYMENTS: 0/2 ARREARS: $440 |
|
Matter ResolvedRequest Adjourment | 146 | 12/18/2024 10:00 am | 24-20202 / CMG | John Zimnis, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | issues as of 12/12/2024 (JMA) - 341 scheduled for 12/12/2024 - workup to be completed after hearing held 1) Nationstar Mortgage LLC /Rushmore Servicing (Pluese Becker) objection to confirmation - need to resolve - claim #3 shows arrears in the amount of $120,720 2) IRS priority claim estimated for 2021 taxes - need to resolve 3) Township of Hamilton filed priority tax claim - treated in plan as "notice", claim filed as priority claim - need to resolve 4) Trustee objection to confirmation - need to resolve - The debtor has insufficient income , Debtor disposable income verifies $ -415. Debtor will need to apply for E-wage. - The debtor has failed to supply the Trustee with the following document (s): Auto insurance for all vehicles on Sched B. - Amendments to Schedules Voluntary petition to correct spelling of debtor 's first name. - The current Plan does not specify treatment of Twp of Hamilton (Municipal Utility) $273.42 under the Plan. - Must resolve IRS estimated tax claim. - Must resolve creditor objection. - Must file Pre-confirmation certification. - Need valuation for 1974 Ford F350. proposed plan $500x36 base plan with loan mod by 5/31/2025 paid in $500 arrears $500 last claim 4-1 |
|
Matter ResolvedRequest Adjourment | 147 | 12/18/2024 10:00 am | 24-20203 / CMG | Yakov Rudikh, Esq. | Confirmation Hearing Scheduled | Continued 1/15/2025 10:00 am | AS OF 12/11/2024 (at): SHOULD ADJOURN TO AFTER BAR DATE WHICH IS 12/24/2024. 100% PLAN. Trustee's objection: - The debtor has failed to supply the Trustee with the following document (s): - 2 months bank statements from TD Bank checking acct#5207 and savings acct#8414 prior to filing date. (NOT RECEIVED) - Amendments to Schedules A/B and C to add TD Bank checking acct#5207 and savings acct#8414 listed in TD Business acct (NOT AMENDED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Home maintenance $500, Electricity/heat/gas $700, Medical $500, Entertainment $400, Daughter's Sports $1,600 and son's sports $500. Plan must remain 100% to gucs. - Must file Pre-confirmation certification. (NOT FILED) RESOLVED ISSUES: - The Schedules fail to account for the debtor(s) tax refund in the amount of $1,727 when determining disposable income. (AVERAGED/ADDED TO INCOME) - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is non-exempt equity in the residence $212,274, 2022 Nissan $5,255, TD Bank acct#4957 $404.43, Capital One accts $100,095 and TD Bank accts#8414 and #5207, pending bank statements. (LANGUAGE ADDED) - The debtor's Plan proposes an order of distribution that is contrary to the Trustee 's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION) Plan proposes: $930 x 60 beginning 11/1/2024, 100% plan Payments: 2/2 |
|
Matter ResolvedRequest Adjourment | 148 | 12/18/2024 10:00 am | 24-20208 / CMG | Daniel E. Straffi, Esq. | Confirmation Hearing Scheduled | Dismissed - Hold Fees | AS OF 12/12/2024 (at): 1. 341 has not been held or rescheduled .missing dox 2. Payments: 1/2, arrears $350 |
|
Matter ResolvedRequest Adjourment | 149 | 12/18/2024 10:00 am | 24-20216 / CMG | Joseph I. Windman, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | As of 12/12/24 (DS): Debtor atty requested adj to allow additional time to review all issues, 341 heard 12/12/24, plus time to pass bar date 12/24/24 1. Trustee obj there is non-exempt equity in the residence $178,725 and excessive expenses on Sched J for Food $832. Prop Plan $516.11 x 60 begin 11/1/24; 100% Note: Updated POI provided 12/4/24 for Debtor from Shop Rite from 11/8-12/6. |
|
Matter ResolvedRequest Adjourment | 150 | 12/18/2024 10:00 am | 24-20219 / CMG | Andrew Thomas Archer, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | AS OF 12/12/24 (SF) 1. Objection filed by US Bank (Woerner) - failure to pay arrears and speculative loan mod. 2. Loss mit order will expire on 2/11/25 3. Trustee objection: The debtor has insufficient income due to reviewing income for Debtor, which is not accurate, disposable income verifies $204. Proof of 2 month's income - from person contributing $4,500 toward expenses and from Debtor from August 2024 to Oct. 2024. - There is non-exempt equity in the residence $377,100. - Must file Pre-confirmation certification. (FILED) Plan proposes $250 x 36 100% Plan; Loan Mod in 6 months Payments: 2/2 RESOLVEDl - Must file Pre-confirmation certification. (FILED) |
|
Matter ResolvedRequest Adjourment | 151 | 12/18/2024 10:00 am | 24-20272 / CMG | Carlos D. Martinez, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 12/16/2024 (JMA) ok to confirm at $575x60 begin 11/1/2024 100% plan - There is a Contract Agreement between debtor and ex husband that states debtor signed a quit claim deed to allow ex husband get refinancing for property. In the event ex husband sells property debtor is entitled to 50% interest per their agreement. Debtor would therefore receive 50% of non-exempt proceeds from the sale. If the property is sold during the plan it must be disclosed to the Trustee. Which includes providing contract of sale and HUD. - Need status of sale of property listed on Schedules A/B. DEBTOR ATTY PROVIDED CONTRACT AGREEMENT RE 1023 CRYYSTAL DRIVE. DEBTOR ENTITLED TO 50% INTEREST OF SALE PROCEEDS IF EX HUSBAND SELLS PROPERTY. THIS PROPERTY IS NOT LISTED FOR SALE AT THIS TIME. IT SHOULD BE NOTED THAT DEBTOR MUST ADVISE TRUSTEE IF HOUSE IS LISTED FOR SALE/SOLD. issues as of 12/12/2024 (JMA) 1) Trustee objection to confirmation - RESOLVED - Need a statement for the PERS loan - PROVIDED, WILL BE PAID BY 9/2025 (MONTHLY PAYMENT $434.15) - The Schedules fail to account for the debtor(s) tax refund in the amount of $635.00 when determining disposable income. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $199,250 in non-exempt equity in the debtor's interest in 1023 Crystal Drive, Toms River. (THIS IS A 100% PLAN) - Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. - Need to file Pre-Confirmation Certification 2) - Need status of sale of property listed on Schedules A/B. DEBTOR ATTY PROVIDED CONTRACT AGREEMENT RE 1023 CRYYSTAL DRIVE. DEBTOR ENTITLED TO 50% INTEREST OF SALE PROCEEDS IF EX HUSBAND SELLS PROPERTY. THIS PROPERTY IS NOT LISTED FOR SALE AT THIS TIME. IT SHOULD BE NOTED THAT DEBTOR MUST ADVISE TRUSTEE IF HOUSE IS LISTED FOR SALE/SOLD. p |
|
Matter ResolvedRequest Adjourment | 152 | 12/18/2024 10:00 am | 24-20375 / CMG | Warren S. Jones, Jr., Esq. | Confirmation Hearing Scheduled | Continued 1/15/2025 10:00 am | AS OF 12/17/2024 (at): Trustee's objection: - The debtor has failed to supply the Trustee with the following document (s): - 2 months (Sept & Oct) bank statements from Staten Island Credit Union. (NOT RECEIVED) - Amendments to Schedules A/B and C to add Staten Island Credit Union. (NOT AMENDED) - The debtor(s) plan consists of unnecessary or excessive expense items, such as: Home maintenance $250, Disability $137.80, Spouse Discover $350, Spouse Student loans $450 and Spouse Capital One $38. Must provide proof of expenses 10 days prior to confirmation. (NOT RECEIVED) - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): - Disposable income verifies $1,092, removing MCU and Staten Island CU bi -weekly direct deposits into bank accounts. - The debtor has failed to provide proof of service with respect to Plan Motion (s). (CERT OF SERVICE NOT FILED) - Must file Pre-confirmation certification. (NOT FILED) Plan proposes: $450 x 60 beginning 11/1/2024, base Payments: 2/2 |
|
Matter ResolvedRequest Adjourment | 153 | 12/18/2024 10:00 am | 24-20419 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | As of 12/12/24 (DS): Debtor atty requested adj to pass bar date 12/30/24, adjourned further out, due to calendar judge 1/15/25 full and needs to be avoided. As of 12/11/24 (DS): 1. Trustee obj to the following: - Must provide 2 months bank statements from United Teletech and 3 Pinnacle FCU accts prior to filing date and statement from E-Trade acct with balance prior to filing date. - Sched I fails to add tax refund, disposable income verifies $1,710.44. - Must file Pre-confirmation certification. - Must file fee app within 7 days from confirming order. 2. Santander filed arrears claim $618.40. Trustee ok to pay? Prop Plan $1,000 x 60 begin 11/1/24; Base |
|
Matter ResolvedRequest Adjourment | 154 | 12/18/2024 10:00 am | 24-20420 / CMG | Justin M. Gillman, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 12/11/24 (SF) RECOMMEND $1500 X 60 (BEGIN 11/1/24) 100% PLAN W/MIN $349,891 TO GUCS PER 122C -MUST FILE PRE-CONFIRMATION CERT WITHIN 7 DAYS -MUST FILE FEE APPLICATION FOR HOURLY FEES OF $3,000 WITHIN 7 DAYS OF ENTERED CONFIMRATION ORDER Trustee objection: -Form 122c Line 45 shows monthly disposable income in the amount of $5,831.52 which requires minimum $349,891.20 to gucs (THIS IS A 100% PLAN) -Excess expenses on Schedule J $400/home maintenance; $1,000/food 2 people; $700/life insurance policy, need to provide Trustee with a copy of the policy; $1,650 support for family need explanation of these expenses (THIS IS A 100% PLAN) -Need to file Pre-Confirmation Certification with Court Plan proposes $1500 x 60 100% Plan Payments:1/2 Arrears: $1500 |
|
Matter ResolvedRequest Adjourment | 155 | 12/18/2024 10:00 am | 24-20447 / CMG | Kevin C. Fayette, Esq. | Confirmation Hearing Scheduled | Confirmed | updated 12/13/2024 (JMA) ok to confirm at $500x18 begin 11/1/2024, $1,156x30 begin 5/1/2026 100% plan issues as of 12/12/2024 (JMA) 1) Freedom Mortgage Corporation (Brock & Scott) objection to confirmation - need to resolve - pre-petition arrears $1,355.63 2) Trustee objection to confirmation - need to resolve - Need a statement for the spouse's 401k loan. PROVIDED AMORITIZATION SCHEDULE, LAST PAYMENT IS 3/13/2025 - A Modified Plan that steps up trustee payment in month 16 of the plan. PER MK MP NOT NEEDED - The debtor(s) is not paying all disposable income into the plan pursuant to either Schedules I & J or Form 22C based upon the Trustee 's review of the income and tax returns provided. The Trustee's calculations are higher for the following reason (s): Verified income leaves monthly disposable income of $1,522. - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. 1325(a)(4): There is $67,001 in non-exempt equity in the residence. (100% PLAN) - Need to file Pre-Confirmation Certification RESOLVED - FILED proposed plan $500x18, $1,110x48 100% plan paid in $1,000 last claim 5-1 |
|
Matter ResolvedRequest Adjourment | 156 | 12/18/2024 10:00 am | 24-20524 / CMG | James J. Cerbone, Esq. | Confirmation Hearing Scheduled | Confirmed | AS OF 12/17/2024 (at): RECOMMEND: $468 PAID TO DATE, $235 x 58 BEGINNING 1/1/2005, BASE WITH A MINIMUM OF $9,591 TO UNSECURED CREDITORS - Preserve non exempt equity of $8,891.00 in real and personal property. - Need to file Pre-Confirmation Certification within 7 days of confirmation. Trustee's objection: - Need to file Pre-Confirmation Certification. (NOT FILED) RESOLVED ISSUES: - The Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): - There is $8,466 in non exempt equity in the residence. (LANGUAGE ADDED) - There is $425 in non exempt equity in the bank account. (LANGUAGE ADDED) Plan proposes: $234 x 60 beginning 11/1/2024, not less than $9,591 to unsecured creditors Payments: 2/2 |
|
Matter ResolvedRequest Adjourment | 157 | 12/18/2024 10:00 am | 24-20530 / CMG | Otto J. Kostbar, Esq. | Confirmation Hearing Scheduled | Continued 2/5/2025 10:00 am | As of 12/12/24 (DS): Debtor atty requested adj, did not respond to my email. Will grant adjournment. As of 12/11/24 (DS): If obj resolved with creditor to pay arrears, recommend confirming at $556 paid, $416 x 58 begin 1/1/25; Base OR WAIT PASS BAR DATE 1/2/25 - EMAILED DEBTOR ATTY TERMS, SINCE REQUEST TO ADJOURN WAS SENT 1. Trustee obj to disposable income verifying $855.99. 2. Longbranch Financial (STUART WEST) obj to arrears more, POC filed with arrears $18,429.72. Obj must be resolved. Prop Plan $278 x 60 begin 11/1/24; Base |
|
Matter ResolvedRequest Adjourment | 158 | 12/18/2024 10:00 am | 24-20547 / CMG | Jonathan Goldsmith Cohen, Esq. | Confirmation Hearing Scheduled | Moot - Converted to 7 / 11 | AS OF 12/10/24 (SF) DEBTOR IS NOT CURRENT. PAYMENT IS $2500 BUT DEBTOR ONLY PAID $250. ARREARS: $4750 1. State of NJ filed estimated unsecured claim 9-1 (NEED AMENDED CLAIM) Trustee objection: - A Modified Plan that increases trustee payment in month 39 when 401k loan is paid off. - Amendments to Schedules statement of financial affairs and/or disclosure statement and plan to correct attorney's fees paid. - Verified income leaves monthly disposable income of $2,750.24. - Per the 22C, monthly disposable income is $5,183 which requires a minimum dividend of $310,980 to general unsecured creditors. - Need to file Pre-Confirmation Certification. - attorney must file a fee application w/in 7 days of confirmation Plan proposes $2500 x 60 Base Plan Payments: $250 Received Arrears: $4750 |
|
Matter ResolvedRequest Adjourment | 159 | 12/18/2024 12:00 pm | 23-15282 / CMG | Robert Cameron Legg, Esq. | Motion Compensation | Granted | |
|
Matter ResolvedRequest Adjourment | 160 | 12/18/2024 12:00 pm | 23-20907 / CMG | Karina Pia Lucid, Esq. | Motion Compensation | Granted | |
|
Matter ResolvedRequest Adjourment | 161 | 12/18/2024 12:00 pm | 23-21449 / CMG | Joseph Albanese, Esq. | Motion Compensation | Granted | |
|
Matter ResolvedRequest Adjourment | 162 | 12/18/2024 12:00 pm | 24-14206 / CMG | Marc C. Capone, Esq. | Motion Compensation | Granted | |
|
Matter ResolvedRequest Adjourment | 163 | 12/18/2024 12:00 pm | 24-17223 / CMG | Allen I. Gorski, Esq. | Motion Compensation | Granted | |
|
Matter ResolvedRequest Adjourment | 0 | 12/18/2024 1:30 pm | 24-10511 / CMG | Paul H. Young, Esq. | Motion to Vacate Dismissal | Needs Resolution of Issues - Objections | >>OST<< MOTION TO VACATE DISMISSAL |
| Proceeding # | Hearing Date | Case Number | Debtor Attorney | Hearing Type | Disposition | Trustee Notes |